If you’re responsible enough to use your credit card, then you will never think about the disadvantages. Just enjoy swiping and always pay on time. That’s all you need to do.

Monitor your cut off para alam mo magkano due amount mo...wait for the SOA and pay it in full as much as possible bago ka mag swip ulit.

Thank you for your valuable information and guide. It will enlighten me and education me regarding credit card. Thank you so much po.

Salamat po! Very enlightening!

@chinkpositive

4 жыл бұрын

welcome

Love watching your videos about financial .

@chinkpositive

Жыл бұрын

Glad you like them!

Again, thank you for this!

Thank you for the advice and ideas and knowledge godbless

@chinkpositive

4 жыл бұрын

Good morning your welcome

Sana may audiobook ka rin para sa mga mahihina na ang mata sa abroad:)

Thank you wealth coach 😊😍

For my opinion cash advance is not disadvantaged. If you use it for business

Thank you sir!

@chinkpositive

4 жыл бұрын

Hi Danica Good morning your welcome

Yung isang credit card namin ng asawa ko dalawang buwan ng nawawala at hindi ko na sinabi sa kanya. Kaya laking galit sa akin ng malaman at tinanong bakit hindi ko pa ni report sa bangko. Sabi ko kasi yung naka kuha ay mas maliit ang mga charges kaysa sa kanya, kaya nakaka tipid pa kami.

mr tan merun po ako pero natatakot ako gumamit sa subrang natakot ako mangutang .minsan ginagamit ko sya minsan pag importany needs lng like sa sm .

hello sir,nag-apply ako ng cc for the past 2 years ata then nareceive sa bahay ung cc ko,untill now diko pa cia ginagamit at inactive pa cia..my mababayaran ba ako sir or penalty sa di paggamit o di pag-activate sa cc ko.

ano ba yan kung dimo naman ginamit yung credit card magpapadala pa din ba ng bill? kahit zero?

Bdo,bpi or metro alin mas ok sa credit card?

Iba po ba siya sa savings account?

Kapag po ba hindi ka naka expense o gamit ng credit card mo in a month wla din pobang hidden fees or charges?

Paano po kung wala akong naswipe in 1month . May babayadan ba ako sa month na yun ?

I have that book. So true talaga

Nging interested po ako kmuha ng CC ksi pinaka malaking spend ko po is grocery, my 4% rebate pag ginamit ang CC so un ung hinahabol ko pero my nka ready ako cash pra bayaran agad2 ung CC

Thanks thanks thanks galing

@chinkpositive

2 жыл бұрын

You're welcome God bless

Parang credit card lang ginagamit ko. No cash in wallet.

thank u sir chinkee.. n linawan po aq about sa credit card.. already subscribed napo.. 😊

@chinkpositive

Жыл бұрын

You're welcome

Yes i love that book ...

@chinkpositive

4 жыл бұрын

Please click the link: bit.ly/33ErkJv

Aray talaga... Umaray ka talaga pag dating ng bills... Whahah

@chinkpositive

4 жыл бұрын

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

Mas okay pa din wlang utang stress free at sakit ng ulo!

Sir, may question po ako, hindi ba regulated ng BSP ang interest rates ng credit card sa Pilipinas?

@darylp9306

2 жыл бұрын

Interesting question. hahaha Sir chinkee baka masagot mo? 😂

Best friend or worst enemy ang credit card depende s displina o kawalan ng disiplina ng tao. Pag wla kang disiplina prng pa-S (sosyal) ka lng. Prang "fancy way of saying you don't have money" ikanga.

@mlkyway1229

Жыл бұрын

Yes

Ano po maganda ng applyan ng credit card?

Yess makukulit sila... Tawag ng tawag para lang e activate ung credit card...mantlang d nmn pinapaliwanag ng malinaw bsta bbgayn k nalang ng credit card agad agad tas apurado pg papa activate.. 😅...

Dapat makali income mo jan? Pano naman pag walang malaking income tas malaki pa ang tax kada bwan?

May nakukulong ba sa utang?

