I’m super irritated that you owe taxes. Seriously?? Anyone making under 40k shouldn’t even have to pay taxes at all! Billionaires find loopholes to pay nothing and you have to pay? I’m just mad at America right now. 😡

@CashBearMama

3 ай бұрын

My cousin made $28000 after beginning a new job last year. He had to pay taxes. It’s not right.😢

@CashBearMama

3 ай бұрын

New Subbie ❤ Great video 🎉🎉 Have a blessed evening 🕊️🤗

@msfinanciallyfitbae

3 ай бұрын

Thank you so much!

@msfinanciallyfitbae

3 ай бұрын

I really enjoy it, and it has many opportunities for growth with more experience and years in the field. Thank you so much!

@steffiejoe

3 ай бұрын

It makes no sense. If you are able to reduce your taxable income by putting money into a IRA , fha, or HSA it can reduce your tax bill. I reduced my tax bill putting money in a IRA.

You look AMAZING for 48! If you make a skincare video I’m here for it girl 🔥🔥

I'm a 40+ single female without children starting my financial freedom journey as well this year. I'm so excited about it! I will certainly be looking forward to your next video! Thank you for your transparency and willingness to share your journey with us!

@mwashi401

3 ай бұрын

Awesome!!!! Welcome aboard! We can do it!!

New subscriber here! I'm 44, no kids, no husband and I am ready (just like you) to change my financial story. I've been living from paycheck to paycheck (work full-time and have a part-time job where I work 16 hours every saturday) but it seems like I have more going out than going in.2024 is OUR year! You are right! We have to be proactive in this journey. I'm almost done with saving my 1st $1,000 in my Emergency Fund and I am committed to seeing financial freedom a reality! You got this my friend...😊

@msfinanciallyfitbae

3 ай бұрын

YEESSSSSSS!!!

Triple AAA is really a lifesaver. I have had to use it in a pinch and also used it for a few coworkers cars when they had car issues. The annual fee pays for itself.

New subscriber. 🎉 Single mom. I have been budgeting for 4 years right before the pandemic. I am a nurse. Budgeting works. You have to find a budget that fits your budget. I make adjustments all the time.

Wow. You don’t look 48 at all. 😊

I’m about to be 42. I started my channel too. You are inspiring me to get it together and get it going now!!!!!! ❤❤❤ thank you. You just got a new subscriber! Can’t wait to grow with you!

@msfinanciallyfitbae

3 ай бұрын

Nice! I'm excited for us to be on this journey together!

Just was looking for more newbie budget friends! My friends and family think I am crazy.. this is the first paycheck that I paid all bills debt... stuff my cash envelopes and now to stick to the cash envelope budget until next pay... I am done! paid all afterpays off and Im ready!! thanks for sharing your new journey

@msfinanciallyfitbae

3 ай бұрын

Great job! It feels good to have a direction and make improvements...

@jordanwilliams9300

3 ай бұрын

🎉 Niiiiice, great job!

Single, 48, with no kids, and still look youthful! You don’t have a struggle life that is something to be very thankful for! You are incredibly blessed! You got this, congratulations on your debt free journey!

@msfinanciallyfitbae

3 ай бұрын

Thank you!

His new version- Is $1000 for the emergency fund- then after all your debt is paid off - we are to save 3 to 6months in the event we lose a job.

GIRL!! This video was a WHOLE WORD!! Thank you for listening to thee voice of the Lord and answering your calling to not only spread the word of God as a financial steward but being obedient. This is confirmation for myself.

@msfinanciallyfitbae

3 ай бұрын

Thank you so much!!

Here to support you! ❤ I love finding people with relatable and realistic budgets. Im excited for you!

@msfinanciallyfitbae

5 күн бұрын

Thank you so much!!

Welcome to the budgeting Journey Queen, you got this! I'm praying for you for much success on your financial Journey & beyond! New subbie here & wonderful first video🤗

Welcome to the KZread budget community. It's an AWESOME place! Proud of you for starting. That's the HARDEST step! New subbie and I cannot wait to follow your journey!

@msfinanciallyfitbae

3 ай бұрын

Thank you so much!!

Girl you 48 wow you look amazing skin is flawless. Ok getting to income I must same I see you tithing and I’m so inspired. I’m currently doing 5% so you making feel like I can do more. I don’t have debt except TH and saving for another home to move. So new follower blessing to you

@msfinanciallyfitbae

3 ай бұрын

Thank you! And you can do it!

