How I Paid off my Student Loans while in University

For my fellow fresh graduates & working adults, join me and sign up for the OCBC 360 Account today: www.ocbc.com/personal-banking...
(I just signed up for an account too, it takes less than 10 minutes to sign up and you can immediately enjoy up to 1.2% interest rates on your savings when you credit at least $1,800 of your salary! SEND SEND SEND)
In today's episode, I share more on how I paid off my NUS student loans while in college, as well as my various income streams outside of university!
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Пікірлер: 148

  • @DanielTamago
    @DanielTamago2 жыл бұрын

    Hope you guys enjoy the NEW VLOGGU 🥳 (back in 4K 😉) Oh and also, HUGE DISCLAIMER that I am not a financial advisor, I’m just sharing what I personally did as a college student to help me save money in University :) If i mentioned anything wrong or if you have valuable advice to share, please feel free to add to the comment section so that we can all benefit together as a community! CHEERS CYA SOON FOR THE NEXT SZN OF VLOGGUS 🐒🤩🚀

  • @cristianoronaldo-lr2mw
    @cristianoronaldo-lr2mw2 жыл бұрын

    Daniel i can't stress how much you have benefited my life and preparation for uni this September thanks alot bro send it

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    Full send ahead 🚀🚀

  • @cowfromsp4ce399
    @cowfromsp4ce3992 жыл бұрын

    WE LOVE THE FINANCE ADVICE VIDEOS !!

  • @cristianoronaldo-lr2mw
    @cristianoronaldo-lr2mw2 жыл бұрын

    finally... been waiting for a vlogu thanks daniel

  • @bananaapples598
    @bananaapples5982 жыл бұрын

    i recently had a convo about this w a friend. im glad a singaporean is making a video on this. mostly been watching american ytbers...

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    🙏🙏🙏

  • @ariadw
    @ariadw2 жыл бұрын

    OMG SO EARLY!!! and Congratulations on paying off your loans!!! Much love and thank you for being such an inspiration Keep sending it 💪

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    Thank you so much!! 😇🙏

  • @summeronmymind
    @summeronmymind2 жыл бұрын

    loved the sponsor for this video! have actually been looking into savings account that have a high interest n it was great that you introduced OCBC 360, would be greater if you can do a video of more savings accounts and bank credit cards etc

  • @keganyeo8943
    @keganyeo89432 жыл бұрын

    ayeee another vlogggu! been loving it since day 1

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    Thanks bro 💪💪

  • @keganyeo8943

    @keganyeo8943

    2 жыл бұрын

    @@DanielTamago no problem!!

  • @yuyang4788
    @yuyang47882 жыл бұрын

    LOVING THE FINANCE VIDS, would love to learn more of how ur business started

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    Parallax Podcast Perhaps? 🤓

  • @arinike8690
    @arinike86902 жыл бұрын

    Quality. Keep up the good work

  • @anyacool3755
    @anyacool37552 жыл бұрын

    i start uni today. this video is a blessing for me . thanks tamago 👍🏻

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    LETS GOOO! ~~~

  • @TravelwithYiew
    @TravelwithYiew2 жыл бұрын

    Thanks for sharing your finance management tips!!! :) looking forward to your next vloggu on KZread as an income stream, Daniel :)

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    Coming right up!

  • @trishansrig05
    @trishansrig052 жыл бұрын

    NEW VLOGGU LETS GOOOO

  • @ethansim8029
    @ethansim80292 жыл бұрын

    Alriteeee the legend is backkk sending it

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    NEW SEASONNN

  • @yuanyii_
    @yuanyii_2 жыл бұрын

    aye, new video!! btw, congrats on being debt free!! 🥳

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    Thank you!!

  • @liewchinlee6805
    @liewchinlee68052 жыл бұрын

    you’re our inspiration

  • @fibidelacruz1672
    @fibidelacruz16722 жыл бұрын

    ahhhh this video is so important to me 🥺 i feel like not enough is being said about how we are expected to finance our uni education when it's such a relevant concern... (literally when i asked my JC teacher about it, she just said she had no idea how to help me 🥲) thank you sm for talking about this 😭🙏

  • @johnwig285

    @johnwig285

    2 жыл бұрын

    There's edusave, scholarships, bursaries, grants, financial aids, tuition loan, study loan, bank loans etc out there. All the best! Dont worry!

