Narito napo ang kailangan nyo iprepare for down payment at ang monthly cost ng bahay! Bonus narin, dinagdag ko narin po ang monthly cost of living namin ni Dianne! Sana makatulong sa mga nag paplano pumunta ng CANADA! TO GOD ALL BE THE GLORY!

@DREYsCanadaVlog

Жыл бұрын

Why should we rent if we can buy po? And if you think kami lang titira sa 3 beds na to, hindi po mag make sense yun kadi dalawa lang kame ni wife :) Currently 2 families po nasa bahay, and soon may isa pang ma add for the 3rd room, and soon, another family will rent the basement. Hmmm.. tell me kung mali ginawa po namin :)

@pn9959

Жыл бұрын

Im interested to know the ratio of expense to income?

@DREYsCanadaVlog

Жыл бұрын

More than 50% but less than 80% po currently :) cant give the exact figure for now hehe :)

@TheCabaels

Жыл бұрын

​@lalalal8111isip isip din po bago mg comment, d lahat ng plans nila sinasabi nila. You don't know their hustles. He said it right, if he can buy it bat nga ba mag rrent pa. Nag aral po sya para maintindihan mga gantong pag iisip so Hindi nman siguro nasayang. 😅 ✌️

This is a very smart and brave move. I am sure po you have weighed down the pros and cons.. at dahil kumuha kayo ng sarili nyo po, obviously mas matimbang ang pros... New Subscriber po from UAE. God Bless.

Congratulations sa inyo sir and many thank you for the transparency.

Thank you for this very detailed vlog! Congratulations 🎉

Keep it up. Isa po talaga ito sa pinaka informative na vlogs in Canada. Better pa po sa explanation ng kamag anak ko living there 😅

keep posting detailed videos like this padle, kudos.

@DREYsCanadaVlog

Жыл бұрын

Will do po

Congratulations also thanks for being transparent to all the expenses associated with owning a home

Maraming salamat for always being transparent and detail oriented sir edwin!

@DREYsCanadaVlog

Жыл бұрын

We try our best to give you unfiltered contents po :) Thank you for appreciating our work

Thank you Drey. Super detailed. Congratulations again😊😊😊

@DREYsCanadaVlog

Жыл бұрын

Thank you po

Congrats!!!! sobrang transparent nyo, thanks for all the information!

@DREYsCanadaVlog

Жыл бұрын

Thank you po 😊😊 we are trying our best to as transparent as possible po to help aspiring immigrants/students hehehe

Thanks for sharing. So inspiring. Stay humble as always❤ God bless you more 🙏

@DREYsCanadaVlog

Жыл бұрын

Thank you do much po 🥰

Grabe sobrang clear ng explanation! Well done, pre! So happy for you talaga guys❤❤❤

@DREYsCanadaVlog

Жыл бұрын

Thank you ate gigi! God bless 🥰

Laki ng monthly expenses, napaisip tuloy kami ni Emma. Saka na muna pala kami kukuha ng bahay. Need tlga paghandaan yan, Congrats sa inyo magasawa. God bless

@DREYsCanadaVlog

Жыл бұрын

Oo kuya! Nakaka lula na ang bills 😅😅 see you around kuya! God bless and keep sharing your experiences ni ate emma din to help aspiring students/immigrants sa decision nila

@user-tz8jh4ss1c

Жыл бұрын

I'm following @alwinemma & @dreyscanadalavlog. Naka i-inspire that your watching each other's content. Thanks po

Thanks, a lot of info!

Congrats!!! Ang galing ng plans at strategy nyo ni Dianne, very inspiring❤.

@DREYsCanadaVlog

Жыл бұрын

Thank you po 🥰🥰

Iba tlga pg accountant, detalyado. That's why I appreciate your vids. 😊

@DREYsCanadaVlog

Жыл бұрын

Hehehe salamat po 😇😇🥰

Congratsss, Sir! Very informative po vlogs nyo!

