Introduction to present value | Interest and debt | Finance & Capital Markets | Khan Academy

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A choice between money now and money later. Created by Sal Khan.
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Finance and capital markets on Khan Academy: If you gladly pay for a hamburger on Tuesday for a hamburger today, is it equivalent to paying for it today? A reasonable argument can be made that most everything in finance really boils down to "present value". So pay attention to this tutorial.
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Пікірлер: 535

  • @MarkTheeuwes
    @MarkTheeuwes4 жыл бұрын

    I'm watching in 2020... blew my mind when you said 2008. This was right before the crash of 2008, so sad!

  • @xamdimaxamed8603

    @xamdimaxamed8603

    4 жыл бұрын

    I have a question for this lesson . What is 5% for that🤔???

  • @emmanuelserrato2058

    @emmanuelserrato2058

    4 жыл бұрын

    Mark Theeuwes 2020

  • @kimfacundolkim2033

    @kimfacundolkim2033

    4 жыл бұрын

    The same here!!

  • @tomdavies8141

    @tomdavies8141

    3 жыл бұрын

    You mean right after the crash, that's why he quipped about it being risky to leave money with the banks!

  • @meherbhullar7350

    @meherbhullar7350

    3 жыл бұрын

    2021 omg

  • @serhantumer2407
    @serhantumer2407 Жыл бұрын

    This video is gold. He even made some jokes about 2008's situation and said hopefully other gens will benefit from it. What a legend

  • @klhmia
    @klhmia5 жыл бұрын

    This guy was just teaching me about Completing the Square for Calc, now he's over here teaching me Present and Future value, damn man - you're everywhere!

  • @brindleyadolphus4905

    @brindleyadolphus4905

    3 жыл бұрын

    This man was teaching me economics a while ago and now he is teaching statistics

  • @user-bi3mo1zm7u
    @user-bi3mo1zm7u5 ай бұрын

    And here I am in 2024😅 watching this video

  • @romyt5349

    @romyt5349

    4 күн бұрын

    Same

  • @jakedetwiler2713
    @jakedetwiler27138 жыл бұрын

    Watching in 2016. Still helpful.

  • @funguskim

    @funguskim

    8 жыл бұрын

    It's a response to what Sal said in 5:38, "The year is currently 2008; hopefully people will be watching this in the next millenia..."

  • @SilverSpade92

    @SilverSpade92

    7 жыл бұрын

    Watching this in 2017

  • @Rxcvv-rn8gw

    @Rxcvv-rn8gw

    2 ай бұрын

    hi from 2024

  • @nicolasperkins6503
    @nicolasperkins65034 жыл бұрын

    Watching in 2020. Still incredibly helpful

  • @bharathmenon6486

    @bharathmenon6486

    3 жыл бұрын

    Yeaa

  • @vishnuvardhan_me1892

    @vishnuvardhan_me1892

    3 жыл бұрын

    Me too🤟

  • @jaypanchal1172

    @jaypanchal1172

    3 жыл бұрын

    Scam 1992 bump

  • @filipvranesevik583

    @filipvranesevik583

    3 жыл бұрын

    Same

  • @Abdulrahman_601

    @Abdulrahman_601

    11 ай бұрын

    Watching in 2023❤

  • @GiovanniMinto
    @GiovanniMinto6 жыл бұрын

    Watching it in 2018 . Can't express how much this guy could make a hell of a difference for all the education system . Loved the joke at the end too ;)

  • @domenicoeliobressanello6770
    @domenicoeliobressanello67705 жыл бұрын

    My god as soon as I heard "it's 2008" This guy was making videos explaining how our financial system at the time worked during one of the worst recessions ever seen

  • @woodbrettm

    @woodbrettm

    3 жыл бұрын

    2020: "Hold my beer"

  • @ralphmubs6684
    @ralphmubs66845 жыл бұрын

    2019 exam in a few hours...pray for me pls

  • @austintong9067

    @austintong9067

    5 жыл бұрын

    Same

  • @sonereveluvyoureright4684

    @sonereveluvyoureright4684

    5 жыл бұрын

    What Exam? In university???

