Another one bites the dust!!😎 Congratulations!!! 🎉

@KatieoftheHouse

2 ай бұрын

Thank you!! 😄🎉

Great June budget with me katie! Love your monthly checkins!

@KatieoftheHouse

Ай бұрын

Thanks, Kay! 💕

Sending prayers for Marc’s surgery! Hopefully it’s a quick and easy recovery. And I said it in todays video but I’m so proud of you for getting fed loan 4 paid 🎉🎉🎉🎉🎉🎉🎉

@KatieoftheHouse

2 ай бұрын

Thank you on both accounts, Courtney! I appreciate you so much 🥹🙏🏼💙

Congratssssss for paying off your SL4, Katie! This is such a good news! You guys are doing amazing!❤❤❤

@KatieoftheHouse

2 ай бұрын

Thank you so much, Rox! I’m so happy it’s gone 😄🧡

Congratulations on another debt pay off! You got this!!!!

@KatieoftheHouse

2 ай бұрын

Thank you so much! 🙌🏼☺️

🎉🎉🎉 Buh bye Fedloan 4! You will NOT be missed!!! 🎉🎉🎉 Katie, you can celebrate that you paid this off in every video for the rest of the year and I would still celebrate with you each time! 🥳

@KatieoftheHouse

2 ай бұрын

It will definitely NOT be missed 😂 Thank you so much, Becca! I appreciate you rooting for me. You’re amazing! 🧡

Hey Katie!! 💜 AHHHH Congratulations on paying off Fed Loan 4!!! So happy for you guys! Another step closer!!

@KatieoftheHouse

2 ай бұрын

Thank you so much, Alexis! 💕🙌🏼

Yeah!

@KatieoftheHouse

2 ай бұрын

Thank you! 😀

Congratulations on paying on Fed Loan 4. :) I enjoy watching you and your family’s real life budget. Thanks for sharing!

@KatieoftheHouse

2 ай бұрын

Thank you so much, Ricki! I appreciate that 😃

🎉🎉🎉🎉 congrats! You guys are doing awesome! Thanks for sharing and thanks for inspiring us ❤❤❤

@KatieoftheHouse

2 ай бұрын

Thank you so much! 😊 💕

Nice breakdown. Have a great week

@KatieoftheHouse

2 ай бұрын

Thank you! You too! ☺️

Great monthly budget Katie! Summer expenses are here lol. Congrats on paying off fed loan 4!

@KatieoftheHouse

2 ай бұрын

They sure are! Summer always does seem to me more expensive 😩

Hi Katie, new subscriber here! Thanks for sharing your budget. Looking forward to watching more! 🦊💰🫶🏼

@KatieoftheHouse

Ай бұрын

Thank you so much for being here! ☺️❤️

I'm sorry to hear Marc is going to have to have surgery. Praying for a successful procedure and speedy recovery!

@KatieoftheHouse

2 ай бұрын

Thank you so much 🙏🏼 I appreciate that more than you know.

Congratulations on knocking out fed loan 4 a month earlier than your accelerated timeline. Great milestone, making great progress.

@KatieoftheHouse

2 ай бұрын

Thanks, Matt! I appreciate that! 😄

Hope ur hubby has a fast recovery. I want to lower my eating it budget but if I reduce it I still need it to cover my groceries. So it even balances out. Congratulations on paying of debt woohoo! Great budget as always

@KatieoftheHouse

Ай бұрын

Thank you, Izzy! I really appreciate that. I’m hoping he recovers quickly, too. It shouldn’t be too complex, so hopefully he will 🙏🏼 I feel you on the groceries/eating out. It does feel like if you do well on one, the other suffers.

Great channel. I can’t wait to start my channel this week

@KatieoftheHouse

Ай бұрын

Oh yay! How exciting 🎉

Yay I am so happy for you paid off fed 4. I am so happy for you guys

@KatieoftheHouse

2 ай бұрын

Thank you, Heather 🥰

You can cash in the Costco rewards at the customer service desk, so you don’t have to spend it at Costco necessarily. We cash it out and if we do want to treat ourselves at Costco we will still use our card to get more cash back, using the cashed out reward to pay it off

@KatieoftheHouse

2 ай бұрын

Oh really? I did not know this!

In the next couple of months, start exploring energy savings measures and possibilities. Pay special attention to information from the late 1970's and early 1980's because the "oil crisis" of the late 1970's sent energy costs soring, inflation noticeable, and more. Household energy costs are likely to become a real issue within 10 years and many of the remedies require behavioral and aesthetic changes. The better/ more effective/ less hacked changes require at least some "investment purchase" money beyond a tube of caution and a caulk gun; the price of caulk has gone up significantly since the summer of '19 and then again since the summer of '20 however. BTW - Those wood shutters from the 1960' and 1970's were popular for thier energy savings as much if not more so aesthetics. A tree that shades 50% of the ground beyond its trunk keeps 50% of the sun's heat from heating up the soil around it. The list goes on.