Its true

Coach nakakatawa na namn itong video mo.

3 banks tumawag saken ng ganyan inoofferan ako ng personal loan. Dyusko halos weekly kung tumawag. Aba weekly ko din tinatanggihan hahahaha..

May kakilala ako mr chenkee may utang hindi lang man mahiya parang sosyalerang pobre

@rubencastillo5393

3 жыл бұрын

Pautang po🤭🤭🤭

Can someone stress more about the 3.5% to ₱600 to 45% please

Nadali ako nyan charges na yan nung pandemic last year.. 😂 Gasgas ang bulsa ko eh. Pag kacharge saken aba takbo agad ako ng banko binayaran ko full balance ko, simula non di na ko umilit. Ang sakit sa bulsa 🤣🤣🤣

@mlkyway1229

Жыл бұрын

Example po ng charges na biayaran niyo and baket mo may charges?

Ndi na ako mag crid card

👍👍👍

@chinkpositive

4 жыл бұрын

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

Kung hindi ko magamit ang credit card ko ng ilang buwan , magbabayad pa rin ba ako ng interest or may mga charges pa rin ba? wala kasi namention lahat ng mga blogger about credit card

@jenylynfunilas9589

Жыл бұрын

Pag wala kayo naswipe for the month means wala po kayo babayaran. Pakimonitor nyo lang ung annual fee kasi pag dumating at di nyo rin ito na pay on time eh it cause penalty and interest din.much better dapat alam nyo rin ung billing statement nyo every month

Question po, kasi may nakita ako sa mga bilihan ng gadgets or appliances 0% interest 6 months installment? Paano po ba ang payment nun? Thanks in advance

@darylp9306

2 жыл бұрын

Na try ko na sa bpi. 6 mos. at 0% instalment. Simple lang, iswipe nila card mo sa una, taz every month sa billing statement mo lalabas ung monthly amortization. Nakalagay say "1,500 1/6" meaning 1,500 ung monthly, at un ung 1st of 6 instalment. So binabayaran ko lng sya every billing. Last billing ko na now pang 6th. So nxt month mas mababa na dues ko. 😁

@rusjmana6279

Жыл бұрын

@@darylp9306 Paano bayaran yung balance through online po ba

@darylp9306

Жыл бұрын

@@rusjmana6279 Kung may Online banking ka at pppwede bayaran ung CC mo sa bank na un ppde. I enroll mo cc mo. Ppde rin sa SM or sa Rob payment centers pde rinsa shopee/gcash. Marame.

@rusjmana6279

Жыл бұрын

@@darylp9306 need pa po bang mag deposit ng pera kapag kukuha ng regular credit card?

@darylp9306

Жыл бұрын

@@rusjmana6279 No need for savings acct ig u will apply for a CC.

Lalo na kung platinum holder JBC and VISA card at may credit limit ka na almost 1M 😂 pag pala utang ka talaga patay talaga 😂

Halimbawa po ngswipe ka ng 500 pesos using your credit card, magkano ang ibabayad mo? Sorry po ah medyo magulo saken eh..

@0228kkmn

4 жыл бұрын

H&C-RideVenture based po nung pagtatanong ko regarding CC sa isang bank, kapag nabayaran mo siya before or on the day sa due date, 500 lang talaga yung babayaran mo. Unless sguro kung may interest na yung purchase mo nung binili mo na siya. Somebody pls correct me if I'm wrong.

@MAYMAY-MBS

4 жыл бұрын

500 din po babayaran mo. Madadagdagan lang un kung late ka magbayad.

@aidalortortogo2774

4 жыл бұрын

@@MAYMAY-MBS Hello May question pa ako..what if I pay 500 na..ma babalik ba sa dati yung credit limit ko? for example 15k ang limit ko then I purchases worth 1.5k then I paid it on time...babalik ba sa dati yung limit ko na 15k or mababawasan na sya?

@financeexaminer

4 жыл бұрын

Yes. It will return on your credit limit. But then you will have another expenses due on the next billing. So unless you dont swipe again after paying then it will return to flat 15k.

