Check out my ETF EXPLAINED video below! 👇 It's 4 years old but the info is timeless and I go into much further detail at 12 minutes long 🙂 kzread.info/dash/bejne/ZmyYmbRyfbfgnKw.html

@CanadianTShirt

10 ай бұрын

Watch my MILLENNIAL INVESTING GUIDE playlist for step by step lessons on investing, starting from square one! 👇 kzread.info/head/PLj8bU3AuW2qEVri8g-ErBL65ng98iAf5g

@sylviemorissette7668

9 ай бұрын

Are all ETF's taxed on 50% capital gains only?

Thanks for the info! And im just happy you got sponsored👌

@CanadianTShirt

5 ай бұрын

Thank you for those kind words! I appreciate that! I've been a huge fan of BMO ETFs for almost 10 years so it was great to work with them! =)

So proud of you for getting a bank to sponsor you. Shows the quality of your content. Great job and keep going ! As an immigrant with good financial knowledge, but from a different country, your channel is priceless In helping to understand the Canadian market.

@CanadianTShirt

10 ай бұрын

Thank you so much for those kind words and for sticking with my channel over the years! I truly do appreciate it! 🙏

@CanadianTShirt

10 ай бұрын

And I'm extremely selective with sponsorships and partnerships. I would only ever work with a company or service that I genuinely love and respect and one that I have personally used for many years. For me, transparency and authenticity is more important than anything. You guys know how much I've talked about BMO ETFs over the years so for me, this sponsorship was a natural fit =)

@CanadianTShirt

10 ай бұрын

I'm so happy to hear that my videos have helped you along your financial journey in Canada! Keep it up buddy and let's grow together! 🇨🇦

Great Scott! Watched and liked, thanks Adrian!

@CanadianTShirt

10 ай бұрын

Thanks Jason! I appreciate it, as always! 😁

this is very timely, i was just thinking about BMO ETF and wished u have a new video of it. thank u!

@CanadianTShirt

10 ай бұрын

You're right it was certainly time! I haven't made an ETF focused video in a while. I wanted this one to be super short and sweet but I hope you found it helpful! 😁

I used to hold ZSP (switched to VFV), but I'm holding ZWC in my portfolio. I enjoy BMO etfs.

@CanadianTShirt

10 ай бұрын

You got it buddy! It's good to have variety! 😊

Hi Adrian... Super happy to see your channel being recognized by such big brands. You absolutely deserve it 👏 I started following you last year and have learned so much from your videos.. still a lot to learn though. Thanks a ton & here's to hoping your channel hits the million subscribers mark soon!! One small question though... holding this ZSP ETF will result in that 15% withholding tax irrespective of whether it's in RRSP or not because we are not holding US S&P ETF directly but through a proxy BMO ZSP. Is it Correct ?

@CanadianTShirt

10 ай бұрын

Thank you so much! That really does mean a lot to me! It's been a very long journey over 4 years with this KZread channel and yes, I'm very proud to be in a position to be working with such established and reputable companies like BMO 😁

@CanadianTShirt

10 ай бұрын

And to answer your question, unfortunately yes. Since ZSP is a Canadian domiciled ETF containing US holdings, it will face the withholding tax no matter where you hold it. It's totally out of your hands, you can see on the BMO website for ZSP under the tax distribution you will see the foreign taxes paid. Hope that helps! =)

@sunny2095

10 ай бұрын

@@CanadianTShirt Thanks a lot Adrian for taking the time to clarify this 🙏

@CanadianTShirt

10 ай бұрын

@@sunny2095 that's what I do. I love answering questions! 😁

@kashjawed

2 ай бұрын

@@CanadianTShirt so if we were to buy Canadian ETF's (e.g. ZRE or XEI that you had explained in other videos), they wouldn't be subject to withholding tax since they hold Canadian stocks?