  • @rayhaanhanslod4792

    @rayhaanhanslod4792

    5 жыл бұрын

    I write in 2 hours

  • @manFISH59

    @manFISH59

    4 жыл бұрын

    How did you do?

  • @samlycan8826

    @samlycan8826

    4 жыл бұрын

    Lolz i write in a day

  • @mustafamohammed5311
    @mustafamohammed53116 жыл бұрын

    watching in 2018..

  • @blondiedottir6205

    @blondiedottir6205

    6 жыл бұрын

    me too :)

  • @mnim5355

    @mnim5355

    6 жыл бұрын

    me too

  • @westland4399

    @westland4399

    5 жыл бұрын

    same here

  • @atNguyen-ql8fx

    @atNguyen-ql8fx

    5 жыл бұрын

    MU sucks

  • @PuprleFox

    @PuprleFox

    4 жыл бұрын

    Mustafa Mohammed 2019 lol

  • @timmymarquis1222
    @timmymarquis12222 жыл бұрын

    2022 and its still helpful as ever, great job

  • @blingping117
    @blingping11715 жыл бұрын

    I'm thinking of majoring in finance. The first thing I dedicated myself to do is look through this entire playlist. I just want to thank you for giving me and everyone else such an opportunity.

  • @freshfrogs7886

    @freshfrogs7886

    Жыл бұрын

    How has it gone?

  • @idonteatfish6424

    @idonteatfish6424

    6 ай бұрын

    @@freshfrogs7886lmaooo

  • @OM-mu1qt
    @OM-mu1qt8 жыл бұрын

    240p...we meet a gain

  • @gamingsfinest1
    @gamingsfinest12 жыл бұрын

    I graduated college a year ago. Been learning this stuff for years now. Pretty much forgot all of it and now I'm back here because it's probably one of those rare things you learn at school that was actually useful.

  • @SZ-wt3nk
    @SZ-wt3nk6 жыл бұрын

    2018. Still watching. Thank you so much!

  • @tetralifestyle777
    @tetralifestyle7775 жыл бұрын

    Watching in 2019...dude you’re the best, I’ve been watching and reading so much to understand this and you did it at the 5min mark! Thanks you!

  • @susanasher6939
    @susanasher69394 жыл бұрын

    Thank you so much! This was great!! Thank you for making this so simple as I have been struggling to understand the discount rate and present value for weeks. I get it now!

  • @nasseralduraibi33
    @nasseralduraibi33 Жыл бұрын

    Answering you Mr. Kham, I watched it in 2015 during my bachelor degree and I am watching it again in 2023 during my master degree. You are a GOAT dear!

  • @fawzanalfawzan575
    @fawzanalfawzan5756 жыл бұрын

    I am watching this in 2018 and I want to thank you for your awesome tutorial videos. You have a huge impact on our lives. May god bless you!

  • @robertvanghle8987
    @robertvanghle898710 жыл бұрын

    Very simple and straightforward! Nice job back in '08 ;)

  • @fleshcookie
    @fleshcookie9 жыл бұрын

    Watching in 2015 SAL YOU DA MAN!!!

  • @OM-mu1qt

    @OM-mu1qt

    8 жыл бұрын

    +fleshcookie 2016!!

  • @derm5003

    @derm5003

    7 жыл бұрын

    2017

  • @susanasher6939

    @susanasher6939

    4 жыл бұрын

    Yes, Sal! I love you! Thank you!

  • @chocolatebunny333
    @chocolatebunny3335 жыл бұрын

    You explain this so so clearly. Thanks so much for doing this!

  • @young_rich
    @young_rich8 ай бұрын

    Watching it from year 2023. Hope you are still doing well! Thank you for all your priceless videos ❤

  • @sevak001
    @sevak0014 жыл бұрын

    It's 2020 and your videos are still amazing. Thank you so much Khan Academy!

