Mom, I made it

@garianarnold3754

5 ай бұрын

Dang it why aren't you pinned

@claudiamclean7540

4 ай бұрын

I love when what I watch crosses paths!

@Dee47881

4 ай бұрын

You sure did Caleb! I love your channel and I also love watching them react to it! Both are sooo good!

@Imaginorium114

4 ай бұрын

you were straight fire in the kindest way

@Sinsirink

4 ай бұрын

🤙🏾

I don't trust people who look like they could cry at any moment. She's one of those people.

@nikhilajith8880

5 ай бұрын

Jordan Peterson 😂

@Thisguy2532

5 ай бұрын

Bro for real it was like when she was getting told the numbers she almost wanted to break down for a min 😂

@acegikm

5 ай бұрын

@@nikhilajith8880 That guy is such a manipulator. I like to think his followers are all under 12 - makes me feel better about the world.

@mimimajisete6848

5 ай бұрын

😂😂😂😂😂

@SuperMelrose1

5 ай бұрын

@@kevinmcallister18dammit. I didn’t wanna be the one to say it. But I think it’s the hat and her whole aesthetic. It makes her look like a lady who works in her garden because she’s retired.

The most depressing part of all of this is that she’s making $6500 a month being a spiritual coach. That’s double my salary 😭😭😭

@seanholmes8290

4 ай бұрын

Yep I make 4,000 a month running my own business. Working my tail off.

@Solomanmode-dmm

4 ай бұрын

Hey your a goy, she is not, thats life

@pixotass

4 ай бұрын

@@seanholmes8290be proud of that! It's not only about the money, it's how you do it

@Solomanmode-dmm

4 ай бұрын

@Alesti5 When you are a tribesmember its even easier

@ONLYLOVEIZATION

3 ай бұрын

Jesus is free

Honestly, a simple formula for staying a head in life financially, is to: 1) sit down 2) write out all of your monthly expenses 3) add them all up 4) take that number 5) and do better than that number

@drbvo9578

5 ай бұрын

Yup. And make a distinction between Needs and Wants

@halcyon6098

5 ай бұрын

Simple.

@Sultschiem

5 ай бұрын

Its even easier: Banks have apps that can help you automatically sort expenses into categories and allocating budgets for those categories.

@drbvo9578

5 ай бұрын

@@Sultschiem We have to get away from what Banks are teaching you.They are in it for the money and thrive on people who pay high interest and they make it complicated on purpose. It is not rocket science to figure out your own stuff

@Traytriunetheomnist

5 ай бұрын

Boy if you don't stop LOL I didn't realizing how much I was spending until I penciled it out

Ironically, some of the best teaching can be done through watching people's bad examples and then deciding "I'm not going to be that."

@DagnirRen

5 ай бұрын

This is how I learn what not to do too 😂 Thank God, I am not drowning in student debt because of these lessons.

@tom1998rules

5 ай бұрын

How was your comment posted 8 days ago? This video only released 7 minutes ago??? So confused

@Enders1315

5 ай бұрын

Yup. 100% 😅

@lightkira4119

5 ай бұрын

​@@tom1998ruleslol I thought this last year too. This was on their patreon for early access. So the subscribers get extra content early and behind the scenes stuff that weren't in some videos.

@owl8930

5 ай бұрын

@@tom1998rules patreon member I think

27 being a life coach is crazy, not even middle age 🤣🤣🤣

@bofasofa9399

5 ай бұрын

Why do you people always say "blank is crazy" now..? Stop following the pack

@tamiaedrington5762

5 ай бұрын

Right I just turned 27 and I wake up every day like wtf is going on 😂😂😂

@xenicmark

5 ай бұрын

Uhmm excuse me! Spiritual coach! 🤣🤣 For real though, people under the age giving life advice is hilarious! Which explains some of the the things these life coaches say.

@commonsoldier1

5 ай бұрын

​@@bofasofa9399it is crazy...

@darrellwilliams9168

5 ай бұрын

Fr 😂 like she barely been here how you gonna tell me the long life term decisions to make?

A mindset of abundance doesn't cause credit card debt. In fact, it does the opposite, because a true mindset of abundance means you can be satisfied with whatever you have right now.

@JoshinDallas

5 ай бұрын

yeah but to be fair, being satisifed with what you have now is mostly horseshit, and it's the opposite of how our brains are wired. The only people I EVER hear use the term mindset of abundance are rich people who already have everything they could want.

@bhante1345

5 ай бұрын

Wants are many, needs are fun. My biggest overhead spending now is sparkling water. Used to absolutely ditest the stuff, seem to be addicted now.

@marilynbarbie

5 ай бұрын

Exactly

@JonelleRheu

5 ай бұрын

Jiiiiireh, You are enough! And I will be content, in every circumstance! Jiiiiiireh, You are enough! - Maverick City Music ❤️‍🔥

@Cowkill

4 ай бұрын

This ! A mindset of abundance doesn't mean you want everything, it means you know you can have anything you want but you DON'T need everything so you don't pursue.