Thank you for a very well explained video. I have a question with regard to US withheld tax when holding ZSP ETF in my RRSP account. I know when I hold a US stock that pays dividend in RRSP, I don't have to pay the withheld tax. The question is if I held the ZSP ETF in my RRSP account, would the fund pay the withhold tax first and then distribute the dividend after the tax therefore making it less tax efficient. Thank you for taking my question.

I own xeqt but would probably add zgro once I want to add bond exposure just to add variety to the holdings, own mainly vanguard and ishares now so need to sprinkle in some bmo in due time

@CanadianTShirt

10 ай бұрын

That's a good call! Diversification is important in ALL areas! That's why it's important to buy ETFs from various providers =)

@irishboy664

10 ай бұрын

@@CanadianTShirt this is the way!

@CanadianTShirt

10 ай бұрын

@@irishboy664this is the way 😎

What is "Max Val" in your DRIP_Tracker_Template?

I have been a huge fan of the BMO ETF management team. They are very good and that does bring an extra sense of security when investing in BMO.

@CanadianTShirt

10 ай бұрын

I agree Candace! I've been a huge fan of BMO ETFs for years, well before I ever started my KZread channel! =)

@CanadianTShirt

10 ай бұрын

Definitely one of the best fund managers out there. Plus it helps that they're Canadian 🇨🇦

@MountainFinance

10 ай бұрын

@@CanadianTShirt same 🙂

@nein9nein

10 ай бұрын

​@@MountainFinancebanana bread in a t shirt

@MountainFinance

10 ай бұрын

@@nein9nein Interesting idea ☺️

👍

@CanadianTShirt

9 ай бұрын

Thank you Juan! =)

Hi Adrian, can Canadians do Norbert gambit in registered accounts buy buying dlr currency etf and selling it immediately after journal request is completed to buy us stocks ….or holding it in account for long term rule applies here also ?

@CanadianTShirt

10 ай бұрын

Absolutely! I use Norbert's Gambit in ALL of my accounts: (TFSA, RRSP, non registered, etc) And yes there is no reason to hold onto DLR or DLR.U, once the journal request is over in 2 or 3 days, sell it for cash in USD and then buy whatever US stocks or ETFs you want! =)

@CanadianTShirt

10 ай бұрын

There's no need to hold onto it for more than a few days. The whole point is to buy US investments without paying those expensive currency conversion fees! Check out my NORBERT'S GAMBIT video for a step by step walkthrough =) kzread.info/dash/bejne/o2qFk8aze5vcpNY.html

@user-dr4cd5qq7z

10 ай бұрын

@@CanadianTShirtthank you for reply…….I thought cra can interpret this as using account for business use….as they only acknowledge long term investments in registered accounts..

@CanadianTShirt

10 ай бұрын

​@@user-dr4cd5qq7zoh I see what you mean, don't worry! This isn't even close to business use or day trading since you are NOT trying to make a profit! You're not selling to lock in a short term profit, you're selling to convert currency which is totally fine =)

Full circle going back to where you started

@CanadianTShirt

10 ай бұрын

You mean since my last ETF Explained video? Ya it's been 4 years since I made that video! Where does the time go.... 😅

@CanadianTShirt

10 ай бұрын

But I wanted to make this one super short and sweet. And watch that older video for a deeper dive into the details =)

Who doesn’t like ETFs? Great video again Adrian. Every week I buy my stocks and the leftover money goes straight to ETFs. Peace of mind.

@CanadianTShirt

10 ай бұрын

You got it Enid! I do the SAME thing! Whenever I have leftover cash, I buy one or two shares of an ETF

@CanadianTShirt

10 ай бұрын

I want my money working for me at all times! 😁

Hey quick question for you - After seeing your SPYD video I bought my first SPYD a couple of weeks ago (well ahead of the last EX Dividend date) but I did NOT get a Dividend on Sept 20th. Did you get it on the 20th? Just wondering what's going on. Thks.

