Sorry for mic issue, it is fixed in a part 2 video with the update after my first tenant moved out: kzread.info/dash/bejne/l6WlpNuDY6y3h9o.htmlsi=105AF3CSDq_Gr_C8

Thanks for the share. It can be a good investment for some people. One big omission is the tax. I don’t know your country and if it has a treaty with Thailand. But you are suppose to declare it and pay tax. This will reduce the return of your condo. If you don’t live in Thailand you will need an agent to sign a lease, give keys and to do the depature check… It will cost you money and again reduce your return. Finaly, it is wise to plan that you will miss a month or two of rent when you have to search for new tenant. I don’t think you will get 6% the first year. The property’s value and rent can increase over the years.

In Thailand, if a building is over 10 years, it's considered old making it hard to sell in the future. Pair that with the constant building of new condo buildings around Pattaya/Jomtien, I hope that everything will work out for you

It's going to be alot less than 6% -10% with tenancy and repairs.

@uffetrader8134

3 ай бұрын

Agree!

Thank you for such an informative video!

Do NOT buy. Run Forest, RUN

@uffetrader8134

3 ай бұрын

5555

Another thing to consider for the slightly less rigorous investor (and the reason I bought a Thai Condo) is that I would probably have blown the money on something else more toxic than any investment even if it turned out not to be optimal returns wise. Oh well, I still have a liver and no mortgage so that turned out well after all!

@JohnnyFD

3 ай бұрын

This is a great point actually.

I invested in a few condos in Pattaya. I have been very happy with all of them. I am happy to share experience.

@ThaiLifeChronicles

2 ай бұрын

If you are willing to talk about that Id love to sit down with you to talk about your experience.

@hpopov

2 ай бұрын

@@ThaiLifeChronicles camera shy.

@thegormlesstwit849

2 ай бұрын

Can you give us a quick summary? Have your condos gone up in value? How is the yield? Thank you if you are willing to share.

@Vishypoo

2 ай бұрын

i also own a few condos. lets connect

After owning 3 rental properties, I will never do that again. Index funds and etf's are way better

@konnapoeg

3 ай бұрын

In Thailand? What went wrong

@moblack5883

3 ай бұрын

@@konnapoegthey keep building more and more cheap condos lowering the prices

@uffetrader8134

3 ай бұрын

Exactly! That is why I do NOT but any in Thailand, and invest in the stock market! Buy property to live yourself, is a different story though. But also cheap to rent!

@uffetrader8134

3 ай бұрын

@@konnapoeg Even if it goes well = shit business!

@Newtons_Ghost

2 ай бұрын

@@uffetrader8134 Yeah I am about to buy one and people are saying "WHAT?! NO!" and then i explain, that i want it for myself to live in and then they go "oh now thats a different story! Good on you!" ahaha

Great video! I’m moving to Thailand soon! Thanks for the awesome detailed information 🇹🇭💪🏼🚀

@uffetrader8134

3 ай бұрын

Look more deeper, before you buy any!

Hi, thanks for the great breakdown. This is the best I've seen for investing in condos in Thailand. I'm in a very similar situation to you, i'm living in Pattaya and have a nice car sitting undriven in Kyiv that I should sell. I'm glad you mentioned that the reason for your investment was diversification, as in your situation, I think it was a good purchase. However, for most of us, it would be easier to make 6% a year in index funds or even dividend stocks. I wish you luck with your condo investment, I'm curious how it will go 10-15 years from now when it's paid off. Keep us updated.

@Financenerd-pro

3 ай бұрын

Thank you, Johnny!

@user-jshsd2

3 ай бұрын

Well, well, look who we have, Johnny FD the digital nomad scam artist. Thanks for letting me know where to find you. I've been looking for you for a while. You are a complete fraudster.

Thailand condos do not increase over time from what I've gathered. They actually decrease, as they age, right now. Also, buildings are usually not very well taken care of, hence the low maintenace fees

@JohnnyFD

3 ай бұрын

Also because there's usually a brand new building near by that comes in more favorably. Luckily he bought a 10 year old unit that already depreciated.

@Financenerd-pro

3 ай бұрын

@JohnnyFD bro, let’s meet sometimes!:) would be happy to chat

@alexn4255

2 ай бұрын

Really? I bought a condo near nana back in 2006 for 2 million baht and sold it in 2023 for 7 million. Why do u act like u know everything about thai real estate? 😂 clown’s 😂😂😂

@alexanderpoulin

20 күн бұрын

That's a huge problem in Thailand. My uncle bought a condo 5 years ago in Bangkok, Bang Kapi district. The place is falling apart now. Originally they had grounds keepers and kept the place maintained but that disappeared within the first couple years. When I went and checked it out the building looked 40+ years old.

