"Home Loan வரமா? சாபமா? - இப்படி Repayment பண்ணா தான் லாபம்!" Eye Opening Interview
Home Loan வாங்கும் முன் தெரிந்துகொள்ள வேண்டிய விஷயங்கள் குறித்து GL Properties-ன் MD காமேஷ் கண்ணன் பேட்டி
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Пікірлер: 100
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@RathinavelPandi
5 ай бұрын
Ww
Any offical place to check the sbi home loan rate of interest? When the rbi release the roi, is there any specific period?
How to know intrest rate gets decrease? What about floating intrest rate..
Plz sir Can you tell how to close housing loan,10 years over But how to close any tips
Sir, Repo rate not increased by RBI,but bank can increase interest rate?is it possible
7:00 தினக்கூலி எந்த bank loan tharaga please reply.
Nandri bro
Just delay buying home for 10 years. Think you already got a home and put that EMI amount in Nifty 50 as SIP. Eg: 80lakhs loan, EMI would be 69K @ 8.45 for 20 years Delay 10 years of buying and put this 69K as SIP in Nifty 50 @ 12% for 10years you will get 1.6Cr Use 1.6Cr and buy a home with full cash in 10 Years instead of paying EMI for 20years Thank me later😇
@ecekarthick28
7 ай бұрын
Land appreciation not considered 😂..
@HOSTELHERO1
7 ай бұрын
@@ecekarthick28 Even if the land appreciates it vary from area to area and still 80lakh home will not go to 1.6cr in 10years calculate with CAGR you can make out the difference between the growth of land vs mutual funds Roughly land appreciates with 3-4%CAGR Nifty 50 appreciates with 12-14%CAGR
@soundarapandianelangovan7438
7 ай бұрын
@@ecekarthick28LAND IS NOT AT ALL APPRICIATING IN ITS WAY IT ACTUALY OVERHIPPED BY BROKERS. I AM IN HOSUR PLANNED TO BUY LAND, SAME LAND BUT TWO BROKERS ARE APPROACHED ONE SAY SQFT 1100 ANOTHER SAY 2500 (NOT NEGOTIABLE )😂 I DON'T KNOW WHAT VALUE ADDITION THEY OFFERING FOR GOD GIVEN FREE LAND FOR HUMANS. VERY PATHETIC SYSTEM IN INDIA ESPECIALLY IN REAL ESTATE SECTOR.
@benedictjoseph3832
6 ай бұрын
@@soundarapandianelangovan7438 this brokers cheat innocent ppl...the ppl who have ancestors land also this broker will cheat...this broker system to be abolished completely by government.. that's my thought..
Good communication,
Thank you for your information sir
Thank you sir nalla explain pannenga
Romba thanks sir
Back round music cut pannuga
Super explanation sir...
If you're in a private job and if you lost the job for 6 months, you're gone case. Your entire life will go into hell.
@surendrangk1371
6 ай бұрын
@RohitSingh-ne6xc what you are trying to reply?
Very useful information, thank you behindwoods
Then what's the ethic our Indian Bank have?. RBI is sleeping?
@manor5211
Ай бұрын
Yes
4:51 how to check internet rate in RBI
Wonderful explanation
Super 👍,tq sir
Super video thank you
Agreed to this, a home loan is a privilege if you know how to use it. Always go for a home loan based on your capacity. Yes, loan tenure is the key to settling the loan.
Thanks sir
There is difference between private bank and public sector bank.He says false information.paying five times in one month and principle amount is reduced.
@gnadha123
7 ай бұрын
No, its common for all banks will readuce
@cnkoilbusiness9984
7 ай бұрын
@@gnadha123 private bank accept only emi only not reducing balance.you said only one time per month.
@anbuanand1222
6 ай бұрын
Illa sir government Bank also fraud
12 months ku apram tha repayment Panna mudium soldrangale bank le sir?
@user-ur6yd7ce8n
11 күн бұрын
Neenga account number and IFSC code vachi net transfer pannidunga. Avanga kitta aen kaekkanum
Please 🙏 don't go to anyone loan
@naidu3125
Ай бұрын
why sir ???
ஆயிரம் சொன்னாலும் வங்கியில் கடன் வாங்குவது ஆபத்தான விசியம் தான்
@user-rp6bv7fy2m
14 минут бұрын
Vangila pannam podrathoda nipaatikanum… Vaangunaa 💀
This guy is giving half information and wrong information. Probably he himself is.not clear on the topic?