😂😂😂your offer is good but I want debt free...

Paano kikita si Credit Card Company, kung nababayaran mo on time yong total amount due mo palagi?. Thank you.

@SenyoritaStoic

3 жыл бұрын

Sa mga stores or merchant. Pag charge or swipe ng card mo dun, may charge ang bank sa kanila kasi nagkaron sila ng customers using the card.

@darylp9306

2 жыл бұрын

@@SenyoritaStoic Hindi ba baligtad?🤔

@haroldcordua3864

2 жыл бұрын

Sa annual fee yata

May tanung po ako sir paanu kapag hindi mo nagamit yong credit limit mo anung mangyayari ng iyong credit card sir.. at saka po sir anu po yun kapag merun ka na purchase na items example ang halaga niya is 1000 po ito lng po ba yung babayaran mo sir.. curiuos po ako para sa baguhaan like me sir.. sana masasagot mo sir

@Arnoldong1987

4 жыл бұрын

May pahabol pa po ako sir.. example ang credit limit mo is 50thuosand po tapos merun ka na ourchase na 1000 anu po yun yong 1thu lng po ba yong babayaran mo or yong credit limt mo ang babayaran mo tlga kc hindi mo nmn nagastos yun sir pls reply po thank you

@honeybeefrappe19

4 жыл бұрын

Arnold Ongaga 50k ang credit limit mo meaning yun ang limit ng pera na pwede mo ispend at bayaran. Pero if 1000 lang naman nagamit mo sa 50k na credit limit mo, if babayaran mo lang before due date is 1000 lang. Always pay in full before due date para walang interes 👍🏻

@Arnoldong1987

4 жыл бұрын

@@honeybeefrappe19 thank you very much sir.. first time ko lng kc magkakaroon nito hindi kopa siya nagamit.. kc baka yong credit limit ay yun napo yong bayaran mo kaya natakot po ako sir.. so ganun lng po pala sir kung anu lng po yong na purchase na items yun lng din pala ang babayaran mo.. ay thank u po tlga sit.. i appreciated yuor reply.. Gof bless po..

@rusjmana6279

Жыл бұрын

@@honeybeefrappe19 kapag po ba magbabayad ay sa mismong branch?

Kapag nahacked po ang nagamit ang credit card mo, ikaw ba ang magabbayad nun sa bank?

@chinkpositive

2 жыл бұрын

yes if ikaw ay nag bigay ng access by clicking on phising sites

May credits cads pito piraso with total credit 800k now its working gerated income 3-8 percent per month.

@AALO101

4 жыл бұрын

Achie Ver Paano?

UTANG FREE.

Kung may credit card ka, wag antayin dumating ang billing statement. Real time at least twice a week check mo sa mobile apps mga expenses mo. Isang card lang dalhin mo sa mall na pang groceries at mahina ang credit limit, pag may big purchase, think more than thrice haha

@aeshavillanueva6116

2 жыл бұрын

no, you have to wait your billing statement. if you pay too early, ma add yan sa previous balance mo kahit fully paid kana. so pay pagdating ng billing statement and that is approximately 10 days before due.

@mugzee84

2 жыл бұрын

@@aeshavillanueva6116 di naman bayaran ang paguusapan, ang pagiging aware lang sa mga utang card at malay natin nahack ang card, ok pa rin laging alam charges wag mag antay sa billing

Sir i have a visa card but i used only everytime i go home for vacation? Twice a year!! My concern is this.. is my bank will charge me even thou im not using my visa in a five months period? Please advise?

@bgbizkit

3 жыл бұрын

If you're using a Visa credit issued by your bank, you will only be charged when you use it. Pag walang swipe, then no need to worry. Ang auto charge lang ng credit card is yung annual fee. There are cards though na walang yearly na babayaran as part of its features.

@jakzedroberts

2 жыл бұрын

@@bgbizkit So ang credit card po is walang ma chacharge pag hindi ka na swipe at ang babayaran mo lang is yung magkano na swipe sa isang buwan every month?

