अगर आपको इस वीडियो से थोड़ा भी सीखने को मिला है तो प्लीज वीडियो को लाइक जरुर कीजिए और चैनल को सब्सक्राइब करना मत भूलिए जिस से आने वाले नये वीडियो की जानकारी आपको मिल सके।और हमारा उत्साह बढाने के लिये विडियो के निचे दिये गये थैंक्स बटन पर क्लिक करके आप अपने इस चैनल को आपकी इच्छा अनुसार डोनेट करते हुए अपना सवाल कमेंट कर सकते है जवाब जरुर मिलेगा |

@ranjanraj8429

4 жыл бұрын

Manish9674071986

@pahadbekc

4 жыл бұрын

Sir ye 4603 or byaj7083 kese aya

@KundanKumar-dl8ot

4 жыл бұрын

Kundan sharama 9978943930

@maheshmali2281

4 жыл бұрын

Mera home loan ko 3 sal how ahe lekin or me meri EMI regularly bharta hu lekin loan jitna tha it nahi he some bas 10000 hi kam hua he muje kuch smjme nhi araha Metal on 11 Lak he or me hrmhina 10000 EMI bharta hu Kya kru kuch smjme nhi aaraha

@FINPLUSTECH

4 жыл бұрын

starting main byaj main paisa jyada jyata hai isliye jyada kam nhi hota.

भाई बैंक वाले जनता को बहुत भयंकर तरीके से लूटते है कभी भी बैंक से लोन नही लेना चाहिए क्योंकि ये लोग व्याज तो पहले ले लेते है और प्रिन्सिपर अमाउंट जस के तस रहने देते है

आसान शब्दों में समझाया, धन्यवाद्!

Sir, you have given beautiful analysis of home loan instalments and benefits of prepaid loan amount. Thanks for sharing this beautiful information.

@FINPLUSTECH

4 жыл бұрын

welcome sir

@sapkalsejal4547

4 жыл бұрын

Par ue kitna % muldhan aur kitna % byaj bharna hai

Very useful topic...nd helpful vedio with easy explanation...thank u sir for homeloan information...

@FINPLUSTECH

4 жыл бұрын

welcome

Very good jankari sir aankhe khol di hame to pata hi nhi tha ase mathod ka

Main bahut khush hua aap ka video dekh kar bahut hi Achcha Laga very good

अगर आपको वीडियो से थोड़ा बहुत भी सीखने को मिला हो तो चैनल को सब्सक्राइब जरूर करें ताकि आने वाली वीडियो आप देख सकें । अगर कोई भी सवाल है तो जरूर कमेंट करें।

@SahidKhan-ns9pz

4 жыл бұрын

sir muje 5lak ka lon lena he 10 sal k liye kitna kist hoga jankari dijiye

@FINPLUSTECH

4 жыл бұрын

6200 hoga agar 8.50% byaj lete hai to

@rakeshgupta-ml8sb

4 жыл бұрын

Sir loan m yrs ka kya role hai. Ager m loan lu to kitne period ke liye mere liye faydemand hai. I mean intrest kisme kam lagta h 5,10,15 ,?

Sirji pehla instalment ka principal aur interest portion kaise decide karte hai ? Aapke dwara diye ex. me 4603 principal (. मूल धन). kaise decide hua ? WHY NOT ANY OTHER AMOUNT . PLZ CLARIFY

Thank you sir ji for this video

very goodVideo sir dhanyvad bahut jankari

Sir can you please explain the breakup of EMI in this example

Information ke liye to thik h But isse customer ki emi to 11686 hi rehegi na Interest or principal amt to ratio me Kam zada he rahega

Why don't you create Excel worksheet for Home loan EMI amount and on various cretaria asap

= pmt( emi rate/12,period in month * 12 , loan amount )

Bahut sahi awesome can you share how capital amount and interest amount decislde in EMI

Hanji sir sikhane ke liye mila jara bataye floating sys ke bare me

Nice way to explain installment

Sir meine 20 Lakh home lone 9.30 % k interest py 15 years k liye liya hy Pls tell meri ek month ki EMI kitni bnegi Or usme mera pr month kitna वयाज ओर किसत होगी pls tell me sir

@FINPLUSTECH

4 жыл бұрын

20644 emi hogi ek month ki..total interest 15 saal ka 17,15,885 hoga.

