LIC Jeevan Dhara 2 | LIC New Plan 2024 | LIC Guaranteed Pension Plan
LIC Jeevan Dhara 2 | LIC New Plan 2024 | LIC Guaranteed Pension Plan
LIC New Plan Jeevan Dhara 2 2024 Launched on 22 Jan 2024 Which Is A Lic Guaranteed Plan Which Gives You 16 % Return whole Life.
भारतीय जीवन बीमा निगम (LIC) ने एक प्रेस विज्ञप्ति में बताया कि एक नई बीमा योजना- जीवन धारा II - एक व्यक्तिगत, बचत (savings), आस्थगित वार्षिकी योजना (deferred annuity plan) शुरू की गई है. यह एक नॉन-लिंक्ड और नॉन-पार्टिसिपेटिंग वार्षिकी योजना है. इसमें कहा गया है कि एलआईसी जीवन धारा II को 22 जनवरी 2024 से ऑनलाइन और ऑफलाइन खरीदा जा सकता है.
बैंकिंग सेक्टर और उस से रिलेटेड अपडेट देखे
जीवन धारा II पॉलिसी में प्रवेश की न्यूनतम आयु 20 वर्ष है और पॉलिसी में प्रवेश की अधिकतम आयु 80/70/65 वर्ष माइनस स्थगन अवधि (deferment period) हो सकती है और यह चुने गए वार्षिकी विकल्प पर पर निर्भर करती है.
Welcome to Insurance Clinic
My Name is Ashish Singh Rawat
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#licjeevandhara #jeevandhara872 #guaranteedpension #insuranceclinic #hindi #pension #highreturn #guaranteedreturns #lic2024 #lifeinsurance #licjeevanutsav #jeevanshanti858 #licjeevanumang #mutualfunds #ayodhya #ram
Пікірлер: 368
आप थोड़ा ड्रामा कम करें तो बेहतर है वीडियो देखना
@vijaythapavijaythapa1560
4 ай бұрын
Aapka language dekh kar to log dar jaega investment karne Wale aadami bhag jaega
@surajkumargupta2091
4 ай бұрын
😂😂
@sutradhar2009
Ай бұрын
Aap ne bilkul thik kaha hay......lag raha hay "Investment with Commedi"..........Jayse life ek Commedi hay😔😔😔
@esternchemical
7 күн бұрын
Tu bina nautanki kar k b video banayega to b koi nahi dekhega😂😂😂😂😂
@GurdevSingh-vd4kc
7 күн бұрын
Hnji 😂
Very nice and charming representation very good...👍👍👍
JEEVAN DHARA 2 (16%) mai 55 years hai kya mai isse upline kur sukta hun
great sir
Ageas federal life insurance me me Paisa to nahi dubega please sir bataye
Nice sir ❤❤
Vai ya to Bank ma vi milaga MIS karna ma.
Point to point video will be better with example
Pension 163000 annual life time mahengai badegi har year tab kaisa hogay 16300 ki value Kam hote chale jayegina
Very Nice Discussion
Sir, which calculater app you have used in this video??
@rahulmondal7941
5 ай бұрын
Smart- all in one calculator
My age 50yrs. Want to give single premium of 10lakh. Want to keep deferment period 2yrs. How much shall i get as pension per year
अच्छा है
Please explain how it can give us 16% return and wheather it is maturity me tax benefit hay?
Can I get a policy without asurrender option
Jaii shree Ram Bajarangbali jaii hoo 🙏 🙏 🙏 🙏 🙏🚩🚩🚩🚩🚩🚩
Meri age 57 mi investment One time 1lelh kerta hu too Mujhi monthly pension keb se melgi mi 10year for investment
Insurance may kis ka return jada h
What will be single time investment amount, if need 2 lack’s per month with deferment period of 10 years
bhai ho videsi par jo add me add kiye hey person vo sub vilayati kya bat hay, usko malum hay LIC ka full name.
10 lakh 15 varsh LIC kade rahanar nantar 163000 pension milanar.... Prashn 10 lakh che 15 varshat 25 lakh hotat bank t... Ani tya 25 lakh che vyaj 6% ne hote 150000 rs tar mag lic t theun kay fayada??? Mhanje bank t 10lakh theva tari 150,000 pension milel ki.
@anandadmane8565
6 ай бұрын
10 लाख एकरकमी भरले का तुम्ही?
