I'm doing a no spend month and just realized how much of my daily outings included spending. Meaning because I'm not spending, im not going anywhere. Im just at home not doing much. All my activities required me spending money, now that I'm not spending money, im not doing those activities. I need to find free stuff to do lol even if it's just walking around my neighborhood haha

@erikalifevlogs

3 жыл бұрын

Ive always realized my weakness have been drive thru & Starbucks. & it hasn’t stopped 😭

@sylviam6653

3 жыл бұрын

@@erikalifevlogs yess!!! Im addicted to Starbucks. That's what I mean, even if im just going to the post office for example, ill get a Starbucks drink on the drive there or back, again spending money unnecessarily. Ughhh hope I can make it the whole month! 🙏

@lilmommalady76

3 жыл бұрын

@@sylviam6653 How did it go? Did you resist the urge and willpower and not spend extra for the month?

@sylviam6653

3 жыл бұрын

@@lilmommalady76 ha! Not good lol I have have major shopping addiction I have to work on. Luckily I didn't spend as much as I usually do, but I did break my "no spend" month promise. Will keep trying...not giving up!

@lilmommalady76

3 жыл бұрын

@@sylviam6653 Ok ha ha. You tried. Well hopefully it will work next time. Maybe try a shorter time like what you can hold back from for a week, then two weeks, and build up from there. Baby steps and you'll get there. Good luck 👍🏽

This is one of the best budgeting videos I have seen on KZread! I can not wait to try this method

i love how open you are with your money. it makes a lot of sense seeing it actually happen. some of the other videos that i’ve seen did not make sense at all.

Can you pleaseeeeeee do one with new people who is their first time moving into an apartment like me ?

👏🏼Yas! Finally, a realistic “spending” allotment! Thank you for this!

I subscribed cus you seem chill and real. I saw some other budget channels and had really unrealistic budgets that didn’t relate to me . Thanks for the video !

I've maxed out three overdrafts since being made redundant and currently having a breakdown so thank you so much for this video!!

I followed along with you, by the end of your video I had my budget breakdown and was shocked. Thank you for such an easy to follow informative video!

I watched so many videos on how to budget and yours was the best example, THANK YOU.

OBSESSED WITH THE STICKERS 😍😍 I literally need it all 😩❤️

I like the way how simple you make your budget

This was so easy to understand! Thank you for sharing! I’ll start this - this month!

Omg! You explained everything so well. Thankful for this video. Keep them coming

@erikalifevlogs

3 жыл бұрын

Thank you!

Very basic and straight to the point and mainly very helpful! I can relate to you so much and you've help me to get to this point of understanding budgeting

@erikalifevlogs

3 жыл бұрын

🎉 so happy to hear

This video was so informative 👏 I have recently decided to start a budget and see where my money is going too. and I have watched a few videos now regarding this particular matter and by far your video has made me feel confident and comfortable to start my journey in budgeting . So thank you 😊 💓

I understand the birthday thing, my family most of us are born in June plus fathers day, every week we have a birthday to the point some of us are like the next day to each other, I tend to save the first a lot for birthdays on the first half of the year to make it easier when June rolls around

I am so glad I came across your channel. So well done and explained beautifully.

@erikalifevlogs

3 жыл бұрын

Thank you so much!

I too am on my debt free journey with DR. This video was so helpful. I have been struggling wiht the budget set up and FINALLY it make sense and I get what i was missing. Thanks so much

Love your videos. Thank you for sharing, very good self examination good budgeting methods. I really like how you explain everything. 😊

@erikalifevlogs

3 жыл бұрын

Thank you!

Absolutely love how organized you are! Such a great video for people who are trying to begin their organization journey with budgeting. You might've just got me hooked on being a sticker budgeter lol

@PrincessOfMyCity

2 жыл бұрын

Yess.

Love this set up ! I bought a new monthly EC for this purpose and was looking for a set up!

I agree with giving myself a comfortable number for spending. I would restrict myself so bad that I would end up spending anyway. So moving forward I budget $100+ for spending so even if I go under I still have extra money without going in the red.

Your so amazing to keep to your goal.. Congratulations Erika.. Good Job..👏💥 Happy New Years...

@erikalifevlogs

3 жыл бұрын

Happy New Year!

Nice video, though what is helping me out now is my investment I did 5 months ago. I'm living comfortable in my own house and taking care of my bills now. I'm glad I made the life changing move 😊

@colinsoder9519

2 жыл бұрын

Wow, great achievement 👏, I wish everyone else learn from this.

