The concept of mini-retirement changed my life. I'm no longer waiting for some retirement paradise when I'm 65. It helps to know how to fund the lifestyle. You know, making money while you sip that piña colada by the beach does help. I wouldn't have been able to do it otherwise.

@albacus2400BC

Ай бұрын

Yeah, people miss that part. You don't jet out to Puerto Rico with your life savings. Proper investing and a good business acumen are big pluses. Invest in the stock market, real estate, build businesses. That's just it.

@Sampson-jh7yq

Ай бұрын

Safe to say not everybody has the skill to pursue investing. But it's always easy to follow the advice of someone who knows how to i.e a financial advisor. You could anywhere between 10--40k with the right ones. Online businesses are a good bet too if you are savvy.

@DennisJack-km8ho

Ай бұрын

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

@Sampson-jh7yq

Ай бұрын

Monica Shawn Marti is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@RuthEvelyn-rc3bg

Ай бұрын

There are many independent advisors to choose from. But I work with Monica Shawn Marti and we've been working together for almost four years and she's fantastic. You could pursue her if she meets your requirements. I agree with her.

Finally someone with a realistic profession, achieving fire at a realistic age, while living a realistic lifestyle, and from a realistic background. Not these social media influencers with rich parents earning 200k+ a year with no kids, and achieving fire at 32.

@KP-hi1om

Жыл бұрын

Yeah - too many people look at the outliers as the standard. You have to look at your lifestyle and adjust accordingly.

@Bloomsburg14

Жыл бұрын

Lol

@drsuzannepenn2766

Жыл бұрын

Amen!

@MsDesiree39

Жыл бұрын

realism is just different at different stages and fr different pple. Steve Jobs didnt arrive in the US a filthy rich man, he worked his way to get there too.

@brittxnyakawaii12

Жыл бұрын

Yes ❤

I’m closing in on retirement and I'd love to move from Minnesota to a warmer climate, but home prices are ridiculous now, do I go ahead with house purchase anyways, or look at other sectors of the market that's doing good this year?

@arlenehill4ril

Ай бұрын

diversification is actually key to good investing, you should however, consider talking to a well-experienced advisor about which sectors of the market to focus your portfolio on

@pluto1of1

Ай бұрын

​@ATscott this is great! once you hit a big milestone, the next comes easier.. who is your CFP if you dont mind me asking?

@fromthebirchwood

Ай бұрын

you must have invested a lot! curiously inputted Karen Lynne Chess on the web and at once, I found her consulting page and was able to schedule a call session... thank you for putting this out

No shade to the CNBC Make It videos that feature KZread influencers (do whatever you can to get the bag, right?) but seeing just a normal everyday woman who made her money the old-fashioned way is so wholesome. Congrats on achieving FIRE, Ms. Jackie! More power to you

@sarahk6996

Жыл бұрын

👏🏽👏🏽👏🏽👏🏽

@bryanherincx3844

Жыл бұрын

They’ve made vids of a lot of normal everyday people lol

@JessicaHicks

Жыл бұрын

Totally agree. This was refreshing to see.

@enigmathegrayman2953

Жыл бұрын

To be a KZread millionaire is extremely rare! KZread on its own tends not to pay a lot. Some do manage to do well but if you become rich on KZread you’re working your behind off! I’d say hats off to you if you make it on KZread, it ain’t easy.

@face9428

Жыл бұрын

This goes to show that if you make wise investments and work hard you can be successful. I think that if you really appreciate life, you can find happiness without being Uber rich. Enjoy the simple things, treat yourself every now and then and relax.

THIS is a self-made millionaire. She worked and figured her way out of poverty and scarcity without contacts, inherited money or social status. What an achievement! Please do more videos with these kind of persons 💜

@MrWaterbugdesign

Жыл бұрын

Growing up in poverty isn't really the same as "figuring a way out". Kids can't control their economic level and in general don't really care. This woman did what many people do...go to college, work in college, get a job and have a great life. She never experienced poverty as an adult.

@mabel9701

Жыл бұрын

@@MrWaterbugdesign it became clear as day that she grew up quite underprivileged, which was already a disadvantage per se, comparing to many. She put it all the work and thankfully she is having a better life now.

@beatricerights

Жыл бұрын

@@MrWaterbugdesign She also got her husband's 401k in a divorce. He was saving more than her and was trying to hide it. Not exactly self made.

