MSME Loan for New Business 2 Crore तक का ! No Guarantee | No Collateral | CGTSME Scheme | CA Sachin
In this Video, CA Sachin, explained how MSME can take loan upto 2 crore without Guarantee and Collateral by applying online CGTSME certificate.
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Q1-Official Website.?
www.cgtmse.in
Q2-What is Full form of CGTSME?
Full Form Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
Q3-Who set up this Scheme?
Setup By Central Government and SIDBI.
Q4-What is the objective for this CGTSME Scheme?
Objective: New and Existing micro and small enterprises including service enterprises are eligible for a collateral free loan with maximum credit cap of Rs. 2 crore.
Q5-What are the charges for CGTSME Scheme by Trust??
1-Guarantee Fee approx. 1% of the Loan amount.
2-Annual Guarantee Fee (AGF)
3-Annual Service Fee (ASF)
Q6-Where this Loan can be used and purpose?
1-Term Loan
2-Working Capital Loan
3-Composite Credit
4-Letter of Credits (LC)
5-Guarantees
Q7-What business are not covered in CGTSME Scheme?
Exclusions: Some entities are excluded from the CGTMSE coverage. They are:
1-Retail Trade.
2-Educational Institutions.
3-Agriculture.
4-Self Help Groups (SHG).
5-Training Institutes.
Q8-What documents require for CGTSME Scheme?
(A) Establishment of the Business Entity: -Proprietorship, Partnership or a Pvt Ltd, limited company, necessary approvals, certificates and tax registrations.
(B) Business Project Report:
-Business Model.
-Promoter Profile.
-Cost and other Financials.
(C) Submission: Project report + CGTMSE loan application form = Bank
(D) CGTMSE Scheme Banks Sanction: CGTMSE application forms -Submitted-Processing begins.
(E) Evaluation+ viability of the project.
(F) Obtaining CGTMSE Loan Cover: After according sanction to the loan, it is responsibility off the lender to file for guarantee cover at the CGTMSE.
Q9- How CGTSME Scheme apply online??
1-www.udaanformse.in
2-www.udaanformse.in/udaan/home
3-On Mail you will received provisional certificate.
Пікірлер: 1 000
Excellent video presentation dear Sachin ji. Very clear and transperant informations..
New Khan sir in financial guidance 😁😁😁 good job keep doing
@expertcasachin
3 жыл бұрын
😊🙏🏻
@Rajeevkumar-on5zb
3 жыл бұрын
@@expertcasachin Rajeev kumar churshiya lone Lana ha kia karna Para ga batia ga
@ameenkhan1446
2 жыл бұрын
Sir i have registered with MSME. Now i want to make this certificate. Please connect with me i want avail services from you
Very nice and practical application. Presenting Cgtsme data in charts is excellent and provide evidence. Great work sir.
Very well explained. Practically if help is needed by the entrepreneur in processing the paperwork for the government credit guarantee certificate, who should be contacted?
Excellent sir
All was good but at last how a new startup can avail this scheme when we don't have gst and it return as we are new starter?
@richntopShorts
2 жыл бұрын
Startup loan hai lekin milta uniko hai jo Buissnes kr rhe hai already, new firm create krke mil jata, fresher ko nahi milta
Bahut hi aasan tarike se samajha diye sir bahut bahut dhnywad
Very Nice Sir , Apne Acha Knowledge Diya Hai Sab Confusion Dur Kar Diya hai. Thank You Very Much
@expertcasachin
Жыл бұрын
Thanks 🙏🏻 share videos
Loan related diskars
Great presentation 👍
@expertcasachin
3 жыл бұрын
🥰
Love u Sachin Sir.. ur videos are very very Good. And it's very good to educate clients this way . Really Appreciate ur good work.
@expertcasachin
3 жыл бұрын
Thanks dear
@Anandj4j
3 жыл бұрын
Do you have any business report and project report sample so we can have a look for the same?? Can u pls forward on our whatspp number 9620595800
Nice informative video Sir. Specially like me, and who are in startup. Actually I'm also thiking how to get msme loan after watching your valueable latchars my mind become more strong. And happy to inform you that after watching your videos I'm apply GST and msme registration and obtain certificates. And next preparation for msme loan. My enterprise belong to small electronics and IT repairing maintenance and installation service. Thank you Sir from bottom of my heart. 🙏
@expertcasachin
3 жыл бұрын
🙏🏻😊 keep supporting dear
Sir psb 59 loans ke upar video banao
@expertcasachin
3 жыл бұрын
Ok dear I will try 😊 thanks for suggestion
Really Great dear Sir. Thank you for your valuable time having very important information
@jitendrayadav4
2 жыл бұрын
Mere CA covid Mein expire Ho Gaye mujhe ek project report banani hai aap se baat ho sakti hai meri
Ab tak ki meri fvrt videos me se ek rahegi ... thanks alot brother
@businessman_akash
2 жыл бұрын
Very helpful video
Informative videos..really appreciable..im applying for this cgstsme scheme..
