🚨 FEBRUARY 2024 TAX-FREE INFRASTRUCTURE BOND: How To Invest Invest, Bond Amortization,& Redemption

How do you amortize bonds?
Bond Redemption Structure & Bond Amortization Explained about Investing in Treasury Bonds in Kenya: specifically, the February 2024 Tax-Free Infrastructure Bond (IFB1/2024/8.5)
For a full guide on how to start investing in Treasury Bonds in Kenya, read this article 👉🏽 thewealthtribe.com/how-to-invest-in-treasury-bonds-in-kenya/
A step-by-step guide to opening a CBK-CSD account on DhowCSD 👉🏽 kzread.info/dash/bejne/gmVmqcdxcZuZmLQ.html
How to place bids for Treasury Bonds & Bills using CBK DhowCSD portal 👉🏽 kzread.info/dash/bejne/YqmpmbOuldzMfqQ.html
How To Calculate Your Net Worth 👉🏽 kzread.info/dash/bejne/mmejl8uwk82WoZM.html
Money Market Funds Explained 👉🏽 kzread.info/dash/bejne/a4Ofx6-pc87Ims4.html
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Sub Count: 10K

Пікірлер: 131

  • @TheWealthTribe
    @TheWealthTribe5 ай бұрын

    Tribe, Please give this video a like👍🏽 1. THE RESULTS ARE OUT!!!! 18.4607% is the coupon/interest rate!! WOW!! 🤩 How excited are you? 2. Was this video useful? If yes, mind leaving me a tip ☕ through this link?👉🏽👉🏽 flutterwave.com/pay/thewealthtribekfcf You can pay what you believe this video is worth to your financial freedom journey…it could be 10 shillings, could be 5,000 - you decide🤑 3. If you'd like to set up a Money Market Fund account, click this link to submit your application👉🏽👉🏽👉🏽 invest.sanlameastafrica.com/on-boarding?agent=02611 4. From minute 10:31 to minute 15:50 where I take you through the Excel spreadsheet, please watch it on full screen on your phone or watch it on your computer: I'll make the font larger next time 😉 5. For me to help you with specific questions about your bond investments, book a 1 Hour Pick My Brain 🧠 session here 👉🏽selar.co/pickbrain?currency=KES Happy investing!🤑

  • @tushiyakey9677

    @tushiyakey9677

    5 ай бұрын

    Happy investing Tribe. 😅

  • @miriammaina9907

    @miriammaina9907

    4 ай бұрын

    Hi beautiful tribe, I submitted my initial bid via the DhowCSD portal on 21/02/24, and it indicates that the bid has been submitted. I'm curious, how long does it typically take to receive an email confirmation with the reference number?

  • @Tamarrind97
    @Tamarrind975 ай бұрын

    Thank you so much. Very useful information for CSD rookies.

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    Glad it was helpful!

  • @agneskitana2843
    @agneskitana28435 ай бұрын

    I like you for free.....your simplicity when explaining these jargons to us is amazing.Keep up the good job......I have learnt alot so far....God bless you.

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    😂😂😂😂 This is so cute 🥰 ☺️ 🥰 God bless you too!

  • @miriammaina9907

    @miriammaina9907

    5 ай бұрын

    ​@@TheWealthTribe Are there any additional deductions besides the 15% withholding tax when investing in Kenyan Treasury bills?

  • @deedee25four

    @deedee25four

    Ай бұрын

    @@miriammaina9907 None.

  • @nyivacorretor939
    @nyivacorretor9395 ай бұрын

    Oh yes, the knowledge is here with us

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    💯

  • @kennedymuchoki5208
    @kennedymuchoki52085 ай бұрын

    You really came in at the right time. Am ever confused about this type of investments with sirikali "Government." Be blessed 🙏🙏

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    Thank you

  • @EvansMusomi
    @EvansMusomi5 ай бұрын

    Thanks for the insightful breakdown of the amortization and redemption jargon 👍

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    My pleasure!

  • @Dan13Speed
    @Dan13Speed5 ай бұрын

    Thank you for the valuable information. I missed out on this one, and I will definitely participate on the next one. Kindly keep us posted.

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    Will do! I always do!

  • @missmiriam1682
    @missmiriam16825 ай бұрын

    Thank you very much. Your presentation and explanation are always on point. Glad to be here and keep up the good work 🎉🎉

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    Yaaaaay! I love having you as part of The Wealth Tribe 🤑

  • @karenmuka2059
    @karenmuka20595 ай бұрын

    Great insights as always. Keep up the good work you are doing.

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    Thank you! I will 😊

  • @l.k.8658
    @l.k.86585 ай бұрын

    Yes yes you are very late, I have been looking out for this.