@DREYsCanadaVlog

Жыл бұрын

Thank you so much po 🥰

Congratulations! Very informative itong vlog mo. Iba talaga Ang accountant detalye lahat.Magaling Adeng.

@DREYsCanadaVlog

Жыл бұрын

Salamat po 😇😉

Congratulations finally 👨‍🎓🎓

@DREYsCanadaVlog

Жыл бұрын

Onga po e hehehe Thank youuuu!

Thank you for this informative video.

@DREYsCanadaVlog

Жыл бұрын

Welcome po 🥰

Congrats, Drei🎉

@DREYsCanadaVlog

Жыл бұрын

Thank you po😇

Good job mga ading❤😊..abangan ko 2

@DREYsCanadaVlog

Жыл бұрын

Thank you po!

Ayos! Importante may bahay imbes na magrenta. May equity kaagad at siguradong tataas pa ang value ng bahay dahil maraming lumilipat sa Calgary. 🤙

Congratulations po🎉🎉🎉

@DREYsCanadaVlog

Жыл бұрын

Thank you pi

Very informative video Lalo na sa Tulad naming nag babalak mag Canada 🍁 Thank you very much for this More videos po Sir.😀

@DREYsCanadaVlog

Жыл бұрын

Thank you very much po! We will keep posting informative contents po! :)

See you soonest Drey will be there on Fall intake sa SAIT, ikaw talaga ang lodi namin mag partner. Husay ng financial strategies na ginawa and we're looking forward to chit chat with Team Drey around Calgary. All the best Champ!

@DREYsCanadaVlog

Жыл бұрын

Yoow! See you po dito! Maliit ang calgary im sure magkakasalubong po tayo nyan one time! God bless sa new journey!

Congratss boss🎉🎉🎉

@DREYsCanadaVlog

Жыл бұрын

Salamat po 🥰

Thanks Sir Drey

@DREYsCanadaVlog

Жыл бұрын

You're welcome

Dito Sa Vancouver Maganda ang Lugar lalo na Ang weather Kaso lang subrang lAki ng cost of living

Very helpful po....

@DREYsCanadaVlog

Жыл бұрын

Glad it was helpful!

Salamat po for that very detailed info.

@DREYsCanadaVlog

Жыл бұрын

Welcome po

@globetrotterca

3 ай бұрын

@@DREYsCanadaVloghi is it newly build?

Hi Drey Congaratulations! I am happy for you and Diane. I hope baby naman soon. You are blessed like my daughter in New Brunsswick 5 years na sila don nakabili na rin sila mg bahay at lupa two years pa lang sila don at nadagdagan na ng baby girl ang anak nila at Canadian citizen na rin sila kaya maganda talaga pipili ka ng province kung saan ka komportable. 😊God bless more🙏🙏

@DREYsCanadaVlog

Жыл бұрын

Hehehe sana pag dumating ang baby eh financially settled na kame hehehe

Very brave couple and the same time smart move ❤😊, imagine you have total of 3 bedroom na pwd ipa rent witch will cost around 1.2k per room or higher dipende sa inyo, konti lng different during nag rent kayo! The good thing you have your own house and it will become your asset 😊

@DREYsCanadaVlog

Жыл бұрын

Thank you po 😇😇🥰🥰

Congratulations po🎉🎊🎉😢manifesting to have our own house too here in montreal po🤞🙏

My friend who lives in Calgary doesn’t take any realtor representative instead he goes directly to sales consultant from the builder bought brand new townhomes and he save 10k cause representative also take money from the builder when the townhomes was sold . So for those who are interested to buy house try this experience.

@DREYsCanadaVlog

Жыл бұрын

Woaah! Nice! This might help for our future projects :) Thanks sa ingsight!

@doniprimoshai

Жыл бұрын

That's what we did when we bought a new build, but when things go wrong, it's better if you get a realtor to represent you coz some builders doesnt care at all.

