How Can I AFFORD LUXURY ITEMS? Budgeting, Planning Purchases etc.
LET'S TALK MONEY!! Specifically how can I afford luxury items? Today I'm talking about my personal process for budgeting, saving and how I decide or plan for luxury purchases. I also talk about social media and luxury and how it can cloud our judgment a bit on what's normal and what's not..ENJOY!
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I don’t see you doing a million unboxings, that’s one of the things I LOVE about your Chanel; you have balance with lots of other luxury fashion content. Also, you can genuinely tell that you love the pieces that you add to your collection and that you aren’t just purchasing for reviews. You truly have a curated collection specifically for you that you can wear over the years and it’s all screams Ca$$ie!
@CassieThorpe
3 жыл бұрын
Thank you so much!!!! I’m so glad it comes across that way because that’s exactly how it is! I’m true to my style and little to experiment a little but it’s still very “me”. I’d hate to buy stuff just for views etc. And also I’m a terrible liar so that wouldn’t be fun for me to film or you to watch 😂😂 thank you so much for always being so kind and supportive💖💖
You know Cassie, your channel is such a rarity in this KZread space. Even though your content is obviously curated, you genuinely have a passion for the items you buy! I love that you keep collabs to a minimum, you don’t do hauls every week and then resell your items once the hype dies down and have a good variety of luxury items. Also, really appreciate you not putting ads in the body of the video, I happily run the ads before the video starts to support you, you are one of my fave content creators!
@CassieThorpe
3 жыл бұрын
Thanks so much for your support, really!! I’m glad that you see my passion for the items I own and that I buy them to enjoy them - otherwise it’s a slippery slope to fall down! 💕
@vixw7974
3 жыл бұрын
Agree with all of this! 👏🏻👏🏻
We love an honest luxury addict 🙌🏼
@CassieThorpe
3 жыл бұрын
We do! 💖💖
@E-Diva
2 жыл бұрын
😂
I love how real you are with us, especially when you were talking about haul videos. I think a lot of people can get caught up watching luxury KZread channels and can get themselves in trouble thinking they need to “keep up” in a way. Instead, save up and only buy what you love. This was such sound advice! Hope you’re having a great trip!
@CassieThorpe
3 жыл бұрын
Yes! It’s so easy to think you have to “keep up”! Glad you enjoyed this one 🙌🏽💖💖
@graceaban302
3 жыл бұрын
❤️
We love a fiscally responsible queen!
@CassieThorpe
3 жыл бұрын
She trying 😂🙌🏽💖
Need more of this transparency in this community! Great video, Sophie Shohet also makes videos about this as well, provides a refreshing perspective on influencer culture. I just simply MUST have a collab, especially since you're both British! Thanks for another great vid Cass
@CassieThorpe
3 жыл бұрын
I would love to! She’s amazing 🙌🏽💖💖
I have 8 accounts and my bank must think I'm nuts. One called spend it. One called bills. One called monthly budget (where I hide Travel, food expenses). I have a wedding savings account. Help to buy isa. Normal isa. Regular savings which is basically a float. And the most important account . . .My hubby's savings lol
@CassieThorpe
3 жыл бұрын
Oh wow that’s amazing! 💖
@heidijay5902
3 жыл бұрын
I only have one account, but it is split in a spreadsheet, so I know what is available for discretionary spending & what is not. I’m an accountant by trade, so I love a good spreadsheet.
@ashleyrebeccaitravelfashio5978
3 жыл бұрын
I’m the same haha, I have 19 accounts 😅 Everything for each specific thing
I’ve never spent more than what I can afford, never go on credit card debt and prioritised savings over spending but I am still enjoying my bags and my Pradas
@CassieThorpe
3 жыл бұрын
Enjoy where you can 🙌🏽💖
I feel that influencers have a responsibility to avoid unhealthy spending or projecting false spending habits (hiding sponsored items). I love watching you Cassie because you have videos that are diverse. If you never made a lux haul video I wouldn't be upset. I think discussing trends or chatting about fashion fails much more entertaining. Love the evidence you give and the hilarious critical commentary you make while shopping. The only reason I dabble in luxury hauls is when I am interested in a piece but want to see or hear another person's review of the item before I consider buying it.