Just subbed love your vibe and content I make a similar amount working from home as a prior authorization specialist for a big health insurance company, my son has special needs I love that you do sign language interpreting so neat!!!

New subbie here! ❤❤ Welcome to the budgeting community! You got this !! 🎉🎉🎉

@msfinanciallyfitbae

3 ай бұрын

Thank you so much!!

Subbed! So proud of you ❤ keep at it! Looking forward to watching more videos 🎉

@msfinanciallyfitbae

3 ай бұрын

Thank you so much!!

I love channels like this! I love hearing about your experiences and I'm excited for more videos! Also, I used to do ASL interpreting so seeing you sign is super fun! :)

@msfinanciallyfitbae

3 ай бұрын

Thank you so much!!

I'm a single mom and started DR's TMM at 35- completely changed my life. Your future self is gonna be so thankful you did this.

Hello. You popped up on my timeline and decided to click and watch a video. Now I’m here watching from the start of your channel. Thank you for sharing. All the best on your journey.

@msfinanciallyfitbae

13 күн бұрын

Awesome! Thank you so much!!

Great video… I can’t wait to see all the great things that will come from this. 🎉❤

Hallelujah! Thank you so much for sharing.Following your journey and making over my money with you.

@msfinanciallyfitbae

3 ай бұрын

Wonderful!

I have just subscribed. I am anxious to see your progress! I did the total money makeover, but not wholeheartedly, full-throttle. I was able to save my $1000 within probably 45 days, not 30, but when I did, I felt so good....and then life started life-ing, and eventually I fell off, and that was years ago. I have kept at the budgeting, but I was budgeting to spend, not to save. I am back at it having gone through Financial Peace University at baby step #1. Together we can all get this together! I'm currently 51 and so serious about getting my financial house in order so I can retire at some point 😊

I LOVE your transparency I feel seen!

All the best on your journey 😀I’m definitely subscribing to see your journey. I did the “Dave Ramsey” plan and I got out of debt in a year. Now budgeting and cash stuff are a norm for me and I’m showcasing my journey like you😀

Thx for sharing. This is the most transparent budget vid ive seen so far

@msfinanciallyfitbae

3 ай бұрын

Thank you so much for the compliment...I really appreciate that!

New subbie and fellow budgeter here! Good for you taking control of your finances. And I truly agree, Dave Ramsey's methods does need to tweaked a little to fit your personal situation. I have always been the same way with my vehicles, as a female I do not have the time to be haggling with mechanics on what needs to be fixed. Sometimes you have to pay a little more $$ for convenience and peace of mind.

Great first video! 🤗💙

New subbie and welcome to the community! You had me at the sign interpreter job❤❤.... I'm learning to interpret for my church...never knew about this type of job.. I'm 51 and just started this journey a couple of years ago. I'm divorced...never imagined being here.. I wish blessing upon blessing to you... you got this!

@steffiejoe

3 ай бұрын

Yes my job used interpreters and we paid them very well. It’s a very markable field.

Cheering for you guys on the side line, you have got this ✊🏻✊🏻✊🏻

New subscriber!! Great job for getting started, you got this sis!! ❤

@msfinanciallyfitbae

3 ай бұрын

Thank you so much!!

Wow! This video blew me away. I appreciate your honesty and love your positive attitude. I just started on this journey myself, so I'm delighted to see someone else share her process. Please keep making videos.

@msfinanciallyfitbae

2 ай бұрын

Thank you so much! And I plan to continue making videos until I finish all 7 steps...🤞🏽

Love your video. Ill be following aling. I'm on a financial journey as well. Just wanted to throw another side hustle out there for you. I'm not sure how the courts work where you live but I work with my state courts (in a different capacity) and we have a prgram that helps clients find interpreters for their cases.

I’m like 4 mins into this video and I’m feeling like I’m in church! ❤❤❤ I have subcribed to follow your journey. Let’s get it together together!

Wish you success on your journey. I did The Dave Ramsey financial plan, it works well, when you stick to it and very rewarding. You can do it ❤

@msfinanciallyfitbae

3 ай бұрын

Love it!

You are on the right track. I ❤ Dave Ramsey!! All incomes are welcome. I agree with you. Keep your car, if it’s safer for you to drive and it gives you a peace of mind. Welcome to the Dave Ramsey club. 🎉🎉🎉🎉🎉

Loved this! Wish you the best on your journey. I really liked your budget template.

@msfinanciallyfitbae

3 ай бұрын

Thank you so much!

@msfinanciallyfitbae

3 ай бұрын

I just used a table in Google docs...I needed to create something that fits with how my brain works.

