Rs. 50,000/- expenses in a month for a couple living in Bangalore is really great. I must say you both manage your expenses quite well. Hats off!!

@IndianMillennialWife

27 күн бұрын

Thanks , I think main reason for this is work from home jobs which allowed us to shift further away from the city with lesser rents

@tomba47

25 күн бұрын

Double my slary😢

@adityantamarapu6239

20 күн бұрын

​@tomba47 hahaha same bro

Disclaimar - Bengaluru is not for Poor People , so poor people never come to bengaluru 😭😭😭😭Everything is running in bengluru for money.

@taingindia234

9 күн бұрын

Poor people made the city dirty, like delhi😂😂

First Bangalore population don’t just include IT employees Second there are many couples who have less expenses just because they choose lower rent away from so called IT hubs… WFH so IT require more comforts 🙄 Third the harsh truth - Bangalore is costly because of IT people

Thanks for sharing. Very modest expenses in such an expensive city like Bangalore. I guess this expense will go up considerably once you have children.

After watching the video, I'm grateful for my own house in Bengaluru, where I can maintain my simple lifestyle and stick to my budget, instead of dealing with rising rental costs or uncertain housing situations.

@IndianMillennialWife

Ай бұрын

Yes indeed having a own house is a blessing

@chandrakanthan7047

Күн бұрын

Where you living,many of my friends stay in 2bhk for 12 to 15 k houses,it seems it depends on apartment and lifestyle aswell.I am not saying banglore is costl,but I am saying you don't need to spend 50k just as monthly expenses.​@@IndianMillennialWife

Nothing can beat the charm of old Bengaluru especially the greenery & less dust but it's too far for IT employees.

@suryaprakashpareek4692

25 күн бұрын

That's real bengaluru and remaining is outskirts below orr

@TheFourthWinchester

8 күн бұрын

Migrants think the actual bengaluru is not real Bengaluru lol.

3:59 Total Expenses 50k a month _ great informative video _ thank you .

I dont think 3 to 4k groceries is a valid number. I mean my monthly 1 ltr milk cost is more than 1500. I pay less rent for a 3bhk yet expenses for vegetables, milk curd paneer chicken and rest go above 15k minimum.

@IndianMillennialWife

26 күн бұрын

For how many people?

@smvinay1206

26 күн бұрын

@@IndianMillennialWife 4

@IndianMillennialWife

26 күн бұрын

@@smvinay1206 ok maybe the reason in our case it’s a bit less is that we don’t have breakfast (not used to it) . So only 2 meals for 2 people and no non-veg cooking at home

@praveensubbu

23 күн бұрын

Rent seems to be very reasonable

@sainan4544

13 күн бұрын

​@@IndianMillennialWifeno breakfast...? Why?.. Breakfast is most important meal of the day. What is this..? Is this new normal or am i being weird...?

She explicitly exclucded other expenses such as Medical, Insurance, Car/Two wheeler maintanence, travel, etc. So don't assume couple can manage with 50K in Bangalore. You need much more than that to live and save/invest for future. If you have kids, it will open up many more expense category.

50K is normal in cities like bangalore and hyderabad.We were staying in gachibowli hyderabad paying rent 30K and whole expense of month was above 50K

@usamasohail3294

20 күн бұрын

For how many people?? 30k for 2bhk.. ??

@priy98

20 күн бұрын

@@usamasohail3294 it's not on based on number of people's but owners ok with maximum 5 people's

@usamasohail3294

20 күн бұрын

@@priy98 I means grocery for how many people.. Rent in Gachibowli is low.. My frnd take 2bhk for 10k.. Bills 5k. Maybe 30k is very expensive...

@priy98

20 күн бұрын

@@usamasohail3294 I am talking about gated community and you will not find 2bhk for less than 20K in gachibowli

@usamasohail3294

20 күн бұрын

@@priy98 oooh..k Thnx

WoW Electricity bill must be way cheaper in Bangalore then. In Summer I have pay minimum 3K in Kolkata. During other season it hovers around 800-1500.

