Money Diaries #7 • Savings Challenges
Ойын-сауық
Today I share what I spent the first 7 days of June and we also add money to our savings challenges! We are shifting gears and our #1 goal is to increase our emergency fund to a 6+ month amount. We are so excited to have our credit card debt paid off!!
Numbered Paper Clips: amzn.to/3VEyhZ2
(I may receive commission if you purchase from the Amazon links in this description)
Want to purchase something from my Etsy store? Please use this link to save me Etsy fees: snowgardener307.etsy.com
#debtfreegoals #savingschallenges #moneydiaries
Join my membership to get monthly freebies, exclusive videos and more!
/ @snowgardener307budgets
ALL MY SAVINGS CHALLENGES:
June Binder- @JanellRaeBudgets
9. Miss Adventure @lizandless
10. Roll, Scratch & Save @toebeanbudgets
Christmas Cuties Binder - @CraftCoBudgets
Snowflake Christmas Binder - @JanellRaeBudgets
1. Puppy Snowflakes -Rami @budgetpaparazzi
2. OCD Christmas -Dani @CraftCoBudgets
3. Penguins -Tracy @GoldenGirlBudgets
4.
5. Snowman- Janell @JanellRaeBudgets
6. Mystery Savings- Kim @StarBudgets
7.
8. Merry Christmas- Yazmine @OfficialBudgets
9. Fred Jr.- Shannon @307designstudio
10. Holiday Cheer -Champagne @ChampagnesCorner
11. Double Sided Christmas- Judy @savewithjudy
12. Gingerbread Cutouts- Wren @MischiefManagedBudgets
Gemini "ME" Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
All of the challenges in this binder are from my Etsy shop
www.etsy.com/shop/SnowGardene...
Red Savings Challenge Binder
ALL BUX- @reinventingrene @reinventingrene
Blue Glitter "Full Size" Savings Challenge Binder
The Life of a Pig *
Pop It! *
Life is a Beach *
Shut the Box- @reinventingrene
2024- @TheALMOSTOrganizedOwl
*= Use the link above for my Etsy store to find these products
Shiny Silver Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
The Great Aussie Scratch Off- @CraftCoBudgets
Suitcases- Plan to Plan Sticker Co.
Our starting debt total in April 2020 was: $365,862.62
Our 1 year debt total in April 2021 was: $274,008.61
Our 2 year debt total in April 2022 was $206,365.15
Our 3 year debt update in April 2023 was $210,786.75
Our 4 year debt update in April 2023 was $201,986.79
NOTES:
* In 2023 and 2024, we incurred more debt and paid a large portion of that debt off, so our debt paid numbers are actually higher than what they appear.
* The above numbers include our mortgage.
AMAZON STOREFRONT:
www.amazon.com/shop/snowgarde...
(I may receive commission if you purchase from my Amazon store)
FILMING STUFF:
Filming Overhead Camera Arm: amzn.to/3mep9L5
Camera: amzn.to/3mscnIV
(I may receive commission if you purchase from the Amazon links in this description)
FOREVER FREEBIES:
drive.google.com/drive/folder...
💌S N A I L M A I L:
SnowGardener307 aka Marlene
PO Box 281
Pinedale, WY 82941
EMAIL for Business Inquiries Only:
snowgardener307@gmail.com
S H O P S & R E F E R R A L S:
• My Etsy: www.etsy.com/shop/SnowGardene...
• 307DesignStudio Etsy: www.etsy.com/shop/307DesignSt...
DISCOUNT Code: KEEPSMILING
• Want to show your appreciation? ko-fi.com/snowgardener307
• SOUL MAMA - amz.run/6jej
• FETCH - Referral Code- 1MTUEY
• IBOTTA - ibotta.onelink.me/iUfE/8cc13c...
• FORJARS- forjars.co - Coupon Code: SNOW10
DISCLAIMER: I am NOT a financial advisor or expert. All views and opinions on this channel are my personal opinions. I am documenting my journey as it relates to my family’s financial, and debt freedom, progress and sharing how we manage our money. Prior to making any financial decisions for yourself/your family, CONSULT your financial advisor or planner.
Пікірлер: 154
A huge thank you to Marie and Cynthia reminding me that I will not be able to roll a 1, 2, or 3 using 4 dice. Well dangit! I was trying to use what I could! LOL...I have bought a D24 dice so stay tuned!!
