I’ve been budgeting like this since 2019 and it definitely is a game changer. Before, I would spend frivolously and didn’t care where my money went. Now, I track my spending and having money in cash definitely psychologically makes you think twice about what you truly need especially when it comes to grocery shopping!

I am in my 40s and never has anyone explained a budgeting system to me as well as you did in this video! I am actually feeling hopeful ❤ I just started watching your videos and look forward to watching more 🙂 THANK YOU!

@ohsomarvalus4712

Жыл бұрын

Yesss..me too!! I just found her ☺️

@nstiNctiVnatur

Жыл бұрын

Me too. I would ask my parents how to budget and all they would say is save your money. 😐

@sjlmorgan

Жыл бұрын

​@@nstiNctiVnaturbecause that's all THEY were told...it's a vicious cycle that newer generations are trying to break. We don't even learn how to balance a check book in high school but you have to learn trigonometry and calculus

I recently broke up with sons dad and I been staying with my sister . So I love watching your videos as motivation. I recently started budgeting. I’m so excited I’m trying to save up for an apartment for me and my son ! 😌😌

Saw a random post on facebook and now im binging. God placed you on my path for a reason, while im worried about finances I have to remember this is not my money its Gods money, and I need to handle it like its Gods gift. Thanks for sharing

My debt payoff has been paying off the lowest balance to highest. So, I pay all debts each month, but I pay a bit more on the lowest debt. When I pay that debt off, I use the regular payment amount that was due each month, plus the extra and put that amount toward the next one due. Then that one gets paid off faster and the amount used from first and second debt are then applied to the third…snowball! You’d be surprised how quickly you pay it off. Great video!

@brooklynluv23

Жыл бұрын

So you put the extra in your cash envelope and then add it to your cc every unstuffing or are you just adding extra to your original payment each due date? I’m starting my budgeting journey soon so I’m tryna make sure I get everything right

@randomsandra4039

Жыл бұрын

Thank you! I wondered about the “snowball method” ♥️

Sinking Funds = FUN BUDGET 🥰😍

@Baddiesandbudgets

3 жыл бұрын

yes!!!

You did great! This is exactly how I would have explained budgeting to a client at my work. 👏🏼

@Baddiesandbudgets

3 жыл бұрын

Thank you SO MUCH.

I had to go all the way back to the beginning! Thank you so much for this. I am expecting my 3rd child and I just want to feel better financially! I’m excited to implement this starting this month

@Baddiesandbudgets

2 жыл бұрын

You are so welcome!

Thank you for this. I’m just starting with cash budgeting and I find your videos so helpful. They are clear easy to understand and follow. You explain things like a normal person 😁I’m actually excited to budget

I love how you explained everything, simply.

@Baddiesandbudgets

3 жыл бұрын

Thank you!

@lovetempie6049

3 жыл бұрын

@@Baddiesandbudgets You're welcome.

I just wanna thank you. I’m 20 and I just got my first apartment and I wanted to learn how to budget but I didn’t know how people be getting their number nor where to start. I will be admiring your work and supporting all your businesses 💯 ♥️ keep up the good work

@dontgiveupplz

Жыл бұрын

Good for you for starting early. We do not learn this stuff in school so it is our responsibility to figure it out ourselves. Most people do not do so, be proud of yourself for taking initiative. ❤️

I’m so glad I found your channel. I’m going back and watching the older videos like this one. You are amazing!

I’m glad I found this channel so much. This is so helpful as I’d hate to admit I do have a bit of a problem spending like it’s nothing but this video is helping me to be more aware about where my money is going. I just wish I’d learned about this sooner but glad I ran into this, I work a regular job where I get paid bi weekly but I found this so helpful! 🙂🙏

Glad you put this in your subscription list on how you got started. Today is August 1, 2021 the first day of me savings until the end of the year. You & other budgeting vlog are so so inspiration glad I watched how you started and understand the concept of saving.

Girl you know your stuff! So motivating 💕

Being able to budget and see how much I've been overspending, especially on junk food (chips, pop, stuff like that) is ..eye opening. I just did this, high lighted thr things I've spent on, such as pleasure purchases (not in that way yall, get your mind out of the gutter), groceries, bills, and subscriptions...and omg. You really don't realize how much you're spending when having a debit card is so convenient. Sure it's easier and nowadays healthier but you can easily lose track of what you're buying and how much you're spending. I forced myself to really look at the things I'm buying last month, with a set 200 budget for food (Big family problems). I thankfully didn't overspend, in fact I was left with a 20. I...hope to really stick to this budgeting journey, especially as a kpop fan who really enjoys collecting albums and such. That is my worse spending habit. But I'm slowly working on that as well, and hope to start that journey next month

This was just what I needed. Thank you so much for sharing.

