I Quit My $300,000 Banking Job After Learning 3 Things

👉🏽 My Free Intentional Spending Tracker - nischa.me/intentionalspending...
I've been contemplating recording this video for a while and have decided to just go for it in the hope that it will give someone the inspiration or courage to make a decision that they've been putting off. Quitting my job was the hardest thing I've done. In this video, I talk about how I justified the decision to myself. Enjoy Xx
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Пікірлер: 1 700

  • @nischa
    @nischa5 ай бұрын

    Seeing a lot of comments asking why I didn’t stay for 2 more months. It was a SIGN-ON bonus (different to a regular annual bonus). The contract had a clause stating that if I left within 12 months of receiving this bonus, I would need to repay it...that's why I talk about staying for another year in the video! 👉🏽 My Free Intentional Spending Tracker - nischa.me/intentionalspendingtracker

  • @user-md8uz5eo2h

    @user-md8uz5eo2h

    5 ай бұрын

    Makes sense.

  • @imnotsure4864

    @imnotsure4864

    5 ай бұрын

    Ayo, but i thought bonus is a gift no? 😭 why must stay 1 yr if they gave bonus. Unfair 🥲

  • @roaldruss4211

    @roaldruss4211

    5 ай бұрын

    ​@@imnotsure4864no, it's actually quite reasonable from the company's POV. You want a certain level of insurance if you grant such a bonus.

  • @NatashaJRiley

    @NatashaJRiley

    5 ай бұрын

    These bonuses are usually just carrots on a stick to keep you there! Good for you. Being brave enough to leave even after being offered these carrots will always make you feel better!

  • @beeadream9622

    @beeadream9622

    5 ай бұрын

    Sounds like the annual “bonus” is a trap. Get it but obligated to stay 12 months or pay it back. Go 12 months and guess what…time for the next “bonus”

  • @bluebrakes
    @bluebrakes5 ай бұрын

    There is nothing worse than being stuck in a job you hate. No amount of money will make up for being miserable. It really does put life into perspective

  • @margaretdoliet1630

    @margaretdoliet1630

    5 ай бұрын

    Right.

  • @josepimentel8441

    @josepimentel8441

    3 ай бұрын

    she did for 9 years. You make $200k on your first year you gonna be happy.

  • @Connetification

    @Connetification

    2 ай бұрын

    I don't like my job but I saved 20k a month.

  • @Lina-cy2yc

    @Lina-cy2yc

    2 ай бұрын

    yeah, same as pursing your dreams and having zero money to live. That also puts a lot in perspective.

  • @baltao08

    @baltao08

    Ай бұрын

    Would rather be miserable and making lots of money than being stuck in Gaza. A soul sucking dead-end job is not the worst thing that could ever happen.

  • @Seung25
    @Seung255 ай бұрын

    I can't believe i'm seeing this video (i still didn't watch but the title surprised me) because i recently did the same. I quit my job 2 months before a 5-figure bonus (in my country it's a lot of money) and everyone wonders why... i just tell them that my mental health, freedom, and dreams are worth way more for me than that bonus.

  • @spectershore4482

    @spectershore4482

    5 ай бұрын

    In every countries, 5 figures bonus is a lot of money 😌🤩

  • @MrRyand1

    @MrRyand1

    5 ай бұрын

    Great video. I’ve been struggling with sticking to a game plan of doing something similar myself. Your story is really helpful!

  • @nischa

    @nischa

    5 ай бұрын

    So so happy for you. I can imagine how difficult it must have been but those three things are more important. Someone else put it beautifully in the comments…”you can’t put a price on wanting to feel alive”.

  • @surpriserakins9067

    @surpriserakins9067

    5 ай бұрын

    ​@@spectershore4482not in rupees or Turkish lira it isn't !

  • @kirangollapalli

    @kirangollapalli

    5 ай бұрын

    I’m in the same boat too, turning down a month salary as bonus, as it locks me up for 4more months, but I’m actually moving back to applied research from consulting as I find myself with limited opportunities that I aspire to cultivate, I do relate to this video quite well!!

  • @zerocool1884
    @zerocool1884Ай бұрын

    First thing she learned was she can make more money filming videos from home.

  • @rg1412

    @rg1412

    28 күн бұрын

    Yep

  • @taswibislam524

    @taswibislam524

    27 күн бұрын

    😂

  • @shashankmallamraju4271

    @shashankmallamraju4271

    22 күн бұрын

    @@vadivelu1386yeah everyone making videos and quitting jobs is actually good for the society

  • @cocenthusiast0109

    @cocenthusiast0109

    21 күн бұрын

    Yes mate.. thats the trick .

  • @STasugx

    @STasugx

    19 күн бұрын

    She’s good at what she does. Uses her accumulated knowledge and experience in the industry to deliver in digestible chunks to the public. Good for her. She deserves to be paid for that. In any case, she’s literally a former ibanker. She’s fiscally proficient enough to survive off of her own investment strategies.

  • @KevinTalbotTV
    @KevinTalbotTV5 ай бұрын

    quitting your job when you want to work for yourself is always the right decision

  • @AWOLCPA

    @AWOLCPA

    4 ай бұрын

    As long as you have what it takes to walk over the coals of the first few years. Many can not make it.

  • @albertmeyer8983

    @albertmeyer8983

    4 ай бұрын

    If you can really pull it off

  • @KevinTalbotTV

    @KevinTalbotTV

    4 ай бұрын

    @@albertmeyer8983 you'll never know until you try

  • @David-vd7tu

    @David-vd7tu

    4 ай бұрын

    Not many can make it.

