Retirement excel sheet: bit.ly/3YaDpUa

@anubrat

11 ай бұрын

Very few will use this excel. But very few who will use this, will feature on this channel in coming years.

@sarathpuppala6148

11 ай бұрын

Kudos. Great Content. Keep educating more.

@rajneeshplp

11 ай бұрын

Very good video, and offcourse very good excel. An observation - in Retirement corpus worksheet: in D 32 cell, is it correct to consider age difference as C3-C2. It seems to me that it should be B32-C2. If I am going wrong, pls be kind to clarify

@rajneeshplp

11 ай бұрын

Also, if the future goals fall in the period of pre - retirement, the expenses projected are not accounted for in pre - retirement file. I manually did it, but, if these expenses are higher than the pre-retirement corpus generated, entire file goss to the toss!! :(

@gaurishgangwar

11 ай бұрын

There seems to be some error in the sheet, if you increase the target retirement age, the value "You'll have money till" goes down which is the opposite of what should really happen.

I believe the retirement crisis will get even worse. Many struggle to save due to low wages, rising prices, and exorbitant rents. With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement either.

@Syndiewndell

2 ай бұрын

Consider buying stocks when the economy is not doing well, like during a recession. It could be a chance to buy them at a lower price and sell later when prices go up. Just keep in mind, this isn't financial advice, but sometimes it's better than keeping a lot of cash.

@martingiavarini

2 ай бұрын

Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.

@LindaHaire

2 ай бұрын

Mind if I ask you to recommend this particular coach you using their service?

@martingiavarini

2 ай бұрын

Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

@LindaHaire

2 ай бұрын

She appears to be well-educated and well-read. I just ran a Google search for her name and came across her website; thank you for sharing.

I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $450k gains within months, I'm really just confused at this point.

@AshlelThomas

Ай бұрын

A robust strategy is crucial for any investor's portfolio. When it comes to making high-stakes decisions, the greater the risk, the greater the potential reward, and it's wise to seek guidance from seasoned professionals.

@SarahTaylor_

Ай бұрын

I searched for her complete name on the internet and located her page. I then sent an email and scheduled a meeting to converse with her; now, I'm awaiting her response.

His monthly salary is anywhere. Between 11.-15 lacs per month . Very few get this opportunity. Great thing to be shared. Thanks.

@jayendrakamat4306

4 ай бұрын

You're not considering the time he's invested to reach that salary. You pay time and get higher salary in return.

This qoute hit hard - " your income is not permanent but your expenses are permanent"

@kumarsamit1

11 ай бұрын

Thank you. Yes, that’s the truth!

@ashoksareen9603

11 ай бұрын

What is use of four houses

@ashoksareen9603

11 ай бұрын

Living in farm house is hazardous for top crat officer 😊

@btw143

11 ай бұрын

Thought provoking

@festivalvlogs7

11 ай бұрын

Not only permanent but it grows annually.

I retired at 55 by choice because of the following method: 1) Start an SIP (not less than 10% of monthly take home) from first salary onwards. 2) Monthly SIP amount should increase by 10% every year 3) Don't incur avoidable lifestyle expenses that would make a withdrawl from the corpus inevitable 4) Buy an appropriate apartment, if essential, just before retirement because the rental yield from ownership is less than 2% annually PS - Be physically active with daily exercise routine to maintain a healthy life.

@cherishgp

6 ай бұрын

When evaluating ROI on property yoh should consider capital appreciation as well as rental yield.

@sunkidd9150

6 ай бұрын

@@cherishgp The return on property is after considering both. It is a incorrectly assumed that capital appreciation is superlative because it happened for a few years. This is the reason for significant advertising by real estate sector.

I am 45 years old with very little set aside for retirement at this point. I have always been curious about the stock market and have witnessed some people who played the game right and retired early because they used the stock market. When I ask them, most said that they invested very little to start with, but their portfolio grew. I do have a significant amount of capital that is required to start up but I have no idea what strategies and direction I need to approach to help me make decent returns

@kaylawood9053

11 ай бұрын

I recommend to pick up and read a few books. Peter Lynch is where I was recommended to start. Learn different strategies so that you might develop your own

@cloudyblaze7916

11 ай бұрын

Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again

@evitasmith6218

11 ай бұрын

@@cloudyblaze7916 Please, could you pass along your analyst contact info?