@novacollier9636

Жыл бұрын

They should have used a Realtor to represent them. Before listing that property, the owner has already agreed to give at least 2.5 percent to the buyer’s agent and another 2.5 percent to the seller’s agent. So , since they didn’t use any agent to represent them, the entire commission went to the seller’s agent. The buyer’s agent could have helped them negotiate more on price as well as the repairs and warranties. Despite the fact that it’s a new construction, there’s still things that an experienced Realtor can help after a home inspection has been done.

Galing! 👏👏👏

@DREYsCanadaVlog

Жыл бұрын

Thank you po🥰😇

@mcomorales

Жыл бұрын

Ilang yrs to pay po yung pagkuha ng bahay jan?

The advantages of not getting REALTOR when buying new home are you can deal to lower the price, no BIDDING, first come to offer price first SERVE, sales consultant from the builder will guide you until you posses the house and The most important thing is SAVE MONEY.

Paki-ask please kay Yanyan ganda kung san nya nabili yung black blazer nya with white piping, haha. YUng suot nya nung grad mo. I LOVE IT!

hello kuya, nandito rin po ako sa calgary sa may haysboro area. bago po ako makarating dito pinapanuod ko na kayo. sobrang nakakatulong po kayo sakin at nakakatuwa kayo panuurin.

@DREYsCanadaVlog

Жыл бұрын

Woaaah! Nice thank you po! Lapit nyo samin! Hahaha

@cyruzhernandez9183

Жыл бұрын

@@DREYsCanadaVlog may new na news kuya regarding sa visa-free ph to canada. abangan ko kontent niyo kuya and insights ❤️❤️

@DREYsCanadaVlog

Жыл бұрын

@@cyruzhernandez9183 yes I saw that too! That's a really interesting topic. Im currently doing my research right now

May interest pa 7 percent lock in for 5 years. thats why hindi ako kumuha ng bahay kasi ang dami pa bayaran.. not mor5gage alone.. yes may equity sya.. pero kina calculate ko sya in my 5 years kung inipon ko ang pera ko combined with my husband as what im doing now nagkaroon kmi ng 120k for 5 years ipon.. hindi lang yan kung wala lang mga unexpected emergency sa pinas more pa... kaya takot ako mag tapon ng pera para sa bills.. ang hirap mag trabaho tas mapupunta lang sa bills and repair.. lugi para sa akin...

Congratulations Kuya ! I really admire how organized you are with the numbers . More power po and godbless

@DREYsCanadaVlog

Жыл бұрын

Thank you kuya Puto! God bless po 🥰

5k per month is easy if both couple are making at least 60k

Always very informative and very objective approach and contents ni Drey. The first vlogger I started to follow when we decided to research about going to Canada. Every content has purpose and every information shared are most appropriate and best practices that we can use in preparing and in then moving to Aberta. Hope you continue to share excellent info sir and also looking forward to meeting you one day if we get successful in our plans... Cheers and BIG CONGRATULATIONS!

@DREYsCanadaVlog

Жыл бұрын

Thank you so much! Hope to see you here soon!

great job in putting things in perspective. cause there,'s a lot of kabayans who do not understand the concept of living here in Canada. Another thing to point out is: you guys are in Calgary and not in the more expensive cities in the country. Kudos to you👍💪

There's nothing wrong if there's no realtor representative when buying brand new house ,sales consultant from the builder has the same guidelines,

Mahal na ng bahay sa calgary. Samin nakabili din kami. 309k ang asking price. Nabili namin ng 345k. 8 kmi nag bid. Congrats!

@DREYsCanadaVlog

Жыл бұрын

Nice! Ung kilala ko rin 2019 345k detached na hehehe. Ngayon ang detached nasa 450k na :( di na abot hehehehe

Sir ask lng po sana ako for some insights if saang school and place dyan magandang mag enroll?I am planning to take IT related program. Ung d po masyadong malaki tuition fee and accomadations kase medyo tight budget lang po. Family of 3 po kami sir. Thank you in advance.

