How to deal with money like a German | Meet the Germans

While other European countries make the transition to cashless societies, Germany still has a stubborn affection for a pocket full of loose change. Rachel Stewart investigates the very specific German attitude to money.
Rachel Stewart is on a mission to investigate the quirks and idiosyncrasies of daily life in Germany. Every two weeks she explores a new topic - from beer to nudity to complicated grammar - and heads out to get some tips from the Germans themselves.
Rachel moved from the UK to Germany in 2016. As a relative newcomer she casts a fresh eye over German clichés and shares her experiences of settling into German life. You'll find more from Meet the Germans on KZread or at dw.com/MeettheGermans.
Subscribe: kzread.info...
For more news go to: www.dw.com/en/
Follow DW on social media:
►Facebook: / deutschewellenews
►Twitter: / dwnews
►Instagram: / dw_stories
Für Videos in deutscher Sprache besuchen Sie: kzread.info/dron/uts.html...
#MeetTheGermans

Пікірлер: 2 900

  • @pavel5252
    @pavel52525 жыл бұрын

    Just a little Hint : Nobody says pinkepinke

  • @pavel5252

    @pavel5252

    5 жыл бұрын

    Ja leute;es gibt 1 aus 1000 Leute die es sagen

  • @pavel5252

    @pavel5252

    5 жыл бұрын

    @ʀᴀᴢᴏʀʙᴀᴄᴋɢᴇʀᴍᴀɴɪᴀ meine Urgroßmutter hat immer so ein Spiel gespielt,und damals auch immer pinkepinke benutzt...Allerdings sagt es heutzutage echt keiner mehr(ob man es kennt is was anderes, es geht ja ums benutzen)

  • @kiwi9473

    @kiwi9473

    5 жыл бұрын

    @@pavel5252 m8 vielleicht einen aus 10.000.000

  • @kiwi9473

    @kiwi9473

    5 жыл бұрын

    @ʀᴀᴢᴏʀʙᴀᴄᴋɢᴇʀᴍᴀɴɪᴀ sorry aber ich kenne echt viele leute aus vielen Bundesländern und ich kann mit dir um 100€ wetten das niemand von denen jemals das wort pinkelpinkel gehört oder gesagt hat

  • @BerndVonTrollhausen

    @BerndVonTrollhausen

    5 жыл бұрын

    Das Wort ist alt und wird eher von älteren Semestern benutzt, aber benutzt wird es definitiv. Kennst du "wer soll das bezahlen" von Jupp Schmitz? Ein absoluter Hit der '50er. Wenn nicht: kzread.info/dash/bejne/p4WFz5mbe63Zm7A.html

  • @paulabauer6937
    @paulabauer69375 жыл бұрын

    Im from Germany and I never heard pinkepinke

  • @imfr3azy691

    @imfr3azy691

    5 жыл бұрын

    Paula Bauer I just heard Pinte

  • @sarac178

    @sarac178

    5 жыл бұрын

    I'm from Switzerland, but I heared it in Germany.

  • @paulniester6804

    @paulniester6804

    5 жыл бұрын

    ImFr3azY Pinte is not a slang word for money but, it is a slang word fir a saloon, a pub. Another slang word for a pub is a Kneipe. Unlike as in English the letters Kn are pronounced . K n eipe

  • @edek13371

    @edek13371

    5 жыл бұрын

    i heard that too, aber selten ;D

  • @midnightmarauder2117

    @midnightmarauder2117

    5 жыл бұрын

    same

  • @MrNoname36
    @MrNoname363 жыл бұрын

    According to this topic, one should mention that Germans have insurances for almost everything we own to cover the costs if anything gets broken. But when something actually breaks, we pay the repair with our savings so that the insurance fee won’t increase 😂

  • @christinagobel8968

    @christinagobel8968

    3 жыл бұрын

    Oh my god you're right... we do that

  • @Jjf109nine

    @Jjf109nine

    3 жыл бұрын

    Yes, and when it comes to claiming a case, the insurance company won’t pay because the sum is too high...

  • @Eldare

    @Eldare

    3 жыл бұрын

    Truth!

  • @hydreigon2709

    @hydreigon2709

    3 жыл бұрын

    @@Jjf109nine why do we have insurance then anyway 😂

  • @Snowman-hunter

    @Snowman-hunter

    3 жыл бұрын

    @@hydreigon2709 I once threw a screw down a hill and accidentally smashed a window. The insurance company payed the 400€ regardless of my stupidity.

  • @ElGuerreroMaya
    @ElGuerreroMaya4 жыл бұрын

    1% of people: learned how Germans use money 99% of people: Pinkepinke!

  • @limawhisky

    @limawhisky

    4 жыл бұрын

    Bro me hiciste morir de riza!!! Voy a pinke pinke la próxima vez.

  • @julius3868

    @julius3868

    4 жыл бұрын

    Guess I'm that 1%

  • @sakhawathossain2481

    @sakhawathossain2481

    3 жыл бұрын

    U

  • @swathyjayaprakashreddy5299

    @swathyjayaprakashreddy5299

    3 жыл бұрын

    Even me too learnt pinkepinke 😄😄

  • @thatguy8869

    @thatguy8869

    3 жыл бұрын

    All the rest were too busy groovin' to the opening soundtrack!

  • @hendrikreimann9902
    @hendrikreimann99025 жыл бұрын

    As a German I love cash. Taking cash out of the wallet to pay stuff induces pain. It really makes you think twice and helps saving. When I pay with the plastic card there is no pain. That's the true cost of going cashless.

  • @leDespicable

    @leDespicable

    5 жыл бұрын

    I'm sort of torn...On one hand, I am pretty cautious when it comes to using my giro card...but on the other hand I absolutely hate having to shove the change back into my wallet while the people in the queue behind me are waiting...

  • @HalfEye79

    @HalfEye79

    5 жыл бұрын

    Wie heißt der Spruch von den Ferengis? "Gold und Geld, das lieb ich sehr. Und hab ichs erst von andern, geb ich nicht mehr her."

  • @AleR842

    @AleR842

    5 жыл бұрын

    Indeed you are right but your comment reminded me something "similar" one of my aunts did to lose weight. She affixed her own photo naked on the fridge's door to avoid eating so much and gain weight. It worked but it was so scary for us her nieces. Lol XD

  • @flerri9093

    @flerri9093

    5 жыл бұрын

    Das ist halt wirklich der einzige Grund, warum ich Geld mehr liebe als eine Kreditkarte...

  • @maxribeck6294

    @maxribeck6294

    5 жыл бұрын

    depends on amount of cash :D

  • @Deniera
    @Deniera5 жыл бұрын

    GILR I HOPE YOU PICKED THAT PINKEPINKE BACK UP AFTER THE VIDEO

  • @HagenvonEitzen

    @HagenvonEitzen

    5 жыл бұрын

    If not - I know exactly where they filmed that :)

  • @Battlestar540

    @Battlestar540

    5 жыл бұрын

    @@HagenvonEitzen Bonn :D

  • @rullmourn1142

    @rullmourn1142

    5 жыл бұрын

    someone did.

  • @Ironbroker189

    @Ironbroker189

    4 жыл бұрын

    Wer den Pfennig nicht ehrt, ist den Taler nicht wert.

  • @alle_namen_schon_vergeben708

    @alle_namen_schon_vergeben708

    4 жыл бұрын

    probably a crowd of german students suddenly came and picked everything up :D

  • @hanshartfiel6394
    @hanshartfiel63942 жыл бұрын

    I'm a 71 year old German and never heard of the term "pinkepinke" for coins. Kleingeld would be more correct.