  • @jackdobson1992

    @jackdobson1992

    4 ай бұрын

    Amen, work is slavery.

  • @adamtechdays
    @adamtechdays5 ай бұрын

    I know it happens everyday, but that story in the beginning about your mentor sent a shiver down my spine. That's the reality when we look behind the curtain.

  • @Zerpentsa6598

    @Zerpentsa6598

    4 ай бұрын

    When I worked for a big IT company, I saw my immediate boss being fired. Later than day, I was asked to meet the CEO and Sales director and was offered the job. I looked out of the window at the new car that came with the job, and thought about the jump in pay. But I knew what I had to do. I turned down the job and left the company. There were more important things in life.

  • @zaitunpeace

    @zaitunpeace

    4 ай бұрын

    @@Zerpentsa6598 Your principles to walk away is most admirable and worth emulating 👏👏👏

  • @ankh111

    @ankh111

    4 ай бұрын

    @@Zerpentsa6598 🤗

  • @ankh111

    @ankh111

    4 ай бұрын

    Indeed : Scary & Unfair

  • @Erin-rg3dw

    @Erin-rg3dw

    3 ай бұрын

    Agreed. Or they fire someone so they can pay the next person less.

  • @theresaho8
    @theresaho85 ай бұрын

    Congratulations, Nisha! I quit my managerial position last year to follow my desire to be a homemaker. Being able to pick up my son after school and attend his school events feel so luxurious... I'm grateful for my husband's support on this decision. And I'm glad that I've been saving and investing my money since the first day I received my paycheck 20 years ago. I can now focus on my family, self care and my next adventure, whatever that might be... sending you lots of love, Nischa... ❤

  • @Worms_Pro

    @Worms_Pro

    5 ай бұрын

    Homeschooling otherwise your children will be brainwashed

  • @clt2744

    @clt2744

    5 ай бұрын

    Congratulations on getting your priorities right! Being a homemaker is probably one of the noblest and most fulfilling roles we will ever take on in our lives ❤

  • @theresaho8

    @theresaho8

    5 ай бұрын

    @clt2744 Thank you very much for taking the time to reply. I appreciate you... many blessings to you and your family... 💖

  • @tashiaalisha

    @tashiaalisha

    5 ай бұрын

    This is beautiful

  • @kokekan75

    @kokekan75

    5 ай бұрын

    As a Dad, I did something similar and decided to work for myself, even with the risk of not having regular work, the benefits of seeing my son grow up and having an amazing bond with him is priceless!!!

  • @RomanGuido-vw2pk
    @RomanGuido-vw2pkАй бұрын

    My Blcktken300 shorts are doing pretty well and I plan to hold much longer.

  • @LiamFetherstonhaugh
    @LiamFetherstonhaugh17 күн бұрын

    I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $450k gains with months, I'm really just confused at this point.

  • @RobertDennison411

    @RobertDennison411

    17 күн бұрын

    Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge

  • @_LauraRowley

    @_LauraRowley

    17 күн бұрын

    A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

  • @Nickolas_M_Greer

    @Nickolas_M_Greer

    17 күн бұрын

    @@_LauraRowley how can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

  • @_LauraRowley

    @_LauraRowley

    17 күн бұрын

    @@Nickolas_M_Greer Rebecca Charlotte Craig is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

  • @Highbudget

    @Highbudget

    14 күн бұрын

    No wait for a crash then buy stocks

  • @okenobumneme
    @okenobumneme5 ай бұрын

    This reminds me of an excerpt from Will's memoir: “The thing I’ve learned over the years about advice is that no one can accurately predict the future, but we all think we can. So advice at its best is one person’s limited perspective of the infinite possibilities before you. People’s advice is based on their fears, their experiences, their prejudices, and at the end of the day, their advice is just that: it’s theirs, not yours. When people give you advice, they’re basing it on what they would do, what they can perceive, on what they think you can do. But the bottom line is, while yes, it is true that we are all subject to a series of universal laws, patterns, ties, and currents, - all of which are somewhat predictable - you are the first time you’ve happened. YOU and NOW are a unique occurrence, of which you are the most reliable measure of all possibilities.” Thank you for sharing @Nischa 🎉

  • @Ezinma88

    @Ezinma88

    5 ай бұрын

    Which Will said that?

  • @robertojah-maharaj1848

    @robertojah-maharaj1848

    5 ай бұрын

    Wise words....-😊

  • @okenobumneme

    @okenobumneme

    5 ай бұрын

    @@Ezinma88 Will Smith’s memoir

  • @sonailz
    @sonailz5 ай бұрын

    This brought tears to my eyes. I'm in the same position as you were, where you stayed in the job for longer than you wanted.. I saw your video at the right time and I feel like it's a sign. Thank you so much for sharing and so glad it's all working out for you ❤❤❤❤

  • @ruvi2222
    @ruvi22225 ай бұрын

    So glad I saw this video… I left my job 5 months back just to safeguard my mental health.Still I’m struggling with my mental health issues and trying to figure things out.I’m 37 so getting scared at times.Just a simple thought of applying a job again or facing an interview scares me a lot.It’s sad to see this state after being worked for the last +12 years.Now my goal is to have financial and time freedom. I’m confident that I will figure things out soon.Kudos to you 👏🏽 Thank you for sharing @Nischa ❤

  • @higherpurpose1212

    @higherpurpose1212

    3 ай бұрын

    Don't worry, we're almost on the same boat, ,my mental state is suffering due to stress of IT job, but I also fear looking for a new job and facing interviews and tech exams, but I know if it's meant for me I will find it. I will take a break for 6 months and reset.