@cloudyblaze7916

11 ай бұрын

@@evitasmith6218 My advisor is Eleanor Annette Eckhaus I found her in a business magazine where she was featured and reached out to her afterwards. You can look her up online if you care supervision, just search her name

@adenmall7596

11 ай бұрын

@@cloudyblaze7916 Thanks for sharing, just looked up on google and I'm super impressed with her credentials. I dropped an email on her webpage and hope she replies soon

The secret to retiring comfortably is finding a way to make returns while your money works for you. My dad, as I remember, started saving for retirement quite late, but I know he was making more than 10k returns from his investment monthly and it was completely passive.

@cloudyblaze7916

6 ай бұрын

This is really amazing though. I'm curious as to how he did it. Was it real estate? Or he was a market enthusiast?

@legacymedia8468

6 ай бұрын

Investing enthusiast? Not my dad. Our family got introduced to a financial advisor about four years before my dad retired. That was what changed things. I've been using the same now and I think my retirement income would be on the right track.

@ericmendels

6 ай бұрын

I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?

@legacymedia8468

6 ай бұрын

I'm hesitant to make recommendations like this online so I can't drop her contact here, but you could look her up yourself and contact her if you wish. Her name is Sharon Louise Count.

@stephenpotter21

6 ай бұрын

I appreciate this, man. I'll look her up, and I hope I'm able to reach her.

Am 58 retiring next year but the thought of retirement gives me weakness. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you never imagined to happen. It’s so difficult for people who are retired and have no savings or loved ones to fall back on.

@hermanramos7092

6 ай бұрын

True, It has never been easier to understand how to build your money after retirement than it is right now with the inflation, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investments, in my opinion, are complex.

@martingiavarini

6 ай бұрын

Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect my funds and make profit from my portfolio this red season. I’ve made over $250k since then.

@bob.weaver72

6 ай бұрын

That's fascinating. How can I contact your Asset-coach as my portfolio is dwindling?

@martingiavarini

6 ай бұрын

My Financial adviser is ‘’'Natalie Lynn Fisk ’’ she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

@bob.weaver72

6 ай бұрын

Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.

This has to be the best video I've ever seen on early retirement. He has clearly put everything.

@kaivalyadesai8336

11 ай бұрын

+1 was about to write that

@kumarsamit1

11 ай бұрын

Thanks

@pavansiddharth2279

11 ай бұрын

@@kumarsamit1 Hi sir. I would like you to post few personal finance videos in your channel. It will be immensely helpful if you could share your knowledge and experience for students like us.

@SalmanOptionsTrading

11 ай бұрын

50 ₹ 3,000,000.00

@kumarsamit1

3 ай бұрын

@@pavansiddharth2279I have lots of ideas and discussion topics. Unfortunately not savvy with video and audio editing. Works not prefer to put up sloppy videos.

Most of us won't have his income but there is no harm in learning from the principles Mr Samit has expounded in this video. My personal takeaways are as follows (in no particular order): 1. Focus on assets that make you returns to build the retirement corpus. Be intentional. 2. Understand what are the things that are important to you in your retired life and understand what they will cost you alongside your living and contingency expenses. Build the corpus accordingly. 3. It is not about how much you make. It is about how much you save and invest. 4. A meaningful life (taking from his desire to do gardening and travel) is more important than a purely material life. Sometimes they may intersect and that is fine but, it is important for you to find your own meaningful life. Mine is to be able to sit down with my father in the evenings for a peg of 21 year aged Johnny Walker and watch a movie without caring about what the next day, week or month holds in terms of work life. Also, I would like to explore my country with a bike. Wint wealth and Samitji, thank you for this. Wint Wealth, please share more such videos much more frequently! Belated thanks for the video with Mr Handa too !

@AMITKUMAR-nf8in

11 ай бұрын

ho gya????

@thecagedguitarist

11 ай бұрын

kya baat hai! 4th point is goals!