  • @holli5844

    @holli5844

    2 жыл бұрын

    Hören Sie sich das Lied „Wer soll das bezahlen“ von Jupp Schmitz aus dem Jahre 1949 an. Dort kommt im Refrain „Pinkepinke“ vor.

  • @danaschmidt8990

    @danaschmidt8990

    2 жыл бұрын

    Pinkepinke ist ,so tippe ich,mehr aus dem Berliner Bereich

  • @hanshartfiel6394

    @hanshartfiel6394

    2 жыл бұрын

    @@danaschmidt8990 glob ik nich denn ik bin da uffjewachsen. Was ich bis jetzt heraus fand, soll das aus dem kriminellen jargon stammen.

  • @Ricy013

    @Ricy013

    2 жыл бұрын

    da hast du was verpasst

  • @5utibun

    @5utibun

    2 жыл бұрын

    Kann nicht bestätigen, habs auch nie gehört hier in Berlin (aber bin auch nur 23), aber vielleicht ist es auch einfach nen sehr altes wort, oder eins was aus nem nichen-slang-bereich kommt

  • @s.z1482
    @s.z14824 жыл бұрын

    "Never spend more than you earn" "Always put a little bit aside, you never know whats around the corner" Daaamn that is so 100 percent me, never knew that this is considered to be typically german. -Again what learned-

  • @Artem-te1xn

    @Artem-te1xn

    4 жыл бұрын

    S. Z it’s not, it’s just that lots of poor Americans go into massive debts to get the newest car or phone

  • @finalstandchannel3226

    @finalstandchannel3226

    4 жыл бұрын

    They hardly invest

  • @ph11p3540

    @ph11p3540

    3 жыл бұрын

    Then don't get sick, injured, lose your job or a post secondary education. All those items cost lots of money out of pocket

  • @Soordhin

    @Soordhin

    3 жыл бұрын

    @@SpecialSalads That depends. Got knocked of my bike by a car, now i have to pay €2,200 for 2 nights in the hospital and €600 for the paramedics... Well, at some point hopefully the insurance of the driver of that car will reimburse me, but until then... As, of course, my health insurance refuses to pay since it was not my fault.

  • @rolandscherer1574

    @rolandscherer1574

    3 жыл бұрын

    @@Soordhin You have the wrong insurance. I know, that they have to pay and get it back from the driver, if it was his fault. May be private insurance act different, because they are for rich people.

  • @northmanscall
    @northmanscall5 жыл бұрын

    As a german who never heard it before, "PinkePinke" is my new favourite word

  • @thorstent2542

    @thorstent2542

    5 жыл бұрын

    We use it in Berlin.

  • @ExiSpawnferkel

    @ExiSpawnferkel

    4 жыл бұрын

    Ich sage das immer. Kann aber auch nur aus Berlin sein. kp

  • @individuum4494

    @individuum4494

    4 жыл бұрын

    There's this one famous song with the lyrics "Wer soll das bezahlen, wer hat das bestellt? Wer hat so viel Pinkepinke, wer hat so viel Geld?" It's often sung during carneval.

  • @w4y_h0me

    @w4y_h0me

    4 жыл бұрын

    Same

  • @Dowlphin

    @Dowlphin

    4 жыл бұрын

    I know what you mean. 😁

  • @sintiaec9661
    @sintiaec96615 жыл бұрын

    So basicly you work hard, pay your taxes, save more, pay everything in cash and avoid debt like the plague. Duly noted!

  • @tadashiokazaki951

    @tadashiokazaki951

    5 жыл бұрын

    Sintia Pariantini germans are usually very disciplined

  • @DBT1007

    @DBT1007

    5 жыл бұрын

    YUP. AND THAT'S HOW THE RICH PPL WORKS. THEY ALWAYS TRY TO AVOID THE DEBTS. Unlike our governments and some human out there that always depends on debts. That's why they're poor n corrupted.

  • @ozymandias8523

    @ozymandias8523

    5 жыл бұрын

    And then you come home after work and play truck simulator 2018 all day.

  • @PhoenixSky7

    @PhoenixSky7

    5 жыл бұрын

    Just don't use those credit cards too often lol

  • @Freddy-dj9pk

    @Freddy-dj9pk

    5 жыл бұрын

    @@tadashiokazaki951 Nah, I am german and I'm so undisciplined. I always procastinate. And tbh. everyone in my class does (I'm 12th Grade). I think thats just a stereotype, at least in Berlin. In munich or somewhere more western it could be a bit different.

  • @lincolnclay898
    @lincolnclay8983 жыл бұрын

    In Germany we say "Bares ist wahres" which means "cash is king"

  • @christianmarx3249

    @christianmarx3249

    3 жыл бұрын

    cash is real

  • @Toni-ze6no

    @Toni-ze6no

    3 жыл бұрын

    Und ganz wichtig: NUR bares ist wares😂

  • @krito5832

    @krito5832

    3 жыл бұрын

    deswegen heißt es ja "Bares für Rares"

  • @amirkhankham5806

    @amirkhankham5806

    3 жыл бұрын

    I want need your help

  • @ph11p3540

    @ph11p3540

    3 жыл бұрын

    That's because there is no such thing as rights, only privilege. Of course cash screams like a drill instructor about to murder you.

  • @zexxonije
    @zexxonije3 жыл бұрын

    That last bit is the most un-german thing I've ever seen. I doubt any german would throw away even 1 cent 😁

  • @tristanmoller9498

    @tristanmoller9498

    3 жыл бұрын

    Wer den Cent nicht ehrt, ist den Euro nicht wert 😄

  • @diekarotte661

    @diekarotte661

    3 жыл бұрын

    @@tristanmoller9498 Eigentlich heißt es “Wer den Pfennig nicht ehrt, ist des Talers nicht wert.“ xD

  • @lexmole

    @lexmole

    3 жыл бұрын

    ​@@tristanmoller9498 Wenn, dann schon „des Euros“ (Genitiv).

  • @_boney

    @_boney

    3 жыл бұрын

    wenn man das 10 mal macht hat man nen center shock weggeschmissen

  • @joachimhupe4018

    @joachimhupe4018

    3 жыл бұрын

    Why would you throw away money? It onely costs you time and money.

  • @anniehallmartin995
    @anniehallmartin9955 жыл бұрын

    As a German-American, I've found that Germans are less interested in sales and bargains than US Americans are. Germans tend to value quality and are sometimes wary that sales or bargains indicate lower quality.

  • @jamillx

    @jamillx

    5 жыл бұрын

    not really, germans rather understand that you dont save money by buying something you dont need just because its cheaper, its just wasting money. in the US people define themselves more over the things they own, the more the better, money is for spending, not saving. became visible when the federal employees had to wait in line for free food just because they didnt receive their biweekly paycheck

  • @anniehallmartin995

    @anniehallmartin995

    5 жыл бұрын

    @@jamillx being in trouble because you missed a paycheck isn't necessarily an indicator of financial irresponsibility... it's a sign of a messed up financial system. Germany's social/economic system is much stronger and better at meeting real needs.

  • @anniehallmartin995

    @anniehallmartin995

    5 жыл бұрын

    @@jamillx also, I agree that Germans are often less materialistic like you said, but that isn't mutually exclusive with valuing quality over a bargain.

  • @Glorious_Kim_Jong_Un

    @Glorious_Kim_Jong_Un

    5 жыл бұрын

    Aldi is Germany's #1 food chain, it's all about sales..