  • @nunya973

    @nunya973

    Ай бұрын

    You are not doing construction... dude nut up and shut up. Just make it happen. Stop wasting time!@@higherpurpose1212

  • @taghazoutmoon5031

    @taghazoutmoon5031

    Ай бұрын

    i took a 3 year break. looking for job now. but i'm not excited about it

  • @babblesp1367

    @babblesp1367

    9 күн бұрын

    I’m in my mid forties and I still don’t have things figured out.

  • @johnchan9392
    @johnchan93925 ай бұрын

    I am proud of you Nischa. 👍👍 It takes a lot of courage on what you did. I left my high paying job in the IT industry back in 2006 without a backup. My general manager and manager failed to do what was right vs making themselves feel they were right. I went back to my desk and wrote my resignation letter with two weeks notice. The president of the grand corporation flew from Singapore for an emergency meeting on why I resigned. I extended my 2 weeks notice to 6 months because no one could comprehend what I knew and do for the company, even my manager who is a distant relative (reason for the extension). I resigned based on principles. Without good and proper fundamental principles, we have nothing. Fast forward to 2023, I have my own IT business, trading and invest the financial markets, have side hustles, and continue to have more freedom with the security of not working for someone. The best part of all this, the time I was without work, I was able to diagnose Mommy on her GI issues (Crohn’s Disease) within 6 months, treated her, and now she is in full remission to this day. As I always say..... things happen for a reason. I am all smiles for you Nischa! ❤

  • @Allah.is.loving

    @Allah.is.loving

    5 ай бұрын

    This is inspiring, appreciate your time for sharing! 🫶 May everything goes well for you and your loved ones!

  • @AlessioFalci

    @AlessioFalci

    3 ай бұрын

    Beautifully written and nice to hear. Wish you all the best!

  • @jenny-DD

    @jenny-DD

    3 ай бұрын

    Just forward to 8:23 To skip the nonsense

  • @Mrs.H312
    @Mrs.H3124 ай бұрын

    Congratulations!! My husband came to me a little bit over a year ago to have the talk of him, leaving his job as a special needs teacher , which he had has been in for over 15 years to pursue his true passion as a chef / pitmaster and yes having his own company. I simply said create a plan, if I find that is reasonable, I have no problem with you leaving. Since leaving I've never seen my husband so happy his mental health has improved tremendously, he's soaring within the industry. I would never go back to change my answer.

  • @PedroMilharadas

    @PedroMilharadas

    3 ай бұрын

    Your husband had to attend a “home” shark tank in order to pursue his dream? Uau 😮

  • @Mrs.H312

    @Mrs.H312

    3 ай бұрын

    @@PedroMilharadas lol that's cute ... my husband wanted to make sure his wife/friend/business partner supported his decision for our home/marriage...we're a team.

  • @PedroMilharadas

    @PedroMilharadas

    3 ай бұрын

    @Mrs.H312 I am ofc fully aligned with you :) was just a little joke purely based on how you phrased it but I ofc understand what you meant/mean and as said, fully agree :) hope you didn’t take it the wrong way and wish all the best for your husband’s dream

  • @Mrs.H312

    @Mrs.H312

    3 ай бұрын

    @@PedroMilharadas Respect! I appreciate it, nothing but love luv.

  • @ahmedLibyan

    @ahmedLibyan

    3 ай бұрын

    " I simply said create a plan, if I find that is reasonable, I have no problem with you leaving" If my wife tells me this, I'm leaving her, what do you mean you'd have a problem with someone doing what they want?

  • @jcolebusi
    @jcolebusi5 ай бұрын

    Thank you for posting this! I’m Im so fed up with my current job. Was literally talking to the wife about how we can get out and away from the military and then I saw this video. You’re a big inspiration please keep doing what you do.

  • @FirstLast-ff5vg

    @FirstLast-ff5vg

    2 ай бұрын

    After first 30 seconds of watching I wanted to ask a question - do you have a depression? There is only a certain type of people that are able to survive in the corporate world for their entire careers. My bet less than 5% of the society can do that.

  • @laiibrahim7502

    @laiibrahim7502

    2 ай бұрын

    John Desmond Heppolette's approach is pivotal for achieving success in the realm of online commerce. His management group has showcased outstanding effectiveness, and I also value the content available on his KZread channel...

  • @laiibrahim7502

    @laiibrahim7502

    2 ай бұрын

    he's mostly on Telegrams, using the user name.

  • @laiibrahim7502

    @laiibrahim7502

    2 ай бұрын

    He is verified..

  • @laiibrahim7502

    @laiibrahim7502

    2 ай бұрын

    Johndeshep934

  • @followingthebabysteps4545
    @followingthebabysteps45455 ай бұрын

    I’m really happy for you that you were in the situation where you could quit your job. Your KZread has grown astronomically in such a short space of time, it’s an amazing accomplishment!

