L1/P5: Banking: Qualitative Tools of Monetary Policy

🔖Coupon Code: 'Mrunal.org' gives extra discount for 👨‍🏫 Mrunal's New UPSC Prelims & Mains Courses at unacademy.com/@mrunal.org
📢Features of Mrunal's Economy Course at Unacademy:
1) 👨‍🏫 Weekly live classes @night even Working Professional can attend
2) 🆎 Updated Powerpoints with latest budgets, economic surveys & current Affairs of Economy
3) 📑 500+ pages Rapid revision handouts, covering both Prelims & Mains, incl. Hindi translation for important terminologies. No need to purchase separate books / NCERTs.
4) 🔠 Weekly Quiz with ranking system
5) 💬 Weekly Doubt Solution to your queries.
Powerpoint available at Mrunal.org/download
Language: Hindi; Topics covered:
1. Recap of the Earlier lecture: quantiative tools & their utility in controlling money supply, inflation and deflation
2. Measures of money supply: M0, M1, M2, M3, M4 & technique to memorize it
3. What is Margin requirement or Loan to Value ratio?
4. Qualitative tools of Monetary policy: Consumer credit control, downpayment, Credit Rationing, Moral suation, direct action
6. Priority Sector Lending norms in India- its features, penalties- RIFD, SEDF funds.
7. MCQs from Previous UPSC CSAT Prelim exams from this topic.
Venue: Sardar Patel Institute of Public Administration (SPIPA), Ahmedabad

Пікірлер: 287

  • @BharCode09
    @BharCode096 жыл бұрын

    Watched in 2015, Watching this in Oct 2017. May as well watch whenever i feel i forgot my basics! Best ever Mrunal...

  • @moonworld6243

    @moonworld6243

    5 жыл бұрын

    Mam do u hv ppt of all lectures? Please reply

  • @savi6048

    @savi6048

    3 жыл бұрын

    Notes bna

  • @ujjwalmaths2312

    @ujjwalmaths2312

    2 жыл бұрын

    @@moonworld6243 uuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuUUUuuUUUUUUUUUU

  • @Hustlerr9

    @Hustlerr9

    2 жыл бұрын

    @@savi6048 😂

  • @miltondonbosco3926
    @miltondonbosco39268 жыл бұрын

    sir your work is of immense importance sir ...particularly for a candidate like me who is unable to reach an institution , because of various circumstances, so for us a noble man like you and serving for a noble cause is like a messiah !! please do post and upload videos as like now and so on. we find it difficult when a lecture is not uploaded not in your case but others,,,..so please don't be like those who do so...and i am not pointing you sir because we all know that you were the initiator for online preparation for candidates like us...and as a whole a ton to the power of ton times thanks sir.......!!!!!

  • @cmbhati8933

    @cmbhati8933

    Жыл бұрын

    Ye kesa nam hai

  • @PARMARDEFENCE
    @PARMARDEFENCE4 жыл бұрын

    Mo(Reserve Money or HPM) = Currency in Circulation+Banker's Deposits and other Deposits with RBI M1 (NM) = Currency+DD M3 (BM) = M1 + TD M2 = M1 + Savings in Post Office M4 = M3 + Total Post office

  • @abhishekchand123

    @abhishekchand123

    2 жыл бұрын

    In M4 ,it excludes national life certificates

  • @avipriya..

    @avipriya..

    Жыл бұрын

    Sir yhi se question aaya tha cds II 2022😂

  • @PARMARDEFENCE
    @PARMARDEFENCE4 жыл бұрын

    Qualitative/Direct/Selective Tool(useful for effective transmission in a Particular Sector): 1. Loan to Value Ratio Margin Requirements : Banks offering Money against shares/bonds (Akshay Kumar) 2. Consumer Credit Control (Down payment) {NANO} 3. Credit Rationing(PSL) , Mostly in Socialist Economies PSL : >40%(Desi+Videsi>20Branches),RIDF(managed by NABARD) 32%

  • @pratikshasharma9675
    @pratikshasharma96754 жыл бұрын

    The influence of a good teacher can never be erased.....You are making a difference in a students life every day.......Thank you so much sir.

  • @embre2118
    @embre21182 жыл бұрын

    U made economics so easy...and lovable ....hats off to u

  • @kajianjum
    @kajianjum5 жыл бұрын

    Your lectures r the super Gem.. For new aspirants and learners.. Hats off to ur efforts, explanation, presentation slides.. Overall Incredible.. . Such a simplified way of educating new comers like me, a pharmacy graduate..Thanks a lot Sir..