@CanadianTShirt

9 ай бұрын

Hi Adman, yes I can confirm I did receive my dividends and 2 DRIPs from SPYD on September 20. This was done through Questrade. Other brokers might have a delay so give it a few days. Hope that helps! =)

@Adman-p4j

9 ай бұрын

@CanadianTShirt thank you. Really appreciate it. I'm with wealthsimple, so I'll give it some time. Cheers.

@CanadianTShirt

9 ай бұрын

@AdmanToronto ya they can be delayed sometimes. By next week you should get it =)

Thanks, For this. I was wondering if you could do something similar for some of the TD ETF's..

@CanadianTShirt

10 ай бұрын

I certainly could! I'll be honest I don't currently have any TD ETFs in my portfolio but I know that they have some interesting products available if you're interested in that =)

Wondering if you can cover the RDSP in a video thanks!

@CanadianTShirt

7 ай бұрын

I haven't made an RDSP video yet since it doesn't affect the majority of Canadians but I know that the rules can be confusing so I will try to break it down someday

@CanadianTShirt

7 ай бұрын

But bottom line, the RDSP is VERY powerful with some great government grants so definitely take advantage of it if you're eligible

Great video! I'd love to see a video on currency and perhaps Norbert's gambit. Lots of Canadians need ways to operate in USD - and more and more Canadians are earning USD through online work.

@laundromatjones4337

10 ай бұрын

AND NOW I REALIZE! You already have one!

@CanadianTShirt

10 ай бұрын

hahaha you got it! If you search "Norbert's Gambit" on KZread my video usually shows up at the top of the results! 😁

@CanadianTShirt

10 ай бұрын

I'll include the link below for anyone else interested! It's an easy way to buy US investments and avoid paying those hefty currency conversion fees! 😊 kzread.info/dash/bejne/o2qFk8aze5vcpNY.html

what are you thoughts on zwc is it a dividend trap ? thank you adrian!

@CanadianTShirt

10 ай бұрын

Personally, I don't have any covered call ETFs in my portfolio because I am still in the growth stage of my life. My focus is super long term growth, 10 years or more! So with a covered call ETF, yes you can get some enticing dividends but you will be losing out on significant long term capital gains...

@CanadianTShirt

10 ай бұрын

That's why I prefer to invest in regular, buy and hold stocks and ETFs, that way I get to benefit from BOTH dividends and capital appreciation! =)

What drives the price of an etf? How is it calculated given that there are multiple stocks within it going up and down.

@CanadianTShirt

10 ай бұрын

Well an ETF is traded on the stock exchange the same way that a regular stock is. So the share prices changes every second when the market is open as people buy and sell those shares of that ETF at various prices

@CanadianTShirt

10 ай бұрын

But fundamentally, the performance of an ETF depends on the stocks within it! At any moment some stocks contained inside will be up and some will be down. So you have to consider the weighting of each stock in the fund!

@CanadianTShirt

10 ай бұрын

As a simple example, if an ETF contains 10% of stock A and 10% of stock B. If stock B is down 3% but stock A is currently up 8%, we would expect the ETF as a whole to be slightly up. It depends on the performance of each individual holding as well as the weighting of each holding =)

The only thing I disagree with is selling stocks to balance out your portfolio. I instead buy More stocks to balance out my portfolio.

@Pantomime0709

10 ай бұрын

If you’re actively picking and choosing stocks, you are taking on unnecessary risk. Most stocks and most portfolios made of majorly stocks will underperform the market in the long run.