Hi this CA Nazmul. Thanks first of all for sharing knowledge on the above video on MSME loan. Do you have any idea if there is any loan available for CA from ICAI or so? Can you please spell out the sanction limit nd eligibility if any
@PureroWaterpurifiers
Ай бұрын
Sir mujhe 50000 Lk jarurat hai new business chalu karna ha
Hello sir , I need to setup an gold ornamental making industry in Andhra Pradesh project cost of 20.lakh, can you please let me know which scheme is good with low interest rate & the process to set it up..
I plan to start a food processing unit in rural( Karnataka). I required electrical connections for 3Phase (20HP) to run machines which is not available in rural regions due to Low transformer capacity and i enquired in local town electrical board for installation procedure. They told me no facility in terms of subsidy and the complete transformer installation cost by our own only . Please suggest any Govt facility over this issue .?
@expertcasachin
2 жыл бұрын
No idea dear depend state to state policy
Sir spirulina take Phir algae cultivation ke liye ye milega agar ise nutraceutical ke under register Karen to.
Membership is presently only for scheduled commercial banks to register..
Good evening sir, How much valuable property need to to mortgage for forty lacks project cover with cgtmse scheme.
Sir, You Are Fabulous ❤️ ... Your Knowledge & way 🙏 thanks a lot
@expertcasachin
2 жыл бұрын
Thanks 🙏🏻
@vimleshkumarofficial8415
2 жыл бұрын
@@expertcasachin Sir mujhe bhi loan lena hai..plz sara document banwa dijiye n
Great work sir thanks for clarifying my confusion
Dear Sir, I want to take loan to state factory where I would buy machinery worth 40 lacs can I get loan on new start up with out any co latterL if yes than what is the tenure of loan + how much maximum loan I can get and if I default what will happen
We are into machinery finance, finance on old machines for working capital, solar finance, industrial property loan & any type of MSME LOAN
Bahut hi badiya video banaya sirji aapne
Sir kya rice mill open krne ke liye loan miega? Bade level pe 70lakhs ka project hai
Abbi tk ok I will try and inform. I am already running a business. And required more investment in my business.i will try your information.. Thanks.. And more thanks if it is done
Sir ek chiz batao mujhe ap ki agr mai new bussiness open krunga to gst open hone ke bad banata h na
Sir mea CNG station lagana chata hu par marea pass ak peasa nahi hea invest karnea kaliya... Kiya mujha eiya lone mill sakta hea?
Does this scheme applies on people who are willing to start a new trading business...
Hi, i want start optical business. Whats is chances to get msme. Lona. Which loan can i apply.
Hello sir, Kya pvt ltd company eligible hai MSME lone k liye?
Hello sir, i want to open pharmaceutical industry, how can I make all necessary documents to get this certificate.
Sir apke video se hume bahot knowledge milti h
@expertcasachin
Жыл бұрын
Thanks 🙏🏻
Sir, I have uploaded last three years itr, But it shows that your latest return is under process.
Sir ye certificate lene k liye GST ka jarurat hai kya? Mera mobile repairing & accessories ka shop hai mujhe loan chaheye but GST nhi hai. Msme certificate hai,or 2 saal ka I.T Return v hai par GST nhi liya hun
Tell me about which loan scheme is best for hotel business
Thank you for the clarity.. many doubts were cleared. but can you please provide some info on franchise, i mean i want to take up a new franchise but do not have collateral for the loan it will come under service sector can i also apply through CGTMSE scheme?? if yes how to provide for a ITR for starting a new outlet. Please help!!
@expertcasachin
2 жыл бұрын
Loan amount ??