I would suggest triple Aaa for your car. Also there are t tons of budget by paycheck forms in this community. I’m excited to follow your journey.

You got this girl!!

You are going to inspire alot of people in a similar situation. I appreciate your transparency and how much accountability you are taking. GOD bless you on your journey. You're on your way.

@msfinanciallyfitbae

3 ай бұрын

Thank you so much...I appreciate that!

New sub here! Excited to see your journey! I feel the same way about cars. I drive about 45 minutes one way to work also. I have a 2020 Elantra and also take it to the dealer for everything.

@msfinanciallyfitbae

Ай бұрын

Yup! I'm STAN the dealerships! And thank you so much for the sub!

Finances are critical. So great, and I have the book also!

@msfinanciallyfitbae

3 ай бұрын

Yesss...and it's about time I get my finances in order!

I found your channel about a week ago and I’m here to encourage you and keep myself motivated … I’m doing Dave Ramsey as well.. But I’m disabled from birth..the Total money makeover does work.. I’m $100 from my baby emergency fund .. while doing the snowball method.. .. budget is key I’m a pen and paper girl..So I’m proof that it works even for low income..

@msfinanciallyfitbae

3 ай бұрын

Congratulations on being so close!

Love the video! New subscriber! ❤

@msfinanciallyfitbae

13 күн бұрын

Thank you so much...and WELCOME!! 🥰

Very good plan. Enjoyed your video.

New subscriber here. Welcome to this wonderful community. Awesome job on your first video and sharing your goals and the steps you are taking to reach them. Welcome and I’m excited to follow your journey ❤😊

@msfinanciallyfitbae

3 ай бұрын

Thank you so much!!

@Sitasbudgetingjourney

3 ай бұрын

@@msfinanciallyfitbaeYou are very welcome

Hi I'm a new Subscriber looking forward to following your budgeting journey.🙂💕🌸

Faith without works is dead.

Thank you for sharing. I wish you nothing but success on your journey. I did the Ramsey journey and it isn't easy but worth it. We all need support along the way.

@msfinanciallyfitbae

3 ай бұрын

Thanks for sharing!!

15:30 I totally hear you about how some of the things are not practical, when it comes to women. We need the extra care and security. I love that Ramsey is teaching people, and others are able to follow him, including his daughter, but they probably have a support system, and help if they need it. Being able to safely get back and forth and to feel safe and secure where you live is important.

Please do more of these videos, inspires me to push forward with mine! Thank youu

@msfinanciallyfitbae

3 ай бұрын

More to come!

Good morning, you popped up in my feed. I was engaged and fully invested. New subscriber ❤

@msfinanciallyfitbae

3 ай бұрын

Thank you so much!

This is a wonderful journey. much success to you. 🙏

Hoping the best for you on your budgeting journey!

@msfinanciallyfitbae

3 ай бұрын

Thank you!!

❤ the way you broke everything down

New subscriber, Joy I am just in awe with you and your journey. I am so thankful for you and your profession. I worked for the government for many years and your profession is so important cause you help the people who cannot really voice for themselves. I’m hoping you can encourage me into at least walking. I am 61 and have put in so much weight, will follow your other channel. I too started my budgeting journey and sweetheart you just do what you can do.

@msfinanciallyfitbae

3 ай бұрын

Thank you!

Welcome!!🥰

Great video ❤

Is there a link where we can get a copy of your template? Welcome to KZread 🎉 Looking forward to your future uploads!

@msfinanciallyfitbae

3 ай бұрын

Hi! I don't have a template per se. I just created a table in Google docs...maybe I should create one...

It’s never to late to start 🙏🏼 it’s a tough time for everyone as like you’re doing catching up your stuff and when you start seeing the little blessings which is even if you have a small savings you don’t need to touch it, that’s progress. It will take time but trust me you will start feeling better and it will motivate you to stay on track. I do something that makes me feel like I have money even if it’s not a lot. I started a money jar with only $1 bills and I do a jar for change. Every time I look at my Dollar jar in my change jar I feel like I’m accomplishing something. I’m may only have $51 bills in there, but I feel like I got some money stashed away for emergencies Tiny emergencies, but it does help you mentally trust me it does every time you look at it. When you get a dollar or two, just keep putting it in your jarand just stay on track because trust me you will get on track and feel so much better even if you don’t have all the money you want saved it does motivation. Hang in there.😊

@msfinanciallyfitbae

2 ай бұрын

Thank you so much...these are great tips!

Great video ❤ New subbie here 😊

Hello! New subscriber from Cash bear Mama!