@IndianMillennialWife

22 күн бұрын

It’s because of some new govt scheme

@prashantcruise

16 күн бұрын

what sceme i got more bill than last month like 400-500pm then wopping 900 a month@@IndianMillennialWife

@mithunmahato309

9 күн бұрын

The main cost in Bengaluru is rent or real estate cost (if you buy) which is 3x of what in Kolkata or Delhi area. Add to that travelling expenses as public transport is really bad till this day.

@AninditaDey-mv6ce

2 күн бұрын

​@@prashantcruiseyes because from last month mamata Banerjee government increased the cost of electricity....we are suffering.

Hi from an Indian cash budgeter !! Nice to see the content on ur expenses .. you are doing great with the expenses..

Good detailed info👏👏

Now only I understood heading of expenses for two person. Long way to go.

real honest..good stuff.

Good info. Expense mainly depends on once life style and how they want to live. With today’s inflation 50K is quite ok in city like Bengaluru but, if we include kids education then need to add 12K to 16k per month extra for each kid…we are family of 6, including my father, mother and 2 kids and 2 dogs, mostly our expenses will touch 50k every month excluding school fee and other emergency expenses though we are staying in our own House.

@IndianMillennialWife

Ай бұрын

Thanks for sharing!

Nice video ❤❤

50k is normal thing , and if u go near IT BT park rent wil be 50k😅

@IndianMillennialWife

Ай бұрын

Which area?

@chiranjeev4804

Ай бұрын

Mumbai mein toh isse jyada rent 1 bhk flat ka hain😂

@IndianMillennialWife

Ай бұрын

@@chiranjeev4804 yes that’s why if someone is poor and if they wanna be rich then never live in Mumbai . Cause theyll be poor for life 😂😅

@chiranjeev4804

Ай бұрын

​@@IndianMillennialWifeExcuse me.. Who the hell told u I am poor. U stay on rent of Rs 25,000 and telling me I am poor. Watch out on your words. I own 3 properties in Mumbai. Jitna aapka mahine ka kharcha hain na.. Usse jyada bhada mujhe ek ghar se aata hain Mumbai ke!

@IndianMillennialWife

Ай бұрын

@@chiranjeev4804 I didn’t call you poor , I said if “you are poor” that implies if someone is poor they can’t live in Mumbai 😅 Rephrased my sentence so that you understand 😀

- internet can be cheaper like excitel or any local wifi try 3month first to check service in locality. then pay full year once. you will have 400 to 500 pm for 200mbps - Dmart is good but I mostly use flipkart groceries. cause We didnt have 4 wheeler so that will cost me auto price. - Bangalore is full of restaurant but very very less tasty foods. Mostly I search Andhra restaurant for good food. - Netflix in 550 ?? how ??

6000k For Single Person in Chennai.. Vegetable Internet, Water, Power If Rent added it's 7000 Miscellaneous 1000 Resturant 2000 Emergency 2500 Investment All

Paying Rs4-5k for cook is still cheaper than ordering from out Swiggy Zomato where one rime order is minimum Rs200+ per dish

1500 for Movie per month? The tickets these days in any multiplex goes upto minimum Rs300 on weekdays and Rs500+ weekend unless you go to single screen theatre 😅

@newbiekhyber

24 күн бұрын

Yes, you can still find single-screen cinema halls in Bangalore with 150 rupee tickets, and coffee for 10 - 20 bucks. Bangalore is not that expensive if you know where to go.

Super cool cost

In jamaica you need 500000jmd to do the same things

Car wash is very less minimum will be 800 Rs and cook cost will be very ~ 10 to 15k three times

@IndianMillennialWife

4 күн бұрын

Actually they just wipe it with cloth

I believe you missed out on few more utilities - gas and phone Grocery seems unrealistic - Milk, curd, green veggies and nonveg will cost another 4-6k Car EMI? Not sure whether you order in food I believe 60-70k seems more reasonable budget But if you are managing the budget - kudos to you guys

