Not having parents dependent on them, having a home already before buying another, not having siblings to take care of (financially), being smart/guided enough to study hard when it was the right time (JEE), having a partner which loves you and also support you in all terms ; These guys hit a jackpot in a lot of key areas for a good life.

@prateekupadhya4875

6 ай бұрын

They did not do btech from IIT Bombay. They did their mtech from IIT bombay. Gate is relatively easier than jee, but nevertheless, they have really achieved very well financially so kudos to both of them.

To all aspiring millionaires, you do not need to be software engineer from IIT to earn 50l PA, but it certainly helps. I am a 2nd grade B Com grad from Kolkata and I earn almost 60l PA. And my expenses are around 60k PM. I save around 90% of my salary without even trying. Keep pushing and try to develop yourselves and your skills, studying will only take you thus far. Once you start working no one cares where you studies or how much you secured in your grad. But the struggle is real so keep going and push the boundaries. Be the best at what you do and DO NOT WASTE TIME.

@gauravseworkspace

Жыл бұрын

I'm curious to learn ways to be like you! explain!!!!!! why is this comment so inprising????

@anandparameswaran6032

Жыл бұрын

What's your job

@roshanshah5075

Жыл бұрын

Bro, i am curious to know, what do you exactly do that enables you to make 60lpa???

@aetoorisaiteja6338

Жыл бұрын

U need to make an episode with @Anshuman

@Aksxit

Жыл бұрын

@@anandparameswaran6032 Business ? Maybe

Even their parents aren't dependent on them, still they are thinking to buy home worth Rs1 cr for them. This a very humble gesture of selflessness.

@iambeingsarcastic7116

Жыл бұрын

It's for them only in future

@beloved2406

5 ай бұрын

​@@iambeingsarcastic7116 True

Lots of jealous people in the comments. They can't really fathom how somebody is making more than them. Instead of being bitter, take this as a motivation to increase your income and grow. Commenting negative things on this video will not take your forward.

My brother in law is a dentist having private clinics in assam. He is around 36 years old. He owns a 1.5 crore flat and 1.3 crore bmw z4.

@ekansh907

Жыл бұрын

Doctor to kamate hi h...specially smaller cities m

Happy for them but crying in the corner 😭😭

@mansipatidar3659

Жыл бұрын

hustle! work for your self! you dont need to be form iit or iim to earn way more then that. saying from personal experiance n looking at many examples around!

My wife and I earn a similar amount currently but our expenses are not even half of theirs. Guess we seriously need to upgrade our lifestyles. 😂

@sarangsharma5346

Жыл бұрын

No you need to seriously enjoy what you save, it is never good to drain so much i think

@arnavkhandekar166

Жыл бұрын

Bro what do you do for work and where are you working?

@stanem8708

Жыл бұрын

@@arnavkhandekar166 i think he works as a senior product manager at Enparadigm Worked with him before at samsung did not ever think I'll spot him in the youtube comment section 😂

@SKAMRANPASHA

Жыл бұрын

​@@stanem8708 So how much are you making in CTC

@stanem8708

Жыл бұрын

@@SKAMRANPASHA somewhat similar

Studied in IIT for 2 years ? Mtech ????

8:26 annotation nahi kiya hai update kardo links.. also the cred link isnt working

As much as it sounds glamorous, it's important to maintain a fair amount of balance so they don't get caught with pretentious lifestyle. One down fall as we witness these days with the layoffs can upset this. The key is to build a safety net (healthy corpus) while continuing to enjoy the guilty pleasures. At the end sanity should prevail. Good luck to this couple for more prosperity!

@monishsachdev

Жыл бұрын

I am feeling jealous from your comment hoping for downfall they can pay their home loan in 2 year and safe enough that your 7 to 10lakh p

The reality is that atleast 60% of the IT work force will be asked to take VRS or get layed-off. So, please save enough for your future post 40 retirement plan.

