Market से कमाए profit पर ZERO tax? | What is Tax Harvesting
FY24 equity investors के लिए jackpot साल रहा है. कई investors ने gains भी book kiye होंगे. लेकिन equity से होने वाले capital gains पर tax लगता है, तोह कुछ gains तोह tax में चले ही जाते है. Tax harvesting और tax-loss harvesting से आप tax को काम या zero तक ला सकते हैं.
Tax harvesting को tax-gain harvesting भी कहते हैं. ये long-term capital gains tax on equity आने के बाद और Rs 1 lakh तक के gains को tax से exempt करने के बाद popular हुआ. इस video में हमने बताया है की आप इसे अपने tax outgo को कम करने के लिए कैसे use कर सकते हैं.
Tax-loss harvesting, tax harvesting से भी ज़्यादा scope रखती है. इसमें जान-बुझ कर losses book किये जाते हैं ताकि आपके capital gains कम हो जाएं और टैक्स भी. आप अपने losses को आने वाले 8 financial years तक carry forward भी कर सकते हैं. Video में हमने ये भी समझाया है की आप tax-loss harvesting को अपने tax को कम करने के लिए कैसे use कर सकते हैं.
लेकिन tax harvesting और tax-loss harvesting करते वक़्त कुछ बातों का ध्यान रखना ज़रूरी है. इन सभी important points को हमने इस video में भी cover किया है.
📃CHAPTERS
00:00 Introduction
01:18 Tax-Gain Harvesting
07:50 Tax-Loss Harvesting
12:05 Things to keep in mind while using tax harvesting
👉Best Mutual Funds to Invest in 2024: • Best Mutual Funds 2024
👉Invest In Mutual Funds With As Low As Rs 5000: • Invest In Mutual Funds...
👉How to Start Investing in 2023? • How to Start Investing...
👉ET Money: Buy Health Insurance Plans etmoney.onelink.me/unJQ/5u10wab9
👉 To invest in Direct Plans of top Mutual Funds for free, download the ET Money app: etmoney.onelink.me/unJQ/5ca1ae3b
👉 Subscribe to ET Money Hindi / @etmoneyhindi
👉 Read more such informative content at www.etmoney.com/learn
👉 Follow us on:
► Instagram: / etmoney_official
► Twitter: / etmoney
► LinkedIn: / et_money
► Whatsapp Channel: www.whatsapp.com/channel/0029...
Пікірлер: 17
बहुत अच्छा जानकारी
@etmoneyhindi
3 ай бұрын
Thank You. इसे अपने Friends और Family के साथ ज़रूर share करें
Good
What about the brokerage that we would be paying to our demat account for each sell and buy every year? It’s gonna be huge cost as well.
@etmoneyhindi
4 ай бұрын
Hi, In the case of mutual funds, this is not applicable. For stocks, you need to compare your tax liability with the brokerage fee you may incur.
Very informative, thanks
Excellent video thanks mam
I have a doubt Suppose total investment=2 lac Current value=4 lac LTCG 1lac se jyda pe lgta hai aur Agr muje tax harvesting karni hai taaki muje koi tax na dena pde to muje kitna amount bchena pdega Agr Mai pura bech deta hu to 2 lac profit me es 1 lac pe to koi tax nhi hoga but bche huye 1 lac pe 10% tax dena pdega
Flexicap index fund ke बारे में भी बताइए।
@etmoneyhindi
4 ай бұрын
Hi, Flexicaps ke index funds nahi hote. Agar aap top 500 stocks mei invest karna chahte hain, to aap BSE 500 ya Nifty 500 index funds dekh sakte hain.
👌👍🙏🙏
❤
Aapane yah To Nahin bataya na ki long term ho ya short term Ho Agar aapka 7:50 lakh Ke Niche hai to zero tax lagta hai Kyunki new tax ke hisab se 7:50 lakh Tak zero tax Hai Sabhi kamai Milkar
@EssenceofUttarakhand
4 ай бұрын
That’s not linked to short-term and long-term capital gain on equity. that is simply on other type of incomes such as salary earning from rent or interest.
@etmoneyhindi
4 ай бұрын
Hi, Tax harvesting Long Term Capital Gains (LTCG) ke liye zyada relevant hai. Aur LTCG ka aapke income tax slab se koi relation nahi hai.
@anilrathod1234
3 ай бұрын
Madam ji aapka income 10 lakh ke upar 20 lakh ka Hoga isiliye aapko Maloom nahin hai lekin jo Keval share market se 7:50 lakh rupaye kamata hai na use Koi tax Nahin Lagta Hai Gaye Sal Ka Mera Anubhav bhi man baap ko share kar sakta hun zero tax short term long term tax aapka slab tab lagta hai Jab aapki income 7:50 lakh ke upar Ho hone ke bad chalu hota hai
I didn't think about tax harvesting in SIP