thank you so much for sharing lots of information about Germany. Going to be working there soon. 🙌

@ShraddhaParashar

2 жыл бұрын

Thanks for watching Sunjuk 😊 all the best for your new start. pls don't forget to subscribe to watch more such videos 🙏

@sunjukchakma1146

2 жыл бұрын

@@ShraddhaParashar sure. . . I had already subscribed the channel and also turned on the bell notification. 😊 The work-life balance is what its excites me 🙂

Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!

@YuvalGunnery

3 ай бұрын

Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life beause I invested early ahead this time .

@SleepyBinaryCode-mz9xh

3 ай бұрын

We must consider safer investments with promising returns in order to plan for the future. If you approach investing with a five-year perspective and simply DCA whenever you receive a check. Under the direction of my investment advisor, "Deborah Jean Dykstra", whose expertise in portfolio diversification is unsurpassed and client-focused, my portfolio has gained almost $643k since January 2022.

@EricBrokman

3 ай бұрын

Very true. With the help of an investment advisor, I was able to diversify my $550K portfolio across multiple markets, and in just a few months, I was able to earn over $950K in net profit from high dividend yielding stocks, ETFs, and bonds.

@user-zs1oq3dt2y

3 ай бұрын

;;We must consider safer investments with promising returns in order to plan for the future. If you approach investing with a five-year perspective and simply DCA whenever you receive a check. Under the direction of my investment advisor, "Marie Slopiey Donner, whose expertise in portfolio diversification is unsurpassed and client-focused, my portfolio has gained almost $643k since January 2023.

@EricBrokman

3 ай бұрын

please can i get your financial advisor?

Nice video, Shraddha. I am sure it will come in handy to many professional migrants. Kudos! About comparing Germany to the US, I moved to the US from Germany early this year (-after haven lived in Germany for 7 years) and I can tell you the salary in Germany is really low after the deductions as compared to the US. This is due to the socialist structure of the economy in Germany where the medical liabilities are equally distributed among the whole population. If you are a comparatively healthy individual without chronic illness, you are giving in to this system than really benefiting. In the US, the insurance is cheap but deductibles are high. So you pay when you visit a doctor till you reach the deductible and then the insurance pays. And considering a normal healthy person you save a lot there. Plus, the salary is much higher in the US for a similar position, hence, more savings in retrospect. (-you can tax free contribute to pension as well -401K). Lets face it, we all migrated out of our countries for better opportunity (-better salary). About work-life balance, I think it is to one self. I still go for my weekend sports and have a very similar lifestyle to what I had when in the Germany. Plus, language is not an issue and no compulsion to "Germanize" to socially fit in. Just an honest token from self-experience. :)

@ar2_

Жыл бұрын

This is an important point. Which job sector you were in that made the switch to Germany and then to US possible

Thanks for these details! it would be really helpful if you could collaborate with someone or enquire and put out information for jobs in audit, accounts industry in germany. I know german and am looking forward to move to germany in this field.

Very informative video. I love the place where you shot the video 👍. Thank you

Very informative video, nice work

Great information 😇

Thank you so much for the needy information!!!

3:20 salary 55k, Monthly income 5000 After tax in hand 3000 Savings possible : 1000

@srivastav3684

4 ай бұрын

thats very low considering 3000-4000 euro will be vanished for 2 small trips to india in a year

@alihindustani3374

4 ай бұрын

@@srivastav3684 it is in fact very low. One can get a relatively better CTC in India working in IT. This is purely from a savings and purchasing power parity perspective and am not taking into consideration the quality of life and all that benefit a life in Germany gives. There never was a lot of money in European job market. The capitalist countries pay better.

Can you please make separate video on Graduate Trainee Programs in more details. Will be very helpful

Hi Shraddha! Thanks so much for these videos. You have no idea how much of a help it is! :) I just had a few doubts regarding that calculation of the taxes using that website. I am not sure of what is to be filled in some of the fields. I could really use your help

Really, It's an awesome blog. ✌✌👌👌👏👏😍😍🤩🤩

I guess I watched it a little late, was getting trouble sending my application fees to Uni-assist....But better late than never. Thank you!!

