Mahila Samman Saving Certificate Scheme 2023 | ये Scheme मत लेना | 4 reasons not to invest

Post office Mahila Samman Savings schemes 2023 - Why you should not invest in this scheme? 4 reasons not to invest in Post office new Scheme Mahila Samman Saving Certificate Scheme.
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Пікірлер: 212

  • @amanchandel9498
    @amanchandel9498 Жыл бұрын

    Completely disagree with the analysis because sabki need and mindset alag hota hai. Atleast share good points 1. Low salary income walo k liye best option hai. 2. Short term investment walo k liye isse acha option nahi milega. 3. 5 lac se below salary Wale Aram se invest kare because income tax ka koi tension nahi hai. 4. Guaranteed and safe return

  • @saintchristopher8228

    @saintchristopher8228

    4 ай бұрын

    Good....

  • @soniaprasad6574

    @soniaprasad6574

    2 ай бұрын

    @amanchandel9498 Kya thoda vistar mein bata sake hai Kaise ye low income walon ke liye achi scheme hai?

  • @debjitmajumder1405
    @debjitmajumder140510 ай бұрын

    He said you can only open the scheme in PO but Banks are also opening it !!!!!

  • @anantnryn
    @anantnryn17 күн бұрын

    NSC me 5 saal ka lockin hai. Jo choti nivesh karna chahte thode samay ke liye unke liye Mahila samman scheme best hai. Tax nahin katega kyonki 2lakh par interest 32000 hota hai aur tax 40000 se upar interest par lagta hai. Mahila samman me interest 7.7 percent hai. Very very good, highly safe but for short term of 2 years lockin.

  • @-cj6qj
    @-cj6qj7 ай бұрын

    सर! मैं आपकी हर वीडियो को देखता हूं। मैने भी आपसे बहुत कुछ सीखा है। सभी इन्वेस्टमेंट की कंपरेटिव स्टडी करके ही, पैसे बैंक एफडी अनुसार क्रेता हूं। आपका समझाने का तरीका बहुत शानदार और प्रॉफिटेबल है। थैंक यू सर।

  • @mybull5142
    @mybull5142 Жыл бұрын

    sir mujhe 10 saal ke liye physicals gold main invest kerna hai, Malabar ka 24K gold coin lu ya 22K gold , aur kya problems aate hai gold coin resell karne main, is it bad idea to buy 22K gold coin as investment? thank you very much

  • @sharadchandradhole8935
    @sharadchandradhole8935 Жыл бұрын

    Sir, what is your view on the SBI smart platina scheme? Is it good as an investment? They said that you get 9% returns in this scheme. Please reply.

  • @vikrantthakur6886
    @vikrantthakur6886 Жыл бұрын

    But scss compounding effect nhi hoga na but mahila samman mein quarterly compounding hai to return jyda hai I thik apne galat btya Post pffice k yeah sabse badiya scheme hai abhi tak ( your not taking into account compounding factor

  • @PinkiSingh-jn8qh
    @PinkiSingh-jn8qh7 ай бұрын

    Hii if I want to transfer From one bank to another at a different place is this possible

  • @sandeepisingh5971
    @sandeepisingh5971 Жыл бұрын

    Sir please make a detailed video about floating rate bonds for long term investments for more than 5 years

  • @jairanjit-vs4qh
    @jairanjit-vs4qh Жыл бұрын

    Sir isse better unity small finance bank h jo 9 percent de rha h 1001 days ke liye ,thanku sir aapne small finance bank ki jaankari di or maine usme fd karwai h thanks ince again sir for useful advice

  • @ugrasenkumar25
    @ugrasenkumar25 Жыл бұрын

    Bin puri jankari ke government scheme ko badnam mat kya kro.mssc scheme best hai for two years

  • @audheshsachan2283

    @audheshsachan2283

    11 ай бұрын

    Apka jyada jankari hai jyada catukar mat bano sarkar ke

  • @yellowarmy1083

    @yellowarmy1083

    10 ай бұрын

    Gds ho kya bhai

  • @MahendraPrasad.

