Hey mate , old susmus here ! The commentary running below the videos is just pure gold !! Thanks that's extremely useful. Specially my man Nathan who speaks so freaking fast 😹😹⏩⏩⏩. May mate just mumbles up so fast ... Seems like rapping !! Haha love ur content 😍😍😍

@MortgageBrokerAustralia

Жыл бұрын

😂😂🤣 thanks for the feedback Susmus! Always appreciated

I really like the subtitle style

Enjoyed this video I did💯

@MortgageBrokerAustralia

Жыл бұрын

Thanks 💯

good video

@MortgageBrokerAustralia

Жыл бұрын

Thank you!

Great video

@MortgageBrokerAustralia

11 ай бұрын

Thanks John, appreciate the feedback!

This is a very informative video. Thank you. You mentioned conducting strata or body corporate searches on a property prior to purchase. How does one conduct these searches, and where can one check for information?

@MortgageBrokerAustralia

Жыл бұрын

Our pleasure! Thank you for your question. Conducting strata or body corporate searches is an important part of the due diligence process when purchasing a property in Australia. These searches are designed to provide you with information about the legal and financial health of the property's strata scheme or body corporate. To conduct a strata search, you will need to contact the body corporate or strata management company that oversees the property. They will be able to provide you with a range of documents and information, including: Strata plan: This is a legal document that outlines the property's strata scheme, including unit boundaries and common property. By-laws: These are the rules and regulations that govern the strata scheme, including information about pets, parking, and noise restrictions. Meeting minutes: These are records of meetings held by the strata committee or body corporate, which can provide insights into the property's management and any ongoing issues. Financial statements: These documents will provide you with information about the strata scheme's financial health, including the annual budget, levies, and any outstanding debts. Maintenance reports: These reports will give you an overview of any maintenance issues that have been identified within the property. You can also conduct a property title search through the relevant state government agency, which will provide you with information about any registered encumbrances or interests on the property, including mortgages, caveats, or easements. It's important to conduct these searches before you purchase a property, as they can help you identify any potential issues or risks associated with the property, allowing you to make an informed decision about whether or not to proceed with the purchase.

One other important tip is to make sure that it is hit heritage listed.

@MortgageBrokerAustralia

11 ай бұрын

Thanks for sharing, definitely a good point!

Great video! What range of income would a married couple (with no debts) need to earn in order to have a borrowing capacity between 700-750k?

@MortgageBrokerAustralia

Жыл бұрын

Roughly $70,000 p.a each

@itsMelejane

Жыл бұрын

Thank you!

Hi Nathan, I am a permanent resident not a citizen. Have 8-10% deposit for a 600k property. Can I apply for home guarantee from Australian government?

@MortgageBrokerAustralia

Жыл бұрын

Thanks for your message Sumit, unfortunately, based on the eligibility requirements of the scheme we wouldn't. As the government only makes this scheme available if you are a citizen: www.nhfic.gov.au/support-buy-home/first-home-guarantee

Is there an upfront fee to the broker?

@MortgageBrokerAustralia

17 күн бұрын

No there is no fee for our services we are paid by the bank

Im in Brisbane How can I come and talk with you?

@MortgageBrokerAustralia

Жыл бұрын

Sure thing, feel free to reach out with us here: www.huntergalloway.com.au/contact/ as a first step

Single parent home loan. 2%

@MortgageBrokerAustralia

Жыл бұрын

Thanks for watching Rachel!

Hi If im a new zealand citizen permanently living in Brisbane australia, can I apply for a home guarantee from the government. i got like 5 percent saved for a deposit for a 500k home. please help

@MortgageBrokerAustralia

Жыл бұрын

Unfortunately not, as the government only allows Australian Citizens. Please check out the eligibility checker here: www.nhfic.gov.au/support-buy-home/eligibility-checker

@adriannalyon9514

Жыл бұрын

www.qld.gov.au/housing/buying-owning-home/financial-help-concessions/qld-first-home-grant/eligibility

Hulk smash like

@MortgageBrokerAustralia

Жыл бұрын

🤣

Can a nurse with a salary of 90k ,can buy a house of 600k

@MortgageBrokerAustralia

Жыл бұрын

Hi Tincy, confirming the borrowing potential on $90,000 income is approximately $500,000 plus if you had deposit of $100,000+ then $600,000 would be possible. Feel free to reach out with us here if you'd like to discuss further details: www.huntergalloway.com.au/contact/

HECS is a hex 😂 #subtitles

@MortgageBrokerAustralia

Жыл бұрын

I know right, can't understand our accent 😂

Step 1: don’t

@susmusmanoj112

Жыл бұрын

What ???

@carlosenriquecastellanoizq7724

Жыл бұрын

Why