I don't think this girl even realizes how lucky she is to make almost 6500 a month by only working 5 hours a day 😭 I would honestly work 5 hours a day for even 2000 a month

I had horrible money management skills--bad credit, school debt, uncaring attitude to credit. Mid thirties, I couldn't do anything. I got an overnight job at a warehouse, stopped spending anything I didn't have to, stopped eating out, stopped buying anything I didn't absolutely need. It took nearly three years of 60+ hour weeks to pay everything off and now my life feels so much more free. I feel like I can do anything now. I'm planning a trip to Europe, so I can't recommend money discipline enough.

@79glane928

5 ай бұрын

Hey man that was really cool how you just shared your journey and didnt feel the need to get on the soapbox.

@stevensola3361

5 ай бұрын

Been there and did the same, I borrow against my 401k now if something like a new roof comes up, I pay the interest back to my account.

@WlfLLC

5 ай бұрын

Good job doing the work to pull yourself out of the hole you dug.

@Jake38nine

5 ай бұрын

Yeah, see? A few years and you can be debt free or save up so much money that the next several years you have soooo much freedom. I saved up so much money in 3 years after I was irresponsible with my money and got in a car crash. I turned my whole life around. Now I don't gotta work 60-80 hours a week anymore because I set myself up with a comfy savings and now I'm investing. People are just lazy and want things NOW instead of waiting until later. Wanna know why divorce is so high? Because people WANT to get married, but they don't want to put in the work it takes to have a healthy marriage. It's no different than that.

@melawieeinapfel8594

5 ай бұрын

Dude, you are awesome!!😊🥳

Anyone who tells me they’re a “life” or “spiritual” coach is a plague I avoid at all costs.

@ginafromjax9432

5 ай бұрын

Translation- I have no job.

@MissyTheLifeHelper

5 ай бұрын

I am totally opening myself to hate but just thought I’d add a different perspective. I am a life coach and hate the title life coach. It sounds weird/condescending but I have a chronic illness and wasn’t able to work a 9-5 nor go to college to be a therapist like I would have hoped and have been pretty homebound. The thing I am good at is helping people get to the root of their issues. Life coach is a title I can use to help others with the knowledge I’ve gained and make a living for myself but without being a therapist. Just like every field there are good apples and bad. I totally understand your perspective tho

@jeremycarlo

5 ай бұрын

When I quit working to write full time, I understood the trade off was I was gonna be struggling for awhile 😂 I’ve been making it happen w my best months being 3k, give me one year of her salary and I’d never be broke again 😂

@mav3ric100

5 ай бұрын

New style Hippies

@vuton7670

5 ай бұрын

the saying goes, If you can't do, teach.

This girl is hedonism personified

@bhante1345

5 ай бұрын

Sad but true. Just gotta get that Kamboocha enema.

@DTreatz

4 ай бұрын

'girl' 'hedonism' *_Redundant_* 💊

Her constant "hmmm" tells me she doesn't want to change 😮

@jurj97

19 күн бұрын

I hate that shit. They're going "I'm acknowledging what you're saying but I'm going to completely disregard it"

Caleb’s ability to cut through the BS and be brutally honest is a rarity. It’s great to see his channel deservingly grow .

@Chris-gc9rf

5 ай бұрын

Facts, Caleb is brutal about saving but without the full on dave ramsey takes.

@melchysomba9690

5 ай бұрын

What's the name of the channel?

@kandoras.guzman6705

5 ай бұрын

Caleb Hammer, Financial Audit @@melchysomba9690

@adamgriss2025

5 ай бұрын

@@melchysomba9690 look up Caleb Hammer

@ThePeanut12300

5 ай бұрын

@@melchysomba9690 It’s Caleb Hammer

27 year old "spiritual coach" from Austin, Texas. Lord, bless her heart.

@darkriku12

5 ай бұрын

She's an escort and OF model lol, check her website for the obviously coded language

@theecharmingbilly

5 ай бұрын

She should just cut the nonsense and start offering happy endings and selling her underwear.

@TheRheverend

5 ай бұрын

Bless her heart is the biggest Texas burn you can make 😆

@MikeBarbarossa

5 ай бұрын

"I'm grinding on my new business. Working up to big things managing time for maximum productivity" "Sounds cool, dude. What, you gotta be grinding out 14-15 hours days , right?" "5"

@whatchandstudy7

5 ай бұрын

Gotta start somewhere.

She doesn’t have a mindset of abundance, she has a mindset of excess. Also, Caleb is great!

Caleb Hammer is HILARIOUS! He’s the true life coach.

Being a life coach in your 20s will always be crazy to me 😂

@alaeacusmcfly4353

5 ай бұрын

Imagine being someone who hasn't achieved anything in your life, and thinking "Maybe I can get paid to teach others how to succeed in life". Clown logic.

@beewest5704

5 ай бұрын

If ppl are willing to pay a 20 year old life coach they honestly deserve to be scammed. Come on!!!!

@Delimon007

5 ай бұрын

@@alaeacusmcfly4353 Yea and that's the thing, some of them HAVE achieved something, this is a minority of them but it's possible. This chick is a fraud though.