    @MahendraPrasad.

    10 ай бұрын

    One month hua invest kiye hue...koi upay h..paise nikalne ka... please help

  • @madamsahab9808

    @madamsahab9808

    8 ай бұрын

    To ap hi puri jankari dijiye.. taxable ni h kya? 2 saal ka lockin ni h kya

  • @rekhasonpawale9686

    @rekhasonpawale9686

    7 ай бұрын

    ​@@madamsahab9808Tax free hai Interst rate 7 . 50 ℅ hai aur cagr se 7.75 ℅

  • @SanjeevKumar-in1ny
    @SanjeevKumar-in1ny11 ай бұрын

    M apna surplus fund apne senior citizen parents ko transfer kar skta hun kia? Kia usmein koi tax Dena parega kia.? Deed of money banani paregi kia?

  • @MahendraPatil-rw3fe
    @MahendraPatil-rw3fe Жыл бұрын

    All... please invest it is very good scheme for ladies.

  • @KingGaurav

    @KingGaurav

    2 ай бұрын

    Yes,

  • @yoginderkumarthakur8432
    @yoginderkumarthakur8432 Жыл бұрын

    Nice video sir Thanks so much

  • @manojupadttr4868
    @manojupadttr48685 ай бұрын

    Sir dada ki NSC 2012 ki 10 year ki thi 2017 mein death ho gya 2022 December m hui aur 2024 mein mature ho hogi toh 2017 tak ka he interest milega kya ya fir abhi ka mature wala milega ki nhi

  • @prathamk3413
    @prathamk3413 Жыл бұрын

    2 yrs main fayda le sakte aur rate will b same till 2 yrs it will not change

  • @pradeepkrmahato7234
    @pradeepkrmahato7234 Жыл бұрын

    अच्छी जानकारी दिए हैं

  • @veenasharma642
    @veenasharma642 Жыл бұрын

    Yes absolutely right ji

  • @kanchansharma628
    @kanchansharma628 Жыл бұрын

    You are absolutely correct ji 🙏

  • @anantakumarsahu2658
    @anantakumarsahu2658 Жыл бұрын

    Thank you Ashish Ji 😊

  • @KapilSharma-zj6cl
    @KapilSharma-zj6cl Жыл бұрын

    Wait kar rha tha sir ka is topic pr video aaye

  • @anitataneja4365
    @anitataneja4365 Жыл бұрын

    Please update your knowledge before advising pupils and don't misguide others with incomplete knowledge.. This scheme is available in nationalised banks also. This scheme is available in addition to other investment schemes. Please get updated your knowledge before advising others.

  • @Niaxwarlord
    @Niaxwarlord Жыл бұрын

    Hello, Is it mentioned anywhere interest rates will be floating and not fixed as you mentioned?

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    Its fixed

  • @PriyankaSharma-kn3wf

    @PriyankaSharma-kn3wf

    Жыл бұрын

    Mujko leg hi raha ta Aisa hi kuch hoga thanks sir

  • @DeepTrader0909

    @DeepTrader0909

    6 ай бұрын

    Interest rate is fixed and it will also compounded...dont spread wrong info

  • @shankeyjayswal
    @shankeyjayswal Жыл бұрын

    Correct analysis

  • @umeshprasad-digitalbusines2332
    @umeshprasad-digitalbusines23322 ай бұрын

    Bank me to kuch bhi interest nahi Milta bhai

  • @manjurawat6674
    @manjurawat6674 Жыл бұрын

    Thankyou sir

  • @hoxty
    @hoxty Жыл бұрын

    Very interesting analysis. I appreciate. This product will end up soaking up your available funds and freezing it for 2 years. After 2 years there is a high chance of softening interest rates and by then investors will have missed the current opportunity. (बहुत ही रोचक विश्लेषण। मैं सराहना करता हूं। यह उत्पाद आपके उपलब्ध फंड को लॉक कर देगा और इसे 2 साल के लिए फ्रीज कर देगा। 2 साल बाद ब्याज दरों में नरमी आने की काफी संभावना है और तब निवेशकों ने मौजूदा मौके को गंवा दिया होगा।) Thanks