@nickhoran2258

2 жыл бұрын

The best way to go about saving money is to invest, that way your money works for you.

@marilynbarnes6754

2 жыл бұрын

@Florence Reyes made a couple of investments like stocks, crypto, and forex. But my investment in forex trading has been yielding me huge profits and I Don't think of stopping anytime soon

@philchege7155

2 жыл бұрын

💰💰💰

@marilynbarnes6754

2 жыл бұрын

@Florence Reyes I had similar experience at first but I got to know better when I contacted an expert trader recommended by my colleague, he has helped me in making huge profits. I make weekly profits trading with him.

Love this video and how you budget!!!!

After seeing so many of your budgets it is great to see how simplified it has become as you have paid off your debt! And not having those students loans on there!! Amazing work 🌞💕

@erikalifevlogs

3 жыл бұрын

I know it’s so different to see how minimal it looks. I love it!

@weirdmyst7963

11 ай бұрын

After watching KZread I saw how simple and also complicated student loan debt is. I aspire to have enough debt to pay it in the half decade that I graduate school

Thank you for posting! Very helpful

@erikalifevlogs

3 жыл бұрын

Thank you for watching!

You were very good and didn't talk too much girl. Very helpful

@erikalifevlogs

3 жыл бұрын

Glad to hear :)

this is an amazing budgeting video!

@erikalifevlogs

3 жыл бұрын

Thank you!

Thank you so much! I do really love your video and now i'm practicing it. New follower btw. :D

Wow! I watched this whole video, it was great. Thx&see ya😁

This was so well done and really relatable!! Thank you! Absolutely love what you said about over estimating on spending on yourself. I always fall short on what i plan and then end up stop using my budget altogether. Also love the budget breakdown at the end too! I think that’s what mine has been missing!!!❤️❤️

I love your stickers. Good video

Really enjoyed your content, I’ve watch several budgeting videos and yours went straight to the point. You have me the best ideas to budget.

Very helpful! Thank you!

Just re-subscribed. Unfortunately I got hacked and lost my account. So glad I found you again. Lots of love x

I applaud you for "OVER ESTIMATING " the money for yourself! I also lacked in that area cause I felt guilty but then I ended up hitting my card anyways....had I I taken out MORE then I could have possibly had left over...but restricting myself has backfired A MILLION TIMES!

@candy2325

3 жыл бұрын

Preach! I agree! For Valentine’s Day weekend I overestimated my budget for spending and it saved my ass completely lmao. Since it’s not a weekly/regular thing than I only had to do that once.

Really enjoyed this video, thank 🙏

I hate! Hate! Hate! Hate! Hate!.... budgeting. I’m looking for inspiration. I love love love this!!! I really like the way you budget. It looks fun.

Thank you so much!! I neeeded to watch this video!

@erikalifevlogs

3 жыл бұрын

You’re welcome!

Where can I buy those stickers and the budget book you used? I loved this video it made me excited to start my budgeting/debt free journey I’m starting!!

Love your rings btw

this was very helpful thanks so much.....

i love your stickers so much i think that you should create yearly budget stickers kits with each month then sell it as a bundle with a planner for the upcoming year anyways thank you so much for taking the time to charge your content ♥️♥️♥️

Hey girl! Just wanted to say I love your vlogs! Congrats on paying off your student loans! I can’t wait to experience that weigh off my shoulders. I’m starting fresh for 2021. I paid off my car last year but rack back up on credit cards. I’m watching your old videos and they help me get started! It’s amazing to see where you are now. You are a motivation for me! Thank you ❤️❤️❤️

@erikalifevlogs

3 жыл бұрын

Thank you!! & cheers to your debt free journey ! Nothing better than getting your finances in order to start the new year! Thank you so much for watching!

@esmeraldacastillo8452

2 жыл бұрын

Did u pay extra on ur car to pay it off?

@TheJennyAllison

2 жыл бұрын

@@esmeraldacastillo8452 yes

I love this!! Congratulations on ur debt free journey. I’m starting mine now. Where can I find those stickers? I love them!

It's was so nicely done ✔ 👏 wow I enjoyed watching your video thank you 😊.

Really good plan! Thanks for such a clear explanation!

@erikalifevlogs

3 жыл бұрын

Thank you

@jonnaborosky8836

3 жыл бұрын

@@erikalifevlogs You're very welcome!😊

This inspired me. Im new here. Glad to find you here. 🤩

Great job! Thanks for sharing 🎉

@erikalifevlogs

3 жыл бұрын

Thank you!

