Homeowners Insurance Exam: Policy Types Overview

Hi, I am Melissa, the Insurance Exam Queen. I’m the most requested Exam Prep Instructor in the U.S. and have helped thousands of people pass their Property & Casualty and Life & Health insurance exam with ease.
With a long string of ONLY 5 star reviews, I've become known for my casual and simple teaching style, and my students love the fun memorization techniques, charts, graphs and other visual aides I use to help you understand the material.
Most of my students pass their 1st or next time after going through one of my Class Series Packages. I simplify everything, tell you what to study, and even include everything from Study Notes to my own personal Practice Test to help you focus ONLY on what you need to know in order to pass the test.
View my packages here: www.insuranceexamqueen.com
Join my free support group here: / 1082073882582049
Subscribe to my KZread Channel: / @insuranceexamqueen
If you love ALL the fun details and back story...keep reading.
In my years of working for companies like United Healthcare and Hagerty where I was the most requested instructor, I determined the quickest way to pass the state licensing insurance exam.
My method is to focus on the most tested topics for all four state licensing exams (Property & Casualty, and Life & Health) and knowing and understanding the most tested topics instead of memorizing practice exam questions. (Tip: You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.)
Knowing and understanding the material will serve you far better than multiple hours doing practice questions, which is why my class series packages (see link below) have seriously become a GAME CHANGER for securing that pass!
I get numerous messages each day from delighted students who passed their test after watching my videos and taking my courses that explain how to pass the Property & Casualty and Life & Health state insurance exams in the simplest of terms.
I would love to help you secure your pass!
Here is the link to view all of my packages: www.insuranceexamqueen.com
My FaceBook Group is a great resource as well: / 1082073882582049
Subscribe to my KZread Channel: / @insuranceexamqueen
Thank you for viewing and subscribing, and I look forward to seeing you in my Facebook group or in one of my Class Recording packages!

Пікірлер: 307

  • @alexc.8372
    @alexc.83722 жыл бұрын

    Your videos are insanely helpful.

  • @insuranceexamqueen

    @insuranceexamqueen

    2 жыл бұрын

    AWESOME!

  • @reginadickerson9803

    @reginadickerson9803

    Жыл бұрын

    Hello "Insurance Exam Queen". Your Videos are Awesome 👌 Can you share your knowledge on how to complete some Personal Auto, Property and Life insurance Applications Ex: NYS

  • @victoriadefreece4464
    @victoriadefreece4464 Жыл бұрын

    Trick for HO 8, the house is "ancient"/very old example. ---->"8"cient

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Love this!

  • @jgamer2228
    @jgamer22289 ай бұрын

    Your videos have helped me more than the entirety of the 70+ pages of study material ever would

  • @gabyesquivel03
    @gabyesquivel032 жыл бұрын

    Passed my p&c exam on the 1st try thanks to your videos! The information didn’t start to click until I found your channel. Thank you :)

  • @insuranceexamqueen

    @insuranceexamqueen

    2 жыл бұрын

    Fantastic!

  • @eduardoestrada2500

    @eduardoestrada2500

    10 ай бұрын

    Hey gaby I’m taking the Texas p&c exam soon do you have any pointers on it or how you studied and what helped you

  • @lola-dn6zj

    @lola-dn6zj

    6 ай бұрын

    @@eduardoestrada2500how did u do? I’m taking Texas exam as well

  • @kaycayce9214
    @kaycayce92142 жыл бұрын

    This saved me from reading so many chapters!! God bless you 💗

  • @insuranceexamqueen

    @insuranceexamqueen

    2 жыл бұрын

    You're welcome!

  • @tonyawilridge5987
    @tonyawilridge59875 ай бұрын

    I am in TX and I just wanted to say thank you so much Queen! You break everything down in dummy terms in all of your videos and because of this, I was able to pass my exam today on the first try!!!! You are wonderful. You are beautiful! You are so amazing! Thank you for all that you do!

  • @insuranceexamqueen

    @insuranceexamqueen

    5 ай бұрын

    Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @CelebratiPartiesEvents
    @CelebratiPartiesEvents2 жыл бұрын

    I just failed my exam !! And this was the reason i failed, HO3,4,5… Taking the test again next week. Hope i pass.