Kami May insurance critical illness at job loss. Nagkasakit Ang partner ko binayaran Ang bahay - balance owing sa mortgage pati interest computed for 5 years binalik din. Kaya Ang focus namin gumaling Ang partner ko worry free kc bayad Ang bahay. Di kami maluho sa budgeting Lang Ang kailangan. Maniwala tayo sa insurance para May protection Ang family . Di natin alam ang health at Kung mawalan ng work

Congratulations ❤ sir sa inyo 🙏 may i ask po , balak nmin mag apply mag asawa., gusto nmin magkasabay kami makapunta , papaano po kaya? 😊 thank you so much … from kuwait 🇰🇼. God bless 🙏🙏🙏

Ok lang basta hindi tamad kasi saving na mo yan pag retiro o kaya ibinta mo balang araw.

@DREYsCanadaVlog

Жыл бұрын

Hehe true po 🥰

tanong lang po, bakit condo ang naisipan nyong bilhin at hindi yung mga single detach. appreciate your reply soon, thank u.

Hi Drey, fellow CPA. Planning to take SP (me) + OWP. Ask ko sana if anong program kinuha mo during application, if recommended ba to take Post-Bachelor Cert in Accounting para alligned sa future plan ko na maging CPA in Canada? Appreciate your inputs :)

@cessyyyyy

Жыл бұрын

Combined post-bachelor certificates po ung knuha nya sa Uleth kung di ako nagkakamali :)

Pareho tayo ng mortgage broker and realtor Gillian and Eric. 2022 namen nakuha bahay namen brand new for $315k in Legacy walang bidding na ginawa. Sobra ung tinaas bigla ng mga presyo ng bahay after namen mag move last year 😢

hello a subscriber here is your place accessible to SAIT? we are looking for a room for my son for Aug move in! thanks for your reply

Congrats sir 🎉 ang laki pala need na paghandaan na monthly.. very informative

@DREYsCanadaVlog

Жыл бұрын

Yes po, sobra hehehe. Pag bumaba ang mortgage rate, baka mabawasan ng onti hehe

Every year allowed sa bank maghulog ng 20% sa principal

In Berlin you don't get a house under 700 hundred thousand Euro.

hi sir drey pahouse tour k nmn po ☺ watching from Muscat Oman

thank you for sharing. may relative ako sa Ontario na hanggang ngayon is struggling to own a house. bagong friend from Saudi Arabia. baka puede paki-resbak na lang, nag-lagay na ako ng downpayment sa condo mo. salamat. coriks

PR kaun dita sir Drey, or SP plang as nkakuha kna ng house

Hi Drey, can you share how to bring funds to Canada? Do you open an account before leaving Phils? Or you bring 10,000CAD or the minimum requirement? Hope this can be your next topic. Thank you

@DREYsCanadaVlog

Жыл бұрын

No minimum nor maximum fund po :) Basta if more than 10k, need to declare

@rachelleguerra2669

Жыл бұрын

@@DREYsCanadaVlog how to open an account in canada while you're at Phils. This is to wire transfer nlng sana. And is it safe?

Hello sir! Advice naman po kung ano dapat gawin pag dating namin Jan sa Canada tulad ng mga dapat asikasohin at kuhain ng mapaghandaan napo namin ng wife ko at maasikaso agad pag dating po namin. Flight napo namin this June 8, Me and my wife po. Thank you so much sir!