@glitchmanshandle

11 ай бұрын

@@AMITKUMAR-nf8in lol

@dbss206

11 ай бұрын

Bakwaas

@supersue_cleobruni

9 ай бұрын

lovely comment - great takeaways.

This man is so genuine...

@kumarsamit1

11 ай бұрын

Thanks Imran

you should interview him every year to see what new thing he learned

@kumarsamit1

11 ай бұрын

Happy to share updates and experiences.

@VinayAgarwal

Ай бұрын

Mr Samit your decision to stay at farmhouse is worth emulating. Your inputs on how to buy a farmhouse and maintain will also be very useful.

While a person cuts down and is happy , more often it is too difficult to get the family to do so too . Lucky for him to have an understanding spouse and son .

@kumarsamit1

11 ай бұрын

Very well said, Prem. Totally agree.

@AbhishekRamesh1

9 ай бұрын

True

One of the best interview about retire early. Samit Singh sir, you are inspiration. Thanks for sharing these valuable tips.

@kumarsamit1

3 ай бұрын

Thank you!

That's the gold standard of wisdom oozing out. Thanks man for sharing.

@kumarsamit1

11 ай бұрын

Thank you. Glad you liked it.

A gold standard video for all private employees as we dont have pension . Thank you, keep posting

@kumarsamit1

11 ай бұрын

Thanks Soham

The only thing that was running in my mind is the lady behind. I heaved a sigh of relief only at around 4:40 when she moved.

@rgaja22

11 ай бұрын

😂😂😂

Excellent and clear thoughts.. Hats off to the team for making this video

bhai ye channel sach me next level content la raha hai.. Thank you so much guys.. love this channel

@kumarsamit1

11 ай бұрын

Thank you!

What a sorted person he is, very mature and helpful talk, a lot of learnings about FIRE and managing relationships with money. Would love to see more of such stuff!

@kumarsamit1

11 ай бұрын

Thanks Anil

@ShashankGupta05

11 ай бұрын

What does FIRE mean?

@mudit20011984

11 ай бұрын

@@ShashankGupta05 Financially Independent to Retire Early

@dbss206

11 ай бұрын

​@@mudit20011984typical idiotic goals

@avinashnair8433

10 ай бұрын

I agree with you. He is indeed a sorted person 👍

This is one of the best early retirement videos for Indian context with practical advice . Keep it up wint wealth

@WintWealthYT

11 ай бұрын

Thank you! Will do!

@kumarsamit1

11 ай бұрын

Thanks Sandeep. Glad you liked it

I can listen to this convo for 22 hours straight.

@kumarsamit1

11 ай бұрын

Thanks Lalit. Happy to connect.

We want more video like this. Thanks a lot for providing such a great and valuable content. ❤❤

@WintWealthYT

11 ай бұрын

Glad it was helpful:)

@kumarsamit1

11 ай бұрын

Thanks Yashpal. Glad you found it helpful.

I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Anna Williams

@julienolke-vx5lk

5 ай бұрын

The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional.

@karenrobinson598

5 ай бұрын

Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.

@FrankWilliams790

5 ай бұрын

What impresses me most about Anna Williams is how well she explains basic concept of winning before actually letting you use her trade signals. This goes a long way to ensure winning trades.

@DonaldHuge

5 ай бұрын

Isn't that the same Mrs Anna Williams that my neighbours are talking about, she has to be a perfect expert for people to talk about her so well

@JohnAlbert209

5 ай бұрын

I'm new at this, please how can I reach her?

This gentleman has next level clarity on this 👏

@kumarsamit1

11 ай бұрын

Thank you

Men proposes and God disposes, we can plan, but God has another plans. So enjoy each and every moment of your life 😊

Having financial discipline is most important. From this video, i and my spouse got to learn a lot. Put your Money and assets to work and let it earn for you. Need to learn from the legends such as Samit Singh.