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    right - FD is better

  • @007AgentNeo
    @007AgentNeo Жыл бұрын

    Waah Ashish ji, boht badhiya perspective diya aapne

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    Thanks

  • @purabisircar4197

    @purabisircar4197

    Жыл бұрын

    But avi tak bank me 8.2 %implement nehi hua

  • @bhagatsv
    @bhagatsv Жыл бұрын

    When should I invest in gold

  • @shobhabajaj1742
    @shobhabajaj174210 ай бұрын

    Sir Indian overseas Bank me ye scheme safe h kya..??

  • @sandeepsinha2887
    @sandeepsinha28879 ай бұрын

    Very good explanation

  • @souravroy6461
    @souravroy6461 Жыл бұрын

    Which bank give 7.9 percentage intrest for two years in FD haa in quarterly basis.. analysis de raha hoo too details ke saath doo naa kuch bol dena sai thodi hooga ?

  • @ramchandraverma4409
    @ramchandraverma4409 Жыл бұрын

    Good information thank you so much.

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    Thanks for trust on us

  • @ManishSharma-yi5ru
    @ManishSharma-yi5ru Жыл бұрын

    Any scheme for widows... I didn't find anything anywhere.... Please please reply

  • @siktamukherjee2028
    @siktamukherjee2028 Жыл бұрын

    Thank u for advice

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    Welcome

  • @sri2386
    @sri2386 Жыл бұрын

    Pls make video on RBI Retail Direct

  • @manoharkushwah5176
    @manoharkushwah5176 Жыл бұрын

    Sir ji बहुत ही सुन्दर डिटेलिंग की है

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    Thanks a lot

  • @satyavirsinghchauhan2453
    @satyavirsinghchauhan2453 Жыл бұрын

    Sir if one joint account is open in post office MIS scheme for 15 lakh, who will be liable to pay income tax on interest. Holder A or B or both 50 : 50

  • @urmilak552

    @urmilak552

    Жыл бұрын

    That depends 100 % first holder or as per investment

  • @soumsgaming238
    @soumsgaming238 Жыл бұрын

    Why PPF interest rate is not increased??

  • @ayeshanoor5880
    @ayeshanoor58808 ай бұрын

    Thanks sir 🙏

  • @deepakgoyal4254
    @deepakgoyal4254 Жыл бұрын

    Sir next video regarding gold and silver?

  • @akashmahajan04
    @akashmahajan04Ай бұрын

    Bahot faltu reasons diye hai. Bahot achhi scheme hai... financial knowledge hai ke nahi bhi is bande me.. expert bol rha hai ye khud ko

  • @rubypatro9699
    @rubypatro9699 Жыл бұрын

    Thanks for information

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    Thanks for trust on us

  • @Banking_gyaan
    @Banking_gyaan Жыл бұрын

    Very good explanation. 🎉🎉🎉🎉🎉🎉

  • @Gobloo_life
    @Gobloo_life Жыл бұрын

    It's 7.5% compound interest, if we check normally it will be 8.1% and interest rates are not floating. Whatever roi is given at the opening time it will be applicable till maturity!

  • @pragyagusain4252

    @pragyagusain4252

    Жыл бұрын

    7.5% is compund intrest or simple interest??