Wow great video. Thanks for the tips I am trying to get my Budget life together. Last month was 👎 but I did pay off some did

@erikalifevlogs

3 жыл бұрын

Progress is still progress :)!

Loved the video👏🏻👏🏻

@erikalifevlogs

3 жыл бұрын

Thank you!

This helped so much

This was such a helpful video! You're so organized, and tracking paydays is a good idea! Your planner also looks gorgeous 💖

@erikalifevlogs

3 жыл бұрын

Thank you!! I’m enjoying the new freshness of a new planner

watching budgeting videos because my mom told me i need to stop over spending and wasting money 🧍‍♀️ anyways i hope to learn bc i do spend to much money and i wanna learn how to spend it properly

The video is so relatable

@erikalifevlogs

3 жыл бұрын

My reason behind my channel. To hopefully be relatable and inspiring :)

Thanks for the amazing easy following budget video!💕

I like how detailed you have been in this video, I can understand your guidance. Thanks girl.

Just ordered a planner with your link, I’m excited to start this budgeting journey! Ps don’t be surprised if I follow you on everything now!

@erikalifevlogs

3 жыл бұрын

Thank you for using my link really appreciate it. And no worries, glad to have you :)

@mstoya4990

3 жыл бұрын

Where is the link to by this planner?

@hekelalynnb

3 жыл бұрын

@@mstoya4990 it is in the description under “my planner” then a $10 link that you can use. You just have to sign up and they email you a $10 coupon to use on your first order! Hope this helps!

@hekelalynnb

3 жыл бұрын

@@mstoya4990 sorry, under “filming gear”

I'm so disgusted at utube for cheating you. I usually support people I like by listening to the entire ad. That gives you ad revenue. But utube has been putting multiple 45 minute ads on your channel. That's longer than your video!!! Plz check to see if you have any control over that. I enjoy your work ☺️ Thanks for sharing. 🤗

@erikalifevlogs

3 жыл бұрын

😱 I did not know! & I have no control over the length of the ads but thank you for supporting my channel and no worries you can skip the ad especially at that length 🤦🏻‍♀️ that’s so unfair to you !

@Seven11seven7

3 жыл бұрын

You can skip most ads with the button on the bottom left corner

@hannahbuckner8924

3 жыл бұрын

@@Seven11seven7 unfortunately she does not get paid if we do not watch the adds. So we can always skip, but this person is upset that a lot of adds are too long not to skip, which then cheats her out of her ad revenue payment:(

@anevaykimballchexchick858

3 жыл бұрын

@@hannahbuckner8924 most ads you can skip and they still get paid! You need to watch 3-30 seconds depending on the ad.

@isabellarose6514

2 жыл бұрын

You only have to watch like 30 sec. so if the ad is 45 min. and you watch 30 sec. she'll still be getting paid.

You made it easy to understand. Thk u

@erikalifevlogs

3 жыл бұрын

You’re welcome :)

I love to see how the difference between our countries In hungary we normaly get $900 a month and thats really good. Anyway I really like this video Helps me to find out how lost I was before with budgeting😄

I’m a Newbie to budgeting and so glad you stumbled on my feed. You explained everything Beautifully. I am now able to sit down and start my budget. Thank U

Great Video!!! With a zero based budget, do you leave anything in the bank if so how much do you recommend? God Bless

Hey new to your page and loving it. What kind of paper do I use to print the stickers from your etsy shop? Thanks!

Really good video! Saving doesn't bring financial freedom, the right investment does, It's best to always look for means to multiply money, there are lots of options right now.

@Malgorzata_04

2 жыл бұрын

Stock trading set me up for financial independence.

@user-qg7og5pl3v

2 жыл бұрын

Yes I totally agree with you, it's wise to have multiple streams of income. It's one reason I opted for expert Tim Taylor who's constantly identify lucrative positions to multiply my annual earnings with profits from stocks trading and others with the consistency in my payouts, I'm confident in the future of my investment portfolio.

@scottjames7285

2 жыл бұрын

The risk in such multiple investment is unimaginable colleague.

@jerryjones3202

2 жыл бұрын

@Clara Alexander With such diversity how have you been able to manage the risks, I've also considered investing in stock but I'm not sure of the risks.

@charlottebenson1782

2 жыл бұрын

Investment is the key to sustaining your financial longevity. And not just any investment but an investment with guaranteed returns.

So pretty. Great job!

@erikalifevlogs

3 жыл бұрын

Thank you!