I feel very happy bumping into this random video. This individual made VERY logical decision - and personally it is CORRECT to sell the car as it is in a state where it is collecting dust and not used. Good decision.

Keep up the great work just subscribed

well thought out, thanks for the insight!

I don't know, with a totally liquid REIT like O (Reality Income) paying 5.68% with 20+ years of increasing monthly dividends an illiquid Thai condo at 6% with repairs, management and other hassles it doesn't seem like much of a deal. I do own a Thai condo for personal use but I don't see it as a great investment. Just really nice to have my own place, not deal with rent, moving or deposits and a bit of a hedge against currency moves.

@uffetrader8134

3 ай бұрын

I agree! But with one REIT = huge conmpany risk. And the dividend is one thing! Ther total return is the key figure! But you can always place the money in a Global Index found and get 10% per year!

@TheListPlanet

17 күн бұрын

@@uffetrader8134 O traded sideways for an entire decade. No thanks.

Informative video 👍

You need to factor in maintenance, periods of no tenants and taxes

@uffetrader8134

3 ай бұрын

It is a dream calculation!

There's no way that's going to be rented out all the time plus you have to pay the building fees and repairs,, and it definitely wont appreciate in price not a good investment

@alexn4255

2 ай бұрын

How would u know that? What r u ? God?

@Heshkinp

2 ай бұрын

Agree most foreigners regret buying condos as they are unsellable and other asians dont buy farang ones and prefer new build

@kingkrubb8880

2 ай бұрын

Yes, condos in thailand wear down VERY fast and lose value. Thai people prefer everything NEW

@alexn4255

2 ай бұрын

@@user-st6zi6lt8u true. But Thais preferring to buy new is a myth. All the Thais I’ve known preferred buying second hand homes because u get bigger from same price as new.

@rosshitchen-ij6en

2 ай бұрын

They appreciate in price.I have been going to Pattaya for the past 20 years and realestate is much more expensive.Most people are looking at the vacancies caused by covid and judging realestae on this.

This is really interesting, thank you for sharing!

Good Overview, Thanks!👍 Do You Plan On Making More Property Investments In Thailand?

I just read the title and my answer is No! No any business in Thailand stay away…

It looks like a risky investment with a low return too. Hard pass.

@uffetrader8134

3 ай бұрын

And also a dream return.

@alexn4255

2 ай бұрын

Why does everything have to be an investment? I mean, i bought my condo in nana back in 2006 for 2 million baht and sold it last year for 7 million. But it wasn’t for investment. I just wanted to have home in nana and that’s all. I just want to move on from Bangkok and buy a house with pool near hua hin now. Maybe owning something that u are for sure will use for several years is not bad idea. It’s nice to own things u know?

@willsmith39

Ай бұрын

​@@alexn4255It doesn't but he's literally made a whole video looking purely at investment return on his money so that's what we're discussing. If you want to have a home in Thailand and want to renovate and make it your own, don't care about returns and have the resources then go for it it I say no worries

Thanks for presenting this investment idea. I am currently living in Pattaya.for 6 month/year and I consider buying a condo there (for self use). Good luck with your investment ! 👍

No. Because visa rules are so strict for Westerners, you won't be writing many 1-year leases. That means churning of tenants, repairs after each tenant leaves, re-advertising your condo, hiring a property management company to vet a new tenant, etc. and depreciation of the value of your condo over time. Terrible idea.

My wife and I have a few rentals here in Thailand but we stay away from condos. Ours are pool villas in Hua Hin. We get 60k bt a month on long term rentals. The villas were bought in the 8 million bt range. We’ve been offered much more than we paid for them but no intention of selling.Ive been investing in real estate for 40 years now. I’d stay away from condos here. No appreciation and very hard to resell.

bro you could do 5% in bonds with 0 risk and hassle, as soon as the thai gov start upping tax prices you basically are going to be near 0% gain

the cliff is a great condo, i lived here for 1 year pre-covid. the staff are great and the condo is very well maintained

People will never learn. I lived in Chiang mai for one year.There's tons of empty condominiums for rent or sale. Buying a condominium in Thailand is not a very good Investment.. Very low return on your investment If you do get a permanent tenant. And good luck with that !! 😢

Your ROI calculations are way off for Pattaya: 1. You are assuming your condo is rented out 12 months a year without tenant change which is absolutely unrealistic in a tourist town where 2 to 6 months leases are the norm. 2. You forgot the agent fees too. 3. Apartment price growth of 4% is not realistic in Pattaya as older condos don't appreciate at all. People want to buy the new condos. All in all you'll be happy to have 2 tenant changes a year with a 10 month occupancy which would result in a ROI of 4% Your 6% is the best of the best unrealistic cases. If you want to have a successful "investment channel" you shouldn't be making those basic mistakes.