@DREYsCanadaVlog

Жыл бұрын

We have that video. I think na post nung December or January. Nung dumating kapatid ko po

Congratulations Drey.. is it possible to buy your own house with status of international student and spouse with OWP? Appreciate any inputs. Thanks again

@DREYsCanadaVlog

Жыл бұрын

For SP mejo complicated. For OWP and PGWP pwede hehe

Hi congratulations for your new home, i have an inquiry sa last vlog mo parang na mention mo na if di pa PR sa canada with SP status pa you need to pay a downpayment of 20% from the mortgage price. Since you only paid 5% so meaning you already have a PR status ba? I just wanted to ask baka may consideration on paying lower down payment kahit hindi pa PR. Thank you.

@DREYsCanadaVlog

Жыл бұрын

Im on my PGWP po right now :)

@evelynlazaro-jy3vr

Жыл бұрын

@@DREYsCanadaVlog Thank you for the fast reply 😊 good to know na kahit PGWP pa pwede na pala yung 5% down payment. Thank you so much for sharing this information, big help! again Thank you and God bless!

Dont they charge you any mortgage insurance for down of less than 20%, here in BC we have that. What about the cost for water & sewage, is that included in utilities expenses you mentioned.

@DREYsCanadaVlog

6 ай бұрын

Mortgage insurance is already included in "mortgage payment" here. Yes water and sewer are included as well.

Congratulations. But Getting a mortgage na hndi pa PR is very risky. What if hndi kau ma PR? Should get your permanent resident first . Piece of advice iba na ang Gastons pag homeowner. Once bumigay ang furnace at hot water Gaston n agad un.

@DREYsCanadaVlog

Жыл бұрын

Agreed. Every move we make has a corresponding risk :) it's just a matter of calculating the risks and handling it properly :)

@rf53578

Жыл бұрын

⁠@@DREYsCanadaVlog i think you and your wife will be successful in canada ganyan naman talaga. you have to try and do the risk. maybe later you can do my itr. he he he

Paparenta mo drey ung basement?hm kasi may coming dyan kaibigan ko this sept intake 2023 cx sa nait.

@DREYsCanadaVlog

Жыл бұрын

Opo pagka tapos ng development po

salamat po sa napakaliwanag na explanation. i therfore conclude, rent na lang kami, hahaha, thank you sir

@DREYsCanadaVlog

6 ай бұрын

I agree 100%.

anong school po kayo nag aaral sa Canada?

Congrats!!! Ang mahal na rin sa Calgary 😢. Hindi kayo nag-avail/nag-apply sa first time homebuyers program?

@DREYsCanadaVlog

Жыл бұрын

Hindi napo ate, dami pang pasikot sikot nun 😅

@emeyjee

Жыл бұрын

Sabagay 😅… Ang mahalaga may 5% downpayment. 👍🙂

boss Drey, ask ko lang. nag PEP kaba? If yes, need pa bang iinform si IRCC? pwede ka din ba mag PEP habang nakaPGWP pero expired ang study permit? or need ba magpaextend ng study permit? Salamat sa sagot.

@DREYsCanadaVlog

Жыл бұрын

Need to inform IRCC yes. For PEP yes you need a valid syudy permit.

Yun din pala ang hirap bbili ka ng bahay tpos iba din pala ang titira para mabayaran mo yung bahay.. boss hanga ako sayo kasi nasabi mo lahat ng need para sa mga gusto mag ka bahay yung iba kasi ang dami pa kwento kung ano ano

@DREYsCanadaVlog

Жыл бұрын

Salamat po! Yes mahal kasi, kaya if you really want to lessen the expenses, need to compromise a little bit of comfort hehe.

Congrats po 🎉 Nagpunta po ba kayo sa mortgage broker or direct sa bank po kayo?

@DREYsCanadaVlog

Жыл бұрын

Broker po :)

God Job po 👏👏👏👏

@DREYsCanadaVlog

Жыл бұрын

Thank you po 😇🥰

Kabayan since 5 percent down payment. Did they not require you to get cmhc insurance.

@DREYsCanadaVlog

Жыл бұрын

They did po. Parang 4% ata dinagdag hehehe

@crazyb912

Жыл бұрын

Automatic yun kasi 5% lang ang dp nila. It is considered high ratio mortgage. Protection from default.