@kumarsamit1

6 ай бұрын

Thank you @bgnataraj

Samit, I have to learn my excel sheet from you, maan! What calculations, my jove. While it's all good, life's imponderables are fantastic n most unpredictable. I agree one must secure one's future. What he said towards the end, is what I wanted to hear all through- it's happiness what you are living or working for. Those who live lives which are uncluttered and simple, tend to be more contended both while working and in retirement. Money is definitely important but more important is happiness n harmony. Do what you have always liked to do - sow dahlias or chrysanthemums, tomatoes or bhindi in your garden, cook a biryani in your kitchen, read lots of books, look at the distant mountains from your cottage or enjoy ☔rains. Economics of retirement is crucial but what you can't buy with money is state of mind or happiness. If you counted your investment all the time while working, believe me even after your retirement you'll be doing the same.

@kumarsamit1

3 ай бұрын

Thank you Amit. You have very aptly put forth the emotions that went through retirement planning.

Very sensible and practical and one of the few people to confirm that investment in property doesn't always provide great returns or growth nor is a liquid asset as compared to other movable assets. Most people foolishly put too large a chunk of their assets in property. Cashflow and liquidity is more important as well as growth.

@kumarsamit1

11 ай бұрын

Thanks. Glad that you liked the talk.

Quite impressive, happy to work with him in corporate, seriously a role model for many of us, wishing him a great life ahead😊

@kumarsamit1

10 ай бұрын

Thanks Sanjeev. Trust you’re doing well.

Wint wealth is doing a great service by showing real examples of financial independence. It becomes hard to imagine and plan long-term into your 50s. The wisdom from such people makes it look much more realistic and methodical. Thank you ❤

Beautifully put out, wish you the best for your retired life sir.

@kumarsamit1

11 ай бұрын

Thank you!

The best Episode I have ever seen, thank you wint wealth for adding value in our life, God bless you

@kumarsamit1

11 ай бұрын

Thanks Shriram.

Discovering oneself at the convergence of financial abundance, sufficient leisure time, and robust health is an exceptionally fortuitous juncture. Allow me to extend my heartfelt felicitations on this noteworthy accomplishment, Samitji! Your gracious contribution of this splendid video is sincerely appreciated, and the lucidity of your thoughts therein is truly remarkable.😊

@kumarsamit1

11 ай бұрын

Thanks Dr Kallal. Your words are very inspiring and motivating.

@rajapandey2039

10 ай бұрын

Remarkable, also, is your grandiloquence.

@jmc8076

7 ай бұрын

His situation is created not found.

Best video so far on this channel. Please ONLY bring such quality content

@kumarsamit1

11 ай бұрын

Thank you. Glad you liked this.

Now I have more knowledge about personal finance. I just subscribed to your channel. Big ups to everyone working effortlessly trying to earn a living while building wealth in this recession. I’m 45 and my husband is 51, we are both retired, no debts. We are planning on relocating to Thailand. We are currently living a frugal and financially savvy lifestyle and generating passive income even during this recessionary period. Our commitment to saving and investing in the financial market has enabled us to maintain this lifestyle and continue earning monthly passively through investment!"

@sanrock21

9 ай бұрын

any suggestion for passive income you have done which you can share here.

@lovetypauline6530

9 ай бұрын

Congratulations on your early retirement, Interesting indeed! Currently, I am in dire need of investment advice or tips. Last year, I hesitated and failed to take any action until the year concluded. However, this year, I am determined to try something new, as I am very receptive to various investment ideas. I want to be retired in my forties or fifties.

@MariaGarcia-gv8hj

9 ай бұрын

Sanrock, No problem at all! If you're seeking to earn substantial profits from your investment, I would suggest determining your investment horizon and implementing a long-term plan. I worked with Claire Martha Magalhaes to create a long-term investment strategy, and she assisted us in managing our investments while we focused on my jobs without any concerns.

@lovetypauline6530

9 ай бұрын

Thank you for your advice. It's challenging to find a reliable investment advisor here, and I appreciate your input. Seeing the successes you've achieved through investing, I would love to have access to your investment advisor's information if you wouldn't mind sharing it.

@MariaGarcia-gv8hj

9 ай бұрын

I work with *CLAIRE MARTHA MAGALHAES* ,who is based in the United States. If you would like more information about her, you can conduct a search online. She even got featured on CNN recently.