Genuinely appreciate you for all of your videos! It's all very helpful..Keep giving us more such videos Can you also put a video on your cleaning routine in Germany?

Nice vlog , plz do make something on school expensess and school addmissions

Thanks for these amazing videos!

@ShraddhaParashar

2 жыл бұрын

Thanks Sourabh for watching and always commenting 😊😊🙏

Very informative 😢

Hi Shraddha . My daughter is there studying M S in civil engg. Also wants to persue Ph D n take up teaching profession. Do you think this will yield like that in industry ?

Thanks for this video !

@ShraddhaParashar

2 жыл бұрын

Thanks for watching 😄

I loved those words: "If you are only interested in money, go to the USA. If you want to enjoy our life, come to Germany". It is hard for foreigners to get a job in Germany while staying a foreigner. I live in a medium sized village and see lots of people around here that obviously are of African or Asian descent somewhere along the line. Usually they have family and everybody does speak German fluently. Just like my friends that moved to Delhi and learned Hindi (did I spell that correctly?).

@user-oo4rk1hb1r

8 ай бұрын

What about life after retirement and Purchasing Power Parity data which tells India - housing, grocery all is much affordable? What is the plan of retirement in Germany for the immigrants/ expats?

@wora1111

8 ай бұрын

@@user-oo4rk1hb1r Very good question. The social system in Germany assumes you lived and did your contribution in Germany for most of your working life in Germany. Usually that amounts to something like 40-45 years with additional rules for school time or raising children. If you did so you will get the same pensions like every other local. Similar rules apply for Healthcare.

@user-oo4rk1hb1r

8 ай бұрын

@@wora1111 Thanks for reply. If one enters system at say age of 50 or say at 35 years, then earns average salary and retires at 70 - this means collecting 25 to max 35 points of basic pension points. This will make only 600 - 900 Euro pension per month. This means that such an immigrant has to save and do something else ( Some more pension / buy home/ get stocks) to survive. I want to know the planning immigrants do for the same. Because otherwise the Salary and taxation system stays quite constant a lot in Germany.

@wora1111

8 ай бұрын

@@user-oo4rk1hb1r You already obviously understand the system. The pension system was designed ata time (after WW2), when it was more or less impossible to have sufficient funds for retirement (because everything was destroyed in WW2). So it was decided, that the young people would fund the elder with their contribution to the social system. Those were the years of the baby boom, so things worked out just fine. Then Germany needed lots of foreign workers ('Gastarbeiter' = guest workers) which were assumed to come here for a few years, work and go back to their families abroad, so Germany would not have to pay for their retirement. That did not work out and many German current politicians are the children of those 'guest workers'. So now they try to preferably hire from abroad young people who will stay here for the long run and set up a family here and pay for older ones (like me). If you are older (say 40+) in most cases it is not such a good idea to move here permanently because although you contribute your part, you can profit less (because of the shorter time you spent/contributed here). BTW: 'Retiring at 70' is not really a thing. Most companies will automatically terminate your contract once to reach the 'retirement age' which is currently at 67 years but steadily moving outward. I was retired when I turned 65 (working in Switzerland at that time). Now I am self employed, which changes a lot of things though.

Thanks for the information ☺️

@ShraddhaParashar

2 жыл бұрын

Always welcome Archarya 😊 seen your comment for the first time so than you for the comment 😄Please also subscribe in case you haven't 😊

🥳 good insights. You are the best in domain

@ShraddhaParashar

2 жыл бұрын

Thanks Vivek Thanks a lot for commenting pls subscribe my channel for more such videos 😊🙏

If u dnt mind, can u make a video on Czech republic ..abt the abroad study's scope...job opportunities ..prt tym job n all..it's payment range ..fud n accommodation xpnses... The ways to shift Germany n all.. Plzzzz if u make thn it'll will b helpful.. Make it if u hv the ideas n info abt the Czech republic.. plzzzz 🙏

You mentioned sending money back to your Indian account, did you have to open an NRO/NRE account in India for that?