@darrellwilliams9168

5 ай бұрын

@@beewest5704 tbf they are proving why they need a life coach because why would a person who has their life together do that 😂

@darrellwilliams9168

5 ай бұрын

@@Delimon007 the ones who have achieved stuff are usually out there still trying to achieve more stuff they not sitting around coaching others majority of the time. They’ll give advice but turn into a life coach?😂 nah

The blind leading the blind😭🗣

@otmossampacado1550

5 ай бұрын

Nah it's the dead leading the blind

@Novvax312

5 ай бұрын

Bro had to say 3 times

@Qdawwg

5 ай бұрын

The sad part is I know many girls in their early 20s who who have some sort of spiritual coach like this and pay good money for it. They are just being trained to also be delusional and unsuccessful lol

@TheOnlyTaps

5 ай бұрын

💯💯💯

@VVP7891

5 ай бұрын

Also a good song by the band Carcass

My financials are in order but having a sit-down with this guy about my time management skills would break me.

@Somebodyelse141

2 ай бұрын

I need a sit down about both

Bro destroyed her. "you have a passion? You seem to have a passion for credit card debt" GAHAHAHAHA

Everytime he bopped her upside her head with facts and she went "mm" had me rolling 😂😂😂😂😂😂

@johnyboy2934

5 ай бұрын

I was scrolling at comments and when I'm reading it......she said mmm.....now I'm cracking up .....mm😂😂😂

@spiritualauthority1568

5 ай бұрын

That mmmm is a tool of her trade lol

She’s hating it now but in five or ten years, she’ll look back and say “I needed that brutal honesty”

@samanthaecotothermia7896

5 ай бұрын

YES!!! 🙌

@Mr_megido

5 ай бұрын

Lets hope so

@VottotoIono

5 ай бұрын

yeah, and considering ignorance about taxes - chances that she will be doing it inside a federal prison are mad high, innit

@OrionP4

5 ай бұрын

Nah, these kinda of taxe issues aren't super punitive from what I've heard. They put your ass on a payment plan and you better keep paying.​@@VottotoIono

@ANYHOO0

5 ай бұрын

She'll probably be looking back and wishing she had listened to him, because you can tell she isn't going to do anything he says.

As an adult, having Discipline is super important! It’s a skill that many people lack

I love this video. Her behavior made me look at my behaviors. I like how the guy was so frank. I tried to listen to his advice as if he was directly talking to me. It's not easy accepting accountability, but it's essential. We have to acknowledge our wrongs before we correct them. Aba and Preach, thank you for reacting to a broad range of different subject matters. You guys enlighten and educate many people, all while entertaining them. From one of your long-standing fans, and I think I speak for may people who watch your videos;Thank you, we really appreciate you guys. 🙏🏿

@fungdark8270

5 ай бұрын

“Her behavior made me look at my behavior” Hey, maybe she is a spiritual teacher lol

@grillinnchillin4009

5 ай бұрын

Yeah, I hate to admit it, but I do identify a lot with her. All the more reason this is generally good content, so I'm probably going to watch him a lot more. Thankfully I've been doing better the last half-year or so, but so many of my own self-justifications sound like hers although packaged differently, and I'm aware they're irrational 😤

@BhagirathyJPanth

3 ай бұрын

I was looking for this honesty cus SAME

She says she can’t cook dinner after working five hours. I’m a nurse and work at least 13-14 hour shifts by the time I clock out and I still cook for myself when I get home…

@recklessplana

5 ай бұрын

She's lazy blame her parents

@hotmess9640

5 ай бұрын

It helps to lay out/prep ingredients the night before

@JesiWhyte

5 ай бұрын

I'm a medical doctor and our calls in my country is 32 hrs during weekdays and on Sundays. I come home to do laundry, clean my house and cook myself a meal after working 38-40 hrs STRAIGHT. Bruh! 5hrs is a dream😂.

@_..-.._..-.._

5 ай бұрын

@@hotmess9640what’s your point? Do you just throw out random facts when you see words?

@rjaymanguino2760

5 ай бұрын

I’m a nurse as well and I’m a potato after work

“Discipline is freedom.”

@mydadspulloutgametrash

5 ай бұрын

-Daddy Jocko

@blu3cobra

5 ай бұрын

@@mydadspulloutgametrash BTF BTF BTF

@jaylen8822

5 ай бұрын

Jocko Willink-“Discipline Equals Freedom.”

@dronzie

5 ай бұрын

Discipline is only freedom if you choose it willingly. And that usually comes from seeing the value that it could bring or seeing how negatively the lack of it affects you. It doesn't feel free at all if you're pressured or coerced into it.

@blu3cobra

5 ай бұрын

@@dronzie you took a simple concept and twisted it into something completely different

Dude is dismantling her piece by piece 😂

“Maxing out credit cards, playing bball outside of the school” 😭😭😭

He’s the legit life coach!!

My favorite discipline quote. Jim Rohn: "Discipline is the bridge between goals and accomplishment."

@Margriet101

5 ай бұрын

Life is not always fun or comfortabel

@ll2323

5 ай бұрын

Not gonna lie, the moments in my life the required discipline also required consistency and self encouragement everyday. It’s definitely something u have to chose to want to do. That’s something I wish someone would’ve told me.

@ftwsam2246

5 ай бұрын

I got one for ya Shannon Sharpe: "Discipline requires you to be at your very best when no one is watching"

Love that you both are covering Caleb and his financial audits! It feels like a mash-up of my favorite KZread channels 🔥

Most of these girls don't have it together. I know a girl who has been single for like 10 years who gives relationship advice online and I'm like wtf....

@bhante1345

5 ай бұрын

All her lovers are on Second Life.