The price of Maruti Ciaz starts at Rs. 9.30 Lakh and goes upto Rs. 12.29 Lakh

@GuptaSangam

11 ай бұрын

Take his annual income 1cr approx.

@SachinChauhanDev

11 ай бұрын

And this is after tax

@mohitsoni8951

11 ай бұрын

F** hell!!

@gurpreetkakkar

11 ай бұрын

​@@SachinChauhanDevhe doesn't pay much taxes - passive income is 10% deduction on profit whereas salaried is 35% over even higher for 1CR + CTC. He has a portfolio of 10 CR +

@kumarsamit1

11 ай бұрын

With that kind of clarity - you are in path of FIRE!

People normally do not talk about inherited assets and how that helped to create a huge net worth. That compounded inherited wealth makes a big difference

@kumarsamit1

11 ай бұрын

Yes you right. But also remember that inherited assets may come with lots of legal headaches.

@PixelAnatomy

10 ай бұрын

Inherited assets most of the time will not fetch any cash, you cannot sell it because you have to pass to your kids.

@mydreams8092

10 ай бұрын

@@PixelAnatomy But this is always an extra cushion for Financial independence. You can rent it, live in it. You can retire couple of years early

Such a clear, detailed and honest thought process .

@kumarsamit1

11 ай бұрын

Thanks Aravind

Appreciate his take on calculation part. Keeping a blanket inflation percentage is not a sound approach. Few things will become more expensive than other.

@kumarsamit1

11 ай бұрын

That’s true Rahul. Calculations need to be accurate

@venkateshtabjula9934

11 ай бұрын

He factored an additional amount for unforeseen expenses

Summary : income is not permanent but your expenses are permanent. Learn to respect money and invest wisely. Thanks for this wonderful interview.

Few months back I've self prepared an excel sheet to track my savings and expenses. This video is helpful to add few more inputs...

@WintWealthYT

11 ай бұрын

Excellent!

@kumarsamit1

11 ай бұрын

Best of luck with your FIRE journey!

@lavansagar797

9 ай бұрын

@@kumarsamit1 thank you 🙂

Consistent modulated voice soothing on the ears...this is quality stuff...makes lot of sense and adds in that essential value which we all are looking for ❤

@kumarsamit1

11 ай бұрын

Thanks. Glad you liked the talk

Kudos to you for achieving your financial freedom. It might have taken a toll on your health for these many years. I think this is the right time to invest on your health for the next 50 years. Just like how you've meticulously planned for your retirement, health needs meticulous planning & execution every single day. Wishing you a healthy retirement sir.

@bhaveshjoshi5215

11 ай бұрын

I think that he has a Totally missed out the health part. When you are planning for retirement it's both your financial soundness as well as health. Hope now he put mindful calculation for his "Health".

@parnamsaini4751

11 ай бұрын

Keep eating kheer, puri and keddu evwryday..you can save and retire for another generation😂

@Sharma99099

9 ай бұрын

Cute of him to plan for 100 years. It will be a wonder if this guy makes it to 70.

Sensible advice, we are earning to enjoy life but need to think of the future too. I hope to apply some of these lessons in my life as well.

@WintWealthYT

11 ай бұрын

Absolutely!

Wint wealth is doing a great job making us aware of such people not known to many of us. Pls invite more people, if possible younger ones like 30 something who have also achieved financial freedom in true sense. I know it would be really hard to find such people.

@kumarsamit1

11 ай бұрын

Thanks Siddharth

@akash6012

11 ай бұрын

Yes it's very help full to learn how we can achieve financial freedom too

Great video for finance planning and financial independence. I feel audiences are ready to listen this kind of videos for atleast 20 minutes.

@kumarsamit1

11 ай бұрын

Glad you liked it

Samit Congratulations. After listening to you my introspection got more belief.. Yes one should now (after retirement )perceive happiness 😊 rather than anything else.

@kumarsamit1

11 ай бұрын

Thank you.

Thank you for the clarity of thought Samit ji. The excel sheet is much better than my own.

@kumarsamit1

11 ай бұрын

Thanks. Glad you liked the talk.