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    Sometimes, life can be overwhelming

  • @mwangiemma7634

    @mwangiemma7634

    5 ай бұрын

    Me too... But I am glad I alot has been demystified

  • @Honestalways
    @Honestalways4 ай бұрын

    Hi Agatha,i love this video,i keep watchng it...but i missed feb infrastructure bond😢.When is the next likely to be?any infor?thanks

  • @paulinemumbi5214
    @paulinemumbi52143 ай бұрын

    Asante sana . Well explained 👏

  • @TheWealthTribe

    @TheWealthTribe

    3 ай бұрын

    My pleasure

  • @otiengraba6843
    @otiengraba68435 ай бұрын

    Woow right on time 😊

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    Enjoy!

  • @miriamkaylan5546
    @miriamkaylan55462 ай бұрын

    great job you are doing to educate pple about investment. WELL DONE .You are speaking too fast we miss your details pls try to slow down to be understood fully.

  • @jdMokaya
    @jdMokaya5 ай бұрын

    Fellow retail investors we meet again! Nicely done presentation... Tick kapsaa!

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    Wakulima wadogo meet-up 😂😂😂😂

  • @SirjMuriithi

    @SirjMuriithi

    5 ай бұрын

    😅😅

  • @CMX00
    @CMX003 ай бұрын

    Please create a video about selling on the secondary market. Thank you

  • @tushiyakey9677
    @tushiyakey96775 ай бұрын

    My girl too late aki. But it's ok. I reminded you immediately they announced it on one of your videos but I guess you didn't see.

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    Sometimes work is overwhelming 😢

  • @tushiyakey9677

    @tushiyakey9677

    5 ай бұрын

    @@TheWealthTribe I do understand. The schedule in this sandpit can be overwhelming.

  • @simonngugi3370
    @simonngugi33705 ай бұрын

    thanx Agatha

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    Welcome

  • @davidkoo2503
    @davidkoo25034 ай бұрын

    What is the coupon rate on the bond? and how can you check?

  • @esthermwikali616
    @esthermwikali6165 ай бұрын

    Good information right there. Kindly advise on how one can sell/ trade the bond in the secondary market incase they need the money back before the maturity period

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    I'll create a guide soon

  • @PaulKimiti-ub9qc
    @PaulKimiti-ub9qc5 ай бұрын

    Thanks for the regular videos, quite informative. I have a question though. When one gets back some percentage of the principal invested in a bond during armortized payments, is interest for the remaining years till maturity calculated based on original investment amount or the percentage of the principal that remains? Thanks

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    This shows you didn't watch the full video 😁 I answered this question

  • @dominicmurumbutsa8949
    @dominicmurumbutsa89493 ай бұрын

    For those who invested less than 1 million in tye 6 yr bond. When will they be given they full principal back now that you have said the 8.5yr one will be given.aftwr 3yrs. Regards

  • @johnmakokha84
    @johnmakokha842 ай бұрын

    Great

  • @TheWealthTribe

    @TheWealthTribe

    2 ай бұрын

    👍🏽

  • @tatani6775
    @tatani67754 ай бұрын

    Any chance of a video on the (re)opened 3/5/10 year bonds?

  • @TheWealthTribe

    @TheWealthTribe

    4 ай бұрын

    No. For those, book a Pick My Brain Session using this link selar.co/pickbrain?currency=KES

  • @1ramah
    @1ramah5 ай бұрын

    Good job . Kenyans in diaspora I advice you open a commercial bank in Kenya . This will ease up most of the stress for purchasing securities. Agatha I need some advice nitakutafuta.

  • @tushiyakey9677

    @tushiyakey9677

    5 ай бұрын

    The standard chart bank is the best for this kind of remittance. Never been disappointed.

  • @1ramah

    @1ramah

    5 ай бұрын

    @@tushiyakey9677 good to know that . I use Co-operative which is good too . Now when I am buying securities I just have to send a text on my co-op app and put in necessary information for the security been purchased . How do you go about with your bank ?

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    Good tip!

  • @user-nt7iq5ks5i
    @user-nt7iq5ks5i28 күн бұрын

    Good job young lady

  • @TheWealthTribe

    @TheWealthTribe

    27 күн бұрын

    Thanks!

  • @Invible943
    @Invible9435 ай бұрын

    how does the secondary market work? can I top up a bond? how does the top-up go?

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    This shows you didn’t watch the full video

  • @Andy-ht8lc
    @Andy-ht8lc4 ай бұрын

    Hi. I'm new here. Quick question; is the redemption calculated by the interest repayment or is the redemption a different sum altogether?