@professordumbledore369

Жыл бұрын

👌👌👌

@sandipsahoo3975

11 ай бұрын

Yes, true 👍

@shashwattripathi11

7 ай бұрын

Chutiye khud ki job lagi nahi toh dusro ko Gyan mat de

@shashwattripathi11

7 ай бұрын

I know many people above age of 50 in IT. People like you will be fired who just want to sit and don't do any work. Just want stupid govt jobs and become a liability on this nation.

@palanatisoumya

6 ай бұрын

Nightmare

👍👍👍👍 Keep posting. Learning so much from your channel. Thanks. 👍👍

They're making nearly above 100 $ usd in India which sounds skeptical to me as I know where do they work and current designation. Any ways atleast every company must pay us these figures as the avg pay in USA is same. Considering the purchasing power parity

@SAM-tw4wd

7 ай бұрын

iit bombay it very very normal for them

Early retirement is a myth. In life you can’t plan like this. Stop investing in mutual funds, pre pay loans, help ur parents to buy that house.

@VinodKharvi111

Жыл бұрын

Repaying the loans is good investment than MFund now a days.

@TheNormalSqlGuy

6 ай бұрын

Stop investing in Mfs ?? Dude are you high on weeds ? Balance is must just like diversity

Where and when did they take 1cr house? In which city and place? In Hyderabad, a 2000 sqft apartment cost 1.4cr even in areas were prices are low.

Earning more than a crore and riding on an Activa. I love that passion for scooters

@prathmeshsingh3912

Жыл бұрын

I somehow believe they started earning that much just a few months back. Prolly after they took home loan they switched and got this package.

@josephpious8708

10 ай бұрын

Bangalore traffic😅

@saurav6452

6 ай бұрын

Inhand is less 40 lakh per year per person ​@@prathmeshsingh3912

Still trying to figure out what did Anshuman fix here 😅

@Sayan_Biswas.

Жыл бұрын

🤣🤣 true... I think Bangalore is full of riches... Anshuman is not getting middle class people...

@prathmeshsingh3912

Жыл бұрын

@@Sayan_Biswas. Middle class is so not kool. He's now trying to depress the middle class.

@Mr.VAGlNA

Жыл бұрын

​@@Sayan_Biswas. this is still not rich since there are professionals like neurosurgeons making 30 lakhs per month.

1.25 Cr ke package mein Activa scooty and Volkswagen, man they're really down to earth people.

@latestmoviesandflixz5456

Жыл бұрын

Bhai sahi Kiya. Depreciating items hai vehicles. Property and stocks best option hai. Issme sabse zyada investment karna chahiye.

@TamonashPal

Жыл бұрын

Hmm bhai iss package mei to BMW Mercedes Audi ajega

@avnisharma2244

Жыл бұрын

​@@latestmoviesandflixz5456 i agree

@palashbawankar8218

Жыл бұрын

@@TamonashPal ha yaar at least car around 30 lakh

@ekansh907

Жыл бұрын

​@@latestmoviesandflixz5456bewkof jaise baat mt bol yr...wo itna faltu expense kr rhe h shopping wagera m ...us logic se vehicles are 100 times better choice to invest in.

Please make these videos in Pune please it will be really helpful 💯💯💯

Why are so many comments negative and sarcastic? These guys worked hard to get to this level. We should be motivated from this.

@mukulchakravarty9381

Жыл бұрын

True. But what can we say, grapes are sour for many.

@lohumihem

Жыл бұрын

See the problem is with this type of videos is people who earn this much never watch youtube videos as they are putting effort somewhere else. This is a fairy tale for many as a huge percentage of employees graduates are job less. This video is more of likes than learning anything.

Ahh finally something I can definitely NOT relate to. 😇🙌

Insightful video ,I wish there was a excel calculation shown and live financial planning was done. I am a certified financial planner And can do all these calculations on excel (have also shared free calculators on my channel )

More than the video, liking the discussions in chat.. various perspectives 👍

@mukulchakravarty9381

Жыл бұрын

Most of them wreak of jealousy and descent.

After watching this, Lagta hai 1 crore bhi Aaj ka zamane mein kuch bhi nhi hai.