@IndianMillennialWife

22 күн бұрын

Hi yes grocery can fluctuate sometimes between 3-5k but we don’t cook non-veg at home Ordering-in and dine out I have considered as 5k but mostly we don’t go to high end places . We prefer Udupi hotels and darshinis as only those available near the area we live in Car EMi thankfully not there since my father crossed 60 years , he doesn’t want to drive anymore . He takes public transport + metro so given me his car

Yes, thats why I am single living , if I do marriage than 25k monthly charges for 2bhk/3bhk rent in bengaluru with food Rs15000 , Rs10000 for travelling to company everyday ,means Rs50000 minimum requirement for every IT employees who is staying in bengaluru with family, less than that you can't think anything without this money, So I request every IT company to give minimum salary package to every IT employee is 6LPA at least minimum in Bengaluru, without this salary you can't survive in Bengaluru.

@IndianMillennialWife

23 күн бұрын

Very true

@xxxx-tb4de

20 күн бұрын

Agree it is good for the employees, but companies exist to make money for shareholders. How do you expect them to achieve that?

@prajju8114

19 күн бұрын

IT companies dont care about employees, if you dont come to office tcs threatened to cut variable pay, what can we say

@cbazxy2697

17 күн бұрын

​@@xxxx-tb4deunions and government effort to wealth redistribution would be fastest method, decrease in population would work too but that isn't gonna happen In century. Another thing is to not give in to dumb society expectation like marriage(you can be in relationship without marriage), kids, buying stuff to impress. We have romant

@SanghPath

11 күн бұрын

Why don't you marry a working girl?

Nice explanation

Rents in Bangalore have significantly outpaced the rate of consumer price inflation. In JP Nagar, we used to pay 13,000 INR, including maintenance, in 2010 for a 1,800 sq ft 3 BHK apartment.

@streamingtv7200

18 күн бұрын

What would be the rent for the same flat today in 2024 ?

@DrKallalPramanik

18 күн бұрын

@@streamingtv7200 I would imagine anything north of 55k

Perfect 👌

@IndianMillennialWife

Ай бұрын

Thanks 😄

Grocery bill of 3k to 4k is too less... It must be 5k to 10k in reality

One has to be well educated or having a good business & capable to earn well

What about daily groceries Milk, Vegetables? I guess you forgot to add it.

@IndianMillennialWife

23 күн бұрын

I have added it to. About 3-4k

If this includes rent then yes its cheap.. If it doesn't then 50000per month for a couple is quite expensive if u hv ur own house.. Even in expensive city like mumbai i think 35000rs for couple without rent is possible unless ur expenses are not skyrocketed🎉

Which part of Bengaluru do you stay? Is it a gated community or a standalone building? Also how did you find the house - through broker or by yourself?

@IndianMillennialWife

25 күн бұрын

Near last stop of purple metro line :) . Owner of the house is a known person so was easier to find . It’s a gated community

@avishekdutta2951

25 күн бұрын

@@IndianMillennialWife oh nice! Can you spill out the society name?

@vrahul7602

22 күн бұрын

​@@IndianMillennialWife kadugudi? That area is expensive

@IndianMillennialWife

22 күн бұрын

@@vrahul7602 no the other side . Mysore Road

@vrahul7602

21 күн бұрын

@@IndianMillennialWife then I guess you live in brigade. That's a cool place

Water is available or not What is situation of water crisis in city ?

@IndianMillennialWife

11 күн бұрын

No issues in our apartment

Since you both are earning assuming combined salary of 1.5lakhs~2lakhs, 50k is nothing i guess. I do business with earnings same as i assumed above my monthly average expenses are around 1.3lakhs...(including A to Z expenses even covering all kind of insurance)

@greenparas

Ай бұрын

You mean,in your Business,you need to spend 1.3L against the ~1.5L that you make every month?

@sheshan88

Ай бұрын

@@greenparas yes 20k goes to my bank account as savings after deducting ALL my expenses (includes even ₹10 tea)

@greenparas

Ай бұрын

Great.That means ,profit margin in your business is approx. 13-14%. Is it a food line business?