  • @nGAhGENVH0Ul

    @nGAhGENVH0Ul

    5 жыл бұрын

    In this video they showed a bunch of 70% off posters, looks like the Germans aren't immune to the same BS marketing Americans have to put up with. The prices are ridiculously overinflated and the discounted price is a standard price, not even a sale price! I sometimes wonder why bother with the stupid charade, but i guess sadly these tactics are still effective or they wouldn't do them.

  • @GoogleUser-wp6sg
    @GoogleUser-wp6sg5 жыл бұрын

    Born and raised in Germany and never heard of pinkepinke

  • @helletenbrix9614

    @helletenbrix9614

    5 жыл бұрын

    Wer soll das bezahlen, wer hat das bestellt, wer hat soviel Pinke-Pinke, wer hat soviel Geld?

  • @Stephanthesearcher

    @Stephanthesearcher

    5 жыл бұрын

    its older, now mostly extinct, phrase

  • @ZelltisExx

    @ZelltisExx

    5 жыл бұрын

    Die jüngeren Generationen werden das auch nicht kennen.

  • @anja6983

    @anja6983

    5 жыл бұрын

    @@ZelltisExx doch. Alle die zum schützenfest gehen ... Da alt und jung dort zusammen feiern kennen wir den begriff

  • @ZelltisExx

    @ZelltisExx

    5 жыл бұрын

    @@anja6983 Schützenfeste finden (meistens) nur noch in Dörfern Tradition, selbst Senioren benutzen den begriff nur rar, Schützenfeste/Vereine sind glaube ich auch nur noch sehr rar(leider).

  • @theSupercasa
    @theSupercasa4 жыл бұрын

    “Don’t spend more than you earn. Always put some money aside.” That literally just sounds like common sense. Unfortunately, I do know plenty of people who don’t do it at all and are absolutely reckless when it comes to managing money.

  • @limawhisky

    @limawhisky

    4 жыл бұрын

    Average American spend more than what they earn! It’s cultural, as they’ve had always a strong economy backing back, I am from Argentina, and everything is pay cash as you don’t want to hold any peso in your hands, tomorrow could worth nothing. At least a pack of milk will always cost a pack of milk.

  • @erturtemirbaev5207

    @erturtemirbaev5207

    4 жыл бұрын

    Right

  • @somannacs

    @somannacs

    3 жыл бұрын

    exactly!! when someone see a nice car on the road, their common sense hangs on to the tail pipe.

  • @moos5221

    @moos5221

    3 жыл бұрын

    I know, right? I'd feel bad if I ever not have enough money to pay for something I need, for example if the washing machine breaks down. I always make sure to have around 1/2 years earning on my bank account, just in case. But I've also lived in the USA two decades ago and I was baffled by their use of credit cards and debt. It really makes no sense to amount a huge debt on your credit card with the kind of interest the companys charge, but yet most of the americans that I got to know lived that way nevertheless. They will probably end up having half a million in debt by the time they die, not because they spent that amount but because the interest rate is so high on credit cards and it keeps piling up. But they even have a special insurance which covers your credit card debt in case of death. It's against all common sense to handle money that way, but I guess that's america. Not sure if the people don't understand or ....yeah, I don't know.

  • @jam-hu

    @jam-hu

    3 жыл бұрын

    laughs in American

  • @Rahjhh5
    @Rahjhh55 жыл бұрын

    I'm German and I've heard the word pinke pinke before. Guess I'm special.

  • @oktopussy9628

    @oktopussy9628

    4 жыл бұрын

    No, you simply have a limited vocabulary 😏

  • @ph11p3540

    @ph11p3540

    4 жыл бұрын

    Maybe, it's a specific dialect of German and you are not living in that region. Special is a pretty negative word to use on yourself.

  • @ad220588

    @ad220588

    3 жыл бұрын

    @@ph11p3540 Yiddish moes = ›money‹), pink and pink pink, which is probably also of Hebrew origin: Pinka is the ›purse‹ in Hebrew.

  • @auricom24

    @auricom24

    3 жыл бұрын

    #metoo

  • @blackforest_fairy

    @blackforest_fairy

    3 жыл бұрын

    @@ph11p3540 it is not dialect it is just plain and simple outdatet and is not used anymore. The word was used by grandmother a lot but younger people do not use it anymore.

  • @lybanhamar6230
    @lybanhamar62305 жыл бұрын

    Moved to Germany recently from Netherlands and as I was paying with my phone for some new headphones, the lady at cashier panicked and demanded my passport to verify. She thought I was some kind of fraud and asked me not to do it next time..

  • @sebastianr1204

    @sebastianr1204

    5 жыл бұрын

    Lyban Hamar: When I went to the supermarket I wanted to pay with card, they told me, they would accept cards only for spendings over 5€. So I had to leave the stuff their, as I didn’t had Euro.

  • @tanmaybahl

    @tanmaybahl

    5 жыл бұрын

    @@sebastianr1204 well, I have even paid less than an euro with card. Don't know which Supermarket you go

  • @sebastianr1204

    @sebastianr1204

    5 жыл бұрын

    tanmay bahl: It was Penny I think. Back home i don’t carry cash at all. I‘ve got an application from Banca Transilvania and pay usually everything with my mobile. If that’s not possible I am using the credit card. Funny thing, here in Romania your able to pay even 20 cents gum at Penny Market with your mobile device.

  • @jagdishvarma1506

    @jagdishvarma1506

    5 жыл бұрын

    S R not all but yes in some Supermarkt Minimum Transaktion will be from 5 to 10 €

  • @lybanhamar6230

    @lybanhamar6230

    5 жыл бұрын

    It was at Saturn, the big electronic store. Had a similar experience at a budget gas station too.

  • @boydwhite3708
    @boydwhite37085 жыл бұрын

    Debt = Guilt. RIGHT ON!

  • @tkautzor

    @tkautzor

    5 жыл бұрын

    At least it makes them willing to repay. In other countries, there's no guilt, you just claim personal bankruptcy and move on.

  • @Mira_linn

    @Mira_linn

    5 жыл бұрын

    It is The same In other Germanic languages like Danish or Swedish however this is where you find ppl have the highest debt in Europe however it is mostly do to the housing prices being unrealistic do to the shortage on the market and the stupidity low interest rates in the negatives for banks...

  • @thomash1576

    @thomash1576

    5 жыл бұрын

    Best summary ever read

  • @x50nathan

    @x50nathan

    5 жыл бұрын

    Well, debt isn't always a bad thing. Unfortunately, society convinced us to not go into debt and save all your money and to live like the average Joe. In schools, they don't teach you risk management, debt consolidation, and management and investing your money to make it grow for you. So to think debt is bad is the mindset of the average person has or at least been taught to stay either poor or making just enough to be comfortable. Also, it brainwashes us to think to have too much money isn't good either, for some people. This is exactly why we have that elite 1% that are insanely wealthy which some people hate on them and 99% of the world is in the midst of blowing every paycheck, not making enough, working too many hours just to get by or living too comfortable with what they have and not taking the risk to make more. In a way it makes the world go around because if everyone was really smart with their money, nothing would be profitable. Oh, and using cash for everything has its downsides too. Another fear that people live by is using credit cards is bad when really it's the best thing you could ever do with your spending habits. Credit Cards have insurance, security, protection, anti-fraud, warranty and other perks that could potentially save you financially or help you reduce your spending. That is IF you're disciplined to not spending more than what you have.

  • @juliejay5436

    @juliejay5436

    5 жыл бұрын

    Debt and guilt are one and the same. That is genius! The word "mortgage" could be translated as "debt till death".