@CassieThorpe
3 жыл бұрын
Thank you so much!! I like doing unboxings and hauls when I do them but I also love coming up with different kinds of videos outside of that like the ones you mentioned - I think variety is important 💖💖💖
I really find your honesty refreshing - it is a rare thing in the Luxury Community. I know it isn't quite the same, but hey, I class it as luxury - I saved up for a new computer and once I had got over being seduced on the Apple website I bought a (semi) ridiculous computer for my meagre needs. But the feeling of paying for it in full in one go, and unwrapping the bloody thing was marvellous, it truly was. Saving is always the way to go, those Klarna things are the work of some really evil person, they are dreadful. I hope you are having a great time with your Mum 😊
@CassieThorpe
3 жыл бұрын
Yes!!!! I feel you! Nothing like unwrapping that’s stunning new MacBook 🤤 💖
I AM SO DAMNED IMPRESSED! Like I feel proud to have subscribed to this channel (if that even makes sense) 😂 I've recently gotten into luxury (only been about 1.5 years since I started buying and 2 years since I've been saving) & I feel this insane pressure to start buying everything I see on YT unboxing! Especially for stuff like Chanel & Dior with the pressure to buy early bec of price rises! But this really reaffirms what I try and convince myself - it's a journey and it can take a while to get what I want! It doesn't all have to be bought in the next year or 2! So thank you for making this amazing video Cassie! ❤️❤️❤️
@CassieThorpe
3 жыл бұрын
Exactly! It’s journey - don’t rush yourself, take your time and buy what sets your heart on fire 🙌🏽💖💖
Thank you for the transparency right off the bat! 🦇
@CassieThorpe
3 жыл бұрын
Thank you for appreciating it 🙈💖
I feel like we were talking one on one, this felt so raw and I love how you’re not scared to talk money, I’ve noticed some other KZreadrs are scared to be open with their viewers about the statistics of it all
@CassieThorpe
3 жыл бұрын
Thanks so much, I appreciate that 💖💖💖
Definitely one of the best videos you've made because I do feel some ppl watch these videos and put themselves in debt trying to keep up with all of the luxury items. I personally will only buy something once I have the money to fully pay off my credit card for that item. And I don't live beyond my means. If I can't afford it I will admire from afar! Lol. Have a great weekend!
@CassieThorpe
3 жыл бұрын
Exactly! There’s lots I admire from afar 😍😂💖💖
Mad respect for this video. This is why I adore you and your content. You’re able to explain your thoughts and make it so entertaining. Preach on being financially responsible 💚💚💚
@CassieThorpe
3 жыл бұрын
Thank you so much 🙌🏽💖
Thanks for being relatable, consistent and not trying to be controversial. ❤️❤️❤️Let‘s be responsible luxury addicts together 😅👯♀️
@CassieThorpe
3 жыл бұрын
Yesss! 😂🙌🏽💖
Hahah - “not a financial adviser, I love spending money”. Me and you both 🤣
@CassieThorpe
3 жыл бұрын
😉😂💖💖
Amazing video Cassie! I must say you’re by far the realest luxury creator, funny, witty and honest( can’t forget supportive as you’ve pushed me to start my own channel). Keep the videos coming 😍
@CassieThorpe
3 жыл бұрын
Thank you so much 🥺🥺💖
I just discovered luxury content creators; I know, a bit late to the game. Of all I’ve seen (many) you are by far the best. Fresh, honest, and funny! Thanks for the great videos.
Great video Cassie, it really highlights how important financial literacy is! I think a lot of people will find this useful!!!
@CassieThorpe
3 жыл бұрын
Ah I hope so! I’m by no means an expert 😂😂
No one anywhere near you, just so natural, unscripted & real! Love you girl! So proud you belong to us🇬🇧😍
@CassieThorpe
3 жыл бұрын
Omg you’re too kind! Love you 🙌🏽💖 proud to be 🇬🇧
Just discovered this video, so good! Regarding unboxing - different perspective: I am not into it because at that moment no true evaluation can be communicated about what it's like using the bag, the leather creasing, the hardware, the way it carries, what fits in it etc.
Appreciate the comments on Klarna and Afterpay! Agreed.