@aveclasse17

5 ай бұрын

😂😂😂

@aveclasse17

5 ай бұрын

For real?

@sydneycloud5930

17 күн бұрын

Is it pearl?

Financial audit is really a great KZread channel to understand the importance of money management and most importantly seeing people with terrible money management and learning from their mistakes

@somethingawesome1462

5 ай бұрын

Plus, I like how he diversified who he has on. Some older, some younger, low income, high income, etc. My only problem is recently, he’s had a bunch of people just looking for fame and not help

@thanosianthemadtitanic

5 ай бұрын

a wise man learns from mistakes of others

@Army_Brat1980

5 ай бұрын

I'm going to subscribe because I like the naked truth. Give it to me straight, no chaser.

@ptolemeeselenion1542

5 ай бұрын

Lol.

@beewest5704

5 ай бұрын

What I learnt from Financial Audit is ppl be living on fumes in America.

“People will use their ideology to shield them from any accountability, and it’s disgusting because it really reflects poorly on their ideology.” 🔥🔥🔥 Thanks Aba

@fungdark8270

5 ай бұрын

Yeah, spirituality is a path, and you can only go forward when you acknowledge your shit and start to drop it bit by bit. When you start focusing on being further down the path, that becomes more shit you’ve got to deal with lmao

My dad used to tell me: the less you own, the less that owns you ❤ words to live by

I love Caleb's bluntness and honesty, a breath a fresh air

"I don't understand debt or finances in general" - Life Coach

@reyjonhsmith

5 ай бұрын

😂

Caleb Hammer is a good one. He changes a lot of lives and knows when one needs support and when another one needs a speech (and squeaky yelling😁)

@PowerGurhl

5 ай бұрын

Caleb hammer could be the spiritual “life” coach she needs 😂

@Sure_Sir

5 ай бұрын

Never heard of this dude before, but he's a beast. . . Good for him. The chick seems like a bimbo.

@MiguelRPD

5 ай бұрын

Ive been subbed to him since he had like 2000 subscribers. He's quality content. A lot of people don't know what the fuck their doing with their money.

@therealestninja

5 ай бұрын

@nomadicbychoice thanks for naming the dude in the video. I need more of his content in my life.

@RANGER-uk4ek

5 ай бұрын

@@MiguelRPDfr not many people were there mannn his channel got huge so quickly

I loved this video, the first 1minute had me going to his page, I love his no bullshit attitude, immediate follower. I struggle with financial literacy, discipline and addiction, and have been trying to work through it for years, but its hard with where my life is rn, I finally have been able to get into therapy and soon will be moving out, so my root triggers wont be a major problem and I'm excited to push myself, looking for tools to help, and that guys one video had me better calculating and planning my future grocery shops around my mental difficulties. Bruh one video! For free! When any financial advice i got before seemed to point out the obvious without helping me figure out how to process it myself, it usually feels like a foreign language, when by the end of his video i felt like I was finally being taught the language instead of getting bad subtitles 🙌🏼🙏🏽🙏🏽 thanks for sharing, this couldnt have come at a better time really 😂

Interest is a killer, and that's something Caleb often emphasizes and why having high credit card debt is horrible. One piece of advice I could offer if you have a lot of credit card debt is committing yourself to never using your credit card again (cut it up, throw it away), get a consolidation loan for significantly less APR rates, and pay it off. Depending on how much debt you have it may take years, but once you do pay it off, you'll feel so free.

"A mindset of abundance" = Credit card debt 😂

@beewest5704

5 ай бұрын

Manifest queen

@ajh.4131

5 ай бұрын

Well she’s abundant in debt. Does that count? 🤔🤣

@Margriet101

5 ай бұрын

But dont we all where that person in out twenties?😊

@dylsvob6217

5 ай бұрын

True story

@Herbert-dy1uf

5 ай бұрын

It means, act like you're rich and then you will be rich. Buy whatever you want

Aba & Preach x Caleb Hammer is the crossover I didn't know I needed.

Yall need to do more of this guys Videos. He’s a fucking beasttttt and doesn’t let people talk themselves out of their clear problems

This girl wants to cry 😂😂😂😂

I don’t ever wanna see someone under the age of 50 as a “life coach”.

@A.l.a.c.

5 ай бұрын

She is not life coach, she is spiritual coach... because she is an indigo crystal child, she was born special. 😂

@jonw3462

5 ай бұрын

You don't need to be 50 to have your shit together. 30 is old enough, not in most cases but still. Most people don't have their shit together though.

@ycanimedia9320

5 ай бұрын

you better look like a damn xiaolin fox

@poejavelski148

5 ай бұрын

@@jonw3462 Nah, 95%+ people who are 30 are still in shambles and figuring life out. They also haven’t experienced nearly as much as someone is over 50. Having kids, more life experiences such as work or travel, more adversity like friends dying tragically or more family members gone, etc. 30 is still young af, no one who is 30 has gone through the same experiences even if they have their life together. Tbf, idek what a “life coach” is. I assume it is someone who mentors others on how to live their best life and how to handle tough periods. You seem to be referring to finances specifically, which yes, there are financial savy people of all ages.