  • @insuranceexamqueen

    @insuranceexamqueen

    2 жыл бұрын

    You got this! If you send your score sheet to me on Voxer I can analyze it for you. Also check out my classes for sale

  • @GhostBirdman

    @GhostBirdman

    Жыл бұрын

    I hope you passed

  • @michaelcadena6155

    @michaelcadena6155

    Жыл бұрын

    I failed too. Because of HO lol

  • @kittyposey-qh6nt

    @kittyposey-qh6nt

    Жыл бұрын

    Really

  • @rondalmoore479

    @rondalmoore479

    Жыл бұрын

    @@insuranceexamqueenI’m in NC can you analyze my failed exam

  • @JohnJohnson-kt3hx
    @JohnJohnson-kt3hx5 ай бұрын

    Took my property and casualty exam today. This video literally saved me. I passed on the first try. All your videos are very informative. Keep up the good work!

  • @insuranceexamqueen

    @insuranceexamqueen

    5 ай бұрын

    Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @JohnJohnson-kt3hx

    @JohnJohnson-kt3hx

    5 ай бұрын

    Thank you again. I left a review. @@insuranceexamqueen

  • @Sarah-sh3hf
    @Sarah-sh3hf Жыл бұрын

    I’m so glad I found your channel! I’m a visual learner and the vast amount of reading text is not serving me well. I’m so thankful for your videos! They take chapters I’ve read several times now and makes it simple and easy to understand. THANK YOU!

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Yes!!!

  • @vincentle2279
    @vincentle22792 жыл бұрын

    Lady: I want to thank you. I took Examfx and I watched your vidoes. I passed PC on the first attempt. Your vidoes had help me a lot. Again, Muchas gracias. Vincent from California

  • @insuranceexamqueen

    @insuranceexamqueen

    2 жыл бұрын

    YAY!! CONGRATS!

  • @AlexiLaihoFan
    @AlexiLaihoFan Жыл бұрын

    My exam is in a week and TWO of my licensed coworkers sent me this video as a solution to the difficult time I'm having understanding HO and Dwelling. I just subscribed to your channel. Thank you for the content!

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    FANTASTIC!

  • @VeronicaSaturn
    @VeronicaSaturn10 ай бұрын

    Oh I could cry you finally got me to understand the differences!!!!

  • @reginaldjett5647
    @reginaldjett56476 ай бұрын

    So glad I found this channel. I took my test today and only passed the casualty portion. I'm taking the property portion again next week. Had I found this video and the other one helping explain these policies I wouldn't need to take another test next week.

  • @insuranceexamqueen

    @insuranceexamqueen

    6 ай бұрын

    I am glad you're here! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @stacyveloz5385
    @stacyveloz53852 жыл бұрын

    I’m so happy I found you!!!! I saw you on my exam FX videos. I love your explanations! Thank you!

  • @insuranceexamqueen

    @insuranceexamqueen

    2 жыл бұрын

    That's me😍

  • @jenniferferson7346
    @jenniferferson7346 Жыл бұрын

    Girl you are an absolute gem. I can't even begin to thank you for all your videos. This one though was life changing for me. I could NOT get the homeowners to stick and I was so confused! I watched your video on Monday and took my P&C yesterday. First thing on my "provided" dry erase pad at the test was write this chart from my memory of this video. Well it helped because I passed first try. Thank you so much for your videos. I'm sure I'll be watching you again when I have to get my next test! Just FYI Missouri had TONS of questions on homeowners. Lol.

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Yes! Congrats!! I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @cristinafigueroa3915
    @cristinafigueroa39152 жыл бұрын

    ❤ Your an amazing teacher!

  • @insuranceexamqueen

    @insuranceexamqueen

    2 жыл бұрын

    Thank you!

  • @FabFitnMore
    @FabFitnMore Жыл бұрын

    you are amazing !! so happy I found you!!

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Me too!!

  • @amroncolyer6783
    @amroncolyer6783 Жыл бұрын

    THIS was the explanation I needed! Ty

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Fantastic!

  • @emanuelcollazo3191
    @emanuelcollazo3191 Жыл бұрын

    This have been the simplest way to break this down, like I love this !!

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Fantastic!!

  • @Taliz303
    @Taliz303 Жыл бұрын

    Im so thankful I found you! Taking my test next month!

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Yes! Which state??

  • @randawilkerson1519
    @randawilkerson15192 жыл бұрын

    These have been super helpful!!

  • @insuranceexamqueen

    @insuranceexamqueen

    2 жыл бұрын

    AWESOME!

  • @samanthaortiz1368
    @samanthaortiz1368 Жыл бұрын

    I literally have taken multiple courses and still never understood the policies because of the way they describe it. Thank you sooooo much hopefully I pass tomorrow

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    You got this! Keep us posted!