  • @yogeshpapnai5569

    @yogeshpapnai5569

    Жыл бұрын

    Simple milta hai not compounded

  • @mdthaher6386
    @mdthaher6386 Жыл бұрын

    Sir Pls Gold Rate Kab Kam Hongay Is par Vidio banaya sir 54000 mis Mounth Tak Ho Sakta hai Pls

  • @asitkikoshish4770
    @asitkikoshish47709 ай бұрын

    Thanx sir asitworld channel from palamau jharkhand

  • @BalwantSingh-kj4xp
    @BalwantSingh-kj4xp Жыл бұрын

    Informative to all sir 🤘🤘, After 2 years TDS kitna kayega is scheme m??

  • @rahulthakor9253

    @rahulthakor9253

    Жыл бұрын

    No TDS cutting

  • @NDD6755

    @NDD6755

    10 ай бұрын

    Submit form 15g

  • @ranipandey6315
    @ranipandey6315 Жыл бұрын

    Koi ek aisa v video banao jisme present government ki scheme tmlog ko achha laga ho

  • @tejvirsingh4275
    @tejvirsingh4275 Жыл бұрын

    05:16 PM , fantastic .

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    Thanks

  • @dineshparmar9105
    @dineshparmar91059 ай бұрын

    Very nice

  • @jairanjit-vs4qh
    @jairanjit-vs4qh Жыл бұрын

    Sir isme koi jokhim to nhi h na vaise aap bataa chuke h pr phir bhi pls reply kre

  • @jagadeeshm5486
    @jagadeeshm5486 Жыл бұрын

    Sir Can you elaborate about nsc scheme in post office. Also kindly suggest how we can diversify a amount of approx 40 lakhs

  • @Banking_gyaan

    @Banking_gyaan

    Жыл бұрын

    Video is available stay connected

  • @urmilak552

    @urmilak552

    Жыл бұрын

    Mutual fund me invest kar sakte ho

  • @keshabmukherjee3830
    @keshabmukherjee3830 Жыл бұрын

    One more point is those who are having savings account in post office, only they can apply. If not, you have to open a savings account first, then can apply for this.

  • @simplehuman4137

    @simplehuman4137

    11 ай бұрын

    Why savings account? 7.5% compounded right and paid on maturity? So why savings?

  • @swateenegi4161

    @swateenegi4161

    10 ай бұрын

    No, it’s for bank also. Aaj hi open ki hai meine SBI bank meine

  • @simplehuman4137

    @simplehuman4137

    10 ай бұрын

    @@swateenegi4161 did they ask you to have SBI savings account compulsorily?

  • @swateenegi4161

    @swateenegi4161

    10 ай бұрын

    @@simplehuman4137 yes I already have one, phele post office meine I was trying to open but than they were asking me to open an a/c which I didn’t want to do. So now this scheme is available in SBI bank also

  • @Jasssie_
    @Jasssie_ Жыл бұрын

    Sir Mera Amount Sbi Main hai Kua main cheque ke through iS scheme main jama kr sakta hu Without Cash etc.

  • @hemlatabhagatkar3151
    @hemlatabhagatkar3151 Жыл бұрын

    Thanks u sir. I was about to invest.

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    You're welcome

  • @harshnarayankumar8570
    @harshnarayankumar8570 Жыл бұрын

    Sirf post office nahi balki sabhi bank se es scheme ko le sakte hai

  • @MahendraPrasad.
    @MahendraPrasad.10 ай бұрын

    One month hua invest kiye hue...koi upay h..paise nikalne ka... please help

  • @neetasharma701
    @neetasharma701 Жыл бұрын

    Bank me bhi khulwa sakti sir ji aapko nhi pta kya

  • @pushkarerande123
    @pushkarerande123 Жыл бұрын

    Thank you for this video

  • @divyapandya1554
    @divyapandya15546 ай бұрын

    Mahila samman saving scheme ka amount limit 200,000 he badhani chahiye 500,000 Tak honi chahia

  • @SahajInfo

    @SahajInfo

    6 ай бұрын

    Right - limit should increase

  • @karticksau4848
    @karticksau4848 Жыл бұрын

    good Information

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    Welcome

  • @kuldeepsuman8444
    @kuldeepsuman8444 Жыл бұрын

    Jo sukniya yojna me paise nhi daal sakte hai Or apni choti si savings se acha interest lena chahte hai unke liye koi problem nhi hai Baat Rahi tax me rebate ki to jo girl ya women tax pay krti hi hai wo itni Kam amount Q deposit kregi... Good scheme 👍

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    Thanks for your view

  • @sandeeps9431
    @sandeeps943110 ай бұрын

    Aare bhai... 2 lakh investment karana hai... Interest add hone ke baad bhi tax nhi lagega... Kuch bhi bol rahe ho...

