India mein logo Ki 15k salary bhi Nahi Hoti

@royraika958

Жыл бұрын

Yaa same meri yaha 14k hain sab kharch k bad 9k Bach ta hain woh bhi invest karunga to bachega kya tambura

@BarkaDog

Жыл бұрын

To Aese logo ko pehle salary badhaane pe kaam karna chahiye. Investment pe nahi.

@akashbadgujar5825

Жыл бұрын

@@BarkaDog Sahi kaha.

@kanishk3528

Жыл бұрын

@@royraika958 aisa kya karte ho

@royraika958

Жыл бұрын

@@kanishk3528 sales man In jewellery Showroom

Feels like we are no more investing for the returns but rather for savings. Last year the expected returns were 12%, now 10%, and next year it will be 8%. New motto "Invest to Protect"! 😢

@shubhendusingh1991

10 ай бұрын

kaha invest kare the? Nifty Index ne hi 12% return dia hai in last 1 year.

@life04.10

9 ай бұрын

​@@shubhendusingh1991nifty index me Sip krna sahi rhega?

@DhavalAhir10

4 ай бұрын

​@@shubhendusingh1991Index Fund mehi lagao पैसे vro

@Rohit_lover889

29 күн бұрын

Bro 12% pakadke chal skte ho,, Agr long term me invest krna hai to thoda risk leke midcap ki taraf jaa skte ho. Return 15% ayega.

@jwaliaaa

9 күн бұрын

So confusing! Where should we invest? I'm new to this whole thing 😢

Are Bhai Mai toh 100 SIP karnke ke liye 2 mahina se socha Raha hun😢😅

@SonikaKarki-gp1op

6 ай бұрын

😂 same

@TrippingRepeat75

6 ай бұрын

Koi baat nahi per year step up Karo... 30 year hold Karo ... Fal milega... In logon ke baaton mein mat jao. Middle class family ke liye SIP hi jaruri hai

@sh09976

6 ай бұрын

😂😂😂

@parthivmistry1332

5 ай бұрын

Aaditya birla psu me daal le bhai achha return de raha

@ShivA12242

5 ай бұрын

​@@TrippingRepeat75Bhai mere me SIP ni ho paa rha hai me kya krta hu har month 1000 lumpsump dalta rhta hu toh koii problem haii ??

❌❌❌❌wrong❌❌❌❌❌ To set your financial goal you should start SIP with as per your choice 500 or 1000 rs per month, are bhai abhi salary kam hai to kya hua abhi to 30,35,40 saal hai jivan ke dhire dhire salary increase hogi to investment bhi badha dena... Jo 15000 rs ki salary m 1000 rs per month SIP karega to wo 50000 ya 1 lakh ki salary m 10000 ko sip tak pahuch jayega, tab uske sare financial goals pure ho jayege. SIP ko dekho ya suno mat usko samjho tabhi fayda degi. Or agar SIP ni samaj aati to at least open a RD in bank.

@sanatani.blisssss

4 ай бұрын

Is there any chances of low returns in future according to market risks

@ItsKukuHere

4 ай бұрын

@@sanatani.blisssss market will rise it is definite beacuse every company want to only grow, if you are investing in mutual fund then you are investing in multiple companies. If for some time market goes down then you have to wait to regain again also in long term you will get sure profit only.

@Pritam043

3 ай бұрын

​@@ItsKukuHere Hi Kapil, I am new to SIP, Mutual funds, share market. Is there any website or KZread channel which will explain this to newbies like me ? Please help

@ItsKukuHere

3 ай бұрын

​@@Pritam043Labour law advisor is the best channel for personal finance

@Abhishekbhati925

2 ай бұрын

Bro nifty 50 sip is safe??

In the long run market will give returns 15-20%(20-25 years)

@anand6132s

Жыл бұрын

But current market situation ke hisab se -15% milega

@BarkaDog

Жыл бұрын

No

@iam_vivan

Жыл бұрын

You can add nifty bees till 10years and IT bees for next 2 years... Just my suggestion.