  • @AMANKUMAR-ph1em
    @AMANKUMAR-ph1em Жыл бұрын

    Its 2023..but still ur lectures are awsm..inke alawa sirf Inko update krna h win series se

  • @capf_ac2029
    @capf_ac20292 жыл бұрын

    Update 2021 : Now Urban Cooperative Banks, Regional Rural Bank have to allocate 75% of its Net Credit for lending as Priority Sector Lending

  • @Kaviraj0202

    @Kaviraj0202

    Жыл бұрын

    @Sita..Ramam...💖 Previous it was?

  • @Kaviraj0202

    @Kaviraj0202

    Жыл бұрын

    @Sita..Ramam...💖 Oh acha thanks bro ❤️

  • @Brokenworld100

    @Brokenworld100

    9 ай бұрын

    Thanks

  • @enlightenindia4179
    @enlightenindia41797 жыл бұрын

    awesome sir you truly serving the nation thanks would be a very small word ...

  • @patelvastralaya
    @patelvastralaya5 жыл бұрын

    my investment on prestigious lecture.......thanks for MRUNAL SIR

  • @manikbasha9294
    @manikbasha92949 жыл бұрын

    Hey thanks man! I dont know abt others but these videos especially on economy are very helpful to me.I appreciate your effort.

  • @vaibhavbhardwaj699
    @vaibhavbhardwaj6996 жыл бұрын

    SIR truely intersesting. Thanks for this this excellence.

  • @akankshadwivedi5220
    @akankshadwivedi5220 Жыл бұрын

    Sir aapaka bahut bahut aabhar aapne mera economics se dar kam kar diya hai 🙏🙏🙏

  • @davidpaul9522
    @davidpaul95226 жыл бұрын

    RBI is Banker's bank, if that's true , then ANS D is correct. ---- Banks do give its customers 'advice' on their personal monetary matters but it should also be noted that customers are more in liberty whether to follow them or not. By the way, Thank you for lucid explanation Mr. Patel, It helped me a lot.

  • @nitishdas1402
    @nitishdas14026 жыл бұрын

    Sir ur understanding level is very good.

  • @1610Nepenthe
    @1610Nepenthe9 ай бұрын

    Thank you. The difference between the tools is now far more clearer to me.

  • @kajalchaudhari5455
    @kajalchaudhari54555 жыл бұрын

    Great work sir,T ANGEL of economics...tysm...

  • @sheeetalverma7132
    @sheeetalverma71323 жыл бұрын

    You are one stop destination for economis❣️

  • @rajumodiofficial4675
    @rajumodiofficial46755 жыл бұрын

    Mrunal sir is guru of lakhs of IAS aspirants

  • @erathakur
    @erathakur5 жыл бұрын

    preparing for CSE 2019 , I know some of these lectures are not relevant now . And apki services bhe free nahi hai. par sir unacademy rich logon k liye hai jo classroom me na baith k apne ghar me baith kar lecture lena chahte hai . but thank you sir apka margdarshan he kafi hai . Yahi padh k clear karuge :)

  • @NeerajKumar-kj8ib

    @NeerajKumar-kj8ib

    5 жыл бұрын

    Definition kabhi change nahi hota hai. Data old hai par explanation abhi bhi kaam ka hai.

  • @akankshaagrawal3134

    @akankshaagrawal3134

    4 жыл бұрын

    @@NeerajKumar-kj8ib right

  • @TheSilentshort

    @TheSilentshort

    3 жыл бұрын

    He disha tumra nikal kya 2019 ka mujhe batana ok🤗

  • @MahendraSingh-te3fm
    @MahendraSingh-te3fm2 жыл бұрын

    These lectures are addictive like a web series. What a simplification of such complex topics. Hats off🙏🙏🙏

  • @sekhar018

    @sekhar018

    2 жыл бұрын

    Sahi kaha Dhoni Bhai

  • @Tejassgade2003

    @Tejassgade2003

    2 жыл бұрын

    @@sekhar018 😁

  • @khushbookhushboo5809
    @khushbookhushboo58093 жыл бұрын

    Mai 2021 mei apna first attemp de rahi hu sir ki vedios bahut jyada achi hai maine pehle nahi dhekhi aisa lgra ki books padhne ki neend nahi thi sch mei

  • @Ashish-wl9ub

    @Ashish-wl9ub

    3 жыл бұрын

    👍

  • @abhilovesaxena17
    @abhilovesaxena178 жыл бұрын

    You haven't updated any new topics in this year? for any bank exams

  • @mr.himanshukantale4511
    @mr.himanshukantale45113 жыл бұрын

    Just wow ... Amazing skills

  • @vickysoulsearch7743
    @vickysoulsearch77437 жыл бұрын

    What is the rate of interest for the long term loans for infra and agri development forwarded to state governments by NABARD?