Hey Shraddha, hope you’re doing good. Can you please suggest which should I plan to come after coming b1 or b2 to work in finance department like account receivable or billing specialist or Billings ? This question because if I get a job which comes under blue card scale I would be able to get PR easily

Very informative video. Just a small confusion. Are the tax/social security deductions same for employees who are deployed to work at onsite location from Indian employer? Could you please consider my question and help me to clear my doubt.

@sollte1239

2 жыл бұрын

If you are living in Germany yes

I watch all your video and it's very helpful 😘😘, so I want to ask What all kind of courses are available for bsc physics, is there job after my masters 😊

All your videos are very informative. Me too going to be work in Germany from next month. Hope we can meet there soon 😉

@ShraddhaParashar

2 жыл бұрын

Thanks a lot July and all the very best 👍👍 pls subscribe my channel for more such videos 😊🙏

@srivastav3684

4 ай бұрын

Hi, did you went there?

Euro is stronger currency than rupee. You should explore different investment opportunities in usd or euro.

Mam I have heard that we need 13 years of education for bachelors or 12th plus 1 year bachelors in India or 1 year student kolleg in Germany so is there any another option and can you tell which would you prefer mam?

Hey after completing masters in international business, can we land in the role of data analyst in Germany after having skills like SQL, python, Power Bi or tableau Plz answer

Very nice

You’re so sweet 🥰💕👌🏻

giving good information very good

@ShraddhaParashar

2 жыл бұрын

Thanks buddy Thanks a lot for commenting pls subscribe my channel for more such videos 😊🙏

Please tell me fees for private and public universities for master endoscopy technician course it is a paramedical course.❤️❤️❤️❤️ Love your content

Can you pls tell me whether Germany has scope for masters in agriculture and are there job opportunities after doing masters from there in this field ??

Make a video on ausbildung nursing ,it's stipend

How did you get admission in German language courses? which institution ?

Thank you Shraddha for sharing valuable information. I need your small help to know the salary range with experience of 10 years in engineering field. I have received job offer from BASF Ludwigshafen, and offered salary euro 75k per year. Is it good salary or should I go for negotiation further. Also, I am single person, so expecting tax 42% per month. Need your valuable advice on received salary package.

@ShyamSunder-yk8zj

Жыл бұрын

You'll get more money actually for your experience..By the way, which site did you use to apply for jobs?

❤

Loved the video. Gained lot of information.

@ShraddhaParashar

2 жыл бұрын

Thanks vani Thanks a lot for commenting pls subscribe my channel for more such videos 😊🙏

What will be the salary of an experienced (12 yrs) person in Germany in Automotive field?

Nice

Hello Shraddha , firstly very informative video. Can see you have put in lot of efforts to help others by providing so much information. Can you please tell how to apply for graduate trainee programme ? How do we know about English speaking companies that have graduate trainee programme?

@ShraddhaParashar

2 жыл бұрын

Look for these posts on LinkedIn by typing graduate trainee or graduate programs in Germany. Thanks a lot for commenting pls subscribe my channel for more such videos 😊🙏

@Pranshika77

2 жыл бұрын

@@ShraddhaParashar thanks a lot for kind and quick reply ❤️. God bless

Good information

@ShraddhaParashar

2 жыл бұрын

Thanks Rajreeta for watching ❤️🙏

@rajreeta2485

2 жыл бұрын

@@ShraddhaParashar Thanks for being so Frank to ur YT family ❤️

Take breath ❤😊

Thanks for the information, Can you post a video on how to find and apply for jobs in Germany

@travelingcinematically

2 жыл бұрын

Check @Bharat in Germany

Dear mam plz guide me also to secure a job in germany

Hi Shraddha, I tried to book consultant through your website, i can't book right now. I need Top best colleges in Germany for MA. Interaction design media. And, How to travel [düsseldorf international airport (dus)] TO [Kleve, Germany]

It's worth living in Germany . Lots of Love 😘. Your background was terrific 🤩

@ShraddhaParashar

2 жыл бұрын

Thanks Sanjoli 😊❤️

How to find graduate trainee program as like yours????

