There's so much we could talk about in regards to the healthcare here. Comment down below any other aspects you'd like me to cover.

@waterheaterservices

2 жыл бұрын

Last year we lost a 22 year old cousin of my adopted daughter in a public hospital in Valencia, last week we lost a one day old cousin. The lack of aggressive medical action is appalling.

@TheSavvyExpat

2 жыл бұрын

@@waterheaterservices Sorry to hear that Jim. That's crazy. Mindinao doesn't have any good hospitals?

@brad5534

2 жыл бұрын

@@waterheaterservices This is where the term 'Golden Hour' comes into play. The first hour is so important in an emergency.

A very well done video. I notice you didn't cover Pacific Cross, which also has a wide base of coverage in SE Asia.

Your videos have helped me reach over $180,000 in trading by age 23! Thanks The Savvy Expat. Keep the videos coming. 👍🏽

@andrewblack4432

2 жыл бұрын

Congrats ! I started right before covid when the recession hit. I held those stocks and made a killing. I bought dividend stocks and made a lot during covid.

@favourazah1504

2 жыл бұрын

I'm convinced that the big investors and analysts are trying to scare us to keep us poor and ignorant to the market.. because its steady doing good after all the jobless and market crash talks

@jamesjude4988

2 жыл бұрын

Congrats and wishing you the best .

@grantstanley6039

2 жыл бұрын

The one effective technique I use is staying in touch with a financial coach for guidance, it might sound basic or generic, but getting in touch with a financial adviser was how I was able to outperform the market during the pandemic and raise a profit of roughly $40k

@whitestone2469

2 жыл бұрын

@kim sun When I was 20 ,but you need a finance Pro if you don’t want to loose and if you want to be more successful.

You’re on it again Evan! Great job presenting important information. Definitely things to consider

Self-insured means that you have financial reserves to cover medical expenses. Most expenses are reasonable in PI, and doing this is a reasonable plan for most situations. You need to be able to prove ability to pay to receive services and to pay off your bill to be discharged. You can carry a medical pre-paid card which proves to hospitals that you can cover expenses to the limit on the card. $1k USD may be enough for most things, and $5k will be better. However, some procedures are costly. I read that a Coronary Bypass is $18k, and Serious Stroke is $36k. Travel insurance is cheaper than most private insurance, and should cover these expenses. But travel insurance is a reimbursement program so you will need to be able to pay these upfront. Your budget and medical history will dictate what you do to prepare for such emergencies. Most expats will say you should connect with a good primary doctor, any specialists you anticipate needing. I would also try to connect with the billing department at your choice hospital to see what they would accept for payment for services, or proof of insurance. Carrying a balance at a PI bank or other arrangement may be sufficient. I would add that if you are in Manila or Cebu look up the ambulance services, and which hospitals they will take you to. Ambulances are just taxi services, and many do not have the equipment nor staff to provide life saving interventions while in transit. Their sirens do not part traffic so they are not great. But it's the best you have access to in an emergency. I also plan to have health screenings in Thailand as their health care system is much more robust that PI in general IMHO. Health insurance quotation site: www.pacificprime.com/compare-quotes/ PhilHealth info for foreigners: www.philhealth.gov.ph/news/2017/expands_coverage.html

This video is just what I needed. Thank you and keep up the great work. You are providing a great service. Take care

Wish I could give you 100 thumbs up

Thank you very much for covering this topic, it is obviously something of critical importance so thanks again.

Another great video! Thanks for your efforts!

Coming through once again with invaluable and relevant information..thank you! We would definitely like to get a list of the best hospitals in the PH!

This is information all seniors need to know and give consideration based on your physical health and financial status. Nice job

Thank you, thank you, thank you. Very good information as always. Of course each individual case will be different, but these are good starting points.

Very good information ! THANK YOU

Thank you for another MUST Watch videos.. Always looking forward to the next one ..God Bless you too!

@TheSavvyExpat

2 жыл бұрын

Glad you like them!

You are the best! Pls. Keep up your good work.

As always, this is very informative. Thanks

@TheSavvyExpat

2 жыл бұрын

You bet

Thanks so much for this video.

Thank you i needed this my brother

He is a very good guide and speaks facts and great information

Very informative! Thank you 👍🏼

@TheSavvyExpat

2 жыл бұрын

You got it

Great video and very informative! I’m saving this one.

@TheSavvyExpat

2 жыл бұрын

🙌

A great topic covered today as this is a great cause of concern for the Expats. Thank you Evan.