  • @dushyanty2570
    @dushyanty25709 жыл бұрын

    Thank You very much sir.

  • @tryingtobeperfect7572
    @tryingtobeperfect75723 жыл бұрын

    where can i get the recently updated numbers as i am not getting a reliable resource

  • @chandanKumar-vz5dc
    @chandanKumar-vz5dc2 жыл бұрын

    Yesa teacher hona chahiye upsc ke liye

  • @mukundsharma1813
    @mukundsharma18136 жыл бұрын

    brilliant teaching

  • @bongkaku
    @bongkaku5 жыл бұрын

    Mrunal Sir I wish ki ap apne channel pe hi video upload karey. Magar I understand har cheez free me nahi milta,especially apka prestigious service. Thank u sir. Magar Roman sir jyada kuch hi charge karne lag gaye abtoh. 😓

  • @tapilamallikarjuna5348
    @tapilamallikarjuna53487 ай бұрын

    We have no m4 now, m1,m2,m3 exclusion of post office deposits

  • @manojdwivedi9940
    @manojdwivedi99405 жыл бұрын

    *All lecture is unique. And awesome* ....... *no any other teacher in economics as u* .

  • @jagdishsaple6885
    @jagdishsaple68852 жыл бұрын

    In 2022 also realable for economy concept thanks sir

  • @charank319
    @charank3198 жыл бұрын

    but sir, I am convinced option 3 is true but my doubt is is statement 3 really imply RBI is banker's bank ? .. i mean even though I am IAS aspirant it doesnt imply i would get that particular service

  • @ankitkumar-ih8qo
    @ankitkumar-ih8qo3 жыл бұрын

    Hello Sir, Is it reliable to watch these old videos for UPSC 2021 ? Please Reply

  • @rana5936
    @rana59369 жыл бұрын

    Thanks sir......

  • @vishwanathgaur2511
    @vishwanathgaur25119 жыл бұрын

    Thanks Mrunal

  • @tonygaurav
    @tonygaurav7 жыл бұрын

    Thanks sir !!!!

  • @poojasoniassitt.superinten5170
    @poojasoniassitt.superinten51706 жыл бұрын

    Thanks

  • @BP-jl5qh
    @BP-jl5qh9 жыл бұрын

    sir how moral suasion is direct and selective

  • @arkaspirant1819
    @arkaspirant18196 жыл бұрын

    Awesome....

  • @user-fo7yx1km5h
    @user-fo7yx1km5h3 жыл бұрын

    I’m not able to get conceptual clarity through your videos, it just feels like the purpose of this video is to solve MCQs . This approach is limited to prelims only.

  • @sureshk6761
    @sureshk67615 жыл бұрын

    Good effort sir please explain in English might be help for non Hindi speaking people

  • @chandnisingh8707
    @chandnisingh87075 жыл бұрын

    Thank you so much sir 🇮🇳🇮🇳

  • @shrutiraj1455
    @shrutiraj1455 Жыл бұрын

    Where can we find the notes? It's not available on website

  • @chandraprakashbairwa6045
    @chandraprakashbairwa60454 жыл бұрын

    Thank you... So much sir

  • @Hindibhai
    @Hindibhai7 жыл бұрын

    wow it's too good lecture

  • @drshwetalihitkar580
    @drshwetalihitkar5806 жыл бұрын

    Awesome videos by u sir :) When will 2018 videos be uploaded by u sir

  • @ManojSingh-lw4ds
    @ManojSingh-lw4ds3 жыл бұрын

    Great Mrunal sir

  • @nancynashier4532
    @nancynashier45326 жыл бұрын

    Thank you so much sir

  • @Ajrunkvlogs
    @Ajrunkvlogs4 жыл бұрын

    Very helpful video sir

  • @anuragmishra5996
    @anuragmishra59962 жыл бұрын

    Found always helpful

  • @ToseefAslam11
    @ToseefAslam116 жыл бұрын

    soo nice

  • @Abhishekkumar-us2ye
    @Abhishekkumar-us2ye7 жыл бұрын

    how to download slides?