  • @ViperFPV
    @ViperFPVАй бұрын

    Thanks! Just passed my NY adjuster exam. Was using insurance schools for my testing. But your content so much easier to follow. Thank you

  • @insuranceexamqueen

    @insuranceexamqueen

    Ай бұрын

    Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @karenhernandez8955
    @karenhernandez8955 Жыл бұрын

    Here for 2 things, to let you know I passed my Personal Lines exam in Wisconsin!! and to thank you for helping me get here. I watched almost all of your videos faithfully. You were a big part of the reason why I passed 🙌🏼❤️❤️❤️

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Yes! Congrats!! I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @tavias.forrest6836
    @tavias.forrest6836 Жыл бұрын

    Melissa your concept is SUPER effective!

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Awesome!!

  • @terrybraxton5083
    @terrybraxton5083 Жыл бұрын

    T THANK YOU SO MUCH. YOU MADE THIS SO EASY TO UNDERSTAND,

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Yes!!

  • @devonymichelle
    @devonymichelle Жыл бұрын

    Very helpful! Thank you!

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    You're welcome!

  • @rrjmflores
    @rrjmflores9 ай бұрын

    Taking my Test Tuesday, I love your videos!!

  • @insuranceexamqueen

    @insuranceexamqueen

    9 ай бұрын

    You can do it!

  • @anthonyestevez11
    @anthonyestevez11 Жыл бұрын

    I passed my nj exam!!! Thank you so much for your videos. Simplified everything on the policy chapter and I didn’t have to go crazy learning everything on that super long chapter. I actually aced the policy section of the exam. So thank you so much for your help!!!

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Yes! Congrats!! I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @jlevs1385
    @jlevs1385 Жыл бұрын

    Thank you for sharing such great content. I'm in the Gold package and you are the BEST! I PASSED Michigan Life & Health with you now on to P&C.

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Yes! Congrats!! I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @alexandrac3676
    @alexandrac3676 Жыл бұрын

    I’m taking like in the next 2 weeks and I’ve been so stuck on this section this really helped clear my mind on the topic, thank you!!!

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    I'm so glad!

  • @DrMarcusCHS
    @DrMarcusCHS Жыл бұрын

    Fantastic video, you are the best!!!!

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Thank you!!

  • @rochellerobinson5702
    @rochellerobinson5702 Жыл бұрын

    Thankful for this channel currently in training struggle.. found your channel 💡

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    You're welcome! What state are you in?

  • @BrittneyBailey
    @BrittneyBailey Жыл бұрын

    I literally had an EUREKA moment while watching this. Thank you. I retake my exam tomorrow morning.

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    FANTASTIC!!

  • @saidaalvarenga4542
    @saidaalvarenga4542 Жыл бұрын

    Thank you so much. Your videos helped me on my test. I passed the Property! Greetings from NJ!

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Yes congrats!! I'd love a review if you're able! Insurance Exam Queen maps.app.goo.gl/SjrvYbSNEn6Nez916

  • @laurab9518
    @laurab9518 Жыл бұрын

    Thank you this is helping and fun recap to reinforce it in my mind

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Yes!!

  • @jminormedia1025
    @jminormedia10252 жыл бұрын

    Thank You so much!!

  • @insuranceexamqueen

    @insuranceexamqueen

    2 жыл бұрын

    You're welcome!

  • @monicjacquez9223
    @monicjacquez9223 Жыл бұрын

    I started kaplan mid June and nothing was sticking. Started to add your videos at the end of every unit in Kaplan and it's amazing how you translate insurance into regular language!

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    I am so glad! Which state? Which exam?

  • @Pooh_m1
    @Pooh_m1Ай бұрын

    I just want to say that you are the truth. I watched all your videos daily and passed my exam today! Thank you so much

  • @insuranceexamqueen

    @insuranceexamqueen

    Ай бұрын

    Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @wagnnerorozco5715
    @wagnnerorozco5715 Жыл бұрын

    I passed my Personal lines examen yesterday in California! Wooho Just wanted to come back and thank you, because just videos helped me to undersarnd the concepts. God Bless you!

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Yes!! Congrats!!

  • @nakkuneknek94
    @nakkuneknek943 ай бұрын

    Thank you Mellisa

  • @insuranceexamqueen

    @insuranceexamqueen

    3 ай бұрын

    You're very welcome. Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @reshadsofizada7370
    @reshadsofizada7370 Жыл бұрын

    great videos and good explanations! thanks

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Glad you like them!

  • @bridghitsviews5843
    @bridghitsviews5843 Жыл бұрын

    This is great!!!