@CassieThorpe
3 жыл бұрын
I see the temptation because all you do is just click a button but it’s a slippery slope! 💕
@sfjayhawk5810
3 жыл бұрын
Yes! As soon as I see businesses offering this (especially lux resale sites), I just cannot shop w them anymore. It’s robbery and pushing addiction on ppl.
Thank you for sharing your perspective! Absolutely love your thoughts and I’ve always felt the same. It’s truly important for people to enjoy luxury based on their financial capacity and be financially responsible. At the end of the day we can live without it and it’s about truly enjoying the things you really love as long as it does not harm you financially. Keep up the great work Cassie! ❤️
@CassieThorpe
3 жыл бұрын
Exactly!!! 🙌🏽💖💖
I subscribed to your channel just off this one video. Thanks for being honest, keeping it real, and not acting like luxury items are the entirety of your life :)
@CassieThorpe
3 жыл бұрын
Thank you so much! Welcome 🙈🥳💖💖
Thanks Cassie! I agree that paying for lux outright is the only way to go. What makes this difficult is when these brands have massive price increases back to back to back. It’s like dangling a carrot in front of a horse while on its back; it’s so close but just out of reach. No matter, I’ll keep saving. 💗
@CassieThorpe
3 жыл бұрын
I know what you mean - it can be really demotivating 🥺
You are just one of 3 youtubers I still follow. Your content is out of this world, you keep it real. I have noticed some youtubers who buy unbox just to get views then they return the items. They find fault on how the Chanel, Gucci or Dior bag is poorly made is all just to get more views, I love the fact that you buy what you love and you keep and use them
@CassieThorpe
3 жыл бұрын
Thank you for sticking with me 🙏🏽💖 it’s a shame when luxury is treated like nothing when the whole point of it is to be special and exciting 💕
I love this video. I think it is great that you understand that people should value your videos for more than just unboxing and hauls. I like how you can enjoy the world of luxury fashion without owning every hot trendy piece. You are very genuine and intentional in your purchases and that is great!
One of the reasons I enjoy your channel is that I never feel that you buy things to unbox them and then return them later. You unbox things, and then I see you use those items. I have stopped watching KZread channels that have a lot of unboxing and either the item goes into a closet to never been seen or the item is returned. In the rare occasion I buy a luxury piece I have to use it. I can’t justify the price without using it regularly. Plus, I love your comment about influences receiving credit from sponsorships in addition to being paid. I think most influencers aren’t very transparent about that fact, which truly does lead people to wonder how on earth that person can order multiple bags, SLG, shoes, etc. so regularly.
@CassieThorpe
3 жыл бұрын
That’s such a shame - I feel like at that point luxury is no longer fun when you never see them use the items again - you should enjoy using the items etc, otherwise what’s the point 🙈🙈 glad you enjoyed the video 💖💖
You are your own person and it shows, I think that's why so many of us love watching you. A large portion of that is a credit to you and the other portion is a credit to your parents. Kudos to all of you! Enjoy Responsibly! LOL love that!
@CassieThorpe
3 жыл бұрын
Thank you so much - what a kind thing to say! I’ll show my parents this - I’m sure they’ll love reading it 💖💖💖
I completely agree, having able to be budgeting everything in your life because the last thing you want is to be struggling because you ended up spending money on something you don’t actually need and now you don’t have the money for things that you do need.
@CassieThorpe
3 жыл бұрын
Exactly! 💖💖
I love this kind of transparent content/discussions. Please keep doing these kinds of videos!
@CassieThorpe
3 жыл бұрын
Glad you enjoyed it 💖
Transparency, authenticity, AND oodles of snazzy style?! You truly ARE the perfect luxury KZreadr! 🤩🙌🏼💖
@CassieThorpe
3 жыл бұрын
Oh shush you! My head will get too big!! 🙈💖💖
Thank you for this video. I have wondered how you and other influencers who purchase designer pieces can afford them. Your story is pretty realistic. I too try and budget for my purchases, but have been guilty of succumbing to instant gratification and buying first and feeling regret later. I am working on a plan to get my credit card debt paid off over the next couple of months so that I can once again feel at peace, and then if I make a purchase, I will feel the thrill of 100% guilt free so that I can truly enjoy that item.