  • @deedee25four

    @deedee25four

    2 ай бұрын

    Redemoption is your principal. Redeem here simply means to return. So on the redemption date, the govt will return the entire amount you lent them initially

  • @tushiyakey9677
    @tushiyakey96775 ай бұрын

    I'm not really happy with the 18.46% though. Girl lots of respect. Thank you so much. As always I was looking forward to this info from only you.Yes I received a message for a new 8 digit number unlike the previous 12 digit number.

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    😂 😂 You wanted a 20% coupon rate, huh?

  • @tushiyakey9677

    @tushiyakey9677

    5 ай бұрын

    @@TheWealthTribe😅

  • @SirjMuriithi

    @SirjMuriithi

    5 ай бұрын

    Have you received the 8 digit key already? Me not yet

  • @mercybarasa7135

    @mercybarasa7135

    5 ай бұрын

    ​@@SirjMuriithi please check your account under transactions.. the number is in red

  • @anjawecarg9792

    @anjawecarg9792

    5 ай бұрын

    ​@SirjMuriithi did you manage to get the 8 digit ?

  • @user-oh1hl2tc2w
    @user-oh1hl2tc2w2 ай бұрын

    Kindly I need guidance on how to open a money market fund investment account

  • @TheWealthTribe

    @TheWealthTribe

    2 ай бұрын

    Click this link to watch a guide on How Money Markets Funds work kzread.info/dash/bejne/a4Ofx6-pc87Ims4.html After that, click this link to apply for a Sanlam Money Market Fund account invest.sanlameastafrica.com/on-boarding?agent=02611

  • @Victor_145
    @Victor_1454 ай бұрын

    For the 1M and below after 100% redemption there will there be any interest after 3 years since you have been paid back all your principal amount?🤔

  • @marywanjiku4330

    @marywanjiku4330

    Ай бұрын

    No interest after receiving your money

  • @mwongzie
    @mwongzie5 ай бұрын

    How do you determine the second armotization amount - 1.25Mn - The first 1Mn is mentioned in the IFB1 brief, the 2Mn is the competitive bid threshold, how do you determine the 2nd threshold?

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    It's written in the prospectus

  • @sienamoh6860

    @sienamoh6860

    4 ай бұрын

    1.25mn is the threshold? for a scenario where the outstanding principal would be redeemed after the full 8.5 years (since the principal amounts after amortization in 2027 and 2030 will still be above 1M).

  • @Faluthe
    @Faluthe5 ай бұрын

    Was looking forward for this analysis; always very informative. A million and below for a 3 years term is sweet spot, considering current labile economic environment.

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    Well said!

  • @jacksonmichael5603
    @jacksonmichael56035 ай бұрын

    Hi Wealth tribe ..How do i get the cbk 8 digit reference number?My bank needs that to process my payment to cbk

  • @mercybarasa7135

    @mercybarasa7135

    5 ай бұрын

    Open your DHOW CSD account, then check under transactions .. click this specific bid and you will see it highlighted in red. Please use your computer cause I had tried checking it with the phone and I did not see it

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    kzread.info/dash/bejne/mniTsrymetzdeps.html

  • @rahabgitau7439
    @rahabgitau74392 ай бұрын

    Its 5 mon of 2024 i have opened cds accnt already can i diposit money if it thru pls

  • @lucienelssuperb
    @lucienelssuperb5 ай бұрын

    Agatha 🎉🎉🎉where do we tip you ❤ aaah Good knowledge =power💪

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    That would be so nice aki 🥺🥺🥺. I have a 'Buy Me a Coffee ☕️' link here 👉🏽 flutterwave.com/pay/thewealthtribekfcf

  • @Honestalways
    @Honestalways5 ай бұрын

    Hey,you have explained so well.thanks but its lste for me😢.kindly tell me if they reopen how do i invest?waching from Asia...

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    If you have the DhowCSD app and activate notifications, you'll always be notified 🔔

  • @Honestalways

    @Honestalways

    5 ай бұрын

    Thanks for replying.you earned a subscriber ❤

  • @faithwandiri2117
    @faithwandiri21173 ай бұрын

    Please let us know when the next one is open

  • @TheWealthTribe

    @TheWealthTribe

    3 ай бұрын

    I will

  • @seintives
    @seintives5 ай бұрын

    If I took a bond through an investment bank and I invested less than 1m will it also be paid back in 3 years or does this work differently?

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    Please ask them (read their terms and conditions) because I've seen some investment banks says they reinvest your coupons and principal

  • @seintives

    @seintives

    5 ай бұрын

    @TheWealthTribe My coupons are currently being paid to me so they are not being reinvested but let me check with them. Thanks

  • @euniceolembo4634
    @euniceolembo46345 ай бұрын

    Hey girl for those who'll receive their full principle on 15th Feb 2027, does this come with the interest for that month or do we get back the principal only?