  • @LalitaRaina-bv3jl
    @LalitaRaina-bv3jl Жыл бұрын

    SIR PLIpostoffice ke scheme kese hai

  • @rajnisrecpices4274
    @rajnisrecpices427411 ай бұрын

    Ek dum sahi

  • @ashumittal9139
    @ashumittal9139 Жыл бұрын

    In my 3 member family including son only female is my wife..parents no more..I invested mssc with 2 lakh..intrest amount is 232044...8% per year

  • @ShivamGohill

    @ShivamGohill

    Жыл бұрын

    It is fixed interest rate and also deductible under 80c It will eventually give you 8 percent because of compounding int..

  • @manoharkhandekar2485
    @manoharkhandekar2485 Жыл бұрын

    Very nice,,👍👍

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    Welcome

  • @ourplipli3981
    @ourplipli3981 Жыл бұрын

    can you mention one scheme its than better for mahila

  • @JhalShr
    @JhalShr8 ай бұрын

    just because they want everyone to invest in market and shares, they are criticising a good scheme unnecessarily. They should have been more objective. They should tell pros and cons both

  • @prakashsharma9035
    @prakashsharma9035 Жыл бұрын

    Sir hdfc bank me account open karna sahi rahega kya intrest rate kaisa h ishpar ek video bnaye

  • @VinodSaini-et9jv

    @VinodSaini-et9jv

    8 ай бұрын

    Mat kerna Bakwaas bank hai

  • @brijbiharisharma8048
    @brijbiharisharma8048 Жыл бұрын

    Yes absolutely right....this is elusive schemes for the name of mahila samman.... during Amrit kal

  • @rishidimri8648
    @rishidimri8648 Жыл бұрын

    Good suggestion

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    Welcome

  • @akshraandbhavyacreations4926
    @akshraandbhavyacreations4926 Жыл бұрын

    Thanks sir

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    Welcome

  • @archananimbarte8629
    @archananimbarte8629 Жыл бұрын

    Always give right direction sirji 👌👌

  • @philipfernandes3436
    @philipfernandes3436 Жыл бұрын

    What will be the tax

  • @siddharthbajpai4068
    @siddharthbajpai40688 ай бұрын

    आशीष जी कृपया बताएं एक लाख रुपए किस प्रकार इन्वेस्ट करें कि मुझे ज्यादा से ज्यादा धन मिच्योर्टी पर प्राप्त हो सके । मैं दो वर्ष तक ही इन्वेस्ट कर सकता हूं

  • @yogeshupadhyay2896
    @yogeshupadhyay28965 ай бұрын

    Ye bahut achhi hai,

  • @anooplalchaudhary9151
    @anooplalchaudhary9151 Жыл бұрын

    You are very correct. Even to day better alternatives are available.

  • @ssb6101

    @ssb6101

    Жыл бұрын

    better alternatives?