Sir PMAY Subsidy principal ya interest me credit Hoti hai

Hello sir yah bataiye kya PNB se home loan PNB mein hi dusri shakha mein PNB ki transfer karaya jaaye to kuchh processing fees lagegi kya

Sir p.a or validity ke aadhar par interest kaise nikalte h

Sir ji 1057709 loan amount hai. 11.25% int rate aur tenure 132 h to Emi Kaise hoga calculate aur 1st June 2014 se start h emi Pls btaiye foreclosure amount

Thank you so much sir ji

Thank you Sir

Good video, and good explanation👍

@FINPLUSTECH

4 жыл бұрын

welcome

Mai PSU employe hum mujhe 20,00000 (twenty lakh) ka loan Lena hai 20 yrs Mera period rahega loan bharne ka ,plz iska calculation bataye 2020 ka SBI interest rate ke hisab se

@FINPLUSTECH

4 жыл бұрын

17104 emi hoga..8.30% ke hisab sd

Samajh me as Gaya guru

Thanks sir ji

What is the system of interest calculation. i .e prin.xinterest÷12 month is it o k.

Very very informative vedio sir. Mujhe bas yahi janna tha ki mahine ke beach me ammount jama karne par usi mahine ka intrest kam hoga ya nahi sbi me car loan par.

@FINPLUSTECH

4 жыл бұрын

ji aapko fayda milega jab bhi aap bich mai paisa jama karoge..

🙏🙏🙏🙏thanks🙏🙇🙏💕

There is problem with ICICI Bank..i am paying part payment but still there is no reduction

Allahabad bank se hame home loan lena hai 10 lakh 5 saal ke liye total kitna lagega aur EMI kitna hoga

@m.d.fitness1467

3 жыл бұрын

Bhai agr hr admi aise bat krega to is bhai ka time west hoga bs . Or ap anpad ho kya jo aisi bat kr rhe ho. Itna to tumko khud andaza lagana padega. Paglo wali bat kroge to apke upr hasi ayegi bas

@VISHALSHARMA-lx6ne

11 ай бұрын

7083 per month agle 60 months Tak Dena hoga

GREAT VIDEO MUJHE BSS YE SAMJHA DIJIYE 5LAC KA LOAN LIYA MENE 5 SAAL K LIYE TO MUJHE MOOL YAA INTREST SAB MILAKAR 5L PAR KITNA EXTRA BANK KO DENA HOGA

@samadhanjadhav3236

6 ай бұрын

Ha Bhai mujhe bhi chahiye.

How we consider principal amount 4603 for 1st EMI, please elaborate.

@mohanmahli6981

Жыл бұрын

1 month ka interest ke alawa sab principal amount hoga

@premkhamkar7701

Жыл бұрын

Same Doubt 😕

Explained very well indeed . Keep it up .

Hi sir I'm a govt bank employee.....my bank is giving me a home loan in which total principal is paid in 225emi Emi - total loan/225 Than that 225months interest @6.5 is charged in next 75emi Is that a very good deal for me... It is only for our bank employee Principal is paid firstly than interest accrued in 225months is paid in next 75emis Reply sir

@FINPLUSTECH

4 жыл бұрын

yes its beneficial for you..bank will charge simple interest rate..whereas from customer bank charge compound interest rate.

@gautamkumargautamkumar3305

3 жыл бұрын

हमको लोन लेना है कितना मिल सकता है कॉल करो मेरे पास 8228863231

@AshishKumar-gt6br

3 жыл бұрын

Ham lon Lena chatiye hii

@Manohar_Kaslekar_PAWAR

10 ай бұрын

Means aapko first 225 emi par Interest nahi lagega kya? Kaunsi bank hai

Achha se smaj aaya sir ji

@FINPLUSTECH

4 жыл бұрын

welcome

Sir Mene home loan liya hai. avi principle amount 6,40000 hai agar mai isme 1,00000 dal deta huai to mera principle amount kitna hoga

Bahot achche se samajh aaye thanks

Bhot ache se smjhaya aapne

@FINPLUSTECH

3 жыл бұрын

thanks

Hello sir how to apply repair renovation home loan rural

Thanks

Agar Mai 15 lakh Ka home loan leta hu 7 saal k liye, Or Pradhan Mantri Aawas Yojana ko add krr diya jaaye to mujhe hrr month Kitna pay Karna hoga?