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    It comes with interest

  • @euniceolembo4634

    @euniceolembo4634

    5 ай бұрын

    @@TheWealthTribe I greatly appreciate your response. Stay blessed 🙏

  • @JumaJacktone
    @JumaJacktone2 ай бұрын

    Can you share a link of the spreadsheet for download

  • @TheWealthTribe

    @TheWealthTribe

    Ай бұрын

    It's on sale 👉🏽 selar.co/qtb4gf

  • @Reading.of.financial.books.
    @Reading.of.financial.books.5 ай бұрын

    Is this bond the same as bills where if you took a bid of 100,000 you will have to pay maybe 95,000 to cbk or do you have to pay the full amount

  • @SirjMuriithi

    @SirjMuriithi

    5 ай бұрын

    You pay the full amount. Face value

  • @tushiyakey9677

    @tushiyakey9677

    5 ай бұрын

    This is not a bill. Bills are discounted but bonds aren't.

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    👏

  • @johnkiragu5352
    @johnkiragu53525 ай бұрын

    It is a must you go to central bank to open the account

  • @StevoGitz

    @StevoGitz

    5 ай бұрын

    No, even if you go they tell you to register with their app on your phone. I was there a while back.

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    kzread.info/dash/bejne/gmVmqcdxcZuZmLQ.html

  • @simonngugi3370
    @simonngugi33705 ай бұрын

    can I transfer money on RTGS to CBK on a Saturday?

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    No. RTGS works on weekdays till 3 PM

  • @kingprince2604
    @kingprince26042 ай бұрын

    so it only happens in February, or when again can one invest in an infrastructure bond? someone help

  • @MATTHEWNGATIA-jd1pk

    @MATTHEWNGATIA-jd1pk

    2 ай бұрын

    Soon there will be another release of ifb, possibly this month of may

  • @kenada254
    @kenada2545 ай бұрын

    Are fx bonds floated monthly?

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    I don't know

  • @walemabarnett4866
    @walemabarnett48663 ай бұрын

    When is the next one? This has passed me.

  • @TheWealthTribe

    @TheWealthTribe

    3 ай бұрын

    All we do is wait, there's no schedule

  • @annemuringi6377
    @annemuringi63772 ай бұрын

    Who can explain to me kindly, when you bid a certain amount, lets say 50,000 but the price they ask you to pay is 55,000 what has happened?

  • @deedee25four

    @deedee25four

    2 ай бұрын

    You must have bid for a tap sale/ reopened bond. You'll always pay more if you bid for a reopened bond or a tap sale of a bond because it is assumed the bond has 'earned' some value since the first time it was put out.

  • @deedee25four

    @deedee25four

    2 ай бұрын

    And of course it's actually a calculated so you can always work back to see if you are paying the right amount

  • @otiengraba6843
    @otiengraba68435 ай бұрын

    Why can’t they allow us to use mpesa money transfer for diaspora citizens 😢😢😢

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    Hopefully this will happen in the near future

  • @stephennyahoro
    @stephennyahoroАй бұрын

    Can you take a loan against a bond

  • @TheWealthTribe

    @TheWealthTribe

    Ай бұрын

    This shows you didn't watch the full video 😁

  • @nduatifaith3187
    @nduatifaith31875 ай бұрын

    Hallo gal I'm being dissapointed with my local bank, equity. Emailed ncba as you adviced but they need my physical appearance or we use DHL. I'm not around. How I need to start investing aki

  • @tushiyakey9677

    @tushiyakey9677

    5 ай бұрын

    Standard chart bank never disappoints they are Bamba ku Bamba with the RTG remittance.

  • @nduatifaith3187

    @nduatifaith3187

    5 ай бұрын

    @@tushiyakey9677 I will reach out, hope they will help. Thank you for your response

  • @margaretmwirigi677

    @margaretmwirigi677

    5 ай бұрын

    I bank with Equity and my transaction was very smooth I just emailed them filled the form online and money was transferred without any hiccups

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    I hope you find help 🥺

  • @nduatifaith3187

    @nduatifaith3187

    5 ай бұрын

    @@margaretmwirigi677 waoh. I'm. Waiting for their response as I told them I'm outside the country. But they take too much time without responding.

  • @michaelbosire6151
    @michaelbosire61515 ай бұрын

    I think there is no hope of reopening this bond because it was oversubscribed by over 200 billion

  • @TheWealthTribe

    @TheWealthTribe

    5 ай бұрын

    👍🏽