Good information madam & mam i am a Nurse & i wanted to move in Germany & I am confused ,uk or Germany & can u give advise madam

Sister how long do you plan to stay there ?? And please make a video about what to do after returning back to India ? Because I think 5-6 years is sufficient to make a good money.. wow.. Congratulations

@wora1111

2 жыл бұрын

If you work in Germany you will notice that many colleagues will work in the same company for ten or more years, acquiring a lot of knowledge about the company, their products and their customers. There are customers I have been working with for more than twenty years. And I would probably never hire a person that already knows it will leave the job again after 5 years. Even with women I would expect them back in office when their kids grow up. Or work from home where possible. And as an employer I would expect you to prove to me that you are willing to learn the local language. I always do application meetings in German until I am convinced of that.

Thanks Shraddha

@ShraddhaParashar

2 жыл бұрын

Thanks Piper for watching and commenting 😊🙏

Hi can u share about kids Indian school kids education scenario..

Plz make video about Masters of pharmacy

Is there any way to get a job from India . please suggest a way to apply to those companies who hire from India.

Salaries are not confidential, you wont find any regulation where you are forbidden to say your salary. My salary as a Nurse in Germany is around 2500 € after taxes per month. Some earn more some less. So anybody saying you it is confidential to tell the salary, is just tryin to copy the German culture. Im not German so im not gonna lie about salaries.

Hi I complete diploma 4 year in tool and die Maker Course. so I try to Bachelors in germany.it's Possible to Applied science Program

Can you please tell where to find these companies offering graduate trainees and which are the companies offering such roles.

@ShraddhaParashar

2 жыл бұрын

I found these using LinkedIn, indeed.de. You can search for graduate trainee program. Pls subscribe for more videos of these types 🙏😊

@sanjanadwivedi4806

Жыл бұрын

@@ShraddhaParashar please tell me i m 23 years old nd i have done B.A programme in India in Humanities should i come there for masters? Is it a good decision is there scopes for humanities graduates please tell??🙏 I m really confuse because at the end i need job nd earning?

Can nurses make good money in Germany? I'm planning on moving to Germany to study nursing there and work there

I will move to Germany in the month of May as, post doc researcher.... Tax is very high in Germany

@pikusarker1359

2 жыл бұрын

Sir how much will you be making as a post doc researcher? Plz reply. Thanks a lot.

@sollte1239

2 жыл бұрын

Yeah but on the other hand health care and education is free or cheap in Germany. But to be honest it only matters if you have a family in Germany.

About Berlin rent and job opportunities

Hi! I m from Pakistan, completed my LL.B (Law graduation) Pls guide is there any future for sub continent lawyer or not, because I do not want to leave my profession / field, so pls guide....

I am a Master's student in Germany from India. I have a query regarding investments. I want to invest in shares and crypto, and as a foreign student is it possible for me to do the same from Germany?

What about life after retirement and Purchasing Power Parity data which tells India - housing, grocery all is much affordable? What is the plan of retirement in Germany for the immigrants/ expats?

@user-oo4rk1hb1r

8 ай бұрын

Once someone crosses 50 years of age, children are already educated. Free Universities dont matter although healthcare does. But for that we need to pay monthly health insurance in Germany too. As state insurance / Social security provies hardly 600 - 900 Euros /month after retirement, how do people there manage house rent/ mortgage/ food/ travel etc after age of say 70 years??

I got offer 60k base. And single. How much I can save please guide me

I want to go Germany my experience in textile if any job my related tell me and any company you now thanks asim from pk

Finally this is what waiting for ❤️❤️

@ShraddhaParashar

2 жыл бұрын

Yess finally 😊 Any other video topic??