  • @d3r4zz
    @d3r4zz5 жыл бұрын

    I live in Germany since 25 years and never heared "pinkepinke"

  • @chrisrudolf9839

    @chrisrudolf9839

    4 жыл бұрын

    @Frauenarzt Dr. Stefan Frank In der Land- und Forstwirtschaft benutzt man noch ganz gerne Ar und Hektar im Sprachgebrauch, aber im Grundbuch und im Vertrag stehen Quadratmeter.

  • @germanshepherd6638
    @germanshepherd66382 жыл бұрын

    My parents made me take financial literacy in school. It helped a lot , while going to college.

  • @PCLHH
    @PCLHH5 жыл бұрын

    Paying in cash also helps you to keep track of your spendings. It really makes you think twice before spending. also you can SEE how much is left in the purse.

  • @mrcvry

    @mrcvry

    5 жыл бұрын

    I see it the opposite way. With cash I would have to note every transaction manually. With card I can check everything in the account and easily tag and comment it. One click to see in example how much the car has cost me in the last year or the last ten years.

  • @agn855

    @agn855

    5 жыл бұрын

    @@mrcvry - Yep, never too late getting broke but get a nice fancy statistic showing how exactly you went bankrupt. So here we go ... www.washingtonpost.com/business/2019/02/12/record-million-americans-are-months-behind-their-car-payments-red-flag-economy

  • @leokr4877

    @leokr4877

    5 жыл бұрын

    @@agn855 Well - I can check my balance within seconds, I know when I'm getting money and I can count so I approximately know how much I spent.

  • @nitin577

    @nitin577

    4 жыл бұрын

    @@leokr4877 Yeah but after sometime it becomes impossible to know on what things you spend your money most. With card you can track where you spend recklessly and can cut back. With Cash its just a guessing game.

  • @rkenny1887

    @rkenny1887

    4 жыл бұрын

    Hello friend

  • @kevin080592
    @kevin0805925 жыл бұрын

    I'm filipino. I need to summon my inner german to get through to my financial issues.. german word for debt is also a word for guilt!-that's just hands down priceless!

  • @suushhii

    @suushhii

    5 жыл бұрын

    Kevin 080592 always keep your back-up 50 peso bill just incase, you never know what’s in the corner 😎

  • @All3me1

    @All3me1

    5 жыл бұрын

    It's not a word, it's the word

  • @juliejay5436

    @juliejay5436

    5 жыл бұрын

    Those were my same thoughts. Genius!

  • @janen1120

    @janen1120

    5 жыл бұрын

    Your filipino... You should summon your inner Ilokano/Pangasinense instead... Be KURIPOT!

  • @derjasager86

    @derjasager86

    5 жыл бұрын

    @@All3me1 No Kevin 080592 is right, it`s not the same word. The word Schuld = fault / Schulden = own/debt (you own someone something)

  • @izzatfauzimustafa6535
    @izzatfauzimustafa65352 жыл бұрын

    Many countries with really well-developed banking services, accessible ATMs, high purchasing power and long-lasting economic boom during the pre-digital/pre-internet era will have more trust in cash rather than the use of debit cards or QR code payments.

  • @antoniahope7254
    @antoniahope72542 жыл бұрын

    SUCCESS IS NOT FINAL;FAILURE IS NOT FATAL :IT IS THE COURAGE TO CONTINUE THAT COUNTS. BUSINESS OPPORTUNITIES ARE LIKE BUSES, THERE’S ALWAYS ANOTHER ONE COMING

  • @gretchensophia2618

    @gretchensophia2618

    2 жыл бұрын

    Talking about opportunities investing in crypto currency now should be in every wise individuals list. In two to three years time you might be estactic with the decision made today

  • @francescabritney5817

    @francescabritney5817

    2 жыл бұрын

    It’s fortunate that many of us are still confused about crypto currency while others are busy earning from it

  • @inesconcetta2461

    @inesconcetta2461

    2 жыл бұрын

    Is never stressful when you're guided by a pro

  • @inesconcetta2461

    @inesconcetta2461

    2 жыл бұрын

    I remember friends calling me crazy when I started investing in bitcoin now I shut them up with my 4 figures weekly returns.

  • @bertiealba5465

    @bertiealba5465

    2 жыл бұрын

    Thanks so much to Ma'am Diana Lucy for introducing and making me believe in crypto

  • @D0d0Dada
    @D0d0Dada5 жыл бұрын

    I always say pinkepinke... just kidding, never heard of it

  • @Dowlphin

    @Dowlphin

    4 жыл бұрын

    I only knew "Pinke" and never heard someone actually use it, only know it from fiction, like bank robber clichées and such.

  • @guestuser1671

    @guestuser1671

    3 жыл бұрын

    I heard that one a few times in Berlin but mostly by elderly people who experienced the Wirtschaftswunder and possibly even the post-war years.

  • @mhfusuchtie
    @mhfusuchtie5 жыл бұрын

    Damn Rachel, i couldnt even tell if you are a native german or english speaker

  • @NewDave94

    @NewDave94

    5 жыл бұрын

    Julius Schlotterer i thought the same but if you listen carefully you can spot that she is no mothertongue

  • @ipoiis0nz219

    @ipoiis0nz219

    5 жыл бұрын

    You can definetly hear an accent. But that is ok. The goal is not to sound like a native speaker, but to communicate in the best way you can.

  • @johnrogan9420

    @johnrogan9420

    4 жыл бұрын

    Think she was raised in Germany...no 2nd language learner is so smooth and quick.

  • @Currentfavlist

    @Currentfavlist

    4 жыл бұрын

    Even if german is not her mothertongue she sounds better then lots of germans. Love her videos.

  • @lotharschepers2240

    @lotharschepers2240

    4 жыл бұрын

    She is a Brit (I guess southwest England) but she has a German friend and as we all learn better when emotions are in play, she made it to an incredibly high level.

  • @MulvDulv
    @MulvDulv2 жыл бұрын

    Nope. “Pinkepinke” is not really a German slam word for ”money”

  • @marlon7555

    @marlon7555

    2 жыл бұрын

    it is a regional slam

  • @xtc686

    @xtc686

    2 жыл бұрын

    in meiner region ist es so lol. Lebe in kölle

  • @YukiTheOkami
    @YukiTheOkami5 жыл бұрын

    Problem with Visa is you dont have much control over it ..same with your bank card if you carry cash you cant spent more than you have its a easy way to keep your money together

  • @tstrrtstrr745
    @tstrrtstrr7455 жыл бұрын

    I am German, 28 years old, and I pay everything below 5000EUR in cash. Above that (car, etc.) with SEPA bank transfer. Cash is king.

  • @NoctLightCloud

    @NoctLightCloud

    5 жыл бұрын

    mein Vater hat 2016 seinen Gebrauchtwagen (9600€) in bar bezahlt. Und nun halt dich fest😂 2003 hat er sogar einen Teil unseres damaligen Wohnungskredits, nämlich 30.000€, in bar zurückgezahlt. Der Angestellte in der Bank konnte seinen Augen kaum trauen. Mein Vater ist zwar ein ehemaliger Gastarbeiter und lebt seit 1992 nicht mehr in Deutschland, aber die Deutschen haben ihn definitiv zu einem typischen "Sparmeister" erzogen.