@dark6937

Жыл бұрын

​@@anand6132s Abe long term mein bullish hai sensex 80000 jayega

@anand6132s

Жыл бұрын

@@dark6937 Abey mai tere baap ka dost hoon thoda dhang se bol le

10%😃😃😃😃 Isse to achha hai ki index fund main sip kar le .. 12% to mil hi jayega....

Since the market is on low they are calculating 10 percent, otherwise they will calculate based on 12 to 15% return 🤣

@styloro004

6 ай бұрын

Yes bri

@sanskarmalviya7187

5 ай бұрын

What's wrong?

@SiddharthaRoy-rf9kz

4 ай бұрын

Don't know lol, 15% is quiet reasonable in the long run in mutual fund ​@@sanskarmalviya7187

@SiddharthaRoy-rf9kz

4 ай бұрын

​@@styloro004hi bri

@sarawealth5091

4 ай бұрын

Market kab tak Low rehta hai?

Agar aapka mutual fund aapko long term me sirf 10% return nikalke deta hai to laanat hai aise fund pr. (12-14% to nikalna hi chahiye)

@Vibhor148

Жыл бұрын

10 SIP hai 1000/month ki.. Eske bare btao kuch

@rohitgandhi4991

Жыл бұрын

Consider 10% during calculations anything above that would be a bonus... 15% is too much acc. to me.

@rahulpandey3454

Жыл бұрын

Hahahahaha Mast tha ye ...Lanat hai

@vishalrai2859

Жыл бұрын

Atleast 12 se 14 toh de

@abhishek02b

Жыл бұрын

Tum log ganja fuk ke aye ho kya yah pe ... active ya index mutual fund jake dekho Jo top pe hai sabhi ke return upto 15 to 20 % hai ... Km fuka kro 12% aj ke time pe vhi mutual fund deta hai jo sbse bekar hai

Since my college last year i was having an SIP of ₹500/Month, at that time i was earning around 10k. From last 4-5 months I'm earning 25k/M and started increased my SIP to 4k/M from Dec 2023 (This month only).

@purvaipathak5510

2 ай бұрын

Which mf do you invest in

@vivekkumar9831

Ай бұрын

​@@purvaipathak5510do you have financial advice regarding mutual fund , are you invested any amount in sip till now

@yourstrulymelancholy

18 сағат бұрын

Which sip you invest in

30 साल तक 9000 मे 2 करोड 😂😂 10 लाख का प्लॉट ले लिया तो 10 साल मे 1 करोड दे देंगा हमने 30 साल पहले 30000 का प्लॉट आज 20 लाख मे बीक रहा है घर के साथ 40 लाख तक

@depression_plusplus6120

8 ай бұрын

10lac.ka flat das saal mei tujhe 1 crore dega...WAAH🤣🤣🤣...ESA KOI FLAT MILE TOH BATANA... And don't say, humare zamane mei khareda flat ajj itne mei bika...today is not that zamana...PLOT ki keemat exponentially badhti hai, flat ki nahi

@arpitzain

7 ай бұрын

Well, aapko 10 lakh lumpsum bhi to chahiye hoge na….yahan par to sip ki baat ho rahi hain….monthoy installment of small amount instead if lumpsum

@ashwinis1562

6 ай бұрын

Aaj ka 10lakh kaha se ayega. Agar itna paisa hamare paas hota to SIP kivn lete, share hi kharidte.

@dr.vikaskaranjekar2633

6 ай бұрын

Vahi 10 lakh mutual fund me dalo aur 10 saal baad dekho 3 guna shayad hogi jayega, maine ek plot 12 saal baad matra 20 percent return ke sath becha, reality of real estate

@ashishhiwale6482

6 ай бұрын

​@@depression_plusplus6120in 2003 my mom dad purchased flat for 3 lakh in pune now it cost 55 lack.... It depends in which city you are buying

After 25yrs if ur mutual fund is giving u only 10% return then u need to change ur mutual fund not ur PLAN to SIP

Please add 'Smart SIP' feature in Groww mutual fund.

last 30 yrs ka growth next 10 yrs bhi possible nhi hai.... baaki 30 lakhs ka 30 yrs me 2 crore hua to bhi bahut kam hai...medical mafia & inflation will destroy ur all future plans...