@chillin5703

5 ай бұрын

​@@poejavelski148"not in most cases" lol

This lady isn’t a life coach guru, she’s an irresponsible 27 year old young lady who doesn’t know what she’s doing. But at least she’s taking steps to get better and take some accountability here by going on Caleb’s show. It’s a start. But I would take none of her advice about anything.

@hybridher0

5 ай бұрын

No actually she made a huge mistake coming onto the show. Her career is over and the IRS will come knocking too.

@TRC19999

5 ай бұрын

@@hybridher0she never had a career bro. Cmon

@hybridher0

5 ай бұрын

@@TRC19999 I could never BS my way into the income she was/is making 😆

@Thomk121

5 ай бұрын

​@@hybridher0actually you could, but you won't because you most likely have morals and a conscience. People that fake their way into wealth most always get caught and end up in jail.

@Margriet101

5 ай бұрын

I think when you live in our social media world its easy to get seduced doining stupid things you dont need. Like travelling or buying expensive fashion and courses. So yea i think for 27 taking responsablilty is nothing to be ashamed about.

Man i love caleb hammer, glad you're covering his channel

I have to commend her for honesty and take all that she need to hear on the chin. Most people in her shoes will get emotionally defensive and walk off.

@bhante1345

5 ай бұрын

Imagine being one of her customers watching this like "hoe I just paid you $300 for spiritual financial advice!"

She isn’t even the worst lmaoooo Caleb hammer has some GOOOOOD videos

@HH-le1vi

5 ай бұрын

Caleb said that was the worst financial situation he's ever seen in other videos towards the end of last year

@sylents8005

5 ай бұрын

​@@HH-le1vinah one of his newer vids he couldn't stand this one guys presence

@cdlahm7571

5 ай бұрын

Boogie was rather unfortunate

@ll2323

5 ай бұрын

That guy that came in drunk too, I thought his were pretty bad considering he was already messed up in the morning before recording the show.

@GorditaSlim

5 ай бұрын

I swear he says this a lot though to be real 😂 ​@@HH-le1vi

The way she wasnt able to answer any of his question concretely... I can't believe this woman is a coach to anyone. Prayers for her clients jfc

@WhiteRhino.

5 ай бұрын

None of the people who get audited on his channel have no good reason for spending 1000 on bullshit fast food or Amazon while having 40k credit card debt is wild

@PumpdaBrakes-ub8kp

5 ай бұрын

her clients are all women. only women fall for this nonsense because a fake reality that FEELS good is better than living the harsh truth of their actual lives.

@nomadic_orthodox

5 ай бұрын

Most of his guests are like this 😅 he asks questions and they can’t answer or tiptoe around.

@clearminddarkthoughts5477

5 ай бұрын

Cuz she’s 🧢

"People will use their ideology to shield them from any accountability ....it reflex poorly on their ideology" Aba be preaching 👍🏾👍🏾👍🏾

I’m a life coach. I just started ten minutes ago and I know more than most life coaches. Throw therapists in there too.

Dude is Caleb Hammer. He honestly cares about this.

"If you're looking for self-help, why would you read a book written by somebody else? That's not self-help, that's help. There's no such thing as self-help. If you did it yourself you didn't need help."- George Carlin

@alaeacusmcfly4353

5 ай бұрын

Classic.

@nobushidono9897

5 ай бұрын

"Try to pay attention to the language we've all agreed on."

@munky342

5 ай бұрын

Carlin is one of the greatest. One of my favourite of his jokes is "The very existence of flamethrowers proves that sometime, somewhere, someone said to themselves, 'You know, I want to set those people over there on fire, but I’m just not close enough to get the job done."

@apo.7898

5 ай бұрын

Is that quote supposed to be funny?

@XeroFailGames

5 ай бұрын

​@nobushidono9897 the most important part

Caleb is brilliant. I've learned so much from his channel about sticking to a budget, wants vs needs when it comes to spending and paying down debts before discretionary spending. It feels so much better to see savings in the bank instead of buying stuff i probably won't use.

This video is definitely a wake up call for me. I love Caleb’s work too! Thank you for the coverage in this.

"Spiritual Coach" that is a very fancy way of saying "Con Artist."

@bvrajlal

5 ай бұрын

Please don't insult con artists

@cjwiesner

5 ай бұрын

I think it actually means "escort"

@GggG-tb1mx

5 ай бұрын

@@bvrajlalfacts atleast con artist are somewhat smart and cunning who come up with sneaky plots to finesse for the bag, but this is an incredibly lazy form of conning and insulting to con artist

@chernobylshery885

5 ай бұрын

snake oil salesman!

@triggerhappy6398

5 ай бұрын

Right up there with Palm reader

This girl looks like the only life advice she can offer is to how to blow all your money at Whole Foods and starbucks

@mohammedabdullah9245

5 ай бұрын

"How to blow" lol

@urmamasmamasmama

5 ай бұрын

And Stanley Cups

@janelleg597

5 ай бұрын

Hahaha wow.

@selenachan4230

5 ай бұрын

With oat milk lattes😅

@blackjackjester

5 ай бұрын

Literally anybody who wears that hat cannot afford it.

Preach was really on point with his comments, today! Denied gratification is one of the ultimate but most basic keys to discipline, and a rewarding, stress-free life experience! Do the hard stuff first, so you can enjoy the results later, and usually for longer. Great show today, guys!