@MsDesiree39

Жыл бұрын

alot of other pple wored their way to becoming billionaires.

@oihcam22

Жыл бұрын

@@beatricerightsyou can get someone’s 401k in a divorce? 😳

This literally the perfect example of the next door millionaire.

She looks way younger than 49! I’m so happy for her and her success. I hope she lives a wonderful and restful rest of her life ❤️

@tokorjgypsum8561

Жыл бұрын

if that word come from deep heart, i guarantee you will be splashed of success like her👍

@holdencawffle626

Жыл бұрын

Well, black don't crack Just like Asian dont raisin

@summerrr1

15 күн бұрын

She said she retired at 49 in 2019, so she was 52 here.

A friend makes 6 figures a year and has less than $6K in savings. His new Mercedes is $800/month and his rent is $3K/month. I’ve never made more than $60K a year but have more than 6 figures in savings and own property. I haven’t had a car note in nearly a decade (still drive my 2006 Honda that I bought used 11 years ago) and my primary mortgage is less than $1000/month. People think the secret to financial security is getting more money, but it’s really about making smart decisions with the money you already have.

@TheFirstRealChewy

3 ай бұрын

The biggest thing is keeping your expenses low. However you accomplish that is up to you. The lower your expense, the less you need, so the further every dollar goes. Now I just need my wife to agree.😅

@Run4Ever77

18 күн бұрын

Yes! Way to go! Keep up the good work.

Fortunately, I had a college economics professor who, when I was 18, gave me a lesson. You cannot buy something else for every purchase you make, was the lesson learned. Living within your limits and having a variety of income streams are prudent decisions. Consider taxes and your source of income. I made $k in total net income last year and didn't pay any federal taxes.

@raynoldgrey

Жыл бұрын

Right there by your side. With no debt, I'm retiring early. Children are looked after. constructing my ideal house on 11 acres with a view of the river valley. There are many methods to make money right now, but only in-the-moment professionals can execute such high-volume, near-perfect deals.

@pauledwin

Жыл бұрын

There are many ways to benefit handsomely, especially in this bear market, but such intricate trades can only be executed by qualified market professionals.

@danieljackson87

11 ай бұрын

It appears that I organized my money using the FIRE movement. Investigate it more by performing some study. They were then successful at investing in equities, cryptocurrency, and real estate with the aid of a financial expert.

@danieljackson87

11 ай бұрын

@@michaelrenner3 Yes, Julie Anne Hoover is my investment adviser; she is well-known and has a sizable fan base. So finding her shouldn't be difficult. Just Google her name.

@mikeharry96

11 ай бұрын

@@danieljackson87 I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look Julie up and sent her a message. You've truly motivated me. God's blessings on you

This is my favorite episode yet! It shows you can achieve a decent lifestyle while not being burnt out and still having time for your kids, family, and friends! Let's go Jackie!!

The thought of retirement makes me cry. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you weren't to blame for.it's especially difficult for people who are retired.

@Greggsberdard

3 ай бұрын

I searched for her full name online, found her page, and sent an email to schedule a meeting. Hopefully, she responds soon.

Am 58 retiring next year but the thought of retirement gives me weakness. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you never imagined to happen. It’s so difficult for people who are retired and have no savings or loved ones to fall back on.

@martingiavarini

3 ай бұрын

True, It has never been easier to understand how to build your money after retirement than it is right now with the inflation, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investments, in my opinion, are complex.

@bob.weaver72

3 ай бұрын

Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect my funds and make profit from my portfolio this red season. I’ve made over $250k since then.

@TheJackCain-84

3 ай бұрын

That's fascinating. How can I contact your Asset-coach as my portfolio is dwindling?

@bob.weaver72

3 ай бұрын

'Carol Vivian Constable, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

@TheJackCain-84

3 ай бұрын

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mom was investing through a wealth manager, and my dad through the 401k. My mom retired with about 4.2 million, but my dad retired with roughly 1.8 million.

@Justinmeyer1000

11 ай бұрын

`This is true. I'm in my mid 50's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.

@shannonsally455

11 ай бұрын

@@Brilliantrans That's fascinating. How can I contact your Asset-coach as my portfolio is dwindling?

@shannonsally455

11 ай бұрын

@@Brilliantrans Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.

