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this guy is amazing! you have saved me in chemistry thank you

@kodyyoung867

Жыл бұрын

Wtf type of chemistry did you enter😂

@barbiemoments

3 ай бұрын

Me in algebra

Tutor you're genius keep going

Best explanation ever truly

I lost it where you got $2147.29

@chuckd9606

Жыл бұрын

That's the monthly mortgage payment for the $400,000 house

@alexcasillicasilli7451

10 ай бұрын

Witch count to arrive a 2147.29

@Sacmmtwellington

5 ай бұрын

yeah we just want to know how he calculated it because its confusing@@chuckd9606

@CliffSedge-nu5fv

3 ай бұрын

​@@Sacmmtwellington Push buttons on a calculator.

ma man ur channel n u is da mvp

Dude is amazing 👏

What if you are on a variable interest and the rate changes each month? Would I just use that new rate for that month?

thank you this was amazing

Very well explained ❤ it.

crazy amazing. I don't know who you are yet. But I will subscribe as I believe you must have some more awesome content.

Channel name now has to be The Organic Life Tutor

legend of mathematics!

Congrats 5 m i hope you good deeds keep going

Alright engineering economics , I’m all for it . Up next , FE exam training next👍

From a place where is no chance ..... thanks for save me.

i wish you be my maths teacher you teach better than my maths teacher

Thanks sir

Wow!! This really sounds and looks like a super huge racket by the banking industry

Thank you

congrats on5.06 m subs

FeelsStrongMan thanks xqcL

you could make an example with Canadian Mortgage?

Thank you so much. I still have one more question, what happens if there is one-time payment? how should I calculate that table again?

@oldelectronics70

6 ай бұрын

The month you do your one-time payment (including your regular payment) you would subtract from that the interest that corresponds to that month, this will give you the amount that contributes to the principal. Then subtract this from the previous balance to calculate the new balance. You could use "velocity banking" to make additional payments every 6 months and pay your home much faster. Here is a good video that you can look at about this subject.: kzread.info/dash/bejne/qYOWqZubpK-umJs.html

@43SunSon

6 ай бұрын

thanks buddy. @@oldelectronics70

Can you make vedio on physics math.

Wow!!

Thanks for sharing crucial life skills lol, one quick question, how is biweekly payment better than monthly ? thanks :D

@Jerry-rn9kr

2 ай бұрын

U would be making an extra payment every year bi weekly …1 payment a month =12 payments a year …52 weeks in a year divided by 2 for biweekly payments = 26 divided by2 = 13 so it’s like paying 13 payments a year instead of the 12 payments ….i could be wrong tho I smoke a lot of Pot

How do you calculate the $2147.29?

@CliffSedge-nu5fv

3 ай бұрын

Push buttons on a calculator.

What does JG mean

@anjleesharma1599

Жыл бұрын

JG→Julio Gonzales. It's the name of our dear Organic Chemistry Tutor. :)

How do I do this on an iphone

@cuberdaboi2397

6 ай бұрын

💀

Where is the 12 coming from (12 months )?

@nhitc6832

6 ай бұрын

because there are 12 months in a year

So that means I need to saved at least 100k before purchasing a home on a 320k loan!

So on a 30 year loan at 2,127.27 per month, you'll have paid $774,000 for a 400K house because of a 5% interest?

@gisellegarcia1104

2 ай бұрын

So crazy right !!!!!!! Im literally sitting down thinking the same thing !

@TruthHurtzandHealz

2 ай бұрын

@@gisellegarcia1104 Capitalism. SMH

@Theextremepessimist

2 ай бұрын

And do it for 7 percent now. That’s the new rate.

@TruthHurtzandHealz

2 ай бұрын

@@Theextremepessimist "Extreme Pessimist" Lol. Come on! You gotta think more positive! Definitely a light at the end of the tunnel!

Has anyone found a video of a simplified way without the geek talk about Rs and Ns ? Simple talk ( principal, interest %, months, etc...) ? 🤦‍♂️🤦‍♂️🤦‍♂️🤦‍♂️

But... you need to subtract monthly home insurance, taxes, if you have mortgage insurance and HOA if you got 'em and then THAT is the actual amount going to your monthly principle payment.

@CliffSedge-nu5fv

3 ай бұрын

No, those are separate expenses. "Principal" only refers to the $400,000 cost.

@Boosted18

3 ай бұрын

@@CliffSedge-nu5fv Technically; However, if you want people to get an actual specific understanding of how much will go into their principle, they will have to include/consider the factors I mentioned. Many people don't....

Join math unknown

You have helped me understand certain topics since my freshman year of high school🥹... I’m now in my second year of college!! Ilysm 😭😭🤍🤍