  • @Alen-nf5cg
    @Alen-nf5cg7 ай бұрын

    This channel!!! Just WOW! Came here for the nostalgia trip and to reminisce! So many skipped classes in order to party! (STAY IN SCHOOL PEOPLE! Partying is overrated)! This was my go to channel to catch up on math, statistics and all things finance before an exam! The way the subject was always presented and explained......... lets just say,..... it peaked my interest much more, than was actually necessary for the exam! You guys are a treasure! Thank you for everything!

  • @afiannessa2456
    @afiannessa24562 жыл бұрын

    The written version of this video is in my copy.. Now the whole concept of PV is crystal clear!! Thanks a trillion🥺

  • @ani2166
    @ani21664 жыл бұрын

    Watching Nov 2019, thank you for this very helpful.

  • @bcnicholas123
    @bcnicholas1237 жыл бұрын

    This makes so much sense, thank you Sal!

  • @MissCraftilicious
    @MissCraftilicious5 жыл бұрын

    Bahahah when he said it’s 2008, I scrolled to the comments real fast to see what year people are watching this💀

  • @mag5993
    @mag59934 жыл бұрын

    Great video!!! Definitely one of the best resources for finance students out there! KEEP KHAN ACADEMY GOING!!!

  • @TheMrStraffy
    @TheMrStraffy4 жыл бұрын

    This playlists are a miracle! I was looking for something like this :'D Thank you kind sir!

  • @louaialfaori7978
    @louaialfaori79786 жыл бұрын

    It's 2018, and I am watching and really enjoying the process! Thank You!!

  • @OnlyThomasHayes
    @OnlyThomasHayes6 жыл бұрын

    Who is this guy? He knows everything math-related like the back of his hand. Chemistry, Calculus, accounting. Nothing phases him.

  • @MyPablo3000
    @MyPablo300010 жыл бұрын

    Thank you so much for this.... thank you!

  • @mikecherri
    @mikecherri4 жыл бұрын

    I remember this voice years back when I was struggling with calc, we meet again my anonymous tutor!!

  • @Allmyinfoisunreal
    @Allmyinfoisunreal15 жыл бұрын

    Hey, this is so cool. Continue making these great videos. I do not know why they are not as popular as all the other less interesting vids on youtube, I mean this often makes me want to say "But this is so simple!"

  • @ElanXmusc
    @ElanXmusc6 жыл бұрын

    I didn't realize this video was that old until you mentioned it. I'm watching this in 2018 which is 10 years from the day you wake up to make this video. thank you

  • @raquelm.w.7974
    @raquelm.w.79744 жыл бұрын

    Watching in 2019. Very helpful, thank you!

  • @jiabaozhao
    @jiabaozhao6 жыл бұрын

    Watching it in 2017! really helpful for my Finance paper! Thank you, Khan.

  • @Waranle
    @Waranle16 жыл бұрын

    Thank you alot Sal, everytime i open one of your videos i learn something new!

  • @arijitsarkar8730
    @arijitsarkar87305 жыл бұрын

    I'm watching this in 2019 , and it's still helps a lot .

  • @actionman1636
    @actionman16367 жыл бұрын

    Watching it in 2017

  • @nmayberry3753

    @nmayberry3753

    6 жыл бұрын

    actionman watching in 2018

  • @SRTBOAT

    @SRTBOAT

    4 жыл бұрын

    @@nmayberry3753 try 2019

  • @raptorm8242

    @raptorm8242

    4 жыл бұрын

    Tristan M. Hartman try 2020

  • @miridisque1298
    @miridisque12983 жыл бұрын

    so you're telling me, that you've been helping students over KZread for about 13 years now? Thank you so much! (watching this in 2021)

  • @kja4834
    @kja48345 жыл бұрын

    i'm attending a finance competition in the next two days. I am watching it in 2018. It's very helpful. Thank you so much!