This def makes sense and great way to help anyone with variable income. Love ya sis 💚!! You should def do a shopping vlog with local goods on your trip!!!
@CassieThorpe
3 жыл бұрын
Yay so glad you think so! I managed to film a shopping Vlog kind of video so need to put that together 💖💖
Awesome video, Cassie. I'll be honest. Most KZreadrs have turned me off for one reason or another. As I've watched more of your videos, I've come to like you more, not less. Why? I love the authenticity. I don't feel like you're being deceitful, two-faced, etc. You are real. Please keep it that way. Also you don't unbox hauls every week. Thanks for thinking of fun content to show us...these videos take more work and we appreciate it!
@CassieThorpe
3 жыл бұрын
Thank you so so much!! I’m so glad you appreciate that and don’t worry I don’t plan on changing - Nii is around to make sure that doesn’t happen 😂🙌🏽💖
I love your collection Cassie. So many youtubers have the same collection more or less and its usually safe pieces. I understand why but its not fun to watch. Your collection is colorful, bold and unique.
@CassieThorpe
3 жыл бұрын
Thank you! I’m so glad you like my collection - I like to go for some different pieces 🙈💖
Wise words Cassie!!!! Debt stress is not where its at! Stay in your lane and it will be ENJOYABLE!
@CassieThorpe
3 жыл бұрын
Yesss 🙌🏽💖
Great topic, great video from a great KZreadr. ❤️
@CassieThorpe
3 жыл бұрын
Aww thanks so much 🙈💖💖
Absolutely love this and love you too for being a genuine person!! I never miss one of your videos❤️❤️❤️
@CassieThorpe
3 жыл бұрын
Thank you so much Cindy, that means a lot to me, thanks for being here 💖💖💖
This was important topic, thank you for this video! I just love your dad on the videos ending, elder people are smart
@CassieThorpe
3 жыл бұрын
💖💖💖
You’ll always get my view because it’s you! Your videos are the best! Plus I love your dad.
@CassieThorpe
3 жыл бұрын
Aahhh you’re so kind Lisa, thank you!! 💖
I love that youre not an impulse shopper. It's admirable and it also shows how disciplined you are even though you absolutely love luxury. And i agree its more exciting if you genuinely love the item. 🌹🌹🌹
@CassieThorpe
3 жыл бұрын
Thank you 🙌🏽💖
Stay Authentic…..that’s why we enjoy watching you!!!❣️
@CassieThorpe
3 жыл бұрын
I don’t plan on changing 😊💖
Ca$$ie is my new best friend in my head hard to believe she's an introvert. Binging on your videos!
@CassieThorpe
2 жыл бұрын
Aahhh hi bestie! 💖💖
Thanks, great insight. I have accepted, I will never completely stop shopping, so as my budgetary needs have grown I had to scale back and look for more income.
@CassieThorpe
3 жыл бұрын
💖💖💖
The honesty is appreciated and I think it's important people see the realistic side to luxury purchasing, especially on social media 💕💕
@CassieThorpe
3 жыл бұрын
🙌🏽💖💖
kudos... i love how honest you are....not all youtubers will admit they are in debt for buying lux items. love your videos cassie.
@CassieThorpe
3 жыл бұрын
Thanks so much 🙌🏽💖💖
We’ll said Cassie, that’s why I like watching your videos cuz you are really different from other you tubers. You are not just selling items which everybody does … I like your vibe. Keep it up👍🏻👍🏻😍😍😁😁
@CassieThorpe
3 жыл бұрын
Thank you so much 🙌🏽💖💖
Always appreciate how open and helpful you are to us!!!!!
@CassieThorpe
3 жыл бұрын
Thanks Michelle, it’s very important to me 💖
Thanks for sharing. As always, you keep it real and it’s so refreshing. I love that you included the social media aspect because let’s face it, most you tubers/ influencers don’t even mention that. Passion for fashion and luxury is true to you.
@CassieThorpe
3 жыл бұрын
Thank you so much - glad you appreciated that 💖
I love this content. I love how honest you are and I continue to watch your channel because you don’t just buy buy buy and push products on people. You clearly think about your products and plan for them sensibly and I admire that. Thank you! Never change!
