Wise get your first transfer for free: bit.ly/2Z4xxfZ ---------------------------------------------------------------------- The Only Dating Website I recommend to meet serious Filipinas bit.ly/RecommendedDatingSite ------------------------------------------------------------- An awesome free Philippines dating site with 500+ new members joining daily! www.pinalove.com/?ai=3494&cid=1 ----------------------------------------------------------- The only VPN I trust and use personally: Surfshark get.surfshark.net/aff_c?offer_id=934&aff_id=17091&url_id=1320 ---------------------------------------------- Contact Michael Onstead for Medical Insurance for The Philippines: FB: facebook.com/monstad1 or e-mail: michael.onstad@loc-consultants.com ------------------------------------------------- Gio's Essentials Traveling List (Must have items for living or traveling in the Philippines) Order today! www.amazon.com/shop/giointhephilippines ------------------------------------------------------------------ How I receive my mail overseas safely: travelingmailbox.com/?ref=1384 ----------------------------------------------- If you would like to buy me a coffee: www.buymeacoffee.com/italiagio71 ------------------------------------------------------------------------------- Visiting or moving to The Philippines? 1 on 1 Consultation with Gio: Contact me at: giointhephilippines.com/ (For a free consultation join my patreon today) ----------------------------------------------------------- My Patreon account: Over 80 Exclusive videos not found on KZread and free consultations and apparel with silver level and higher. www.patreon.com/giointhephilippines JOIN as a Member to get exclusive videos not shared on the main channel! kzread.info/dron/lMlXTxpTNMZRE4AEjlc5RA.htmljoin ------------------------------------------------------------- Check out my website for more information on the Philippines. giointhephilippines.com/ -------------------------------------------------------------------------- Need a Throw away ticket, look no further $16 for a valid ticket ( I use this all the time). onwardticket.com/giointhephilippines ----------------------------------------------------------------- Book your hotel when traveling with my link for the best deals: bit.ly/38CvDgr -------------------------------------------------------------------------------------- If you would like to help support my channel: paypal.me/GioSanTeaching ---------------------------------------------------------- Contact Information: Instagram: instagram.com/gio_in_the_ph/ FB: facebook.com/GiointhePhilippines Contact me by visiting my website and clicking contact Gio giointhephilippines.com AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe.

This was one of the BEST advice you gave me last year during our consultation! I ended up using it often while I was in Cebu. Since coming back, I got the app set up for wireless pay with my phone, and I now rarely carry cash. I keep a small balance in the account and fill it up as needed. If and when I run out of USD, it automatically transfers what Pesos I still have over to USD and replaces the Pesos as soon as I add to my USD balance. It's a GREAT card to have not just for travel but for everyday life here in the U.S.

Great video have been using Wise the past year moving as much as $9,500 from US bank account to BDO bank account as my wife and I are building a house in Davao City. No problems or delays so far. From what I understand deposits are FDIC guaranteed like US banks to $250,000! They pay 4.85% interest on funds parked there competitive with CD’s. The Bank Behind them is CHASE. But as can happen alls well now is not a guarantee of the future results. Thanks as always great information!

@rogerro3812

Ай бұрын

I use them too, from Norwegian bank since 2022 des, never any problem NOK to Pesos direct within few days, work perfectly and the rate is very good.

@trevorsmith7753

Ай бұрын

Wifey could kick you out. It's HER house! Oh ... she'd never do that ....

I just got back from Cambodia and Wise did not work there. It has been awesome in the Philippines 🇵🇭

Hi Gio I actually got the physical card , cant wait to come out , thank you for the tutorial

@GiointhePhilippines

Ай бұрын

Have fun!

Thank you for making this video! It was very helpful

Great info 😊 thanks

Using Wise for about three years, in many places, not just the Philippines. I use the physical card for ATM's in many countries converting to their currency, and often the digital card for single online transactions. I will move money into my BDO account in the Philippines with Wise, and use the BDO card for ATM's.

