Education Loan Mistake
Taking student loans for higher studies?
Then ask for some extra money!
Why?
Because apart from the university’s tuition fees there are other miscellaneous expenses like, books and stationary costs, travel, and accommodation expenses, laptop purchasing cost, etc. which you will incur.
And not able to pay for them will unnecessarily create financial stress.
So, while applying for an education loan, take additional amount for miscellaneous expenses along with living expenses and tuition fees amount for the entire course duration!
But won’t it increase my interest outgo?
No, it won’t!!
As the interest is charged only on the disbursed amount of the education loan.
For example, if you need ₹45 lakhs for your abroad education then you should apply for a ₹55 lakhs loan and keep the amount of ₹10 lakhs as a safe side margin. If you disburse only ₹40 lakhs then the interest rate will only be charged on ₹40 lakhs and your rest of ₹15 lakhs will lapse automatically, and you will not have to pay any interest on it.
(Amount taken as an example and is not indicative)
So, ask for more money to make your life easier!!
#finance #anushkarathod #loan #educationloan #hack
Пікірлер: 347
Indian Private universities be charging 20L these days 😂
@Ejaz_Ali
Жыл бұрын
1-2 crore in pvt MBBS
@kat_1252
Жыл бұрын
20 L is for one year
@itz_mannanmewati890
Жыл бұрын
Op jindal 60 lkh
@financeforstudent
Жыл бұрын
@@Ejaz_Ali 1-2 crore???? Really????
@Veganmedico
Жыл бұрын
@@financeforstudentyes
This is true, I was in UK and fell short of money and it was very difficult.
@manjulikabhattacharjee457
Жыл бұрын
@@resonance.439 more like broke, wasn't working and didn't want to inconvenience family or friends.
@resonance.439
Жыл бұрын
@@manjulikabhattacharjee457 why were you in UK
@alanna2
10 ай бұрын
So should we take extra loan?
@pratikn7111
9 ай бұрын
Is it worth going UK in Jan 2024
@indiangirl001
9 ай бұрын
@@pratikn7111visa process for UK is lengthy
Why nobody is talking about Lota 😂
@unitytechnologies1224
6 ай бұрын
Explain plz
@BobbyDeol0
5 ай бұрын
Chal Hatt Be 😂😂😂
@amarvermaofficial4070
5 ай бұрын
Explain pls
@rajkumargupta2489
5 ай бұрын
Kota Roasted ❤😂
@Asthetic_D_
5 ай бұрын
@@unitytechnologies1224 explanation countries such as Canada,England only use toilet paper baki u are samajdaar
Samaj to nahi aaya pr sun kr achha laga😂
@shahidshaikh3216
4 ай бұрын
Bro sanction amount mtlb tujahe kitne ka loan chaiye ye sanction amount bank k taraf se approval hota hai k tujahe itna loan mil sakta hai aur disbursed amount mtlb actual amount jo tune bank se apne padhai k liye nikala hai toh tu jitna Paisa nikalega uspe interest lagega !!ab samjha ??
@user-kt2it8vd2u
3 ай бұрын
@@shahidshaikh3216ap ne education loan Lia hai kia ?
@varshathakare7342
Ай бұрын
@@shahidshaikh3216thoda example deke samjhau Bhai. Mujhe 15 lakh chahiye clg fee aur expenses alag mess room toh mujhe kitne par intrest ayega.
Her saying subhe burger king and shaam ko McDonald's scares me
just needed this video....thank you sooooooooo much....I had no idea about this and was worried....till your video helped me out ☺️☺️☺️
@user-kt2it8vd2u
3 ай бұрын
Kia Ap ne education loan Lia hai ??
Edu-keshan 😂
@mr_himanshu9711
Жыл бұрын
Pronouncing yahi hain bhai tujhe nhi pta bss 😂😂😂
@karmpatel8100
Жыл бұрын
@@mr_himanshu9711 tu ja pehle 10th pass karle
@karmpatel8100
Жыл бұрын
@@mr_himanshu9711 ej-yoo-ke-shan hota hai
@All_about_motivation969
Жыл бұрын
@@mr_himanshu9711 Bhai tum galat bol rahe ho @karm Patel bhai sahi bol raha hai. Yakin nahi toh Google pe search kar lena. Or ha 10th bhi pass kar lena 🤪🤪🤪
@karmpatel8100
Жыл бұрын
@@All_about_motivation969 sahi hai Bhai 😂👍
Madam for each and every loan, interest z charged only on disbursed amount,not the sanctioned amount
That's why i subscribe you 💯❤️✨
please make a video like this on education loan 🙏
Love you videos😊
Could you please make a detailed video
She looks like sucheta Dalal from harshad Mehta show the "scam 1992"
Kisi bhi loan me disbursed amount pe hi interest lagta hai
@Real_mutual_fund_guide
Жыл бұрын
Ye choti bachi h ise nahi pata abhi
@TheUohdmv
Жыл бұрын
😂😂😂
@musicalguy4130
Жыл бұрын
Bhai ye disburse kya hota hai?