@khushityagi4461

2 жыл бұрын

@@ShraddhaParashar how can diploma students can do btech in Germany

@Vijay_Akula

2 жыл бұрын

@@ShraddhaParashar Masters in Germany with B.Tech+Diploma background

How can one become a graduate trainee in Germany from india

Hello everybody is here 🤗

@ShraddhaParashar

2 жыл бұрын

Hello 👋 Thanks a lot for commenting pls subscribe my channel for more such videos 😊🙏

Hello Shraddha..... Nice video..... To send money to Indian savings account(self), is it necessary to open an NRI account?

@crispkiller1157

7 ай бұрын

In most of the banks you can directly convert your normal savings account to NRI Account

How much tax is deducted for u? Approx bolsaktey ho aap?

Sister is difficult to get masters admission for mechanical engineering students🥺🤔🤔

@ShraddhaParashar

2 жыл бұрын

Yes it is highly competitive field

Hi Sharda I want to do domestic house keeping work

Hey Shraddha! As a HR executive employee how much competition can I expect in Germany as well as what are the difficulties to get a HR executive job?

@VPhan-io6wv

2 жыл бұрын

I am an HR Manager in Germany. It will be extremely difficult or even impossible to find a job in Germany as you will need experience dealing with german work counsels and good knowledge of employment laws.

@khaledbinshafin8611

2 жыл бұрын

@@VPhan-io6wv okay! Could you please suggest me, What kind of jobs would be less difficult to get in Germany as a international student?

@VPhan-io6wv

2 жыл бұрын

@@khaledbinshafin8611 anything technical like engineering or IT will be the easiest. Finding a job, especially in Berlin, Frankfurt or Munich has gotten much easier lately as most companies are now considering international students. This was not the case just a few years ago

@khaledbinshafin8611

2 жыл бұрын

@@VPhan-io6wv I'm glad to get your feedback! I've done my Bachelor of Business Administration, so I've knowledge about business field. So are there available business field jobs that you want me to suggest?

@VPhan-io6wv

2 жыл бұрын

@@khaledbinshafin8611 just a few random ideas. But you could get into accounting, sales, logistics or production management, project management, finance

Hy Sharda I want to do domestic house keeping work

I am currently a recent graduate but i am still finding it easy getting an English Job do I search for graduate trainee programs

@ShraddhaParashar

2 жыл бұрын

Yes of course that's the best option. Thanks a lot for commenting pls subscribe my channel for more such videos 😊🙏

How to find internship in Germany

Is that true that less than 9k euro is tax free🤔 i mean anyone who has even 5k euros earning per month would save almost 3k euros as saving after all the expressions. Waiting for reply...

Will nurses paid good?

Hi shraddha do you also fall into tax class 6 ?

@ShraddhaParashar

2 жыл бұрын

No in class category 1

@shalinik3376

2 жыл бұрын

@@ShraddhaParashar thank you detailed information, Shaddha😊👍 Can you please make a video on tax categories, like we've in India. Seek peak on tax slabs give us a better idea on take home & also plan on savings ..Looking forward. Thanks in advance 🙏

Hey, is a German taught masters program in mechanical engineering advisable!!?

@faizmohammedkhan3669

2 жыл бұрын

If you're proficient in German, then YES

@ShraddhaParashar

2 жыл бұрын

Yes it is advisable for the future job. Thanks a lot for commenting pls subscribe my channel for more such videos 😊🙏

Its a informative video for sure but i didnt like it much..... You should say the amounts for per year or per month. Saying one thing according to per month then again saying another thing per year made it so confusing.

@ShraddhaParashar

2 жыл бұрын

You can refer to the image that i showed for better understanding with monthly and yearly break down of the salary. Thanks a lot for commenting pls subscribe my channel for more such videos 😊🙏

दीदी क्या यूरोप के घरों में छिपकली होती है जैसे भारत में घरों में छिपकली होती है

A day in a life of ....... Engineer in Germany ❤️❤️❤️

@ShraddhaParashar

2 жыл бұрын

Sure 😊

Hi i think you forgot to add #ad?