My. Age is 61yrs. If I invest Rs.10 lakha. From which month I will get the pension
Pehle logo ke pass paise jama rakhne ka koi jagah Nehi thha jiska fayada LIC ne pura uthaya hai lekin abb mutual fund share market hai
@demongara5092
4 ай бұрын
Aappp rakhiye mutual fund mein lakin 2025 ke baad interst -4-5 % milega aur market Dube ga to khatam 😂
@rajeshcomputeracademyandco890
4 ай бұрын
Paise le ke de dena hi badi bat hai
@AshokKumar-cm7fd
2 ай бұрын
Jo Marzi aa jai Per lic is best forever
@adilmohammed3786
23 күн бұрын
Kisne bola ki 4- 5% ho jayega or market doob jayega ... jab tak pani m koodoge nahi tairna nhi sikhoge ... jab kisi cheez ka knowledge na ho toh muh mat kholo
Meri age 48 sal hai.12 sal me kitna rupay month jama karu.aour 61 sal bad kitni pension milegi.
Sir policy par income tax lagta hai kya
Very nice information 👍
Jo bol rahe hai return kam hai,,,,to fd ya post life insurance bhi deta hai kya?
थोडी नौटंकी कम करके शांत और सुलभ तरीकेसे समजा सकते है!
Monthly retunes ke baare batawo Sir. ....log wahi suna he
Agar koi 10 lakh single payment Kiya to 16% bole aap life time. laikin mahengai ka kya wo to badengi to 16000 ki value Kam hojayegi future me
भाई जिसके ऊपर इनकम टैक्स लगता हो वही पैसा जमा करें क्योंकि मैं तो मेरी 6 पॉलिसी बंद कर चुका😢😢😢😢😢 एलआईसी के बराबर कोई चुना नहीं लगा यगा पैसा तो मिलेगा मगर वह भी एक मारे मुर्दे के समान
@user-lj9ii1kh1v
2 ай бұрын
Jhut mt failao
@user-mz1qp3ye2v
2 ай бұрын
Mutual funds is best
@krishankashyap6392
29 күн бұрын
Sir lic policy par incam tax kaat kar deti hai kya meri policy 200000 ki kitni katega tax
जिंदा रहते हुए हर महीना कितना पेंशन मिलेगा 2 लाख जमा करने पर ? और कितना साल बाद पेंशन मिलना शुरू होगा
Lic plan nikalne se pahle dimag lagati hai k nai? MUTUAL FUNDS me 10 lakh laga k 15saal wait kare fir b LIC se acha return aayega.
Emidiat pension kitani milegi 1lakh pe
@alarksingh
4 ай бұрын
'Immediate' milegi
सबसे पहले रिटर्न इंटरेस्ट आठ पर्सेंट देना शुरू करे क्योंकि आज बेंक भी आठ पर्सेंट देती है ओर सिनियर सिटीजन को नौ पर्सेंट तक मिलता है तो कौन आयेगा एलआइसी में निवेश करने
What is minimum amount for regular plan
Dear adviser pension kab se laagu hogi
Why are you misleading, misguiding by saying 16% return as it is not more than 6%
@ROHITBHARDA1
6 ай бұрын
right
@Santhosh_setty
6 ай бұрын
He is uncovering 15 years of waiting period 😅😅😅
@devilhex2802
6 ай бұрын
Exactly. Report this channel! Such harmful and misleading information
@AbhishekRajMishra
5 ай бұрын
हा हा हा 😅 किसी भी जमा पैसा जमा करने पर हर साल सिर्फ 6% ही आपको इंटरेस्ट मिलेगा इससे ज्यादा नहीं
@touristube498
4 ай бұрын
only ~5.6% return...misleading information
अच्छा प्लान है
@Dyesjoj
5 ай бұрын
Aapko kessa lga
Post office mis me 7.4 ka return milta he isse kahi jyada
5.84
Don't fall prey to 16% guaranteed return. The actual return is about 5%. It is sheer waste of hard earned money. A person having huge money may take it as he will not be worried about the return. Make the calculation yourself and decide. Very avoidable plan.
@vinodraishah6194
4 ай бұрын
Agree with bishwanath's opinion.
35 years hai to kitna jma karna hai
Invest money in mutual fund for 10 yrs, build corpus and start swp , this will give better return then LIC.
@himanshubisoyi3338
6 ай бұрын
But what about insurance n it is upto market risk not any guarantee
@amansehdev7787
6 ай бұрын
Not ur given insurance..death cover and normal cover
@ashishpataskar8525
6 ай бұрын
@@himanshubisoyi3338 guys -- its Term insurance and not medical insurance! Jab tak maroge nahi kuch milega nahi ye insurance se aur vo bhi tumhe nahi milega!