  • @vhmux
    @vhmux2 жыл бұрын

    damn notification bell didn't notify me of your videos!! love the advice 😉

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    thanks bro

  • @jiahui4523
    @jiahui45232 жыл бұрын

    please share more about finance and how to manage it well by yourself!

  • @revapathiyan5761
    @revapathiyan57612 жыл бұрын

    Found tamago a week ago......fell in love with the content and the *vloggus* watched all of the videos and finally caught up with the posts...thinking of buying him a charger lol😂😂😂😂

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    Thank you!!!

  • @revapathiyan5761

    @revapathiyan5761

    2 жыл бұрын

    @@DanielTamago haha no problem.....you did give me a heart attack with the hearts and replies.....love the videos keep em' coming!!!!

  • @shahika7016
    @shahika70162 жыл бұрын

    Back with vloggu😍! I was waiting after seeing your headsup abt new vloggu in insta on Friday!.. Finally the wa8 is over😆🥳 . . . . . Finance videos for international students 😅

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    ❤️❤️

  • @dhillonwongggg
    @dhillonwongggg2 жыл бұрын

    I can't think you enough for this video! Always wanted to know how to save up money and make while doing it! Thanksssssss

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    All the best!!

  • @xminervaxszf
    @xminervaxszf2 жыл бұрын

    Dan u can try a vloggu on WFH desk setups and accessories...? FT workers are interested on how to upgrade their setups.

  • @Jboxx123456
    @Jboxx1234562 жыл бұрын

    vloggus are backkk !!1!1!1!!!!11!

  • @HoneyMoneySG
    @HoneyMoneySG2 жыл бұрын

    I'm just here to appreciate your super neat handwriting 👍

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    Haha I give up being neat alr 😂 just sending it liao ~

  • @GeaCanete24123
    @GeaCanete241232 жыл бұрын

    Congratulations tamagooo 🙌

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    Thank you!!!

  • @superpants1129
    @superpants11292 жыл бұрын

    Me: Started thinking what to eat for tomorrow before the day ends. Dan: Started saving money for his children.

  • @txx700

    @txx700

    2 жыл бұрын

    try chicken rice or maybe ban mian?

  • @joey_yong
    @joey_yong2 жыл бұрын

    New vloggu yayyy

  • @Callmesenpai-jm6io
    @Callmesenpai-jm6io2 жыл бұрын

    Senddd itttt tamagooo

  • @cryptorookie3841
    @cryptorookie38412 жыл бұрын

    hey Daniel, could you explain how it's calculated? If it's 4.75% per year calculated at the end of every year, how do they calculate everything given you are paying off a fixed amount every month? Asking this coz I'm prolly paying via installments :/

  • @estherang4031
    @estherang40312 жыл бұрын

    Hope to know more about your experiences with digital marketing and campaigns.

  • @suryansh8993
    @suryansh89932 жыл бұрын

    Daniel pls make a video on productivity and procrastination 🙏🏼

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    Yes got a few of those coming 🤓

  • @Maxwellzbc
    @Maxwellzbc2 жыл бұрын

    I miss his “absolutely insanes” ☹️☹️

  • @22blueslash

    @22blueslash

    2 жыл бұрын

    LETS SEND IT 🤙🤙

  • @frozenicebladez7508
    @frozenicebladez75082 жыл бұрын

    Love the new room

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    Hehehe thank you! It’s not done yet 😉

  • @Maanaskale
    @Maanaskale2 жыл бұрын

    It’s tamago time 🤩😎

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    Yessirrr

  • @furyblast
    @furyblast2 жыл бұрын

    awesome video!

  • @bagelboy986
    @bagelboy9862 жыл бұрын

    16 mins video appreciate 🥺🦖

  • @KelvinLearnsInvesting
    @KelvinLearnsInvesting2 жыл бұрын

    Congrats for paying off your loans!!

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    Thank you kelvin ~

  • @tanyiming2300
    @tanyiming23002 жыл бұрын

    Finally! another video - wondering where I can find another Spotify Playlist besides BRAIN FOOD???

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    Go to my Spotify in the video description!

  • @Say_hihihi
    @Say_hihihi2 жыл бұрын

    On timeeee

  • @bhuvaneshjegathesan4113
    @bhuvaneshjegathesan41132 жыл бұрын

    hey daniel i really love ur videos, i was wondering that are u gonna upload on the apple keynote event?

