My 2024 Money Goals To Get Ahead Financially

It's a new year and that means new financial goals! These are my financial goals for the new year.
After thinking about it for a while I decided to set more realistic goals and not over commit myself. I also plan to work on my goals differently in the new year vs how I did it in 2023.
My financial goals:
➝ max my Roth IRA
➝ save $10,000 for a house
➝ grow my mortgage payoff fund
➝ pay cash for vacations
Videos mentioned:
➝ 2024 Roth IRA Rules - • NEW 2024 Roth IRA Inco...
➝ Financial goals to try - • Money Goals To Try | F...
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SAVE YOUR MONEY
💵 SoFI (Get $25 bonus for saving $100) ➝ penniesnotperfection.com/SoFi
CASH BACK APPS
⭐️ Rakuten ($20-$30 bonus cash back app) ➝ penniesnotperfection.com/Rakuten
⭐️ Fetch Rewards (Receipt scans app, referral code, MV7RR) ➝ bit.ly/2G0vEtZ
⭐️ Ibotta ($10 bonus cash back groceries) ➝ penniesnotperfection.com/ibotta
⭐️ Upside (Cash back on gas) ➝ penniesnotperfection.com/upsi... Code: RXZNW
INVEST & EARN MONEY
💵 M1 Finance (Get a $$ bonus for investing $100) ➝ penniesnotperfection.com/M1Re...
💵 Roth IRA playlist ➝ • Roth IRA 101
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CONTACT ME:
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Mary
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Memphis, TN 38124
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Пікірлер: 34

  • @PenniesNotPerfection
    @PenniesNotPerfection8 ай бұрын

    What are your financial goals for 2024?

  • @markamark123

    @markamark123

    6 ай бұрын

    Pay off house early on Sept 2024. A total of 7 years out of a 30 year mortgage @ 4%.

  • @Claire-Rita
    @Claire-Rita8 ай бұрын

    My husband and I are recently retired and living a great life with a completely paid off mortgage. I made the decision many years ago to pay off our mortgage early; my husband disagreed believing putting the money into our brokerage account made more sense. The math might have agreed with him but in my heart, I knew heading into retirement completely debt free was the way to go for my sanity! Once our mortgage was paid off, we were very deliberate in funding retirement accounts, so I consider our decision a win-win. Living debt free is the best feeling. Good luck with your goals.

  • @aleciariddick7719
    @aleciariddick77198 ай бұрын

    I plan to build a emergency fund and pay down credit card debt for my 2024 goals.

  • @reneeslembarski
    @reneeslembarski8 ай бұрын

    My goals for 2024 are: Finish paying off debt ($8K), fully fund Roth IRA, increase emergency fund to 6 months, and save for Alaska Cruise planned for 2025

  • @PenniesNotPerfection

    @PenniesNotPerfection

    8 ай бұрын

    Great goals! We loved our Alaska cruise back in 2016!

  • @singleparentfire2363
    @singleparentfire23638 ай бұрын

    I have lofty financial goals for 2024 😂, I’ll be posting a video soon about them but who knows how much I will actually achieve 😂 but it’s fun aiming for the stars. 2024 Goals 1) Max 401K 2) Max ROTH IRA 3) Max HSA 4) 6K to 529 Plan 5) 45K to Brokerage Account 6) 25K to the mortgage

  • @PenniesNotPerfection

    @PenniesNotPerfection

    8 ай бұрын

    Oooohhh I love it! You are working hard on your FIRE plan!

  • @KatieoftheHouse
    @KatieoftheHouse8 ай бұрын

    Yay, stretch goals are great, but I love realistic goals even more. You’ve got this!

  • @planningredhead
    @planningredhead8 ай бұрын

    Love your goals for this coming year! It is super inspiring. I cant wait to sit down and make my goals for 2024.

  • @sandrafromscotland
    @sandrafromscotland8 ай бұрын

    Thanks for sharing Mary 👍 Look forward to Transfer Tuesday progress bringing these to life in 2024 😊

  • @PenniesNotPerfection

    @PenniesNotPerfection

    8 ай бұрын

    Thank you!

  • @catgodfrey6451
    @catgodfrey64518 ай бұрын

    Fully fund ROTH, pay all vacations in cash (which won’t be hard we already do this), save $10,000k in HYSA Excited for 2024😊❤

  • @PenniesNotPerfection

    @PenniesNotPerfection

    8 ай бұрын

    We have such similar goals! Love it!

  • @electricelectric1500
    @electricelectric15005 ай бұрын

    My financial goals are to max out my Roth IRA and be better at balancing giving, saving, and spending.

  • @jenniferbull84
    @jenniferbull848 ай бұрын

    Fully fund my Roth, then take my mother on a cruise are my 2024 goals

  • @PenniesNotPerfection

    @PenniesNotPerfection

    8 ай бұрын

    I love those!!!

  • @jayocean4724
    @jayocean47247 ай бұрын

    My first goal is getting a reliable part time job that generates an extra $500 every month. Saving in my HYSA and towards Roth. I cant max my roth yet but maybe in the future

  • @BudgetsWithELMA
    @BudgetsWithELMA7 ай бұрын

    Fabulous financial goals for 2024 😊❤

  • @PenniesNotPerfection

    @PenniesNotPerfection

    7 ай бұрын

    Thank you! I'm excited about the new year!

  • @FunandBudget
    @FunandBudget8 ай бұрын

    I love my mortgage payoff fund - especially with it earning over 5% interest a month

  • @user-po2ql5tb6w
    @user-po2ql5tb6w7 ай бұрын

    Just only goal savings challenge and paying off credit card debt

  • @greenjewel8652
    @greenjewel86527 ай бұрын

    About to pay off the house and then sell it

  • @NicoleCarter3
    @NicoleCarter38 ай бұрын

    I will forever admit this channel with the help of your lesson's and ideas explanations, Now it's quite helpful while you'll just sit at your comfort and monitor your account growth

  • @kaitlyncranwick
    @kaitlyncranwick7 ай бұрын

    Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market

  • @Mackenziea2342
    @Mackenziea23427 ай бұрын

    My goals are to pay in cash for a dental implant and accompanying oral surgery (bleh), to pay off my student loans (about 5.7k left) and then to hopefully fully fund my Roth IRA if possible

  • @PenniesNotPerfection

    @PenniesNotPerfection

    7 ай бұрын

    Nice goals! Dental stuff is sooo expensive, it's crazy!

  • @jessicaleibret8772
    @jessicaleibret87728 ай бұрын

    Im so bad at saving i need help!

  • @PenniesNotPerfection

    @PenniesNotPerfection

    8 ай бұрын

    What part do you have trouble with?

  • @jessicaleibret8772

    @jessicaleibret8772

    8 ай бұрын

    @@PenniesNotPerfection saving anything

  • @1hunterdale
    @1hunterdale7 ай бұрын

    my goal for 2024 make another million dollars .

  • @PenniesNotPerfection

    @PenniesNotPerfection

    7 ай бұрын

    Nice goal!

  • @marysigmon4913
    @marysigmon49138 ай бұрын

    Does you husband have a ira

  • @PenniesNotPerfection

    @PenniesNotPerfection

    8 ай бұрын

    Yes and a 401k!