  • @thebludevil3647
    @thebludevil36475 ай бұрын

    Thank you for sharing a very personal story about your toughest decision. I could see how scared and nervous your voice sounded in that moment. I'm glad you are much happier now and that this chapter of your life has lined up with your "why/meaning". You've come a long way and you've shined brightly with what you love in this videos.😊

  • @celesteoliviasibert-2730
    @celesteoliviasibert-27305 ай бұрын

    You've been inspirational so far but this video really hits the feels, especially for me now. A major shift in my job responsibilities has me thinking if there's anything else i can contribute to stay in the rat race. I can adapt and do my job, but past few months I've slacked off, missed deadlines to the point it has affected my mental health. I've taken on far more work than i have now, and i couldnt understand why im like this now. But as weeks go by, im beginning to see it. I can't find the love for what im doing. Its a scary thought when you realise that you need to challenge the status quo to find your path of peace

  • @Qhaine
    @Qhaine5 ай бұрын

    Absolutely brilliant video Nischa, and well done on taking this wonderful liberating step forward -- I can utterly and completely emphasize with your decision because years ago, I did the exact same thing and resigned from my job just six weeks before I was to get a massive five-figure bonus. Like yours, it was a SIGN-ON bonus that would have trapped me there for another year. Best decision of my adult life, never looked back and today I'm still living happily only working for myself + my passions. Keep pushing ever forward on your dreams.

  • @tiffanyjackson1969
    @tiffanyjackson19693 ай бұрын

    You are so inspiring! Thank you for being vulnerable and sharing your journey to follow your why. I wish you continued peace & happiness. The beautiful part of this is that your self discovery was found at a young age. You have so much life to live on your terms. Congrats!

  • @1conkers1
    @1conkers13 ай бұрын

    I found this beautiful to watch, it is so so refreshing to see someone put personal values and dreams before social status. Thank you for being open about your journey and epiphany :)

  • @peterb9388
    @peterb93885 ай бұрын

    Wow, you're so brave!!! You are THE example of a real human. This is the right mindset. Much of love and happiness!

  • @rosamrc923
    @rosamrc9233 ай бұрын

    Thank you Nischa for your transparency and integrity. I loved listening to your approach and reasoning behind the courage to make the final jump. I truly enjoy your videos! I am myself one of those who never stays in a job when not happy, but then I frequently find it extremely hard to land the next job. Knowing exactly what you will be doing after quitting (including having another job offer on the table if you will not self employ yourself) is among your own best pieces of advice.

  • @ogisiexcel
    @ogisiexcel5 ай бұрын

    I love your plain honesty and logical submissions Nischa. Wishing you the best of success in your next steps ✨

  • @paganmoonx
    @paganmoonx5 ай бұрын

    You deserve this girl! Watched your channel grow and I’m so glad that it’s all working out in the way you wanted.Working for yourself is so powerful we love to see a powerful woman. Inspired ❣️

  • @Mrtwinkiess
    @Mrtwinkiess5 ай бұрын

    I never like and comment on videos - ever. I feel this one deserves it 100%. I work in banking, asset management - and see too many times people on burnout. Going against the status quo is one of the hardest things to do in life, I congratulate you for it and for your success.

  • @KOle-hj5xq
    @KOle-hj5xq5 ай бұрын

    This video was beautifully done, thanks so much for sharing this and staying so relatable whilst also knowledgable. Big decisions are scary but it's lovely to see positive outcomes! Watching this gives a feel of freedom

  • @minervatheomader
    @minervatheomader5 ай бұрын

    Honestly one of the best videos I have watched in a long time. Nothing equals living a life of meaning - it's not about money, when you get that , life becomes worth living thank you for sharing Nischa.

  • @aaaligned
    @aaaligned5 ай бұрын

    Thank you for being vulnerable and sharing your thought process. As I expected, such a big life decision comes with multiple considerations. Yet from your anecdotes and self-introspection, it appears you made the well-informed decision for yourself and YOUR life.

  • @danayramirez2395
    @danayramirez23955 ай бұрын

    40 year old woman here ! in m family nobody talked about finances! I'm so happy this channel exists for young people, definately subscribing and telling my daughter to subscribe too! I highly appreciate the wisdome you are giving out in your channel!

  • @Andradi303
    @Andradi3035 ай бұрын

    Just what I needed to hear for so many reasons! Thank you! I’ve only recently found your channel. You’re doing great things!

  • @serenadiouf3425
    @serenadiouf34254 ай бұрын

    This has to be my favourite video of yours. Its full of so much truth and meaning. Exactly what I needed to hear. Thank you Nischa

  • @MrTaserface
    @MrTaserface4 ай бұрын

    I love how you see life and help others in the process. THANK YOU Nischa!

  • @JasonJFlippingLife
    @JasonJFlippingLife3 ай бұрын

    Thanks for sharing Nischa. I recently made a similar decision. I left a senior position in IT at a hospital to pursue my real estate investments that I had been growing in the background for the past 4 years. When I left I initially thought I had made a rash decision but hearing you describe your thought process I realize I had gone through the exact same logical process. It has been over 4 months since I left and I couldn't imagine ever going back. I love the freedom I have gained. Even though sometimes now I work more than I did during my 9 to 5 I am clear on why I am making that sacrifice and commitment and I get a lot of satisfaction from that.

  • @mohamedomar2096
    @mohamedomar20965 ай бұрын

    Congratulations, Nischa, on taking this brave step towards pursuing your dreams! Your guidance at financial related topics has been invaluable, and I'm grateful for the insights you've shared. Wishing you all the success and fulfillment in this new chapter of your journey!

  • @vickramsahai
    @vickramsahai5 ай бұрын

    Completely resonate with your decision and find it reassuring for the similar decision I took 2 months back to follow my 'why'. Keep smiling! More power to us...

  • @SusannaJ
    @SusannaJ5 ай бұрын

    The reminder I needed. Thank you, Nischa.

  • @SomethingNick
    @SomethingNick5 ай бұрын

    Ooft this is gonna be relevant to me, I hate my job but I'm sticking around for a bonus in February 😅 theres always a mass exodus in March at my company so I'll finally be joining in

  • @SusannaJ

    @SusannaJ

    5 ай бұрын

    All the best to you!

