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I agree with you RJ, I prefer seeing the card info on the back. This card does look neat though...love black cards!

@RJFinancial

Жыл бұрын

Lol, I'm doing a vid on what all the card numbers mean in the near future. Either way they can still put it on the back

It’d be nice if MGM would announce if they’ll move Cosmo under the MGM rewards ecosystem. Could be a game changer

@m.p.4209

5 ай бұрын

February 1, 2024

Given that Vegas is 2.5 hours away, and is our main airport, and the Las Vegas strip loses it's luster when you're local. We do like staying at Hilton's Elara when we're there for concerts or convention. Otherwise we stay at an airport hotel, or in Henderson, as we're shopping on our way out of town.

@RJFinancial

Жыл бұрын

I've been once. It's fun to walk around and see everything is always open. I think the move is to not stay on the strip and save the money honestly. Then again, I'm not a huge party person as you may have guessed.

Two years ago I received a mailer for the MGM credit card after I left Las Vegas. I applied and I applied for two other credit cards at the same time, all three polled from Experian and FNBO declined my application! I was very surprised! And I have been receiving emails and mailers up until the other day for the MGM MasterCard I don’t know if they are inquiry sensitive or what… But my credit score was over 700 at that time and is now over 800. I have a good mind to reapply for the card in a couple of months, when those three inquiries drop off. I usually stay at MGM properties in Las Vegas and in Atlantic City and this card would be an added touch to my arsenal. as always… Thank you for an informative and insightful video!❤️

@RJFinancial

Жыл бұрын

I'd say it's worth a redo in a bit. I'm guessing the few inquires so close together scared them off

For a frequent Vegas traveler I could see an appeal for this card. Watching Ben Hedges’ videos though, there are a ton of ways to status match with other cards that may earn better than this one, but for simplicity this card could work great! Thanks for reminding me about this card. I completely forgot it was a thing haha.

@RJFinancial

Жыл бұрын

I saw that vid. That's what made me mention the last part. It was a good video. I'm not sure what you'd do with all those statuses but it's cool to pull off

@SpencerJohnsonOfficial

Жыл бұрын

@@RJFinancial Yeah I thought that was a really good thing to bring up. It definitely seems more like a collector game, but hey, if you frequent Vegas really often then you may have some of that instinct in your genes haha.

Actually didn’t know this card existed. Thanks for the video.

@RJFinancial

Жыл бұрын

I didn't either. It was a viewer request back when I did FNBO main line of cards. I like looking at odd cards, never know what you'll find.

Black Cards are cool yep they should have put the info on the back. I like the Bellagio but most people would stay at the more trendy Aria. Vegas is easy for me being on the west coast. I see they have an MGM in Detroit is it any good?

@RJFinancial

Жыл бұрын

I've walked thru Aria, it looked very nice. I've been to MGM here in Detroit once, the casino part. It was fine, nothing near the level of Vegas as you may have guessed.

If I knew about this card a long time ago, I probably would have gotten. I've probably have been to the MGM in Detroit 100 times when I lived in Cleveland. We just stayed at the MGM Grand in Vegas but we usually stay at the Aria or Bellagio

@RJFinancial

Жыл бұрын

Shout out, I've been to the casino in Detroit. I can walk there from my office building

I got this card last year. Nothing special. I do try to get to Vegas every other year at least so I don’t mind having a couple of the perks, but if you don’t get to Gold or higher, the perks aren’t that great really. I got it for the signup bonus, and sock drawer it in between Vegas trips but it’s nice to have for front desk priority line, and free self park I’ve used with a friend that lives in town. I stayed at Aria this year for super bowl. Fun weekend to be in Vegas!

@RJFinancial

Жыл бұрын

Thanks for the insights. Agree on the statuses from what I read. Sounds like an awesome time, safe travels my man

HAVE A GREAT WEEKEND RJ.

@RJFinancial

Жыл бұрын

Thanks bud, same to you!