@thebrokemonk

Жыл бұрын

sahi mei bhai... yahi soochra tha mai Aur commerce background ka hu, job toh kabhi bhi 1 cr+ nhi hogi. Best thing to do is business, there are no limits

@TamonashPal

Жыл бұрын

@@thebrokemonk bhai commerce ka hai mba kar iim se 2cr + job lag ti hai bhai

@carlpei6570

Жыл бұрын

@@TamonashPal kon bola bhai 2cr ki job lagti hai.😂😂....avg 25-30 lpa ki job hai top iim mein

@thebrokemonk

Жыл бұрын

@@TamonashPal Bhai tu 10vi puri krle apni... Na pata aand ka na bata gand ka, Gyan chodne nikle pure brahmaand ka

@prathmeshsingh3912

Жыл бұрын

@@TamonashPal gine chune logo ki :) baaki ki job 10-20 LPA ki hi lagti hai. Baaki sab aapki mehnat, talent and company switch pe depend karega.

Sir can you please make a podcast on fixing your finance with any Fresher CA and experienced CA

@KN-il2zc

Жыл бұрын

50000 rs per month me kya finance fix hoga?

@35mm_DREAM

Жыл бұрын

​@@KN-il2zc ca sirf 50k kamate hn ?

@Itsokay12349

9 ай бұрын

​@@35mm_DREAMfresher ko itna hi milta h

I understand this video may not be relatable to many. But why not look at it this way, it's a motivation to upskill and get into companies like Microsoft, Amazon or Google where such salaries are a reality. You wouldn't want to remain earning lower amounts forever, would you?

@taurus50000

Жыл бұрын

Ur too naive if u thinking seeing these videos are gona motivate u lol.

@bha2686

Жыл бұрын

@taurus50000 there are motivations available all around you brother. Can never discount any opportunity to learn from others. You call that being naive, but I say one must be optimistic.

@siddharthsingh913

Жыл бұрын

@Bharat Darjipate agreed. They sky is the limit they say. The numbers I dream is achievabe which these videos are a proof of. This will motivate me to work harder.

@adityasrivastava5795

Жыл бұрын

I work in Microsoft. No way anyone gets 6.8 lakhs after tax. I get 25% of that. Crazy numbers probably due to working in a startup

@bha2686

Жыл бұрын

@@adityasrivastava5795 6.8 lacs is thr combines household income.

Loved this video man❤️

This kinds podcasts motivates a lot 💟💯

It's not just fixing finance video, it's a motivational video too. Upskill, get placed in good companies, make big figures

@asalpritamnayak

Жыл бұрын

Hi what courses do u suggest for a person who doesn't have any basic skills in computer or excel. Can I go-ahead with doing a Business and data analytics course, please help.

And the Ritchie Riches are back on the show 👏🏻

@itz_himanshugupta

Жыл бұрын

Won't be surprised if they would be having a dog named *Dollar* too. 😅😂

@prathmeshsingh3912

Жыл бұрын

@@itz_himanshugupta i just saw the highlighted dollar first, and I was like why would they wear Dollar Underwear now 🤣 until i read complete sentence.

@itz_himanshugupta

Жыл бұрын

@@prathmeshsingh3912 oops!😂😂

Upon hearing the interview, it appears like I need to fix my career first before finance

@39madhurie

Жыл бұрын

So true 😂😂

@arjakmitra

Жыл бұрын

Brilliant choice, but don't take any hefty decisions on just package, always try to understand yourself and what you do best.

@prathmeshsingh3912

Жыл бұрын

Me wondering why they took home loan when their salary is 1.2 cr

@jeevan554

Жыл бұрын

hmm , agree

@abhii_6969

Жыл бұрын

@@prathmeshsingh3912 tax benefits

My total income from last 12 yrs was totally 1.5cr ... After seeing this video felt 1cr is lyk 1lakh ... Earning 10lakh per month is the basic amount now a days

@royshivam_3616

Жыл бұрын

What is your educational background

@Akuma-kg6hg

Жыл бұрын

​@@royshivam_3616he won't tell because he's lying

@abracadabra7550

8 ай бұрын

@@Akuma-kg6hg not lying dude 12 years 1 cr whats there to lie

@Akuma-kg6hg

8 ай бұрын

@@abracadabra7550 i actually mistook his comment and replied by " 10 lakh per month " but now after reading it again i realised he was either actually making sarcasm or refering. And yeah I was not talking about 1 cr in 12 lakh