Planning retirement has never been this confusing! First SVB, then Signature bank and now First republic, these are all the signs of yet another 2008 market crash and recession 2.0, so my question is do I still save in the United States dollar, or could this be a good time to buy stocks? So I’m left wondering what 2023 has in store for us investors, I’ve been sitting on over $745K equity from a home sale and I’m not sure where to go from here,

@AntonioBianh

10 ай бұрын

Everyone needs a different stream of income , unfortunately having a job doesn't mean security due to the high rate of tax , one needs to move ahead their expectation, I would recommend refraining from investing in stocks for now. Instead, it would be prudent to consider retaining a portion of your assets in gold. Alternatively, seeking advice from a financial advisor could provide valuable guidance in this matter.

@MarkFreeman-xi3rk

9 ай бұрын

true, A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.

@cythiahan8455

10 ай бұрын

Do you mind sharing info on the adviser who assisted you? been saving for pension since age 18 - company scheme. along the way I hit higher tax, so I added to my company pension with a SIPP (tax benefits) I'm 46 now and would love to grow my finance more aggressively, there are a few cars I still wish to drive, a few mega holidays, etc.

@MarkFreeman-xi3rk

10 ай бұрын

I really don't like making such recommendations, because everybody's situation is unique. But there are many freelance wealth managers you could check out. I have been working with Margaret Johnson Arndt for about four years now, and she's really, really good. If she meets your discretion, then you could go ahead with her. I endorse her.

@JenniferDrawbridge

10 ай бұрын

Thanks a lot for this. I really needed the recommendation, and I would love to move my funds from an existing mutual fund. I'll check her.

I absolutely love this! I especially respect she did this without wearing herself out and missing time with her daughter.

A Friend told me Saving at least 15% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. is this a good way to potentially grow my retirement savings to about $3M over time?

@Redwood4040

9 ай бұрын

Having an investment adviser is the best way to go about the stock market right now, especially for near retirees, I've been in touch with a coach for a while now mostly and I made over $800K within a short time

@judynewsom1902

9 ай бұрын

How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

@judynewsom1902

9 ай бұрын

I just Googled her name and her website came up right away. It looks interesting so far. I'm going to book a call with her and let you know how it goes.Thanks

A millionaire without being a youtuber. Nice

@theerarestjewel

Жыл бұрын

Hopefully this comments isn't slept on.

@pookiesfriendrayray7086

Жыл бұрын

Its been a while since we’ve seen one on here

@blackl1steddrums

Жыл бұрын

This is why kids need their father in their lives.

@KimAkia

Жыл бұрын

Lol

@enigmathegrayman2953

Жыл бұрын

How many KZreadrs are millionaires?

LOVE Jackie and this episode. This episode feels so realistic and Jackie is so inspiring!

This lady is a role model! Class act

49? I would put her at 38 tops! she looks amazing!

@happyosseyi

Жыл бұрын

She's actually 51 currently...which I'm realizing as I get older is still young lol. She does look amazing!

I started stacking to SAVE wealth. I've always been the type of person to spend my entire paycheck. I hate having money just sit in the bank. I am under pressure to grow my reserve of $950k. before I turn 60, I would appreciate any advice on potential investments.

@sherryie2

11 ай бұрын

I can feel your pains. New guys need to realize the risks that come with all of this. You could lose it all and you could win it all. It goes both ways. Second, what works for A may not necessarily work for B and you should not be a bandwagon investor. A good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge.

@corrySledd

11 ай бұрын

@@sherryie2 Factos!! Since the market became extremely volatile and pressure increased (I should be retiring in 17 months), I took the decision to work closely with a financial advisor. It has already been 9 months and counting, and I have made approximately 600K net from all of my holdings.

@AUstinnesc

11 ай бұрын

@@corrySledd That's impressive, my portfolio have been tanking all year, tried learning new strategies to gain in the current market but all of that flew right over head, please would you mind recommending the Adviser you're using.

@corrySledd

11 ай бұрын

@@AUstinnesc credits to NICOLE DESIREE SIMON, one of the best portfolio manager;s out there. she;s well known, you should look her up

@AUstinnesc

11 ай бұрын

@@corrySledd Thanks for the info, i found her website and sent a message hopefully she replies soon.

Congrats to her! No secrets here, just working a simple job, and investing.

@mikejamroz2787

Жыл бұрын

and an incredible bull market in the last 8 years.

@David-vy1sl

Жыл бұрын

@@mikejamroz2787 has happened before and will happen again. Let her enjoy her success.