  • @nischa

    @nischa

    5 ай бұрын

    A very exciting time for you, go for it!!

  • @kutayecevit4125
    @kutayecevit41255 ай бұрын

    You are such an inspiration, like a summer breeze in the deep woods, making you smile with the feeling of freedom. I am sure you will be happy/contended with your decision in future.

  • @getcarl87
    @getcarl875 ай бұрын

    It’s amazing that fulfilling your purpose has bright you joy, bright us joy (even though we didn’t know you personally), and this joy will continue, both for you and us, until your purpose is fulfilled. You are a noble soul, and your diligence and your leap of faith, will be rewarded.

  • @quizwiz1636
    @quizwiz16365 ай бұрын

    Love this video. I’m in the same boat. Early 30s well paying “golden handcuffs” career that just isn’t fulfilling me and I feel worse about it as time goes on. Nischa you have just motivated me to find my ‘why’, thank you.

  • @molamolalaaa2968

    @molamolalaaa2968

    5 ай бұрын

    I’ve been in the same situation, having an unfulfilling “golden handcuff” job. The result is having depression in my 30s. I haven’t been able to go back full-time to the workplace since. It’s been a few years of me having no job and income. Take care of yourself before it’s too late ! I wish you the best of luck.

  • @MrTlc0
    @MrTlc05 ай бұрын

    Wish there was a double like button!! Thanks for sharing this. I’ve been in the same situation for a couple of years now and I can’t make the move. This definitely inspires me, thanks again!

  • @Lamyfrog1
    @Lamyfrog15 ай бұрын

    Thanks for sharing Nischa! I’m going through a big shift at the moment, working at one of London’s biggest firms in a job I thought was “the dream one” but it’s so far from it and I’ve drifted from the meaning that drove my earlier career. But it’s stepping away from the money, security and status that makes it so hard!

  • @wilmeijs7539
    @wilmeijs75395 ай бұрын

    Respect for your decision. I am 63 ..worked hard over the years and could have continued but I decided to stop working a year ago without regretting it 1 minute. Had my own side job like you which made it all possible. Enjoy life and the things you love to do and care for your fellow human beings thats what really matters at the end of our journey. Respect for making your decision to make a difference in this world!

  • @juliekostas7322
    @juliekostas73225 ай бұрын

    So glad that taking that leap of faith was/is fulfilling for you. I used to work on Wall Street and I could never go back to it--- I *was* the mentor in my own version of your story. Took me ages to recover both emotionally and financially. Your videos are so valuable and I truly hope your viewers take note. Wishing you continued success and blessings following your own path! You did the work and made the sacrifices. The most important thing about that emergency fund is that it gave you *freedom!*

  • @lawnman70
    @lawnman705 ай бұрын

    Thank you Nischa for sharing this video, I walked away from a good job 15 years ago after a big layoff , they let me and some of my co workers stay, but I was not going to see if I was going to be next , and I'm so glad I started my landscaping business . I'm debt free now and I love all of what I do. Nischa you Rock !!!!!

  • @theharshtruthoutthere

    @theharshtruthoutthere

    3 ай бұрын

    Whenever you seek something to read, remember: Basic Information Before Leaving Earth = B I B L E (KJV) and a search: BIBLE + FREEMASONRY.

  • @Daug555
    @Daug5555 ай бұрын

    Man alive am crying over this video! This is it. This is the one. Thank you 🙏🏾!

  • @pch8236
    @pch82362 ай бұрын

    The smile is beautiful & inspiring for sure! I’ve been in a back and forth/ tug of war mode these days but your video has definitely helped provide some clarity for a stranger like me. Well done and wish you more of what makes you smile😊

  • @mvriposa
    @mvriposa5 ай бұрын

    Your videos are so good- thank you for sharing your knowledge and your story. I am a 27 y/o and admitting that I used to stress so much about my financial situation in my early 20s and now all I want is to chase that financial and time freedom life and to be smarter with my spendings. You are a true inspiration and aspire me to keep kicking ass. Everyday is a step closer🤞🏽& sure it’s good to learn better ways to manage and grow your $$$. Cheers!!

  • @kevx50
    @kevx503 ай бұрын

    From your expressions I can see you’re more relaxed and happy with life. Wishing you all the best in your current and future ventures. Just my personal story - I’m currently working and earn an ok salary. I’m the sole earner in my home and also a carer for my older brother and Dad. Life can knock you in multiple directions but it’s about maintaining a positive mindset and dealing with things within your control which I try to do on a daily basis. All the best to everyone who have overcome or are trying to overcome come their respective challenges in life.

  • @lataimana
    @lataimana5 ай бұрын

    This video was so inspiring to me. I totally can relate after 20yrs of service with my previous employer I was laid off from work last week, 11/08. Honestly, the last year I felt nothing was aligned with me at work and I gave myself one more year to continue working while I prepare myself for my next career move. However, my employer came early for me by laying me off and 3 colleagues in our department. This is so encouraging and inspiring and now I have a different mindset on my next career path. I’m going after my WHY and choosing a path where I can be in control of my time and be financially independent while providing value and helping others along my journey. Thank and appreciate you for sharing your story!!

  • @sarahann530

    @sarahann530

    5 ай бұрын

    Your employer obviously felt you were dead weight

  • @Trims2393
    @Trims23935 ай бұрын

    This is a really powerful and grounding video, thank you for sharing this Nischa.