@sheshan88

Ай бұрын

@@greenparas construction and building materials shop. But 20k doesn't go to my bank account, I invest it back in business and increase number of products available at my shop😅

@greenparas

Ай бұрын

That's wise to invest the earning to expand business. I understand the construction line businesses all run mostly on credits most of which will never return from disloyal customers.So margins are tough to manage.

Nice video. Can you make another one about how to find a good apartment with reasonable rent/deposit?

Can you provide a split between you and your husbands expenses? He seems lean on expenses.

@IndianMillennialWife

Ай бұрын

Hi except for personal shopping , rest everything is almost equal . I probably shop more that’s all😅

which location?

Continue with such more content and please educate people nowadays IT peak think they are smart and endup in debt trap

Make a video on educational expenses right from kindergarten to higher education

Single, retired, own 3bhk I spend 16k per month in Mumbai (N) incl. medical insurance of 2k p.m.

@IndianMillennialWife

23 күн бұрын

Wow

Salaries?

What’s your total household income ? That will put expenses in perspective

@IndianMillennialWife

Ай бұрын

2.5L combined income

@ABCDZ001

26 күн бұрын

​@@IndianMillennialWife HI. At first thanks for bringing up such an imp topic for discussion. You told you have excluded certain non recurring/occassional expenses from the 50k per month. Let's assume that averages 30k per month. So total exp 80k per m. With savings of 170k per m, I think it is not at all a challenge for you to buy a flat with a budget of 1.5 crore. For this I think the emi works out to be 100k per m. Still you will be left with savings of 70k per m. That's damn good unless there is increase in commitments...

@IndianMillennialWife

26 күн бұрын

@@ABCDZ001 thank you for the detailed analysis . Yes we were thinking of it , but we are also aware that we wanna have a kid soon and that might set us back a bit if I decide to take a 2 year sabbatical from work . That’s why currently we are investing as much as possible Also we are not sure we will live in Bangalore forever , we would also be open to any opportunity abroad for some years and then come So have not decided about home yet

Instead of buying separate ott and Internet, buy jio fiber postpaid which gives all ott and Internet at 1000rs.

Why r u spending money on Gym additionally, when there is Gym in ur apartment and also paying for that?

THAT IS CHEAP COMPARED HERE IN DALY CITY, CALIFORNIA. A 2 BEDROOM HOUSE HERE IN DALY CITY THE RENT IS $6,000 A MONTH PLUS UTILITIED TOTAL $7,000 OR 500,000 RUPEES.

Damn 3k was just my sushi and bar bill this week

@IndianMillennialWife

26 күн бұрын

Haha love sushi too😋

Transportation, car emi ,home loan emi . If you have a kid your budget will double

@IndianMillennialWife

Ай бұрын

Already have a car and loan is over 😅. Have to worry about house now

You're staying here on a rent or have bought the property on loan? clarify please

@IndianMillennialWife

28 күн бұрын

Rent . Owner of the house told us the current resale value is 75L

Hi , I’m planning on semi retiring in Bengaluru next year for 6 months and then returning home for 6 months. Is it possible I could rent an apartment there for 6 months at a time or is there only yearly leases ? My budget is 60k rupees a month as a solo traveller . Any help you provide is appreciated . Thank you. New sub .

@kushisharma5228

21 күн бұрын

Many options.....girls hostels are cheap and free entertainment.

@bobbyjames4300

21 күн бұрын

@@kushisharma5228 I don’t think they will permit me in a girls hostel but I’m sure it’s worth a try.. 😊.. thank you for your help..

Mam in short term you're able to manage your expenses but you don't have your own home staying in rent so in long term don't you will purchase house

Some of those expenses you mentioned are luxuries people like me will never have. #PovertySucks

Kolkata comparatively is pricier than Bengaluru ...

💥

50 % spouse's cheat on eachother in Bangalore you can add that cost as well.. worst City to live in Bangalore

50k zyada hai boss. Begur ke paas shift ho jaao. 15k tak rent aajayega..no maintenance. Car bech do. But 2 2-wheeler.