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Awesome!

  • @p.m.victoriapatterson8082
    @p.m.victoriapatterson8082 Жыл бұрын

    I am studying now for my exam. Your video helped me more than an hour of reading due to the colors and concepts you used. I feel I recognize you from the online training videos in my class. Nevertheless, well done. Great personality keep up the good work.

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    I am in some Examfx videos!

  • @shearmadness30
    @shearmadness30 Жыл бұрын

    Thank you so much this break down was brief but very detailed. I truly appreciate it 😘

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    You are so welcome!!

  • @prettyvirgo4994

    @prettyvirgo4994

    Жыл бұрын

    SAMEEEEEEE

  • @user-gi8gl3rq5g
    @user-gi8gl3rq5g Жыл бұрын

    OMG!!! THANK YOU!!!!! You are better than Kaplan. Thank you! Makes sense now.

  • @nacelylara3189
    @nacelylara3189Ай бұрын

    You literally explain it so well!!!! I was having a very hard time understanding these HO # but I got it now!! THNAK YOU!!

  • @insuranceexamqueen

    @insuranceexamqueen

    Ай бұрын

    You're welcome. Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @Amy-ld2cd
    @Amy-ld2cd3 ай бұрын

    Omg Queen you have saved me I have literally been in tears in class not understanding I love the way you break everything down

  • @insuranceexamqueen

    @insuranceexamqueen

    3 ай бұрын

    Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @mildredmaddox6825
    @mildredmaddox6825 Жыл бұрын

    Thank you thank you. You explain this more than my teacher. It have helped me understand these policies better God bless

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Yes!! Glad to be of service

  • @christopherhernandez5641
    @christopherhernandez5641 Жыл бұрын

    Can I just say how perfect you explained it I’ve been struggling to learn this hopefully I can pass my test this Saturday

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Thank you!! What state are you in?

  • @susancrawford7021
    @susancrawford7021 Жыл бұрын

    You're a walking blessing

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Awww thank you! So glad you found the page :)

  • @jacksonkeith9859
    @jacksonkeith98594 ай бұрын

    Thank you!

  • @insuranceexamqueen

    @insuranceexamqueen

    4 ай бұрын

    You bet!

  • @huntermanecke817
    @huntermanecke8173 күн бұрын

    huge test tomorrow and i failed the first time im watching your videos hoping i pass

  • @insuranceexamqueen

    @insuranceexamqueen

    3 күн бұрын

    First, I want you to know you’re not alone. Many people fail the exam multiple times before they get a pass and that is one the biggest reasons why The Insurance Exam Queen exists. We want to make it easy for people to pass. This is why we have created the Gold Class Series package that teaches the most common, most tested topics in ways that are enjoyable and easy to understand and memorize. Second, go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/

  • @moreofagil8501
    @moreofagil850110 ай бұрын

    I just passed the exam. The first try after watching your videos I scored 66% and the 2nd attempt pass! I didn’t pass the first attempt after you videos b/c of 4 adjuster questions I needed to study again on. Thank you so much for all you do! It is extremely helpful.

  • @insuranceexamqueen

    @insuranceexamqueen

    10 ай бұрын

    Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @moreofagil8501

    @moreofagil8501

    10 ай бұрын

    @@insuranceexamqueen I surely will leave a 5 star review! Thank you again.

  • @irfantariqarbi
    @irfantariqarbi Жыл бұрын

    very nice demonstration Thank you

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    You are welcome

  • @PerlaPreciosa74
    @PerlaPreciosa74 Жыл бұрын

    Wow. I am definitely using the videos. I started Webce to go for state of Florida license. I took homeowners' classes and dwelling. It just doesn't stick to my brain u til i found this video. This video explains more on HO. Wow

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    You got this!!! Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies. Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on. For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on. Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: wkf.ms/3LSJC2B If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @Koko-ms6vi
    @Koko-ms6vi2 ай бұрын

    I am so glad i found your videos, i am struggling studying for AINS 102 and these are awesome. The way you explain is so helpful!!!!

  • @insuranceexamqueen

    @insuranceexamqueen

    2 ай бұрын

    Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @Lmarimarre
    @Lmarimarre2 жыл бұрын

    I really love this break down on the homeowner's policy which was one of my biggest challenges on the practice tests

  • @insuranceexamqueen

    @insuranceexamqueen

    2 жыл бұрын

    YAY! I am glad to be of service!

  • @Mano_on_Point

    @Mano_on_Point

    2 жыл бұрын

    Same here. Thank you!