  • @frenchmakoti
    @frenchmakoti5 ай бұрын

    So proud of women like you, people who are not scared to make tough decisions...I left banking after over a decade in Private Banking too, it was hard but I am so glad I did!! I now live in France making videos of my simple life while I learn the French language😂🇨🇵 I am happier and at peace with life. I wish you all the very best sis!!🎉🎉🎉

  • @my_name_is_isildur

    @my_name_is_isildur

    3 ай бұрын

    So you made first ton of money in bank sector and now you are retired somehow.

  • @pauls3075

    @pauls3075

    3 ай бұрын

    @frenchmakoti Why make this sexist. Why not be proud of 'people' like this. Would you not be proud of a man that made this decision?

  • @pauls3075

    @pauls3075

    3 ай бұрын

    ​@@my_name_is_isildur Thats what I'm getting from this. We can all follow our 'why' if we are born in the right country and genetically more intelligent and better looking (pretty privilege is a thing) than 98% of other people. Then work our asses off and replace someone older and less able than ourselves to get a promotion. (I'm assuming the person made redundant isn't following their 'why') then we can retire at 30. This story is like a lottery winner telling everyone else 'this is how you become a lottery winner'.

  • @my_name_is_isildur

    @my_name_is_isildur

    3 ай бұрын

    @@pauls3075 Yes, I agree unfortunately very few will escape the rat race.

  • @RajaseelanGaneswaran
    @RajaseelanGaneswaran5 ай бұрын

    You're only as good as the hours you can dedicate .... ouch. That hits home hard....

  • @CoffeeAndDaydreaming
    @CoffeeAndDaydreaming3 ай бұрын

    Thank you for sharing!! That is heartbreaking about your coworker and it's not uncommon in the work world. I admire that you listened to your feelings and gut. 💛💛💛💛

  • @marvelenia6702
    @marvelenia67023 ай бұрын

    You cannot imagine how proud I am of you! I am over 60 and I left the retrace when I was 40. You took the right decision. I am so glad to see more and more young people taking the right decision! Love and light from Germany!

  • @amitkotecha8868
    @amitkotecha88685 ай бұрын

    Good luck on the new journey! The money will come back ten fold to you! I’m hope to follow in your footsteps too!

  • @venusb248
    @venusb2484 ай бұрын

    Nischa! I totally agree. I’ve been in finance for nearly 15 years but a few years ago I began to notice that something is missing. I wasn’t sure what that was and finally this year I realised that something was always important to me - helping others. I’ve applied for Open University to study Psychology with counselling. I cannot wait to help other people! Thank you for your videos 🎉❤

  • @PhonkEcho

    @PhonkEcho

    3 ай бұрын

    Does banking have insane working hours whereby you barely have time to contribute positively in the world?

  • @joshvird2856

    @joshvird2856

    2 ай бұрын

    @@PhonkEchoit depends what area in finance and banking you work in. A lot of these “prestigious” finance roles are often all encompassing where you’re always working/thinking about work, potentially even working 80 - 100 hour weeks (eg M&A) where the spare time just goes to recovery/trying to meet friends and family that there’s no time left. But then again, each area/team you work in will differ.

  • @FrancescoMarelli84
    @FrancescoMarelli845 ай бұрын

    Excellent video and congratulations on a great choice. Good for you that you discovered your WHY, and also for realizing that the WHY is all important.

  • @marcinszymborski9317
    @marcinszymborski93173 ай бұрын

    Thank you for sharing this, Nischa 😊 It shows your courage, devotion, and character. The world needs more people like you! 😊

  • @davidlongden392
    @davidlongden3925 ай бұрын

    Nischa, thank you so much for this, sharing your openness and vulnerability! I’ve just completed a 5 year Psychotherapist training around my full time job and teetering on the edge of the transition which is scary mortgage and all! So good to know I’m not alone in feeling the fear! 😊

  • @bornonthesun

    @bornonthesun

    4 ай бұрын

    Go for it!!! You'll be so much happier and fulfilled and will look back at your old life and wonder how you ever lived that way. You'll also know that you will NEVER go back to that life again!! Congrats on all your hard work!!! 🎉🎉🎉

  • @BeeTimesTwo
    @BeeTimesTwo4 ай бұрын

    I’m just an internet stranger but this was so wonderfully presented, interesting and honest. I always appreciate your thoughts and perspectives. Best wishes on the next step of your journey!

  • @fgzinic
    @fgzinic5 ай бұрын

    Took me a long time to learn the lession you explained at the beginning with your mentor. Especially early in your career, and certainly in high pressured (banking, for example) environments, work can feel all enconsuming yet rewarding, exciting and (as you mention) intellectually challenging. Having clarity around the real nature of that 'contract' changes everything for the good. Good video!

  • @golfrichardvc
    @golfrichardvc5 ай бұрын

    You are a top drawer communicator as well as being incredibly knowledgeable and I am rather envious of you following your "why" I have a good well paying job but feel so unfulfilled even though I am working the role I had strived for And whilst I cannot change that it is great to see someone else break free and achieve satisfaction with their chosen path

  • @Stocksockz
    @Stocksockz4 ай бұрын

    Wow! I went through the exact same thing, left a 6 figure job at 29 years old, company was amazing, but felt like I plateau'd and was not learning anymore. Then, you start to think about yourself and your goals in life. I also just turned 30 last year and realized that making so much money is not worth sacrificing your well-being. Health=Wealth. I also had a side business that I had started in the beginning of my career, and now the side business pays for my bills and mortgage. Your videos resemble a lot with my life because it also took many factors to convince me to make the decision to quit a good paying job. I am now pursuing an MBA and hope to get closer to my goals in life. Thanks for the video!