@IndianMillennialWife

23 күн бұрын

You’ll be shocked to see in the comments that people think 50k a month living is poor

@MALF999

23 күн бұрын

@@IndianMillennialWife I Guess whoever is commenting here that 50k per month is too less, is not a Millionaire. and if they are not a millionaire, their opinions and suggestions DO NOT MATTER. Only make sure you are getting good nutrition(avoid eating outside or ordering from outside) spend a good amount in gym/sports. Save Every Penny, Live Frugally, Live Low-Key, Donate the access Money to the Needy. (Advice from a Dollar Millionaire)

4000-5000 for a cook? That's expensive! But I liked this form of video! Best so far!

@IndianMillennialWife

Ай бұрын

Glad you liked it!

@aum8136

Ай бұрын

Try ordering food daily from Swiggy Zomato

50k is less .....very 👍

Did you couple did a love marriage or arranged marriage just out of curiosity because u are able to adjust

@IndianMillennialWife

4 күн бұрын

Arranged 😬

Grocery and vegetables minimum 10000

Meanwhile a bachelors budget in village is maximum 3000 Rs / month. lol

Home town visit expense maam??

@IndianMillennialWife

23 күн бұрын

My parents live in Bangalore itself and my In-laws house we got twice a year max so that’s a non recurring expense :)

High cost of living is good for the nation

50,000 monthly expenses is normally not sufficient for a couple. I think today you might require anywhere between 75,000 to 1,50,000 per month.

@IndianMillennialWife

Ай бұрын

If you include trips / recreational activities/ pursuing passions / drinking and eating out a lot then yes . In the video I mentioned basic expenses which are a minimum of 50k

Nyc info ..my hubby is working in banglore. Staying in hostel.. am in another town. By watching yr video i think this place is expensive than hyd

@DeepakKumar-ve9xj

9 күн бұрын

Now things changed. Hyderabad is more costlier than Bangalore as of today.

@lavanya5001

9 күн бұрын

@@DeepakKumar-ve9xj nizampet, kkply lo cost of living takuve kada andi

I am 25 and live with my parents in a metro city in south India, My monthly spend is 1 Lakh😂😂😂😂 PS: We own our house

@sainan4544

13 күн бұрын

You are victim of materialistic world.

@srinivasabj5151

10 күн бұрын

U must be drunkard 😃

50k 😢😮😮😮😮 here is minimum 1.5L per month. Looks like you watch and spend every penny like robot

@IndianMillennialWife

Ай бұрын

Yes currently we are trying to save a lot of money

Do u have Invisalign on ?

@IndianMillennialWife

14 күн бұрын

Had braces before but got it removed

If you have a frugal attitude and mentality of a semi miser, thia ia the best and balanced combination to spend less and save more. I know people who try to save more than they earn AKA dogs life

Combined income ? How much ?

@nikhil99a

27 күн бұрын

2.5 lakhs pm

@metazillo8849

27 күн бұрын

@@nikhil99a then u r spending very much

Where do u live in bangalore where rent is so less🤔

@IndianMillennialWife

Ай бұрын

Near Challaghatta metro(purple line end)

I can live for 10000 a month.

As a WITCH company employee it’s a nightmare for me 😢😢😢

@IndianMillennialWife

27 күн бұрын

Try for better opportunities once this slowdown ends 😢😅

If i have room very far from job location... 30km from job location.. then traffic cause problems for me....???

@IndianMillennialWife

21 күн бұрын

Yes very much but depends on how frequently you have to go to office . I go like once or twice a week so it’s ok for me . My office is 25kms away

@usamasohail3294

20 күн бұрын

​@@IndianMillennialWife daily basis.. I think u have wfh thats y .

@usamasohail3294

20 күн бұрын

​@@IndianMillennialWifeThank you so much for useful information 😊😊

Still 50,000 even after this modest normal living 😢😢😢tumba

Switch to Jio and save 500 p.m on internet and ott

Grocery 3 to 4k is less.. Must be 5k

24K 2bhk is cheap compared to mumbai 😂😭

HR ho ?

