MUST KNOW Test Questions - Lending Legislation, Usury Laws, Regulation Z, Truth In Lending, RESPA
Studying for the Real Estate Exam? The topic of Lending Legislation is must-know info to pass the exam. This practical study video will help you learn the info and PASS THE REAL ESTATE EXAM.
Topics included on this training video: Usury Laws, Equal Credit Opportunity Act (ECOA), RESPA, Truth in Lending, Regulation Z, and so much more. TEST QUESTIONS to practice with are at the end of this video. Make sure to subscribe to be notified of future real estate topics to help you be a successful realtor. CHECK OUT THESE OTHER VIDEOS:
TEST QUESTIONS to Pass The Real Estate Exam
www.youtube.com/watch?v=hiFO8...
MOST COMMON MATH QUESTIONS ON THE EXAM
www.youtube.com/watch?v=IUl8q...
MATH QUESTIONS - Part 1
www.youtube.com/watch?v=YQ3qv...
MATH QUESTIONS - Part 2
www.youtube.com/watch?v=Hq2Zj...
Jonathan Goforth ABR, SFR, BPOR is a licensed Realtor in MO and KS with Keller Williams Platinum Partners. Jonathan was listed in Forbes Magazine in 2019, 2020 and 2021 as one of the "Top Market Leaders in the United States". Jonathan was also listed in Fortune Magazine in March 2021 on the "Top 500 List". Articles were published by 5-Star Professionals. Jonathan has a real estate broker license in Missouri. Keller Williams Platinum Partners
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Пікірлер: 112
Mr. Goforth, I would like to thank you for your wealth of knowledge. I listened to your videos for two weeks, took notes, and studied. Today I passed my real estate exam on the first try!!!
@jonathangoforthshow7427
Жыл бұрын
That’s awesome! Congratulations!!!
@thomasg2072
Жыл бұрын
What state
@kimberlywhite7065
8 ай бұрын
Congratulations!!
I appreciate how you break everything down and explain instead of just brushing over the terms like other prep videos on youtube. Ty!!!
I passed yesterday! Thank you for the videos. BIG help!! Now working for a commercial broker in Grand Rapids Michigan. I still have a lot to learn. Starting over at 50 was never the plan but here we are. Great content on this channel!!
@jonathangoforthshow7427
Жыл бұрын
That’s awesome! Congratulations!!!
@DanielaBoard72
Жыл бұрын
Me too. Just now starting at 50 and looking forward to passing my test.
@dtl
Жыл бұрын
@@DanielaBoard72 awesome!!
@enchiladasqueretanas
9 ай бұрын
50 is the perfect age! My daughter’s boss is a 96 year old lawyer, and he loves his job! We are young!
@dtl
9 ай бұрын
@@enchiladasqueretanas thank you! Needed that.
Mr. Goforth I PASSED my exam today! Thank you so much for these videos! They helped me out so so much😊 I will now start watching your videos on how to become a successful realtor 🙌
@jonathangoforthshow7427
5 ай бұрын
Congratulations!
Mr Goforth, your videos are a valuable source of information! You helped me PASS my exam yesterday! I’m so happy and grateful for all of your videos….! Thanks for your support and encouragement that you have always provided in your great videos! You teach in a comforting and cheerful manner!
@jonathangoforthshow7427
Жыл бұрын
That’s awesome! Congratulations!!!🎈🎊🎉
I saw your videos and just took and PASSED my exam. At least 7 questions were almost IDENTICAL to your practice questions. THANK YOU
@jonathangoforthshow7427
4 ай бұрын
Wonderful news! CONGRATULATIONS!
I passed my exam 6/28/24 🎉 I wish I found your videos sooner! Thank you for explaining all this in ways I could understand 😊
@jonathangoforthshow7427
7 күн бұрын
CONGRATULATIONS!
Thank you so much Jonathan!!! I watched a bunch of your videos for only a few days and today I took my Real Estate Exam for the 1st time and PASSED!!! I’m so grateful for your content it really gave me what I needed right before my exam. Thank You Again…🥰💜
@jonathangoforthshow7427
3 ай бұрын
I'm really excited for you! Congratulations!
