किस स्कीम में कितना टैक्स | Income Tax & TDS Rules of All Post Office Schemes | Banking Baba

किस स्कीम में कितना टैक्स | Income Tax & TDS Rules of All Post Office Schemes | Banking Baba
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In this video we have discussed, Income tax, Deductions and TDS rules applicable on all post office schemes. We have covered all the post office small saving schemes like
time deposit TD
recurring deposit RD
public provident fund PPF
senior citizen saving scheme SCSS
sukanya samriddhi yojana SSY
saving account
national saving certificate NSC
kisan vikas patra KVP
monthly income scheme MIS
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#postofficeschemes #incometax #tds

Пікірлер: 107

  • @sasankind7009
    @sasankind70093 ай бұрын

    Hum agar 10 saal wait kare aur hume 500000 ka 1000000 mile toh usmein bhi humhe tax file karna padega khud se ye kya jumla raaj chal raha hain

  • @dharmuable
    @dharmuable Жыл бұрын

    I like it very much...thanks for clear info

  • @burningbirdmusic864
    @burningbirdmusic864 Жыл бұрын

    Informative video

  • @dv5742
    @dv5742 Жыл бұрын

    God point sar 🙏

  • @mysticalhuman
    @mysticalhuman5 ай бұрын

    very well summarized video

  • @chittaranjanbiswas6953
    @chittaranjanbiswas6953Ай бұрын

    Very good and clear information. Thanks a lot.

  • @debdipdas2311
    @debdipdas2311 Жыл бұрын

    Thanks sir

  • @nimmysingh6866
    @nimmysingh68666 ай бұрын

    Nice knowledge

  • @Ashok-Odishaaa
    @Ashok-Odishaaa Жыл бұрын

    No, Post Office RDs are not tax free. The investment in Post Office RDs is not eligible for tax savings under Section 80C of the Income Tax Act, 1961.

  • @vijayalakshmicg5686

    @vijayalakshmicg5686

    Жыл бұрын

    Yes For RD No tax deduction

  • @sanatjain4677
    @sanatjain467729 күн бұрын

    Very very right

  • @hemapandey4723
    @hemapandey4723Ай бұрын

    Sar aapane bahut hi acchi aur Sahi Jankari Di Hai

  • @shibukrishnan4602
    @shibukrishnan4602 Жыл бұрын

    Thank you very much Sir... very well explained. Look forward to watching all your videos

  • @SumitYourSubscriber
    @SumitYourSubscriber Жыл бұрын

    Very informative video 📷

  • @BankingBaba

    @BankingBaba

    Жыл бұрын

    Thank you 🤗

  • @salammulla594
    @salammulla594 Жыл бұрын

    Thanks

  • @BankingBaba

    @BankingBaba

    Жыл бұрын

    Welcome

  • @anithaanitha-pw9om
    @anithaanitha-pw9om Жыл бұрын

    How many years interest can we pay to NSC holder after maturity period.. I have received 7 years 5th issue NSc, which was purchased in the year 1974.. Almost 42 years after maturity.. Kindly clarify..

  • @rohanbanik846
    @rohanbanik846 Жыл бұрын

    All information provided in this video are correct except one that is TDS@10% on Post office TD/FD.As per my limited knowledge TDS is applicable only for SCSS.

  • @paul_reddy

    @paul_reddy

    11 ай бұрын

    KVP not comes under 80C 😂😂😂😂😂

  • @pkde1347

    @pkde1347

    Ай бұрын

    Yes you are very correct. I also commented regarding this incorrect information noted by me today.

  • @soumyamondal729
    @soumyamondal729 Жыл бұрын

    Sir ek tds calculation ka pura video banaye to bohot meherbani hogi

  • @harshadraiganatra1014
    @harshadraiganatra1014 Жыл бұрын

    Respected sir, Thanks, very nice explained.

  • @chauhanajaysinh4896
    @chauhanajaysinh4896 Жыл бұрын

    Sir e tds kt ke interest aayega ya hme itr fil Krna hoga?

  • @VishnuSingh-xt2nt
    @VishnuSingh-xt2nt Жыл бұрын

    MIS me khud se kitna tax pay karna padta h or process kya hota h

  • @tarunchakraborty2831
    @tarunchakraborty2831 Жыл бұрын

    5 year NSC machered hona ka bat jo amount milaga usi year ma total amount income hota hya. jo amount hya Mann li jiya 30,000 thousand intarest. 30,000÷5= 6000 thousand income hoga. Income 30,000 OR 6000 thousand.