  • @hannahk9712

    @hannahk9712

    5 жыл бұрын

    @@NoctLightCloud Meine Eltern haben ihren Gerauchtwagen für 10000 auch in bar bezahlt :D ich durfte dann die 20 500er in der Hand halten, das war ein sehr seltsames Gefühl :D

  • @NoctLightCloud

    @NoctLightCloud

    5 жыл бұрын

    @@hannahk9712 Nur Bares ist Wahres!!😂🤣

  • @sleepysera

    @sleepysera

    5 жыл бұрын

    Ich zahle meine Computer, Möbel und Smartphones auch immer in bar (bisher meine größten Anschaffungen). Der Computerladen kennt das schon, die zucken nicht mal mehr mit der Wimper wenn ich da mit 4000€ in bar aufkreuze, aber der Telekomladen ist letztes Jahr ein "wenig" durchgedreht als ich mein neues Smartphone in bar zahlen wollte 😂

  • @NoctLightCloud

    @NoctLightCloud

    5 жыл бұрын

    @@sleepysera Warum "wenig" in Anführungszeichen? Jetzt bin ich neugierig😂😁

  • @DestinyX42S1
    @DestinyX42S15 жыл бұрын

    greetings from Japan! I see we share a lot in common! love paying in coins and notes.👍

  • @linajurgensen4698

    @linajurgensen4698

    5 жыл бұрын

    yolo 3791 Germans and Japanese brothers in heart😊👍🏻

  • @dhruvit2408

    @dhruvit2408

    4 жыл бұрын

    You guys were teammates in WWII

  • @hauptmj1634

    @hauptmj1634

    4 жыл бұрын

    Soon, there'll be the anniversary: WWIII: The ol' switcharoo

  • @FAL87

    @FAL87

    4 жыл бұрын

    @@hauptmj1634 germans are cured of war ;)

  • @triforce_xiii

    @triforce_xiii

    4 жыл бұрын

    ​@Kungpao Kitty you did the right thing ^^

  • @martinbohl8732
    @martinbohl87323 жыл бұрын

    Today's lesson on "germans learn german": pinke pinke

  • @MrDaves89
    @MrDaves893 жыл бұрын

    I'm Dutch living in Germany and I was surprised how much cash our neighbours still use and how many places don't accept debitcards. When I moved here I was very much used to paying with Apple Pay (and before that by contactless card payment). In Germany contactless card payment is possible at most places that accept card payment, but Apple Pay was not even supported by most large banks. Just recently one of Germany's largest banks opened up to Apple Pay. Also, German banking apps are very outdated. They also don't know methods for direct online payment like iDeal or Tikkie in the Netherlands. When I order something online I have to use PayPal or I have to transfer it afterwards (which takes more time because you have to fill in order nummers etc). Guess the Germans are still a bit oldfashioned, like they are in a lot of other area's ;)

  • @salomereichel3265

    @salomereichel3265

    2 жыл бұрын

    In my opinion oldfashion is better for our invironment. Look at now what happened of the Earth plenty of Electronics and plastic Garage. Try to trink of it.

  • @saumyaditya

    @saumyaditya

    2 жыл бұрын

    @@salomereichel3265 The next gen of people (including me) love technology. I always prefer online payment cause I don't have to care about counting money. I know it's difficult for the previous generations, but I think in the next 10-15 years, everything will be cashless in the entire European continent.

  • @kampfmuffin3535

    @kampfmuffin3535

    Жыл бұрын

    @@salomereichel3265 i would argue that a few server are far better for the enviroment, than the constant production of banknotes and coines.

  • @davidsiegfriedklinger2422

    @davidsiegfriedklinger2422

    Жыл бұрын

    Being in love with cashless payments is not necessarily a good thing! I am not going to applaud or encourage it! I also dislike self checkouts! I would like to be served by a real person not a machine!

  • @harunaaminu6814
    @harunaaminu68145 жыл бұрын

    Did she learn the German language in just two years? This is incredible, and nice presentation. I like her accent-British.

  • @ChristianDoretti

    @ChristianDoretti

    5 жыл бұрын

    Meh, it's easy if you have dedication and a lot of free time.

  • @somerandomnon-importantper3219

    @somerandomnon-importantper3219

    5 жыл бұрын

    @@ChristianDoretti I also did it in one year, but I went to a Gymnasium after learning B1 on my own, so I had a huge advantage

  • @somerandomnon-importantper3219

    @somerandomnon-importantper3219

    5 жыл бұрын

    @Hoàng Nguyên They really aren't as similar as people say

  • @Mohatheking19

    @Mohatheking19

    5 жыл бұрын

    i went to a german language institute in germany for 7 months and it was enough for me to pass the DSH which qualifed me to study in german universities in the german language . it's not hard if you are good in english and have a mind that can understand and analyize grammar . i fell in love with the german grammar

  • @val-schaeffer1117

    @val-schaeffer1117

    5 жыл бұрын

    She is Caucasian, you on the other hand ...

  • @kennichdendenn
    @kennichdendenn5 жыл бұрын

    There is another reason why cash is so popular: if you spend it, you give something away physically and see the amount in your pocket shrink, while the amount on a bank account is just an abstract number. It helps to save money because it brings the shrinking amount to the mind.

  • @MrDraacon
    @MrDraacon4 жыл бұрын

    2:45 When you're on a date, talking about the price of vegetables 😂

  • @vornamenachname3556

    @vornamenachname3556

    4 жыл бұрын

    In a video about dating she said she married him though

  • @yuvarajpremkumar5742

    @yuvarajpremkumar5742

    3 жыл бұрын

    @@vornamenachname3556 which video?

  • @aramisortsbottcher8201

    @aramisortsbottcher8201

    2 жыл бұрын

    Well, why not? If this is your personality you shouldn't hide it.

  • @koeniglicher

    @koeniglicher

    2 жыл бұрын

    @@vornamenachname3556 Maybe after Brexit, Rachel needed some husband for a permanent permit of residence. :-)

  • @1972myk
    @1972myk5 жыл бұрын

    what a great series. one of the best yet

  • @d34d10ck
    @d34d10ck5 жыл бұрын

    Not using normal credit cards doesn't mean, that we don't pay electronically. We just have our own system, which German banks invented back in 1991. So saying, that we are refusing to step into the 21st century is not really accurate. 95% of all Germans do have a GiroCard (75% use them in retail transactions) and therefore we don't really have a need for normal credit cards.

  • @Kingofmolotov

    @Kingofmolotov

    5 жыл бұрын

    No, majority of people in Europe use debit cards i.e. Girocard (e.g. Maestro, VPay) etc. However, those will get transformed into Master cards and Visa with no lines of credit in the future.

  • @TBasianeyes

    @TBasianeyes

    5 жыл бұрын

    @@Kingofmolotov Schwachsinn, the German payment system will stay because credit card fees are way too high (for vendor and client). Lots of stores don't even accept credit cards.

  • @Kingofmolotov

    @Kingofmolotov

    5 жыл бұрын

    @@TBasianeyes they're not Credit cards 🤦🏻‍♂️

  • @feelinggrape

    @feelinggrape

    5 жыл бұрын

    EC cards have not been „invented“. They are inherently crippled MasterCard-Debitcards (Maestro or Vpay). It’s insanely stupid and shows the power of Sparkassen.

  • @arvedludwig3584

    @arvedludwig3584

    5 жыл бұрын

    @@adamrose909 you can troll away now you dimwit.

  • @celebstagram
    @celebstagram5 жыл бұрын

    Dear Rachel, you are the best presenter and editor. Funny, ironic and your editing style is classical and not too youtuby. Please do more videos

  • @magicfriday9390
    @magicfriday93904 жыл бұрын

    This is a short list of German words which can be used to refer to money. I wrote the English translation behind them. Kohle(n) - coal Asche - ash Kröten - paddocks Moneten - from Latin "moneta = money", in Italian it means "coin" and also English "money" is related to this one Mäuse - mice Moos - moss Piepen - beeps (??) Schotter - gravel Kies - also gravel but finer Öcken - ??? Knete - plasticine Zaster - this means actually money I'm sure there are a lot more...