And I have learned a lot more from you than even what I did my school. I took 360 learning. What a crock that was. 68 courses 7 math courses. All the people in the office where i work said OMG how did you end up in 68 courses. Half of the stuff they crammed in my head is useless. Thanks for your videos.
@jonathangoforthshow7427
7 ай бұрын
Thank you!
Mr. Goforth I'm taking the test Saturday and you have been a big help with all your videos. Thank you.
You are the best! I wish I would have found you sooner. I’m learning so much from you and I like the fact that you don’t drag these very informative videos out. Thank you! Continue making these videos ❤
Mr. Goforth, Thank you much for these videos! A wealth of knowledge, very easy to understand, it really helps me to remember!!!!! I couldn't seem to retain the information before. After reading everything, I would forget when taking a practice test. It was so bad I was really to give up!!!!!!!!!!!!!!!! Thank you for making so much easier.
@jonathangoforthshow7427
11 ай бұрын
Thank you for the kind words!
Thank you for such great tutorials, you are the best!
These videos have helped me so much , I needed someone to to give me concepts 🎉
Thank you so much! You helped me pass and feel confident on this he exam! I passed state first, and national from second attempt yesterday! Yay 😃
@jonathangoforthshow7427
2 ай бұрын
Great job! CONGRATULATIONS!
Your videos are great!
I have learned so much from your videos!
Thank you so much for making these videos. It's so much information to take in and read and these are helping me significantly!
Excellent video!
Wow this video is great! so easy to understand
I’m taking my exam in Indiana tomorrow and I’ll be back to say I passed :)) wish me luck! Thanks for these videos it’s packed with lots of great info and straight to the point.
@jonathangoforthshow7427
11 ай бұрын
That’s exciting! Yes, that would be great to announce on here that you have passed. It’s a fun way to celebrate.
Thank you!
Very clear teaching thank you
Thank you for explaining APR!
Mr goforth Ur happy presentation is awesome I m following as much as I can before exam in NY It is so detailed and explanatory Thank u for doing great videos
Thank you for your help! I PASSED MY EXAM!!
@jonathangoforthshow7427
4 ай бұрын
Congratulations!
passed my CA exam today! Thank you so much!🎉 moving on with my life…😊
@jonathangoforthshow7427
10 ай бұрын
That's awesome! Now you can begin making lots of $ as a real estate agent. BEST CAREER EVER!
@jackienguye
10 ай бұрын
@@jonathangoforthshow7427 thank you if you’re in CA I come to work with your team! Lol
I love your explanation ❤ good bless you thanks for sharing your knowledge
Watched this video a couple times already. Thank you for the help. I liked and subscribed 🎉
THANK YOU SO MUCH
Thank you
Wonderful 🎉🎉 Teacher 🧑🏫
good video
Thank you so much! I love learning with your videos! They really helped me!
@jonathangoforthshow7427
9 ай бұрын
Thanks so much!
I passed my exam today on my the 3rd try in Texas! Thank you soooo much for these videos they truly did help!!
@jonathangoforthshow7427
Жыл бұрын
That’s awesome! Congratulations!!!
@melissalynn3132
Жыл бұрын
I failed my Texas exam 4 days ago. Can you advise which channels you watched to help study for the state portion?
Love your teaching very easy to understand!
@jonathangoforthshow7427
11 ай бұрын
Thank you!
Thank you so much, I just passed the test.
@jonathangoforthshow7427
Ай бұрын
Congratulations!
May the universe rewards you for sharing your knowledge!
@jonathangoforthshow7427
9 ай бұрын
Thank you!
These videos are amazing and very helpful!!!!! Thank you so much!!! I take my national again on the 23rd of this month.
@jonathangoforthshow7427
8 ай бұрын
Thanks!
Great smile, thanks for all the help. :)
@jonathangoforthshow7427
Ай бұрын
Thank you!