  • @BankingBaba

    @BankingBaba

    Жыл бұрын

    6000 every year income mana jaiga

  • @DalipKumar-nl8hf
    @DalipKumar-nl8hf Жыл бұрын

    I think the KVP and RD in PO is not under 80c deduction.Pleas clarify.

  • @shakunthalasajjan2619
    @shakunthalasajjan26192 ай бұрын

    25 ಸಾವಿರಕ್ಕೆ T D S ಎಷ್ಟು ಬರುತ್ತದೆ ಸರ್ , ದಯವಿಟ್ಟು ತಿಳಿಸಿ. ಇದುವರೆಗೂ ತೆಗೆದುಕೊಂಡಿಲ್ಲ.

  • @kokilabenpatel2288
    @kokilabenpatel228811 ай бұрын

    Sir scss me Mera tds cut gye hai to use vaps pane ke liye kya karna chahiye

  • @RavalMahesh-jl4zv
    @RavalMahesh-jl4zvАй бұрын

    If Mis scheme joint accounts taxable interest are sharing each pan holder please guide

  • @sushiluniyal3235
    @sushiluniyal3235Күн бұрын

    Sir rd par tax par year k according Dena hota hai ya jab ham rd complete karte hai us time

  • @jayakumark6709
    @jayakumark6709 Жыл бұрын

    How to download post office PPF statement for income tax purposes...

  • @pramodmadhukar8480
    @pramodmadhukar8480 Жыл бұрын

    Bhai NSC ka 80c me koi deduction nahi hai.....

  • @pareshbhattacharyya1726
    @pareshbhattacharyya17264 ай бұрын

    Whether tax benifit gain in PPF in post office ?

  • @vkedifyvlogs
    @vkedifyvlogs Жыл бұрын

    Respected sir, My AC number is in SBI branch. CIF number is in negative list. Why? So loan account is not creating. Please help me.

  • @sukhenmondal3639
    @sukhenmondal3639 Жыл бұрын

    Sir is tax deducted for time deposit scheme for 1 year?

  • @user-fz1qy8pf7q
    @user-fz1qy8pf7q Жыл бұрын

    सर,पोस्ट आफिस बचत खाते से मिले ब्याज पर आयकर के सेक्शन 10(15)(¡) मे मिलने वाली छूट क्या 80TTA के अतिरिक्त है या उसमें सम्मलित है।

  • @satyajitpanigrahi8329
    @satyajitpanigrahi8329 Жыл бұрын

    SIR MEIN POST OFFICE MEIN TD KIYA HOON, TDS KOTEGA KIYA 15 LALH MEIN

  • @caankitaagrawal479
    @caankitaagrawal479 Жыл бұрын

    Investment in kvp is not eligible for 80C

  • @Ameva07
    @Ameva07 Жыл бұрын

    What is deduction 80C ?

  • @angulvlog4517
    @angulvlog4517 Жыл бұрын

    35000 deposit kvp mein35000 maturity per tax kitna legega please bataye

  • @sanatjain4677
    @sanatjain467729 күн бұрын

    True, nice❤😂😅

  • @sundersingh6711
    @sundersingh6711 Жыл бұрын

    TD applicable hai ya nhi

  • @kumaarvikas3453
    @kumaarvikas3453 Жыл бұрын

    On 5 year NSC tds 10% deducted of total interest ????

  • @ncl7119
    @ncl7119 Жыл бұрын

    You said that in KVP we shall get 80c rebate but it is not correct.

  • @pkde1347
    @pkde1347Ай бұрын

    Dear Brother, I am a SrCtz. I found your information very accurate and clearly said. But there I have one doubt: you said that 10% TDS will be deducted from the yearly interest payments from PO Term deposits. But here, in PO in Hyderabad, no TDS is deducted from the yearly interest payouts for my 5yr-term deposits. The yearly interest payout received from my 5yr-term-deposits are even listed in my AIS (without any TDS deduction). I include the amount of yearly interest paid (for my 5yr-Term-Deposits) for calculation of my 'income from other sources' and pay tax as calculated for my slab. Do post offices elsewhere deduct 10%TDS from interest payouts from term-deposits?? As far as I know, all Post offices deduct TDS for quarterly Interest payouts of SCSS deposits (if 15H is not submitted). Please reply regarding my query/comment.

  • @santanudutta8605
    @santanudutta8605 Жыл бұрын

    Kvp scheme mai khud se income tax pay karna padega ka matlab kya hua? Ye samaj nhi aya..