Mindset of abundance is not about buying whatever feels good, it's about feeling that whatever you have is abundant and be greatful for it and live in the "there is plenty" mindset not "I buy plenty" mindset. Once you make that switch, there is no way back. It feels amazing.

@bhante1345

5 ай бұрын

Apparently Samuel Becketts apartment had nothing more than book shelves, a table, a chair and a sofa. That's it. Sounds like the dream.

'Spiritual coach' is a term used by people who haven't really developed enough skills to provide society anything tangibly meaningful.

@ptolemeeselenion1542

5 ай бұрын

😂

@hawkeyemihawkgettingmoneylord

5 ай бұрын

And what do you do thats so useful to society? Most people jobs are like that only benefiting the business owner not society as a whole. That doesn't matter though people are just trying to make a living for themselves.

@KohaTheEternal

5 ай бұрын

Bingo! I consider someone who has experienced more life's lessons and challenges in their lifetime. Like someone who is at least over 45. At least at that age, you already understand who you are and have gone through a time when you have a solid foundation of overall stability and discipline. Unfortunately, this woman doesn't have that yet. It will take her some very hard lessons to realize this.

@Burntcone

5 ай бұрын

They're a fool's therapist... pretty sure (I could be wrong) that you don't need a license to claim to be a "spiritual" coach or a life coach.

@alaeacusmcfly4353

5 ай бұрын

Real talk. "Spiritual" or "Life" Coaches are just people who want to get paid to tell others how to live, when almost none of them have accomplished anything worthy of envy in their own lives.

When an accountant/auditor gives a life coach, life lessons... You got to love life's sense of humor! 😂😂😂

I wanna thank yall for doing this episode especially. I started watching financial audit after this, watching it has helped me so much .

I discovered his channel a few weeks ago & watch it all the time now. It’s so refreshing to see the tough love approach & calling people on their BS.

She's a life coach all right, coaching people how to block out reality.

@Margriet101

5 ай бұрын

Its just selling you a dream. You can go to social worker for free.

As someone from a super relegious third world country . I cant believe people who identify as a "spiritual coach" are being paid in america.

@eastofthemississippi2501

5 ай бұрын

America isn't secular, it's religion just happens to be ego and money.

@illyGalSloth

5 ай бұрын

As someone whose also from a third-world religious country, I've yet to find a life/spiritual couch that isn't scamming a bunch of people 😅

@finalfantasy1912

5 ай бұрын

​@@eastofthemississippi2501America is becoming more secular at least a quarter of the population identifies as non religious and growing.

@declaracionespolemicas

5 ай бұрын

I've come to understand people will believe in stupid shit no matter what, take religion from them and they'll replace it with astrology, the occult, tarot reading, that reiki stuff or whatever it's called. They want to believe in something so bad, and of course there's always people who take advantage of that and make profit out of it.

@mssophiad03

5 ай бұрын

@@finalfantasy1912non religious people aren’t any less dogmatic than religious people is what he’s saying.

I’m so glad that 2 of my favorite channels got blended.

As soon as Preach said “I don’t want you to think I’m out here making good financial decisions all the time” the first thing that ran through my head was “we know, we’ve all seen that coat”

The auditor's name is Caleb Hammer, and his KZread channel is amazing!

@chucku00

5 ай бұрын

He should rename his channel "Hammer Time".

@kasapbandy1776

5 ай бұрын

Right like what an underrated channel. Said he’s trying to hit 100k subscribers.. more like 1 mil now

@SeemsLogical

5 ай бұрын

I watched Caleb in interviews. He kind of resents his KZread fame because some of the comments can be so cruel and judgemental. He says the comment section can be unhelpful to his clients and it can sap any confidence they have to overcome their life problems. He says he could do without the large mass of negative commentary.

@chucku00

5 ай бұрын

@@SeemsLogical Every rose has its thorn, Caleb already helps his clients on a financial side so he's probably able to deal with it on a social network level.

@thuglaza4728

5 ай бұрын

How did you write this 8 days ago?

11:55 Preach preaching Aba: Edit that out Editor: "no, i dont think i will"

I watched both of these channels seperately so this crossover was both unexpected and very much appreciated. yall gotta get on the financial audit grind

Caleb Hammer has motivated me to curb garbage spending and eating habits.

Am I the only one that thinks "life coach" is just another name for "bullshit artist"?

@Aging_Casually_Late_Gamer

5 ай бұрын

"Life coach", "Motivational coach", "Holistic health coach", MLM pusher, etc.

@dertythegrower

5 ай бұрын

also... almost all of them that do it get that kind of ladies safari hat.

@ptolemeeselenion1542

5 ай бұрын

Yap.

@fondue542

5 ай бұрын

My friends dating a hypno-therapist. Does that career count as well?

@Dan0TheMano

5 ай бұрын

“Unemployed.”

Abundance mindset is actually about being grateful for what you have instead of focusing on what you don’t. Like yall said, she has warped that into meaning having a lot in your life when its not about that at all.

@SpoonHurler

5 ай бұрын

One of the basic principles of true Abundance Mindset in generosity. If you believe in it truly you believe the universe or universal creator is limitless, nothing is scarce. She never mentioned giving to anyone but herself.... She's also actually an escort.