Now 25 year olds are giving financial advice , at least we need folks who have been there done that

@tusharpanda3528

Жыл бұрын

Haha

@pradeepnayak3368

8 ай бұрын

That's social media for you.😅

Man they are earning more than or same like many people who are working in USA and Canada .. Its much much better to earn same or even half of 1.2crores in India than earning same amount in USA or Canada as rents and expenses are huge.. Anyways good for them.. But interesting to know what really they do that companies are paying so much in India now with only 5-6years experience like them.

@aayush3681

Жыл бұрын

Do let me know too about what they do

@dibyanshumishra3536

Жыл бұрын

Any top mnc pays 60-70lpa base+ 30-50stock/bonus for senior roles. Requirement is leetcode hard and great system design skills + decent work experience and projects. Telling from personal/aquaintance experience

@awwush

Жыл бұрын

@@dibyanshumishra3536 great

@jithindev9185

Жыл бұрын

Company should pay.. Actually those who go outside india with h1b and those who stay in India within same MNC are doing same job.

@akhere07

Жыл бұрын

@Jithin Dev there is something known as living index of country.. which decides something also..

Life can be hard at times . Soon you’ll reach your goal. Stay positive.

IIT / IIM / ISB tags are massively helpful

@arjakmitra

Жыл бұрын

Not necessarily, I am an IITDelhi, pass out. Not every field is as over compensating as few mentioned field. I am in manufacturing and I like my work. But I am well aware that my field may not able to award me that as mentioned in the video in next even 10 years and I am already almost more than 7 years experienced. But it's always the path you choose. Off course the good people in the video must be really passionate and talented to earn that much. I wish you best of luck and hope you reach your goals.

@saurabhsharma5737

Жыл бұрын

​@@arjakmitra your salary will still be more than 50 lakhs pa

@arjakmitra

Жыл бұрын

@@saurabhsharma5737 not even half, even less my friend. 😁 And it's not a bad thing, I already knew that the feild I want to persue may not be as rewarding in early days, its just the love for the game. Always remember, money is a byproduct.

@jee5662

Жыл бұрын

@@arjakmitra which branch?

@ruthvik8143

Жыл бұрын

@@arjakmitra which branch bro?

Imagine an Indian professor planning a heist on such high package couples😍

@quahogfamily8971

Жыл бұрын

Well tgey are honest tax payers and dont have much cash. Politicians and Bureaucrats are better choice, They have crores in cash stashed.

@KM-rk3ok

Жыл бұрын

You will remain poor if you keep watching web series

Keep these videos coming bro... Very informative!

You should start asking nature of work they do? Their role? That will help your viewer who want to explore things and grow up both at financial and professional side

@dibyanshumishra3536

Жыл бұрын

Software developers earn that at senior roles in most good companies. There are 100+ companies in india which pay that

@MrSankalpsawant

Жыл бұрын

@@dibyanshumishra3536 I am in same field.. I know which company pay and how much. They are not at senior role they are just software and senior software engineer who started at CTC of 13 LPA then in 5 years how they are able to achieve almost 5x? What technologies they work on? What kind of work they do? Any new technologies they learn to achieve this growth? So. These kind of questions which helps other viewers.

@dibyanshumishra3536

Жыл бұрын

@@MrSankalpsawant technologies are irrelevant. You have to work as sde. My friend who got promoted from sde1 to sde2 got his salary increased from 21lpa to 54lpa. Every promotion salary 2x’s. Fressher salary is 30lpa in these companies :)

This video seems to be more for getting lime light for their achievement and lifestyle..they don't need any advice in finance.. Kudos for their hardwork though for reaching this level..

Arnt they living below the poverty line?

@babyyoda3143

Жыл бұрын

Yes bro they should make a bpl and a rashan card . Will be good for feeding kids .