Sir ma k naam property hi My sarkari job karta ho tu property per home loan lay sakte hi kya please reply thanks

@FINPLUSTECH

4 жыл бұрын

home loan property ke base par nhi income ke base par milta hai. chahe aapko ghr bnana ho ya kharidna ho.

@ANANDKUMAR-fv1zb

4 жыл бұрын

@@FINPLUSTECH tu sir ham apne naam lay sakte hi

@jitendraKumar-jg9np

4 жыл бұрын

@@ANANDKUMAR-fv1zb haan le sakte hain ap apne naam mai Lian, but mother bhi loan mai as co-applicant shamil hongi, aur sath hi sabhi legal hire se n.o.c.leni hoti hai. If any problem call @ #8192071710

@tofeekkhan926

4 жыл бұрын

ANAND KUMAR mobail

@tofeekkhan926

4 жыл бұрын

8690863232 Kol ker

Thanks sirji

सर जी होम लोन के लिए कोनसी बैंक अच्छी रहेगी जरूर बताये।

Sir kya document lagega FD kitna lagega PURA bataie

@FINPLUSTECH

4 жыл бұрын

fd isme kaha se aa gaya

Thanks sir

Sir COMPOUND INTEREST me bhi ese hi balance reduse hota hai ya phir kisi or tarike se

@FINPLUSTECH

4 жыл бұрын

aise hi hota hai

Hlw sir i take home loan 6 months ago and interest is 14.4% for 15 year to kya hume loan transfer kr lena chaiye

Sir hmne hdfc se personal loan liya h kya isme bich m kuch ammount jma kr du to kya interest km hoga?

Bahut Badhiya Bataya Apne

Can bank charge the intrest on sanctioned amount or the disbursed amount..?

Very well explained sir

Thanks for information

@FINPLUSTECH

4 жыл бұрын

welcome

Kya EMI ke alava extra amount bich bich me bhar Sakta hai.

@FINPLUSTECH

4 жыл бұрын

ji ha

Sir mere 2 questions hai. HDFC bank se loan apply kara hai. 1 ) Kya main EMI main Amount Jyda and Interest kam ka option le sakta hu..... Bank ko force karu ki muje aisa hi monthly EMI option chahiye, ho sakta hai. 2 ) Daily EMI , Monthly EMI or Yearly EMI ye choose karna kya bank ki murji hai. Ye kya bank to bank vary karta hai. Kaha se check hota hai ki mera bank kaun sa option use kar raha hai. Suppose mera bank monthly reducing par karta hai, main bank ko bolu muje ye sirf daily reducing par karwana hai, is it possible ?

@FINPLUSTECH

4 жыл бұрын

1- emi system sbka same hota hai usme koi option nhi hota aisa 2-generally bank sbke liye ek hi system rkhta hai..aapka bank aapko btayega ki daily reducing hai ya monthly..aap inquiry krna

I want to know calculation How they fix EMI amount 11686. Can u pls give?

@FINPLUSTECH

4 жыл бұрын

if you calculate manually its very complex process. but you can use emi calculator available on play store.

@PradeepKumar-db7pe

4 жыл бұрын

@@FINPLUSTECH 7083 = 8.5% 10L÷12 per month But, how did you calculate 4603? As per your above method(emi = mool+Interest). Mool should be =10L ÷ 11yr ÷ 12month= 7575.75 How come 4603?

Sir maine Bank se February 19 mein 22 lakhs home loan liya tha 288 instalments for 24 years.Ab maine August 20 mein 17 Lakhs rupees prepay ker diye h.Meri installment 18400 per month h.Ab mere per home loan balance lagbhag 4.54 lakh h.Ab muzhe Rupees 18400 ki aur kitni installments deni hongi.

Thanks sar

@FINPLUSTECH

4 жыл бұрын

welcome

Explained well

@FINPLUSTECH

4 жыл бұрын

thanks

@sameerbhopalivlogs3486

4 жыл бұрын

Very nice sir bohot acha samjaya apne

@FINPLUSTECH

4 жыл бұрын

thanks

Hi sir mai 15,00000/ lone lena chahata hu 15 sal ke liye To muze sbi se kitana internet lagega 2020 ke hishab se or eki kitana padega

@FINPLUSTECH

4 жыл бұрын

14248 ka emi banega..total byaj 10,64,697 hoga 15 saal ka..7.90% ke byaj ke hisab se

Sir pmay se finance kraya H home loan mne bank iifl se uska intrest rate 14 persent H to kya me subsidy ane k baad pnb me transfer krwa sakta hu but papa ki salary cash hoti H account me nhi aati so koi Problem to nHi hogi plzz tell me??