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    Thanks

  • @kantilaltailor2288
    @kantilaltailor22882 ай бұрын

    1) If Sukanya a/c in BOB can I trasfore inPostoffice? 2) if BOB will close then ? BOB =BANK OF BARODA

  • @rakeshh.p.8679
    @rakeshh.p.8679 Жыл бұрын

    Sir kya bank me Kisan Vikash Patra khulta hai ya nahi.karipya batayen

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    Nahi - KVP open only in Post office

  • @mounasri9752
    @mounasri97529 ай бұрын

    Yeh scheme bana hi poor people ke liye sir aap bade hi rich hai so please aise logon ko aisi platform mein math laye please har youtuber se mera requist hai 🙏

  • @shanshakhan1211
    @shanshakhan1211 Жыл бұрын

    सिल्वर के बारे में कुछ सिल्वर के अंदर अब क्या

  • @ruhigupta6952
    @ruhigupta6952Ай бұрын

    Expected Interest rate agar kam honge toh better hain na 7.5 per cent return kr le....2 years lock in hain but after 1 year you can withdraw some money. It is one time only and very specific to women with maximum 2 Lac limit. Toh tax wale logo ko target hi nhi kiya hain scheme ne, tax benefit ka kya kaam. Scheme madhya vargiy mahilao ke liye hain aur achi hain. Ap please aise galat advise mat dijiye, sare facts viewers ko btae vo khud smjh jaenge. Jinko smjh aa gae scheme unhone invest kar bhi diya 🎉

  • @ugrasenkumar25
    @ugrasenkumar25 Жыл бұрын

    Sorry sir apko or jankari Lena chahiye mssc ke bare me

  • @Blueskyler5214
    @Blueskyler521411 ай бұрын

    M invest kr sakti hu kya??? Maximum m 4000 hi lag sakti hu Meri age 22 ki h m unemployed hu berojgaar

  • @_Retrogaming_

    @_Retrogaming_

    3 ай бұрын

    4000 me kitna hi interest milega😢

  • @earthbyus1634
    @earthbyus1634 Жыл бұрын

    Ap acha bta te h

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    Thanks

  • @kjcurrent-vh9mf
    @kjcurrent-vh9mf Жыл бұрын

    Sir appko post office me jakar jankari leni chahiye

  • @pankajrastogi1707
    @pankajrastogi1707 Жыл бұрын

    Very informative video.♤

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    Thanks for comment

  • @manishkumar-kg4jf
    @manishkumar-kg4jf7 ай бұрын

    Best plan for my 25 year daughter in law k lie koe plan btaea

  • @manishapatil7451
    @manishapatil74516 ай бұрын

    Ye negetivity hai kya. ।

  • @MANOJKUMAR-dp8cl
    @MANOJKUMAR-dp8cl Жыл бұрын

    Sir kya KVP ma investment karna sakte ha

  • @geetasharma2441
    @geetasharma2441 Жыл бұрын

    Thank you so much 🎉

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    Welcome

  • @rajendrapawar1893
    @rajendrapawar18938 ай бұрын

    1:23 बैक मै तिमाही ब्याज देती है.इसलीए कंपौडीग का फायदा नही मिलता.एस.बी.आय.बैक मैचोरीटी पै व्याज नहि देती हर तिमाही व्याज देती है.

  • @MahendraPatil-rw3fe
    @MahendraPatil-rw3fe Жыл бұрын

    ab jitna 2 lakh invest kar sakte hai vo bhi mahilaye na kare to hasne jaisi baat hui 😁

  • @mitpe5586
    @mitpe55864 ай бұрын

    Ssy me 21 year ka wait hai

  • @hisquotes9105
    @hisquotes910511 ай бұрын

    Sir koi apko compulsion nahi ki aap MSSC hi khole jisko jo account achha lage wo wo khol sakta hai so I don't think is video ka kuch matlab hai

  • @lakkha1674
    @lakkha1674 Жыл бұрын

    Sir ji aaj gold silver ka vidio ?

  • @jayamaitra6849
    @jayamaitra6849 Жыл бұрын

    Is ka interest 2 sal me flactuate hog?

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    Nahi fixed interest in Mahila Samman Saving scheme

  • @aparajitamohapatra2233
    @aparajitamohapatra2233 Жыл бұрын

    What about video on gold

  • @SahajInfo

    @SahajInfo

    Жыл бұрын

    will come tomorrow 7:30PM

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