  • @simplifyHR
    @simplifyHR5 ай бұрын

    I’ve been following you for months now and have been so inspired. You’ve put in the work and deserve to be finally free! Congratulations ❤

  • @alexstanescu8949
    @alexstanescu89495 ай бұрын

    Decisions are more about avoiding the bad, instead of bringing instant happiness. And congratulations to Nischa for VERY USEFUL videos!

  • @MarkusBlue
    @MarkusBlue5 ай бұрын

    Love the diary/vlog style! It definitely suits you Nischa!! Thanks for always putting out such great content!

  • @itsxchristianahx
    @itsxchristianahx5 ай бұрын

    Love this!! I’m probably a year or so away from completely quitting my job because it’s terrifying but I have not enjoyed banking / finance for a while now. Definitely here for the paycheck and status lol but I want to lean in to my true life purpose 💜. Congrats on taking that very scary first step!

  • @tiger131071

    @tiger131071

    5 ай бұрын

    Good luck...put work into planning well, it's worth it and it is for your future self. You can do it!

  • @EightyOneVintage
    @EightyOneVintage5 ай бұрын

    I just did the same 2 months ago. My role was put at risk of redundancy and whilst I don't think I would have been let go, I took voluntary redundancy and have gone full time in my creative business on YT

  • @pehoone
    @pehooneАй бұрын

    Nischa, gosh, I'm exactly like you. Thanks, friend, for posting this. It really is about the why. I want to shine so bright that I bring others out of the darkness as well - and you're doing it!

  • @radicaljagful
    @radicaljagful4 ай бұрын

    This is SO inspiring! I've started my first side hustle - giving Bollywood dance workshops - and I'm seeing a market for it. I've got another idea to explore but only after the workshops become substantial. As you said I'm becoming obsessed with it and it's giving me a lot of energy to carry on my 6-figure full time job in tech.

  • @ralucaenem
    @ralucaenem5 ай бұрын

    A-mazing! It all makes sense in your story - and the fact that you crafted your path intentionally is wonderful. Very inspiring, Nischa 😇 thank you, as always

  • @adadi000
    @adadi0005 ай бұрын

    This hit hard, especially the story about your mentor. I really liked how you balanced the income from your side hustle (+ a bit more on top) with your fixed costs before taking the plunge. I'm 40 and I wish I starting looking at my personal finances like this when I was 30!

  • @annabelluxton8849
    @annabelluxton88495 ай бұрын

    Thank you so much for sharing this! This aligns with me so much. I have recently (start of this month) left my Corporate job in Consulting after 8 years. I also walked away from a bonus which would have been the biggest of my career and my work also didn't light me up. I am currently designing a life I love, following my passion and earning more than I did in my Corporate role. I can't believe how aligned our stories are. Would love to connect ❤

  • @RAIHAANDARR
    @RAIHAANDARRАй бұрын

    I love and appreciate the vocal & sound quality of your video. It’s clear & crisp ✨

  • @MuppetThumper
    @MuppetThumper5 ай бұрын

    Let's be real - being able to "live your why" is admirable, but a privilege few can realistically pursue

  • @josephplaugher7324

    @josephplaugher7324

    5 ай бұрын

    Nischa wasn’t able to do this because of “privilege.” If you watched the video she explains how much preparation in saving and building other income streams she has done. Please don’t minimize her achievement like that.

  • @shireenkhan7569

    @shireenkhan7569

    5 ай бұрын

    Her hardwork on her KZread channel & mindful investing made her "privilege".

  • @giv78

    @giv78

    5 ай бұрын

    A lot of people live paycheck by paycheck, so being able to have substantial savings is already a privilege.

  • @shireenkhan7569

    @shireenkhan7569

    5 ай бұрын

    @@giv78 Go and check the meaning of privilege. Many people are getting paycheck but those who are making sacrifices to have some savings, will have savings in the end...instead of calling them "privilege" you should call them "mindful & disciplined".

  • @k13r34

    @k13r34

    5 ай бұрын

    @@josephplaugher7324 I think @MuppetThumper is saying that “living your why” is a privilege, not that Nischa is privileged.

  • @dr_squirrel
    @dr_squirrel5 ай бұрын

    Exactly the same happened to me and I decided to quit the corporate life after 13 years. It was scary but eventually the right step

  • @youngskeamz7270

    @youngskeamz7270

    4 ай бұрын

    What was scary about it ?

  • @dr_squirrel

    @dr_squirrel

    4 ай бұрын

    @@youngskeamz7270 giving up a secure position in a familiar company, a high salary and long-term bonus payments in favor of something new which I did not know if it would turn out well

  • @jeffryesmeralda
    @jeffryesmeralda3 ай бұрын

    Congratulations Nischa! I love how raw & truthful this message is. I can definitely relate, as a creator and entrepreneur, that it was very scary in the beginning and even once in a while. But the ability to follow and live my purpose on my terms is priceless. All the best! Keep creating! By the way, - Subscribed ✅

  • @habeebahoyedokun5634
    @habeebahoyedokun563415 күн бұрын

    Thanks for sharing, Nischa Wishing the best on your new journey 🎉

  • @Adam-de8yi
    @Adam-de8yi5 ай бұрын

    Proper video this. I’m 19 and people think I’m crazy when I say that I’m only doing this for a paycheck. One day I hope to make that decision after a few intellectually stimulating years and follow my true passion after creating that emergency fund for myself which I’ve started now! There’s no motivation clearly in work places in the long term. Seems to be filled with toxic colleagues and people who don’t care about your mental health. I would rather not. I admire you Nischa!!