@vinodraishah6194
4 ай бұрын
Better to start SWP in only good, sound & only selected Mutual Fund by investing 10 Lakh only once & get upto 10k per month immediately from next month. If the investor does re-invest the same amount in the Recurring deposit scheme, then the Investor may earn a handsome amount in a pretty long period say 10+ years. Any financial expert may opine on this.
@prabhuvel4621
3 ай бұрын
You can take money back guarantee TERM INSURANCE for 85 years at 75 lakh premium of 1699
can I stop this after 10 years and claim back my balance ?
Jeevan utsav 10yrs time le raha hai
Good plan
Overall interest rate is less than 6 percent not 16 percent. Kaun se angle se calculation kar rahe ho?
@sandstone3858
4 ай бұрын
😂
16% kaunse Maths se hota h bhai 10lakh & 15 year differment means aapka invested amount agar 6%interest bhi mano to 24lakh ho jayega. Aur isko FD bi banao only 6%se tab bhi 1.5lakh saal ka milega.
Jutha news hai 16 percent return kisi bhi sarkari scheme me nahi milta hai, 5-15 saal ka interest add kya nahi hota ?
Kuch isy trike se smjaye dost
Can a person of 71 years can enter in this plan
Best
What about income tax ?
Point to point video acha rehta hai
A compounding nahi hota isliye a policy loss hi compare to mutual funds compared to fd it is very good
@parthandpranshu8256
5 ай бұрын
If you want to take risk.so you can invest in LIC index Plus where your fund is deposited in NIFTY 50 NIFTY & NIFTY 100
Ye pension yearly hoga
Me 50 years ki hu onetime pyt 10L, defferd period 5yrs to monthly kitna pension milega
@2_2ms9
6 ай бұрын
Rs 7144 monthly, Rs.89300 annually
@nenshigoswami4898
6 ай бұрын
Konse city se ho..
@bhavna732
6 ай бұрын
@@nenshigoswami4898 Mumbai
16000/12?permonth?
थोड़ा सीरियस होजा sir ji
एलआइसी सबसे कम रिटर्न देता है
Take a term insurance for 50 lakhs premium around 12000 Remaining 88000 invest equal in small, middle and large cap fund then after 10 years u can do SWR
@anandadmane8565
6 ай бұрын
Good knowledge, but what is provision you will do for taxes on capital gain , which may be at 40 to 50 %
@adilmohammed3786
23 күн бұрын
10% means 10% not 40- 50%
Post office gives 98000 thousand same plan
16%?
IRR returns kitna hai ??
@ShridharSharmameatgoogleplus
6 ай бұрын
less than 5%
TDS katega kya
@anandadmane8565
6 ай бұрын
No
starting me to 16% bol rahe the wo kai explain nai kia. IRR kam hi aa raha he. was also lookin for loan availability for this policy. video made with very limited info
LIC is not as investment it is security of life plus some income tax saving.
Any body investing In L.I.C.schemes must be aware that they have to produce Existence Certificate which is a cumbersome process which no channel ever tells the public.
Sir slow bola kariye har video me
16% ROI? Not possible with LIC.
@ananthacharpuranik9492
4 ай бұрын
Not possible by any co or institution.
10lakh apne lagaya har saal 6.4% ka 15 saal ke baad 2535855 us ke bad ap milega har saal 163000 to dekhte hain 2535855 ka 6.45% interest 163563😂😂😂😂 aur inflation minimum 6.5% chal raha hai
@sandstone3858
4 ай бұрын
ap ka 16% to hum kahin nahi dikha 16 to nahi 16.3 jarur mil gaya hai mujhe 10lakh 16.3% = 163000😂😂😂 15 saal jo paisa rakha use kon jorega
LIC kuch nehi deta hai but agent relative honey ka karon korna porta hai . No agent no Lic
100 saal tak kaun jita hai paid promotion Hai kya
Canfuse kar rhe
Respected sir, LIC may monthly 2000 rupees SIIP investment may mughe after 35 years after kitni amount mil sakta hay ?
@itsouravsadhukhan2104
6 ай бұрын
2000 ta hoi na
@m.k.y.7057
6 ай бұрын
Mobail no do plan send kar deta hu date of birth
@sajankumar40
6 ай бұрын
Minimum 4000 se shuru hota hai SIIP
@AnkurSaha-nb7en
6 ай бұрын
@@sajankumar40 monthly 4000 submitted for 35 years . Expected return ?
