Inside 3 Affordable Florida Homes Selling For Under $300,000!! As Mortgage Rates Drop!
Ойын-сауық
In today’s video, we toured 3 homes for sale in the Central Florida area that are listed for under 300k!
I hope you enjoyed this video and can see the difference in prices Florida has to offer compared to most other states.
Follow me on Instagram: @kaleb_shaw_
If you are Interested in buying or selling a property in the Orlando area? Feel free to contact me, My team and I will be happy to help!
Realtor: Kaleb Shaw
Robert Slack Fine Homes
Email: KalebShawHomes@gmail.com
Real Estate Lic# SL3312319
ALL INFORMATION IS RELIABLE BUT NOT GUARANTEED.
Want to work with me and my Team?
Here are some steps below to get you prepared.
Step 1: Start gathering a down payment
One of the most important steps to buying a house for the first time? Figure out your finances. Buying a new home (particularly for the first time) requires a mortgage, where a lender fronts you the money and you pay it back over time. However, in order to get a mortgage, you’ll need some sort of down payment. So how much do you need?
Ideally a down payment on a mortgage should be 20% of the home’s price to avoid added fees, but if you don’t have that much of a down payment, don’t worry. A mortgage down payment can be as low as 10%, 5%, or even 0% for certain types of mortgages (e.g., VA Loan or a USDA loan).
Step 2: Check your credit score
Did you forget to pay off a couple of credit cards? Unfortunately, it’ll affect your credit score.
In addition to having a down payment, a first-time home buyer will need a decent credit score. Minimum of 620 is best. This three-digit number is a numerical summary of your credit report, a detailed document outlining how well you’ve paid off past debts like for credit cards and college student loans.
A lender will check your score and report in order to estimate the odds that you will deliver your monthly payment, too.
In turn, the lender will use this info to decide whether or not to loan you money, as well as how much and at what interest rate. If a lender sees some late payments on your credit cards or other blemishes in your credit report, this can lower your odds of getting a loan with a great interest rate, or perhaps even jeopardize your chances of getting any loan at all.
Step 3: Get pre-approved for a mortgage ( Most Important)
Another one of the most important first-time home buyer steps? Seeking pre-approval from a lender for a home loan. This is where you meet with a loan officer. Each mortgage lender will scrutinize your financial background-such as your debt to income ratio and assets-and use this info to determine whether to loan you money, and what size monthly payment you can realistically afford. This will help you target homes in your price range. And that’s good, because a purchase price that’s beyond your financial reach will make you sweat your mortgage payment and puts you at risk of defaulting on your loan.
As a buyer, just keep in mind that mortgage pre-approval is different from mortgage pre-qualification. Pre-qualify, and you’re undergoing a much simpler process that can give you a ballpark figure of what you can afford to borrow, but with no promise from the lender. Getting pre-approved you’ll have to provide more paperwork, but it’s worth the trouble since it guarantees your creditworthy and can truly buy a home.
Get pre-approved by our preferred lender today!
Steve Birk
Strong Wealth Mortgage
407-375-0692
Email: Stevebirk@strongwealthmortgage.com
Пікірлер: 110
That first home would be perfect for me! Waiting for prices to come down further. Please keep up showing us houses in the lower price points, thanks Kaleb!
@KalebShaw
Жыл бұрын
That's the plan! Thank you again for watching Noreen!
@annoupale2sante210
Жыл бұрын
Me too!
@Hello-nl1km
Жыл бұрын
Yes please
@marybassit8246
Жыл бұрын
Me too please update me with low price and no hoa
I expect with hurricanes ravaging Florida lately, no access to flood insurance except through the government, that prices will go down a lot more.
@KalebShaw
Жыл бұрын
We will see!
@Hello-nl1km
Жыл бұрын
Yes very high insurance and no flood insurance
@Megans358
Жыл бұрын
Built in the 90s, realistically the first one is not worth a penny more than $250k. Super tiny lot too. When people realize that homeowners insurance on these homes averages $4k+ a year (if you can even get coverage) plus super high taxes based on the new purchase price. Prices will continue to drop.
As a Canadian, I would consider any one of those as a winter holiday home. Of course, the first pick would be the one with the pool !
@KalebShaw
Жыл бұрын
Thank you for watching!
Subscribed! Can't wait to see these homes in person! I live near Universal, and it's time for an upgrade!
Love the midnight black kitchen countertops in the 3rd home and its wide backyard space. The first one definitely stood out the most with its cozy and homey feels to it. Wonderful tour as always, brother!
@KalebShaw
Жыл бұрын
Thank you again for taking the time to watch my videos!
@shaunjohnson9442
Жыл бұрын
What's the street name for the first house in Winter Haven please?
Great tours Kaleb you always find the gems!!!
I liked the first one. I would just change the fence.
@KalebShaw
Жыл бұрын
Thank you for watching!
I want to thank first and foremost for showing beautiful houses. I would love to see more community townhomes with amenities . Amenities with clubhouse, pool, gym, park and so on. With a good price ranging from 200,000- 350,000. Thank you.
No HOA! Yes, thanks Kaleb!!!
Great properties! Thank you Kaleb.