@AK-pm3fg
Жыл бұрын
@@musicalguy4130 Suppose 30L ka sanction kra loan par scholarship mili aur 20L hi chahiye to 20L ka hi loan denge aur 20L be hi interest lagega. Disburse yani jitna amount tumhare account me aaya
@musicalguy4130
Жыл бұрын
@@AK-pm3fg ohk thanks bro👍
Me Sirf Apko dhekne Aata hu Baki information se koi lena dena nhi😁🤣
Mera education loan tha ,lekin papa ne clear kiya ❤ love papa
@official_dazzy12
11 ай бұрын
Apne kha se kraya tha Bhai plss tell me
@Ruhi-wi9qd
6 ай бұрын
Education loan lene k liye kitna bank balance hona chahiye
@rinkikushwaha2687
19 күн бұрын
Bhayia hme v lena hai kaise liye the aap document s
You looks so beautiful ❤
Aunty har ek loan jo disburse hota hai, sirf disbursed amount pe hi interest lgta hai, so this is not just for education loan
@MuhammadAwais-gg8pb
6 ай бұрын
What is sanction and disbursed?
Folks borrowing 20 lakh to study in Canada. Meanwhile me chillin with my 1400 yearly fees @ Allahabad University 😂
@usefulentertainment4672
Жыл бұрын
bo to tereko jab college pura hoga TB pata chalega who is chillin 😊
@ruchirpandit501
Жыл бұрын
@@usefulentertainment4672 Sure 😉
@HaiKuchhNaam
Жыл бұрын
Which course?
@ruchirpandit501
Жыл бұрын
@@HaiKuchhNaam Economics Hons
@Eommalalalala
9 ай бұрын
@@usefulentertainment4672 hum unemployed h 1400 pay krke 😂😂😂 Those who paid in lakhs at least had exposure and corporate knowledge to get job
Bank : i dont do this here 🤫
Informative content ❤
Wow I am also looking for it thanks 🎉❤❤
Works for home loans too for construction, furnishings etc costs
But woh tou bank statement pehle maangtey han admission ke time jab apply kr rahey hotey agar scholarship pe jaayen tou phir nahi maangtey
Education loan ke liye bhi warranty chchiye hotah kya ?
Aap classical dancer ho kya?😅😊
Roles switched
Koi bhi loan lene p disbursed amount p hi interest lagta hai
@leyvithanTech
Жыл бұрын
Explain kar sakte ho thoda? Mene education loan dekha h 11%interest lag rha h domestic me
@ammukodijuttu
Жыл бұрын
What 11% interest on education loan. How is it possible?
@leyvithanTech
Жыл бұрын
@@ammukodijuttu ha bhai check karlo 11.25% h
Us lote ka kya Kiya😅😅
What is difference between sanctioned & disbused
Jisko disbursement and sanction nahi pata wo loan mat lo
@lightningeagle5087
Жыл бұрын
Kya h difference
@randomguygogo
Жыл бұрын
@@lightningeagle5087 mai galat tha aise videos ki zarurat definitely hai
Eduucation ,no no, but Education 😅
Education sirf likhne ke liye bolne me ejucation hota hai 😂😅❤😊
@VikasOfficial-si5es
2 ай бұрын
sahi kaha
Full explanation plz
Thoda aasan bhasha main samzaiye
Hand movements 🥲🔥🔥
To isme galti kya thi?
please make this reel in english as soon as possible
Make video on Education loan in India please
❤❤❤❤
Padhane toh arts gayi thi Canada par video ke liye aadha commerce padhna pada
Jre unn words k mtlb bhi smja do
Ketnha hath helatay hoo yarr hath dekhtay dekhtay chakkar agya😂
Thoda samaj me nhi aaya Thoda aur details me bataiye
👍👍👍👍👍👍
Didi thoda aur specific hoke answer do kuch samaj nahi aya 😅
Canada me lota lekar jana padta hai🤔
@AmUlet73
Жыл бұрын
ha bhai nahi to toilet paper se kaam chalana pdega
Education 😢
Lota was personal 🗿🗿
isko dekhke Tejash joshi kyo yad aya mujhe 😁😂
Vo sab thik hai pr didi aap katthak kyon kr rhi ho anyway thankyou for info..
Nice
hello ma'am, I subscribe your chanel because all videos are so informative so can ai know How much blank check bank asked for unsecure education loan ?
Instand of education loan we have to take insurance while child birth
me who skipped bcx of my moti chain mota paisa 😂😂😂😂
What are the formalities to fulfill for educational loan
Tejas joshi ki behen aagyi lagta hai 😂
👍
eDu~keshan😂
' Don't Make This Mistake ' would be correct.