@anubhavwankar2007
2 жыл бұрын
@@expertcasachin sir my requirement is 45 lacs
Sachin sir ji certificate toh dur ki baat hai Udaan ki website he nahi khulti hai jab bhi log in karte hai 502 bad gateway ki message aati hai aap certificate dilwa sakte hai kya.thankyou.
very informative knowledge ... thanks
Thanks sir I'm in Orissa I want to start a soda business please loan ke subsidy kese milaga
Sir I'm from Kashmir I have made project report costs 1cr 10lac n my business is processing of walnut ,kernels and Guchees is my business come under CGTMSE. plz reply
Sir Mai Construction Company Kholna chata hnu mera work experience hai, Mujhe MSME ke through Firm registration karna aur GST Lena hai iske sath CGTMSE Certifiate banana khitna rupees lagega aur. Kya Document Chahiye.
We are registered msme manufacturing garment exporters but the banks or sidbi not ready to help for extension
@expertcasachin
3 жыл бұрын
What their reply And reason ??
Hi sir, Which government loan scheme will be a best option to start a retail store business?... The amount required to me is around 10 lakh.
@expertcasachin
2 жыл бұрын
Mudra
Sir pls reply me, I want to start my business.. Or ek bat sir kesa nam rako jake sab kuch include ho jaye, jake me sab kam kar sako yesa hona chahiye.. pls sir help me to your important suggestion.
Sachin Bhai, Thank you for making such a nice & useful video. 🙏🙏 आप किस शहर में operate करते हैं? Please answer. 🙏🙏
@expertcasachin
Жыл бұрын
Delhi
Abhi traders bhi include hue hai msme me 1 july se..Ab apke video me amendment karke traders ke liye bataiye
@expertcasachin
3 жыл бұрын
Yes Sunday will upload keep supporting
Sir ek baat puchni h ki agr hm 6,7 lkh ka monthly bank trnsction 6 saal tk dikye to dedh ,2 cror bank loan degi
Good information sir🙏🙏
Bahut bahut Behatr Video
Sir please help me to get Nic code for distribution and sale of solar products
Sir me graduate complete kiya hnu... Mera kuch running business nenhi he... Me soch raha hnu kuch new business start karne keliye... New business start karne keliye kay kuch loan milega?
Sir ye msme loan petrol pump warking capital devlopment fund ke liye kitna loan mil jaayega.
Hello sir currently i am doing fire and security related business i have been doing water supply 3 years and my company turnover is around 60 to 70 lakh still i am not able to get loan from any bank because i have no security or collateral please guide me how can i apply for loan and for how long i can get loan
@expertcasachin
2 жыл бұрын
This turnover as per gst ?? How much loan u need Purpose machine or working capital Ur location What bank said in this regard when u visit bank
Sir, mai 4 years manufacturing kerraha hu GST hai loan nahi hota hai account maintenance ki wajah se loan nahi hota
Hello sir Me abhi buisness krta hu mera saal ka turnover 1 se 1.5 cr ka hojata and me isko or upgrade krna chahta hu but GST mene papa ke nam se le rkha h proprietor whi h firm ke to shutter spring manufacturing hoti h sir to mujhe mere nam pr pvt Ltd khulwana chahiye ya nhi q ki mujhe buisness ko or expand krna h to amount ki jarurat or lagegi please mujhe suggest kijiye na sir
sir I ask from the charter accountent and they say that no one gives without collateral
Sir Raw agarbatti production business ke liye kya cgtmse certificate milaga?? Mujhe 3 - 3.5 lakhs ka loan chahiye business startup ke liye..Mere pass koi gaurentee nahi hai bank ko dene ke liye..kaun sa loan lena chahiye mujhe..Need your help..
@expertcasachin
3 жыл бұрын
Yes
Q k me Pvt Ltd company k douara goods +servrice dono karna chati ho, keya ye possible hoga? Goods matlab aagar me chao to import export v kar sako or service ka matlab banking service , security service etc like business kar sakta ho keya sir?? Me ek brand ki nam se karna chati ho.
@expertcasachin
3 жыл бұрын
Yes can do but mention in main objective of the company in MOA
Sir mera Amala product ka business start kiya last December se.muze 10 lack lena chahati hu?sujjest kare sc certificate hai ladies ke liye.
Sir kya Rice Mill Start karne ke liye ye loan milega kya
Sir mujhe cgtmse loan Chahiye 25 lakh tak Ka mufacturing sector me lekin colleteral seq. Nahi h sir main CNC lathe machin lagana Chahta hu usme Mera 15 Saal Ka experience h 🙏 sir plz help kijiye
I LOVE YOU BRO, VERY NICE DESCRIPTION.
very good explanation about CGTMSE
Mujhe mobile store and service center open karna hain, investment 15 to 20 lac. Kya mujhe loan milega ?
