Consider changing your billing method if you find yourself bouncing checks or frequently delaying automatic payments online. Opt for 6-month payments instead and save a monthly amount until you have enough to cover each installment. Some companies offer discounts for paying in full or every six months. You don't have to use auto pay if you prefer manual payments. Additionally, the most significant advantage of renter's insurance isn't just the discount but also the coverage for living expenses if your apartment becomes uninhabitable due to a major event. This aspect, known as loss of use or living expense coverage, is a significant benefit for renters.

When you get your renewal notice, check for a disclosure mentioning the insurance company checked your credit report. If you find it, it means you're facing increased charges based on the information they found.

I'm actually taking a break from working through a defensive driving course to keep that discount on my insurance right now - lol. I have to do that every 3 years or so. It's well worth the discount to me.

@ThinkInsurance

2 ай бұрын

Thanks for watching me on your break 😉. How much of a discount are you getting with the defensive driving course?

@charlesrary5320

2 ай бұрын

@@ThinkInsurance it usually gives me about a 10% discount on the liability portion of the policy.

@ThinkInsurance

2 ай бұрын

That’s not horrible since liability can be pricey depending on the state. Thanks for sharing!

Any recommendations for commercial pickup coverage in Texas. Our policy has basically doubled so shopping around.

@ThinkInsurance

2 ай бұрын

Go to the quote link in the description. It doesn’t offer commercial but fill it out for your truck and in the comments mention it’s for commercial trucking. Right now that goes to my guy John, he does more delivery for trucking in TX and he’ll be able to look at it.

Next/// self driving car discount

@couponuser

2 ай бұрын

Insurers will never cover self-driving cars because of the perceived risk in hitting somebody.

@ThinkInsurance

2 ай бұрын

I think they will