Dimitri you are an inspiration as : 1. An individual 2. Professional 3. Student 4. Mentor 5. Father You truly look like you are an overall well rounded person. Keep it up

@DimitriBianco

5 ай бұрын

Thank you! That means a lot.

For me my 1st masters I had a tuition waiver because I was a TA/RA. For 2nd masters my tuition wasn't large and I saved during oilfield. My 1st two bachelor's parents paid which I'm so grateful. We all have zero debt.

I was a Private School student my whole life, and I can say that it really did make a difference in my education. I had a 4.06 GPA in highschool, which I thought was pretty good, but then I get to college and hear about people having these 4.6 GPAs and other crazy high numbers. I'm pretty sure my school's valedictorian had something like a 4.35 GPA, so I knew that something seemed off with these GPAs from other schools. Well, now that I am almost done with undergraduate I have a 3.99 GPA, and many of those other students that went to Public schools and had high GPAs have lower GPAs than I do. Kind of a crazy thing about Tuition, I am fortunate enough to have my parents pay for my college, but it was actually less than my private schooling thanks to scholarships (which was about the same amount as the school you went to). I'm going to get my master's next year and have been offered scholarship money and a graduate assistant ship that should essentially pay for everything except living expenses. Moral of the story, it can definitely pay off to send your kid to private school if you can afford it, AND (this is a big factor) if they are willing to learn and study hard on their assignments. If you know your kid isn't interested in college, probably not going to be worth it to send them to a private school.

Ohh boyy where do I start, for some reason I thought you had everything easy. But you telling us about your journey has really shocked me. In fact it has made me realise to actually never judge a book by its cover. It’s further made me realise that if your going through something, another person in the world is going through something 10x harder than yours. I want to say thank you for sharing this story, this has encouraged me to work harder and don’t give up no matter what comes my way.

@DimitriBianco

5 ай бұрын

Thanks! It is actually subscribers who impress me more. A student emailed me thanking me for my videos and advice. His family sold everything to send him to a university in Europe as they lived in a third world country. He got his degree and landed a job in quant finance making good money. Often the success of people comes from family support in the form of people believing in you.

I didn’t realize you went to private school. I always thought I did well with my public school education, but I can see why a private K-12 education could often be better and a worthwhile investment. I kind of disagree with getting loans just because I think the average person seems to see loans as free money instead of a liability, but I also understand some people have no choice, so I’d look at them as a last resort deal, which seems to be the way you looked at them too. Overall good video, I found this very insightful.

You're a bit of an inspiration. I'm 23 years old, I live in a third world country, I haven't even completed my bachelor's yet, things went south for me in highschool, I was an okay student and I could've done very well in highschool, but I didn't bcz I was desperate and stupid and ended up doing way worse than I could've imagined in my worst nightmare. For the past 4 years I can't think of anything else, I regret my mistakes every single day, it's completely hopeless. All I have is regret now. It's dreadful. But it seems things were not good for you either and you've done okay, maybe there's a chance for me too.

@DimitriBianco

5 ай бұрын

There is always time to start over. It is often a harder road later but time always gives opportunities. I went to a general state university which wasn't viewed as very good. I took the opportunity to do well (my wife also pushed me to be better) and this resulted in some better grad programs. I was not good enough to do a top 5 program according to the rankings however I made some changes (even switched degrees during grad school) and made the best with what I had. In the long-run I ended up passing most of my classmates as I cared more about learning than grades. I also enjoy my job and make a good living. I really can't ask for much more.

@junal27

5 ай бұрын

Keep up, you are young. Mi son is about your age and similar coordinates however still issuing. Avoid debt, early parenthood and issues with the system, and hard work with a little bit of networking will pay out very well down the road. Life is a marathon, the sprint is only for the super gifted ones, do not look those. Everyday a little bit, everyday a little bit.

@naveedali1406

5 ай бұрын

@@junal27 thanks mate it means a lot to me, I'm always looking for advice and guidance. I wish good luck to your son ❤️.

@junal27

5 ай бұрын

@@naveedali1406 Thank you for your wishes, I indeed appreciate it. Cheers!

Hi Dimitri. Your story is an inspiration for people in Mexico which also have to work during their studies to be able just to bearly live. I've got a question. In my country is possible to get a decently internationally-respected undergrad and masters for free. Would you study a second undergrad in applied math or move directly to the masters? I'm currently studying a finance undergrad. Thank you for the advice and perspective in every video.

I always look up to you since the first day I found out this channel. This is such an inspiring story for me since I'm working full time, having a family of two and trying to pursue an MFE. You are not only technically well-rounded, but also very talented in story telling. Thanks Dimitri for your generous sharing.

Respect❤

That sounds so incredibly stressful man. Hopefully things are a lot easier now.

@DimitriBianco

5 ай бұрын

Life is great even when it was stressful. I continue to push my limits but the financial side is no longer a stress.

Hi Dimitri, thanks for sharing and big fan of what you do. Love your work! I'm sort of in a similar situation whereby I have 2 kids and am looking to switch as an analyst within commercial banking to quant. I've engaged my university(University of Queensland) here in Australia and am thinking of starting a Grad Dip in Financial Mathematics and if finances allow, moving on into a Masters in Financial Mathematics. What would be different to what you've shared is that I would be looking to do this Grad Dip part time whilst continuing with my current work to keep the finances going. The question I have here for you is whether prospective employers would even look at me with experience within banking armed with Grad Dip in Financial Mathematics, looking for a career transition. I understand that landing a quant role is virtually impossible, but just to get a start in the field with a comparable paycheck to my current.

@DimitriBianco

5 ай бұрын

The graduate degree should open opportunities on the quant side. Most often employers view past experience as either helpful or they ignore it. Given the right firm it could help but be prepared to start at the bottom of the quant finance titles. Respect for doing it with kids. I have 2 now and that would be very challenging!

@TribbY

5 ай бұрын

@@DimitriBianco Thanks for getting back, it is greatly appreciated. Hope that my kids could learn a thing or two from having the tenacity to pursue what they want to achieve in life regardless of the outcome. Thanks again, love your work and keep doing what you do!

So inspirational, and reminds me to be grateful for the privileges that I have, even with all the setbacks I'm gonna face pursing quant finance. That grandma deal was genius man, love your videos

@DimitriBianco

5 ай бұрын

Thanks! Good luck with the journey and keep me posted on your progress. I see you comment on videos from time to time.

That's real hardship! Make sure your children don't forget it. That's what my father ensured for me.

@DimitriBianco

5 ай бұрын

This has been a current struggle for me. I don't want to pay for my kids' colleges so they work for it however I do want to provide a safety net...but I don't want them to know it is there.

Hey Dimitry I have a question, why don't you just work a quant job right now rather than working on risk management

Refinancing a student loan with gma is crazy haha

@DimitriBianco

5 ай бұрын

The true banker in me lol

Damn. I wanted to be carried like that by Dimitri :(. I wished someone grabbed my leg and upper back then carried like a baby for a photoshoot 🥺