@autobotdiva9268

Жыл бұрын

she got half her husband 401k because he tried to hide it from her in diuvorce

@relaxationsoundsambience2724

Жыл бұрын

@@autobotdiva9268 Wow! Do you live in her backyard?

@autobotdiva9268

Жыл бұрын

@@relaxationsoundsambience2724 ask her, she will tell you

As woman from the South with a similar background, this serves as such an inspiration! Although everyone path to success is different, she has steward her resources well. God speed and continued success.

This was refreshing. Key take away she was a great saver who leveraged her income through the power of compound interest. She made 80k a year and lived on 50 and became a millionaire before age 50. Super inspiring 🎉

"if you don't build your dream someone else will hire you to help build theirs"

@alexgorham7464

Жыл бұрын

I realized that the secret to making a million is saving for a better investment. I always tell myself you don't need that new Maserati or that vacation just yet. That mindset helped me make more money investing. For example last year I invested 80k in stocks (with the help of my Financial Advisor of course) and made about 246k, but guess what? I put it all back and traded with her again and now I'm rounding up close to a million.

@jessicaallen6874

Жыл бұрын

@@alexgorham7464 Yeah! every $1 you invest today is a little bit of time that you buy back in the future, the more you invest, the more free time you can afford in the future, having time and the freedom to choose what to do are the ultimate investing goals.

@jessicaallen6874

Жыл бұрын

@@alexgorham7464 The pandemic came and taught me the importance of having multiple stream of income, unfortunately having a nice paying job doesn't mean you are financial secured anymore. So we all need to put in an extra- income earning chance, like bitcoin, stocks bonds real estate .

@stevendiaz9672

Жыл бұрын

@@alexgorham7464 True! Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. The stock market has plenty of opportunities to earn which I myself took advantage of. I made my first million from going diverse, mainly ETFs(stocks, bonds etc), bitcoin , and gold. I'm also working on an investment plan that includes NFTs with my advisor, Katie . It's been a year and half of steady growth.

@berryobrain8433

Жыл бұрын

@@stevendiaz9672 What actually the idea behind this bitcoin investment,I have been watching some videos and I was thinking about investing in bitcoin , but still don't know where to start from

I am 48 and on track to FIRE in another 5 years with $2 Million!! I am divorced and hoping to find a partner who is on a similar path

getting rich slowly, the warren buffet way, compound interest etc. that's the disciplined method

The best simple life I’ve seen. I feel that the her company’s amazing 401k match made a lot of difference as well as her promotion early on her career. Many of us dont get that fast promotion early on and usual company’s 401 match sucks.

This kind of “Make it” episode is so relatable. I love it! It shows one can FIRE without a KZread channel!👏🏽👏🏽

@tokorjgypsum8561

Жыл бұрын

And without crypto investmen

Big congrats to Jackie! What an inspiring and relatable story. We need more of these. ☺️

I love this! She utilized her job and never compromised on her values!

I love this path! It’s achievable for everyone. You don’t have to be extreme

@richarddangles8896

Жыл бұрын

It was achievable if we started a while back. Now it's not. We will be lucky to survive the next 8 years.

I love these realistic stories!! No crazy hustles and working your life away but actually gradually building their net worth while managing time between work & family. Awesome!

9% from the employer on a 7% investment from the employee is UNHEARD of. I'd love if my employer did this.

@kevinhoang9074

Жыл бұрын

Agreed! Some companies will increase their match the longer you stay. I heard one company that does 3% match with 3% but if you stay for 6 years it goes up to 9%. This lady in the video stayed for 20 years so maybe that’s a factor.

@r4ym1n13

Жыл бұрын

@@kevinhoang9074 Wow, what kind of company was that ?

@babyfreezer

Жыл бұрын

working in financial industries help, mine is 5% for 9% after 3 years of working

I love seeing relatable stories like these on the channel. Thanks for sharing Jackie's story.

I have never heard of a 401(k) better than mine. My old company matched dollar for dollar on the first six percent and you were vested from day one. **9% on the first 7%?? ** WOW, THAT'S INSANELY GOOD!!!

MORE OF THIS PLEASE! REALISTIC

She is one of the smartest person I've seen on this series

Her dad would be so proud!

Loved her story, very real and a good look at not feeling you have to dabble in a little everything. Really enjoyed her story about her journey

Love it!!! Can’t wait to join the lifestyle in 2 years.