  • @Jakeylicious7891
    @Jakeylicious78914 жыл бұрын

    Goes to BMW with 2 attache cases: "I'm here to buy a car."

  • @peter_meyer

    @peter_meyer

    4 жыл бұрын

    A friend of mine did that - at a VW dealer.

  • @---zx9zf

    @---zx9zf

    4 жыл бұрын

    My dad did that. For real.

  • @xtn_2014

    @xtn_2014

    3 жыл бұрын

    my husband did that but bought toyota 😅

  • @GivenNotStolen

    @GivenNotStolen

    3 жыл бұрын

    Tried that a few months ago. Nowadays they sometimes actually have a limit for accepting cash or not accepting cash at all so I had to pay most of it by bank transfer.

  • @pami333

    @pami333

    2 жыл бұрын

    Depending on the car aka price it might be illegal as there's a legal limit for payments in cash (which of course is still way higher than in other countries).

  • @hotoneten4655
    @hotoneten46555 жыл бұрын

    I went to Japan recently and most shops still only deal in cash. Credit cards are not widely accepted (other than those catering to tourists). I think that businesses do not want to pay fees to the Credit Card companies which is like a form of tax. Also Japan is really safe unlike America, so the shops are not afraid that their cash takings will get robbed. The Japanese are also careful with their money and have a high savings rate. I was shocked recently watching news about American government workers (considered a steady job) living from paycheck to paycheck with almost no savings. No wonder Credit Cards are an American invention

  • @e.tressag4143

    @e.tressag4143

    5 жыл бұрын

    hotoun tan german and japanese culture are actually insanely alike, especially considering the large geographic difference between the two. The modern japanese governmeny even took the german constitution as basis for their own when they created it. And i dont think its an accident that many germans are fascinated and drawn towards japanese culture and vice-versa. Its no wonder japan and the eu now have a common market, merely the logical next step of our spiritual kinship.

  • @amduser86

    @amduser86

    5 жыл бұрын

    ​@@e.tressag4143 Japan and Germany are to side of a coin. Germans are direct and with japanese people you never know what is going on in their heads. The second part is, that contracts in Germany are a pretty serious think, while in Japan they are quite lax. The only think that bounds german and japanese people, is the attention to detail and the love for nature. Otherwise germans are the masters of efficiency, while japanese people are the master of attendance and commitment.

  • @e.tressag4143

    @e.tressag4143

    5 жыл бұрын

    amduser86 intersting, but i wouldnt say attention to detail and love for nature are "only" as those two things are literally at the core of our german culture at least. I also do think there is more, such as the dislike for "shiftyness" for a lavk of better words and the emphasis on honor, repaying debts and self-betterment. Then again im not an expert on japanese culture, so i might be wrong. Thats just what little i have gotten from reading up in the japanese culture and their depiction in media, manga anime, what type of values their preffered protagonists showcase and historical information etc.

  • @PhoenixSky7

    @PhoenixSky7

    5 жыл бұрын

    @@e.tressag4143 japan and germany were also allies during world war 2. Coincidence?

  • @Yotanido

    @Yotanido

    5 жыл бұрын

    and enemies in world war 1. I don't think it's significant.

  • @ultramarinetoo
    @ultramarinetoo5 жыл бұрын

    Pinkepinke is slang of 50 or more years ago, I know it, but don't think I've ever heard it used irl. Kohle is probably the most common term, also Mäuse, Kröten (this may have gone out now). Schuld = Guilt, fault (uncountable). In jmds. Schuld stehen = to be indebted to someone, usually not for money. Schulden = Debt (always plural). Schuld haben (to be at fault), Schulden haben (to have debts). Grüsse nach Bonn!

  • @ad220588

    @ad220588

    3 жыл бұрын

    jiddisch moes = ›Geld‹), Pinke und Pinkepinke, was wohl auch hebräischen Ursprungs ist: Pinka ist im Hebräischen der ›Geldbeutel‹.

  • @wavyy

    @wavyy

    3 жыл бұрын

    das aktuellste ist Para oder Flouz

  • @nikolaimoll9839

    @nikolaimoll9839

    3 жыл бұрын

    Flönz ☝🏻

  • @dousally
    @dousally4 жыл бұрын

    I live in the city where this is filmed ! I recognized it to late in the video. She is in Bonn!

  • @maryfay3083

    @maryfay3083

    2 жыл бұрын

    then you should stare rarely on your smartphone when you're in town.. It was so obvious.. 😂

  • @mrwut2902

    @mrwut2902

    2 жыл бұрын

    Bonn? Seid ihr zurückgeblieben? Ohne Karte zahlen und son Zeug ;D sagt man bei euch Pinkepinke? Man könnte meine, dass Bonn im tiefsten Urwald versteckt ist.

  • @gubblfisch350

    @gubblfisch350

    2 жыл бұрын

    @@maryfay3083 The sculpture at 0:21 is very recognizable

  • @maryfay3083

    @maryfay3083

    2 жыл бұрын

    @@gubblfisch350 i know 😂 and also the "Münsterplatz" few seconds later

  • @jejan2261
    @jejan22615 жыл бұрын

    Why does it sound like saving money is a bad thing?

  • @IsomerSoma

    @IsomerSoma

    4 жыл бұрын

    inflation

  • @lordanonimmo7699

    @lordanonimmo7699

    3 жыл бұрын

    @@IsomerSoma Is also bad for the economy.

  • @samrowell2418

    @samrowell2418

    3 жыл бұрын

    Not good for economy, so consequently not good for society.

  • @christopherstein2024

    @christopherstein2024

    2 жыл бұрын

    @@samrowell2418 Very simplified logic.

  • @samrowell2418

    @samrowell2418

    2 жыл бұрын

    @@christopherstein2024 Yes and no.

  • @fulgenciofactor7454
    @fulgenciofactor74545 жыл бұрын

    Germans are very tough people! My full respect!

  • @dond499

    @dond499

    5 жыл бұрын

    @@semsemeini7905 tell us more

  • @tkautzor

    @tkautzor

    5 жыл бұрын

    Germans tough? Just have a look at how the German police handles real crime compared to minor offences such as drivin without a seatbelt or jaywalking.

  • @DerHalbeEuro

    @DerHalbeEuro

    5 жыл бұрын

    Tough? *Most Germans are weak and scared people* Being tough is not the same as being close-minded and attached to a traditional paying-system. Tough... these people are shitting in their pents and won't even stand up for their own rights when the goverment raises taxes by 10%, suddenly ban their legally bought diesel cars or says everyone must work untill 70 🙄 If someone is in need or getting in serious trouble these cowards will look away but won't help you. Only migrants will probably help but white germans? Never ever. This is the reality of Germany. You foreigners think way to highly of this Country. - A German Citizen

  • @schoenwettersl

    @schoenwettersl

    5 жыл бұрын

    @@DerHalbeEuro you're nuts

  • @spencerh

    @spencerh

    5 жыл бұрын

    @@schoenwettersl He is.

  • @jacquedelest
    @jacquedelest5 жыл бұрын

    I agreed with the old man. I don’t wanna use my card for payment because my privacy data. I prefer cash.

  • @superduperfreakyDj

    @superduperfreakyDj

    4 жыл бұрын

    Bruh your data is already known, don't fool yourself

  • @ladyvampire4979

    @ladyvampire4979

    4 жыл бұрын

    @@superduperfreakyDj this way they dont know what I buy

  • @PK-pd9oy

    @PK-pd9oy

    4 жыл бұрын

    @@ladyvampire4979 What are they gonna do with it?