Hey Samit... Good to see you here!! All the best for your new life..😊😊

@kumarsamit1

11 ай бұрын

Thanks Soni 😊

Helps young generations to retire more early ❤

@kumarsamit1

11 ай бұрын

Not necessarily that they need to retire early. But they should be able to take the plunge if needed.

Please keep making videos on early retirement. This is helpful.

@WintWealthYT

11 ай бұрын

Will do!

@kumarsamit1

11 ай бұрын

Glad you liked it

Crystal clear thinking 👍🏼. Njoy your retirement, you've earned it quite literally 😊

@kumarsamit1

11 ай бұрын

Thanks Kaustubh.

A big thank you to Mr. Singh and the channel team for Such clear and valuable information 😊

@kumarsamit1

11 ай бұрын

Thank you.

@SalmanOptionsTrading

11 ай бұрын

50 ₹ 3,000,000.00

Excellent information and very practical thought process Samit!!

@kumarsamit1

11 ай бұрын

Thanks

You're content is really appreciable ( can also be said as an asset ). Though i am 18 but could learn from this channel a lot. Would like to have more such stuff! ❤

@kumarsamit1

11 ай бұрын

Ashish, at the young age of 18, if you can learn anything from this conversation, that would be fantastic. You are off to a great start!

@jmc8076

7 ай бұрын

Learn the basic net worth statement he showed and other basics of financial literacy. Walk before you run. If not born into it wealth is created. It doesn’t just happen. Make a daily effort to self educate. What YOU put into life is what you’ll get out of it. Use whatever happens as lessons vs excuses. Good luck.

BEAUTIFULLY EXPLAINED. Just a brotherly advice.. give equal priority and emphasis on maintaining a healthy lifestyle by giving atleast 01 hr daily to physical workout.

Excellent info. seems 1st real FIRE person of India

Cost of 1 Maruti Ciaz is ~₹10,00,00. So this guy earns approx ₹1.2 Crore per year.

@adityamodi8922

11 ай бұрын

that is post tax. his ctc would be more than 2cr.

@anubhavbhandari

28 күн бұрын

Per month*

Superb. The only thing sir should consider is fitness. Im 52 , will be financially free by 58 but i compensate that extention by embracing fitness. I am gym fit at 52 (have be working out since 30years) and have streamlined toned physique. I live a life of a 35year old and at 58 i should be biologically 40.chronological age is less important,biological age is more important . Rest I must say ,Sir has planned his finances splendidly

@kumarsamit1

11 ай бұрын

Riyaz- you’re an inspiration. I wish I’d focused on health the way you are.

@riyazahmed208

11 ай бұрын

​@@kumarsamit1Sir, you can make a start on that now. My dad is 83 .Still practicing as a doctor . My mom is 78 ,practices yoga and is fit . For them ,Im still young at 52 .And sir, you have the world at your feet as far as financial planning is concerned . Few could achieve what you have. Just close on this one critical compartment and you will feel like a king. Medical expenses will be minimal. That will be additional saving.

@sachn21

11 ай бұрын

Wonderful Riyaz, most of us forget this aspect of life

@riyazahmed208

11 ай бұрын

@@sachn21 Thanks .

@anandmudkanna

11 ай бұрын

No offence but I am a doctor myself.Avid cyclist.Regular exercising.Now aged 48.1 year ago did my 300 km BRM cycling.Yet got cancer.Now a days be it environmental factor or else cancer is on rise..So just going to gym will not make you immune from various illnesses.Be prepared for the worst which I had luckily.My opinion

Good Luck and Good Work in the right direction ❤️👍...Hard work will pay fruits one day in future

@kumarsamit1

11 ай бұрын

Yes Vijay. Hardwork always pays.

"Remember that your Income is not permanent, but your expenses are permanent." - Samit Singh.

The clarity he has

@kumarsamit1

11 ай бұрын

Thank you Buddy!

Samit, loved the clarity in thought and the brevity of putting your knowledge across. Belonging to the tribe of aspiring early retirees, this certainly is one of the best videos have watched in recent times. Thank you for those nuggets of wisdom.