@CassieThorpe
3 жыл бұрын
Thank you so much!! I promise I won’t - I have too many people around me (nii + my parents) making sure I don’t 😂💖 and to me it’s never about wanting people to buy what I buy etc. It’s about chatting like I would with friends about a topic that I love talking about 🙏🏽💖
Finally, I get to watch this new video in peace. I tried to watch it on my lunch break at work but the building had a mini fire happening. Mondays, Wednesdays and Fridays lunch breaks are my Cassie time. The absolute cheek of Friday the 13th making me delay some bloody amazing content!! The nails too though are just 😍🔥🔥❤️
@CassieThorpe
3 жыл бұрын
Friday the 13th isn’t winning today! 😂💖
The woman has a $pread👏 $heet👏! Honestly, budgeting to "treat yourself" at any income level is a MUST for self care. Whether it's a weekly iced coffee, monthly dinner out, annual luxury splurge, whatever it is. We all need to enjoy our hard work a little (or alot 😂)
@CassieThorpe
3 жыл бұрын
Yes!!! I agree 🙌🏽💖💖
That’s exactly why I love your chanel!! You always keep it real. No unboxing over and over. We can always feel how passionate you are! You deserve so much more exposure! Much love to you Ca$$ie ❤️
@CassieThorpe
3 жыл бұрын
That means so much! Thank you Marine 🙌🏽💖💖
Fantastic, transparent video! Have a wonderful trip!😍
@CassieThorpe
3 жыл бұрын
Thanks Dee 💖
I love the sensibility of this video. Coming from a younger/ newer youtuber, this is fantastic advice
@CassieThorpe
3 жыл бұрын
So glad you liked it 💖💖
Wise decision and advise Cassie, this vlog should be running in every high school lunch room tv .At the end of the school year it should be a test to make sure that everyone understand this " game " of earning and spending. 😉
@CassieThorpe
3 жыл бұрын
Hahahaha love that idea! 😂🙌🏽💖
Blessed weekend my beautiful Cassie I do auto save .... when my pay check deposit in my account it helps me out a lot , then i budget out the remaining balance to pay bills.
@CassieThorpe
3 жыл бұрын
Oh what a great system!! 🙌🏽💖
giiiiirrrlll this is why we love you because you're the realest. my rock-bottom luxury moment was using affirm to buy a BV padded cassette. I tried it on, couldn't justify the price, and didn't feel the magic because I was so stressed about having bought it and sent it back. and having used affirm I ended up spending $60 just to try the damn bag on since the interest starting racking up immediately 🙃
@CassieThorpe
3 жыл бұрын
Arghh so sorry you went through that stress but at least it was $60, though it was a pricey lesson - now you know. I think ah one point or another we’ve all made stupid money decisions (me with my 5 credit card phase 🤦🏽♀️) but as long as you learn from it, it doesn’t matter 💖💖
@CassieThorpe
3 жыл бұрын
Btw thanks for being so honest and sharing that! 💖
@meliamarkham
3 жыл бұрын
@@CassieThorpe thank you for such a thoughtful response, cassie! I feel like I forgot to get to my final point which was to say i’m glad you brought up not using “buy now, pay later” companies because usually that just means it’s not the smartest financial decision. but you’re totally right! I was bummed at the time for wasting money but I learned my lesson to never do that again in the future!
I started following you only a few weeks ago, but honestly… loving your personality and authenticity! Here to stay🔥
@CassieThorpe
3 жыл бұрын
Omg welcome!!! Thanks so much for being here 🙌🏽💖💖
Even when I have nothing to say I always comment for engagement. love all the uploads 🙌🏽
@CassieThorpe
3 жыл бұрын
Thanks so much 💖💖💖
A realistic take on finance. Being financially responsible is an advice I would want to hear. 👌
@CassieThorpe
3 жыл бұрын
🙌🏽💖💖
I love you, you are so real! Just got my 2nd Chanel today it was a seasonal one I never saw before and I’m way happier than for that than the traditional ones. You are a lucky yet hard working girl from what I see. Keep it up and keep us luxury addicts in the loop. We love it.