Don’t be scared to let her know if there is a mistake. I maybe terrified of her in the uniform but she is a very nice person. 😂
@SnowGardener307Budgets
23 күн бұрын
😂😂😂😂
It’s always a fun time hanging out with you on here friend!
@SnowGardener307Budgets
6 күн бұрын
You're the best!
Great Video! And my son loves your intro and exit song
@sydneysmith1921
26 күн бұрын
Never heard it before but I love it to!!! ❤❤
@SnowGardener307Budgets
24 күн бұрын
Thank you so much! 😊😊😊
Happy Birthday! 🎂June is the best month! My birthday is in June too...and I love Roses. Have roses all around my house! 🌹
@SnowGardener307Budgets
13 күн бұрын
Happy birthday month!! My mom was a rose lover! I hate things that hurt me...haha...those dang thorns. I also don't live in the right area to grow beautiful roses. Wild roses do good up here but I try to avoid those thorns!
Ummm those dice you got yourself is a business expense 😂
@SnowGardener307Budgets
13 күн бұрын
Ummmm heck yea! LOL...oh the new dice! I cannot wait to film a video...either tonight or tomorrow and I will show my new dice. Finally feeling well enough to film again. A week is a long time for me not to film!
That’s super awesome. Happy Birthday Marlene. Hope that day was as special as you ❤️
@SnowGardener307Budgets
24 күн бұрын
Thanks so much!
oh Marlene, you will love your rollo! I've had both rollo and munbyn for years and they're life changing when you own a business
@SnowGardener307Budgets
21 күн бұрын
I am so dang excited! I just can't wait!!! Hahaha...I have a few boxes at home that I didn't get a chance to open when I got home and I really hope it is in one of them!!
How to know you are an adult? Buying a label maker and thermal printer for your birthday gift. Oh Happy Birthday! I am finally caught up on your videos.
@SnowGardener307Budgets
21 күн бұрын
Haha... the things that make me happy! 🤣🤣🤣
Congrats on paying off your debt! You'll have that mortgage and truck paid off before you know it!
@SnowGardener307Budgets
21 күн бұрын
There are other plans in the works for the truck! It may be going away...this is a good thing! hahaha!! I cannot wait to start working on the mortgage!!
Rolling 4 dice you'll never get pages 1, 2, or 3.
@SnowGardener307Budgets
26 күн бұрын
Oooooo why didn't I think of that! You are so smart! Guess I will have to rethink my plan! LOL
@SnowGardener307Budgets
26 күн бұрын
Guess I will be buying a D24! 🤣🤣
New subscriber. Love the Life of a Pig Scratch Off Binder. Stalking your Etsy for its return.
@SnowGardener307Budgets
24 күн бұрын
Thank you so much! It will be back in Wednesday!
Good morning Marlene! Enjoying your video this morning.
@SnowGardener307Budgets
24 күн бұрын
Good morning!
Happy birthday! 😂 on buying more dice. I do like the bigger circles on STB, so easy to see.
@SnowGardener307Budgets
23 күн бұрын
Thanks so much! 😊 Glad the bigger circles are easier to see!
Love the randomiser! When you’re throwing 4 dice the minimum you will get is 4 though so your first three challenges won’t get any love
@SnowGardener307Budgets
23 күн бұрын
Yes, this was figured out quickly after I posted the video. 😂😂 I pinned a comment hoping people would see.
@paula_budgets
23 күн бұрын
@@SnowGardener307Budgets Oh yes, I can see it now, I’m not sure how I missed it this morning 🤣
I'm catching up on videos while working 😊❤ thanks for sharing. it's all so beautiful 😍
@SnowGardener307Budgets
13 күн бұрын
Thank you so much Maria!!
Consumer debt free🎉🎉🎉 yay!!! That’s serious goals!!! Great video
@SnowGardener307Budgets
21 күн бұрын
So excited for this celebration!! ❤❤❤
Congratulations on paying off your debt. Another wonderful video 💸❣️💸
@SnowGardener307Budgets
21 күн бұрын
Thanks so much!!
Love that you call it Money Diaries. Uh Oh, you might have to start saving for a Facial. Yaaaa, for buying yourself a label maker. You need to treat yourself.
@SnowGardener307Budgets
21 күн бұрын
I stole the money diaries idea from Debt Free Jessie because I loved it too! Hahaha...I might have to get that facial sinking fund started up. Treat myself a couple times a year or something!
Our youngest is the aggressive one her name is Violet her nickname is violent
@SnowGardener307Budgets
13 күн бұрын
Hahaha...I love this nickname!!