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    Yes! Probably in the next week :)

  • @GeaCanete24123
    @GeaCanete241232 жыл бұрын

    Send itttt 🙌🎉🎊

  • @barnc06
    @barnc062 жыл бұрын

    Early ganggg😌💯🔥🤙

  • @zembo6370
    @zembo63702 жыл бұрын

    keep going !!!

  • @RH-uv6kk
    @RH-uv6kk2 жыл бұрын

    hi! may i know where can I retrieve the excel file? thanks!

  • @PhoebeJones
    @PhoebeJones2 жыл бұрын

    this is amazing!

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    You are amazing!

  • @nanthansuraj59
    @nanthansuraj592 жыл бұрын

    Hi Tamago, I am an average secondary school student, how do I save up some money so that when I go to uni I get some cash in hand?

  • @extinctrats
    @extinctrats2 жыл бұрын

    Am I just influenced by Uni that when you say “Income - Expense” and i replied Equity!

  • @zwitterionbro205
    @zwitterionbro2052 жыл бұрын

    Congrats on graduation! I haven’t really checked out your channel in awhile but yeah hahahaha

  • @zwitterionbro205

    @zwitterionbro205

    2 жыл бұрын

    Btw my uncle once joked (when my cousin graduated from SMU in 2017) that graduation ceremonies are now called commencement ceremonies because it’s commencement of suffering!! 😂

  • @zhengyang932
    @zhengyang9322 жыл бұрын

    Thank you!!!!

  • @weilun0099
    @weilun00992 жыл бұрын

    Hey Daniel, I'm also a college student rn (ntu) haha, I'm curious what drives ur decision to take the leap of faith to really do what u do full time? Knowing that u're in a really good major aka finance to make good and more stable income and u got good grades to land urself in a comfy job.

  • @johnwig285

    @johnwig285

    2 жыл бұрын

    It's normal in unis, ppl become freelancers or entrepreneurs when they dont expect to be that initially

  • @nursyara4914
    @nursyara49142 жыл бұрын

    PLEASE TEACH US HOW TO INVEST!

  • @taoadventures3242
    @taoadventures32422 жыл бұрын

    FULL SEND BRO :-) graduating debt free!

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    Yessir!!!

  • @jamietoh7199
    @jamietoh71992 жыл бұрын

    Back to the vLLoGgU again ❤️

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    Yessir tamagooo

  • @aloysius260500
    @aloysius2605002 жыл бұрын

    Finally an Original Singaporean KZreadr

  • @paul6856
    @paul68562 жыл бұрын

    Bro when we are goanna get your room your and desk set-up (2 separate video)

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    Haha very soon 😈 tho I’m thinking to put it into one whole video since my room is so sm0l LOL

  • @saadanraja6836
    @saadanraja68362 жыл бұрын

    Need that wallpaper!!!🥺

  • @user-rs2ui8nk2b
    @user-rs2ui8nk2b2 жыл бұрын

    Lesgoooooooo🔥

  • @meltay1835
    @meltay18352 жыл бұрын

    best finance vid

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    ❤️

  • @luciferreficul6963
    @luciferreficul69632 жыл бұрын

    Great Content!!!!!!!

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    Thank you!!

  • @melvintan7773
    @melvintan77732 жыл бұрын

    may i just check on the brand of the hoody

  • @queirtus
    @queirtus2 жыл бұрын

    can you share the excel budget file u have in this video as a template?

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    Go check out the video in my playlist!

  • @krithanyar5500
    @krithanyar55002 жыл бұрын

    u r pure greatness

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    Nooo but thanks for the kindness you!

  • @keith4392
    @keith43922 жыл бұрын

    Video on your investments? :)

  • @Maxwellzbc
    @Maxwellzbc2 жыл бұрын

    Daniel/any knowledgeable viewer, why wouldn’t you invest 100% of your savings into stocks/50% as shown in his scenario wouldnt that have a higher yield of rewards?

  • @cristianoronaldo-lr2mw

    @cristianoronaldo-lr2mw

    2 жыл бұрын

    perhaps so you can have disposable income to purchase necessities e.g. food, water, rent etc.

