Financial planning is an ongoing process, even in your 70s and beyond. At this stage, it's important to balance your desire to maintain your lifestyle with preserving your hard-earned capital. Strategies such as managing portfolio risks, planning for required minimum distributions (RMDs), and finalizing healthcare and estate plans can help you manage your finances effectively in this stage of life. However, it's important to keep in mind that accumulating wealth is ultimately about getting the most out of life, so remember to have fun too!