Happy Birthday Marlene! 🌺🌸🌺
@SnowGardener307Budgets
24 күн бұрын
Thank you!
Good Morning, love the challenges.
@SnowGardener307Budgets
21 күн бұрын
Good morning! Thank you!!
Hi Marlene, thanks for sharing another great video. 🧡
@SnowGardener307Budgets
21 күн бұрын
Thanks for watching!
Loving the video, love the. Long videos. Happy birthday, hope you where able to have a fun day.
@SnowGardener307Budgets
24 күн бұрын
Thanks so much!!
Happy Belated Birthday Marlene 🎉🎉🎉 My husband birthday is June 10.
@SnowGardener307Budgets
21 күн бұрын
Thank you so much Amy! I hope your hubby had a great birthday!!
Happy Belated Birthday🎉 awesome video. Hope you have a great day
@SnowGardener307Budgets
21 күн бұрын
Thank you so much!!
Happy Belated, awesome video, Blessings
@SnowGardener307Budgets
24 күн бұрын
Thanks so much!
Hey friend, great video as always!
@SnowGardener307Budgets
26 күн бұрын
Hey, thanks!
Happy Belated Birthday 🎊 Blessings!
@SnowGardener307Budgets
21 күн бұрын
Thank you!!
Hi Marlene!! New subbie here. Happy belated bday🎉. Great video❤❤❤❤
@SnowGardener307Budgets
21 күн бұрын
Welcome! Thank you so much!!
Hello 👋 from Mexico 🇲🇽
@SnowGardener307Budgets
21 күн бұрын
Hi Fatima!!
Great video, Marlene! 😊
@SnowGardener307Budgets
24 күн бұрын
Thank you! 😃
So I actually called my second car June bug. My birthday is in june and it was a spark so bug lol so corny. My new car is Junie lol. I heard June bug and thought out that lol
@SnowGardener307Budgets
21 күн бұрын
Hahaha...I love this story!! ❤❤❤❤
Happy Birthday to you dear I just love your creations and I can't wait to get my new book on Tuesday
Great video Marlene. :)
@SnowGardener307Budgets
26 күн бұрын
Thank you!
Happy birthday. 🎉 I prefer co-figh (like high) to coffee for Ko-fi. I figure it is pronounced like wifi. 😂
@SnowGardener307Budgets
26 күн бұрын
I love this!!
Lol you didnt put me to sleep. Happy late Birthday 🎂 🥳
@SnowGardener307Budgets
26 күн бұрын
That is good Dianne! Thank you so much!!
Ma’am……um we ALL NEED a Georgette Bank in our life. Please start selling them or give us a link or something 😩 too much cuteness 😊.
@SnowGardener307Budgets
23 күн бұрын
Lol... Georgette is vintage. I bought her from a friend second hand. 🤣🤣
@runpinky7589
23 күн бұрын
@@SnowGardener307Budgets so what I hear is that you are getting a collab with a piggy bank making company. I look forward to your announcement. 😂 (this is called manifesting 😬) LOL 😆
Hey great video! Happy belated birthday 🎉
@SnowGardener307Budgets
24 күн бұрын
Thank you!! 😊
Watching 😊
@SnowGardener307Budgets
21 күн бұрын
Thank you!!
Happy Belated Birthday!!
@SnowGardener307Budgets
24 күн бұрын
Thank you so much 😀
Great video 🫶🏽✨
@SnowGardener307Budgets
21 күн бұрын
Thank you!!
Happy bday😊! Yay on paying off debt❤
@SnowGardener307Budgets
21 күн бұрын
Thank you so much!!
Fun video!❤
@SnowGardener307Budgets
26 күн бұрын
Thank you!!
Happy belated birthday!
@SnowGardener307Budgets
24 күн бұрын
Thank you so much 😀
Happy happy birthday! 😊
@SnowGardener307Budgets
21 күн бұрын
Thank you!!
Happy Belated Birthday, Marlene! Hope you had a wonderful day full of blessings 💙🩵💙
@SnowGardener307Budgets
24 күн бұрын
Thanks so much!
YAY for paying all the debt off!! Nice that you are building the emergency fund now.💕🐻
@SnowGardener307Budgets
24 күн бұрын
Yay! Thank you!
Great video 😊
@SnowGardener307Budgets
24 күн бұрын
Thanks! 😊
Happy Happy Birthday 🎉😊
@SnowGardener307Budgets
21 күн бұрын
Thank you!