Bit cheaper in uk

50000/- is very less you're managing your funds well.....

I am living small state in the USA.. We need 300k a month.. If I come to India, I can live like king for 10k a month.

@Chimera2020

21 күн бұрын

You have no clue 10k, you cannot live anywhere in the world like a king- not even in Africa. Unless you are talking in USD

@WORLDCITIZEN2004

21 күн бұрын

@@Chimera2020 not in dollar .. We have 20 acres of land and own a house .. We are away from Bangalore like 150 km. So I need 10k is enough..

@ganesan07

12 күн бұрын

​@@Chimera2020 if you have a house, you can live with 10K in India. Average salary of an Indian is 13K and people are quite well managing it. without unwanted spending like cinema, party, eating in restaurant, going out, you can live.

I am the same 1k guy

Vegetables, fruits are excluded

Half of money goes for rent

Subscribed🎉🎉🎉

Girl, its bengaLuru, not bengaluru

what ??? owner makes you pay for flat maintenance ? this does not happens in Mumbai...

@IndianMillennialWife

Ай бұрын

Since maintenance amount covers water bills and usage of amenities so here in Bangalore most tenants pay the maintenance amount as well

@akashkumar67897

Ай бұрын

Bhai Noida main bhi Maintenance khud dena hota... but we dont pay Pagdi..

@aum8136

Ай бұрын

Mumbai you mean l, Thane Kalyan 😂 In proper Mumbai maintenance is included as rent

@sachinshatageri9341

Ай бұрын

I was in Mumbai, I paid rent+ maintenance + parking ( separate parking charges for bike and car)

@adityagade09

Ай бұрын

@@sachinshatageri9341 exactly... For owner of property..... rent is only income .... after that the owner have to pay for ' corporative housing society(CHS) ' it's maintenance amount from received rent amount... The agreement don't specify rent+maintenance amount.. I hope if that makes sense ...

Same House Rent is More than 40% even In Chennai 🤬🤬🤬🤬

living poorly , having 2.5 lakhs income.. you should spend bit more ...

@IndianMillennialWife

27 күн бұрын

This is just basic spending what someone can expect to spend in Bengaluru 😀 obviously people can live luxuriously as per their choice. I bought an iPhone recently and we did Europe trip with 8 countries but I will not mention that as it’s not a monthly expense 😃

@vjandh

27 күн бұрын

@@IndianMillennialWife Don't listen to such comments. spending 50k is not living poor. Most people (exclude folks in IT) in bangalore spend way less. Save, invest and buy your freedom from compulsory work sooner than later. Of course, enjoy life while doing so. Enjoyment does not need to mindless spending

@IndianMillennialWife

27 күн бұрын

@@vjandh yes very true

@avishekdutta2951

25 күн бұрын

All the numbers shown are very much realistic. Also if one can cook then no need of a cook. Its better to save, invest and travel. No need to please others. At the end of the day they will not come to you in case of any emergency!

@prakashth

19 күн бұрын

Very defensive and safe numbers you have shown here. I have seen other boasting about their income or how much rent they are getting and don't have a basic emergency fund or medical insurance to cover emergencies.

For 650 rs 20 exterior car wash 2 interior wash my god

@IndianMillennialWife

22 күн бұрын

By exterior car wash I mean just wiping with cloth 😃

Less

Maid for 3500 :D

You have beautiful eyes

@aum8136

Ай бұрын

Blink Blink 😅

If they both are earning total 500000 in a month then 50000 is just 10% of what they spending so not really a huge amount.

Only 4000 for clothing and personnal care and for two people 😂😂😂😂 nice joke

@IndianMillennialWife

6 күн бұрын

Yes per month how much more to spend? It’s not like we keep buying clothes and store it in the wardrobe 😅

Invest your money in insurance and mutual funds

@religionofpeace782

21 күн бұрын

Insurance is not an investment.

Madam i and my gf earning total 1 lakh so can we marry for banglore location we are 25 years old

@IndianMillennialWife

9 күн бұрын

Possible but savings might be less in hand