I found the fastest way to get a high tier at MGM is actually to use the Wyndham Earner Business card from Barclay's. That card gives you Wyndham Diamond status which you can match online to Caesar's Diamond status. Take your physical Caesar's card to an MGM casino and match that to MGM Gold. With MGM Gold you can status match to Hyatt Explorist (higher than a what any Hyatt card will give you for just holding one of their cards). Now for the fun part, because these statuses have staggered years you can keep matching these statuses every year.

@LK_EBM

Жыл бұрын

How long does each of the matching step take? Will MGM give me Gold same day?

@NAMERICA

Жыл бұрын

That’s what I did though I almost hit Caesar’s diamond status by organic gambling but getting a Wyndham card will secure me a Diamond status without gambling at Caesar’s

@RJFinancial

Жыл бұрын

Didn't Ben Hedges do a vid on that where he got all the statuses in NJ with that card? It was a good one and thanks for the tip

@FenRirTenHoor

Жыл бұрын

@@LK_EBM Going from Wyndham to Caesar's was a bit of an issue for me because I tried to status match when Caesar's was cracking down on the status merry-go-round. Basically they were not allowing a status match if you did not "earn" Wyndham Diamond. Eventually Caesar's did relent and allowed statuses earned through holding a credit card to count for status match. For the Caesar's to MGM, I crossed the U.S. Canadian border, and picked up my Caesar's card in Windsor, and went to MGM Detroit, to status match. Customer service was swamped at the time, but the clerk did print off a Gold card for me, and took my loyalty numbers for both MGM and Caesar's back to her manager to be done when they had a chance. When I had a chance to check my MGM app a couple of hours later at home (same day) the status match had gone though.

@FenRirTenHoor

Жыл бұрын

@@NAMERICA The Wyndham Business card has a $95 AF, but all of that status matching saved me almost $200 in resort fees at the Bellagio and gave me a $100 dining credit that I used on Caesar's Palace Buffet next door. Also got to use the Diamond member line and was seated right away, on Saturday, at 6 o'clock in the evening.

RJ, This card is okay. I guess if someone is really loyal to MGM than it would be worth it for them. Now if the buffet is free because your a card holder now that is free meals while in Vegas. Hehe. I will pass on this even if I could get it. Appreciate the video man.

@RJFinancial

Жыл бұрын

I've been to Vegas once... it was cool but I'm not that fun. If they let you game with the card then it woulda been next level

I go solo every time to Vegas. I do have this card but haven't used it yet. I'm currently Pearl even without the card. In order to Move up a level that I imagine most people want help with when getting this, I need to spend a ton of money in Vegas all by myself. I mean to move from Pearl to the next level up I need to spend another 3000 dollars. Wow! A ton of money to spend for a solo traveler. I could skip the 3 or 4 free meals I do get but even that wouldn't make a huge impact on boosting my status with this card.

@RJFinancial

Жыл бұрын

Lotta spend to get the elite statuses. They Hyatt match may be easier depending on how you normally travel or the other cards you like

I have no use case for this card specifically but I can see the appeal for the people who would use it!

@RJFinancial

Жыл бұрын

Right tool for the job, have a good weekend sir

Hey RJ on related question to the video so I have the Citibank account that gave me a bonus already I'm about to lose the account But how do I get the form at the end of the year that reports that I got that bonus if the account is already close? I know I always get one from my main bank Capital One at the end of the year but that's because it's open.

@RJFinancial

Жыл бұрын

Citi will mail it the last address on file. Some banks also keep your profile open but close the account. In that case you can get a notification to download the doc. I think Citi mails it tho.

@guaparra2

Жыл бұрын

@@RJFinancial cool thanks bro

I jave this card and Caesars rewards visa. Im moving to vegas so those card will allow mento do a lot in the city.

@RJFinancial

11 ай бұрын

Nice. MGM is adding a Marriott partnership in October to replace Hyatt. Enjoy the new home

Yeah, got that card. Love the priority check in and free parking. 4:39 I plan to eventually get Noir status by dressing posh and acting all around AWESOME. They will notice me and offer it to me. My fake British accent will convince them .