@realavdhut

Жыл бұрын

@@babyyoda3143 denk

@proplayers3051

Жыл бұрын

i am professional poker player i made 2.65 crore last year

@babyyoda3143

Жыл бұрын

@@realavdhut yoinks thongs for appushitting my cument.

@babyyoda3143

Жыл бұрын

@@zcromcel2038 but the only difference would be you would use drugs to get high ps. Just a joke.

bro the detailed vedio is not ther :(

FIRE number is 30-35x of annual income? that is basically the approx life left for most people after working for a few years.

I think u many guys can’t relate because they will never achieve this status neither they want to. Earn more get more get FIRE EASILY. Take motivation from these people

5:13 After earning 1.25 cr per annum, I think they don't need credit card rewards and offers

After COVID how stocks became 5x ,10x like that software PPL salary also became multifold....

This is 1 in 1 crore case . Also, gives the reason why layoffs are happening, .

@siddhantshukla2687

Жыл бұрын

Itte mai to TCS 20 logo ko hire krleti XD

@dibyanshumishra3536

Жыл бұрын

Correction 33

"To obtain financial freedom, one must be either a business owner, an investor, or both, generating passive income, particularly on a monthly basis." -- Robert Kiyosaki. I wasnt financial free until my 40’s and I’m still in my 40’s, bought my second house already,earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing is a grand choice I made..

@sonlee8066

8 ай бұрын

I'm exploring different investment opportunities and would appreciate more insights on this matter

@Lawrencekingsley01

8 ай бұрын

I recommend the services of Regina Louise Collaro, a US based financial advisor and consultant. She works with an international organization ,she has been very good to my financial journey as she is providing full & continues support till my financial goals are achieved.Finding a right financial consultant is as important as finding a right life partner, as they both play a make or break circumstances in your life. I am very happy that i have the right financial consultant, it has helped me in achieving my financial goals from education to nearly retirement.😊

@sonlee8066

8 ай бұрын

I value your recommendations. It's challenging to locate a trustworthy person. I could really use your investment advisor after seeing how much money you've made through investing. If you don't mind revealing her information, that is

@Lawrencekingsley01

8 ай бұрын

Regina Louise Collaro is based in the United States and can work with anybody no matter their location. If you would like more information on reaching her, you can conduct a search online.

@markerpetertil

8 ай бұрын

I'm just one of the countless individuals who have experienced incredible benefits from investing with Regina Louise Collaro, and I completely agree with you. The year 2020, marked by the devastating impact of COVID, left me feeling utterly hopeless, as I lost my job. However, that year will forever be etched in my memory, not only because of the hardships, but also because it was the year I encountered Regina. I owe my life to her, as she enabled me to lead a comfortable life through passive income. To put it frankly, I consider her to be an angel sent to aid those grappling with financial difficulties

8:10 i think what he has done with stocks is correct, its not about 10x, if any of those 80-90 stocks having 2-5k investment go 100x then its a profit, that too for long term, in short term i think even he is comfortable making this bet.

@gketan30

Жыл бұрын

No, 100 stocks will never help anybody

This guy is an insurance salesman!

Ask them how to get 1 crore salary...p.s i am also software engineer 😒

@harshpatel105

Жыл бұрын

Learn

@wajidshaik2687

Жыл бұрын

Pass from IIT

@Megatron11474

Жыл бұрын

CTC hai bhai wo not LPA

@soleil2816

Жыл бұрын

​@@wajidshaik2687 IIT ain't required for 1cr

@aryashah1890

Жыл бұрын

@@Megatron11474 CTC hi 125k lpa hai

This locking term insurance at a young age for less premium is flowed rt? Because when you grow older, your income increases and you will need more cover. So anyways you will need to take a new policy or increase the amount which will increase the premium anyways.

@user-nt3dn4lk9y

Жыл бұрын

u have to think like after 10 year how much u will earn . basis on that u have to take decision right now

@prathmeshsingh3912

Жыл бұрын

You are correct but term insurance actually helps. My friend took term insurance and lost his life in corona. His parents got 1cr.