It’s the “giving” envelope for me ❤️ What kind of heart do you have to have to think of that! Most of us (me) are giving but it’s more of an “if I can/when I can” kind of thing. I’m not gonna do it or anything but I do love it 😊

Thank you! You make this seem so simple, however I do like that the right time is when you start.

Thank you SO much for your videos. They are saving my life right now. 🙏🏼 ❤️ We just had our first baby and I am eager and excited to get our finances in check 💪🏼 😄

You are such an inspiration! I can’t wait to get started on mine!!!

I have recently come across your videos. I used to cash stuff 30yrs ago before it became a thing. I am getting back into it and find your videos so informative.

All I can say is thank GOD I found you... You came right on time...

Thank you so much! I am about to start my budgeting journey and really didn’t know where to start! Now I have an idea and can teach my children! Education is key!!!❤

Found you on FB and man this is exactly what I needed to see! TY for these ideas and videos.. Going to try it

Thx Jas u r such a blessing! I'm glad I found this video bcuz I was already following you!

Just found this video and holy cow did I need it! You are so lovely for explaining so calmly and with actual detail. I appreciate it so much! 🙏💕

@Baddiesandbudgets

2 жыл бұрын

Glad it was helpful!

So grateful for this sis. I’m blessed finding your channel ! Thanks for this 🙏

Omg I NEEDED this video 😭💜

Love it, just start! I'm a spender🤦🏾. I'm just gonna start!

Thank you for explaining this in detail! I have really been wanting to start cash envelopes and sinking funds for a while, but I just didn't know where to start!

I’m going to share this with everyone!! Love this video

Hey 👋 I’m new here subscribed yesterday..your channel is so creative and I cannot wait to start this as we go into a new year 💝 glad I’ve found you.. watched a lot of your videos so far. Well done on your financial journey. It shows hard work does pay off 💝💝

You definitely opened my financial eyes 🤑. Thank you!

Thank you for making this video. I just started this and have no idea what I’m doing and where to start so this really helps and makes sense.

Thank you so much! I don't have anyone to explain these things to me .. new subscriber. God bless you and everyone reading this🙏❤

Thank you...I love the explanation about savings vs debt.

I love your account! You are helping me and others so much!! Thank you for everything!!!

@Baddiesandbudgets

2 жыл бұрын

Thank YOU for being a part of this community

This makes sense now. You are right I just need to start thank you so much

How sweet to see your beautiful family at the beginning!

Great content. I’m just now starting my debt free journey, cash stuffing, and budgeting.

This breakdown was amazing! I really needed this. You definitely gained a subscriber!

I am so happy I found your channel! Thank you so much for these informative videos for some of us newbies :)

Your absolutely genius!! Your a true inspiration 🥰🥰🥰🥰🥰

Thanks so much for sharing!, just getting started and feel better equipped 😊

FINALLY someone that explains it clearly. Thank you! BTW new subbie here. Great content

@Baddiesandbudgets

3 жыл бұрын

Thanks babe!

Okay! Fetch Rewards! Coupert!

Thanks - this helped me out a lot - I was so confused looking at other vids

Thank you, simple and so very helpful your a blessing...

I saw your newly post video and decided to scroll through ALL your videos to find where to start!! Lol thank you for your tips. Im done living pay check to paycheck because I use my CC and never see the cash!

Love this video!!! Thanks for breaking everything down and making it easy for us beginners 🤗

@Baddiesandbudgets

2 жыл бұрын

You are so welcome!

This was great I am so glad for your channel. I am trying to start to budget n you are so detail n very informative. Thank you!

Thank you so much!!! I am truly inspired!

Found you on TikTok and came here to learn how to do this. I really struggle to make ends meet and the last few days of the money I’m (to put it lightly) on my arse. This is helping me so much. Thank you! Deffo a new sub xx

@Baddiesandbudgets

3 жыл бұрын

Thank you for watching! You have the power to change your finances girl. If I can do it... ANYONE can. I've struggled with managing money my WHOLE LIFE! This has helped me establish a much healthier relationship with money.

Thank you fir this easy tutorial. Can’t wait until you restock.