@RJFinancial

4 ай бұрын

That should do it, very Barney Stinson of you... just be awesome

I have that card but if I was going to do it again I wood get the hyat hotel card Insted because I found out after I got that card that if you have the hyat hotel card you can transfer points between the hyat and the m life las vegas card mgm card

@RJFinancial

Жыл бұрын

It was a secret until the youtube people found out honestly, don't feel too bad. I think it's probably the better/easier path forward to go with Hyatt. Credit Shifu also has a good vid where he gets every status in Atlantic City with the Wyndham biz card

Great video. What status do you have to have to avoid resort fees?

@FenRirTenHoor

Жыл бұрын

You have to have Gold status. 75k tier credits.

@RJFinancial

Жыл бұрын

I'll go with what Notmi said below, thanks for stopping by

Yes on a status march video

@RJFinancial

Жыл бұрын

I'll put it on the list, thanks

Whats the website to check points status earned particularly for this MGM REWARDS CARD???

@RJFinancial

Жыл бұрын

www.mgmresorts.com/en/mgm-rewards/tiers.html this shows the levels by points

Where do you register to make payments to the card

@RJFinancial

11 ай бұрын

Should be in the portal. You can usually add an external bank account or you can submit a bill pay from your existing checking account to them

Rj any advice on how to get more points on mgm?

@RJFinancial

Жыл бұрын

Sadly I don't have any experience with MGM aside from a few walk thru's. I think the card is a decent way to generate points. For statuses, I think there are better ways like status matching from Hyatt. I think there are a few other ways to do it as well.

@looptone

Жыл бұрын

I had a buddy tell me to charge any food purchases in mgm properties to my room and that would help me get more points, mentioned thats one if his way to optimize ur stay and earn more 👍🏼

Does anyone know if I can pay with my card and get a refund or how does it work I’m asking for the free parking

@RJFinancial

Жыл бұрын

I don't think that's how it works. I think it's tied to your status and they may give you a card or tie it to the room during your stay. Not 100% sure tho

@elkillerx

7 ай бұрын

For the free parking if you swipe your MGM credit card at the toll booth it wont charge you.

Lost me 1min in when you mentioned FNBO. They are more shady than Wells Fargo and US Bank *combined*. They do not deserve to be in business. Fond memories of the race & sports book at MGM. They deserve a much better partner than FNBO.

@RJFinancial

Жыл бұрын

I'd think so too. I do wonder when brands are going to start looking at who they partner with closer. I'm not a fan of the instacart card myself but it's a good cobranded card for example.

The FNBO MGM Rewards Card is awful. Quite literally the WORST customer service I've ever experienced for anything ... not just credit cards. Just an awful company with awful people to deal with. Take a hard pass on this one.

My credit score is 622 will tht be a approval?

@RJFinancial

Жыл бұрын

Hard to say for sure but I'd guess no or if you did then a lower credit limit.

if i were to dine at a mgm restaurant would i just give them my players card when i pay the bill?

@RJFinancial

Жыл бұрын

So they can credit the points? Not sure if they need the physical card honestly.

@doncheto9016

Жыл бұрын

@@RJFinancial yes so they can credit the points for the dinner , along with my credit card as well

@RJFinancial

Жыл бұрын

@@doncheto9016 Gotcha. I believe the credit card will be linked to your MGM account and credit them accordingly but I don't have it so can't say for sure

Definitely my favorite casino in Las Vegas is ARIA its world class. Food is ok. But I don't care to eat super fancy. Jean georges steak house is ok but to expensive. Carbones really good Italian. The gambling at aria to me is really good. My wife and I have won multiple hand pays. We just stayed at bellagio in October which i like that too. We do have the credit card which we really like but...... the damn new MGM rewards program is garbage and earning points is harder than it was with the previous MLIFE rewards. Overall I love mgm properties and can't wait for them to put cosmo in the mix.

@RJFinancial

Жыл бұрын

I’ve walked around the aria before and remember it looking awesome everywhere. As for the program, I don’t remember the older version. This one is ok ish but I think it’s easier to status match from Hyatt or another places. Thanks for sharing and safe travels.