Thank you for posting this insightful interview. :)

We are the product of our circumstances. Decent education and a good job in a reasonable cost community will produce good results over 25-30 years with a disciplined saving / investing mindset. She is proof. Good for Jackie!

These are the stories that the news should show. "Woman works hard and good things follow". Jackie IS the American dream. For her future career though, she should sell whatever keeps her looking 39 when she's 49!

Love this video! What an inspiration. I hope to have the nerve to follow in your footsteps this year!

This is a perfect video. Living the life many others around the world would live. So many people like myself can resonate and can relate when learning how to manage and be wise with money. A great foundation for myself and many others to learn and take action. Thank you Jackie Koski for providing this video full of great information. Thank you CNBC Make It for sharing this video to the world to see, learn and take action.

I love your story! Striving for this.

Thanks for Jackie's story. Jackie's story is more achievable and relatable story than most other profiles on Make It. Doctors, lawyers, professors, finance/tech/other entrepreneurs who come from money and/or have spouses and "retire early" are outliers but make up most of the stories on Make It, so I appreciate this one on Jackie. Disciplined and consistent.

Love this Make It. So relatable

This is the realistic FIRE without a massive KZread channel

Great episode. Probably my favorite

Good job! This is a very relatable and inspiring video.

Loved this story very inspiring, really just takes consistency.

Enjoyed this story! So inspiring.

Very inspiring yet relatable. Thank you Jackie. We are similar, you just said it so much more eloquently 👍

Thank you for this inspirational video.

I love this so inspiring!! ♥️🎉 I’m next I’m claiming it!

Amazing episode, soo inspiring!!

Go, girl👏🏾 Looking good and living good✊🏾

This story shows the significance of a strong father. Great story.

Amazing job and inspiring….Congrats Jackie 👏🥳🍾

Outstanding job, Jackie! The power of self-discipline combined with financial wisdom: A most awesome combination Congrats on your achievements!

U betta go Girl!! Congratulations 🥳🍾🎉🎊on all of your success…. definitely inspiring and a force to be wrecking with!!! ❤️💪🏾

Jackie, your story is admirable because it's relatable! Congratulations on becoming FI and a millionaire 👏👏👏

Congrats on your grind an accomplishment!!

This was a good episode. Very realistic and a good example.

Oh my!! That’s Jackie!!! I recognize her face immediately!! We had AFC classes together!!! Congratulations Jackie!!

@lowwastehighmelanin

Жыл бұрын

What's AFC?

@DebtDemolisherTV

Жыл бұрын

@@lowwastehighmelanin AFC is Accredited Financial Counselor® credentials!! Jackie was always dropping gems in class and was extremely helpful with sharing her wisdom and providing additional resources to fellow AFC candidates!! She definitely stood out (in a very good way) in our classes!!! 💎 I’m so happy for her to be featured on here!!

Good on you girl. Amazing work.

Cool to see someone from Augusta making it!!!!!!

This was so refreshing! 😊

Funny how everyone thinks u need to make crazy money to retire young. This woman did it by 49 “only” making 80k a year. If ppl were just smarter with money and invested more instead of being a consumer way more ppl would retire young. But most people are short term minded instead of long term.

@ihama99

Жыл бұрын

With the help of her 401 K. If she didn't have a good employer. She won't have retired by now

@ejbatu

Жыл бұрын

I wonder what index funds she used 🤔

@9770G

Жыл бұрын

@@ejbatu there’s a lot of different index funds. Could also be a lot in SPY

@autobotdiva9268

Жыл бұрын

actually she left out her divorce

Thanks for sharing this. Jackie’s goal was not to live in poverty. She achieved her long term goal at under 50 y.o., through her own efforts, with a general plan, in a normal job (with a good 401(k) plan) and living in a modest midwestern town. She built wealth through investing, reached FIRE and lives every day on her own terms. Her American Dream fulfilled. Hats off to her and her dad. Congratulations, Jackie!

Huge congrats to her!

Inspiring video it’s good to see a regular everyday person reach a net worth of a Mill. It shows it’s possible to people like myself!

This is so inspiring! 🎉

Lovely, humble lady with a great story. So happy she achieved her dreams.

Love this! Cheers to her! ✨

Simply put. She’s smart. Good for you

Love this lady. So inspiring!

Congratulations💪💪💪

Firt of all she does NOT look like she's 49! Secondly this is s a phenomenal story!! ❤️🙌🏽

Thank you for featuring successful black women

Jackie, still proud of you!