@CassieThorpe
3 жыл бұрын
Omg congrats on your new bag!!! You know I love a seasonal piece 😍😍 thanks so much 💕
No of these stuff worth the headache and stress well said and buy what you love I like that and you are stress free 🥰🥰
@CassieThorpe
2 жыл бұрын
🙌🏽💖💖
You're not the only one who's a hermit. My strategy to allow myself to buy luxury items is to buy from online outlets. There are several sites in Italy, Germany and the UK that have great discounts on older collections. They add new products every week, but I never buy more than I can pay cash.
I really appreciate this video. I think its very easy to become un-relatable in the realm of *luxury fashion*. I do like watching Tamara Kalinic but the way she talks about things she bought and the sheer amount of expensive stuff she buys to me is not down to earth and frankly a lot of the time im not convinced she actually loves the things she is showing. In saying that it's really lovley to see your channel grow becuase its a really nice community that you've built. I would be happy for you and Sophie Sohet to collab one day. SHe's honestly my fav luxury person to watch besides u. Both of you seem really down to earth.
@CassieThorpe
Жыл бұрын
Thank you so much for your kind words! That really means a lot - Sophie is so lovely 😍💖
Minute 10 is everything 🙌 bravo 👏
@CassieThorpe
3 жыл бұрын
Thanks so much Kim! 🙌🏽💖💖
Love this Cassie & I hope lots of people see this video. Young & middle aged whoever it may be don’t go into debt for luxury items. You always keep it real with us all & your staying true to yourself. 💫💖💫 Have a great weekend xXx
@CassieThorpe
3 жыл бұрын
You’re so sweet Lisa, thank you! Have an amazing weekend yourself xxx
Love this video! I was also in this dilemma! I used to work with government, very good pay but not for luxury items especially since I bought my own apartment the same day I signed my first work contract. Then I decided to open my own business and move. I spent the first 5 years investing and living on bare minimum possible and my husband and I built a house on top of my shop!! I dont have a consistent income either. From 3 years ago I could afford to pay myself. I saved an amount for myself and try not to go below that limit saved! What I do is give myself a consistent salary which is always manageable from my business and is above average of a normal salary since The business now affords to give me that salary (whatever money is left I leave it in my busniess account for further investing). I still do not spend everything. But if I want something I get it. I wanted the Graceful LV which is one of the cheapest bags of LV and a lot of ppl dont like it! But I got it and im sooo happy! The same shop had the felicie pochette and I got it as well!!! I would have never imagined buying a LV bag let alone 2!!! I cut my hair once a year, I do not have any commute expenses because I live a minute away and I dont do my nails either ☺️
@CassieThorpe
3 жыл бұрын
Omg congratulations on your 2 LV bags!! That’s amazing - thanks so much for sharing your journey as well 💖💖
10:50 That is exactly why I (regularly) watch your channel. Don’t lose it please.
@CassieThorpe
3 жыл бұрын
I promise I won’t 🙌🏽💖
Sorry Ca$$ie im late. Im at work. I love this topic so muuuuuch! Very adulting love it. I love your vlogs more and more! I love the luxury vlogs but also the daily vlogs, get ready with me, and your window shopping vlogs.
@CassieThorpe
3 жыл бұрын
Love you!!! 🙌🏽💖
Authenticity and sincerity every time! Thank you Cassie!!
@CassieThorpe
3 жыл бұрын
No problem!! 🙈💖💖
So real- refreshing to say the least!!!! 💕💕💕💕💕💕💕💕💕💕💕💕💕💕💕💕
@CassieThorpe
2 жыл бұрын
Aww thank you! 💖
Finally able to watch this, its ferragosto here in Italy and live by the sea so its crazy here, everyone and their mother is on holiday here. Very good system Cassie, you're an intelligent woman and that's why you will go far with your wit,humor and genuine personality sucess is yours, and I look forward to seeing that sucess especially through your luxury finds! ❤ ciao from Italy bella ❤
@CassieThorpe
3 жыл бұрын
I’m sure it’s so beautiful there 😍 thank you so much queen 🙌🏽💖
Love how honest you are Cassie! Well done girl.