  • @kaycayce9214

    @kaycayce9214

    2 жыл бұрын

    Me too!!

  • @MMM-of4dn
    @MMM-of4dn8 ай бұрын

    I can't thank you enough for this video; it helped me break through a wall! I am taking Kaplan Kentucky P&C course and the homeowner's insurance unit made 0% in the text and I kept tanking the quizzes. The way you illustrated it here makes PERFECT SENSE. I don't know why they just didn't explain it this way but I will be watching ALL your P&C videos in the next couple of weeks! Thanks again!

  • @insuranceexamqueen

    @insuranceexamqueen

    8 ай бұрын

    Go here to view my recommendations for your state exam www.insuranceexamqueen.com/pc-state-recommendations/

  • @ciarasheraebrown
    @ciarasheraebrown Жыл бұрын

    Girl! You are SAVING MY LIFE!!!!!!!! Thank you!!!!! I have to take the NC P&C Exam soon and my instructor has overwhelmed me! Why can’t she just say it like you?! Lol. She makes NO sense to me but you are amazing! Thank you! Thank you! Thank you!

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Haha! You're welcome!!

  • @jasminemarecia

    @jasminemarecia

    Жыл бұрын

    Did you pass ?

  • @brianaroberts16
    @brianaroberts16Ай бұрын

    Me and my friends passed our exam because of your videos ❤️ I passed June 6th one of my friends passed June 21st and my other friends passed today!! Georgia and Michigan thank you so much ❤️❤️❤️

  • @insuranceexamqueen

    @insuranceexamqueen

    Ай бұрын

    Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @Thewhizardsbrush
    @Thewhizardsbrush6 ай бұрын

    I passed my p&c exam the first time! Your videos helped me out so much. Especially this one!!!!! Thank you so much, Insurance Queen ✨️

  • @insuranceexamqueen

    @insuranceexamqueen

    6 ай бұрын

    Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @sagittarusbeauty440
    @sagittarusbeauty440 Жыл бұрын

    Amazing info. Now it’s starting to make more sense. I will be testing this coming Saturday. God willing I will pass. Thank you so much

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Yes!! What state are you in?

  • @sagittarusbeauty440

    @sagittarusbeauty440

    Жыл бұрын

    Texas

  • @sydneyjorgensen6886
    @sydneyjorgensen6886 Жыл бұрын

    super helpful!

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Glad it was helpful!

  • @Rudeboyken
    @Rudeboyken8 ай бұрын

    Thank you so much made this material so easy to digest 🙏 ready for my test on Wednesday

  • @insuranceexamqueen

    @insuranceexamqueen

    8 ай бұрын

    You got this!

  • @Rudeboyken

    @Rudeboyken

    8 ай бұрын

    @@insuranceexamqueen I passed yesterday thank you so much!

  • @Mikalacoyle
    @Mikalacoyle4 ай бұрын

    Thank you!!😊

  • @insuranceexamqueen

    @insuranceexamqueen

    4 ай бұрын

    You're welcome 😊

  • @user-sl9lp5kc3d
    @user-sl9lp5kc3d3 ай бұрын

    Your amazing !!!!!!!

  • @insuranceexamqueen

    @insuranceexamqueen

    3 ай бұрын

    Thank you.

  • @deeznutzdanzie
    @deeznutzdanzie Жыл бұрын

    taking my exam for the 5th time today, hoping and praying i pass!!! you're the absolute best❤

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Sending you all the love and all the vibes to pass!

  • @deeznutzdanzie

    @deeznutzdanzie

    Жыл бұрын

    @@insuranceexamqueen thank you so much!! i failed, but i signed up for your Platinum course!! i'm in Texas, im SO excited to have access to all the courses💖❤️

  • @Dannyy925
    @Dannyy925 Жыл бұрын

    i have my test tomorrow morning! your vids have helped me so much

  • @Dannyy925

    @Dannyy925

    Жыл бұрын

    i have failed it before i got 82 correct and 90 is passing 🥲

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    That is so close!

  • @arc-sd8sk
    @arc-sd8sk2 жыл бұрын

    the test was easy-it's the job that's hard! thanks for the great explanation

  • @insuranceexamqueen

    @insuranceexamqueen

    2 жыл бұрын

    You're welcome!

  • @terranesha5784

    @terranesha5784

    Жыл бұрын

    😳

  • @Irishrose5424
    @Irishrose5424 Жыл бұрын

    i take my test Monday you are a huge help pray for me

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    You got this!!

  • @itsreallycheyTV
    @itsreallycheyTV6 ай бұрын

    ty!