@CanadianTShirt

10 ай бұрын

That's certainly another way to rebalance your portfolio and one that I use myself! However, some people don't have the extra money on hand to buy more shares to balance it out. Or maybe their TFSA is maxed out, so they can't contribute any new money into their portfolio. At that point, their only option to rebalance is to sell some and buy others. Again, the choice is totally up to you! I was just trying to highlight that one of the benefits of an ETF is that they can rebalance for you =)

Could you please make a video about CAD hedged stocks and ETFs? As it looks like easier way to invest in US market without need to use USD with its conversion fees

@CanadianTShirt

10 ай бұрын

I have a whole video addressing that issue with Canadian dollar ETFs containing US stocks, there's a lot to consider there! kzread.info/dash/bejne/e6CHp8lvdtjej6Q.html

@CanadianTShirt

10 ай бұрын

It's true that you avoid the currency conversion fees however you will be paying significantly higher management fees and there's no way to avoid the 15% withholding tax on those dividends if you go the CAD route. That's why personally, I hold all my US holdings in US dollars

@CanadianTShirt

10 ай бұрын

And I combine that with Norbert's Gambit to avoid those hefty currency conversion fees. I would rather pay a one time, fixed cost of $5 with Norbert's Gambit rather than paying significantly higher ANNUAL costs with those withholding taxes and higher management fees. Check out my video above for a deeper dive =)

@vladrazym9955

10 ай бұрын

@@CanadianTShirt thank you, I watched that video in regard of differences between those 2 ETFs. But I wonder if it also appliyin the same way for all other CAD hedged assets like stocks in my case. Anyway, thank you for replying

@CanadianTShirt

10 ай бұрын

​@@vladrazym9955yes there is no such thing as a free lunch. If you are going to buy US stocks or assets in Canadian dollars, sure you save on currency fees but you will be paying higher ANNUAL fees, whether that's an ETF or CDR fee. Personally, I would rather pay a ONE TIME fee of $5 to convert currency using Norbert's Gambit rather than paying a yearly fee which grows as my portfolio grows =)

Does BMO have any ETF that does cover writing or other option strategies?

@CanadianTShirt

10 ай бұрын

Oh absolutely! BMO has a huge selection of ETFs, including all sorts of options and covered call strategies!

@CanadianTShirt

10 ай бұрын

If you have an idea for a fund, chances are BMO has already thought of it too and they probably have an ETF for you. Check out the BMO ETFs website in my description to see their full library of funds =)

Thanks for this helpful video! In a TFSA account, can I invest tax-free in Canadian ETFs, such as ZSP.U (BMO S&P 500 Index ETF), which expose US stocks and trade in USD? Is there any difference if I invest in the same ETF but traded in CAD (ZSP)? My understanding is that these ETFs should not be subject to any taxes, including US withholding tax.

@CanadianTShirt

9 ай бұрын

Unfortunately they both will be faced with withholding taxes on those US dividends. Check the BMO website for each of them, you will see in the Distribution Tax section that both ETFs face a foreign tax on those distributions. But the TFSA will protect you from the Canadian taxes, just not the US ones

@grazeblaze

9 ай бұрын

@@CanadianTShirt Thanks for your reply! I've become a PR in 2023. I can open a TFSA in 2023 and use the entire 2023 contribution room, cannot I?

So do you buy BMO with your Questrade account or do you also open an account with BMO?

@CanadianTShirt

6 ай бұрын

I don't use the BMO investing platform. I use Questrade to buy all of my ETFs, including my BMO ETFs (the ones starting with Z) =)

@ryankattner9966

6 ай бұрын

@@CanadianTShirt Thank you for the reply! And all the videos of course

@CanadianTShirt

6 ай бұрын

@@ryankattner9966 my pleasure!

Hmm I might actually take a risk on BMO ETFs!

@CanadianTShirt

10 ай бұрын

I preach diversification in ALL aspects! That includes buying ETFs from various providers 🙂

Another great vid Adrian!

@CanadianTShirt

10 ай бұрын

Thanks buddy! I kept this one short and sweet! 😁

Hi, Im looking for information about investments with a LIRA account in US ETF. Could you explain it, please? I'm a subscriber and I enjoy your informative videos, Thanks

@CanadianTShirt

7 ай бұрын

I will be making a video on the LIRA soon but in terms of investments, it is treated the same as the RRSP!