Where do you get the 4% estimated appreciation on the condo value?

A condo in Thailand is good for your holidays, not for your wallet. Plus, I have doubts about the durability of those new constructions.

I have a question - how did deal with the USD transfers? I got a feeling that you were able to solve paperwork issue using the agent , and without opening the USD account.

answer only one question...what will happen with your investment after abolishing the building (lifecycles are very short in asia)...

In a country with a major surplus of condos and very high rental vacancy, I would say no - it is not a good investment at all. There are far better things you could do with the money.

@gothops2632

Ай бұрын

Like what? Buy crypto?

@JayandSarah

Ай бұрын

@@gothops2632 crypto has no utility, I don't consider it an investment. It is perhaps a store of wealth but that is it. Investors own equities long term. It outperforms real estate and crypto and anything else in history we've come up with.

Better than owning the car, but not sure about the accuracy of the other calculations.

You forgot to calculate the repair cost and your condo won't be rented out all the time. So it will be less than 5% return. Also the supply side of Pattaya is so extreme with new condos being built every month. You can get a US treasury bond with 5% return risk free. This is a horrible investment and you got ripped off. NEVER BUY IN THAILAND.

Good explanation video. I have 7 condos and 2 townhouses - 5 of the condos are yearly rentals and 5-6% is about right. 2 of the condos and the townhouses (renovated older Thai style), I get 12% net profit on average. In a balanced portfolio, I think your investment is ok, but as a one-off, there are much better options.

you are living in dream world. thailand has a 60 percent occupancy rate. just waitba few years and you will know what it means.

@uffetrader8134

3 ай бұрын

You are very correct!

Thanks for sharing! do you mind saying which city is this condo, it's good that the rent demands are high. is there no need to get a lawyer to check all in order?

@Financenerd-pro

4 ай бұрын

It's Pattaya. I haven't used lawyer as the receptionist from the condo connected me with the seller. She checked that all utility bills are paid per her database and that's pretty much all I checked. I know the case where wife sold condo without husband's permission and it appeared that they were in a process of divorce so husband tried to cancel the deal... but as long as you are paying full amount via bank transfer or cashier check, you would defend yourself in any case.

Interesting.. thanks

Nice video. And yes i agree poland and check are well over heated. Have you considered bulgaria,italy or croatia?

@Financenerd-pro

4 ай бұрын

Thanks! No, I haven’t. You think worth considering? I chose the ones where I used to live long time and understand the environment a bit.

Hi! Usually IS It fine to cash out in thai banks? Do they Accept usdt from self hosted wallet?

Take some money from the sale of the car and buy a good mic so we can hear you more clear!

@Financenerd-pro

25 күн бұрын

Thanks for a feedback. Yeah, smth went wrong with mic 🥲

Primary criticism in the comments is that there is a glut of housing, one claiming only 60% occupancy and the others that the glut is due to constant new supply. Traditionally in RE, location of the primary determinant of appreciation. Why would I not assume that the best locations are already built up and so would appreciate better than new builds?

The 38 auspicious things such as the 4 chakras are: 1. Reformation of desvasa Living in an appropriate place. 2. Sappurisupassaya, association with good people. 3. Attasammapanidhi, setting oneself right. 4. Puppektapunyata. Have done good things first. 1. Reformed the 4 devasasa: 1. People, that is, people in the nation, are good people of the tribe, people of the nation, people of that race. 2. Good leaders (kings) with morality. 3. Good religion. important teachings Make people love each other, be united, make people moral. be one and the same 4. The terrain is suitable and fertile for that country to live in.

Better off putting that money in a diversified property REIT or $BTC. Much less stress, however some people like the stress of managing a property.

Just buy in to any stock index fund and you'll get the same, plus you can directly get your money out without any hassle, rent competition in Thailand is too high imho and your apartment could be empty 30% of the time and not generate passive income..