@nhn3078

9 күн бұрын

Bhai bukha marne se toh achha, hai 30 saal bad bhi bohot logon ke paas 2 crores nahi hoga, 30 lakh mein hi jee lenge..

Sip should increase if u have n increment, thats the think people always miss

Negative returns after 5th years is reduced to 0❤❤❤❤ That's amazing Information..❤❤❤I'll do it asap

@shaguftashawkatali6619

11 ай бұрын

Iska matlab kya hota hai?

@Magatopu21

10 ай бұрын

​@@shaguftashawkatali6619iska mtlb 5yrs k wad Tera Paisa negative m nai jaiga hamesa profit m rahega

@Bhargav-dj7ep

8 ай бұрын

That's what I want to ask, Please explain @mirzarizwanbaig9449

@gourabmondal4998

8 ай бұрын

@@shaguftashawkatali6619iska matlab apka ghata nhi hoga

@georgebenson4194

8 ай бұрын

@@shaguftashawkatali6619chance of facing loss (negative investment) is zero after 5 years

10/10 sir… the schemes you told are mostly risk free. Aur inn sabhi schemes mey kisi bhi economic class ka insaan invest kar skta hai. Aap isme se har ek schemes par individual video zarur se banaiyega, usse totally jo bilkul new log hain unko aur bhi help milegi. Thank you Sir 😊🙏 Jai Hind 🇮🇳🙏

15% ka annual return hoga toh 7Crore accumulate ho jayega 30yrs me retirement ke liye. But schemes koi nhi batayega.

@harshmeena4

7 ай бұрын

Bhai tu bata de fir

May 6000 rs sounds like a big amount, but after 10-12 years it will be as 3000 PV if we consider the current INFLATION rate and apply the rule of 72. I.e., 72/6= 12. So if we want to invest 6k rs as of today then after 12 years the FV of 6k will be 12k which after 30 years will grow the amount by 1.5x than the actual desired or retired amount.

Matter ye nhi ki itna return mil Raha matter ye hai ki ye return Kaun se sip me milega

You haven't mentioned the time period for the SIPs

@yourpick529

11 ай бұрын

15 years 30 years jo bataya vahi hai

Thank you 🙏 for telling after 5th year the chance of getting negetive return is nil

meanwhile me with 500 sip in index mutual fund...

@Riya-mu2mj

6 ай бұрын

Time period is the game changer

Main to 500 se start kar ke after 10-20 year baad aamir *rich* banne ki soch raha tha 😢

@esakkithevar21

10 ай бұрын

Step up karo boss sip hojaoge amir

@Ritikkvlogs

9 ай бұрын

Compounding power nhi jante bro kya ? Or ye sirf bta rhi h ki agar 10% ho to market mai bhot ache ache funds hai Jo ko 20 % se 48% per annum TK returns de rahe h research karna pdta h bs jaise quant small cap fund 48% de raha h kotak 28 % ICICI 38% TK baaki aapko apni reasearch karna zaruri h

Me watching with 12k salary 😢

@SubhashreePradhan-yn6xl

2 ай бұрын

Also me watching 8k salary🥺

What about inflation..???

Inflation left the chat😀

20k per month.. 20 years.. 50L investment.. 2Cr return.. you can do it for your child if you have a secured source of income

1000 sip per month 🙄

10% return ke liye koun sip karega bhai ... atleast 12 to 14% ka return to aana chahiye nhi to kyu equity me investment karenge ...

@nhn3078

9 күн бұрын

To fir kaha karoge?