Uhhhmmmm, EXCUSE ME!!!! Congratulations on eliminating Fed Loan 4, 3 debts to go and you all are continuing to kill it!!!!

@charity7273

2 ай бұрын

Excited for the video to see what your payoff plan will be. Also I'm loving how engaged Marc is becoming in this debt payoff journey!!!

@KatieoftheHouse

2 ай бұрын

Thank you, Charity!!! I love how you always root Marc on! I really need to get him on the channel sometime so you guys can “meet” him. He has really been so amazing with budgeting lately. I think we’ve both grown so much from doing this together 🥰

@charity7273

2 ай бұрын

​@@KatieoftheHouse Marc and I have been locked in since day one 😂😂😂😂 #TeamMarc would love a joint video. Maybe he'll join for a benchmark under 100k or 5k subscribers. Either way I'm loving the journey and so proud of you BOTH!

Congrats on Fed Loan 4!! That’s awesome :)

@KatieoftheHouse

2 ай бұрын

Thank you so much! 😀

Omg Katie!!! Way to hide the ball on fedloan 4. Congrats!! You’re making me reconsider doing the 20 year forgiveness plan and just pay them off, so inspiring!

@KatieoftheHouse

2 ай бұрын

Oh thank you! Well, make sure you crunch all of your numbers and see if it’s worth it. I don’t want you to pay anymore than you have to. The 20 year plan just wasn’t a good option for us because Marc’s income increased over the last two years and his minimum payment on the income driven plan was basically the same as his standard payment, so he would have it paid off at that point anyway. So I figured, it didn’t make sense to do that because we’d pay less overall by knocking it out now. That may not be the case for you though, so I don’t want you to regret anything because of me 😕 I wish Marc had started working at his current employer right out of school. He’d be eligible for the public student loan forgiveness by now if he had 😫

@turtlescanfly7

2 ай бұрын

@@KatieoftheHouse it definitely doesn’t make sense for us to pay it all off faster. We’re too far behind in retirement since we started our careers at 29 and 31, so it would be better for us to invest our extra & utilize the 20 year plan. But it might be worth it to pay off my husbands undergrad loans early. The grad school loans are a whole mortgage though (350k between us both) so we’d have to sacrifice retirement savings and our employers don’t offer 401ks so no way to contribute to that to lower our AGI

@KatieoftheHouse

Ай бұрын

@@turtlescanfly7 I love that you have thought this through! You sound like you know what you are doing. I’d still love to see you do a channel 😉

Congrats for paying off your loan! Awesome news!

@KatieoftheHouse

2 ай бұрын

Thank you so much! 🙌🏼🧡

I knew when I saw your first video you would make your goals. Such a great example to the community about intention and balance.

@KatieoftheHouse

2 ай бұрын

Thank you so much, Dee. This made my heart so happy 🥹❤️

Prayers for your husband’s surgery and a speedy recovery. Schools out here too. I know Leanna isn’t in school but a relief from the hectic traffic is my favorite 😊.

@KatieoftheHouse

2 ай бұрын

Thank you! I appreciate that so much! ❤️ And yes! Less traffic is always an added bonus 🎉

Well that was a nice surprise. I can hear in your voice how happy you are. Enjoy a moment then you can transfer your snowball energy to the next debt. A big yay!!!! 💥

@KatieoftheHouse

2 ай бұрын

Thank you so much, Debra 😄💕

Congrats on paying one of your loans off🎉🎉 that’s huge!! Praying that Mark has a speedy recovery. Summer is much fun 😊😊

@KatieoftheHouse

2 ай бұрын

Thank you so much, Tracey! I appreciate that ❤️

🥳Congratulations on paying off Fedloan 4!!! Another one bites the dust ❤

@KatieoftheHouse

2 ай бұрын

Thank you, Carita! So happy to see it go! 🎉

Congrats on paying off such a huge debt. You have been doing so awesome. Hope you had a wonderful weekend.

@KatieoftheHouse

2 ай бұрын

Thank you so much! I’m so happy to see it go!

CONGRATULATIONS on paying off Fed Loan 4! How excited are you! What a wonderful feeling!

@KatieoftheHouse

2 ай бұрын

Thank you! 😃 I’m BEYOND excited! It feels so good to not have to worry about that now.

Congratulations! I am so excited that fed loan 4 is gone!!! 🎉🎉🎉🎉 great work, that is impressive! Absolutely celebrate! I love seeing you crush your goals! I can’t wait to hear it again! Good luck to Mark with his surgery.

@KatieoftheHouse

2 ай бұрын

Thank you so much, Ang! I a taking some time to celebrate for sure! I am not even going to think about the next debt payment until June if I can help it 😂

Congratulations ❤

@KatieoftheHouse

Ай бұрын

Thank you so much!