Hey Gio some of your best work 🏖️🍻 can't remember another KZreadr covering Wise step by step

@GiointhePhilippines

Ай бұрын

Thank you!

Thanks Gio for such a helpful/educational 'how to' video on Wise. We need those kind of explanations for many apps/cards used by travelers. I 'saved' this to go through it a few times in the future as well.

Informative video Gio. I’ve been using Wise in Thailand for the past year, and I'm very happy with it. They also pay a great interest rate on any USD balance.

@torres8988

Ай бұрын

can you withdraw Thai Baht at the ATMs in Thailand with the wise card? or is it only used to pay for things in store

Great video. Cleared up a lot of questions for me. Thanks.

How much do you actually trust it? Would you trust it to maintain a $5K balance? Have you vetted it for something that large

@kahawaiihele

Ай бұрын

I am only a sample of one, but three years no issues. A good bit more than $5K.

Thanks so much!

Great information

Good info 👍👍

How timely, was just about to open the account, I'll be sure to use the link, thanks.

This was an excellent video...thank you! Gotta get me a cell phone. AJ

Love Wise!!!

Thanks for the video! Had some questions: Should we setup before or after arriving in The Philippines? When it asks for country of residence do we choose our passport country or PH? And finally, when we add our bank accounts is there a redirect to sign in with our bank credentials and do we need to notify our banks beforehand? Thanks in advance.

Hey Gio love the content. I’ve been watching you for a while and I have a question for you. I currently have a Wise card that I have had for years for my travels when I would go to the Philippines or Thailand I also have a Charles Schwab international bank account and I have, am I being too cautious for when I retire over there because that essentially will give me four different ways to access my cash here in the states you’re the one that always preaches have a back up to the back up

@GiointhePhilippines

Ай бұрын

Thanks for watching :-)

Great info!

@GiointhePhilippines

Ай бұрын

Glad you think so!

This was a good detailed video regarding Wise. One Question: if your home bank locked you out of direct access to logging into your checking account, would you still be able to log into your Wise account and transfer money to Gcash that came from that checking account?

I used to use Remitly. Then I did the math and over all Wise is less costly. Remitly has a lower fee, but they are usually 2-3 pesos less on the exchange rate.

@GiointhePhilippines

Ай бұрын

I was locked out of Remitly.

Does Wise require two factor authentication and if so do they give you a choice of text or email? Excellent coverage, by he way.

Nice Job explaining how wise works. been using Remitly which is very similiar to wise. would be interesting to compare exch rates between the 2. suspect thats where the expense is for using these services.

Very informative Gio. I was wondering if you do your transfers on a laptop, or if you put the app on your phone? Me personally, I'd not ever put any banking apps on a phone incase phone is stolen.

@GiointhePhilippines

Ай бұрын

I use my laptop often.

Hi Gio - my wife and I are moving to Iloilo next month. Would you suggest getting wise set up while in the USA - and G cash once we arrive? What is the best timing to set this up?

We used it to buy a car here

Gio well signing up for Wise as you mentioned,Plaid Is requesting my bank Account information and password? Is this normal

i have wise and a physical card. i like that i can freeeze the card so if i lose it or a scammer gets info it is locked ..unlock ,use atm, then lock it again

I’ve had wise since I left America in 2021. No problems. Not once. Thailand or the Philippines. No problems. Stay frosty… stay free. It’s the only way to be.

Can you use the wise card to withdraw cash at the ATM in the Philippines and in Thailand?

You forgot to mention you can only link US, CA and UK bank accounts.

Do they provide debit card and credit card to non us residents?

What are the top 3 apps to send money to Philippines do you recommend??

Gio, compared to what I use that is very expensive. I use World Remit.

They charged me $9 for the card. Should be here in a couple days.

@GiointhePhilippines

Ай бұрын

That's what I thought, not sure why it said free on the site.