Never do SIP when market is at an all time high...always but indexes when there is a correction or atleast when weekly candle is negative on Friday then u can buy at 3:15 ( Friday )

dont forget to adjust inflation, 2cr in about 30yrs wud be few lacs

@shivamkalyan6238

5 ай бұрын

40-45 lakh only

@religionofpeace782

4 ай бұрын

25 lakhs. Divide 2 cr by 2 thrice.

30 saal main 48 Cr chahiye aur 7 saal main 6 Cr chahiye

@AmitThakur-nv7lb

Жыл бұрын

Kya kroge itne paiso ka. Ye paise tumhe maut se nhi bacha sakte aur na hi kisi khatarnaak bimari se. Jab kaal aata hai to karodpati ho ya gareeb insan, dono barabar ho jate hain

Thank you so

Paytm provides daily installment basis Sip with the help of ICICI prudential MF. Whenever groww will think about it? Daily installment base sip is much helpful for middle or lower middle class people or housewives.

What about Step-up SIP's , plus we have considered extremely conservative return of 10% from equity asset class. In such long term calculation we must have 12% + calculate based on step-up SIP. Assume an average increase of income of 5-10% APY which is very nominal and achievable even for folks working in IT Service companies

Mutual fund is Morden FD, either invest in quality stocks or don’t invest in market . These mutual fund companies are just running their business .

what if i want to accumulate 8.5 crores in 15 years and give a top up of 10 percent every year on the SIP

Inflation adjusted future value calculate karke btao chachi

25lakh Childers education ke liye government school dalo 😅😅 almost free me Hoya hardly 5lakh

Ah, SIP, the foundation of my journey from humble beginnings to financial success.I wasnt financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing is a grand choice I made

After 30yrs 2cr ki itni value hi nai hogi

@AyanKashyap1303

Ай бұрын

inflation hoga, taab value 30 cr ki value 15cr tak hoga

@dollamerchs1546

Ай бұрын

@@AyanKashyap1303 8-10cr *

@user-xz1qk7hi6k

Ай бұрын

Abhi 8000 Ki Value 1980 Ke 1000 Itni He Aaj Avg Salary 8000 Per Month He OR 1980 Me Avg Salary 1000 Thi Per Month Uss Hisab Se Calculate Kar Lo 2Cr Ki Value Kya Hogi

@abhishekgupta7185

22 күн бұрын

​@@user-xz1qk7hi6kbta na bhai calculate kr ke yrr

@user-xz1qk7hi6k

22 күн бұрын

@@abhishekgupta7185 2 Cr Ki Value 55 Lakh Se 60 Lakh Hogi 2055 Me Abhi Jo Property 50 se 60 Lakh Ki Mil Rahi He Wo 2050-60 Tak 2Cr Ki Hogi

Mam, Can you please explain if we do the step up option of 10% every year?

I want to do but how

Zaruri nhi h ki 10% quant hai jo ki 48% per annum tk return deta h or kotak 38% ICICI 28%+ sip bhi research karke hi karni chayie

Meri earning hi 9000 rs hai. My age 39.

Mera avragae return 20% and XIRR 33% hai..😅😅

@sujalgaikwad3705

6 ай бұрын

Kese?

@vaibhavgaur8200

6 ай бұрын

@@sujalgaikwad3705 abhi mostly sbka itna he return aara hai kyuki market up hai

Due to General public education sector inflated a lot. Instead of demanding a good well equipped govt school we choose to go for private. And this trend will continue and it will cost majority of parents saving just to educate their child

Only work in commodities not for equity...nahi toe adaani ke shareholder type ho jayega

Per month 6k is not possible for everyone

Muje to 1 saal tak Thailand rahena hey😂😂😂

30 year ke baad 2 CR se kya he hoga

Any good fundamental stocks must give returns onwards 5years like ril,hul,Nestle, Britannia so many then why we invest in sip.

Its not about just 10%. It's a game of compound interest. invest Whatever you can 1000 to 10000. Just make sure invest utna hi karna jitna apko apne wale 10 saal tak chahiye na ho. Do NoT invest your emergency funds or savings.