@CanadianTShirt

7 ай бұрын

Meaning that you can avoid the 15% withholding tax on US dividends if you hold them in an RRSP or LIRA. I talk about this in my RRSP Explained videos here =) kzread.info/dash/bejne/e2yfm5eYgsKyj7Q.html

Hi Adrian, what is meant by balancing a portfolio? Are there templates of portfolios to maintain for long term investments?

@CanadianTShirt

10 ай бұрын

Balancing a portfolio means coming up with a plan on where your money will be distributed throughout your investment journey. You always want to be diversified but it also helps if you have set guidelines to follow as you grow. For example, you may want 50% of your portfolio to be Canadian and 50% to be US

@CanadianTShirt

10 ай бұрын

Then you also have to consider sector breakdown. Maybe you want to keep 20% of your portfolio in tech, 20% in banks, 20% in energy, etc. Following those weightings and maintaining that spread is what balancing is all about!

@CanadianTShirt

10 ай бұрын

It's a very personal decision and you can choose to be how strict and flexible as you want with it. But if you want someone else to handle that for you, then ETFs that rebalance themselves can be a good option. I hope that helps =)

@alwayspositive999

10 ай бұрын

@@CanadianTShirt would be nice to see a vid on balancing the portfolio with prob an example of how one could do it- at a younger age vs an older person. Thanks

@CanadianTShirt

10 ай бұрын

​@@alwayspositive999you got it! That video is certainly coming! =)

Nice vid - thanks- not sure if u missed discussing the dividends of the other 2 etfs and the mer of all the etfs - would be interesting to compare 😊

@CanadianTShirt

10 ай бұрын

I wanted to keep this video super short and sweet, about 5 minutes so I didn't go into those details. But I do cover the MER and yields and top holdings, sector breakdowns in my longer ETF videos. Those are always very important factors to consider before investing in an ETF =)

@CanadianTShirt

10 ай бұрын

I talk about ZRE in much greater detail in my REIT ETF video here so check it out! =) kzread.info/dash/bejne/foV2zLGpfMjKoNI.html

BMO is the worst bank that I ever had to deal with. No one knows what's going on and doesn't want to do anything about it. Systems are garbage, and reports are terrible. The bottom line is wouldn't trust them with my money.

@alejmc

10 ай бұрын

I think this is all the same everywhere to varying degrees… heck even outside of the banking system. My own company: I have no clue how the heck things get made and how the heck it hasn’t collapsed under its own weight. Getting a desk’s chair for my spot can take days, literal many days and opening tickets, contacting 4 different people, hopefully none of them or they person they get in contact afterwards aren’t on an off-day or, god forbid, on vacations. For something that would take myself 30mins going to the closest Office Depot and back, or a couple of minutes to just pick it up from their own storage. Nobody has a clue about anything, that’s why inflation is insane, banks are being bailed out, house prices are out of whack… I kid you not, these BMOs examples you mention, is worse than worthless, it’s a net negative outcome. Not only they don’t fix the issue, you end up all spent with a bunch of time wasted at the end of it.

@CanadianTShirt

10 ай бұрын

I'm sorry to hear that you've had bad experiences with the BMO bank. Personally, I bank with BMO for my businesses and I've had no complaints. One thing to point out is that BMO ETFs is separate from BMO Banking

@CanadianTShirt

10 ай бұрын

So this video has nothing to do with BMO banking services, I'm talking about their investing products, ETFs that they offer and that everyday Canadians can buy to build long term wealth =)

@alexb013

10 ай бұрын

@@CanadianTShirt Absolutely, no complaints about the video. Learning a ton of nuances from you, always! I just don't believe that they can do some things so poorly, and excel at others.

@CanadianTShirt

10 ай бұрын

​@@alexb013fair enough but I would push back with an example like Google. Google has the best and most popular search engine but they absolutely failed in the video game sector with Google Stadia and the hardware market with Google Glass. But again, it's totally your call! If you had a bad experience with a bank, you are totally within your rights to move your money somewhere else. At the end of the day, it's your money and your choice =)

Hi! Wich is the best etf nasdaq for Canadians?