@TheSavvyExpat

2 жыл бұрын

Yup long overdue vid!

The information provided here was super helpful. Thanks!

Love it very informative 👍🏽

Thank you for your hard work about this topic.

The information you gave regarding health insurance available in the Philippines was very thorough it seems. Thank you so much for providing ii in your vlog. I now have the opportunity to research it myself before going home to the Philippines again. Greetings from Florida!🏝🏖

Great content once again. Thanks. Hope to be there very soon

@TheSavvyExpat

2 жыл бұрын

Thank you

another excellent video!

Great info! Thank you Savvy 😉

@TheSavvyExpat

2 жыл бұрын

Thanks Tim!

Excellent Video, great information. More detailed information on how to access these plans and their rating from best to last would be greatly appreciated

Greetings: Thanks for a video that really tells the story about health care as it really is. I have done many medical missions in Marinduque Island Province. We did many clinic screenings for blood pressure, eye sight and blood sugar. You would not believe the high blood pressures and high blood sugars that we uncovered. We gave out reading glasses by the gross. Dental care is on about the same level. Blessings and please keep.up the honest and frequent videos.

Great for covering this topic, very helpful. Can you do a video about the best hospital s, dental centers etc in Philippines? Take care

So thanks for speaking on this even though it’s a very in depth study when it comes to healthcare abroad. My retiree health insurance Tricare is accepted at several hospitals there but all of them require you pay cash or credit card up front and then it’s on you to request reimbursement through your insurance company. And of course I didn’t go to college for medical billing and coding. I say this because of how much paperwork and the correct form of paperwork that needs to be filed with the reimbursement. It usually can take 3-6 months to get reimbursed. I wish the Philippines healthcare and government was more will to do direct billing with each international insurance plan to help the foreign retiree there. I did however find one hospital in Clark that does direct billing, the medical city at Clark. This is driving my decision to live in pampanga area just because of this..and not to mention it’s a preferred provider hospital with my insurance company. I didn’t realize Phil health so expensive for foreigners. Glad I won’t be using it as it only covers like 20% of the hospital bill whereas in the states it’s the opposite…like the insurance covering 80%…either way I am glad I found a hospital otherwise I wouldn’t retire in the Philippines.

@mhandle5679

6 ай бұрын

So are you saying that the Medical City at Clark accepts Tricare? And has direct billing for Tricare

@toneloko930

6 ай бұрын

@@mhandle5679 yes they do. I have called them multiple times throughout the past year and spoken to other expats that are using the services. I will find out later this year.

Excellent. As I will be living probably about half the year in the Philippines. I will be looking for health insurance that I can use in both countries, some of your information was very helpful. Some food for thought

Yes please make a video of the best hospitals in the Philippines.

Thank you , Sir.

Thank you! Very informative with my planned retirement to the Phils.

@TheSavvyExpat

2 жыл бұрын

Have fun

Great info!

@TheSavvyExpat

2 жыл бұрын

Thanks Robin

Like it and thanks for the information

Good information 👍🏻 would like to see best hospitals in Davao

Subbed! Good info! Will need it later when I retire. Salamat!

@TheSavvyExpat

2 жыл бұрын

🙌

Thank you Evan for this very valuable medical insurance and hospital information! This sort of critical and yet hard to come by advice is what makes your Philippines channel unique and stand-out. Can you discuss the medical clinic situation, in the Philippines, for regular on-going care? Maybe discuss Pharmacies as well? Thank you, young man! 🙏👏

@TheSavvyExpat

2 жыл бұрын

Will do John. Thanks for watching man!

Good info. Definitely healthcare insurance is very important to have when abroad. Many expats don't think about it or consider it until it's to late. I am glad I have a global health insurance company. My monthly fee might be slightly higher than regular coverage in the US. But I don't have to worry if I am covered when outside of the USA.

@menchsy4161

Жыл бұрын

Hello may i know how much you pay for your health insurance everymonth?

Good job!

Thank you for the video. I want to know more hospital in the Philippines, specially in Davao city.

Please do a video on the best hospitals. Thanks, love your videos!

@TheSavvyExpat

2 жыл бұрын

Will do Mark

Thank you very much for sharing your "Healthcare in The Philippines (Insurance, Prices, Hospitals" video! I will maintain and continue the support to your wonderful channel. Be safe! Best regards/Ned 👍👍

@TheSavvyExpat

2 жыл бұрын

Means a lot Ned. God bless.