  • @insuranceexamqueen

    @insuranceexamqueen

    6 ай бұрын

    Your welcome

  • @savannahaguilar4539
    @savannahaguilar45393 күн бұрын

    im about to take my test & homeowners has been the hardest to understand; after this video now I do😭

  • @wtolar25
    @wtolar254 ай бұрын

    Mobile home question on test ask about “expected loss after an incident and also a jet ski getting stolen. I am A gold member and thank u

  • @insuranceexamqueen

    @insuranceexamqueen

    4 ай бұрын

    Ask this question in the FB group where others who are studying can also give the way of how to retain the information. If you are not in the facebook study group yet, I highly suggest joining: facebook.com/groups/1082073882582049/

  • @gominrawrrr
    @gominrawrrr Жыл бұрын

    Omg makes so much more sense than my courses 😅

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Yes!!

  • @somebody2409
    @somebody24092 жыл бұрын

    All the stuff that want you to memorize is absolutely insane omg

  • @insuranceexamqueen

    @insuranceexamqueen

    2 жыл бұрын

    I mean, do you want to pass? Lol.

  • @somebody2409

    @somebody2409

    2 жыл бұрын

    @@insuranceexamqueen Yeah, I'm just throwing a fit and need to shut up lol.

  • @insuranceexamqueen

    @insuranceexamqueen

    2 жыл бұрын

    @@somebody2409 I promise, the more you listen to my stuff, and the way that I explain things, it'll be easy to memorize what you need to, or at least your brain will be able to recall the information much easier

  • @SerenityRox

    @SerenityRox

    2 жыл бұрын

    Exactly. Especially the little time they want to give you to pass it had to quit to learn it without the pressure can’t do tests like that 😅

  • @somebody2409

    @somebody2409

    2 жыл бұрын

    @@SerenityRox I had to take the exam 3 times until I passed. First time I made a 68. 2nd time I made a 67. 3rd time I made a 74. Just passed it a few hours ago.

  • @anarelyscamargo-rl6mf
    @anarelyscamargo-rl6mf11 ай бұрын

    The class they give you through dhorn is litterally them reading the book out loud but not elaborating anything I was confused for 8 hours waste of time. Makes you think you can't do it but you videos definitely make ot seem so much simpler and to think we are paying the state to just read what we already can read on our own. I'm in Illinois BTW and this my third time taking it and finally understanding thanks to these videos

  • @insuranceexamqueen

    @insuranceexamqueen

    11 ай бұрын

    Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 900 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have outlined what is most important for your state exam, and where you should spend your time during your studies. Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed these are most likely the chapters you need help on. For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on Dwelling, Homeowners, and Flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on Policy names, Policy coverages and amounts, which are named or open peril. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on. Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: forms.gle/jq8xmyLSGUCfUgoY9 If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @michaelcarlorivera4296
    @michaelcarlorivera4296 Жыл бұрын

    Very Nicely Explained. Thanks

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    You are welcome

  • @michaelcarlorivera4296

    @michaelcarlorivera4296

    Жыл бұрын

    @@insuranceexamqueen Oh do you have any tips? I am going to take the Maryland Adjuster Licensure Exams.

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    @@michaelcarlorivera4296 so I am not familiar with the adjusters exam, but I've had a lot of adjusters who use my content. They basically tell me that the adjusters exam is very similar to the property and casualty exam within that state, but there's just some extra adjusting stuff. With that said, I'm going to drop a description below about what is important for the property and casualty exam in your state

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    @@michaelcarlorivera4296 Hello! I am Melissa, the Insurance Exam Queen. Short answer: Get My Royal Treatment Class Series, they all cover the most tested topics across all the states. Bronze is a Basic Review, Silver is a deeper Review and Gold is the most in depth classes, plus student notes and questions. Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! You can find everything here: www.insuranceexamqueen.com/ Longer Answer: I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 80 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, I use a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class. PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on. For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your focus. Memorize the parts of an auto policy, how to respond in an accident and definitions like split limit and per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Click here to access my Royal Treatment Class Series Options: www.insuranceexamqueen.com/ After watching the classes,if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here:calendly.com/ultimatestudybuddy My FaceBook Group is a great resource as well: facebook.com/groups/1082073882582049 My KZread Channel, Please make sure to subscribe: kzread.info/dron/2-mT7QUl_jHYQRIaw0Ihpg.html You can access my Property and Casualty Notes Here: docs.google.com/document/d/1baXCPssWRMbt_0oTI5IcJMmTIrne7hD1OJsLhLrK8Ew/edit You can access free games to play to test your knowledge here: create.kahoot.it/profiles/e702b5f0-560e-4c2a-9c74-3327e0f6125d If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @Drea-mm5gw
    @Drea-mm5gw8 ай бұрын

    Hello from Alabama I’ve watched a few of your videos and I love them! I’ll be taking my P&C exam soon. I am already licensed in Life and Health and I love what I do. What do I need to focus my studying on for the exam?