@William0271

5 ай бұрын

So this "spiritual coach" heard a buzzword and instantly started spreading the concept without research what it means. Typical of these new age hippies

@laugomes7266

5 ай бұрын

​@@SpoonHurlerEscort? Dammmm 😮

@itsi3187

5 ай бұрын

It's also the concept of attracting more wellness into your life, i.e. An abundance of love, of community, of happiness, of good health, etc.... it can include material possessions as well, but those which help improve and evolve your circumstance (but certainly not in excess!) - a structurally sound house large enough to create a comfortable nurturing and learning environment for your growing children for example, but NOT a mansion full of rooms you don't need or would never use. As Bob Marley once said "possessions make you rich? I don't have that type of richness. My richness is life forever"

@SpoonHurler

5 ай бұрын

@@itsi3187 this is what I was trying to write 😂. You stated true Abundance extremely well

The way you described discipline sounds just like Atomic Habits by James Clear. So true there's no better payoff then the one you get from practiced discipline. I especially like thr line of discipline giving you freedom. Great video!

Thank you for showing this. I really needed this wake up call.

She looks like she’d like a pumpkin spice mocha latte, she even got the hat.😂

@that1chickdj136

5 ай бұрын

LMAO!!!!!

@MrWilson812

5 ай бұрын

It's like she saw the Meat Canyon cartoon and said "that fit goes hard"

@Uzodesign

5 ай бұрын

She looks like she belongs on the hub or OF instead of this stunt she's pulling.

@hokagedlo6133

5 ай бұрын

It's drugs most likely and bad spending habits like coffee.

@zking2929

5 ай бұрын

OMG, I JUST NOTICED THAT TOO! SHE DOES LOOK JUST LIKE THE MEATCANYON PUMPKIN SPICE GIRL 😂😂😂😂​@MrWilson812

One of the biggest habits I've picked up is asking myself "do I actually NEED this. I know I want it and might could use it but do I NEED it right now. Or is it going to sit there waiting on the possibility I might do something, while I feel bad for doing nothing with it". Then I end up walking away, I may spend 20 minutes wandering around the store thinking about it but 98% of the time I don't waste the money. If it's online, it'll spend a week or more sitting in the shopping cart and then I end up deleting it. If you can go an extended period without it, you didn't need to waste the money on it when you wanted to buy it. It's reached the point where sometimes, I feel bad for even considering buying something I KNOW I don't need.

@nikkilong7377

5 ай бұрын

Absolutely!! I showed my mom a coffee table I wanted and told her I am watching the price and see if it will drop. She ended up finding one like it but a little better for less and gifted us with it. The mindset you have is a part of the abundance mindset!!

@PrintMuva

5 ай бұрын

Great advice I'ma start using this tactic.

@kylespevak6781

5 ай бұрын

This is my vibe. I put stuff back while shopping too 😂

@eyes9596

5 ай бұрын

Issue is that she can mostly likely get the things she WANTS. She has disposable income left even after saving. She just w more moderation. Plus, it’s nothing new for people income to increase and they want to get things they couldn’t afford when making less. That’s a natural occurrence that happens.

@nerored6235

5 ай бұрын

@@eyes9596 yeah. Most people adjust their spending to match their income. This woman though is going overboard and trying to twist her logic to buy more in a way she can avoid acknowledging that she's painfully wasteful

Thank you for putting me on to Caleb! He is awesome!!! 🙏🏾

It’s so cool to see y’all react to Financial Audit/Caleb! His videos and advice have really helped me get through debt and get to a healthy point financially. Wish I could’ve learned that wisdom younger, that’s for sure!

By the time I was 27 I had been married for 7 years, had 3 kids, served in the military, and started my own successful business. Still if you took life advice from me I would question your sanity.

@Delimon007

5 ай бұрын

I think you are underselling yourself, I used to do this as well but there's no point in doing so. I'm sure that a lot of people could have learned from your example especially today. If not for me switching majors I would have a similar backstory minus the kids and my business is going to be centralized on helping people that I'm starting this year everything from finances to general life help. The difference is that unlike this woman I have certs and licenses to back me up and I'll be getting my FINRA series done too.

@jenniferbarnett9823

5 ай бұрын

I understand what you’re saying but even for someone who has lived a lot of life by 27, they haven’t yet had time to examine their life decisions and see where they went right or wrong…you can’t give that kinda advice when you’re still in the throws of just living through trial and error. And 27 is absolutely way too early to be able to do that kind of deep examining.

@javiruiz8365

5 ай бұрын

@@jenniferbarnett9823perfectly said

@spoons250

5 ай бұрын

By 27 I had been with my husband 15 years. We started "dating" in middle school and got married at 15 thru emancipation.. Just turned 30 and having out 19th anniversary this year. Only 1 kid though. We enjoy going out to eat every night and sleep. xD

@Just_Naffa

5 ай бұрын

Exactly because you question yourself i would have taken little things out of your advice👍🏾

My mom is a property manager and one of her old tenants was a “life coach” and every roommate she brought in within a month was trying desperately to break the lease cause she’s psychotic 😂😂😂

@Delimon007

5 ай бұрын

😂😂😂😂😂

@danniellemichelle91

5 ай бұрын

Idk why that was so funny but that’s hilarious!! 😂😂

"Shooting some BBall outside of the school" I caught that Fresh Prince line lol Good episode. Spending beyond your means creates SO much unwarranted stress

I needed that talk in the end!!! you guys are awesome i’m so glad I found this channel😭♥️❣️

This man is the type of friend everyone needs. Mad respect.

calls herself a spiritual coach...starts talking about credit cards

@Margriet101

5 ай бұрын

I think she is the kind of person how goes to a resort in Bali, Greece or Thailand find herself, just a basic girl

Preach was finally unloading all of that pent up anger from Aba’s bullshit 😂

Wow. Didn’t realize I needed this. Thank you!