  • @lotharschepers2240

    @lotharschepers2240

    4 жыл бұрын

    If the NSA is interested in where I am, they should move their butt.

  • @lele199926725

    @lele199926725

    4 жыл бұрын

    I don't care if someone knows I'm buying bananas and milk at ALDI :D Furthermore I think the things that people most likely don't like other people to know they're buying are usually things that often cannot be paid with cash anyway. For example buying a new car from Volkswagen ... they will mostly likely solely accept card payment.

  • @mattislennArt
    @mattislennArt5 жыл бұрын

    Watching this as a german is so much fun😂

  • @jeanreynolds5003

    @jeanreynolds5003

    3 жыл бұрын

    I am not German BUT have lived here many years,l am not keen on ANY BODY spreading things about ANY COUNTY that are not fact

  • @egidefiska
    @egidefiska3 жыл бұрын

    " The word for debt is the same as the word for guilty " I can totally relate to this by feeling guilty of stacking debts every single month💀

  • @viktorandrej1303
    @viktorandrej13035 жыл бұрын

    Very accurate, I think. Germans are careful, pragmatic, and concerned about what may be around the corner, financially and economically

  • @landlord5552
    @landlord55525 жыл бұрын

    Now wonder, am I german too? Greetings from Finland!

  • @linajurgensen4698

    @linajurgensen4698

    5 жыл бұрын

    Land Lord wait but do also pay mainly with credit card?🤔

  • @asharkhan5107
    @asharkhan51073 жыл бұрын

    Informative. Thank you 🙏🙂

  • @journalisten_boy9141
    @journalisten_boy91414 жыл бұрын

    Wow, i love your educational clips with the little acting bits in it...

  • @tontek
    @tontek5 жыл бұрын

    Whoever edited this video: Props to you ! 😂

  • @RachelStewart04

    @RachelStewart04

    5 жыл бұрын

    Thanks :D

  • @dracovirals7705
    @dracovirals77055 жыл бұрын

    I agree to germans. I hate online transactions and bank cards.

  • @epg96

    @epg96

    4 жыл бұрын

    So what are you gonna do with online transaction?

  • @amirmohammadjalili2676

    @amirmohammadjalili2676

    4 жыл бұрын

    Then you need to read on online transaction and get a giod grasp of this beautiful concept.if you learn more about data and its means of transmition you wont be as conservative

  • @probablygraham
    @probablygraham2 жыл бұрын

    It's often said - especially by older German people - that trusting cash rather than cards stems from the catastrophic inflation which they had, which reached a peak in 1923 when a loaf of bread cost something like 200,000,000,000 marks. Our English teacher lived through it as a young child and some of the stories were absolutely horrifying. It seems to have gone out of fashion now, but at flea markets in Germany there would be people selling old German bank notes with values of millions of marks. I must admit that since I have been in Germany I find taking a 50 euro note out of my wallet to pay for something makes me think twice, whereas waving my credit card or EC card at a machine doesn't have the same effect, and I like that.

  • @forswan1503
    @forswan15034 жыл бұрын

    I'm 19 years old, a German native. I own a debit and a credit card. I used my debit card 2 times in 2019 and my credit card 1 time (for purchasing concert tickets on a UK website) I don't like it if I can't see how much money I already spent so I stick to cash 😂

  • @alimegaa
    @alimegaa5 жыл бұрын

    Lesson learned.

  • @hanhan2360
    @hanhan23605 жыл бұрын

    consevative but sustainable

  • @saltysoysauce954

    @saltysoysauce954

    5 жыл бұрын

    @Juden Arier Except the world is changing and living like a cowboy reaaaally doesn't work

  • @Johnyboyknowsbetter
    @Johnyboyknowsbetter3 жыл бұрын

    Excellent report!

  • @joefurious732
    @joefurious7322 жыл бұрын

    A very big reason for the cash culture we have, atleast nowadays, is the fact, that it lets us avoid or atleast lessen the sinister fees and charges you now more and more have to pay when having your money in a bank account. Those fees are slowly and steadily creeped on us and of course are being raised almost annually nowadays. Having a cash free economy would mean that the banks could basically do whatever they feel like without one being able to do anything against it, because when it comes to subtracting money from the clients all banks are pretty much the same and a swap of institutes wont do you any good. So right now, with the cash still going strong, if a bank forces us to pay a certain percentage of what we have in the accounts or charges fees if there is more than a certain amount of cash in it, we just withdraw the money from the account the keep costs as minimal as possible. Basically we are dodging unjustified costs with the usage of cash instead of plastic or similiar.

  • @flubadubdubthegreat1272
    @flubadubdubthegreat12725 жыл бұрын

    I think Germans have the right idea about paying with cash rather than cards.

  • @candogan8049
    @candogan80495 жыл бұрын

    good part of this video is that how relaxing is living conservative with saving rather than luxury in debt.

  • @rameshhansaravendra
    @rameshhansaravendra3 жыл бұрын

    The Germs know that going cashless is giving up one's control over one's money.

  • @quietcorner293

    @quietcorner293

    3 жыл бұрын

    Cashless means Big Brother is watching!

  • @moos5221

    @moos5221

    3 жыл бұрын

    Don't say Germs please, have some respect.

  • @mehrdadjimboudi2891
    @mehrdadjimboudi28912 жыл бұрын

    I have absolutely never heard of Pinkepinke

  • @annagajda5079
    @annagajda50795 жыл бұрын

    This film is so good :) I've been living in Germany for around 4 months now and while in my home country it was rare for me to carry cash around, now I can't imagine not having 50-100 euros in my wallet. When it happens that I have only 20 euros I get a little bit paniced xD

  • @eluweniestargazer2570
    @eluweniestargazer25705 жыл бұрын

    I loved this video. In the USA, we have Aldi and I like it. They waste no materials on bags. Empty boxes are encouraged from inside the store to carry you're goods. You can purchase a recycling bag to use over and over. Carts you put a quarter in and unless you return the cart, you don't get you're quarter back. Cash is encouraged because the charge for debit or credit, even with a standard bank card, does have a fee. Food at Aldi got so much better over the course of time and some are too poor for the local big names. Danka for Aldi. Peace!

  • @timweber4318

    @timweber4318

    5 жыл бұрын

    A Part of my family lives in italy where they have Lidl for now ten years and they also were lik omg Everything works. What i just don't get is why didn't american supermarkets just copy for example the cart System? Or whats so difficult at using recycling bags (btw most germans just bring their own bags and don't use the ones from the Supermarket at all)? I mean theoretically american markets could have just looked what works in other countries and copy it.

  • @katabaziwillis7277
    @katabaziwillis72773 жыл бұрын

    Informative

  • @philippk736
    @philippk7362 жыл бұрын

    As a German who lived in England for 4 years, I have to say I am a great fan of not having to carry cash around and being able to pay by card for 4 tesco value doughnuts. People complain about privacy issues, however, when paying by card, the privacy standards are incredibly high in Germany. Walking around with lots of cash is much more unsafe and a few of my friends have actually been robbed all their money they carried around with them.