@PhilippinesMyParadise

2 жыл бұрын

@@TheSavvyExpat Pagpapalain ka ng Diyos/Ned 👏👍👏

This info is a real gem. 🥳

@TheSavvyExpat

2 жыл бұрын

That's what I like to hear!

@MC-bw5fc

2 жыл бұрын

@@TheSavvyExpat you are most definitely very savvy and well-informed. I enjoy your format and the new host every now and then.. 🏌️

Hey buddy, thank you for this video, very informative. I am planning my early retirement and would like to go back and stay in the Philippines for at least a year. You said pretty much what I need to know. Thank you.

@TheSavvyExpat

Жыл бұрын

Glad I can help Carlo! Wishing you the best with your retirement plans.

Well it gives u a lot to think about 🇨🇦👍

@TheSavvyExpat

2 жыл бұрын

Sure does Thomas

Cool vid Evan.

@TheSavvyExpat

2 жыл бұрын

Thanks Rex

I really like this vedio I will like to get more information because im coming to the Philippines to retire i will get back in touch with you. Thanks again for this vedio

This is great info really. I can totally swing the 3600 usd a year for the most expensive allegenz(sp) emergency plan. Then just go perdiem for day to day care. I saw somewhere you can set up a relationship with a local dr for primary and just walk in at 10.00 a visit.

Love watching again my friend

@TheSavvyExpat

2 жыл бұрын

Always great to see you Rick!

thanks for posting this different Health Insurance acceptable back in Php. I am retired now & hoping to move back to the Php from the U.S. to retire.

I'll be retiring and moving to PI in about 3 yrs so this video came in handy, Thanks and it's very informative.

@michaeltamares7974

Жыл бұрын

Don't do it.. just go Philippines as vacation home.. I own homes in vegas and California.. i use the best doctors.. I own a home in Philippines, but only go there a month or 2.. That is smarter

@user-pq6st8uq9d

Жыл бұрын

@@michaeltamares7974 Good point. In your case, would travel insurance such as Allianz make more sense for short-term travel?

This is great info. How does the Clark medical center compare in Pampanga? Is it a privately run hospital? And yes please…do a vid with list of best hospitals in Philippines.

Thank you. .love this topic.. You said for expats it's around $340 a month.. But it's saids annual contribution.. Just trying to clarify ? Thanks again for this great topic. Greg

Check other vids on the Doctors University Hospital in Cebu. Several have said that they don't treat foreigners in Accident & Emergency or Outpatients....

@TheSavvyExpat

2 жыл бұрын

That's downright crazy.

@blyons123

2 жыл бұрын

I went to the ER at Chong Hua Hospital Cebu, pronounced "Chung Wa" last year. They were friendly and helpful.

I think some of the Phil-health costs for foreigners that is mentioned here is $360 annually not Monthly. FYI- Phil-health is on average a 25% off discount plan for Expats and Filipinos using Private Hospitals and not the same as medical insurance- However It does cover all costs in Public Hospitals I believe- Good Vid though- Keep up the good work!

@ariefraiser140

2 жыл бұрын

You are correct. For $360 monthly a person could purchase a global Healthcare plan that covers them almost everywhere in the world.

@videos-jq7je

2 жыл бұрын

i am not gonna pay 360 a month NO WAY. In my country the netherlands i pay 150 dollar a month, that is crazy much money, but i get half of it back from taxes office.

@karmacanquints4222

2 жыл бұрын

@@videos-jq7je that's Netherlands, different country ... If u r in PI better search cheaper, quality health insurance 🤷‍♀️

Hello, thank you for this great information. I am interested for the Allianz care insurance. Thank you.

There is also Pacific Cross and Pacific Care insurance plans. The important thing is to find one that pays the providers directly so you are not out of pocket and waiting months to years for reimbursement. You could be dead by the time you are done fighting for reimbursement.

@TheSavvyExpat

2 жыл бұрын

Great point

@edwardlawler9487

2 жыл бұрын

Excellent point

@danielpaterson660

2 жыл бұрын

Hi Dr, does Pacific Cross and Pacific Care cover people from the U.K.?

@edwardlawler9487

2 жыл бұрын

@@danielpaterson660 of course they are an international

@DrDlane

2 жыл бұрын

@@danielpaterson660 I believe they cover most everyone but check their website to be certain they haven't made recent changes given all the craziness that's been going on lately.

Thank you for this very valuable information. Please send me the links to all 3 insurance! Thank you!!

I loved the people in the Phillipines. The healthcarr system was the #1 problem I noticed other than lack of traffic signs, lights, etc..