Thanks brother 👌👌

@FINPLUSTECH

3 жыл бұрын

welcome

Sir United Bank of India🇮🇳 me kya regular Reducing scheme hota hay House loan me??

@FINPLUSTECH

4 жыл бұрын

yes

Sir muje kaise pta chalega ki Mera loan daily reducing h ya monthly reducing h Sir tell me please 🙏🙏

How do calculated % of principal and interest

Sir mene sarkari benk se 5 lakh rupye ka loan liya 5 sal ke liye to mujhe byaz kitna lagega extra paise kitne dene honge reply me fast

Sir Home loan me Emi payment kb se shuru hoti hai Jyese mene 20 Lakh liya to monthly hmko 25 hazar monthly jama karna hai to ye emi kitne month ke bad shuru hogyi Ya loan lene ke turant bad shuru ho jati hai

@FINPLUSTECH

4 жыл бұрын

ji ha agle mahine se chalu ho jati hai..jis mahine main aapne loan liya uske agle mahine se start.

Sir Mai 20 lakh lona lena h to Kitna mathly Eml hoga...or Kitna sal tk Patana hoga

@FINPLUSTECH

4 жыл бұрын

emi depend kargea ki aapko kitne saal mai loan bharna hai

Sir mai puch rahi kya bank Wale har month intrest jodkar uske upar bhi interest lagate hain..... Please batayen mujhe

Sir mai ne 15 saal ke liye 9 lakh ka home lone liya hin.... Aur main regular EMI ja ma karta hin... Ager bech main kuch lum sum amount daal du kya wo principal amount se kam hoga yha fir interest ke kaat lega

@FINPLUSTECH

4 жыл бұрын

lumpsum daaloge to interest kam lgega..aapko fayda hoga

@stronggarhwalies5906

4 жыл бұрын

Thanku very much sir

@sanjeevgupta269

3 жыл бұрын

Sarkari bank me reduce lagta hai very nice video

Agar bank me ek must rupaya jama karte hain to bank kis me kami karega time ya interest is par video banaye plz

@FINPLUSTECH

3 жыл бұрын

interest

Sir loan K emi flat possession ke baad suru hoti ya Pahle... Kab suru hoti hai...

@FINPLUSTECH

4 жыл бұрын

loan lene ke ek mahine baad se suru ho jati hai

Sir me 3lakh ka lone le rha 5 sal ke liye 11% ,to kitni emi hogi monthly

@FINPLUSTECH

4 жыл бұрын

6523

Thnks ji

सर ..लोन लेने के बाद हमको अगर लिस्ट ऑफ डॉक्यूमेंट LOD चाहिए हो तो वह अप्लाई करने के बाद कितने समय लगता है मिलने में। Sir please reply..very urgent

@abhijeetsutar4212

4 жыл бұрын

Sir please reply

@FINPLUSTECH

4 жыл бұрын

finance company to 1 week se jyada le leti h..bank 3-4 din

@abhijeetsutar4212

4 жыл бұрын

@@FINPLUSTECH thanks for your help 👍🏻

sir Ham kisi v prkaar ke loan Kahi invest kr sakte he ya nhi jese post office bank etc.

@FINPLUSTECH

4 жыл бұрын

loan lekar use invest nhi kar skte

Sir mai Sbi se loan Lena chahti hu 20 lakh ka 5 sal ke liye to EMI kitna hoga aur byaj kitna hoga 2021 me

सर मुझे 5 लाख का होम लोन 8.50% ब्याज पर 5 साल के लिए लेना है तो मेरी एक महीने की EMI कितनी बनेगी । ओर उसमे मेरा pr month कितना ब्याज ओर कितनी क़िस्त होगी।

@FINPLUSTECH

4 жыл бұрын

10258/-emi

Wow nice explanation

sir ji int last main kam raha hai magar hum kisht ton utni he de rahe hai ese ton kisht har mahine kam honi chahiye

Aap 25 lakhs ka loan pe video bnaye Us bank ka jo sabse km intrest leta ho

@FINPLUSTECH

4 жыл бұрын

OK

Thank you so much

Sir meri Salary 21,000/- hai, aur maine Rs. 5,60,000/- ka plot dekh ke aya hu, to bank mujhe vo plot lene ke liye home loan degi kya? Aur degi to kitna loan milega, aur uska EMI 20 sal ke liye kitna banega?