@CassieThorpe
3 жыл бұрын
Thank you so much 🙈💖💖
Such wise words!! Specially about the other You Tubers and hauls / constant unboxings - I’ve learnt to give myself regular reality checks over these 🤔 My income is sometimes inconsistent as I do different hours each month, so similar to you I do an annual plan with a monthly budget for expenditure and savings using the absolute minimum I know I will earn each month - then anything I earn over this is a nice bonus that can go into savings or go towards a luxury item. I will disagree with one thing though - I am likely to be on my deathbed bemoaning the fact that I didn’t get that classic flap with rose gold hardware!!! 🤣🤣🤣
@CassieThorpe
3 жыл бұрын
Yes that’s exactly how I plan! Glad it works for you too! Hahahahahaa 😂🙌🏽💖💖
Smart budgeting got me out of credit card debt. I did a 3 month no-buy and subsequent low buy. Also, a fixed amount goes straight to savings, to taxes and recurring expenses. 👏🏻Budgeting 👏🏻is 👏🏻 key!! Finding additional passive income is also important. Diversification, people!! Start investing in some stock, some crypto and maybe some freelance work on the side.
Your dad’s « mots de la fin » are gold 🌸
@CassieThorpe
3 жыл бұрын
The best 🙌🏽💖
I could really learn a thing or two by this. I buy things and tire of them literally in a matter of months then I resell them and buy new stuff. I should think harder about what I want and need.
@CassieThorpe
Жыл бұрын
💖💖
My biggest takeaway - ‘I can’t have it all’. And why do I need to anyways! If only we could all accept this in all actuality… Wow! You did great Cassie. I’m sure most of us will be inspired to redo our maths 💵💵💵 ❤️Mindful spender vibes ❤️🙌🏻
@CassieThorpe
3 жыл бұрын
My maths always needs re-doing 🙈😂 glad you enjoyed it though 💖💖
I love when people do these videos, it shows how we all (should) have a little method or check list before we just go on swiping the damn card away💳🛍
@CassieThorpe
3 жыл бұрын
Exactly! 💖💖
Love the honesty and great tips you’re giving to your viewers/followers. I’ve always been responsible with my finances, just like you, I plan on my luxury expenses..saving is the 🔑. I’ve watch several luxury items influencer and you’re the only one that have a really good content on sharing tips and advice, how to be able to purchase luxury items in a responsible way. Granting you’re a self proclaim luxury addict and refuse to go to rehab 😜 (it’s hilarious), you’re a responsible queen of luxury addict. Thank you for the smile, watching your videos makes my day less gloomy. Road to 100k subscribers, you’ll get there cause you well deserve it. ❤️
@CassieThorpe
3 жыл бұрын
You’re amazing! Thank you so much for being here and being kind and supportive - it means so much 🙏🏽💖💖
I love how you always keep it real!! 👏🏼👏🏼👏🏼
@CassieThorpe
3 жыл бұрын
🙌🏽💖💖
Love love love this video! Thanks Cassie! As a current college student I have always saved my hard earned money to buy luxury items. From starting out with luxury perfumes to sunglasses to then bags! You inspire me and many others!
@CassieThorpe
3 жыл бұрын
Stating saving towards things you love in college is amazing! 🙌🏽💖💖 you’re so sweet thank you!
Greetings from Jersey. So nice to see you advocating fir responsible spending! So many people get sucked in it’s sad. Great job. Have a great weekend❤️🌹
@CassieThorpe
3 жыл бұрын
Thanks so much! Have an amazing weekend 💖💖
Ahh thanks for doing my video suggestion!! 🥰 Super helpful. The planning part was just what I was after, now that I’m actually in a place to follow runway shows and realistically go after a few items a year… but you walk into Chanel and 5 bags are calling your name, or you see something cute at Zara and before you know it you’ve spent $250 (on what again?)… need to stay strong! I’m after a pair of boots coming in November and I’ve found it easier to save for something that has a “release date” vs generally setting money aside for say, an eventual Birkin (haven’t even started my journey yet so can only dream). Thanks again - go enjoy your holiday!!