@borishahaha

4 ай бұрын

If this is just an investment play I agree with you as there is no guarantee for capital growth. However, if he is investing to hold the apartment until retirement it might avoid the risk of extreme capital growth which might price him out in later in life and also be a good return on investment. Real estate is a tricky investment overseas.

@uffetrader8134

3 ай бұрын

@@borishahaha Thers is NO growth value of properties in Thailand! Lived here 6 years and studied the property market close. But I rent, and invest my money on the stock market instead!

@shellw1506

3 ай бұрын

In Thailand the condos depreciate in value. The construction quality is very bad and there’s little chance that an old apartment will be livable in 20 years time.

@untouchablelah

3 ай бұрын

How does stock index fund work?

@seandelaney1700

2 ай бұрын

Quite a few comment stating this. He said he's in equities and crypto so wanted to round out his portfolio. As someone who's invested the same way I make 6% day lately, but one day hard assets would be nice too.

Hi, thanks for the video! We have a couple of questions below and would appreciate if you could provide us some insight: 1. Whether the thai banks / related counterparties would check the source of funds when you purchase the property? 2. Why don't you choose Bangkok over other districts to invest? 3. How much shall we expect to pay for the property agency who is fully helping the owner to manage the property? 4. Any key points should be aware as a foreign investor? Thank you so much in advance and we wish your investment goes well 👍🏻💡

@Financenerd-pro

3 ай бұрын

1. If you transferred money to a Thai bank from your home bank, that would be enough. If you top up with crypto or with other way, you will need to ask your agent and they will usually arrange this for you for about 0,5-1% from the purchase price. 2. Idk, I live in Pattaya at the moment, just more convenient for me. But historically Bangkok's housing market grew faster. 3. Can't help here, I'm doing everything by myself so far. I bet not too much as all services in Thailand much cheaper then in NA/EU. 4. I can't think about anything else but mentioned in the video. You are very welcome!

Forget about future price increase! It will just not happen!

@Steven-mm7gb

3 ай бұрын

Never be able to sell, so many vacant condos in Thailand, they constantly building more, way over built, some listings even say willing to negotiate on rent.

@davidm4677

3 ай бұрын

They can build as many new ones as they want buy it all comes down to the location and the prices do go up I seen differences in past 5yrs remember the cost of the condo was 70k so in next 2yrs it may only go up about 5k but that’s better than nothing and never know in 10yrs it may double in price.

Finance nerd that plays dota ? I’ve never subbed so fast in my life

@Financenerd-pro

4 ай бұрын

:D

You are dreaming about condo price growth in Thailand , if anything it goes backwards...

Do you have to pay any kind of thai income tax on these properties? Is there property tax?

Hey I just sold my second apartment in Budapest (for an 8% annual rent, an investor bought it) and ready to start the renovation for the third one. In this stage it has more potential return due to the condition. Let me know if interested.

No offense but how do u have a whole rode mic set up and sound so bad

This was my plan as well and i have a friend that would rent my place out. How does payment work to buy? Do they want the money all at once? They dont have a mortgage plan?

@Financenerd-pro

3 ай бұрын

all at once

How much are the annual tax ?

Im not sure you know the thai market very well, there are thousands of empty condos and houses all over Thailand, very few ever increase in value, you will find this out if you ever manage to sell them, the UK housing market rises 6% a year on average over the last 60 year

@roastnut

18 күн бұрын

The UK housing market is not going to increase like it did the the previous 20 years.

@gesstevenson11891

18 күн бұрын

Why is that?​@@roastnut

3:08 her commission is half of one month's rent for a 6-month rental or half of the monthly rent for each of the 6 months it's rented as you seem to imply at 3:28?

@Financenerd-pro

Ай бұрын

half of one month rent payment is 8,000 THB. Usually it's one month if the contract is one year but as my contract was 6 months, I paid her half of that

@damo5791

Ай бұрын

@@Financenerd-pro Perfect, thank you.

your audio is bad and it isn't your microphone. If you are using effects you are over doing the compression or something.

Even Japanese yen, Chinese yuan and S Korean won are not considered as a safe form of asset. Do you need to ask anything about Thai baht???

Sorry, I am not a financially trained guy, but I would not put my options on the UK, with the economic mess they are in after the Brexit!

Can I kindly ask how do you purchase under your name when you are not a Thai citizen? Thank you!