Happy belated birthday 🎉🎉
@SnowGardener307Budgets
24 күн бұрын
Thank you!!
Happy belated birthday🎉
@SnowGardener307Budgets
21 күн бұрын
Thank you so much 😀
Happy Birthday 🎈
@SnowGardener307Budgets
24 күн бұрын
Thank you!
Instead of 24. You could roll for 1-12. Then flip the coin for the front or back page. That way you don’t have to do algebra lol
@amydunn4062
26 күн бұрын
And flip a coin for front or back page of the whole book so you get the first and last page
@SnowGardener307Budgets
26 күн бұрын
Oooohhh that would work! I do have a D24 coming because someone pointed out I can't roll 4 dice and get a 1, 2, or 3~ LOL
@amydunn4062
26 күн бұрын
That would work too lol but now you have a flip the coin idea too
🎉 Hi Happy 😊 ❤ Birthday 🎂 🥳 🎉 🎈
@SnowGardener307Budgets
26 күн бұрын
Thank you!!
I like coffee cause i love when company names are a play on common words. I’m pretty sure I hear gamers say buy me a kofi (coffee). Great video as usual!
@SnowGardener307Budgets
26 күн бұрын
There is actually a site called Buy me a Coffee. I used to have that site but changed over to ko-fi! LOL
@bahamianbudgeter6857
26 күн бұрын
@@SnowGardener307Budgets ooooooo 😂😂 I still enjoy the play on words
Happy birthday ❤🎉
@SnowGardener307Budgets
26 күн бұрын
Thank you!!
Happy Saturday!!! So many great savings 🎉
@SnowGardener307Budgets
24 күн бұрын
Thanks so much
Did I miss something...how will you ever get a 1...2 or 3 rolling 4 dice...asking for a friend😊
@SnowGardener307Budgets
26 күн бұрын
Hahahaha...that is what I just saw from Cynthia! So my plan will not work! But it was worth a try! Hahahahaha!!
💜
@SnowGardener307Budgets
26 күн бұрын
😍😍
💜💜💜
@SnowGardener307Budgets
26 күн бұрын
💚💚💚
💕💕💕
@SnowGardener307Budgets
26 күн бұрын
💙💙💙
Happy belated Birthday Gemini, my mom's bday is the 8th and mine is the 13th. Love seeing other Gemini's. Do you think you are true to the Gemini Zodiac?
@SnowGardener307Budgets
21 күн бұрын
Thank you so much!! Yes...I am a Gemini through and through! LOL
❤❤
@SnowGardener307Budgets
24 күн бұрын
🥰🥰🥰
How will rolling 4 dice ever let you land on pages 1-3?
@SnowGardener307Budgets
24 күн бұрын
Haha yes I pinned a comment about that. 🤣🤣🤣 Silly me!
Hi 😊
@SnowGardener307Budgets
26 күн бұрын
Hello CB!! 😊
🎉🎉❤❤
@SnowGardener307Budgets
21 күн бұрын
🎉🎉🎉
💚🐇
@SnowGardener307Budgets
21 күн бұрын
😁😁😁
Happy Birthday Marlene 🎂 🥳 I have a question for you. I ordered the travel Georgette book but I was wondering if you were completely out of the 1st one. I know it was retired but I have to ask anyway 😂.
@user-ki9fm6tu2j
26 күн бұрын
Nevermind.. you answered my question in the video.
@SnowGardener307Budgets
24 күн бұрын
Thank you so much! Yes, it's sold out!
According to Ko-Fi, their name rhymes with “no fee.” Also, you said you probably won’t remember to use an 8-sided die on your 2024 challenge-why not just write D8 at the top of the page as a reminder? 😃
@SnowGardener307Budgets
26 күн бұрын
Oooooo thank you for that! Ok...rhymes with "no fee"...got it! You are so smart! LOL...I need to write D8 on there to remind me!!
🩷🩷🩷🩷
@SnowGardener307Budgets
24 күн бұрын
❤️❤️❤️
🫂💞💪💵✉️ You never put me to sleep. We call our kitty furson baby boy
@SnowGardener307Budgets
26 күн бұрын
Awww furson!! Love his nickname of baby boy!
@TheMysticsoul77
26 күн бұрын
@@SnowGardener307Budgets He is our son . We're still waiting on fur grandchildren. That won't be for several years because our daughter still lives at home.
Great video! Hope you have safe travels
@SnowGardener307Budgets
26 күн бұрын
Thank you so much Marsha!!