Thank you Jonathan, just pass my national test.
@jonathangoforthshow7427
7 ай бұрын
Congratulations!
Hi there! I took my exam 4 days and failed National by 3 points and state by 2 points. I’ve mainly studied here on KZread but am feeling good about your videos and your technique of teaching. I am in Texas and having a hard time finding good channels to watch for the state portion. I felt my state was harder than national. Any advice? Thanks for all your videos and also for making them shorter than most😂
@jonathangoforthshow7427
Жыл бұрын
You were so close to passing! Just keep reviewing questions and go take the exam again quickly. I bet you pass this next time.
PASSED!!! Wooooo!
@jonathangoforthshow7427
Жыл бұрын
Awesome! Congratulations!!!🎈🎊🎉
Congratulation girl
You are a great teacher and you’re funny 😂
@jonathangoforthshow7427
8 ай бұрын
Thank you!
SCREEN SHOT THIS! RETESTING TUESDAY.
I passed!!! Thank you.
@jonathangoforthshow7427
7 ай бұрын
Awesome! Congratulations!
I passed thank you so much
@jonathangoforthshow7427
3 ай бұрын
Awesome! Congratulations!
I Passed!
@jonathangoforthshow7427
6 ай бұрын
Awesome! Congratulations!!!
these vids have been so helpful ! but are these general to all states ? i’m in New York and know the tests specifies which state you’re trying to be licensed
@jonathangoforthshow7427
Жыл бұрын
All of these questions are good in all 50 states. So yes, you will see questions like these on the New York exam. Thanks!
@twiix29
Жыл бұрын
@@jonathangoforthshow7427 thank youuu
APR paid only one time at the closing, isn’t it? Why it called annual?
@jonathangoforthshow7427
11 ай бұрын
It's based on the "annual rate" plus costs, so they just call it "APR". It gets confusing but it's a good topic to know because your clients will ask why the APR is higher than their actual rate. and it's because it adds in all the costs to obtain the loan.
Thank you so much I have been in my ourse going over the material confused... Watched this twice and boom on to the next unit!!! You are so knowledgeable and break it down to get it to stick. I really appreciate you! Studying for KY 😀
@jjack010
11 ай бұрын
Have you taken your test yet? I'm in Kentucky also.
@chrisbalog
11 ай бұрын
@@jjack010 yes I took it last week Tuesday and I passed.... All the stress all the pressures over now it's slow start of ramping it all up at least that's what I'm coming to find out I don't have any listings and it's a slow go so far.
@jjack010
11 ай бұрын
@@chrisbalog congratulations on passing. I take my test tomorrow. What area in Kentucky are you in?
@chrisbalog
11 ай бұрын
@@jjack010 thank you so much you got this tomorrow.
@chrisbalog
11 ай бұрын
@@jjack010 just outside Louisville
So Apr only accounts for the first year, when points and fees are paid, or is it amortized over the term of the loan?
@jonathangoforthshow7427
11 ай бұрын
points and fees are paid up front as closing costs to be paid at closing. and not amortized into the loan. but those are still figured into the APR. and that's why the APR is higher than what their actual interest rate is. so the APR includes the rate plus the upfront costs paid at closing
Does the Apr change after the first year when the loan origination fee is paid off?
@jonathangoforthshow7427
Жыл бұрын
no. It's only calculated at the beginning to figure in those costs. other things that will affect the loan later would be making extra payments towards principal that affects the overall total interest, and some loans are started as an ARM, so those will adjust when the ARM expires and the rate adjusts (could be 3-yr ARM or 5 or 10yr ARM) and so the APR doesn't get changed based on those changes along the way either. so we only use the APR in the beginning for a lender to disclose.
🦁
😀😀😀
I don't understand in real estate you have two words for every meaning. Why make it so hard???
@jonathangoforthshow7427
7 ай бұрын
yea it's definitely complicated. so much material to learn.
@guvenbedir-ip2hv
3 ай бұрын
And most of these information would never be used in your real estate career. Shame.
There are other commision careers
Thank you