I’m early in the video, but you could probably earn significantly more money by taking your skills into a government or consultant role.

@msfinanciallyfitbae

3 ай бұрын

I would definitely earn more working in government as an interpreter, but it here in Illinois, I believe I would need the highest license available...I'm probably several years from that...and it's a tough job! Very demanding! Thank you so much for getting me thinking higher about this field!

proud of you!!!

@msfinanciallyfitbae

3 ай бұрын

Thank you so much!!

Great budget

God bless you and your journey 🙏🏾

@msfinanciallyfitbae

3 ай бұрын

Thank you!!

New subbie to your channel, YOU GOT THIS. That is the reason I started budgeting journey.#291

@msfinanciallyfitbae

3 ай бұрын

Awesome! Thank you! I wish you much success on your journey...

What an awesome profession. 🎉

New Subbie. Love your content already.😊

@msfinanciallyfitbae

3 ай бұрын

Thank you!

Congratulations 🎉

Thank you for your transparency

@msfinanciallyfitbae

3 ай бұрын

I appreciate that!

you are doing a great job, i started my Dave last july and i am so grateful that I have control of my finances now, I am single as well my daughter lives with me, the 0 base budget has changed how I do everthing I have saved so much money, my income is under 50,000 a year so I under stand what your going through, I was just sick and tired of living paycheck to paycheck. I pray that your journey on the path to financial freedom goes well, we have to encourage each other

@msfinanciallyfitbae

3 ай бұрын

Thank you so much!

Please do more videos. Tell us about career growth opportunities in the interpreter field. I was low income when I used to jump from random job to job prior to settling into my current field.

@msfinanciallyfitbae

3 ай бұрын

I'll do that!

6:35 pray!! Wishing you success in 2024!!

@msfinanciallyfitbae

3 ай бұрын

Thank you!

New subbie as of today

@msfinanciallyfitbae

2 ай бұрын

Yay! Thank you!

DR is a guideline..everyone's situation is different but most certainly having a plan...and purpose for your money is a first step....getting out of debt is key though for financial freedom 😉

Beautiful woman and great ideas!

@msfinanciallyfitbae

3 ай бұрын

Thank you so much!

I’m 27 I was a truck driver for 6 yrs money always fluctuated week to week so never got into budgeting but I’ve retired from trucks and took a office job that is salaried it’s over 50k but it’s no where near what I’m used to so I gotta learn how to budget so I don’t end up bankrupt and homeless 😅

@msfinanciallyfitbae

Ай бұрын

Girl, I know! That bankrupt and homeless can come flying around that corner fast!

Girl! You a Gorgeous!! Stay the course. You can do this. I understand about the car. We haven't bought a new car since Dec of 95. That said my husband works on our cars. With you being single and unable to fix your own car if it broke down, you have to have a reliable vehicle.

@msfinanciallyfitbae

2 ай бұрын

Thank you so much!!

Just subscribed to your channel really interesting content. Are you seriously 48?!!!

❤

Planning on following you 😊 32:11

@msfinanciallyfitbae

3 ай бұрын

Thank you so much!

I work for my local school district- Iam 52- I work full-time at my regular job at school, I work partime during the week at the Golf Course and weekends Iam in the medical field and work weekends as they need help. Iam doing this as Iam single- and my kids are grown- and I want to brutally attack this debt! Going to have no life for a short time to win at the end. Not dragging my $37000 dollars in debt with me anymore. I live alone and pay it all by myself- DETERMINATION! I want to leave legacy for my children! debt consists of student loans and consumer debt- thats it. My car is paid in full.I paid my $22,000 car off in less than 7 months!

@msfinanciallyfitbae

3 ай бұрын

Nice job...I look forward to hearing your progress...

You are whole without anyone else. The husband is just an addiction. It will happen eventually, just on God's timing. Your life journey is unique just for you. Don't be too hard on yourself. Life is a journey, not a story. If it makes you feel any better, I'm a beautiful single lady, too. 😊

@msfinanciallyfitbae

3 ай бұрын

Awww...thank you so much!

Shout out to your brother! Family don't help each other out anymore.

Do you have Healthcare and other benefits with that $37,000. That's where people get thrown off about salaries.

@msfinanciallyfitbae

3 ай бұрын

Yes, I do have healthcare as well as a retirement fund. This was a great question! I'll be sure to include this info in an upcoming video...I didn't even think of that.