  • @MdWasim-kb6jj
    @MdWasim-kb6jj Жыл бұрын

    Bhai ham bidesh me rahte h kya mera kvp acount open ho jaye ga

  • @impreetsingh4095
    @impreetsingh4095 Жыл бұрын

    Sir kvp doesn’t come under section 80c

  • @rajeshsahoo3288
    @rajeshsahoo3288 Жыл бұрын

    For ex-Sir Mera interest 70000 salana ara hai! but Mera salana income 100000 hai! Kiya 70000 interest main tax lagega ya nahi! Agar nahi lagega to kab lagega! Pls pls pls sir reply karna

  • @subhashbadoni1393
    @subhashbadoni1393 Жыл бұрын

    Sir i am a govt employee , mera GPF 150000 jama hota hai per year jisko 80C ke tahat itr me m claim karke income tax ka benifit leta hu agar m post office ki NPS scheme leta hu aur usme 140000 rupees per year jama karta hu to kya mujhe tab bhi 80 C ke tahat NPS scheme ka benifit milega

  • @sattarrathod8389
    @sattarrathod83898 ай бұрын

    Sir mere scss mein kya 340000 ka jama karne parr tds lagege

  • @somparkashmidha7932
    @somparkashmidha793216 күн бұрын

    Kvp are in 1&2 cheqetaken in 2name after full maturity, who will pay tax 1or 2

  • @Adbhutkahaniya.2024
    @Adbhutkahaniya.20245 ай бұрын

    मेरे बचत बैंक खाते में एक ही महीने में किसी अन्य व्यक्ति से ऑनलाइन 9 लाख रुपये प्राप्त हुए, लेकिन कुल मिलाकर एक वर्ष में क्या यह भी आईटी अधिनियम के अंतर्गत आता है और क्या मुझे आईटीआर भरना होगा या मुझे आयकर नोटिस मिलेगा.. सर कृपया मेरी मदद करें मैं बहुत चिंतित हूं

  • @shyamalkumarroy2266
    @shyamalkumarroy2266 Жыл бұрын

    Sir incase of NSC complete interest I Will get after maturity along with my Principle amount , so when I should Show this income during ITR e - filing .

  • @nishchintkumar2744

    @nishchintkumar2744

    Жыл бұрын

    U can show every year nse accural interest

  • @saurabhyadav-sz9rx
    @saurabhyadav-sz9rx Жыл бұрын

    One correction: RD does't come under Section 80C.

  • @dhananjaymalhotra7854
    @dhananjaymalhotra7854 Жыл бұрын

    In MIS, there is a tax exemption of 3500 rupees on a single account and 7000 rupess on a joint account. Can you please throw some light on this as well? Where to avail this tax benefit while filing the ITR?

  • @BankingBaba

    @BankingBaba

    Жыл бұрын

    There is no such exemption. it's removed around 8-10 years back

  • @simplehuman4137
    @simplehuman4137 Жыл бұрын

    In NSC it is confusing to calculate when investment is made in mid FY on a random date, suppose we have invested Rs100000 on 28th July 2021 then 1st year nsc Rs6800 is actually from 28th July 2021 to 28th July 2022, so what is right way of declaring 1st yr 2nd yr 3rd yr 4th yr and 5th yr interest? 1) Should we declare full 1st yr nsc interest Rs6800 in ITR for FY22-23( is FY right?) Or 2) should we split 12mon int Rs6800 amount, so as to declare 8mon int(FY 21-22 28th July 2021 to 31st Mar 2022) and 4mon in next (FY22-23 1st APR 22 to 28th July 2022)? On other hand we say 1st yr 12mn NSC int is reinvested in 2nd year and show this in next Fyear- while filing ITR, whereas if we go by dates, it's only 8 mns int accrued falling under FY21-22, so are we supposed to declare 8mns interest income and deduction of the same amt in 80C and remaining 4mon & it's deduction int FY22-23? Pls clarify this confusion..of how it should be interpreted and declared. Pls carefully read my example as I have never declared yearly interest..it's imp to understand the above, that's why gave eg.. Pls see FYs. Kindly reply

  • @manojsuri007

    @manojsuri007

    Жыл бұрын

    It is confusing. But you can follow according to what is mentioned in form 26 AS in income tax website. That's easy way to go.

  • @jenishpatel1208
    @jenishpatel1208 Жыл бұрын

    Nsc me 5 salke bad interest milega to eksath tax pay karna padega

  • @devkamal7705
    @devkamal7705 Жыл бұрын

    Himachal??