2 crore is a big amount today, but 30 years from now it won't be. So I need to keep my end goal amount which would be of the same value that feels like 2 crore today.

What about expense ratio..... U haven't deducted it in your calculations.

30 saal bad 2 crore m jyada se jyada 6 mahine ka rashan dal jaigaa bs

Please share as per Indian people average income not as per others

Can anyone explain me calculation??

60% returns in my sips

Mam grow mh SLB account alge se open krna pdta hai kya...

Meri mahine ki 5k salary hi hai 😢😢😢

@Anonymous-2-0-1-2

9 ай бұрын

Koi na mehnat kar bhai

@rahulhansdah6639

9 ай бұрын

Jyada se jyada 1000 invest kar skte he

@amitythub

9 ай бұрын

@@rahulhansdah6639 abhi 500 rs kar rha hu axis small cap me

@rambabup1522

9 ай бұрын

Invest 1000

@Nomadic_kk_offical

9 ай бұрын

1500 investment Karo naa

Lol I have 2 SIPs of 1000 each 😅😂....will society accept me 😢

@devalsachin4438

6 ай бұрын

Same

@SudhaDevi-vn5px

5 ай бұрын

I have only 1 sip 1000 😂😂

@artseawish683

5 ай бұрын

@@SudhaDevi-vn5px 😅😅😅

@SudhaDevi-vn5px

5 ай бұрын

@@artseawish683 low salary..which fund you are investing?

@artseawish683

5 ай бұрын

@@SudhaDevi-vn5px quant and bandhan bank elss.....recently I started in quant small cap, nippon I overlapped quant....everyone is saying its a mistake....idk 😬

Thanks mam

i just started Sip with just 100 and thinking i will increase this amount in a particular time period

@adarsh2k23

Жыл бұрын

Bhai ek baat bata soch 100 har month dala apna saving sa next month mera pass 200 hogaya to kya mai daal sakta hun or kya next month sa 200 daalna honga

@C4LEGENDXC

Жыл бұрын

@@adarsh2k23 you can change it every time i did the same thing i just started sip this month and then i thought 100rs is a very small amount so i just edit my amount in sip and from next month i will be paying 200 it's too simple bro just explore every option you can on your application

@RakeshKumar-ko9zl

Жыл бұрын

​@@adarsh2k23 bhai...sip kitni ki b ho....kisi b waqt tmhare pass xtra money aaye...ya market down ho...tb chahte ho thoda xtra unit lena...saste me....to lumpsum k tarike se...kr skte ho...koi problem nhi h...mai aise hi krta hun usually

@Junaid_x01

8 ай бұрын

Focus on your career

किसने बोला कि कितना इन्वेस्ट कर रहे हो वो जरूरी नहीं है 500 रुपए महीने की एसआईपी वाला 50000 रुपए महीने की एसआईपी करने वाले में कौन ज्यादा जल्दी पैसा बनाएगा सबको पता है आपके पास कैपिटल का होना बहुत जरूरी है

Thinking about investing 15k/month for 30 yrs what will be the return approx?😊 thnks in adv

Mam ...long term(20-25 years) portfolio m kon si category k mutual funds rakhe????

@masteroogway9281

Жыл бұрын

index funds

@pandeyvlogs7219

9 ай бұрын

Small cap fund

Awesome information thank you mam

Index fund bhi 13-15 % ka return de hi deta he long turm me

10% is too less. It's average 15-20% if the time period is 15-20 years in long-term

Nice

Which sip jo ki secure ho please suggest

30 saal baad 2 crore ki value hi kya hogi.