I'm bad with money because I grew up poor and couldn't have what I needed sometimes, much less what I wanted. When I got my own money, I didn't save and overspent. Now 3 of my four credit cards are paid off, and I'm paying off the last one from using it for a surgery I needed. I'm saving money now. My credit score is in the mid 600s and rising. I'm finally paying on my student loans. It took tears and a lot of talking eith my therapist but I managed to stop digging a hole and start filling it. I can provide my kids with not only their needs, but also their wants, within reason. You can absolutely build your financial freedom back up from nothing if you put in the work and not let setbacks make you give up.

@M1ManOwaR

5 ай бұрын

Yes!

@barongerhardt

5 ай бұрын

Good for you. Getting off that cycle of self destruction can be incredibly simple but impossible to see for ourselves. Now that you know the path, even if something sets you back again, you will be starting from a better position than last and now with experience. Share that wisdom with others.

@alicia_nicole

5 ай бұрын

How old are you? Just curious bc I'm the same way but I'm still working to turn this ship around

@nazarethproductions7095

5 ай бұрын

@@alicia_nicoledoesn’t matter the age, just know it’s never too late.

@TheKkf1015

5 ай бұрын

@alicia_nicole 35 this year and it took me from 27 to now to make it work. I started gaining stability at 33and am starting to see the results. I found that a lot of the reason for my success was dealing with the issues that caused my bad spending habits. The things I spent money on, I didn't need but though I did because childhood poor trauma. having accountability also helped. You'll fail, you'll fall into the "I'm at this point, it's fine if I do x y z". it won't be fine. you'll be able to get where you want to be with a lot of hard work

My biggest financial game changer is having a fully funded 6-month emergency fund. Suddenly you get an unexpected 700 car maintenance expense, no biggie, that's what the fund is for. You sleep better at night and have a better relationship at work because this is a certain energy of if I dislike working here I can always quit on the spot and get another job and I'll be alright for half a year. Ironically I have a relationship at work since.

@noyoudidnt5816

5 ай бұрын

Hell yea! I had a 3 month fund which I ended up needing to use, just got back to that point again but working on a 6 month fund now and man does it help out mentally knowing I got the funds if an emergency pops up

@laurenm7898

5 ай бұрын

facts!! good for you

@itsi3187

5 ай бұрын

This behaviour once instilled becomes addicting too. You go from wanting 6 months to a whole year. Then you feel truly free as you could afford to take a full year out if you need to so you could just replenish yourself and do the things you enjoy

@MattCasters

5 ай бұрын

Unexpected car maintenance shouldn't be unexpected, and it's not an emergency. Just save money separately for car depreciation and stuff breaking down. It always happens with every car, of every brand, even my "maintenance-free" Tesla (hit some lost iron crap on the freeway).

@jazzyg530

5 ай бұрын

Most people don't earn enough to save. Half of renters in the U.S. cannot afford rent at this time. It's wild.

I'm glad you guys are covering something from Caleb's channel! I'm obsessed with it!

I love Caleb’s channel, I’m glad it’s getting more exposure. I always imagine him shaming me whenever I’m considering on making a dumb spending decision😂

A lot of people would rather be in debt, than reduce their lifestyle to fit their means.

@ajh.4131

5 ай бұрын

THIS! 👆🏾👏🏾

"Discipline is Freedom" That is Profound. I believe if we can grasp this concept, life can be more meaningful.

zero accountability.

She’s 27. She still has so much to learn about life. Should not be coaching other people.

"Discipline is freedom" 💯🎯

A life coach at 27!!! You’ve hardly lived…. You can be a life coach when you hit 55 - THEN you actually have some experience.

@Ludoovik

5 ай бұрын

It's not really about age but what you're doing with your life. Some people at 55 have done nothing much with their lives. I'd be much more interested in what they've actually accomplished

@verb0ze

5 ай бұрын

she's probably coaching teens with their anger issues XD

@somebody700

5 ай бұрын

There are two types of teachers: those who learned by experience (older successful people) and those who learned with science. It is possible for a young genius to properly understand how life works through observation of human behavior and through understanding deep psychology and neuroscience. Unfortunately for her, she is far from either of those two. She's just a 27 year old girl who doesn't want to work but wants to live rich all by her own. Girls like her used to circle around rich guys and attempt to lock them down with looks and good behavior and enjoy the abundance the husband provides. Now they just make bad financial decisions.

@juanbermudez1321

5 ай бұрын

She’s pretty much an escort. People in the comments did their research

I had a life coach when i was 16 juvenile delinquent 😂😂He was middle aged. I would add that he was the first person that wasnt my dad that tried to inspire me lol. I remmeber what he said, he wrote down on a piece of paper in 2004. "Believing is seeing"

A mindset of abundance… *insert eyeroll here.