$2400 for a mortgage and it is a row townhouse. That is your biggest mistake. Condo fee - just throwing money away. That mortgage you can already afford to buy a single house… and you also bid. Rookie mistake bigtime

@DREYsCanadaVlog

Жыл бұрын

We looked into the single house market here in our area, pero wala pong pasok sa budget.

@DREYsCanadaVlog

Жыл бұрын

I hoped na bumaba ang single detach, pero parang malabo sa current situation hehe kaya we settled sa row town :)

@alvinchan8499

Жыл бұрын

@@DREYsCanadaVlog mabagal din tumaas value ng mga townhouse compared sa single house. Pero smart move pa rin pagbili ng property lalo at bata pa kayo. Baka sa 2nd property single house na, at yang townhouse is rental property nyo na lng. Congratulations sa inyo.

@alvinchan8499

Жыл бұрын

@@DREYsCanadaVlog 4.48% ba yung sabi mo na interest rate nyo? Parang yung $2400 is parang mortgage na ng $500,000 na bahay at 4.48% …

@crazyb912

Жыл бұрын

I agree, big mistake with the bidding. Also, the community condo townhouse is not ideal. They should have looked for a freehold townhouse. I feel na madalian ang pagpurchase nila ng property. Share ko lang. I almost got sucked into bidding war, I was willing to pay over asking price $20 to 30 grand. It might have been more i think. We were the highest bidder. However, the sellers decline us because of our clause pending sale of our current house at the time. Btw, i wasn’t even that in love with the property. We were just running out of houses to buy. Altho, i love the location. We waited out a few weeks and found this other house that is abandon meaning no one lives in it. Apparently, it had been in the market for awhile. It was outdated but it was perfect cuz we can do our own reno. The only issue was minor leak from the main bathroom to the ceiling of our dining which we took advantage of to bring down the cost of the selling price. The best part is it is on the same location we wanted. Also, the sq fottage is bigger that the house that we bidded on. We got v lucky.

How about your health insurance?

@DREYsCanadaVlog

4 ай бұрын

Included sa work po. And lately lang kame kumuha ng top up insurance dahil sobrang kulang pala coverage sa employer provided life ins.

Mataas Ang rate ngayon 3 years 5.64%

🤔👍🙂

mas mahal po ba if house and lot na single detached ang bilihin or kesa sa ganyan po na condo type row house?

@DREYsCanadaVlog

11 ай бұрын

Relatively more exp3nsive po ang single det.

@chesterdodlados8629

11 ай бұрын

Pero yun ganyan po na condo row house is magiging ownership ba talaga yan in the long run? With title po ba yan same sa house & lot title dito sa PH

Bakit po nag iiba ang insurance rate ng sasakyan pag lilipat sa ibang quadrant?

@DREYsCanadaVlog

Жыл бұрын

Riskier daw kasi ang NE based sa nakausap ko sa insurance po. Mas madami daw kasi natural disasters like hail storm and flood sa area nato kumpara sa iba. And mas madaming nag keclaim dito daw hehe.

@lilpipes

Жыл бұрын

@@DREYsCanadaVlog ohh ok thank you for the response! Ingat☺️

congrats Sir Drey sa graduation mo, anong program yan at ilang taon ka nag aral ng course na yan sir ?

@DREYsCanadaVlog

Жыл бұрын

Post Bachelor in Acctg po 2yrs hehehe :)

@tengapil7214

Жыл бұрын

@@DREYsCanadaVlog wow going to be a canadian CPA , praise God.

@DREYsCanadaVlog

Жыл бұрын

@@tengapil7214 I pray this to happen some day po 🥰🥰

Congratulations on your graduation and new house. Hindi mo nabanggit si brother MO. Kasama nyo parin ba sila? Accounted ba un share nila sa expenses?