  • @sgddfgfghfgh

    @sgddfgfghfgh

    Ай бұрын

    What exactly are you possibly doing at 19 for any meaningful paycheck 😂

  • @jp-zo3wc
    @jp-zo3wc5 ай бұрын

    A truly inspiring and humbling video. I resigned six weeks ago for similar reasons-fed up with being controlled by corporate greed and an ethos that deems everyone dispensable, all in the pursuit of driving productivity at the expense of people's well-being. Congratulations on your success with your side hustles, and thank you for enlightening the rest of us through your content. While I'm currently immersed in studying for a career change, I empathise with the feeling of reaching a point in a career where there are no further challenges and no mental satisfaction, even if the salary is sufficient. My goal is to one day achieve financial independence, much like you have, and I'm genuinely thankful for you sharing your story. You're an excellent life coach yourself!👌

  • @rwansays
    @rwansays3 ай бұрын

    Congrats Nisha!! I’m not a business major but your video and your perspective on it made me feel more confident with my resigning decision coming this year. I read another comment and agree with them that quitting to working for yourself is always a win and even if it was only your wellbeing that is suffering. Thank you and wish you all the best, you’ll surpass 49%🙌

  • @Allah.is.loving
    @Allah.is.loving5 ай бұрын

    Appreciate for being real on this. Congratulations ❤ You control your life, follow your heart and live your life 🥰

  • @user-pc7jv8xn5c
    @user-pc7jv8xn5c5 ай бұрын

    I followed a somewhat similar path and ended up making 3 times my salary. I never looked back. It's very interesting to watch you talking about your decision to make the change. It's frightening at the time, and certainly comes with risk. Very glad it worked out for you.

  • @minglee4226
    @minglee42265 ай бұрын

    Damn this one hits hard. My personal goals is to do similar things to what you do but just finding that first few steps while I don't have a financial background is proving to be a lot harder than I thought. Thank you for sharing this it is really meaningful!

  • @ellen_dewereldvanel
    @ellen_dewereldvanel5 ай бұрын

    Thank you so much for this inspiring video! A couple of months ago, I also quit my high-payed-manager-job to become a parttime employee at the local civil servant, but also to fulfil my dream and in januari I’m officially starting my own business. It feels scary, but also like I’m meant to do that. Please keep sharing your wonderfull content! Loving it! ❤

  • @aylanelson1012
    @aylanelson10125 ай бұрын

    Thank you for always being inspiring. You have been an amazing role model!

  • @nrikegames
    @nrikegames5 ай бұрын

    Thanks for the inspiration.. I just walked out of my 15 year corporate job and my bonus (we get in December) like 3 weeks back. Huge risk to follow my passion when everyone doubted. fingers crossed.. I was just done doing the rat race for years..... . seeing your video did boost my confidence. Good luck to you.

  • @ajraol9032
    @ajraol90325 ай бұрын

    I appreciate your perspective and decision. There are also people on the other side of the story like me. My ‘why’ is coherent with working in IB and I’m also interested in it beyond the paycheck or status. But still I’ve not been able to get in yet. So in a way being able to do what you really want is also a privilege and equally hard 😅

  • @Coconutluxenaturals
    @Coconutluxenaturals3 ай бұрын

    You are so well spoken Nischa, I really resonate with this . Congratulations on your courage for walking away 🎉

  • @LivingYourBestLife2023
    @LivingYourBestLife20234 ай бұрын

    Congratulations. You are such a great person, i am 100% sure that you made the right decision and it will work out wonderfully for you.

  • @PropertyReview
    @PropertyReview5 ай бұрын

    Bold move no doubt the channel is going well.

  • @matthiasmuller6141
    @matthiasmuller61415 ай бұрын

    Something I’ve learned during my professional career goes into the same direction Obama mentioned. Never judge a decision that has been made retrospectively. Too many factors could come into play that are unknown. Only judge the decision making process and question if all factors have been taken into consideration at that point in time. And refreshing to see someone following his value compass. Don’t underestimate how many people are in the same situation and realised the same about their employer. The credo is to run with the system for a certain time until you don’t have to anymore.

  • @LifeWithBinvas
    @LifeWithBinvas5 ай бұрын

    Thank you for sharing your journey Nischa. Congratulations on your successes!

  • @contentfaithrecords
    @contentfaithrecords2 ай бұрын

    Thanks for sharing. I've worked the banking system in California. It can be super stressful! You can def feel caged. It also shows you how people value things. You are very brave and I wish you the Best!!!

  • @DragonRollYumYum
    @DragonRollYumYum5 ай бұрын

    It's a gutsy but correct move for you. Really glad to see the sub count up to 760K already. You will get to million count any day. Live your life on your own terms.

  • @theyogininancy
    @theyogininancy5 ай бұрын

    Nischa, thank you for sharing so authentically. I love your story and I love your passion. I left my investment banking job in my early twenties for similar reasons and I know the courage it took you for making this decision. You deserve everything and more! Keep going and keep producing great content! I am proud of you ✅

  • @manni192
    @manni1925 ай бұрын

    Congratulations Nicha. Closing in on 1 million subs also 🎉

  • @renatotavares7079
    @renatotavares70795 ай бұрын

    Nisha, what a fantastic video you uploaded. I believe that what you are saying is extremely relatable. You are younger than me. But recently I went to the same transformation. I have the same conclusions. Thanks for sharing