  • @sondosbannouri367
    @sondosbannouri3677 жыл бұрын

    Watching it in 2017! Still helpful here in Tunisia. Thanks ;)

  • @Muslimshow100

    @Muslimshow100

    6 жыл бұрын

    what are you majoring in? and how are you gonna use these concepts

  • @alvilla701
    @alvilla7017 жыл бұрын

    January 2017, thank you Sir for your videos

  • @SherissaDancer
    @SherissaDancer9 жыл бұрын

    I LOVE YOUR TUTORIALS MR.KAHN!

  • @lrk4545
    @lrk45453 жыл бұрын

    2021 and still going strong!! So helpful for my finance exam

  • @aprilsmith9711
    @aprilsmith97118 жыл бұрын

    I truly appreciate this explaination. Very good. Thanks!

  • @florentinojrzuniga5966
    @florentinojrzuniga59667 жыл бұрын

    watching it in 2016! awesome finance lessons Sal!

  • @seanbarilari
    @seanbarilari6 жыл бұрын

    Watching it in 2018. Most helpful videos on KZread about this topic that I came across with.

  • @vanshajsrivastava8107
    @vanshajsrivastava81073 жыл бұрын

    Who would have known that an educational video posted 12 yrs ago would garner close to 1 million views in future. Power of Khan Academy.

  • @mzingisimbangata9148
    @mzingisimbangata914811 жыл бұрын

    THANK YOU,WOW!...been browsing the net for hours couldnt understand the notion of present value and I come here and understand it in 10 mins...

  • @freedomneeds1
    @freedomneeds110 жыл бұрын

    2014, you saved me in my exam! thank you !!

  • @jayjuggrnaut
    @jayjuggrnaut3 ай бұрын

    I'm taking my first ECON class ever, and the interest (using the example above) was represented as (1+.005) as opposed to 1.05. Because of the way the information is laid out in my required reading (and the fact that I'm stupid), I was manually doing 100/1+.005, instead of 100/1.05... Thanks for breaking this down.

  • @zdarr6188
    @zdarr61886 жыл бұрын

    Watching this in 2017! Very helpful, thanks Sal :)

  • @kaylio1
    @kaylio14 жыл бұрын

    Watching in 2019... Exam in a few days 😬 Learning more here than in class. Thanks! 💗

  • @SG-tj6ws
    @SG-tj6ws3 жыл бұрын

    Thank you so much. Worth watching!

  • @JMcN76
    @JMcN766 жыл бұрын

    Good ol' Sal to the rescue again! Thanks!

  • @davidqquintero1843
    @davidqquintero18434 жыл бұрын

    It's 2020 and I am still watching at this video! Very good one.

  • @PiWiVlogs
    @PiWiVlogs12 жыл бұрын

    Watching this in 2012..you're doing wonders mate! Cheers!

  • @christiangeraudn.b.2837
    @christiangeraudn.b.28374 жыл бұрын

    11 years later still watching it... and still very useful...thx dude.

  • @svijaikumar
    @svijaikumar14 жыл бұрын

    Really helpful in understanding some of the complex and simple financial terms..

  • @muhammadrizqi9431
    @muhammadrizqi94318 жыл бұрын

    great explanation.. keep teaching people good things

  • @jack.mp4
    @jack.mp46 жыл бұрын

    In 2018. Still, the best Math tutor, keep it going :)

  • @vitalliao7812
    @vitalliao78124 жыл бұрын

    Great tutorial!! thanks

  • @teunvanduinhoven
    @teunvanduinhoven3 жыл бұрын

    Thanks mate, really helpful!

  • @snailzinmypants7616
    @snailzinmypants76166 жыл бұрын

    Trying to understand this for my 2nd year uni exams-thank you!

  • @nidac9420
    @nidac94205 жыл бұрын

    Watching this in 2019 and thank u!

  • @sushantchopra27
    @sushantchopra276 жыл бұрын

    I am watching in the last quarter of 2017... Love you Sal from India !!