@DREYsCanadaVlog

Жыл бұрын

Hindi pa po, their grocery is different. These numbers are for us ni dianne lang 🤣

Silent T words Besides that, the silent T appears in a random assortment of other words, such as asthma, mortgage, tsunami, soften, listen, fasten, glisten, and moisten.

How many years to pay? 25 or 30 years to pa ba ang bahay?

@DREYsCanadaVlog

11 ай бұрын

25 po

Great video Drey thank you 😊. How much yung kinikita mo per hour sa job mo right now?

@DREYsCanadaVlog

Жыл бұрын

Cant disclose but way over minimum po :) sorry. Thank you po

@jonrenzmaterdo1467

Жыл бұрын

@@DREYsCanadaVlog It’s okay 😊. Ano yung program na kinuha mo?

@DREYsCanadaVlog

Жыл бұрын

Post bach in acctg po ;)

@jonrenzmaterdo1467

Жыл бұрын

Wow sounds great. I like accounting. Saan ka ba nagwo work ngayon?

Hi there congrats on new house wanted to ask if you have contact number of the guy who did your house inspection ? Salamat

@DREYsCanadaVlog

Жыл бұрын

The inspector is connected with my realtor po :) diko alam name hehehe

Wondering lang po kasi na mention nyo po from last vlog na pgwp palang po kayo and di pa pr then sabi nyo din po sa isang video nyo po, 20k dapat ang down ng di pa pr para makabili ng house, pero dito po, 5% lang po ndown ninyo. Am I missing info? So paano po kayo nag qualify for mortgage and only putting a down of 5%? Thanks po if masasagot.

@DREYsCanadaVlog

3 ай бұрын

20% for students. 5% for worker and pr and citizens ;)

@notyourbestie

3 ай бұрын

@@DREYsCanadaVlog oh. Thanks sa pag sagot. Gets na po 😊 libre po ba magpa assess sa bank for mortgage? Kung magkano po mabibigay nila? And ang pre approval po ba may hit na sa credit score?

@DREYsCanadaVlog

3 ай бұрын

@@notyourbestie yes contact gillian cortez tell her galing ka dito sa channel namin and she will take care of everything :)

Didn’t you pay for an appraisal?

@DREYsCanadaVlog

Жыл бұрын

No po :) diko alam if need hehehe

@novacollier9636

Жыл бұрын

@@DREYsCanadaVlog interesting. I am surprised din po na hindi nag require ang lender mo ng appraisal. I am a Realtor here in the States and when I write a contract on behalf of my clients, i make sure it’s contingent to an appraisal. To make sure that you’re not paying more than what its real value. But any way, Congratulations on your new house!

May I just comment, diko napo nakita ang vlog mo na nagsasabi ka about the taxatuon of Canada and Philippinesna pareho pong 30% ang income tax. Hindi po 30% ang income sa Pilipinas. Socialized na ang tax sa Phils under the TRAIN Law na pinirmahan ni Pres. Duterte. I have a business here sa Pinas ans I only pay 2% percentage tax. Please mag research muna kayo about TRAiN law and content nya bago po kaya mag comment na 30% ang tax sa Pinas. Kumakalat po ang maling info dahil ang daming nagvvlog na hindi gumagawa ng thorough research.

How many yrs to pay po yung binabayaran nyong bahay?

@DREYsCanadaVlog

Жыл бұрын

25yrs po

@nevetzedek1702

Жыл бұрын

@@DREYsCanadaVlog wow 😮

@rebeccadelarosa9801

Жыл бұрын

@@nevetzedek1702 bihira sa bumibili ng bahay sa canada ang tinatapos ang 25 or whatever term.. they move on, sell the house when they need or want to, take the equity with them and put that equity in the new house that they purchase.. you are not tied up with your first purchase.

May property tax po ba kayo?