@ShraddhaParashar

2 жыл бұрын

I mentioned in the beginning of the video 😊

Savings in Germany is less

Dear why don't you put your savings in mutual funds a min of 12% return !!

@ShraddhaParashar

2 жыл бұрын

Yes after transferring to India I do that😉 Thanks a lot for commenting pls subscribe my channel for more such videos 😊🙏

Is Berlin a good city to live and is it affordable mam?

@ShraddhaParashar

2 жыл бұрын

Yes it is very good city for internationals and is affordable too 😊

Research scientists student ki salary kitni hoti hai per month ke hisab se

Great content, as always! Just one confusion -- if my spouse and I are earning together Euro 100,000 to 120,000 euro/year. Will the combined tax be 40%? Or lesser. Can you please give an estimated range of tax in euro for above example.

@ankitkumar2011

2 жыл бұрын

@shradha reply kardo

@pruthvinb.k2333

2 жыл бұрын

There are different types of tax classes, unmarried tax number one, for your question no each individual comes under each tax! A person unmarried will be paying 40% tax example if their package is 45k euros per year, they will be getting 27k euros in hand per year!

@sollte1239

2 жыл бұрын

When you earn together 100 000 euros you would have to pay 24 000 Euros taxes but please mind that pension and healthcare are not included in this sum and you would have to fill out a tax return

@ankitkumar2011

2 жыл бұрын

@@sollte1239 is there a good reference to read complete details of various rax classes combination and permutations for a married couple earning between 100,000-150,000/?

How much the salary increment every year?

@ShraddhaParashar

2 жыл бұрын

Not that high. I guess 2-5% Thanks a lot for commenting pls subscribe my channel for more such videos 😊🙏

@aniketpathak7842

2 жыл бұрын

@@ShraddhaParashar thanks for replying...already subscribed ☺️

Kitne saans fool rahe hai maam aap ki...??..... Thodi excersise be Karlegiye....

@ShraddhaParashar

2 жыл бұрын

Haan bcz of the cold 🥶 Thanks a lot for commenting pls subscribe my channel for more such videos 😊🙏

1st❤️

@ShraddhaParashar

2 жыл бұрын

Always ❤️🙏 thank you

Hi I'm asim production manager chromatex chemicals

धन्यवाद,,,🇩🇪💖🙏🌞23

wouldn't salary also depend on location a lot? I imagine the salary you get in Berlin would be much higher than what you get in Cologne

@pointbreak335

2 жыл бұрын

Cologne is a better place than berlin

@ShraddhaParashar

2 жыл бұрын

Yes it depends on the city but highest salary is in Munich and Hamburg. Other cities are almost the same. Thanks a lot for commenting pls subscribe my channel for more such videos 😊🙏

@VPhan-io6wv

2 жыл бұрын

Salaries in big cities do not vary a lot in Germany with the exception of munich.

@wora1111

2 жыл бұрын

Where there is a higher salary there usually also is a higher cost of living (like rent). Better look at the difference between cost of living and your possible income. Often that will lead you to the smaller places.

Mam How to Find jobs in Berlin

@SandeepSingh-lx3wn

2 жыл бұрын

Mam I am new in Berlin come from India (Punjab)

@ShraddhaParashar

2 жыл бұрын

Welcome to Germany 🇩🇪 go to some agency to get house or apartment. In berlin it is very difficult to get apartment. Watch my other videos to get the idea of which platform to use to find accommodations.Thanks a lot for commenting pls subscribe my channel for more such videos 😊🙏

What’s a graduate trainee?

@ShraddhaParashar

2 жыл бұрын

Watch my other video where I have explained. Here is the link kzread.info/dash/bejne/k6GqpMxumpjflLg.html