Very interesting and helpful, thanks. But many young girls will not have bank accounts of their own, is that what GCash is for? Does that facilitate transfers just my phone? How does that work? Many "developing countries" are actually way ahead of the West on bank-less cash transfers, out of necessity. Here everyone has bank accounts and credit cards, so we are slow to adopt other financial technologies.

Here in Cambodia at a restaurant, they can bring a portable credit card machine to your table where you can tap your card on the end of the machine and your bill is paid for. No one has to take the card out of sight so you can pay for your meal. They don’t have that in the Philippines??

@GiointhePhilippines

Ай бұрын

I pay Gcash and they do it right at your table.

@wesgraham2262

Ай бұрын

@@GiointhePhilippines Awesome. That’s super convenient!

Wise is great ... but not usable in Ghana where I am expating from the USA ..

Thx Gio. Very informative.

@GiointhePhilippines

Ай бұрын

Glad you think so!

I tried that one, it declined my debit card. I have plenty of money on it but declined it.

do yo know what the wise routing number is i looked on line, found one but was not valid

Is there a dollar amount cap for transferring funds?

@keith4826

Ай бұрын

I sent 10k usd in one wire. It is also considered a domestic transaction to the US banks

What ts rhe maximum rou can send in a month?

It’d be nice if uI could pay for meals at restaurants so you don’t have to let them take your credit card out of sight.

@keith4826

Ай бұрын

I pay in cash for 99.99 % of my transactions here. Never let one of my cards out of my sight

@FilipinaAndTheForeigner

Ай бұрын

That is bothersome. All they need to do is write your 3digit code from the back of your card and use your number online.

I’ve had had problems with Wise when transferring money from my the US to my Thai bank account. It took several days, and no reason or explanation why. I also find it not very intuitive to use. I use it as a last resort over my other US accounts.

@oceanearth2243

Ай бұрын

Wise is not good for thailand unfortunately. Banks don’t like it because source of funds can’t be verified

@martin3399

Ай бұрын

@@oceanearth2243 Why can source of funds not be verified?

Can You open a wise acct when You are currently in the Philippines or should You be in the USA when You open acct?

@GiointhePhilippines

Ай бұрын

You can yes but easier if you are in the US so you can get your Wise debit card in the mail.

@TomandAmyinthePI

Ай бұрын

@@GiointhePhilippines Thanks! Do You think the Debit card is needed? If I don't need it for ATM use....

Great video very helpful. Thank you.

chegando com o joinha

hi Gio I have a a question about the gcash account as an expat / foreigner how do you qualify 4G cash account what do you need thank you

@GiointhePhilippines

Ай бұрын

You need a Ph phone number, you are better off having a Ph license or acr card and also you need a Ph address.

Does the person you are sending money to able to see your name in wise, your bank details (name of bank & account #) or your email address associated with wise?

@GiointhePhilippines

Ай бұрын

I believe they can see your name but no details.

Can you get $ in foreign countries instead of local currency ?.Thanks

@GiointhePhilippines

Ай бұрын

Yes, it's possible

Remitly worked for me used western union 3 times then locked out would t send lol 🤣 back up to backup all I can say 2 is 1 - one is none live by it lol 🤣

Wise has to many fees there are better ways to Handel your money ...

wise don't have cash pick up.

PayMaya! She has her own app?!

@GiointhePhilippines

27 күн бұрын

lol yea :-)

How much is wise paying you. I can do most of this with my navy fed accounts and cards. I have no foreign transaction fees in the Philippines. Wise charges over $4 to wire money from your bank account in America , my navy fed is zero. After you withdraw over $100 in one month they start charging 2% every withdraw after that and to transfer to g cash they charge 2%. There's hidden fees everywhere. Also I'm sure you probably have Navy Fed, they reimburse all my atm fees from the banks in the Philippines.

@GiointhePhilippines

Ай бұрын

I am not sponsored by Wise. That being said I use USAA for my main account which has been fantastic. I simply use Wise as a back up and to pay my rent and fund my Gcash. Thanks for your comment.

Is wise in apple app store

@GiointhePhilippines

Ай бұрын

Yes

Great Help.