This is so helpful! Thank you I love this

This was really helpful and definitely will start this with my husband

Thank you so much for sharing this great information.. I’m going to start slowly and then I can get more confident on saving more. ❤

Who are you right now you are the blessing in my life I do this already but you're putting a better perspective to it and I appreciate you I just need to do like I want to do is buy a tablet and a printer and I'm in there you are the best

girl, i felt l like you was talking directly to me.this has been very helpful. Keep doing what you are doing.;-)

I want to say hello it’s a great pleasure to see you do you cash stuff in sinking fund envelopes I wanted to say that you help me a lot out with this how to start your budget and the proceed with credit card now I can use your system for my credit cards, I also Watch all of your videos and I am one of your subscribers thank you again so much I really appreciate it👍🏾

@Baddiesandbudgets

2 жыл бұрын

Thank you for watching

I love how you broke it down on paper 😊

i want to thank you. for this, i have no idea how i ended up in this channel and sice yesterday y have no stoped watching your videos and it motivates me to start with this because my savig founds are so small and sometimes to no say all the time i have no idea where my money goes especially because i get pay monthly and my income is low.😔 and btw i just use your code for fetch thanks again.😊💞

Dave Ramsey Who? Girl You definitely explained it to a tee! So glad I came across your page!! Thank you for your knowledge!

My amazon purchases were out of control too and my food

@Baddiesandbudgets

3 жыл бұрын

YES IT'S CRAZY HOW MUCH MONEY WE WASTE ON FRIVOLOUS THINGS.

@MeganHorne1992

3 жыл бұрын

Me too! These are 2 of my biggest excess money items. I’m trying to get more disciplined. But I’m just not being successful yet.

I’m glad I found your channel you explain it so well thank you i am now new subscriber 🙌🏾

@Baddiesandbudgets

3 жыл бұрын

Thanks for subbing!

I found you on tik tok yesterday and have binge watching since. Loli

I'm looking forward to trying this method. I have been trying to budget and save for sinking funds for awhile, but it's hard to keep track of what I've saved when it all gets lumped into my savings account, especially when I overspend and my savings keeps me from overdrafting. I liked your explanation.

Thank you for this. I’m definitely going to be following your your cash budget plan and yes 🙌 I’m a subscriber to your channel now👍👍

@Baddiesandbudgets

Жыл бұрын

Awesome! If I can do it, you can too!

This definitely helps 😊.

This was so helpful, thank you

This was a great break down.

Just found your channel, and this is so helpful. New subscriber. ☺

I saw your story recently and felt so inspired and awed. Could you explain how you determined what you could afford to pay yourself from your business no matter what you made. As an entrepreneur I find that hard to calculate so I often pay myself inconsistent amounts. If you have a video that speaks to this already, please let me know. And, if you would, please consider sharing your business approaches. I don't need to know the deets on your finances but the big picture processes to paying yourself or the processes/systems that work for your business (which may provide principles I can apply to mine.) Thank you for sharing! Praying continued blessings to you and your family.

Thank you so much for this a great help…

I want to become financially free and o found you on tiktok thank you so much !

Great explanation!

I started this year in March. 😮 I love how you breaking it down. I understand how things work. Thanks for sharing. When will your book be back in stock? 😊❤

Thank you for breaking it down! Did you make your binders and envelopes?

Revisiting again!

Very detailed! I finally get it 😅

Great video!

Thank you very much!

Great video 🙌🏾🤗🤗

Great video - you explained it all really well! I've recently started budgeting and my own YT channel so this has been useful - thanks! 🥰

@Baddiesandbudgets

3 жыл бұрын

Thank you! I'll have to come check your channel out!

Agree love you channell

I want to say thank you this helped me alot alone with me buying your budget lol thank you again 💕

@Baddiesandbudgets

3 жыл бұрын

You are so welcome!

With the snowball method, you either 1) pay off the highest interest rate card first, then pay off the next highest interest card OR 2) you pay off the smallest balance first and once that is paid off, put those payments towards the next highest balance card. All along you must pay minimum balances on all cards of course.

@Gettingmymoneytogether

10 ай бұрын

Snowball is organized and attacked starting with the smallest amount, but avalanche is by the highest APR. They are similar but have different terms.

Great video

I shall definitely buy a budget planner from you

@Baddiesandbudgets

3 жыл бұрын

Thank you for your support!

Just found you from Instagram! I’ve been budgeting and using a debit card “cash” system for the past two years. But I’ve been wanting to really just take more control and get better at big savings. You’re SUCH an inspiration!

That was a great explanation but one quick question How do you figure out the denomination count of bills from the bank

Thank you

I'm juat watching and I'm gonna get some materials and then start in May 2023

Hi...I accidentally came across your videos and I have recently started watching from video #1 is there a video that would show how to do this if your paid monthly smh you would think at my age I would have figured this out...thanks so much for your videos.

I just printed out my bank statements, it’s about to get real 👍🏻

Thanks so much for this I just found you on tik tok and you were just what I needed to get on the right track for a better budget and better future

Lol that was cute y’all all in my business

🌟

Do ypu have a video that goes over how you are fixing your credit?