Good Afternoon Sir, I am From Andaman and Nicobar Islands, I want to start a super market business, is it possible to get loan under msme scheme upto 25 lakhs?
@expertcasachin
3 жыл бұрын
Yes possible but request you confirm from bank also I will help u for complete file but one time ask there
Gov. Vendors can apply ?
mudra loan chal raha ho tb kya CGTMSME bhi avail kr skte hai kya
Bahut hi badhiya sir, lekin thoda aawaj kam aa raha hai, shayad mic door lagaya hai
@expertcasachin
2 жыл бұрын
Yes Mic was off by mistake
Sir I visited the website of Udaan but there it shows that the maximum loan limit for new business is Rs 20 lakhs only, is there any way to increase the limit?
@expertcasachin
Жыл бұрын
No
Thanks sir.... M rajsthan se hu or apna retail shop krna chahta hu building material ka uske liye mujhe 12 to 15 lakh lgega to kya mujhe retail shop ke liye loan mil jayega kya......
Sir yeh certificate mujeh apse banwani thi keise contact karu apko. Mujeh toh sturup ke lia sahia tha 5 laks but meratoh business start hi nehi hua toh gst aur it return keise ho sakta hain thora confused hu sir . Help me
Sir, how can I get MSME. Loan?.I kindly request you please reply.
Sir I want to start a unit of Atta chaki,oil speler, mini sheller ,haldi prosser etc.plese tell me all details and can I take loan under msme scheam
@expertcasachin
6 ай бұрын
Yes pmegp apply with some single business
Sachin ji I m in the exports frozen fruits and vegetables and mango pulp, will I be come in this scheme
@expertcasachin
2 жыл бұрын
Yes come but how much amount u need ???
If we want to apply for 2 cr loan how much initial amount we need to Invest can we have a proper conversation on call. Thank you nice video explained
Good information sir about bank loan apply
Sachin what kind of bank account to open
Thx sir. Yr me aap ko Dil se dua deta hu
Love you Sir ❤️, for great information. सर CGTMSE का सर्टिफिकेट लेना है तो बँक को रिक्वेस्ट करना पडेगा या हम खुद apply कर सकते है?? Please reply 🙏 Thank you 👍
@expertcasachin
2 жыл бұрын
Both option available
Bohot achhi video h. Sir thanks
@expertcasachin
3 жыл бұрын
Thanks keep supporting
super sir 👍 sir I am planning to start a PVC pipe manufacturing business so please help in purchasing Machine through bank lone
We are new business pvt ltd company, we don't have itr are we eligible sir.
sschin ji I like your video very informative I am inthe process to start my fish farming project but this based on different techanology its not traditional onefor me thiss is first and new businessi have called at your number one of your staff has pick up the line but not given me proper reply istead of encouraging .
@expertcasachin
5 ай бұрын
They are not trained sir they just connect the client with me
Hi sir, Can i apply i'm loan defaulter as u say in the video can't apply
Sir muje mudra loan hona business ke liye sir me kotak Mahindra Bank .mera account hai olog is isko isvikar nahi karhe hai kay kiya jay
Thank you very much sir, for your information
Very good sir jee bahut greatest
Sir CGT MS . I can apply directly or when I apply pmegp bank can only apply for CGTMs for a 5 Lack Loan . Also msme registered .please give advice
@expertcasachin
3 жыл бұрын
First apply msme registration Then pmegp loan When bank call then submit cgtsme application
@expertcasachin
3 жыл бұрын
U can also apply first here certificate no issue both option available
Sir muje medical equipment wholesale agency ka business karna hai to kya me apply kar sakta hu pls reply??????
sir g jab new business start karna hai to GST or ITR kaha se aayega
It is very good presentation sir
Bahut khub sir thanks
My project cost is 233 lakhs loan amount 187 lambs for food processing and state government raj subsidy is 100 lakhs can I avail cgtmse garunenty I am from sc and my project is greenfield
@expertcasachin
3 жыл бұрын
Yes no issue under cgtsme Schme
@bethelnest2704
8 ай бұрын
Which state
Wahh kya bat nice work sir g
After 75% loan balance 25% self contribution amount bank can require to mortgage property or only guarantor is sufficient. Please describe in detail.
@expertcasachin
Жыл бұрын
Mortgage must
Sir bank me acount open krne jao to hojata hai or lon ke liye jao to khte hai ye bank tumhari ariya me nhi aata jai