@Financenerd-pro

3 күн бұрын

There is a quota allocation between Thai and foreign ownership for every building. Before you come for a viewing, you ask the agent or the owner is this particular apartment in foreign quota or not.

@alexchia

3 күн бұрын

@@Financenerd-pro Thanx so much for your reply!

About 7-8% ROI after fees?. No Management Company?, who chase the tenant for rent if they dont pay?

are you giving 50% of rent to the agent? isnt that very very high?

Was it your bank in Thailand that had an issue with you using crypto?

@Financenerd-pro

Ай бұрын

They don’t have issues to accept money from selling crypto but they won’t give you a document confirming the source of funds in the required format for land office

It is 50% of first month as brokerage rent is it?

The rental market in Thailand is arguably one of the worst markets in the world. Good rental markets typically yield 1% of rent per month. Thailand is about .25. Main reason is Chinese investors want to get there money out of China and dont really care about the rental returns therefore it lowers the rents. Also that 6% is horrible considering many bank will give you 6% right now and a typical500 fund is up 20% this year alone with an average of 10%apy over ten years

The calculation does not factor in the relevant Govt taxes on rental property which is quite substantial.

I tend to disagree with a lot of the posters who say that this is not a good investment. A lot fail to take into consideration not only the increase in property value over time (equity) but also the increases in rent. I own several properties and as your rent increases the ROI also increases. In ten years rent can double or triple ((the rent on one of my apartments increased from $700 a month to about $2000 per month in the last 10 years). A steady source of income can also be used to purchase other investments that have a higher rate of return. Passive income like this is also very satisfying as you see your bank account grow with absolutely no effort.

@seandelaney1700

2 ай бұрын

I appreciate your real world experience and counterpoint to many of the negative comments.

@guymandudely324

Ай бұрын

I'm a landlord in America. I also lived in Bangkok 2005-2019. The ordinary rules of supply and demand do NOT apply to Thailand RE. Also, rents have NOT doubled or tripled in the last 10 years in Thailand; you are looking at American rental market I fear.

@seandelaney1700

Ай бұрын

@@guymandudely324 Could you please expand? Supply/Demand and Price are consistent in all markets in my experience.

@guymandudely324

Ай бұрын

@@seandelaney1700 I lived in Bangkok during the 2008-2011 housing crisis. The prices of condos did NOT decline at all. That is because the wealthiest 50 families of Thailand OWN 80% or more of the real estate. Rather than sell to take a loss, they just sat on the inventory. When you buy a condo in Thailand, you are actually buying from one of these richest families who have marked up the price of the condo to feed their personal fortunes. Supply and demand occurs when you have motivated sellers and buyers ... if the sellers refuse to accept any decrease in price, then supply and demand does not apply.

@seandelaney1700

Ай бұрын

@@guymandudely324 I really appreciate the reply guy. 80% wow, I had no idea. So a bit of a cartel, like OPEC where they attempt to fix pricing. I assume demand cratered in the housing crisis so they essentially limited supply. A good thing if you were an owner right? Your value was preserved if holding and if selling you need only undercut them by a fraction.

so the agent took 50% of the 16,000 monthly cost ? That' OTT, how do you expect to make your money back from that ?

@Financenerd-pro

13 күн бұрын

agent took 1 month rent 17,000 THB. this is just a cost, you can communicate with all candidates yourself and avoid this.

Thank you. This is very useful information.

I would like to buy something for 1 million- countryside or old apartment. And 1 another person for 1 million- we can be sharing. Helping

"Ownership documents with my name written in Thai language, obviously not very accurate" 💸💸💸

I feel buying a condo in thailand to rent is like buying a yatch to rent... in the long term will be very hard to maintain that 6% profit and just give you lot of headaches from a distance, only reason I could see to buy one would be if you are living there and want to avoid paying rent, anyway thanks very informative watch thanks for posting it.

@alexn4255

2 ай бұрын

Really? I bought a condo in nana for 2 million baht back in 2006 and sold it last year for 7 million. Why do u clown’s act like u know all about thai real estate? Stop clowning yourselves 😂😂😂😂

Do u went to Thailand, for bought it? Or isn't necessary ? Went to Thailand for complete the purchase

@alexn4255

2 ай бұрын

With that grammar, just stay in your country boi 😂😂

There is no tax on renting it out?

@rubennilsson5416

3 ай бұрын

Yes there is!!!