@KalebShaw
Жыл бұрын
Thank you for watching Mabel! 😊
Hi Kaleb, great viewing! They worth the price but like #1 the best. Great first time homes.
@KalebShaw
Жыл бұрын
Yes! thank you for your feedback Eliz!
The houses are nice in that price point. I am waiting for the house near Disney. Keep showing us , May be we can find one. Thanks
Thank you for showing us these homes. I’m looking for an investment property in Orlando.
Keep the videos coming!
@KalebShaw
Жыл бұрын
Will do! Thank you again for watching Scott!
Thanks Kaleb for the info
@KalebShaw
Жыл бұрын
Any time! thank you for watching!
OOOMMMGGGG!!!!! The first house address is my birthday (123)!!! Definitely playing the Pick 3 lottery tomorrow!!!! Thanks Kaleb for yet another fabulous video. You are the best by far!!!!😄😄
@KalebShaw
Жыл бұрын
You got it! I hope you win! Thank you again for watching Veronica!
I think the first home is lovely for a couple retiring.
Awesome video!
@KalebShaw
Жыл бұрын
Thanks man!
I'm loving house 2 I like having more rooms than a pool before you could say it I was like get rid of the wall thank you Kaleb I'm loving house 3 also I spoke to soon
@KalebShaw
Жыл бұрын
haha thank you again for watching Tameka!
The wife and I plan to move from Ohio to Florida when we retire but if you keep showing these steals we might be on the first thing smoking lol. Keep up the great work young brother 💪🏿💪🏿💪🏿
@KalebShaw
Жыл бұрын
Thank you for watching Lawrence!
@indy3240
Жыл бұрын
Don’t do it lol visit first!
Lovely homes, wish San Diego had some of those at that price.
Nice homes. Thanks for sharing.
@KalebShaw
Жыл бұрын
Thanks for watching Cam!
It would be nice to get back down to the 300K pool home prices in SW Florida!
Can you do Airbnb??
@KalebShaw
Жыл бұрын
Yes you can!
I appreciate your videos, but will be more interested if you did the keys for the west coast of Florida, preferably waterfront canals property saltwater
The first two homes were nice. The first one was very nice. Appealing curbside appeal.👏
@KalebShaw
Жыл бұрын
Glad you like them! Thank you for watching Kenneth!
That’s the house w/ pool we looking for ❤we are moving in Florida ❤
Please put the toilet lids down before you show the home. Let us know if we have room to build a pool on the property, and how much to enclose and screen in the existing pool. Loving your tours ! How far to the beach ⛱️ !
I would buy any of these houses you will be upside down in the next 2 years. Under 1500sqft ie not worth 300,000. Wait until eithe the price drop or interest rates fall. Bought my house a year ago, 2500 sqft 4B, 3bth, formal dining and living 3 car garage for $285, 000 with 2.5 % interest rate. $180 HOA per quarter. If you already live somewhere I suggest you wait. House prices and interest rates are crazy right now ,
Thanks Kaleb! 👍🇬🇧
@KalebShaw
Жыл бұрын
My pleasure John!
I like all three houses it would be hard to pick. I would probably go with the one with the pool better to have it now and get it out of the way so I don’t have to worry about later
My insurance just jumped 57/100. This is OUTRAGEOUS 💔... Let me know when you have a READY to move in with a nice size pool and a nice neighborhood under 250k. I'm looking for a 2nd home anywhere in central Florida within 1 1/2 hour of Orlando with very low or no HOA, opened floor plan 👍
I like the 1st home with the pool but I'm only worried about gators Wondering in, the yard, Hurricanes and tornadoes.
I love the one with the screen porch is this still available?
Can you tell us if they have new roofs.There is a new laws insurance company won't insurer old homes without new roofs.
Hey Kaleb. Happy Sunday. Move in ready under 3k? Ok. Let’s see. 1st home. Ok. Nice front elevation. 3/2. Nook to the right through kitchen. Clean garage. Living room off kitchen. 1st & 3nd bedroom ok as well as the bathroom. Primary ok. Closet not bad. En-suite small but not bad. Nice size backyard. Lovely pool. Not bad at all Kaleb. Don’t recall the laundry room or one in the garage. Starter or retirement home. 2nd home. Nice front elevation. So front sitting area. Garage. Kitchen on sight looks dated. Nice size primary. En-suite small. Redo kitchen. Room for pool questionable. Bedrooms ok but to 1 bath not good plus no 1/2 bath. 3rd home. Don’t care for the front elevation. 1100sq ft? Very small. Bathroom dated. Guest bedrooms ok. Space small for living and dining. Kitchen meh. Primary ok. Smallest closet. En-suite small but nice. Covered enclosed lanai. Huge yard for a pool. Not bad at all. The 1st home the best. Then the 3rd. Didn’t care for the second. Thanks for sharing and see you next video.
@maxpol007
Жыл бұрын
Today you will buy basically 2000 sq ft for this $$ in area of Lakeland going more to Center Fl, like Lake Placid or Sebring and many more places not renos but New Construction homes. Just go and check some great builders.