Congratulations on paying off the Fed loan. Prayers your husbands surgery goes smoothly.

@KatieoftheHouse

2 ай бұрын

Thank you so much, Shannon! I appreciate page that 🙏🏼💕

Back in the day there were something like 4 levels and types of Costco membership and the price you paid depended upon your membership. There was always a base price but you got x% off depending upon the membership type. I'm sure it was an administrative mess as they went back and forth on how to sign things but I can assure you it was a PIA as a shopper. It sounds like they are using rewards scheme for some of that savings.

@KatieoftheHouse

2 ай бұрын

I think they do still have several levels. I’m just not sure what they all mean 😆

Congrats!!!

@KatieoftheHouse

2 ай бұрын

Thank you, Daniel! 😄

Hey friend. Congratulations on paying off your loan. Great budget breakdown.

@KatieoftheHouse

2 ай бұрын

Thank you so much! 😄🧡

What an uplifting video! So happy for you, can’t wait to hear what the plan is going forward. Does this mean the entire payment from Marc’s job will all go toward loan #5? That should really accelerate the process. It’s wonderful to see nice things happen for nice people 😊. Looking forward to the next one!

@KatieoftheHouse

2 ай бұрын

Thank you so much, Laura! You are so kind to me ❤️ Yes, I think the entire payment from Marc’s employer will go to Fedloan 5, so it will help us a lot!

Woohoo 🎉 Congratulations 😊❤😊

@KatieoftheHouse

2 ай бұрын

Thank you so much, Cat! I appreciate you always being so supportive! 🥰

Kudos on getting FedLoan4 done early! I'm loving the rapid progress in the FOO quarter and hope you'll stick with the FOO for at least one more quarter

@KatieoftheHouse

2 ай бұрын

Ahhh you know, I think I’ll have to with progress like this 😬 thank you!!

Yay I fully expected that fed loan 4 I knew you can be paid by the end of May congratulations now to tackle fedloan 5 and almost 2000 payment these month with the employer help

@KatieoftheHouse

2 ай бұрын

Thank you for believing in us, Nicole 🥰 and yes, those employer payments are going to help us so much!

Congrats on paying off that loan!!! What a great feeling!

@KatieoftheHouse

2 ай бұрын

Yes, it feels so good! Thank you! 😄

Thanks for sharing! Congratulations on all of the progress you all are making. I use sinking funds and in this busy season it feels like SO much stuff is coming out of the woodwork. I'm glad I have the funds but it's funny I hate seeing the savings number go down. 😢😢😢 silly I know but just being honest.

@KatieoftheHouse

2 ай бұрын

Thank you so much! You are not alone in that, I think a lot of people have trouble seeing their savings go down after working so hard to build it up. Just remember that’s what you saved it for: to save you in a pinch. I know, easier said than done 😅

@StephsHealthMatters

2 ай бұрын

@@KatieoftheHouse your right!

We are out of school too. The last day was on the 24th. Congratulations on paying off Fedloan 4🎉. That is a huge accomplishment! I’m sharing my June budget video today as it will be more expensive for me too. Lots of events going on.

@KatieoftheHouse

2 ай бұрын

Thank you! 😃 So glad you guys are out of school, too! Summer does always seem to be more expensive, doesn’t it? 😅

@BudgetingTheBacon

2 ай бұрын

@@KatieoftheHouse yes it does!

Congratulations on paying off fed loan 4. We always pause and celebrate when we pay off debt ❤

@KatieoftheHouse

2 ай бұрын

Yes!! We have to celebrate all the wins! 🎉🎉

Congratulations to paying off Fed loan 4! That's amazing! Well done! Incredible that you've already gotten your debts down to three and that you can focus on those. Make sure that you take a moment and celebrate that you've paid it off. Can't wait to see your debt update and the video explaining your thought process. Must be slightly complex with the wonderful payments by Marc's employer. I hope the Marc's surgery goes well and that he heals up quickly! Also hope that he will be all better afterwards and that his nerve is all good. I also have a surgery planned for next week. I have just been diagnosed with early breast cancer and need to have a mastectomy done. Luckily it looks like it hasn't spread, which is good news, even if this is a sucky situation.

@KatieoftheHouse

2 ай бұрын

Thank you so much, Sara! You are truly such a lovely person, and I appreciate you so much ❤️ I also appreciate the kind words about Marc’s surgery. 🙏🏼 I am so sorry that you have to have surgery as well. I’m so so happy that they found the cancer early and that it hasn’t spread. I can’t imagine how scary it is to have to go through the surgery though. I will send prayers up for you that it goes well and that it completely takes out the cancer for good. I know you’ll probably be recovering, but let me know how it went when you can. ❤️

@SaraBudgetOrganized...ish...

