Finance Q&A: First Year Teacher Salary, Paying Off Student Loans, Saving Money, Debt Free Journey
Тәжірибелік нұсқаулар және стиль
Today I am so excited to finally answer your finance questions! I talk about my first year teacher salary, paying off student loans, how to budget, how to save money, build your credit, and more! Be sure to subscribe to stay tuned for more teaching and finance related videos! ☺️
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Пікірлер: 38
"tell your money where it needs to go" YES!
Yes girl!! I've been waiting for this one!
@HaileyTeaches
3 жыл бұрын
Thanks so much for watching! 🤍
omg your thumbnails are adorable!!!!
Thank you for answering my question and for making this video!
@HaileyTeaches
3 жыл бұрын
No problem love! Thanks so much for watching!🥰
These are great tips! and this is such an important topic to be discussing at the moment, I really enjoyed the video!
@HaileyTeaches
3 жыл бұрын
Thank you!!
always an inspiration!!! :) Starting off the first day back at work with this video while I eat breakfast :)
@HaileyTeaches
3 жыл бұрын
Thank you so much girl! That really means a lot ☺️🤍
I love the transparency. So important in this community 🙌🏼❤️
@bayloralejandro8296
2 жыл бұрын
i dont mean to be so off topic but does any of you know a tool to log back into an Instagram account..? I was stupid forgot my account password. I would love any tips you can offer me!
Thank you so much for this!👏🏼
@HaileyTeaches
3 жыл бұрын
Thanks for supporting!! 🥰
You need a budget to see where you stand whether you are a teacher or not! Great video Q&A@
You are coming for meeeeeeeee. “I don’t understand how people live life without a budget.” It’s me, I’m people 😭, but it’s in my goals for this year to do better lol
@HaileyTeaches
3 жыл бұрын
SHAKIRA!!!! 😭 Love you with or without a budget 😂🤍
So many awesome financial goals! My husband and I are moving at the end of May. We plan on upgrading our furniture so I’ve been tracking my spending more than I normally do.
@HaileyTeaches
3 жыл бұрын
Thank you! That's so exciting! 🥰
What saved me and allowed me to save so much my first year of teaching was moving back home to my parent's house.
@HaileyTeaches
3 жыл бұрын
For sure!!👏🏼
I hate delayed payments. My first (and still only) credit card was the Amazon store card. I got it super young, like 18. And I've had it for seven years. My history with that card, I think that was why I was able to get the car I have now. Considering adding on a credit card sometime this summer, because I think I can handle having another card. I want to use it for gas/groceries and things! I love saving and budgeting! It's so fun when you finally have substantial money to move. I also live at home. I honestly hate it, but I've been able to stack so much money, that it's been worth it. I'm also in graduate school and paying it out of pocket...My goal is to move out in November, pay off my car before I turn 30, and payoff my school loans as soon as possible lmao
@HaileyTeaches
3 жыл бұрын
Loveeee to hear it!!!🤩👏🏼🙌🏼
Also with the delayed payments I always just transfer the money over and let it sit in credit for however long until the two cancel each other out 🤷♀️
@HaileyTeaches
3 жыл бұрын
I wish my credit card let me do that! It doesn’t let me make a payment when my balance is 0!
@WinterWind
3 жыл бұрын
@@HaileyTeaches oh weird. Mine is just like another sub category next to my bank accounts on the bank website so you can transfer as you would to savings or whatever ☺
First off, great advice! However, what would be your response to the need for a #NationalTeacherMinimumWage so that your advice applied equally to all teachers? Potentially, tuition and student loans are outrageous for everybody but more so for those in states offering poverty wages to teachers.
You get $46k??!?! holy moly that is awesome. In Ohio, we only start about $35k.
Can you do a video about WGU? I am looking into masters programs. I am just worried about pricing since online universities still have out of state tuition fees.
@HaileyTeaches
3 жыл бұрын
I can definitely do a video all about WGU! They don’t have out of state tuition! It’s a flat rate of ~$3,600 a semester! ☺️
Where did you get your student loans from ?
I looooove finance plans! Will your salary increase significantly after you finish your Masters?
@HaileyTeaches
3 жыл бұрын
Thanks for watching! 🤍 There is an increase but nothing too crazy😂
Are you unionised? I love our union, they're always renegotiating the rates and conditions 😊
@HaileyTeaches
3 жыл бұрын
Yes we have the MTA here in Massachusetts!☺️
Went are you move
Is Masters degree required at your school?
@HaileyTeaches
2 жыл бұрын
In Massachusetts, teachers are required to earn their masters within 5 years of teaching. Technically I am not required to have it right now, but I got it out of the way so I don’t have to worry about it when the time comes ☺️