How to compare health insurance plans?
How to compare health insurance plans? All the health insurance terms are explained in detail with examples so that you can easily compare health insurance plans.
00:00 Intro
00:27 Premium
00:54 Deductible
01:54 Coinsurance
02:56 Copayment
03:49 Out of Pocket Maximum
05:54 Summary of all the terms
06:17 Health Insurance Comparison example
Spreadsheet used in the episode (Copy to your account to use it - File - Make a Copy):
docs.google.com/spreadsheets/...
Instructions to copy the file:
If you are using mobile, click the three dots in the top right corner, then export & Share and then make a copy. That will copy the file to your account so that you can edit. If you are in a desktop computer, go to File - Make a Copy to copy the file.
References:
smartasset.com/insurance/10-h...
Other Related Episodes:
Why HSA is better than 401K?: • Why HSA is better than...
Tax Loss Harvesting: • Tax Loss Harvesting - ...
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DISCLAIMER:
The content of this video is my own opinions and is for information purposes only. It is not intended as a substitute for professional financial advice. It is only intended to provide education about investments.
Пікірлер: 14
Well Explained, Thank you!
Excellent explanation Sir. Time irundha Apdiye US health care pathi oru detail video podunga.
Can u plz Give a walk us on Indian insurance. Health and term insurance
Thank you Vijay I was unable to explain this clearly to lot of my friends .this explanation is awesome 💖
As usual, great explanation and comparisons. Good to know the details. Thank you Vijay.
Timely one. Was looking for a health insurance plan for my family. This is much helpful. Thanks Vijay Mohan sir 🙂
Came here thinking it will be about Indian insurance.
@avi130avi130
Жыл бұрын
same here.. ☹️
Happy to view your English channel Vijay Mohan Sir. உங்கள் தமிழ் பகிர்வுகள் அருமை. அனைத்தையும் தமிழ் பகிரவும். நன்றி.
Good content Vijay as usual, fantastic. Here is just a few add up, If a healthy family, not taking many doctors visits other than wellness tests, it is better to choose the highly detectable account as you said, therefore they can (i) contribute to HSA, (ii) some employer providing Limited Purpose Health Care Account (equal to FSA) additionally (mean in addition to HSA) (iii) as per affordable care act, the wellness tests are free like regular annual wellness check-up, gynecology annual, mammogram, etc. Again, good work Vijay!
Health insurance tamil video please sir.. I will expecting sir...
One small thing. Only high deductible plans offer HSA plans.
👍👌👌🙌👍
Tamil la