@CassieThorpe
3 жыл бұрын
Yes I find it so much easier saving for something with a sure timeline!! 💖💖
@Skyebright1
3 жыл бұрын
@@CassieThorpe yeah I buy a bag for myself every Christmas ;)
Thanks Cassie for this video. I think it’s informative and like you said it’s for fun, luxury items aren’t fun when your broke and homeless because we spent all our money on Chanel and Hermes. (Chic homeless) and also buying things for the hype is never a good idea. If someone is in love with the item then by all means but buying pieces that you’re going to wear now and until your grand child asked you for it, those are the pieces to invest and purchase.
@CassieThorpe
3 жыл бұрын
🙌🏽🙌🏽🙌🏽
I love your honesty! Much respect, Ca$$!🤗
@CassieThorpe
3 жыл бұрын
Thank you 🙈💖💖
Your personality is so refreshing ❤️
@CassieThorpe
3 жыл бұрын
Thank you so much 🥺💖
Great advice!! Your honesty to who you are and to your followers is what I totally love about you.
@CassieThorpe
3 жыл бұрын
Thanks so much, that means a lot 🙌🏽💖
I love watching all your videos can’t wait for more too come
@CassieThorpe
3 жыл бұрын
Omg thanks so much 💖💖💖
Thank you so much for this video lovely!! Such an informative video and I loved your examples!! Really nice to see you talk about “business/expenses” side of things. I love your honesty as you know, but when talking about saving for luxury goods it’s refreshing to see that your not trying to sell us your being blunt and to the point!! Much love xx
@CassieThorpe
3 жыл бұрын
So glad you appreciate that Kat! I think it’s important to be honest 💖💖💖
@katkafantaris4868
3 жыл бұрын
@@CassieThorpe yeah absolutely. And it’s nice that there is more honesty and being realistic then hiding behind how things work and making it sound like everything can be bought without a second thought (as you said everyone is at different financial stability in their life)!! Xx
Cassie, I love your channel. Being a student, I do not have a lot of disposible income. But you know what, I still love spending money, and if that means to spend it on less expensive things and buy a coat for 100€ instead of 1000€ it still makes me happy. I was in the phase of buying items I loved so much but then didn’t even wear because I couldn’t enjoy them because I felt guilty of overspending. And well, last summer I bought a wallet on sale for 39€ from Liebeskind, and although on the luxury scale it is nowhere near, let’s say Chanel for example, it’s the one item I enjoy the most. And to me that’s what it’s all about.
@CassieThorpe
2 жыл бұрын
🙌🏽💖💖
Liked before watching like always! I am early today 😁 Love your videos Cassie
@CassieThorpe
3 жыл бұрын
You’re amazing! Thanks so much 🙌🏽💖💖
OMG, I'm an introvert also, and people would never guess it! Love your idea for saving and balling out a couple of times a quarter...lol, "its crawling through my skin", lol, yup, been there! So true about the social media pressure. Great video, love, as usual!
@CassieThorpe
3 жыл бұрын
So glad you enjoyed this one!! 🙌🏽🙌🏽
A wonderfully honest video that’s gives a reality check to many people who wish for this life. I know I may not be buying tons but I am getting a Birkin as my lifetime buy!
@CassieThorpe
3 жыл бұрын
🙌🏽💖💖
You are honest! I love watching you Cassie. You are a star.
@CassieThorpe
3 жыл бұрын
You’re too lovely!! Thank you 🙈💖
needed this, thank you
@CassieThorpe
3 жыл бұрын
I hope it’s somewhat helpful! 💖
We love you bcz of your honesty and transparency of luxury. In this society and other YT influencers of how they made "unboxing" of luxury items 3-5/wks seems unrealistic. I understand some ppl born with privilege. but, in my humble opinion, they missing the path of save up and get the "dream" bag feelin. I been told by one of my SA, ppl buy the bag for unboxing and return or store credit. we should sometime never believe what we see. Keep up the good works, can't wait for your vlog of your trip.
@CassieThorpe
3 жыл бұрын
I completely understand! I can’t believe it’s such a common thing that SAs see! Gosh!! 💖
@kit6328
3 жыл бұрын
@@CassieThorpe If I got my eye on a luxury item, I think hard, if I got it, the feelin is overwhelm and I love every bags I own, and I adore them. It's sad to see some ppl lack of appreciation for the items.