7.5% is still absurd and ridiculous😂 damn I remember the days of 1.99% and 2.99% being the norm

i thought i was ripped off when i got 4.4% for my $13k car in 2020 and now you're normalizing 7.5% for 30k. It's insane

Dealerships need to be outlawed. We should be allowed to buy directly from the manufacturer and use private mechanics to fix them.

Get pre approval from your credit union. Easy Peasy ! Doing so prevents dealership financial rape.

You know I was thinking, on your skits where you're the customer, it's kinda hard to tell that you're the customer. What if you wear a baseball hat or something to show that?

I constantly thank the lord that I got a brand new car in 2022 for 2.5% interest

These prices are not right. This is all a psyop to get you to assume you're going to be paying $699 a month and then when you go to a dealership and they say its only $520 you get excited

Hot tip, don’t tell then your already pre approved until after they’ve worked the deal down. Then drop it on then 3 hours later and watch then sweat.

I am paying 274 a month for my pick up with a 10% (I am 18 and this is my first car) these monthly payments seem absurd to me wtf

I remember a few years ago 4% felt like a ripoff, 2-3% was normal. Now saying 7.5% is a good deal makes me sick

BE warned. I went through a bank that a dealer i trusted in the past pushed really hard and learned that they were doing heavy kickbacks to the dealer. Turns out the bank has bad history, terrible communication and relation with customers and often would have autopay not work as intended leaving customers with overdo payments. All and all bad experience and dealers will push aweful banks on you so they can cash in more.

Best advice for a car dealership: always be willing to leave your dream car if its not a good price

Working at a bank I have seen sometimes the dealer would use us and get a better rate than if you came into the bank first… we are fighting ourselves

I came in with my loan pre approval and ready to go, when I told the salesman that I got the same looks as if I told him I pissed in his Cheerios that morning.

And just like that, your credit gets shotgun to 17 different Financial institutions

Dude's monthly payment is 700 bucks... He's screwed either way. LMAO!!!

Interest rates are ridiculous now days. Although be careful of the advertised 1-2% interest rates out there as well. Some places literally tack on like 5-10k+ in markups then try to sell you on the “special interest rate” that literally is the same as no markup and 8-10%+ interest at normal msrp price

So glad I bought my GTI brand new during Covid and got 0% interest. That’s a once in a lifetime opportunity.

I remember when I went to the bank when I was buying my first car and asked them if they could beat the Toyotathon 0% APY for 60 months and they laughed me out of the building. 😁

When I got my car back at the beginning of the pandemic in 2020 it was absurd that I got my car at 2.5%, and at that point we could’ve gotten it for 0.9% since my dad was considered an essential worker and Autonation offered 0.9% for essential workers. My parents just recently got a new Mercedes at 7%, and they just kept their mouth shut and signed it even though they knew the Apr was absurd