@CanadianTShirt

6 ай бұрын

I just go with the standard QQQ to track the NASDAQ but it's in USD

@Pitooffside

6 ай бұрын

@@CanadianTShirt but for tsx, qqc? Then? Thanks!

@CanadianTShirt

6 ай бұрын

@@Pitooffside exactly 🙂

@Pitooffside

6 ай бұрын

@@CanadianTShirt life saver!!! U are the best, znq or qqc i was thinking, i will take qqc

Not even close to first!

@CanadianTShirt

10 ай бұрын

haha gotta be faster than that buddy! 😄

Is Northwest healthcare a bad stock?

@CanadianTShirt

9 ай бұрын

It's not one that I am very familiar with. I'd have to look into the metrics but I don't personally invest in it

That zre etf looks like a disaster but thanks for the info

@CanadianTShirt

4 күн бұрын

Well ZRE just contains REITs and real estate has been hit hard since the interest rate hikes in 2022. But they still continue to pay out monthly distributions and once interest rates come back down, I am expecting a great recovery =)

Thanks for the video! we need a video of how to buy BONDs in questrade (not ETF bonds), I have been looking everywhere and no clue

@CanadianTShirt

10 ай бұрын

I personally don't buy individual bonds, I prefer Bond ETFs however if you are on Questrade just click on FIXED INCOME at the top right and you can buy all sorts of Bonds and GICs through there. Hope that helps! 😁

Hey Adrian. Thanks for the video. Question for you: - I buy 1-2 stock of VFV every week and that was doable, since its just ~C$200 (Dollar Cost average). Any suggestion on how to buy a U$400+ VOO stock? I can only buy it only once a month in that case. How do you do it? - Does it make sense to sell all the VFV , do a Norbert’s gambit and rebuy VOO (irrespective of TFSA or RRSP)?

@jesse5615

10 ай бұрын

Hey Robin. Could I offer my thoughts to your question? I wouldn't sell your existing vfv. Instead keep funding your account until you reach a certain amount that you'd like to do norbert's gambit and then buy voo or vti. Personally i like vti only cause you get everything in voo at the same MER plus you get small and mid cap :). But i also like vfv so i'll be buying that as well :). I also love Nasdaq qqq-m plus hxq. Happy investing.

@robinreji12

10 ай бұрын

@@jesse5615 thanks bro. 😊

@CanadianTShirt

10 ай бұрын

It really depends on how much money you are talking about! If we're talking over $10K, then the higher management fees and 15% dividend cut you're getting with VFV might really start to add up. In that case, it might be worth transferring over. But if we're talking smaller sums of money, I agree with Jesse above. Keep our existing VFV and buy into it with smaller sums of money but whenever you have larger amounts, then it's worth using Norbert's Gambit and buying the USD version. You can always do a hybrid approach! Don't have to choose one or the other =)

@CanadianTShirt

10 ай бұрын

But if we're talking smaller sums of money, I agree with Jesse above. Keep our existing VFV and buy into it with smaller sums of money but whenever you have larger amounts, then it's worth using Norbert's Gambit and buying the USD version. You can always do a hybrid approach! Don't have to choose one or the other =)

Smith manoeuvre video?

@CanadianTShirt

10 ай бұрын

Don't you worry, that video is on it's way! I have a TON of videos I can't wait to make!

@CanadianTShirt

10 ай бұрын

But I try to spread out the topics, I don't want to make two real estate videos back to back. I like to cycle through the different colours of the thumbnails 😊

Really smart video. What do you think of corporate class ETFs such as the Horizon offers?

@CanadianTShirt

10 ай бұрын

Every ETF product can provide value, depending on your circumstances of course. You should ALWAYS understand exactly what you're buying with any fund and understand the holdings contained within and very importantly, be aware of the management fees that come with it

@CanadianTShirt

10 ай бұрын

The more "specialized" or "actively managed" the fund is, the higher the annual fees will be so keep that in mind!