Startup loan ka baremay bataw
Can you tell which bank offers lian for bachelors..??
I wish this was real😢
Interest yearly lgta hai ya monthly basis pe?
Processing fee 😂
HUM KO AAP SE LOVE HOIGAVA i Love u😁😁😉
Hi I will be in my 4th year after 2 months. I have paid my fees for 3 years but I am not able to pay now due to some financial instability. So I want to take educational loan but when I asked to SBI manager he told me you can take loan for a complete course not for a year. What should I do now? Is there any scheme/rule under which I can take loan. I am from IIT KGP
@shivmodi6536
Жыл бұрын
Apply in college, may be sbi ke throught clg wale dilwate h, m mtech kruga iiith se or loan luga
@alpeshmoree
Жыл бұрын
@@shivmodi6536 bro mtech iiith se gate ke basis pe kya ? aur konse field mein karne Wale ho ?
@shivmodi6536
Жыл бұрын
@@alpeshmoreegate ni, iska individual exam hota h, pgee exam, mtech CSIS branch
@alpeshmoree
Жыл бұрын
@@shivmodi6536 acha bro mujhe iske bareme nhi pata tha Bro ye exam kab rehti hai aur aapka engineering hua hai kya cse branch mein hi ?
@shivmodi6536
Жыл бұрын
@@alpeshmoree mene btech complete kiya fir gate or ye exam diya tha
People who are talking about education doesn't understand the concept of different pronounciation or accent They just want to do show
Lota ke Sath KATORA bhi lejana😂😂😂😂😂
Kitna dance karti h tu ❤
how to get non collateral educational loan of 40L in India with the help of government schemes for farther studies in US
Have you learned law or something. You are amazing❤❤❤❤❤❤❤❤😊😊😮
Everything was fine....but here a one thing that is .........EDUCATIOn vo एडू केशन nhiii एजुकेशन hota hi......एडू केशन nam ka koi ward exist hi nhi krtaa 😢
@AsheemNirola
Жыл бұрын
here comes the gyani people
@Tusharplays69
Жыл бұрын
Education with the d and k sound is the british way to pronounce it.on the other side, with the j and k sound is the american way to pronounce it. Go to school more often.
New Tejas joshi
Indian students do have to pay GIC which is around 20k cad. So u really dont have to worry about your living expenses as you get a part of the 20k returned monthly
@Sweety44821
2 ай бұрын
Sorry but can you explain me fully
Muje IELTS karke bahar Jana hai aur muje bhi loan ki bahut need hai .But muje yeah nahi patta ki loan kaise liya ja sakta hai
education
Mtlb ki baaki me sanctioned pr interest lgta hai 😢😢
Di mujhe bhi loan lena h ap btaoge kis process se mil skta h
Kya me vit vollore education loan le ker ja sakta hu
educasan educasan 😂
Didi bank said they can't sanction educational loan for foreign studies without any property just tell me about this
Ese videos kese banate he
Sbi mai kya loan sanction hone ke bad university change kar sakta hu kya?
Kese milega education loan
Nalli
Itna easily mil jayega education loan
how to apply education loan
If I do any prepayment during the moratorium period, is it adjusted towards the amount of simple interest accumulated or the principal amount disbursed?
Jitni hmare cource ki fees rehti hai usse jyada bhi le skte hai kya loan ??
Pehli bar koi loan vala achi baat bta rha h 😂
If any novelist is here ... They know why I'll be crying when I heard "BURGER KING"✨😭✨
Hello mam, could you please tell me without any property can I get a loan for Canada
Me who took 7L loan and studying and worried about how I will close it😅😪😥😥😥
@AviralBoy
3 ай бұрын
Please tell ki intrest kya jab padhai kr rhe hote hn tab bhi lgta hai?? Ya phir graduation k baad?
@mrpro_45
3 ай бұрын
We can choose any way I am paying now it's good cause after 4 yeras I only have to pay loan 7 L and thier is subsidy too soo 7L will be reduced . If we paying after 4 years it would be a huge amount
@AviralBoy
3 ай бұрын
@@mrpro_45 mtlb intrest padhte ke saath dete rhe?
@mrpro_45
3 ай бұрын
@@AviralBoy till 4 years paying internet after we have 1 year space to get a job after we can pay loan amount 7L and there is a chance to get reduce some amount otherwise everything paying after 4 years lead upto 14-15 L there will be only time to pay money🥲
Bhi intelligent ldki mil gyi ✅️
Education loan approval nhi ho raha ha to kya krna chaiye
for every punjabians🗿
Please tell me something that government give me some amount of money to pay school fees for std 7
It's not education, it's ezucation
U so pretty