We were lucky to meet our great neighbors to the left and right before making an offer.😊

@katrinreal

Жыл бұрын

I think that is a great idea...speak to neighbors prior to committing to the community.

Wow....Just got banged again by the insurance companies in Florida....This time its automobile....No accidents or claims in 45 years....My rates were 25% cheaper in NJ 6 months ago.....I'm beginning to question my move here a year ago....😮😮😮

@katrinreal

Жыл бұрын

:(

@henryjohn972

Жыл бұрын

Dang State Farm.....Dang Florida....My auto insurance went up 31%...That's with my homeowner's with them also...We have had no violations....That's ridicules.....Just saying...lol

I lived in Miami when I was young and single. I was looking forward to retirement in 5 years and moving with my family to central Florida. Financially I would be great. But it looks like the state has become Super Money hungry. Very disappointed in what Florida had become. Thank you for your valuable information

@katrinreal

Жыл бұрын

Glad you found value in it :)

Great video . Great advise . NEVER to hurricane windows - SHUTTERS would be MY preferred method ..

@katrinreal

Жыл бұрын

Much cheaper that's for sure :)

Little off topic but....... Have you noticed the drop in lumber prices per thousand board foot? 500 dollar range +/- might be more sustainable. Just one example how the costs are dropping for the builders.

Perfect summary, all in one video.. others make 10 video out of these topics. Thanks Katrin.

@katrinreal

Жыл бұрын

Thank you so much 🙂

Excellent video to help a buyer avoid getting a bad deal. I have owned 18 homes in my life and would still never use anyone but a Buyers agent when purchasing a home.

@katrinreal

Жыл бұрын

Jerry thank you so much for your nice words :)!

Due diligence applies to every property in every state.

@katrinreal

Жыл бұрын

Indeed

@JohnJohn-wr1jo

Жыл бұрын

True, but Florida has always been a suckers play, now more than ever. The deck is getting stacked higher everyday against the average resident. So glad we bailed in 2021 after owning our SW Florida home for over 20 years. We have a half dozen friends who have been forced to sue or are considering suing their insurers after receiving 20 to 30 cents on the dollar for Ian damage. Meanwhile the governor who has contributed dearly to Floridas current financial fiascos has designs on higher office. I guess he hasn't pocketed enough off the Florida residents so he's going all in.

@bipolarpunt5721

Жыл бұрын

@@JohnJohn-wr1jo Florida looks like a great place to live.

Very helpful video, good job!👍 I just signed to your channel😊😉

@katrinreal

Жыл бұрын

Thank you for watching :)!

Great video once again Katrin!

@katrinreal

Жыл бұрын

Thank you Ellen :)

Thank you so much for this very informative video, Katrin! I thought hurricane windows would be expensive but I had no idea they would be THAT costly!😱

@katrinreal

Жыл бұрын

Well, it depends on the size of the home, how many windows, brand of hurricane windows, etc. If it is a smaller home with less sliding doors it will be more affordable. Maybe get a few quotes and see how much it would cost you.

If you have not yet seen the video on the Surfside Bill, you can watch it here: kzread.info/dash/bejne/qpmErKmtgMbVlKw.html For a comprehensive list of costs to anticipate when purchasing a home, here is a video I did recently which may help: kzread.info/dash/bejne/oZV7sZupf5eWaag.html Watch this video here for a real estate market update: kzread.info/dash/bejne/a62Mqa5vaZSzqbw.html

Great video Katrin. Very informative. I couldn't believe how much you said the cost of hurricane windows are. I am glad I was sitting down. WOW! BTW, your English and diction is perfect!

@katrinreal

Жыл бұрын

Hi there, thanks so much for your kind words. Yes hurricane windows are expensive! Of course, it will depend on size of home and window types, but since the pandemic prices for hurricane windows have also shot up. Regular windows will be more affordable naturally.

thanks for sharing

@katrinreal

Жыл бұрын

Than you for watching!

Thanks Katrin, good info :)

@katrinreal

Жыл бұрын

Chief 😉, thanks so much for watching :)!

Thank you for sharing some valuable information. I know lawyers are not required to close real estate transactions in Florida. However, what's your opinion? Are attorneys used often in Florida?

@katrinreal

Жыл бұрын

Most buyers I have worked with have not used a lawyer to oversee the transaction. Some have used lawyers to review the contract especially for new builds. If you wanted to seek the guidance of a lawyer, you may want to consult one. It's what you are most comfortable with.

Would window security film be enough. I had it at my jewelery store and it prevented a few rock smashing attempts. Window broke but didn't get in. Also, what if it's a house with a slab foundation and a cinder block outter wall with stucco, do you still need a termite inspection?

@katrinreal

Жыл бұрын

Hi there, for the first question I would refer to a windows specialist. For the second question, if it were me I would still get a termites inspection but it is best to speak to a pest inspection company and gauge their feedback.

We are considering a move to FL and roofs and insurance are the biggest worry points for us. Our dear friend on the east coast is having a new barrel roof put on her single family home. It is costing 41- 45K. OMG!! How can you rent a house in the neighborhood you would like to buy into?

@katrinreal

Жыл бұрын

Thanks for sharing! I would look at rental listings on apartments.com or rent.com. Hopefully, something will come up in the neighborhood or at least close by. You could also ask neighbors in the neighborhood to see if they know of rentals.

I’m a little confused with the last part of the video. Could you or someone please explain what you meant by that the seller pays for the buyers real estate agent. Did I hear that correctly? I’m a little confused

@katrinreal

Жыл бұрын

Hi, yes, typically, the seller pays the listing agent and buyers agent commission at closing.

Are termites an issue in the cinder block homes-new construction

@katrinreal

Жыл бұрын

I believe so since they can get through small openings. Best to call a pest control company and gauge their feedback.

Why do banks require an offer letter if you have money to buy a home? My husband is still looking for a job

@katrinreal

Жыл бұрын

Banks want to ensure that borrowers have a stable source of income to make their mortgage payments. Maybe inquire with a mortgage broker to get their feedback.

@susievidal4134

Жыл бұрын

@@katrinreal but I have a good amount of Savings shouldn't that be enough to make them feel safe that we can pay the mortgage until my husband finds a job

@katrinreal

Жыл бұрын

@@susievidal4134 Susie, maybe gauge feedback from your mortgage broker?

Can taxes be rolled into your mortgage payment?

@katrinreal

Жыл бұрын

Hi yes, it can be through an escrow account but speak to your lender for clarification.

Literally everything you mentioned is common sense, except having a buyers agent in a lot of cases is going to be a waste of money.

@katrinreal

Жыл бұрын

It isn't common knowledge to everyone. If you don't believe a realtor is valuable, don't get one.

Are taxes tied into the mortgage

@katrinreal

Жыл бұрын

Usually, but you can check with your mortgage broker

In buying Florida real estate--be sure former owner has removed all alligators from property.

@katrinreal

Жыл бұрын

Remove from lake?

@paulbrungardt9823

Жыл бұрын

@@katrinreal No, from: bathtub, swimming pool & Jacuzzi . 🦎

@katrinreal

Жыл бұрын

@@paulbrungardt9823 ha, I have seen it in photos so it could happen surely...chances are low.

Watch out for H O A it’s big thing in Florida it’s true story

You speak like English is your 2nd language. Watch more Clint Eastwood movies.

@katrinreal

Жыл бұрын

Lol. English is my 3rd language. Thank you for helping with the algorithm 😉.

@elvisjd710

Жыл бұрын

What a dumb comment. Obviously coming from someone who barely speaks their first language 😄😄

Great video very informative! Subscribed!