2 ай бұрын

@@KatieoftheHouse Thanks, that is so sweet of you to say. No clue how I'll be doing post op, but I will be in the hospital until end of next week most likely. Will have to wait and see. Yeah, they caught it very early and I am glad. Especially since I'm not part of any screening as I'm 36 years old.

Great video. Sending good healing vibes for Marc's surgery. Break out the CONFETTI! Let's party FED LOAN 4 is GONE, BABY, GONE! YAY! So excited for you guys! On to the next debt to CRUSH!!!!!!!!!!!!!!!!!!!!! Hope you and the family have a great memorial day and I'll see you for Transfer Tuesday. What a MOMUMENTUS video that will be!

@KatieoftheHouse

2 ай бұрын

Thank you so much, Liz (I still want to type Libby every time 😂) ❤️ I’m trying to savor the payoff before automatically starting on the next one. I told myself to wait until June first to make any additional debt payments just to enjoy the moment ☺️ I hope you enjoyed your Memorial Day weekend. I hope it was a long one ❤️

@libbysworld7649

2 ай бұрын

@@KatieoftheHouse You can call me either, Katie, honestly. I have a lot of friends who call me Libby because I knew them back in my BBS days (pre internet). LOL

excellent work on paying off over $18,000 balance in 5 months. my wife said every time i come in your office you are watching that lady. i said Katie is awesome and you should be more like Katie. now she's mad. she doesn't realize how much you are helping us. she's not !00% on board with the plan!!!!!!!!!!!!11

@KatieoftheHouse

2 ай бұрын

Hahaha that’s too funny! To be honest with you, Marc wasn’t always on board with budgeting and debt payoff. If you give her some time to see all of the awesome progress you are making, I bet she will come around. Make sure you give her some money for things she enjoys, too. 😃

Congratulations on paying off fed loan 4!! Also wishing Mark a speeding recovery. Joe has been complaining about being numb since this weekend and I know he has had a cyst in his wrist that isn't there. Does Mark have a lump that was noticeable to touch or sight or did MRI pick this up? Now I'm freaked out with Joe

@KatieoftheHouse

2 ай бұрын

Thank you, Allison. 🧡 Marc’s has been noticeable to touch for several years now actually, but it just recently started bothering him 😫 I’d definitely get Joe’s checked out if it’s bothering him. You can never be too safe!

@authenticallyallison

2 ай бұрын

@@KatieoftheHouse oh so he can feel it there. Sorry my last message was confusing. Joe had a cyst in his wrist that was noticeable and randomly disappeared a few months ago. So I'm wondering if it is still there but isn't noticeable. Ugh now I'm worried because I know his would bother him.

Woohoo! Fed Loan 4 is gone. So awesome! Many congrats.

@KatieoftheHouse

2 ай бұрын

Thank you, thank you! 😃💕

Great job Katie! Are you guys going on vacation this summer?

@KatieoftheHouse

2 ай бұрын

Thank you, Sheri! I think we may take a weekend (or maybe 3 day) trip but nothing big planned ☺️

No time to watch now, but based on other comments I think congrats are in order. I will comment more if I get a chance to watch more

@KatieoftheHouse

2 ай бұрын

Thank you, Jon! ☺️

Can you show the balances of your debts so we know how much is left to go? Since his employer is paying off 10k are you going to stop paying extra on his student loans so you still get that benefit? Cause if you pay that off early and he doesn't get the full 10k then you're losing out on money

@KatieoftheHouse

2 ай бұрын

Yes ☺️I do a debt balance update video every month, so I’ll make one pretty soon after May finishes. My April one is the most recent and is up already. Oh yes, you’re right about the student loan money. I have a video coming out about exactly that on Thursday, but you nailed it! I can’t pay it off too soon because we’ll miss out on that money.

Congrats on paying off Fedloan 4. For Fedloan 5 payment, does the 1498 include the 500 from the employer?

@KatieoftheHouse

2 ай бұрын

Thank you! Good question! No, it doesn’t include that. His employer pays the student loan servicer directly, so I didn’t think it made sense to include it in our budget.

@shangyuanteng3306

2 ай бұрын

@@KatieoftheHouse Wow, that is amazing.

@shangyuanteng3306

2 ай бұрын

Rewatching the video. Is the student loan repayment by employer tax free? Or will it be included in the W2? If it is included in the W2, I think you should include it as an income line. Just a thought.

@KatieoftheHouse

2 ай бұрын

@@shangyuanteng3306 you know what, I’m not sure 🤔 That’s another great question though. I need to find out!

Goodbye, fedloan 4!!!

@KatieoftheHouse

2 ай бұрын

Goodbye, sayonara, so long, good riddance 😂 I’m so happy to see it go!

Big congrats on paying off Fedloan4! 🎉

@KatieoftheHouse

2 ай бұрын

Thank you, Lindsay!! 🎉