Thanks Anna
Super sir 🎉🎉🎉🎉
Auto driver ku home loan kidikkuma pay slip illa enna proof kudukuna
@nagareegakomalitrollnkt8382
7 ай бұрын
PAN Card and Bank Transaction irunthale podhum
@ashwinrajasekaran2955
6 ай бұрын
Oru bank la continues ah account maintain pannunga..... Andha bank manager kita pesunga he might help you
Work illama iruntha eppadi sir
@tnsouthpanthers4315
4 ай бұрын
Umbanum
@premkumar-cd8ff
3 ай бұрын
Pundaiya😢
Tq sir 😊
Super sir
🙏🙏🙏👍👍👍
5 satar loan makgaleei thayavu Siethu vangathinga 😭😭😭😭🙏🙏🙏
@elumalairaina8909
2 ай бұрын
Vankittom anna 350000
@elumalairaina8909
2 ай бұрын
Sikkarama epdi na kattaruthu
👍👍
Na or pa
Home loan interest rate RBI la kammi panni irukangana, antha new interest rate iku change panna yathavathu charges varuma sir... nan LIC la Home Loan vangi irukan... But avanga 4000 pay panna soldranga... vera yathavathu idea iruka bro... Thank you sir
@sivaraman4451
7 ай бұрын
Ithe nilamai bro engalukum lic la
@vimal5864
6 ай бұрын
Bro if possible go for takeover
@sivaraman4451
6 ай бұрын
@@vimal5864 take over panniyachu bro
Sir home loan prepayment panni ippa 4laks irrukku sbi ippa 2laks irruku balance 2laks ku jewel loan padalama ? Home loan 8.54% jewel loan 60 paise
@vijayagopalv6091
6 ай бұрын
7%=58paise
Entha channel paid interview.. ookalii
Excuse me Sir - there is no much difference in personal loan and housing loan. SBI housing loan interest- 9.75 Personal loan interest - 10.5 My point of view personal loan amount is for better when compare with housing loan.
@kondurajsuhavanam9644
9 ай бұрын
ஏன் அப்படி சொல்கிறீர் கொஞ்சம் தெளிவாக கூறவும்
@karthikcool355
8 ай бұрын
Housing ku 8.3%
@barusathish
6 ай бұрын
Anyway home loan interest is lesser. Also you can claim that interest for income tax in 80c. There is no real benefit in personal loan. Is there any reason you want to go for personal loan instead of home loan?
@gowthamkumarmp1912
5 ай бұрын
@barusathish well said
Don't go for home loan. Sabamthan
@naidu3125
Ай бұрын
Why sir ????
Loan payment 8 lakhs for 7 years..monthly EMI 18500..5years completed.. Now We want to close full payment..so how much amount remains to pay? How to calculate? Plz anyone tell me..
@rocketraja0055
5 ай бұрын
Entha bank
@learnedu7414
5 ай бұрын
@@rocketraja0055 aptus finance
அசல் ஒரு வருஷத்துக்கு ஒரு லட்சம் மட்டும் தான் கட்ட முடியுமா இல்ல அதுக்கு மேலயும் கட்டலாமா
@gnadha123
7 ай бұрын
Can pay more
@vinothvinayak3911
6 ай бұрын
Based on bank
@carthyy
6 ай бұрын
Neenga evalo amount venumnaalum pay pannalam. Limit edhuvum illai.
@satheeshaswin_5582
5 ай бұрын
Limit is there...in Canada 2L per yr
@vijaypandian535
4 ай бұрын
4 times of your emi per year you can pay
நல்ல பதிவு.
Total waste interview 😅 its only for who have existing home loan , not suite for some who try to take home loan , be aware
Dai 1800s la Kolkata onnu kidayadhu😂😂😂
100
wrong approach, if you wish to preclose , reducing emi is best. tenure will increase when interets rate incraeses
@dadsonanand5820
9 ай бұрын
Calculate and see… don’t spread miss info. Reducing tenure is the best
@IdealInvestIN
9 ай бұрын
@@dadsonanand5820 its a trick, reducing tenure is best when you want to continue the loan until the tenure. if you want to prepay reducing emi is best option. whatever savings from emi reduction can be used to prepay
@jayalakshmisundararajan694
7 ай бұрын
Yes reducing tenure is best way to save from intrest
@IdealInvestIN
7 ай бұрын
no@@jayalakshmisundararajan694
@jayakumar9861
7 ай бұрын
What do you mean .. if you pay less .. loan will preclose ???.. don't put flower on ear😡😡
Miusce.neruth