Mera grand father 100 acre khet hai

Step up sip is better

Means child ko 15 saal nahi padhana hai, jab 15 years beet jaye then direct 10th-11th class mein admission karana ka hai! Yehi na bol rahe, sayad

@stayhealthy9125

Жыл бұрын

10v tak sarkari mein padhao kum se kum, fees 30₹ mahina hai whaan sird

@modellocomotiveworks2215

10 ай бұрын

उसने वीडियो में higher education बो ला है वो 12 वीं के बाद ही होती है

Better to invest in nifty ETF .. long term me 10 % se jyada to mil he jayega 😂

And I was feeling that you are calling me in the start

Hi..step up sip ki bajae agar hum new usi amount ki new sip start karte rahein to usse kya koi farak aata hai?and how? Like 2 months ka step up na Kara kar every 2 months new sip start kar dein to baat same rahegi ya farak aaega interest amount pe? My agent is saying there is no difference if u step ur sip aur start a new sip of same time, amount and intervals

5yr se jyada ka option hai hi nahi to kaise kare

6% inflation bade papa calculate karenge kya ? wo bhi gov ka inflation %age hai in reality it depends on your expenditure.

@styloro004

6 ай бұрын

Sahi bola

@arghyadeep5738

6 ай бұрын

That's why people need to do 20-25% top-up in every 3-4 years

Firstly, SIP does not give compounding interest, for that every year you have to pull out all money and returns then invest again

@ramangarg9990

3 ай бұрын

Thoda bahot knowledge lele bhai Google se,, adhuri jankari hanikark hoti h

Tax bhi deducted hoga na ye kyu nhi batati

I give one suggestion .. please add ready-made stock basket for beginner .. please 🙏

@archanabhadoria4085

Жыл бұрын

Don't ask these stupid people.. Search about NJWealth. They have excellent stock basket.. Moreover NJ Wealth reallocates stock as per performance in every (1 & 1/2) देड साल

7500 salry se kya kre

Average 15-18% mil jata h aaram se

@harishsharma53669

Жыл бұрын

Kitne time period baad

@iamakash8038

Жыл бұрын

​@@harishsharma53669 30 years

@alfie0

Жыл бұрын

​​@@harishsharma53669 15-20 years

@MUTUALFUNDBYLOKESH

11 ай бұрын

Bilkul... agree

Be it any mutual fund????? Or some selected only

Sip ya lumsum ? Konsa acvha hai?

Me watching this video having 500 rupees pocket money😢😅

Yaad rakhna ...ye video ek broker app company ki taraf se hain. Chinta mat karo, jyada nahi toh kam hi sahi. 9000 na bhi ho toh 500 karke hi SIP karo. kuch naa milnese accha ,kuch toh milega. Kam investment main jyada waqt lagega par koi baat nahi.

mai b sip krne ke soch rha hu . Kya long term mai sip krne se fayda hoga. Or kya Sip tax free hoga agar long term k liye kre to bahut amount hoga deposit or profit b hoga .fir tax kitna lgega

1000 crore ke liye..... investment PDF bhejo

After 30 years 2 Cr. Ka tax kitna hoga (LTCG ) Please reply Mam

@nitinsingh8963

Жыл бұрын

10%

@chandhanshashikiran

Жыл бұрын

Assuming it is 2Cr of Capital Gains..... It will be 19,90,000

@alokgupta6918

Жыл бұрын

After 30 years 2 Cr ka value kuchh nahi rahega

@yashmehra812

Жыл бұрын

@@alokgupta6918 2 Cr complete capital gains pr post taxation amount ki 5% avg inflation rate lekr present value calculate krenge toh 41.6 lakhs aa rhi hai aaj ki date pr. Taxation ko better manage kiya toh this will increase. Dhang se SWP/STP manage kiya toh this money will never cease to exist even when you keep withdrawing monthly installments

@alokgupta6918

Жыл бұрын

@@yashmehra812 correct

Pls tell people that after 30 year, value of 2 cr will be equivalent to today's 25lacs only. What can you do with 25lacs if you retire today?

One time ka batao koi very high risk ya low risk mae daalu

For 40 k I do invest around 15k

Kya matlab fir Jana small finance toh 9% fd pe deta hai ye stock market pura bekar hai

2 crore for retirement.....what about inflation?

Inflation - sae kitane cut honage

Good morning