  • @ashimry
    @ashimry2 жыл бұрын

    Can anyone help please. To download lecture notes

  • @Shikshalaya739
    @Shikshalaya7395 жыл бұрын

    Upsc economics ke liye mujib khan sir(youtube par available hai)ka pura video hai.bahut hi zabardast tarike se sab kuch samjhaya hai aur sab kuch simply samajh me aa jata hai,in ke padhane ka tarika gazab hai

  • @surbhirayal4967

    @surbhirayal4967

    Жыл бұрын

    To aap vahi padh lete , har economics ke teacher ke video me comment section me aake , apna feedback kyu bta rahe ho?

  • @adityadeswal2012
    @adityadeswal20124 жыл бұрын

    Wait for your latest lecture sir...

  • @sangameshh3620
    @sangameshh36208 жыл бұрын

    sir in the last question first option is also not clear coz banks reserve ONLY SOME amount of deposit not all it seems he is asking about all the deposits plz gv clarity

  • @Ajay-jp9cq
    @Ajay-jp9cq5 жыл бұрын

    aap unacademy per course mat start Kariye aap Apne channel per kariye,unhone her course Ko paid Bana diya he

  • @lovelyprajapati9418

    @lovelyprajapati9418

    4 жыл бұрын

    😢😢😢😢ha

  • @manavjain9648

    @manavjain9648

    3 жыл бұрын

    Bhai sabko money chaiye ,tumko b tabhi tum exam ki preparation kar rahe ho

  • @chikugodara2910

    @chikugodara2910

    Жыл бұрын

    @@manavjain9648 kuch bhi matlb

  • @manavjain9648

    @manavjain9648

    Жыл бұрын

    @@chikugodara2910 bhai aap free mei kaam krne ke liye padh rhe hai kya

  • @AbhaySharma-cx9ic

    @AbhaySharma-cx9ic

    Жыл бұрын

    @@manavjain9648 chup chodu lund

  • @rudrashekhawat7643
    @rudrashekhawat76436 жыл бұрын

    Very nice lecture

  • @anooppaswan7938
    @anooppaswan79382 жыл бұрын

    Thank u Sir 🙏

  • @RupeshKumar-df1ht
    @RupeshKumar-df1ht8 жыл бұрын

    Thank you sir.. Your video is very helpful and well prepared..

  • @thetruth1679

    @thetruth1679

    2 жыл бұрын

    Hii bhai

  • @AnujSingh-vl4gr
    @AnujSingh-vl4gr6 жыл бұрын

    Thanks sir

  • @rohitkurmi3468
    @rohitkurmi34684 жыл бұрын

    Jump to 4.00 if you watched previous videos

  • @kiruthikasundar7947
    @kiruthikasundar79476 жыл бұрын

    Super explanation sir this video we get English or not

  • @naeemahmadahmad3675
    @naeemahmadahmad36756 жыл бұрын

    thanku sir

  • @shanalam6522
    @shanalam65223 жыл бұрын

    Great sir

  • @ashima9795
    @ashima97953 жыл бұрын

    MRUNAL sir is d rock

  • @Amarlok_huns
    @Amarlok_huns7 ай бұрын

    Thank u sir ❤😊

  • @slvvidya373
    @slvvidya3734 жыл бұрын

    Thank you sir 🙏

  • @aamitamahisury1025
    @aamitamahisury10257 жыл бұрын

    I love to watch your videos as it has lots of knowledge but still some topics are confusing as in books it is given different from whatever you teach

  • @complicatedname3101
    @complicatedname31013 жыл бұрын

    Thank you.

  • @anshikasharma6846
    @anshikasharma68464 жыл бұрын

    I am watching these lecture in 2020 for conceptual clarity

  • @Vicky-pt1qo

    @Vicky-pt1qo

    4 жыл бұрын

    Same here 😁

  • @sidharthverma2611

    @sidharthverma2611

    4 жыл бұрын

    Best videos for lockdown to get prepped

  • @lokeshrajput1608

    @lokeshrajput1608

    4 жыл бұрын

    Me too😁

  • @Mukulmeena123

    @Mukulmeena123

    3 жыл бұрын

    These are evergreen.