Sir app iska pdf bhej
15 saal baad 16 % only kiya mzak h agr 10 lakh stock market ya mutual fund m dal diya na to 10 lakh ke itne paise bnenge ki lic 100 saal me ni de skti
Why u r misleading people.. It's all about 6%. Why u r saying that 16%
@insuranceclinic
6 ай бұрын
There is no misleading sir. Everything you will get in bond paper. 16% percent is fixed with the deferment period as explained in video and examples.
@rubbishhuman
4 ай бұрын
@@insuranceclinic r you stupid or what? 15 year waiting ka kya value hai? 15 year me 10 lac ka value 10 lac e rahega kya??
Bhai kitna commission milahai?
My dear friend You are giving this information to Indians or some foreign country people. Why are you showing foreign nationals in your video?
Hi, if LIC giving 5% return that is excellent because it gives same return upto 100 yrs. Can you name one company in the world which gives such return upto 100 yrs... excellent plan...
@spectrum_X
5 ай бұрын
Who lives for 100 years ? Use common sense.
क्यों लोगों को मामू बना रहा है 15 साल में 10 लाख के भी तो डबल से अधिक हो रहे हैं लगभग 22 लॉक😅😅 फिर 16% कैसे हुआ 10 लाख जमा करो 15 साल बाद रिटर्न😮😊😊 एक लाख 63000 ईयरली 😅😅
Post Office mai next month se hi pension start ho jati hai
@anandadmane8565
6 ай бұрын
Investment limit 4.5 lakh per person
@anandadmane8565
6 ай бұрын
And interest is also taxable
Very low rate of interest in LIC. Therefore I never invest in LIC.
Make fd of 10 lakh in bank today at 7% after 15 years it will become 31 lakhs , then make fd of this 31 lakh and take monthly interest of 18000 rupees
@insuranceclinic
5 ай бұрын
You are correct sir, but after 15 years bank will not give you 7% for sure
Aapke diye hue example se to nuksaan he
Sir one time 1lakh ritan pansan
Lic best only for agent and lic.not best for buyers meens public.
isse shi to mere bhai tata aia fortune pro m 2k monthly 10yrs tk dekr 15th saal main pension mil jaygi aur vo b 25k tk mnthly aapko mil hi jayga
@ROHITBHARDA1
6 ай бұрын
r u sure
@bajecom
6 ай бұрын
100% sure bhaiji
@freebirds3432
5 ай бұрын
@@bajecomkon sa plan hai sir?
@bajecom
5 ай бұрын
@@freebirds3432 naam likha h frnd tata aia fortune pro
Loss wala kam.hai ye post office me 8.60 intrust milta hai
@insuranceclinic
Ай бұрын
Sir bilkul mil Raha hai. Per Ane wale 10 years k baad. Kitna hoga woh pata nahi, lic k es plan k ander apko life long same interest rate k hisaab se income milega
L.I.C. मार्केट से आधा देती है जब की महगाई बढ़ती है और पेंशन की व्हॅल्यू कम होती जाएगी फ्यूचर में
अरे सर जी, १६% garanteed returns यह आपने बिलकुल गलत जानकारी दी है, मेने excel sheet में calculation किया है. आपने वीडियो में जो example बताया है १६% returns वाला उसमे अगर Mr. Aman (Age ३० years ) [दस लाख + अठरह हजार (GST)] invest करते है, उनको ४५ साल से रु.१,६३,००० /- पेंशन मिलेगी, अगर वो १०० साल भी जी ले तो भी रिटर्न्स ६.४६ % मिलेंगे. आपने दस लाख अठारह हजार रुपयों का १६% के हिसाब से रु. १,६२,८८०/- निकाला जो गलत है, आपको extended internal rate of intrest निकलना चाहिए था
Lic ne apne portal se sabhi policy k bonus dikhne bund kar diye h
@yogeshverma4128
3 ай бұрын
Sir, Guaranteed plans me bonus nahi milta
Though it may be politically expedient to scout for embracing sitting MLAs in order to strengthen its working majority, Congress shall not in the least allow admission to any tainted politician ftom any other party, as such a step will give wrong signals to electorate and public, leading to infamy and downfall.
SIP in mutual fund
Maja agaya
Actually the annuity is 5.8 percent. Lowest interest rate gives all the insurance companies.
with 7% inflation todays 13000 is less than 5000 after 15 years
Go for one large cap and one small cap mutual funds through investing 2 laks lump sum amount for 10 to 12 years. After the mentioned period you can dance and forget the name of LIC forever.