Once you become a part of the Indian Air Force family, you enjoy many facilities and benefits. From housing facilities, from medical facilities to schools for your children, IAF takes care of all your needs. You continue to avail some of these benefits even after your retirement.
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All Air Force personnel, including Flight Cadets are provided life insurance cover under the Air Force Group Insurance Scheme ( AFGIS). Monthly contribution rates are minimal and the insurance policy covers all contingencies. As an Air Force Officer you are insured for an amount of Rs 75 lakhs with an additional insurance cover of Rs 10 lakhs for pilots.
All Air Force officers, their families and dependents have free access to medical rooms and hospitals equipped with the best of facilities. Apart from being treated at the Armed Forces Hospitals, there are also tie ups with Civil Hospitals for treatment of specialised cases, if required. Patients are also given grants for purchase of necessary medical equipment and mechanical aid to help make them self-reliant.
Scholarships and welfare schemes from AFWWA( Air Force wives welfare association).
OTHER BENEFITS
Accommodation
Leave- Annual leave for 60 days and casual leave of 20 days per year
Leave travel concessions
Institute and Messes membership
School facilities
Rail concessions
Secured camp life
CSD facilities
Recreational and sports facilities
EDUCATIONAL OPPORTUNITIES
Once you join the Air Force, you realise that behind all the action and adventure is a lot of effort towards academic pursuits. From the moment you are selected, till the time you retire, you are continuously honing your skills with a large number of in-service courses and other educational avenues.
The IAF also sponsors M. Tech. courses for officers of the Technical Branch, in institutes like IIT and BHU-IT.
The IAF also has tie-ups with universities like IGNOU to facilitate long-distance learning for officers and airmen.
Study Leave - They are also allowed study leave of up to 24 months extendible up to 28 months.
POST-RETIREMENT BENEFITS:
PENSION
After retirement from the service, An IAF Officer is entitled to a decent pension which takes care of the needs of the family.
INSURANCE
Post retirement insurance cover is provided to all Air Force pensioners who have rendered pensionable years of service on payment of minimal premium. The cover given by the Society is upto 72 years of age.
MEDICAL
The facilities of Ex-servicemen Contributory Health Scheme (ECHS) such as after retirement at minimum one time contribution, cashless treatment for family for life at ECHS Polyclinics and empanelled premium super specialty group of hospitals like Fortis, Artemis, Apollo, Escorts to name few and many others at almost every city in India with facility of Private Wards. All the retired officers and their dependents have access to medical rooms and hospitals equipped with the best of the facilities. Apart from being entitled to the medical facilities, retired Air Force personnel is also authorized for the following benefits:
Coverage under medical insurance for lifetime.
Grant for Commercial Venture for personnel who have had to leave service due to medical reasons.
PLACEMENT CELL : AIR FORCE ASSOCIATION
After leading a very active life in Air Force, majority of the retired Air Force personnel are faced with pressing need to keep themselves gainfully occupied in civil life. To help such ex- Air Force personnel find a suitable job post retirement, the Placement Cell of Air Force Association offers employment assistance to fulfill their needs. The Cell acts as a facilitator between the employer and the employee. T Retired Air Force Personnel can register themselves for employment through the website : www.afa-india.org
PAY AND ALLOWANCE
Even before you are Commissioned as an Air Force Officer you start earning a monthly stipend of Rs. 56,100/- during last one year of your training period at any of the Air Force Training Institutions.
The following Pay / Allowances would be applicable on grant of Commission to Flying Officers:-
Pay in Pay Band ( Common to all Branches ) - Rs 56,100 Per Month ( The officer will be placed in Level 10 in the Pay Matrix of VIIth CPC - 56,100-1,10,700) Military Service Pay :- Rs 15,500 Per Month
Other allowances such as Transport allowance, Children Education Allowance, HRA etc. are also admissible to Officers.
In addition the following allowances are admissible to the newly Commissioned Officers in Flying and Technical Branches
Flying Allowance to Flying Branch Officers.
Technical Allowance to Technical Branch Officers.
As you grow in rank and stature in the Air Force, your income and other entitlements also increase in harmony with your enhanced responsibilities.