Hey Erika, I’m Erica! 🙈 so glad I came across your channel. Been obsessed with sinking fund videos which I’m trying to get into. Subbed!

@erikalifevlogs

3 жыл бұрын

Yay! Thank you!

Tysm ⚘

Oh by the way....IM SUBSCRIBED!!!!!🥳🥳🥳

@erikalifevlogs

3 жыл бұрын

Yay !

where did you get the calender journal it is so pretty!

@erikalifevlogs

3 жыл бұрын

Its from Erin Condren

Thank you.

Where did you get your binder from and did it come with the stickers. Favorite budgeting video I’ve seen

@kristylhamlyn958

2 жыл бұрын

She has links for both in the description

Do you set up a general ‘savings’ for future or emergency use?

I disagree you did NOT talk too much, you were very informative and I enjoyed watching this tutorial.

Thanks 👍🏽

@erikalifevlogs

3 жыл бұрын

You’re welcome!

Hi! Great video, I have a question: How do you plan for unexpected expenses and how do you make sure you don’t overspend?

@erikalifevlogs

2 жыл бұрын

I usually keep a buffer in my account. And the best I do to foresee unexpected expenses is look at my calendar and think of birthdays, possible celebration, holidays or pending stresses I keep putting off that may affect my budget.

Also are you separating all this money all at once or how often are you putting money in to add up to your budget for that exact thing or do you separate it all at once and use it all at one, I mean like for groceries do you put the $375 all at once or do you put in like $125 every week and the 4th week before the new month or after the past month do you go grocery shopping

Hi hoping you’ll see this! Would the envelope challenge be considered a sinking fund?

Since they would be coming out of your account on different days do you go back to see they actually take out then add it at the end of the month of what was actually taken out altogether?

How do you manage the rest of the money in the bank account? Does it just sit? Do you have another savings via the bank. Do you invest that money? Thank you for this video ❣️

I never knew how to delete a number off of the iPhone calculator until now. Thank you lol

Could you do a BI weekly budget set up pls?

@erikalifevlogs

3 жыл бұрын

Just posted one ! ☺️

Love those coloured car stickers, do you make those ?

@erikalifevlogs

2 жыл бұрын

Yes I do :)

Where did you get your planner?

❤ Awesome Video as always! 🌟 I really enjoyed the way you explained it. Tips For Creating An Effective Budget- 1. Know The Purpose Of Your Budgeting 2. Make an Irregular Expense Plan 3. Know Your Income 4. Determine Your Monthly Spending 5. Set Reasonable Goals 6. Track Your Spending 7. Try Out Different Budgeting Plans 8. Create An Emergency Fund 👉 Stay connected & keep up the great work.

Great video. Just found your channel. Subscribing. Thanks so much

This was a great video for beginners.....I plan to purchase stickers from your sticker shop....stickers help me as well cause I am a hands on person and by touching the stickers and seeing them while setting up my planner will help me to remember whats expected to be paid. Thank You for this video.....I started in a composition notebook cause I couldn't afford a good planner. And I did purchase stickers from the dollar store...but since 2021 I have started my savings journey and I will be taking 50 and buying a good planner. Thanks again for this video

@erikalifevlogs

3 жыл бұрын

You’re welcome

How do you start the envelopes? We have 1145 on the first on the month ?

Where did you find that planner?

where did you buy your planner ?

U are so right i was thinking how to save for birthdays and u are right it varies for January my spending for birthdays is $100 for both people and my birthday this month too so its always a tight month as im recovering from xmas and my daughter birthday which was in December and next month i want to give my brother $200 for his birthday bc he does so much for me and my daughter then march my mom bday lol then i have april and may bdays and im free of bdays until October i think i think imma just save for my daughter bday 2021 in December and her Christmas things like birthdays can be hard to save for birthdays back to back when its instantly gone 😩😅

How would you do a biweekly one like I get pd hourly and I don't always work the exact amount of hours.

I’m hoping this can help me. I am really wanting to move out and I need to start with my budget to see if I can find an apartment I can afford as a single person who doesn’t even make: $1,250/month who lives in a state with one of the highest rental rates and has no friends to room with. Fingers crossed I’ll be fortunate and be able to work it in my budget

@erikalifevlogs

3 жыл бұрын

Good luck! I know moving out is such a huge step and can be scary. I know it was one of the reasons I started to budget so I wouldn’t have to move back with my parents because my finances were such a mess

what would hair, waxes, and self care would go under?

What's the difference between budget & expected?

where do I get all the stickers?

Workman's comp sweet LOL

What kind f car insurance do you use?

Wow