  • @Happy-my1jo
    @Happy-my1jo Жыл бұрын

    Thank u sir

  • @PremKumar-er8fv
    @PremKumar-er8fv3 жыл бұрын

    Provide classes in English .thats good for all

  • @RahulKumar-lg8vj
    @RahulKumar-lg8vj6 жыл бұрын

    Waise bhi Rajan bhai jaise bolte the,lagta tha advice hi de rahe hai

  • @rachanachakravathy9906
    @rachanachakravathy99065 жыл бұрын

    Marvellous Sir this will give full clarity about economy but i am poor in hindi please kindly use English also sir

  • @teenanaik3596

    @teenanaik3596

    5 жыл бұрын

    These videos posted 4 yrs ago. Are these useful for now also?

  • @pawanofficialmail1688
    @pawanofficialmail16885 жыл бұрын

    thanks sir

  • @ajipray2575
    @ajipray25752 жыл бұрын

    😍😍😍 thanks sir 🔥

  • @truedhonifan922
    @truedhonifan922 Жыл бұрын

    Bank rate-long term loan by rbi to bank Msf-available only to schedule commercial bank Policy rate-repo rate Measures of money supply Mo-reserve money or high power money M1-narrow money(money with public+CASA) M3-( General tools Indirect tools-time lag is there Qualitative tools-to work on a specific sector Loan to value ratio- If A kumar takes gold worth 1 lakh rupees will he get loan in cash of 1 lakh rupees If recession is there then ltv will increase and people will get more money for the same mortgage Similarly company also mortgage there is ltv in that also This is a direct tool as result felt immediately

  • @truedhonifan922

    @truedhonifan922

    Жыл бұрын

    @Chhaya part 5

  • @manjunathan5027
    @manjunathan50274 жыл бұрын

    Thank you

  • @asimprakash4787
    @asimprakash47875 жыл бұрын

    magnificent

  • @SameekshaRana
    @SameekshaRana4 жыл бұрын

    Thanks 😊

  • @manojkumatbhartiiasbyupsc4860
    @manojkumatbhartiiasbyupsc48605 жыл бұрын

    You grate sr

  • @Ram-qi1ml
    @Ram-qi1ml4 жыл бұрын

    धन्यवाद सर आपकी वीडियो दो बार देख कर के समझ में आती है लेकिन 10 वीडियो देखने से अच्छा है

  • @SatyaPrakash-py4lj
    @SatyaPrakash-py4lj7 жыл бұрын

    Very nice

  • @durgalodhi3836
    @durgalodhi38363 жыл бұрын

    Thanku you sir

  • @fazlurrahim3513
    @fazlurrahim35134 жыл бұрын

    Sir plz add English subtitles

  • @akankshapandey9732
    @akankshapandey97324 жыл бұрын

    Thanku sir

  • @maheshbh009
    @maheshbh0099 жыл бұрын

    Nice Lectures!!!!!!! :)

  • @PrashantSingh-tu2sr
    @PrashantSingh-tu2sr11 ай бұрын

    Tq sir

  • @Visheshmishra_001
    @Visheshmishra_0012 жыл бұрын

    Are these lecture still relevant for upsc 2022??

  • @Ugcnetd
    @Ugcnetd8 жыл бұрын

    good

  • @Rising_star98
    @Rising_star983 жыл бұрын

    2 months ago upload kiye huye videos the...mrunal sir ke ...abhi wo videos nahi hai 🤔🤔 1 week ago I was watching those videos.... But now they are gone.....

  • @rahulkumawat8074
    @rahulkumawat80744 жыл бұрын

    tx u so much

  • @ujwalaghude2467
    @ujwalaghude24675 жыл бұрын

    dear sir, can we refer these videos for 2019 IAS exam.please confim us.

  • @AMITKUMAR-me3vv
    @AMITKUMAR-me3vv4 жыл бұрын

    Sir pdf nhi mil rha hai

  • @vikassinghal5
    @vikassinghal57 жыл бұрын

    Sir I have 2 questions on Open Market Operations : 1. The RBI sells government securities to control the _______: a. Flow of Finance in banks b. Flow of Credit c. Flow of Governmental Securities d. None of These 2. If RBI wants to increase the credit flow it buys ______: a. Government Securities b. Shares and Debentures c. Other Local and Short term securities d. None of These As per my understanding answers can be : 1. (a or b) 2. d Please confirm and answers.

  • @abrarulhaqshaik

    @abrarulhaqshaik

    3 жыл бұрын

    2 a? if it buys g-sec it credit flow happens ryt?

  • @MsMohitpahuja
    @MsMohitpahuja Жыл бұрын

    are these lectures still helpful in 2023 ??

Келесі