  • @insuranceexamqueen

    @insuranceexamqueen

    8 ай бұрын

    Go here to view my recommendations for your state exam www.insuranceexamqueen.com/pc-state-recommendations/

  • @virtuallycyndee
    @virtuallycyndee2 жыл бұрын

    perfection

  • @insuranceexamqueen

    @insuranceexamqueen

    2 жыл бұрын

    Thank you!

  • @jimmyjohndavid8206
    @jimmyjohndavid82062 жыл бұрын

    Thank you so much for all your amazing videos!!! I just passed the Texas P&C exam! The way you explain everything makes everything much easier to understand. Thank you!!!

  • @insuranceexamqueen

    @insuranceexamqueen

    2 жыл бұрын

    Fantastic!!!

  • @yomomma8680

    @yomomma8680

    2 жыл бұрын

    I'm taking the same test today🫣

  • @eduardoestrada2500

    @eduardoestrada2500

    10 ай бұрын

    Hey jimmy im taking the p&c exam of Texas soon is there any pointers you can give me or how you studied and what helped you?

  • @darkjedi572
    @darkjedi5722 жыл бұрын

    This was really helpful!

  • @insuranceexamqueen

    @insuranceexamqueen

    2 жыл бұрын

    awesome!

  • @darkjedi572

    @darkjedi572

    2 жыл бұрын

    @@insuranceexamqueen passed my exam yesterday 🙌

  • @insuranceexamqueen

    @insuranceexamqueen

    2 жыл бұрын

    @@darkjedi572 FANTASTIC!

  • @kylahcooke3008

    @kylahcooke3008

    2 жыл бұрын

    @@darkjedi572 What would be a good overview of the exam! What did you see most? I take mine in a week!!?

  • @darkjedi572

    @darkjedi572

    2 жыл бұрын

    @@kylahcooke3008 I took the exam in Rhode Island. Honestly, understanding the HO’s and the terminology was key. Also state laws was a whole 30 question section.

  • @-dev870
    @-dev870 Жыл бұрын

    Nice

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Thanks

  • @carlosthomas689
    @carlosthomas6898 ай бұрын

    At 7:40, you mentioned that every other policy includes THEFT except H08. I was taking a practice exam on ADBanker and it states that; THEFT is a additional coverage. Here's the question in its entirety: R owns a home insured on an HO-3 policy and rents out a suite over a detached garage to tenants. R's furniture used to furnish the suite is: A is the answer according to ADP Covered up to $2,500 as an Additional Coverage B Protected against theft for up to $2,500 C Subject to a Coverage C special limit of liability of $3,000 D Considered property not covered under Coverage C

  • @insuranceexamqueen

    @insuranceexamqueen

    8 ай бұрын

    This is about landlord furnishings. When you furnish a rental the MAX coverage on that furniture is $2500

  • @marcuschurch367
    @marcuschurch367 Жыл бұрын

    I watched a video of yours and I hope you can help. I almost passed my first time but then got further away my second time and now I feel the info is going in one eye and out the other retina lol I'm in Louisiana and I'm studying for the life, health and accident.

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap. Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options. Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance. While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies. Annuities which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc. Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions. For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access. The Sliver Life and Health Series will cover a simple review of the most tested topics across all states. The Gold Life and Health Series will cover an in depth review of the most tested topics across all states. Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: wkf.ms/3LSJC2B Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @camilamartins357
    @camilamartins3576 ай бұрын

    Hi Queen! Thanks to you I passed my exam on the first try. I’m completely lost now on how to be appointed by the insurance companies and how to start my own business. Do you have tips?

  • @insuranceexamqueen

    @insuranceexamqueen

    6 ай бұрын

    I would ask this is Mary's group insurance sales queen, my expertise ends at the exam Insurance SALES Queen FB Group Link m.facebook.com/groups/182500334498475/?mibextid=SDPelY

  • @levonveal7236
    @levonveal7236 Жыл бұрын

    I passed this part of the PSI...it's the auto policies....and I know the info....but the questions are nothing like what I studied. You really have to know the info in detail. I retake my exam on the 28th

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    That's why I focus on the material and not questions

  • @levonveal7236

    @levonveal7236

    Жыл бұрын

    @@insuranceexamqueen it's a must. I go back on the 28th to retake my exam. Lord, I pray I pass! Thank you 😊!