@ganeshniranjan2003

Жыл бұрын

​@@prathmeshsingh3912 can I know the which company gave that

@prathmeshsingh3912

Жыл бұрын

@@ganeshniranjan2003 i dont know the company bro. I was just happy that he made the correct decision in his life since his parents were dependent on him.

Bro kindly make other field fashion not only for software engineer

Inspiring

Do an interview with chartered accountant or company secretary pls.....

@prashantm4514

Жыл бұрын

He won't do it bcz then he will get a good Gyan on his finances.

Senior Software Developers usually don’t like to work for long..🙂

One smart way in that scale is to become an Investor and keep pumping startups high chances of making more money

@vileshrakshith94

Жыл бұрын

High chances of losing money tooo

@rajupakalapati

Жыл бұрын

vilesh - obviously but that's the bet

@vileshrakshith94

Жыл бұрын

@@rajupakalapati but not everyone prefers gambling wid ter money

Every video doesn't need to be relatable, he's here to not make relatable content and if he would just fo the mid salary video each time it will become boring he has to bring different categories, maybe there is someone who can find it RELATABLE

@2:50 he spoke about stock options (ESOP).. not the stock investments as what retailers do in the share market!

Brother, you should try to interview a guy who makes 10cr per year. My opinion is that nobody should own a home until they have a considerable networth.thank you for the video

@sumukhadn5060

Жыл бұрын

lol

@hoppingman7445

Жыл бұрын

😂😂😂😂😂🤦‍♂️

@aashnabakshi1996

Жыл бұрын

You are absolutely right.. My bf makes about half of that figure right now, but he has truly changed my perspective of owning a home too. We would love to buy a home but our dream home is wayyy out of budget rn(We are from Bombay, so property rates in posh localities are absolutely bonkers). So we have decided to save for at least the next 5 years, and only when we have more liquid savings that can fund the house, will we then buy a home. So yes, buy a home only when you have considerable net worth.

@antonellabellucci

Жыл бұрын

@@aashnabakshi1996 what is your bf's age? and what's yours? and what he is doing I am just asking this bcz your boyfriend is very lucky to have you bcz this days not all women and girls are good at these types of things. I really like the way you are thinking for your future together

@barkhasachdev8838

Жыл бұрын

​@@aashnabakshi1996 if you don't earn 5cr also your Gold digger gold luck on huge alimony😆

Thinking of retirement in 40's. Power of education and no liabilities. BTW, i would say that their shopping, home, vehicle expenses are kinda cute and very humble

I am curious to know about their ctc and company?

Good 👍 Inspirational

Bro if they are earning this much then they should get a EV instead of taigun. It will save tax also.

@chars_78

Жыл бұрын

Waste of time buying an EV if you want also want to go outside the city. Also Bengaluru doesn’t have EV charging points everywhere. And in Taigun’s above 4m segment the only EVs are XUV400 and MG Astor. Both are underwhelming options.

@prathmeshsingh3912

Жыл бұрын

EV still has a long way to go to capture market. Need lots of investment all over highways.

Thank you for the video

Cred asks for access to messages and email permission. I feel it’s algorithm is written in a way that it will read out messages to know about our spending, credit card bill and balance etc (same with email access). So it has access to everything, it is slowly building a database

@rahusphere

Жыл бұрын

Yes

@palanatisoumya

6 ай бұрын

Good observation and thanks for the heads-up.

Would like a similar episode about Doctors. Please make one :)

@palanatisoumya

6 ай бұрын

I agree

Their expenses is way lower than ours excluding EMI as they don't have child yet. Once child starts going to school and at same time parents become dependent then real expenses will start.

@GetYourselfALife

Жыл бұрын

You have monthly expenses of > 1.1 lakhs a month

@shaileshagarwal1

Жыл бұрын

@@GetYourselfALife 1.6 lakh per month excluding all EMIs. Forced to calculate all these due to layoffs happened recently.

@GetYourselfALife

Жыл бұрын

@@shaileshagarwal1 😮😮, now that's aspirational.

@shaileshagarwal1

Жыл бұрын

@@GetYourselfALife once you have kids and their schooling and hire care taker. And everywhere you travel or go for trip/event, book 4 tickets. So expenses are bound to increase.