  • @user-fs3lm8ht1p
    @user-fs3lm8ht1p3 ай бұрын

    Nsc kvp ta kon somoy tax dita hoy

  • @ashokbadkare1395
    @ashokbadkare13953 ай бұрын

    पोस्ट ऑफिस सेंविंग अकाउंट मे मिलने वाले ब्याज पर कितना टैक्स लगता है।कृपया बताने का कष्ट करें।

  • @BankingBaba

    @BankingBaba

    3 ай бұрын

    Iss video me ye hi jaankari di hai

  • @Yuddhveerpandey...
    @Yuddhveerpandey...13 күн бұрын

    Tax .....SARKAR asli looteri hai......faltu ka tax laadti hai

  • @user-lj6rv4qq8u
    @user-lj6rv4qq8u8 ай бұрын

    15 h form ki bareme apne nehi bole ?

  • @rendexgaming4579
    @rendexgaming4579 Жыл бұрын

    Sir mera ye question hai agr hum Online Betting se 5-6 lakh profit earn karte hai 1 saal mai toh koi issue ho sakta hai kya.Aur mai ek student hi hu abhi

  • @BankingBaba

    @BankingBaba

    Жыл бұрын

    Aapk jo earn krte ho uspe tax pay kro, ITR file kro, koi issue nhi hoga

  • @satudevi8129
    @satudevi8129 Жыл бұрын

    I am house wife my not other income.क्या किसान विकास पत्र पर टैक्स देना पड़ता है

  • @SachinKotak-qy9ln
    @SachinKotak-qy9ln Жыл бұрын

    PO fd auto renewal kyu nahi hoti? Kya har saal hame physically po visit karni padegi renew karane ke liye?

  • @debarghyakhan9709

    @debarghyakhan9709

    Жыл бұрын

    Do fd for 5 yrs....do renewal after 5 yrs

  • @Dharmendrasingh-zi8ju
    @Dharmendrasingh-zi8ju4 ай бұрын

    Postoffice me maine 17 lakh ka nsc purchase kiya hai jan 24 ,jan 29 me mature hone par payment ke samay Postoffice ke taraf se tds cut kiya jata hai ya full maturity amount milta hai jo passbook me likha hota hai,kripya bataye

  • @studypointno.1943

    @studypointno.1943

    3 ай бұрын

    dear, full maturity amount milta hai tds sirf banks me katta hai post office bhagwan ke ashirvaad se tax nai katta hai except Senior citizen Savings scheme

  • @shailendrapatel5633

    @shailendrapatel5633

    3 ай бұрын

    Kisne bol Diya tumse sab to bol rhe hai TDS sab main lagta hai ​@@studypointno.1943

  • @arunasahu2509
    @arunasahu2509 Жыл бұрын

    NSC bare me Nehi bataya.

  • @BankingBaba

    @BankingBaba

    Жыл бұрын

    Bataya hai ji, pahle 7% tha ab 7.7% ho gya

  • @AnilKumar-mp9hf
    @AnilKumar-mp9hf7 ай бұрын

    Sir aap kan mail saktha hai kya

  • @haribhaithakkar2254
    @haribhaithakkar2254 Жыл бұрын

    Rd kvp 80c me milta k nhi

  • @gauravbansal8570

    @gauravbansal8570

    Жыл бұрын

    Nhi

  • @Ankushphapale
    @Ankushphapale3 ай бұрын

    How to claim TDS refund in post office TD accounts

  • @BankingBaba

    @BankingBaba

    3 ай бұрын

    Check recent videos on channel

  • @sabirhosenfakir6035
    @sabirhosenfakir60356 ай бұрын

    Sir Post office me 18 lakh TD 1Year interest hoga 125550 iske upar TDS lagega please sir uttar digiye

  • @ankitajain6223

    @ankitajain6223

    4 ай бұрын

    Han lagega

  • @user-hl1pj2mc2f

    @user-hl1pj2mc2f

    Ай бұрын

    Aap mis karoge to usake upar tds nahi kat ta hai

  • @diyajain3032
    @diyajain3032 Жыл бұрын

    Hello sir this is Diya Jain , I am RBI JUNIOR ASSISTANT , from this year I guess I will start earning from you tube channel more than 5 lakhs ...so sir as I am a government employee , will it hamper my job ? And how will I give tax to goverment ?will there be any coloumn for giving income tax generated by you tube ? please reply my two questions . Thanking you ,

  • @BankingBaba

    @BankingBaba

    Жыл бұрын

    1. KZread income can be treated as business income, where one can declare minimum 6% of gross receipts as income in business head. And pay the taxes on income as per slab rate. 2. Or KZread income can be shown under Other Income head and gross receipts will be treated as income and you have to pay taxes as per slab rate. Now in India, government employees are not allowed to do business or any other freelancing work, (they can do the business in name of any other family member) so you can show the amount in Other Income Only which is already received in your bank account. For tax saving purposes you can do the business in name of other family member.