  • @bbbiiicccckkksss4629

    @bbbiiicccckkksss4629

    2 жыл бұрын

    I'd say it differs from person to person -- savings could be focused on paying off debt + saving for holidays, while putting 100% savings into stocks may yield higher rewards, there's a possibility of a bear market which could mean a loss to pull out your initial investments. (e.g. if person A put 100% of his savings into investments and had to draw some of it out during march 2020 to pay off debt, he might have lost out on his principle amount) Just my 2 cents

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    Great question! And yes it differs based on every individual’s risk profiles - for me personally as mentioned I like to have 6-12 months worth of expenses inside an “emergency fund” (because I’m in the gig economy), so if I have excess income on top of that, I can put it into investments :) Hope that makes sense!

  • @Maxwellzbc

    @Maxwellzbc

    2 жыл бұрын

    @@DanielTamago understood basically you are just saving for “rainy days”

  • @Maxwellzbc

    @Maxwellzbc

    2 жыл бұрын

    @@bbbiiicccckkksss4629 understood, thanks for sharing 🙏

  • @giddygirl1234
    @giddygirl12342 жыл бұрын

    just go to harvard university it’s free

  • @ShamRakesh03
    @ShamRakesh032 жыл бұрын

    consider sharing your editing methods to us! love from INDIA

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    For sure!! Very soon 😇

  • @ShamRakesh03

    @ShamRakesh03

    2 жыл бұрын

    @@DanielTamago thanks man ❤

  • @yourboylings
    @yourboylings2 жыл бұрын

    LETS GO LAAA

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    LETS GOOOOO 🚀🚀🚀

  • @j.p7311
    @j.p73112 жыл бұрын

    Where you find that laptop solar system wallpaper

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    Haha it’s from kurzgesagt

  • @j.p7311

    @j.p7311

    2 жыл бұрын

    @@DanielTamago lmao im using kurzgesagt for my phone but they didnt include Jupiter's moons

  • @densontam845
    @densontam8452 жыл бұрын

    Didnt expect to see someone with the same surname as me

  • @tanyipeng3440
    @tanyipeng34402 жыл бұрын

    What part time job did u do?

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    Video Producer 🙃

  • @zeros7617
    @zeros76172 жыл бұрын

    FULL SENDDDDD

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    SEND IT FULLY

  • @xxy5757
    @xxy57572 жыл бұрын

    Invest obviously

  • @frozenicebladez7508
    @frozenicebladez75082 жыл бұрын

    Let's gooo

  • @MapleSnoople
    @MapleSnoople2 жыл бұрын

    nice

  • @farhaanah
    @farhaanah2 жыл бұрын

    AYYYYY

  • @xxy5757
    @xxy57572 жыл бұрын

    😅

  • @elle5137
    @elle51372 жыл бұрын

    woooo

  • @HeyThomasK
    @HeyThomasK2 жыл бұрын

    Just wondering whether you watch JRNYcrypto cos of the soundtrack HAHAHA

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    Eh never leh haha I’ll check it out!

  • @xxy5757
    @xxy57572 жыл бұрын

    Not everyone earns 1.8k tho😅

  • @xueyunpoh

    @xueyunpoh

    2 жыл бұрын

    Ikr. I only take back $500 monthly from pt

  • @chanckk8603
    @chanckk86032 жыл бұрын

    Wow

  • @azmirulzikri2569
    @azmirulzikri25692 жыл бұрын

    yo Dan! nice content, hopefully in the future maybe your cryptocurrency knowledge(?)

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    Not an expert but will share here and there 🤓

  • @lwk2819
    @lwk28192 жыл бұрын

    Send it :D

  • @DanielTamago

    @DanielTamago

    2 жыл бұрын

    SEND SEND SENDDD

  • @Meownekox3
    @Meownekox32 жыл бұрын

    360 acc is trash. ALL IN STOCK MARKET since 2020 gagaga

  • @xxy5757
    @xxy57572 жыл бұрын

    Rich man😅

  • @bookkt2866
    @bookkt28662 жыл бұрын

    Onlyf?ans

  • @xxy5757
    @xxy57572 жыл бұрын

    Can see u really is a grad😅

  • @Marcus99998
    @Marcus999982 жыл бұрын

    Korkor no scholarship meh haha

  • @sushanthrao6338
    @sushanthrao63382 жыл бұрын

    🐔🐔🐔