@barkhasachdev8838

Жыл бұрын

​@@shaileshagarwal1 a shawarma shop makes 3lack a month profit near me he has 3 branchs within 20kms he nearly earns 9lakh he has passed SSC and is only 20 I own shop of hardware and plywood I earn 5lakh no tax all profit😈I am 20 only u guys have to beg for a leave hahaha

I am from Bangalore .Yeh kya outliers wala episode bana rahe ho ..You should know that most of the earners are from 50-70 k per month based on 8-10 yrs of experience in IT industry. Anur Warikoo also does the same in his youtube channel "in 20 , 30 yrs investment will become multicrore.Bhai ....maza to tab hae jab you are 40 yrs and 15 yrs to retire , how to grow your finance in this less time period ..other wise what kind of finance expert you are ...Don't mind i have nothing personal against you but youtuber do not make videos on the real & practical scenarios ..

@MrAbhitv

Жыл бұрын

Totally agree bro. Most people don't realize the reality of IT sector. I want add here that these high earners want to retire soon. The question is why?why would you wanna leave such a high paying job. Because IT offers good money but very poor social life. It's a hard reality

@av7337

Жыл бұрын

@@MrAbhitv engineers ka khoon sirf 38 - 40 tak piya jaa skta hai bro

@MrAbhitv

Жыл бұрын

@@av7337 uske baad kya. Where do they go?

@denk5746

Жыл бұрын

​@@MrAbhitvunko management ke roles offer karte hain company.

@macdeep8523

Жыл бұрын

IT revolution is blessing for Indian middle class

Moral - U need fixing if u earn too low and if u earn too high as well

1.25 cr daam if they played well investing game for sure they can make corpus of around 50-60 CR...

@aayush3681

Жыл бұрын

Even greater than that

@terrybatman

Жыл бұрын

@@aayush3681 sorry how can they make it 50-60 cr

@aayush3681

Жыл бұрын

@@terrybatman assuming they only save 30% of what they earn for 20 years with an conservative 5% increase in earnings per annum for 20 years This money invested consistently for 20 years at a bare minimum 9.5% pa (assuming even investment increases by 5% every year in line with the investment) This leads to a corpus of 36Cr and they wouldn't be even 50 year old by then Let compounding kick in when thye would experience massive gains Now as to why 30% savings as they already fall into high income bracket, their basic needs are already taken of We haven't considered any huge windfall gains which would have the opportunity of earning considering they have such huge amounts and can risk a certain portion of it early in life

@terrybatman

Жыл бұрын

@@aayush3681 hmm. Value of inr also depreciates though. So 50-60 Cr might be valued a lot less

@aayush3681

Жыл бұрын

@@terrybatman yes considering inflation, inr 50 Cr would not fetch that great a value after 20 years what would it fetch today, but that being said we have only assumed a minor 5% increase in pay pa. Whereas while factoring inflation, we might consider 6% pa. to be bare minimum consdering India is a growing economy

Esa lgta h thoda long video ho like 20 mins ki Thode aur financial habits/questions ka pta lge

Hi Anshuman. Can you make investment ideas video for NRIs who wants to settle in india

1.2 cr at such young age is take a bow thing. These guys would make 50c easily.

Commendable job by the couple. Achieving so much with such meager resources.

Sir more videos , like these

How can a software engineer earn 50 La/pa. What is the package of a technical architect then???

HR: Your salary should be confidential. Don't reveal it to anyone People: makes a youtube video.

@anandparameswaran6032

Жыл бұрын

HR does it so he/she doesn't have to pay everyone their due amount 😂

Very good informative

Ha y didn't u ask about family planning because that's also an important thing

We too make handsome earnings but the problem is expenses too get upgraded accordingly...everyone get trapped in this cycle...there was a time we took loan for Rs.5 lakh Car but now we can buy a car worth 27 Lakh in single direct payment...

i am 6 years exp and in my entire career i havent earned even 1 cr till date in total

I am yet to see some folks retiring after 15-20 years of job even after financial independence.