@ryanm7171

10 ай бұрын

@CanadianTShirt You can say no, but would you be interested in ever doing a video on the concept of corporate class ETFs. I'm 13 years from OAS, and I don't know whether to stick with traditional stocks/ETFs or transition some to corporate class ETFs. Would love to have you do a video on its pros and cons. You don't have to mention any company if you don't want to.

Thank you for the advice. I finally decided to switch to ETF'S because I was losing money.

@CanadianTShirt

10 ай бұрын

Good call! Did you switch from mutual funds or from individual stocks?

@jnb2524

10 ай бұрын

@@CanadianTShirt Individual stocks

@CanadianTShirt

10 ай бұрын

Personally I like to do a mix of both! But statistically and historically speaking, the odds of outperforming the market aren't great so it's better to simply match the markets and ETFs are the best way to do that! =)

Hi Adrian. Thank you for this video. Can you please make videos on investing for the Canadian Muslim community? As a beginner Muslim investor, there are limited Sharia-compliant or halal options. I don't know where to start, as the only Sharia-compliant Canadian ETF is WSHR. Any help would be greatly appreciated!

@cunliffest

10 ай бұрын

Wealth simple has a halal managed portfolio

@habibsusan

10 ай бұрын

@@cunliffestCan you please elaborate?

@CanadianTShirt

10 ай бұрын

That is not my area of expertise but as the comment above stated, there are various halal focused funds and managed portfolios out there. Just remember that you should expect significantly higher management fees for that service and these are annual fees!

@CanadianTShirt

10 ай бұрын

The more work required to operate a fund, select those stocks and conform to a more specialized goal, the higher the annual fees will be so be aware of that and you'll have to weigh those options yourself =)

Ouf this was rough. A 6 minute commercial for BMO. I'm happy you got sponsored but please try to work it into an objective, regular video. This did not provide any value whatsoever (no discussion on actual ETF function, holdings, MERs that are higher than competitors)....yikes.

@birderjohn3396

10 ай бұрын

I agree. At least it wasn’t crypto nonsense.

@CanadianTShirt

10 ай бұрын

I hear what you are saying but please understand, I've been running this KZread channel for over 4 years and in all that time, this is only the SECOND sponsorship I have ever done. I hope you can appreciate how extremely selective I am with partnerships and promotions. I literally turn down dozens of sponsorship opportunities every week because I don't want to sell junk to you, even though I would make a lot more money. I ONLY consider partnerships with companies and services that I genuinely trust, respect and have been using for years. As I said, I've been investing with BMO ETFs many many years and I've recommend them on my channel (totally for free) for 4 years, because I genuinely believe that they are a great investing products for everyday Canadians. I hope my integrity and sincerity speaks for itself and that you can appreciate that I would never sell crap to my community that I don't personally stand by.

@CanadianTShirt

10 ай бұрын

And don't worry, this video was entirely made by me. No one handed me a script, I wrote every word and I meant every word. I chose to make a super short and sweet 5 minute video targeted towards beginner investors! You're totally correct that for a lot of you guys, that have already been investing for a while, this video contained things you already knew. But again, there are a ton of people who are brand new and I hope this video helps them gain some confidence and take their first step in their investing journey. I hope you can understand Wayne and thanks for sticking around and watching this shorter video, even if it you were outside the intended audience. Don't worry, the next video will be right up your alley! 😊

@jasonc9727

10 ай бұрын

Well said Adrian. I appreciate the video. I recently started to invest in 3 BMO ETFs and am very confident in that decision based on yours and others information

@whatitduz2382

10 ай бұрын

@canadiantshirt haters gonna hate. Keep doing you man! Truly an inspiration to the Canadian investing community, I hope you know that!

BMO is good TO me anyways...

@CanadianTShirt

10 ай бұрын

It's been good to me too! Not every ETF or product is going to work for every investor. That's why it's important to do your own research and make sure you find one that aligns with your goals =)