@DREYsCanadaVlog

Жыл бұрын

Yes po

Did you see for yourself other 2 or 3 bidder ? if not that’s a big lie from your realtor! Much better to buy brand new townhomes , single detached and front attached direct from the builder sale consultant. No no no for liar bidding from the realtor.

@DREYsCanadaVlog

Жыл бұрын

They forwarded the messages from the seller's realtor po. With the market right now here in Calgary, I think it's not far fetched na madami talagang bidding hehehe ilang beses nadin kasi kame natalo 😄😄

@johncros2281

Жыл бұрын

@@DREYsCanadaVlog Wow! too much, the realtor wants Calgary to be the next Vancouver and Ontario's system of selling a house. I might say that was greediness they put additional 17 k from the orig price and that was stealing from your pocket .

@ryanh7352

Жыл бұрын

⁠@@DREYsCanadaVlog na dali ka dyn. Nag take advantage yon realtor mo. Dahil student ka palang at baguhan ka sa Canada. Plus na kita pa nila yon eagerness mo. Try mo mag tanong sa neighbor. Para malaman mo yon real price ng condo.

@gwellahpambid5299

Жыл бұрын

Ganyan na po tlga ang range ng townhouse dto sa Calgary, marami na kasing nagpuntahan dto sa AB kaya nag increase mga bayad ng bahay, yes there is bindding now,

@tunarolls68

Жыл бұрын

Saying na nadaya siya that is big word. Although I don’t know you. He is an accountant and have also work in a condo parang insulto sa kanya yon. D2 sa Toronto mga ten or more bidders na sa month na ito. Nag start ng bidding again noon mag pause ng bank of Canada ng interest rate.

$275 car insurance 😮 hulog n po yan

@DREYsCanadaVlog

Жыл бұрын

True! Hehehe ka mahal pag new to Canada 😅

May single po ba na bumibili ng bahay mukhang di kaya

@Relaxandcalm563

Жыл бұрын

Meron😊 at madami depende lang sa kung anong work mo dito sa canada at kung saang province at city ka nakatira

@DREYsCanadaVlog

Жыл бұрын

Agree ! Meron din talaga mga malalaki ang sahod 🥰

Ilang years po ung hulugan jan na kotse ska magkano monthly

@DREYsCanadaVlog

Жыл бұрын

Up to 9 yrs pwede po. Depende sa unit and presyo po eh amin 580 per month

@ryanh7352

Жыл бұрын

⁠@@DREYsCanadaVlog Pati pla sa sa sakyan na dali ka. Ang sa sakyan dito pinaka matagal na yon 7 years. Tapos yon 580$ nayan worth na ng SUV na sa sakyan.

@DREYsCanadaVlog

Жыл бұрын

@@ryanh7352 yes po kasi we went for a hybrid car 😅 pero hindi po 9 yrs ung amin 😊😊

@ryanh7352

Жыл бұрын

@@DREYsCanadaVlog next time bro wag maging eager. Pwede ka mag tanong sa mga tao Dito. Lalo n sa mga may experience. At Bahay ko single de touch maliit Lang. Pero bina bayaran ko almost 1300 to 1400$ depends sa weather.

@ryanh7352

Жыл бұрын

@@DREYsCanadaVlog ka price na pla Ng hybrid rav4 yan if 9 years 580$

Ang mahal ng bahay sa Calgary

Pangit yan townhouse, MAs okay pag single detached family home…

@rebeccadelarosa9801

Жыл бұрын

mas maganda tlaga, basta afford mo.

@DREYsCanadaVlog

Жыл бұрын

Opo mas maganda po ang single detached hehehe kaya lang di afford 😅😅 townhouse is not bat actually :D

😂😂😂 -

house is an investment. Buying is better than renting. Sa California Bay Area we bought a house for 400 K $ 10 years ago now it's 1.1 M $. Mataas ang nilaki dahil post pandemic and lack of inventory. Congrats.