  • @laurahalpern4101
    @laurahalpern4101 Жыл бұрын

    I passed first time took CT exam in 43 minutes!!

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @TheVinssc
    @TheVinssc4 ай бұрын

    Hey Mellisa, am getting start with my preparation for the Property and casualty exam , I live in IL , going though all your videos is much easier, please help me how do I start and where to start from to prepare for the exam. Thank you

  • @insuranceexamqueen

    @insuranceexamqueen

    4 ай бұрын

    Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @YagwitOG
    @YagwitOGАй бұрын

    I'm failing at random. I passed state H&L and P&C 2 years ago. This time around, nothing is sticking. ADBanker is written very strangely. I know the state asked except and all questions, but ADB paragraphs seem really convoluted. Yesterday I failed 2,3&10. Today I failed 4, 6, & 10. I've read the book (this session) 4 times. Test is tomorrow if work allows. I'm sweating bullets.

  • @insuranceexamqueen

    @insuranceexamqueen

    Ай бұрын

    Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @dianitamore
    @dianitamore11 ай бұрын

    Thanks for all your help. What is the difference between an HO-4 for Renters and HO-6 for Condo, if I am renting out a condo? Would I still use HO-6? or HO-4? or both?

  • @insuranceexamqueen

    @insuranceexamqueen

    11 ай бұрын

    Neither if you are the owner you would need a dwelling policy (landlords policy) HO 4 and HO6 are for the tenants

  • @meganconchola6587
    @meganconchola6587Ай бұрын

    What HO form would a building owner file if a oil drip in condo ruined counter tops and floors?

  • @insuranceexamqueen

    @insuranceexamqueen

    Ай бұрын

    If you want that covered, you would need to have an open peril policy like an Ho3 or Ho5

  • @AzeemQureshi-bb2wq
    @AzeemQureshi-bb2wq Жыл бұрын

    👍

  • @NoRestEffect
    @NoRestEffect6 ай бұрын

    In your one video, dwelling policy - you mentioned that the tree will be covered under dp 2 and dp3. Does that mean HO2 is named peril inside and outside?

  • @insuranceexamqueen

    @insuranceexamqueen

    6 ай бұрын

    Ho2 is named peril in and out, yes

  • @GotchaplumberGotchahvac
    @GotchaplumberGotchahvac Жыл бұрын

    Good info. Can one study & take test online. How much does exam cost to take? How many parts to exam, how many questions on exam?

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    All of those are every State specific. Look at the department of insurance in your state

  • @KablanSoto
    @KablanSotoАй бұрын

  • @insuranceexamqueen

    @insuranceexamqueen

    Ай бұрын

    Thank you. ❤️

  • @TiaraHamilton-
    @TiaraHamilton-7 ай бұрын

    Can you list everything I have to study for my Mississippi P&C test ?

  • @insuranceexamqueen

    @insuranceexamqueen

    7 ай бұрын

    Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @nadalinearthur4602
    @nadalinearthur460211 ай бұрын

    Hi! When you are talking about homeowners and mobile home comes up, what form would that fall under?

  • @insuranceexamqueen

    @insuranceexamqueen

    11 ай бұрын

    If it is owner occupied it would be a homeowners if it is tenant occupied it would be a dwelling or landlords

  • @nadalinearthur4602

    @nadalinearthur4602

    10 ай бұрын

    thank you!@@insuranceexamqueen

  • @kimberlywilliams1386
    @kimberlywilliams13866 ай бұрын

    Failed twice only by a few points. I will take it again in 14 days

  • @insuranceexamqueen

    @insuranceexamqueen

    6 ай бұрын

    Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @shaziakhanzubairi5397
    @shaziakhanzubairi5397 Жыл бұрын

    Hi, I'm studying for my NY life, accident and health insurance broker I need help for that. I saw your video's I liked that

  • @insuranceexamqueen

    @insuranceexamqueen

    Жыл бұрын

    Hello! I am Melissa, the Insurance Exam Queen. Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam! I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know. So first, we focus on the things that overlap. Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options. Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance. While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies. Annuities which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc. Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions. For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access. The Sliver Life and Health Series will cover a simple review of the most tested topics across all states. The Gold Life and Health Series will cover an in depth review of the most tested topics across all states. Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: wkf.ms/3LSJC2B Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review