@macdeep8523

Жыл бұрын

Very few able to do that ,

They should invest in restaurant or MSME Factory.

@thedeveloper4207

Жыл бұрын

Best way to lose money is starting a business in India ... No businessman makes 1.5 Crores profit

@macdeep8523

Жыл бұрын

MSME which sector is good , I am looking for investment opportunity

just come here to get motivated

@prathmeshsingh3912

Жыл бұрын

I got depressed instead xD

@sangeetbaruah5131

Жыл бұрын

@@prathmeshsingh3912 me too sometimes 😂

Why are they sharing this information? What is the benefit for them ?

@prathmeshsingh3912

Жыл бұрын

They got chance to come on KZread 😅

Starting salary 13 lakhs that too maybe some 5 years ago is Mad it is mad even today

i knew it when you were coming to the cred part😂😂

@gauravraheja5101

11 ай бұрын

Same here. Fast forwarded the video by about 30-40 secs.

Bhiya , Mutual funds basics to advance ki video bnado, please.

Very insightful video. I wonder how much tax they must be paying per year.

@sonatejas7224

Жыл бұрын

30lacs

For 1.25 crore package, Still needs to Fix your finance?

So many things put so wrongly, ESOP are highly risky specially in Indian startup, not every ESOP will convert to profitable cashflow. ESOP from foreign entity if they don't have Indian entity, are way more riskier, if you don't have personal rapport with the founder, they don't even have personal health insurance, Please get a personal Health insurance, you have tax rebate of 25k+25k for same. This comes from a software engineer with 1.7Cr at 26 years back in 2020, my expense is max 25K (this is what I transfer from my Salary account to another) which includes everything I could pay, grocery, utilities, random UPI txns for the family. I do spend on expensive electronics once in a while, but those are rare in a year, I since moved to a startup for a fraction of compensation for personal reasons.

@anshumanfinance

Жыл бұрын

These guys had RSU not ESOPs (public listed companies) so they had an option to exit 1/16th of the total stocks in every quarter

Dude itna package me agar instant gratification dur kiya jaye toh u can invest 5 lakh per month in sip for 10 yrs and u can bcm free

So relatable 😭

This couple is truly remarkable and serves as an inspiration to many. One noteworthy aspect is that Prashanth likely holds a significant amount of equity in this startup, which could potentially lead to a substantial financial upside, enabling them to purchase a house for their parents. However, it's worth considering the concern that their extraordinarily high salaries might eventually reach a point of stagnation unless they progress to executive positions (such as CXO roles). It is crucial for them to plan accordingly and anticipate potential challenges in their career growth.

really good one

5 lakh per month kamane ke baad agar fix your finance me aana hai that means they are newbies flaunting their package and showing off Or they are really dumb people.

@2005kpboy

Жыл бұрын

TRP chahiye. Matlab views, plus flaunting to hai hi.

@kalyanben10

Жыл бұрын

you just keep crying in the comment section.

@shaileshsundram

Жыл бұрын

Not really. Even ultra rich people take the services of wealth managers.

@vishalkumar-dr8wq

Жыл бұрын

@@kalyanben10 tuu bada kama Raha hai, IIT tag bahut value add karta hai, game gets way easy even if you don't add equivalent value as compared to other people

@prathmeshsingh3912

Жыл бұрын

Or maybe they just started earning that much a few months back. Otherwise who would take a loan for 1.2 cr when they are earning 1.2 cr.

That's the motivation i needed ♥️

I'm confused about the motivation of these guys! They are so comfortably discussing their income and finances infront of the whole world! Financial advice you can get it from other means too! Is it just a drive to show off!!

@sonalsrivastava9064

7 ай бұрын

Bro, then don't watch it. Someone volunteered as a good example of finances, a whole bunch of people are inspired by it and some more get to learn from it. A fraction get jealous, loss to you bro.

Cred asks for access to mail while signing up. This is not safe , a rogue employee can literally hack your bank and other social media accounts

@saravananm92

Жыл бұрын

@@sohamshah1806 Its not the mail ID that they ask. Its access to mail, i.e. the contents of your inbox.