My 23 year old student loan was totally forgiven. $53,000. God Be the Glory

@stanleytate

3 ай бұрын

Congratulations!

@MissJean63

3 ай бұрын

No, thank Biden.

AWESOME TOOL ~ Amazing how you guys did that!!

Just tried it! It worked instantly, no glitches 😊 I will try on a laptop instead of my phone so I can scroll all the way to the right 🙌🏾🙌🏾

Can you look at my student loans? I think I should be forgiven

I used your free tool to count my months accumulated towards forgiveness. Omg it's AMAZING and super easy to use and understand. God bless you for offering this for free. I'm super grateful I came upon this info before completing the Direct Loan Program application. By the way, in the info on how to use this tool it said to use a laptop or PC and not a mobile device but I used my android tablet and it worked great. Thank you, thank you, thank you!

@stanleytate

Ай бұрын

Thanks for sharing. The education department updated their site to allow users to download the file from mobile devices.

Urgent. I've been on REPAYE and then it was switched automatically to save. I have a loan at 2004 but was in school for ten years. Should I have chosen PAYE when I consolidated to get the 20 year for graduate loans

You and your team are awesome for creating this! As much as I think I understand everything you said in the video, I still am not sure how to figure out how to calculate my own information.

Free free? I’m gonna check it out now.

Thank you so very much! Just what I needed just to help me understand how much credit I may receive.

suppose you were in default and were making forced payments through garnishment do those payments count

What happens if it's a mix of undergrad and grad loans?

If you consolidate on loans that are mixed with subsidize and unsubsidized do you lose the subsidized benefits

Amazing tool - Thank you! Almost all of my payments since consolidating in 2015 are showing as deferment, but I have been on IDR the whole time. How can I have this corrected?

@stanleytate

5 ай бұрын

You can reach out to the Federal Student Aid Ombudsman on StudentAid.gov.

I want to work for you!!Mad respect and I'm passionate about this too !

The program worked great

@serenitythyme219

3 ай бұрын

It did! It's great website, too! Runs smooth!

Do you think that the time gamed for consolidating and getting credits outweighs the issue of capitalized interest which will increase the balance?

Is there any kind of help for parent plus loans? My husband and I are both over 65 and I’m disabled and haven’t been able to work since 2010. Our daughter that the loans were for doesn’t make enough money to support herself and pay back the loans.

Wondering if you could dive into the implications of the count adjustment for PSLF? I have the impression the count adjustment applies on a different time line for the PSLF? I was in federal public service since 1997, paying on an extended plan. I just consolidated, and submitted my PSLF ER verification. So won't the count adjustment credit my years on the extended plan, and be forgiven under the 10 year timeline for PSLF?

@dreamceline2093

4 ай бұрын

If you submit employment verification for PSLF it can be retroactive from Oct 1 2007 forward. You should be way over the 120 count now.

Great video ❤. My job is offering a simple IRA. Do you know if simple IRA is tax deductible and if it would reduce my adjusted gross income ? would putting $16000 in a simple IRA, reduce my monthly student loan payments ? Thanks

@stanleytate

5 ай бұрын

That may be considered "an above the line deduction". Speak with your tax pro to be sure. If it is, then it will lower your AGI and thereby lower your payment.

Deadline is tomorrow morning for the Adjustment. Can you fit me in for a fee?

I have a loan that says its 265 months in repayment and 47 months in forebearance and 41 in deferrment. Does that mean I have at least 22 years of credit and possibly 25?

Hi, What do you know about the fresh start program?

@stanleytate

3 ай бұрын

Not much to know. It gets you out of default quickly. It’s super useful if you only have one loan. But if you have more than one, consolidating is often better because it ensures you get the max forgiveness credit.

I was able to successfully upload my txt file. Unfortunately I am unable to see the repayment overview section. Please help.

Hello, Im confused. I did your calculator, and I am unsure. I sent a request to speak with you about it. I really need you to respond, because I need to do my consolidation.

In your first example, is it possible for her to consolidate and then take a hardship forbearance for the next 6 months.... and still qualify for forgiveness?

@stanleytate

5 ай бұрын

Hardship forbearance does count towards IDR forgiveness, so yeah, it could work.

@adastro_tothestars

5 ай бұрын

​@stanleytate I'm counting a cumulative forbearance of 38 months. I'm worried my counts are off. Should I go into hardship forbearance now till IDR adjustment to be sure I'm over the 36months cumulative. I'm PSLF by the way.

When will this forgiveness be applied?

@stanleytate

5 ай бұрын

By this July.

How can someone reach you in regards to questions and further help.

@stanleytate

4 ай бұрын

You can use this link to book a 1:1 consult with Mr. Tate: www.tateesq.com/book-a-call

You website does not have a scroll bar. I cannot get the information to come up past the bubbles that show my information????

@stanleytate

4 ай бұрын

Try from a desktop. It doesn’t work on mobile. There are scroll options on desktop,

@dreamceline2093

4 ай бұрын

Do you have an iPhone? I rotated the phone to landscape view and was able to scroll all the way to the end.

@rfs55

3 ай бұрын

it doesn't work on laptop either

How do I get to try this free tool?

@stanleytate

4 ай бұрын

It's on our website here: www.tateesq.com/tool/student-aid-txt-file-reader