  • @josephh9782
    @josephh97823 жыл бұрын

    2021... can't time stamp this stuff.. thank you for the help. onto the next

  • @andrewhorsfall317
    @andrewhorsfall3179 жыл бұрын

    Uploaded in 2008, still very helpful in 2014. Thanks for the video!

  • @Professorsavingsposts

    @Professorsavingsposts

    9 жыл бұрын

    Dude, check our channel too :)

  • @notapinecone4870

    @notapinecone4870

    6 жыл бұрын

    ProfessorSavings: Money Skills for Millennials no

  • @lyhoang5079
    @lyhoang50798 жыл бұрын

    It's May 2016 and you still rockkkkkkk!!!

  • @simplica1
    @simplica115 жыл бұрын

    Really great explanation! Can you also explain about IRRs ?

  • @Chiszle
    @Chiszle13 жыл бұрын

    I've watched about 8 videos on this topic, this was the only one that was clear to me. And I was gaming while doing so.

  • @marytantan7896
    @marytantan78966 жыл бұрын

    Still so helpful in 2018!

  • @TRoberts1981
    @TRoberts19812 жыл бұрын

    2021. Thanks for the great video.

  • @marayyy09
    @marayyy092 жыл бұрын

    2021 and it's still helpful a lot.

  • @ifoli230
    @ifoli2306 жыл бұрын

    Thank you so much. Helped for my CPA exam studies. ( November 2017 )

  • @sphumelelengcamu1984
    @sphumelelengcamu19843 жыл бұрын

    I'm watching this on the 23rd of November 2020. Great stuff

  • @nutwarakhamprom8101
    @nutwarakhamprom81014 жыл бұрын

    Thank you so much!

  • @sabah7480
    @sabah74803 жыл бұрын

    I'm watching from 2021!! Really useful as always

  • @eug5061
    @eug50618 ай бұрын

    I never thought a video posted when I was 8 could help me afer 15 years in my grad years, thanks so much!

  • @za_limitless
    @za_limitless7 жыл бұрын

    Doing exam preperation in 2017, thanks bruh!

  • @dingiswayolungu4338
    @dingiswayolungu43382 ай бұрын

    2024 we gat you... thank you very much! the knowledge lives on

  • @wattyswrld
    @wattyswrld3 жыл бұрын

    This video is so classic we get the classic Khan

  • @ashishranawat8661
    @ashishranawat86619 ай бұрын

    Warching this in 2023, i was trying to adjust the video resolution to HD multiple times but it didnt happen then finally got to know it was recorded back in 2008. Such as vintage and awesome video it is.😊

  • @labelskate102
    @labelskate10215 жыл бұрын

    I'm in finance 300 right now. thank you!

  • @latinsdoitbetter
    @latinsdoitbetter15 жыл бұрын

    that's amasing! thank you very much from argentina and france!

  • @tanyatripathi8929
    @tanyatripathi89294 жыл бұрын

    In 2020... great help sir.

  • @jayaganthan1
    @jayaganthan12 жыл бұрын

    Thanks for making this awesome video. I am watching it on 3rd July 2022.

  • @haruhishi5808
    @haruhishi58085 жыл бұрын

    Watching this video now 2019 hhhhh thank you

  • @xixad
    @xixad13 жыл бұрын

    thank you!

  • @zanebobbsemple8342
    @zanebobbsemple83422 жыл бұрын

    Watching for my master's degree. If it would have been explained like this I would have gotten it. Thanks.

  • @FloraT0106
    @FloraT010613 жыл бұрын

    very good!! thank u!!

  • @faizalgefferie7403
    @faizalgefferie740310 жыл бұрын

    very helpfull, simple

  • @Jimmy-Chin
    @Jimmy-Chin6 жыл бұрын

    Watching in 2018. Still helpful.

  • @nicholasflamel903
    @nicholasflamel9033 жыл бұрын

    2020 and still there is no better video

  • @ZehHand
    @ZehHand14 жыл бұрын

    Nice job, Sal!

  • @TheRyanos
    @TheRyanos7 жыл бұрын

    still watching in 2017!!! interested video which was very useful for my finance exam