@kumarsamit1

11 ай бұрын

Thanks Srini. May you achieve your happiness as soon as possible.

@Forwhomthebelltolls24

11 ай бұрын

What clarity? A person who only loves excel sheets & has Switzerland @number 1 in the bucket list after retirement can end up with very few options, watching the rain from a window at the foothills of the Swiss Alps is certainly not one of them. You need to have things inside yourself & not in the banks to enjoy life Honestly ask yourself , with this kind of physique at 50, can I go for a weekend hike & live inside a tent 2 nights in a row?

SamitSingh Guruji And Wint Wealth Team, We All Are Grateful For Wisdom In This Video

@kumarsamit1

11 ай бұрын

Thanks Pavan.

You sir need to be on more podcasts. Very thoughtful interview.

@kumarsamit1

11 ай бұрын

Thank you. That’s a very motivating statement.

He is a role model...period!!! fantastic video!!!

@kumarsamit1

11 ай бұрын

Thank you.

Great work. This guy really has clarity on how one should live his life

@kumarsamit1

11 ай бұрын

Thanks Rohit

@User-45456-hurtfh

11 ай бұрын

Guy? show some respect d*** head

Very Informative and to the point Mr Samit sir belongs that elite 0.1% population.. It will be better if u can Take example of Middle Level Employees so that it will be relatable to Majority viewers here including me😃

Thanku wint wealth for this amazing video.make more videos like this.everyone must plan to retire early before 50yrs and lead happy life with their favourite hobbies like farming,travelling,painting,meditation like that.thanku

@kumarsamit1

11 ай бұрын

Thanks Sureka.

His salary is between 1.1 Crore to 1.5 crore

@harismuzaffar1151

11 ай бұрын

Per month?

@ashutoshmaharana2398

5 ай бұрын

No

Great talk, Learned a lot. Wish him health and happy life ahead.

Such a brilliant and unpretentious conversation; like a breeze. Beautiful! kudos to the Wintwealth team for bringing out such great, quality content

I am grateful, with these kind of videos, WINT is providing answer that how much money in enough money. Thanks Wint

@kumarsamit1

9 ай бұрын

Glad you liked it!

Very practical and very open discussion ❤❤❤❤. Thank you so much for this eye opener

@kumarsamit1

11 ай бұрын

Cheers!

I am not sure how you made that money to retire early but I am sure if you start a KZread channel or FIRE Masterclass, expressing your views and sharing guidance, you will earn way more than what you already did. Your clarity on thoughts is just amazing. 14 mins is too short to hear from you.

@kumarsamit1

11 ай бұрын

Thanks

Very insightful! I accidentally clicked on the next video without clicking a like. But I felt that this video deserves a like.

@WintWealthYT

11 ай бұрын

Awesome! Thank you!

Amazing & Inspirational Person

@kumarsamit1

11 ай бұрын

Thanks Dhananjay.

This man is living my dream, buying farmland to grow fruits and veggies. I bet the air is a lot cleaner in the village compare to Bangalore.

@eren-qu9uu

11 ай бұрын

burn like him in early 20 and 30's

@kumarsamit1

11 ай бұрын

Thank you. Yes, air is very refreshing and much cooler than Bangalore.

@kumarsamit1

11 ай бұрын

You are so right. No one sees the 18-36 hour long shifts that I have done

@AJsVIEW

11 ай бұрын

@@kumarsamit1 In the same fiasco now, Sir. In an MNC job where I'm nearly saturated. Just working to pay bills, and debts which I haven't even taken (taken by parents during their time in my name). I cannot even remotely think of retirement at 50, cos I have little to none that I can save with all my debts. I'm already 42, but I no longer overthink all of this cos I know some things are just out of our control and we need to take one day at a time. Tomorrow is not in our hands, and neither are we assured of waking up to it, but today we're here, lets make the best of it, peace!

What he said about real easte is so true. Its a cyclical investment. Lot of people invest im fomo and then get mediocre returns.

You are an inspiration sir...keep educating us

This guy is really wise and seems very clear on what he is doing

@kumarsamit1

7 ай бұрын

Thank you.