@steffiejoe

3 ай бұрын

I just subbed to watch your journey. I did Dave Ramsey and then discovered you tubers were doing the envelop system on steroids😂. Your income will grow Interpreting is a very marketable field. You can do independent contract work interpreting. My old job we would pay by the hour as much as 45.00 per hour interpreting services for clients who needed assistance with job search and interviewing. W

Good Morning Sunshine 💐, I just wanted to say that You, look beautiful & no older than 24yrs old 💐, Have a Great Day Sunshine 🥳

@msfinanciallyfitbae

3 ай бұрын

Thank you so much!

I'm with you, girl! Doing the same thing at 18.

@msfinanciallyfitbae

3 ай бұрын

Wow...18! Good for you! I had zero sense at 18...haha!

I think it’s cute but you’re a sign language interpreter and all I see you using is your hands talking to us 🤣 I use my hands a lot when I talk. It’s really sad that you have such an important skill set that took so many years to master and yet you’re not compensated as you should be!

I work in acute care. I was just curious if you've looked into interpreting in a hospital setting. At my local hospital, the patient would have an interpreter with them during their entire stay.

@msfinanciallyfitbae

3 ай бұрын

We have to have an Advanced or Master level/NIC license to be able to interpret in hospital settings in Illinois. I'm several years from that as I've only been in the field 3 years. I take my Intermediate exam this summer...and you have to take them in order. It's just the beginning...😀

@mariawarren1804

3 ай бұрын

I'm just next door in Indiana. 😊 That's so exciting! I'm sure it will be worth it.

You should get your cdl a or b a lot of women is in this field

You are on a great path my sister. I would look into mint mobile rates for your cell phone. I know this might be a challenge for a lot of us as Christians but just for a little while it's just a suggestion to maybe tide a little less just for a little while maybe just a $100.00 for now and use the $50.00 to fill up your catalogies for saving. It's just a thought

girl, i understand the feeling that i am not where i thought i would be at this stage in life (54) but being content in the Lord, giving thanks and being grateful. Keep on the journey, as you see where you are and you plan for where you want to be 😀

@msfinanciallyfitbae

3 ай бұрын

Exactly!!

Shouldn't everyone have skin in the game by paying some taxes?

@msfinanciallyfitbae

3 ай бұрын

Great question...and, yes!

Are you single ? I feel like women living paycheck to paycheck save more and do better when they are single. No one wasting your time and no one to cater to.

@msfinanciallyfitbae

3 ай бұрын

Yes...single! That's why I'm going after it now, while I have time... 🙂

@princesscocoa

3 ай бұрын

@@msfinanciallyfitbae Okay, that is awesome! Yeah I'm going through the same thing. I am purposely keeping myself single until I get my finances together aswell. I may very well be passing on a future husband, but I'd rather cater to myself for now until I get enough financial knowledge, because I usually attract men who need my help or men who can't cook which leaves me drained. I'm trying to change, those poor habits of accepting men like that into my life.

@msfinanciallyfitbae

3 ай бұрын

@@princesscocoa That is so true! Leveling up our own lives, should certainly attract better...in every area!

@princesscocoa

3 ай бұрын

@@msfinanciallyfitbae Oh yes so true! I wish you many blessings and luck 🙏🏾. Thank you for being so brave to share your journey. You will inspire many women to do better ❤️

This is not a critical post but one of living in reality. For you to say you are not twenty so you wont do gig work is why you are almost 50 living in your brothers home struggling financially. You do what is needed until goals are meet. Humble yourself and you will see doors open that has never been opened to you before. I will be watching your journey and i will you the best with it.

@msfinanciallyfitbae

3 ай бұрын

"This is not a critical post..." **inserts criticism** Ha! Shots fired!! I'm here for it! Actually, I have MY 2 reasons for not doing gig work - 1. I don't want to. 2. my car has 100,000 miles on it. I prefer to use my car to get back and forth to my actual job, not add a lot of wear and tear from local stop and go errands. And I am ACTUALLY struggling financially because of yearrrssss of inability to make sound financial decisions/choices...long before gig work was popular. So, my dear, "you won't do gig work" is NOT the reason.

@jordanwilliams9300

3 ай бұрын

Driving gig work is a TERRIBLE deal for the gig driver. Most make very little after vehicle wear and tear + gas + insurance are accounted for, and it seems incredibly draining 😞

I am SO glad I found your channel! I can relate A lot to your situation. Thank you for sharing🫶🏼

@msfinanciallyfitbae

17 күн бұрын

Welcome!! Thank you for being here!

Wow you look amazing. You look like 33 years old

@msfinanciallyfitbae

3 ай бұрын

Wow, thank you!