I think you should include more local only options since many expat retirees might not travel as often to need or want global health insurance plans and with the quality of the private healthcare in the PI, most US expats will probably take a trip stateside to use their Medicare to take care of anything that couldn't actually be taken care of in the PI. You should mention HMOs and health insurance and the difference between the two. HMOs like Maxicare and Medicard typically cover most outpatient and preventative care by using up annual coverage limits. Health Insurance is more for long term and serious inpatient care that usually works via reimbursement after the insured intially pays. Also since alot of expat retirees are senior citizens... they should know many HMOs do not cover past the age of 65 and many insurance plans only cover those up to 75.

@tikibarry2279

Жыл бұрын

Exactly! I'm 70, in good health.All of my "numbers" are in the normal/ good range. My HMO here in Florida is cheap,and effective. I would like to live in the Philippines, but it looks like it would be more expensive.

Hi Evan. Thanks for this very informational presentation. Can you pls direct me to the Allianz website? I just want to be doubly prepared before retiring in the PI sometime this year. Thank you and mabuhay ka kaibigan.

I am 80 years young. I have no means to pay those amounts. I am a permanent resident. But I have a doctor friend that can buy me pain killers when my joints starts to bother me. Sure it helps. I don't need to go to the hospital.😅 8:51 8:51 8:51 8:51 here where I was born.

Please make a video of the best hospitals in the Philippines. In the cities and rural areas.

Kaiser Permanente is also global and in the Philippines. It's called something like Kaiser International.

@manilamartin1001

2 жыл бұрын

Yup. Its here in makati

I've spoken to a government doctor there In Philippines. They are understaffed. Lack of medical equipment and drugs.

Can you address the health care and military retirees? Such areas like Tricare and medical care with the Veterans Administration. Thanks.

Thank you Evan....AWESOME job. Also, I thought that an expat could get Philhealth and it was only like 350 for the year, not a month. Is that correct? Very good presentation.

@guillermoignacio7755

2 жыл бұрын

At 5:05 the heading describes annual contributions but he describes it as monthly (?)

Thank you so much Evan. I am leaving the US for CEBU on the 12th of May. I have travel insurance, but NOT expat health coverage, and I know my BC/BS and Empire Plan from the US will not be taken there. Since I will be there are least 6 months, I will take a look at Allianz and maybe CIgna. Health care is something that worries me AND my partner for the time I'm there. Thank you again. Blessed be.

@sfrealestatedealmaker6001

2 жыл бұрын

If you get into anything major in the provinces you’ll die. No 911 emergency services. I lived in Manila got hospitalized and it cost me $25K USD. I came back home to the U.S. It wasn’t worth my life being there.

@newtonlee10

2 жыл бұрын

@@sfrealestatedealmaker6001 omg, sorry for your bad experience...did you get covered by insurance for that 25kUS?

@GUITARTIME2024

2 жыл бұрын

Pacific cross too

Video on best hospitals by city’s in the Philippines like Cagayan de oro, Davao city. Thanks

Filipino teachers had to do a medical on Monday in order to pass to teach. Monday was officially a public holiday and they had to pay from their own pocket.

Just subscribed to your channel and saw some of your videos. If you can would love if you can do more videos on health care insurance. I will be retiring in Taguig in another 2 years and will be 70 years old. I am finding thru my research that all the plans I looked at don't cover pre-exiting conditions. Since I do take medication for Hypertension, Diabetes, and Cholesterol what options do I have to get health insurance that would cover a person in my position. I am worried that the insurance won't cover anything if I need it because they may come back that my illness is related to one of my pre existing conditions

BARNEY FREAKIN FIFE! That was a good one!

Health insurance is very important. Last year out of the blue, I had appendicitis. The total hospital bill costed me around $4k USD. It showed me on the bill that if I didn’t had insurance, I would have paid $100k+ in hospital bills. Health insurance is a must. No matter how healthy you think you are, something like appendicitis can just happen randomly. Health insurance prevents you from incurring insane amount of medical and hospital bills when something happens.

@garrydye2394

6 ай бұрын

100k? I think you got the foreginer tax applied.

@nichole-life

9 күн бұрын

100k $? in China u only need pay 1k$ without insurance,if u have insurance u only need pay 100$ in China

40 days at Chong Hua costs about 800,000 pesos for emergency due to GB Syndrome. Private room.