I thoroughly appreciated your video and the comprehensive approach you took in breaking down the subject matter. It reminded me of the beginning of my own success story when I was first introduced to Nina

@HumaAbedin-ye6hu

20 күн бұрын

My husband and I started so little with just $4,500 because I was skeptical about investing,but fortunately now I regret not starting big.

@Estherwilson436

20 күн бұрын

*On the telegrams using the username written below*

@Estherwilson436

20 күн бұрын

*@ENFDX* that's it.

@Addisonbil336

20 күн бұрын

Funny enough, my family and friends as well as my neighbors here in Phoenix Arizona also in the service platform.

That Excel sheet concept though ❤

@kumarsamit1

11 ай бұрын

Yes. Have been improvising it over many years.

Fantastic person lots to learn from him

@kumarsamit1

11 ай бұрын

Thanks Anish

bhai sab kuch thik tha and i wish him long years par 100 saal banda jiyega iss duniya mein ye chiz soch lena hi khud mein achievement haii

@kumarsamit1

11 ай бұрын

No harm in planning. Right? As for the rest, not even fittest person can guarantee how long they’ll live.

Wow! Very insightful

@WintWealthYT

11 ай бұрын

Glad you think so!

@kumarsamit1

11 ай бұрын

Thanks! I like your DP!

Yeah sab early retirement high-end job walo k liye hi possible hai baki to sab 60 saal tak job hi karenge. So jo hai usme hi thoda time nikaal ke enjoy karo.

@kumarsamit1

11 ай бұрын

It’s not impossible Patel bhai. Stay positive. It takes 8-10 years and can be done by a lot is us who are not even at income levels.

I love your Channel. Such channels will help to grow financial temperament among youths of our nation. Which will lead our nation ahead.

@kumarsamit1

11 ай бұрын

Thanks. Glad you liked the talk.

A nice and wise talk, thank you Samit and Wint wealth

@kumarsamit1

11 ай бұрын

Thanks Vijey

Thank you Samit, it helps a lot of young generations to follow this model ! Great share

@kumarsamit1

11 ай бұрын

Thanks Nithin.

nice and informative. just doing maths (for fun) - Current Corpus : (1) 15lac p.a. inflating at 7% and return of 8% for next 50 years - roughly 5.5cr (2) son's college education - another 0.5cr (3) since vacation, medical and margin inflation is higher, we add another 2cr Overall 8cr in 60:40 equity:debt. Then there is 18% of real estate. So overall of which . What say?

@Wint wealth Thank you for conducting ths interview. Samit sir this is extremely practical advice, grateful to you for sharing such wonderful information. Happy Retired Life to you 🙏

@kumarsamit1

11 ай бұрын

Thanks Hitesh

@hitheshist

11 ай бұрын

Thank you for the retirement calculator that's very useful sir 😄

Most Explainable FIRE video !

@kumarsamit1

11 ай бұрын

Thank you Sami

I’m even more impressed with the way this man is being kind to people in the comment section who are being outright rude :) , nice to see him acknowledge that he has to take care of his health too now

@kumarsamit1

11 ай бұрын

Thanks Reuben. What they say is more important for me than how they say.

Amazing analysis, but I have a question - At 6:19, Mr. Samit calculated the returns on the house to be 2.8% P.A solely on the basis of the market value of the house. I think he should also factor in the potential rent that was saved (or earned) for 10 years. Assuming the rental yield of 3-4% in Delhi, the rent of a 50L house would be around 15k-25k (adjusting inflation and property price for 10 years). This adds up to a potential rental of around 18-24L, making the overall returns on this transaction to be 6-7% P.A

@stone-rock

8 ай бұрын

Right - imputed rent. Also include monthly expenses for the house on the other side of ledger. Then you have inflation over 10 years as well plus one off maintenance items.

Hope you have health and lifeline for next 50 years as well

Such a comfort video!

@kumarsamit1

11 ай бұрын

Mithun, you can do it as well!

Great interview. Good insight and relatable to my personal situation. 😍

@WintWealthYT

11 ай бұрын

So glad!

@kumarsamit1

11 ай бұрын

Happy you could connect with this talk