  • @diyajain3032

    @diyajain3032

    Жыл бұрын

    @@BankingBaba so, as a government job employee income from you tube (even if I pay tax) legal or illegal ?

  • @BankingBaba

    @BankingBaba

    Жыл бұрын

    Its legal, you can show it under Other Sources head.

  • @diyajain3032

    @diyajain3032

    Жыл бұрын

    @@BankingBaba thanks 🙏 If I start earning way more than my government job then still it legal right. ?

  • @mehtamilan7187
    @mehtamilan7187 Жыл бұрын

    ,.👍👍

  • @Rohitsanatan
    @Rohitsanatan Жыл бұрын

    Koi mujhe btayega ki khud income tax kaise Jama Kiya ja sakta h ya kaise kr sakte h h Sala dimag fat rha h maa ki fd krwa rkhi h sarkar khud kaat le to badiya h 10% pr khud kaise aur kha hota h income tax jama 😭😭🤦🤦🤦🤦 Plzzzz help me 🙏🙏

  • @arunkumarm18
    @arunkumarm18 Жыл бұрын

    Tax is becoming burden for me😢

  • @NehaGupta-xe3tk
    @NehaGupta-xe3tk5 ай бұрын

    Galat batarahe mis me

  • @trishbhrajput6548
    @trishbhrajput6548 Жыл бұрын

    Agr MIS main Joint Account hai and 1st year 30000/- interest mila hai vo Half half income count hogi ??

  • @nishchintkumar2744
    @nishchintkumar2744 Жыл бұрын

    Please don't share wrong information, first collect right information then share 1. RD, KVP, 1,2,3 YR TD, MIS is not under 80c deduction 2.nsc, ppf ,senior citizen, 5yr TD under 80c 3. TDS only deducted on senior citizen schemes Please remove this video and gain knowledge first then upload again 2.

  • @mkshrivastava007
    @mkshrivastava0077 күн бұрын

    Wrong information

  • @Copvishal007
    @Copvishal0076 ай бұрын

    Apan 😂

  • @AnudipBasu-ek5hh
    @AnudipBasu-ek5hhАй бұрын

    Apne galat bolo... Post office mein RD agent through karne se , holder ko kam interest nahi milta hai.... whether investment is done directly or through agent the interest is same..... please do your homework properly then make video... don't give false information

  • @BankingBaba

    @BankingBaba

    Ай бұрын

    I think you heard it wrong. I said the interest rate is lower in this scheme, and after this sentence I have provided the reason why Interest rate is lower. Because agent earns huge amount through RD. I have not mentioned that if you do RD through agent you will get lesser interest.

  • @deepak2009negi
    @deepak2009negi11 ай бұрын

    Meri mother housewife hain papa retired huve hain retirement me mile fund se 30 lakh humne scss (senior citizen saving scheme) account mummy ke name pe khol diya hai meri mother housewife hain kisi tax bracket mein nahi aati kya hum 15 h form fill karke scss scheme mein lagne wale tds ko bacha sakte hain please ans jarur dijiyega...kyonki 30 lakh ka yearly interest 240000 banta hai isme senion citizen ke liye 50000 interest tak koi tds ni kat-ta hai rest 190000 par 10% tds lagta hai kya mere mother ke case mein tds bachaya ja sakta hai kyonki wo housewife hain kisi tax bracket mein nahi aati....please reply

  • @ashishprajapati2618

    @ashishprajapati2618

    2 ай бұрын

    Sir plz ans same hamara case hai

  • @WithYT786
    @WithYT786 Жыл бұрын

    Aur agar Interest 10,000 hota hai tu tax deduction hoga kya

  • @kkumarmt
    @kkumarmt Жыл бұрын

    RD doesn’t come under 80c benefit. Please confirm?

  • @shubhamshrivastava6844

    @shubhamshrivastava6844

    Жыл бұрын

    Yes Rd is not under 80c

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