@tomv7986

3 ай бұрын

@@rubennilsson5416 exactly 😄

@Xyy2387

3 ай бұрын

12.5% on the rental income.

DO NOT buy a condo in Thailand as a foreigner.

You are assuming firstly that there will be no interruption with tourism volume in Pattaya in future (covid example recently).A world recession is here. What occupation % is expected? (90% is maybe optimistic) you are assuming all rent due will be paid by honest tenants. You are assuming repairs and replacement to depreciation furnishings will be very low.. 4% increase in capitol appreciation? Thailand is attempting taxing foriegners income . It's obvious to me retirees will change plans to stay leas than 180 days/year. You haven't factored in income tax on rent earnings. You cant get a mortgage to use leverage or hedge inflation or currency risk. Tax On sale profit now ( or risk change in future.) I don't agree with your currency risk assessment. (Asian Tiger crisis) Often condo buildings in Thailand are not maintained. A lot of assumptions. Have you asked other long term expat owners their practical experiences of this investment type? My friend had the devil trouble getting is money back out of Thailand when sold a condo. I don't want to criticise you,but I think.there will be a property crash in 12-18 months. Investing in a foriegn market takes a lot or research. You are in the hands of the agent. All the best.

What are the maintenance fee's monthly?

@Financenerd-pro

4 ай бұрын

$50

You also need to pay taxes

what about the tax from the income you have to pay in thai?

@alexn4255

2 ай бұрын

No tax on first property.

BMWs and Condos, 😂😂😂 Glad to see I'm not the only 1... 😅😊

they all start out very nice sounding, but when you tally up, it ain't all that great.

his face looks familiar, nice content though

50% of monthly payments went to agent ????

@Financenerd-pro

4 ай бұрын

yeah, and this is because the contract is for 6 months. If 12 months then 1 month rent payment is paid to the agent ;(

@uffetrader8134

3 ай бұрын

@@Financenerd-pro No No No...fins another agent, or put your condo at AirBnb!

@RasheedKhan-he6xx

3 ай бұрын

I think he means the agency commission. A one time payment.

@guymandudely324

Ай бұрын

@@RasheedKhan-he6xx I don't know about that. The contract is for 6 months and seems to have a 50% property rental commission. If the rental was for 1 year, then only a 1-month rental fee paid to the property manager.

That BMW is NOT worth 47.000 dollar. At all. You sold it well then. :)

real estate always goes up, really

@uffetrader8134

3 ай бұрын

In Thailand? NO!!

@guymandudely324

Ай бұрын

The ordinary rules of supply & demand do NOT apply to the Thai real estate market.

I don’t think so ?

you could get 6% anywhere in asia

@schirmcharmemelone

4 ай бұрын

you can get 6% everywhere. 6% is not worth it.

@Financenerd-pro

3 ай бұрын

There is a reason why return on investment into property is lower than investing into index funds : this is an asset, which is physical and apart from bringing income from renting out, it could become home for you or for your family in case of some critical events. If we assume there is some kind of extreme event like Covid but multiplied by 10, people won’t care about anything but shelter and food. No one would buy QQQ if there is a “zombie apocalypses” outside. It’s always good to diversify and account for all possible scenarios. My allocation to property is 20%. 50% - ETFs, 30% Bitcoin

@uffetrader8134

3 ай бұрын

Maybe NET figures!

@Steven-mm7gb

3 ай бұрын

yeah or you can get 5.25 %in USA CD, or in a USA treasury fully guaranteed.

@seandelaney1700

2 ай бұрын

@@Financenerd-pro I'm all equities and crypto so I think it's great you diversified, I hope to do it myself.

us door?

good idea buy, yes, but bad idea if Thailand visa idiot system not change better, not can stay you condo long time, visa system have big problem not smart idea buy condo. if can stay live in Thailand many year have good but if not have bad.

You Pollack....you much money in your pockat. Poland like America very very very rich pipol in Poland.

good strategy

No. (Easy answer.)

Is it a good investment? 99% of the time, no.

Buy crypto

@Hoxton66

3 ай бұрын

Risky

@normanfung7124

3 ай бұрын

USD is "certain", to devalue ​@@Hoxton66

@seandelaney1700

2 ай бұрын

@@Hoxton66 Then buy Bitcoin, very volatile but not very risky of time imo.

good video , terrible audio !

@Financenerd-pro

2 ай бұрын

unfortunately, it's true. I'll do better next time. It wasn't a technical problem, I just was very tired.

Very very very bad investment....

50% =! 15%