@FINPLUSTECH

4 жыл бұрын

only plot ke liye nhi milega uspe ghar bhi bnana hota hai 18 months mai uska bhi loan sath mai hi milta hai.

@SandipRaipure

4 жыл бұрын

@@FINPLUSTECH Ha sir maine apka vo video dekha hai, but mai confused tha ke loan kitna milega mujhe 10 lakh rupees ka loan chahiye tha, to kya milega ka, aur ha plot ka malik loan milane tak rukega ya nahi ye bhi dar lag raha hai. Mujhe ghar banane ke hisab se hi vo plot lena hai.

@FINPLUSTECH

4 жыл бұрын

@@SandipRaipure mil jayega 10 lakh ka loan. plot wale ki bank se bt krwa dena ki loan hp raha hai tb paisa mil jayega.

@FINPLUSTECH

4 жыл бұрын

@@SandipRaipure isme ye bhi dekhna hoga ki plot ke documents thik hone chahiye. bank check krwati hai apne advocate se agar kuch problem hua to loan nhi degi bank.

@SandipRaipure

4 жыл бұрын

@@FINPLUSTECH thank you sir, Aur ek bat sir, loan lete wakt mere plot ke kimat ke hisab se mai mere pas kitane paise extra ya fir advance rakhu?

Sir main 6 lakh ka loan liya hu 11.15% interest par 7 years ke liye toh sir please mere total jo interest pay karna padega 7 years main woh jara calculate kar dijiye

Yes hai Excel me lagne Wala loan

सर मेरा लोन चल रहा है आंध्रा बैंक से 12 लाख लिए थे बने बनाए घर पर 20 सालों के लिए 12000 की emi जा रही है,सही है क्या सर जी बताएं

@FINPLUSTECH

4 жыл бұрын

aapko 10.5% byaj lag raha hai jo ki bahut jyad hai home loan main..abhi to 8.50 chal raha hai.

@rajnishdogra954

4 жыл бұрын

Sir जी आपका no. मिल सकता है क्या

@gajananproperty241

4 жыл бұрын

9119306454

@sintuthakur2179

3 жыл бұрын

Sintu.kumar7294127805

@sintuthakur2179

3 жыл бұрын

@@gajananproperty241 sintu.kumar.no.7294127805

Home loan lene par kis rakam par byiz lagega 80% par ya jo rakam hai us par

Very nice information

Sir please batana with out govt job loan pay interest rate ketana lagaga

Sar bich me muldan jama kar sakte he

Accha

Namskar sir Sir ky private banks interest rates badate jate h ky per month emi km hone k sath Ya rbi repo rate km jyada krati h us aadhar par 1 baar mene home lone le liya to jo rate tha wahi last emi tk rahata hena. Please sir bataye Bank me thik se jankari nahi dete h

@FINPLUSTECH

4 жыл бұрын

Abhi Home loan ka rate badalta rahta hai...aaj aapne liya wo ek saal tak chalta hai uske baad jo bhi change hoga wo apne aap hoga..badega to bad jayega..ghatega to ghat jayega..

@vikasdawarcreative616

4 жыл бұрын

@@FINPLUSTECH thanks for sharing

Very nice sir

Sir Maine 15lakh ka loan le raha hu mujhe 10saal main chukana hai 10% interest hai toh mujhe pure 10saal main kitna paisa zyada bharna hoga pls guide me 15lakh Se aur yeh jo 10% interest hai woh ek saal ka hai ki pure 10saal ka pls reply fast

mera loan PNB se agar me 2 lakh dalu to Principal kam hoga..... ya 2 lakh ka kuch part interest me bhi jayega.......

Sir agar time se pehle loan chukaa da to bakki ka viyaaz maaf hoga ja nhi

@FINPLUSTECH

4 жыл бұрын

ha ho jata hai