Allianz eazy health I need info. Thank you. You’re great 👍

I remember in one of your earlier videos regarding health plans for expats, you mentioned ACS and Kaiser, but why you didn't mention them in this video?

Yes send me the link.

Like I said, great video. I'm a little confused about monthly versus yearly payments some of them you stated by month and some of you stated by year. I didn't think the ones you stated by ear would be as cheap as they sound, just wondering a little clarification

@ricksivley7047

2 жыл бұрын

Just look at the title at the top of the page where it says annual contributions however say we expect I found himself $300 a month at the bottom

Yessss!!! Thank you for this. I feel like you listened to my prior comment🥺 I'm also wondering if there's interest in a university/college video! Im looking to get my PHD in philippines

@TheSavvyExpat

2 жыл бұрын

Got your back! And Isabella is working on a video about the top four colleges in the Philippines. Stay tuned!

@arisejeff

2 жыл бұрын

@@TheSavvyExpat Letsss Goooooo Broooo!!!! Maybe we can meet up one of these days. I'm a Digital Nomad Clinical Therapist from California, would be interesting talks. Keep up the Kingsistency!!!

@ranma9823

2 жыл бұрын

Easily the top universities in the Philippines: University of the Philippines (and the UP system) University of Santo Tomas Ateneo de Manila De La Salle University Siliman University (this is in Visayas) And then there are some universities that are known to be good in specific fields: Mapua (engineering) San Beda University, University of San Carlos (law) ... I don't know all of them lol.

@arisejeff

2 жыл бұрын

@@ranma9823 Thanks, I'm looking to go for Psychology Doctorates. Looking at Ph Diliman

@ranma9823

2 жыл бұрын

@@arisejeff You're welcome. University of the Philippines, Diliman is a great choice.

I wish a Veteran living in Philippines would do a video about the V.A. hospital in Manila. I am an Army Veteran and my health care is awesome here in Florida. I literally live 30 minutes from one of the best V.A. hospitals in the planet. If I move to the Philippines I would have to start going to the one in Manila. Will a Veteran who goes to this V.A. in Manila please comment in the comment section and give a brief assessment of this hospital for us veterans on the fence about living there. .

Hello, a new subscriber here. You are very knowledgeable. Can u share me the best hospitals in the Philippines please? Thank u very much.

Yes. Please give me the list of hospitals and insurance company.

Good video, I just made an updated version of my own. Was wondering since you're from The Philippines what's the reputation or opinions on pacific cross? I see they are one of the biggest local hmo, but how are they in terms of reliability and actually covering claims if you're familiar?

I think you'll find the Foreign retirees pay 15,000 Php per year, Expatriates: 17,000 Php per year for Philhealth. :)

What can you tell me about McKinley West and McKinley Hill? Thank you.

I'll be in mindanao and will need cardiac follow up as well as pacemaker. Davao is the nearest medical treatment facilities. Can you let me know which facility is the best for outpatient and inpatient if needed. I have blue cross/blue shield insurance which covers me in Philippines but I think there are forms for reimbursement

Remember, a health insurance plan is only as good as how reliably the company ACTUALLY PAYS CLAIMS. Sure, they make it super easy to BUY their insurance, but trying to get them to pay a claim may be a completely different experience. Research independent reviews.

Hi Always follow your vlog.could you tell me where to contact Alliance Worldwide health plan.Thanks

Good job Evan. But I think those $15K/17K plans are annual prices, not monthly.

@TheSavvyExpat

2 жыл бұрын

Oops my bad there. Thanks for the backup ;)

I'd like to know about local insurance, since I'll be living in Sagada and will probably use a Baguio hospital. I'm 88 and won't be travelling worldwide, making the plans you listed not appropriate for me. Thanks for all your information! It has made my move to the Philippines much easier than it would otherwise have been.

@reallifewithkids6913

2 ай бұрын

Pacific Cross has a great reputation.

The chart says "The annual premium contribution rate for PRA foreign retirees is P15,000.00" you are saying per month!

Does anyone know if the same insurance providers cover kids too? Or is there a separate one for kids?

I plan to retire in either Clark, Panpamga or Davao City when i turn 70 yrs old 3 yrs later. I am checking out the different insurance plans. Do you have any information on Pacific Rim? Do retirees still need to pay for PhilHealth if they opt for private insurance? The $300 per month premium is even higher than the avg monthly Medicare premium in the US.

How come feed for Allianz is calculated annually not monthly like the rest?

Hello, i live in Las Piñas what are the best hospitals in the area and what can i learn about that platinum plan of i think you said alliance