Having low expenses is key to saving and being able to put back as much you can. Great story!

Good for her! Worked hard and takes care of her family. Sounds like she deserves it 👍

She is so sweet and down to earth

Great to see someone that realized it doesn’t matter how much you make, it matters how much you save. I know people making crazy money that spend all of it.

@donaldlyons17

Жыл бұрын

Looking at average incomes vs. expenses I have to say I disagree totally. Income matters but living under your income really helps.

Great informative video

What company invests 9% and you put in 7%. WOW!!!

@happytomeetyou2047

Жыл бұрын

Lexis Nexis

@RAM_C5

Жыл бұрын

Yeah that's ridiculous. I'd imagine she made really good income off the job also if they offer that.

@Rashaadthegr8

Жыл бұрын

@@RAM_C5 No there companies like that my mom just got with a company like that. This is just my second time hearing about such a company.

This video is gold👍

She's is such a beautiful and eloquent woman. I'm very happy for her!

Fantastic!! Well done, well deserved!

That company match for is clutch

"NO RECESSION FOR BITCOIN AS U.S. GDP SHRINKS, ZIPMEX FILES FOR BANKRUPTCY " I saw this coming and I told my few friends about getting into crypto with me when I first started but they neglected my advise, now crypto is the only safe heaven right now

@carolinejohnson985

Жыл бұрын

Talking about passive income and investment, I will go with crypto currency

@carolinejohnson985

Жыл бұрын

Cryptocurrency is one of the best investment one can make and build wealth for their future

@EduardoSilva-ig9ye

Жыл бұрын

I met Mrs Erin Mary two years ago first time at a conference held in Dublin, I invested €25,000 and traded for a month making over €180,000. I'll always remain grateful.

@EduardoSilva-ig9ye

Жыл бұрын

8-BTC and still counting in just few months, Expert Erin Mary is the trade queen as far as I'm concerned

@aureaoliviera4842

Жыл бұрын

Really? I met her once too but we met in a trading program in Australia, I even thought I'm the only one she has helped work through the fears of failure in the global market

I'm happy for her. Great episode! I do wonder what her business is, though.

Love her! She's such a surprisingly relatable FIRE person - I liked her not fussing over a phone bill deal and saying she's neither the most frugal nor indulgent.

@DebtDemolisherTV

Жыл бұрын

Me too!! Her presence is so genuine!!

@lucyshi6719

Жыл бұрын

Agreed. I think she's one of my favorites from CNBC Make It since alot of others on it are doing side hustles and other things on top of their main job while she isn't since she's focused on also making quality time with her daughter. I love her attitude!

Great video; I wish we had more details on her expenses like health care, and other expenses. She’s obviously done very well and that’s great for her. She’s too young to withdraw her 401k without incurring a 10 percent penalty on top of any income tax due so she must have a lot of after tax money saved; it would have been nice to see a little more details on her assets. Great 401k match from her former employer.

@lenaprice6239

Жыл бұрын

I love her story, because it shows that being consistent over the long term, ultimately wins the race. I just love seeing people win, because there are far too many instances of people being in debt and making poor financial decisions.

@BearingMySeoul

Жыл бұрын

Yes! Most people who plan for FIRE use mutual funds or ETFs so they can pull that money until they're old enough to use their 401k/IRAs. (In addition to finding little side hustles of course.)

@vetgirl71

Жыл бұрын

Would love to know if she have health insurance, which is very expensive when not matched by an employer, especially since she is too young to be eligible for Medicare. Health insurance is a very important expense that is necessary, in case a serious illness or condition occurs (ex: breast cancer, cancer, knee surgery ect). As we all age, unexpected health issues even minor may occur & medical costs are extremely expensive especially if you are hospitalized. Plus if her daughter is under 26 years old, she can be covered on her mother’s health plan until she is 26 years old. Very important for our kids to also have the medical insurance safety net too. I’m glad to see that she reached her goals for retirement, but very curious regarding this topic of health insurance coverage.

@oldprecision

Ай бұрын

@@vetgirl71 You can get health insurance pretty cheap with ACA. If her yearly expenses are $50k she is probably claiming a yearly income around that level. ACA will have a lot of subsidies for that income level, the out of pocket for the premium may even be $0.

Very inspiring!

Congrats!!

Truly inspiring story. Definitely, smart financial management always pays off.