Beautiful
Do they have something against character & front porches in Florida? I have to move there in next few months for aging parents and am feeling very wary of regretting moving to a faux mediterranean box with popcorn ceiling, cheap finishes and garish tile everywhere. I looked in Mt. Dora which looks much better with a real town square & more of a bungalow look, but parents in Clermont are already grumbling about it being a better investment to buy new. In your expert opinion would it be a better investment to buy a cheaply built new or a well cared for vintage. Thank you, I'm learning a lot from your channel already!
What is the street name for the first house w/pool in Winter Haven?
Superbe maison 🏠
The prices will continue dropping,this is just the beginning
So where are the laundry rooms in these homes?
They forgot to mention that you won't be able to get the house insured so your on your own when flooding and hurricanes pass through and destroy the house, freshly painted and new floors🤔
Kaleb, love the houses but I want to be closer to the coast. What’s a ballpark price on a small pool?
@KalebShaw
Жыл бұрын
Hey Tom! thank you for watching my channel! Prices for pool range from 30-100k
Can you show house in Plant city I have my brother live there I would like to look around him thanks
I'm looking for house like a little bit more closer than Miami you know why my job it's in Hollywood and I want to find something around thank you
Mortgage rates drop but interest rates rise....no balance.
Hey Kaleb I just watched your latest Video. The First home was nice, But No Dining Room, which is a Bummer, Not a fan of Swimming Pools. And no Patio. 2nd Home The Driveway and Garage needs to be Repaved, No Patio, Needs a all around Fenced. 3rd I really do like, But I would have put Carpeting, Upgrading Both Bathrooms, Needs paint on the Outside. I really Liked the Kitchen, and loved the Enclosed Patio, Plus needs Turf Green Maintenance. ByThe Way Where was the Laundry Room, But Overall I like the last home. Great Video 👍👏😍❤️📸
@KalebShaw
Жыл бұрын
Thank you for your feedback and for watching Jill!
@maxpol007
Жыл бұрын
Today you will buy basically 2000 sq ft for this $$ in area of Lakeland going more to Center Fl, like Lake Placid or Sebring and many more places not renos but New Construction homes. Just go and check some great builders.
Another 50% and they will become attractive.
@KalebShaw
Жыл бұрын
Thank you for your feedback Sam!
So I have a question Kaleb,because I'm always watching your vlogs. Why moved from Davenport if it's such good area to Orlando? See I'm seeking house in Florida but I'm taking my time first before I make the wrong choice...so I tend to watch your videos. I also looked at Orlando area too...see I want to make sure I stay far away from the violent areas. I love quiet places.
@KalebShaw
Жыл бұрын
Hello! thank you for watching my videos. I moved to Orlando to be closer to my office. Davenport is a nice area. And I now live in a nice area in Orlando. There are many nice places to live here in Central Florida.
@1donKlanzDon
Жыл бұрын
@@KalebShaw yea I watch your video everyday or I should say I go on KZread everyday to see if you add anything new. You should do a video where there is not much crime in Orlando or Central Orlando. Thanx for the reply!!
Is the home in Kissimmee still available?
Hi you have anything in west palm or pompano
That's what I like
Interest rates are too high
killing me 😮
Hi Caleb, Realtor here in Jacksonville Florida. What kind of phone you use to have to smooth video?
@KalebShaw
Жыл бұрын
Hey Merce! I have a link in my description with all my camera’s and accessories that I use to create these videos😎
@mercez7625
Жыл бұрын
@@KalebShaw Thanks Kaleb!
I like the second house Kids would be on the other side of the house and I wouldn't hear them playing their game.
no address? No idea if I am even interested in the area
Orlando to Tampa nobody wants to told the truth about I-4 3 hours traffic every day that area is a nightmare
I converted currency to South African and entered it in search. WHY did I land in FLORIDA after just one S.A. home? I am BUSY, 7 day weeks, very high level. WAR every agency in DC. You post a LYiNG huge home photo to draw people here. CEASE
Primary suite? You mean Master Bedroom.
Is the first house still for sale?
@KalebShaw
Жыл бұрын
No, its sold.
Need house with a pool near Beach for under 300k *
@KalebShaw
Жыл бұрын
That maybe hard to find right now unfortunately.
Not worth the price at all for Florida. You can get way more house with upgrades than this.
Don't sleep on it... this is a time to invest i recently just bought another property valued at over $735k. I wish I knew the right investment firm to invest with earlier, better late than never thought
@basurathod1691
Жыл бұрын
HOW! I would really appreciate if you show me how to go about it. Please can you list the platforms ?
@mike6348
Жыл бұрын
I have also been hearing a lot about his goodness and perfection in trading Cryptocurrencies with awesome trading
@allieshaky1147
Жыл бұрын
This is really helpful for my situation I think for people to talk all this good about him he must be an expert,
Cute house almost half a mill lol
These homes will be 209k in a month!
$250k? Deal?
None of those properties were worth more than $250,000. Good luck getting your money out of these homes if you buy one.
After two hurricanes in one month, who would want to move to Florida❓
Hi Kaleb hope you doing great, I send you a email .... hope we can talk soon , thank you
U guys on Instagram??