  • @RidvanGER
    @RidvanGER5 жыл бұрын

    Never heard of the word pinkepinke 🧐

  • @paulniester6804

    @paulniester6804

    5 жыл бұрын

    Ridi Pinkepinke is Berlin slang for money

  • @eliczyk

    @eliczyk

    5 жыл бұрын

    @Weed Eater im a north-german and never heard of it too

  • @peterlustig502
    @peterlustig5025 жыл бұрын

    I'm from Germany and I think most people like cash over card because with the physical transaction you are much more aware of how much money you spend

  • @evethedwarf
    @evethedwarf2 жыл бұрын

    Don't forget the ever so popular "Preis-Leistungsverhältnis", basically meaning price-performance ratio. While Germans do not tend to cheap out on goods and services, they do thouroughly compare different options to find the one that offers the most bang for your buck. German efficiency, I guess... :-D

  • @5utibun

    @5utibun

    2 жыл бұрын

    "yes this bag of cereal has 50g more content for the same price, ill pick this one since i like both anyway" ahh the struggle at each end of the month hahaha

  • @lillsssssssssssss
    @lillsssssssssssss3 жыл бұрын

    Loved the video.

  • @dylreesYT
    @dylreesYT5 жыл бұрын

    I've watched many video by this channel but that girl and that editing finally got me to subscribe 😂 Great video ❤

  • @escomz
    @escomz5 жыл бұрын

    That's really similar to Australia, it is extremely inconvenient to use card payments in Australia because a lot of shops here in Australia do not accept card payments or if they do, there is always a surcharge.

  • @peshehodetz08
    @peshehodetz084 жыл бұрын

    There is a guy who used to say: "Debt is dumb, cash is king, and the paid-off home mortgage has taken the place of the BMW as the status symbol of choice." which is very true, btw.

  • @levinjk928
    @levinjk9282 жыл бұрын

    The advantage of Cash is that you have a real feeling for how much money you spend, paying with a cart just shows you numbers

  • @erikaama7373
    @erikaama73735 жыл бұрын

    Hahaha that's true and if you say "pinka pinka" or the word PINKA in Swedish it means pee or go for a pee, in street language/slang.

  • @swanpride

    @swanpride

    5 жыл бұрын

    It's "pinke pinke". Some Germans just have the tendency to pronounce an "e" at the end of a word nearly like an "a".

  • @erikaama7373

    @erikaama7373

    5 жыл бұрын

    @@swanpride hhha ok 😂

  • @ItsNikoHIMself

    @ItsNikoHIMself

    5 жыл бұрын

    Ama Erika B We say "pinkeln" in Germany, if you want to go for a pee. I rather use the normal word "Geld" for money, btw. 🙋

  • @ItsNikoHIMself

    @ItsNikoHIMself

    5 жыл бұрын

    swanpride Seltsame Menschen tun das. 😊

  • @k.m.9418

    @k.m.9418

    5 жыл бұрын

    really? I think I'm gonna use that from now on.... "I've got to pinka pinka!"...

  • @AnnimeH
    @AnnimeH3 жыл бұрын

    One thing that I noticed is: in Germany most of the time you get paid once a month. This kind of forces you to be more frugal and pay attention to how much you spend. You can’t live from week to week.

  • @Lokofe

    @Lokofe

    2 жыл бұрын

    If i may ask where do you get paid week by week?

  • @AnnimeH

    @AnnimeH

    2 жыл бұрын

    @@Lokofe some of my American friends who work in medicine get paid by a weekly check.

  • @NALINDALIYANAPATHIRA
    @NALINDALIYANAPATHIRA Жыл бұрын

    I enjoy your designing videos. Fast yet informative with modern music ❤

  • @hnvb-8690
    @hnvb-86902 жыл бұрын

    I'm German and I hate cash. I very rarely have any cash on me, but there is one very good reason to hold notes and coins: anonymity or the fact that it is untraceable.

  • @unokartika6403
    @unokartika64035 жыл бұрын

    This is so trueee!

  • @pkl8811
    @pkl88115 жыл бұрын

    Cashless society will be an Orwellian nightmare! I urge all my friends in Sweden, Netherlands, UK to start using cash again!!!

  • @erikpoephoofd

    @erikpoephoofd

    5 жыл бұрын

    Why do you feel that way? What's the difference?

  • @cheftipp

    @cheftipp

    5 жыл бұрын

    If we get rid of cash it will be a lost of freedom. Our society would get much more transparent.

  • @NabekenProG87

    @NabekenProG87

    5 жыл бұрын

    @@cheftipp Don't worry. We already sell our souls to Payback

  • @RandomGuy-nm6bm

    @RandomGuy-nm6bm

    5 жыл бұрын

    That's why aliens dont visit

  • @pkl8811

    @pkl8811

    5 жыл бұрын

    @@RandomGuy-nm6bm aliens don't exist.

  • @zambianyoutuberx
    @zambianyoutuberx3 жыл бұрын

    This was fun to watch!

  • @LEbackstage
    @LEbackstage3 жыл бұрын

    Something my grandmother always says is - regarding to spending on things that I don't really need - "If you can't buy it twice, you can't afford it."

  • @richardgude
    @richardgude5 жыл бұрын

    I just found so much about myself... Thank you PS. Yes im German

  • @richardgude

    @richardgude

    5 жыл бұрын

    And yes my English sucks

  • @geocina75

    @geocina75

    5 жыл бұрын

    Yay

  • @Metternich_Enjoyer
    @Metternich_Enjoyer3 жыл бұрын

    As a neighbor of Germany, (Austrian) I still say cash is king!

  • @mrrealpx3189
    @mrrealpx31892 жыл бұрын

    she mastered 2 languages in mother tongue quality ... wow

  • @spacheco92
    @spacheco924 жыл бұрын

    I love this series

  • @markcarey8426
    @markcarey84263 жыл бұрын

    Brilliant. I like the guilt=debt thing.

  • @cidibiful

    @cidibiful

    3 жыл бұрын

    It s actually not correct The german word for debt is Schulden. There is no singular form for that. Whereas Schuld means guilt.

  • @agecom6071

    @agecom6071

    3 жыл бұрын

    @@cidibiful Doch, der Plural von Schuld ist Schulden!

  • @lvill3633
    @lvill36333 жыл бұрын

    I'm loving this show.. feels like I can binge-watch this segment when I'm in a bad mood 😌

  • @mr.alejandre9428

    @mr.alejandre9428

    3 жыл бұрын

    Also there are lessons you can learn from how Germans save and spend money.

  • @janheinbokel3969
    @janheinbokel39693 жыл бұрын

    Very cool opening - please more of that

  • @culnacreann
    @culnacreann5 жыл бұрын

    "" BRILLIANT "". You learn't me so much, in such a short period of time. Thank You.

  • @richmol67
    @richmol675 жыл бұрын

    It amazes me that alot of Germans never heard the word pinkepinke before. I'm 24 years old and heard it alot.

  • @anja4790

    @anja4790

    3 жыл бұрын

    There is even a song about it

  • @FreyasArts
    @FreyasArts5 жыл бұрын

    My father was on vacation in Finland and almost went mad because he always wanted to pay with cash but most of the shops and restaurants weren't prepared for cash. I'm sure he drove some poor cashiers and waiters into madness 😂

  • @johnraggett7147
    @johnraggett71472 жыл бұрын

    It's the language: debt and guilt are the same word. If you have a debt, you are schuldig, guilty and if you are guilty, you have done something wrong. That's why no one uses credit cards and we all pay by cash.

  • @timongs
    @timongs3 жыл бұрын

    Really loved the video :D

  • @pgabri3l
    @pgabri3l3 жыл бұрын

    Would love to see the bloopers of Rachel picking up the pinkepinke after she threw it in the air at the end. :)))

  • @CCMphilip
    @CCMphilip5 жыл бұрын

    Interesting topic for discussion.. :)

  • @davidboda3667
    @davidboda36674 жыл бұрын

    I love these videos so much!