@bgbizkit

2 жыл бұрын

@@jakzedroberts Yes. Remember also pag lumabas ang bill mo, pay your total amount due in full to avoid interests sa susunod na bill

@jakzedroberts

2 жыл бұрын

@@bgbizkit okay po, okay lang po ba kahit di pa due date pero may billing statement na, bayaran na agad?

totoo po yan nakakashock ang ibang bangko bigla nalang nagpadala credit card sakin e hindi naman ako nag aapply for credit card

@raykudos73

3 жыл бұрын

dipende po kasi yan sa laman ng bank account mo.. for example sa BDO ang alam ko for as long as meron ka atleast 20k na hnd nagagalaw sa bank account mo pwede ka nila bigyan ng credit card. pero for as long as hindi mo inaactivate un wala kang dapat ipagalala

@rusjmana6279

Жыл бұрын

@@raykudos73 paano po mag oa activate ng cc

Mga Sir, Ano po mas mainam gawin? sabhin nating meron nakung pambayad ng buo sa installment ko sa credit card, mas maganda ba na bayaran ko na agad ng buo or bayaran ko nlng monthly hanggang matapos? di kasi ako mapalagay pag may utang.

@aeshavillanueva6116

2 жыл бұрын

no! if you pay in full sa installment mo mi charge yan.

Additional disadvantage is becoming a possible victim of fraudsters and scammers. Medyo nakaka-praning gamitin kasi pag na-chambahan ka at nauto ka, yari ka! Hahahahahaha......

Utang free

I'm here kasi ilang buwan na ko nag iisip kung kukuha ako ng credit card

@mlkyway1229

Жыл бұрын

Me too , ako naman pinadalhan ng credit ka. Naka-inactivate pa. And hindi pa ko makapag decide kung ia-activate ko or wag na lng haha.

@rusjmana6279

Жыл бұрын

@@mlkyway1229 paano ipa activate sa misming branch po ba

Pwede magamit ang credut vard kahit wala laman?? kakaactivate lng..

@daisymaeborres6558

2 жыл бұрын

Yes, wla naman tlga laman yan na savings. Pag nagswipe ka sa store dun kna magkakautang

May nakulong naba sa utang sa credit card?

@imonsocialmedia5171

4 жыл бұрын

roma pardillo Wala pa. Hahaha kaya nga ang style ng credit firms eh gagawin nilang miserable ang buhay ng may debt hanggang sa mag bayad ng full.

@pulisiacoo5144

4 жыл бұрын

Hi

@jenevargas1459

4 жыл бұрын

Yung kaibigan ng papa ko nakulong daw dahil sa utang

Heheee....

Book free

@chinkpositive

2 жыл бұрын

Order here chinkshop.com/pages/bbb

Utang Free

@chinkpositive

4 жыл бұрын

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

Utang-Free

Utang FREE

@chinkpositive

4 жыл бұрын

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

utang-free

@chinkpositive

4 жыл бұрын

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: lddy.no/bpzp 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

Haha. Natawa ako dun sa cash advance. Buti na lang ang cellphone ko di laging nakakabit sakin kaya di ko nasasagot. Sakin yan lang pinakadisadvantage kapag aksidente kong nasagot since bago ako tumanggi kailangan ko pa sila hintayin matapos magsalita. Haha

i use my 2 credit cards for pahulugan sa mga teachers with 20% interest and i'm very good so far. :)

@valarmorghulis8139

2 жыл бұрын

Kaya pala baon sila sq utang

@felicitysmoak1860

Жыл бұрын

20% ampucha nakakatulog ka ba ng mahimbing

@yengmercado2088

11 ай бұрын

Hahaha 5/6...ang peg....😢😢😂😂

@heynabustamante

3 ай бұрын

🤦🏻‍♀️

UTANG FREE

@chinkpositive

4 жыл бұрын

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

Mr, chinkee tan, kunwari po namili aq sa grosari, sa halagang 5k, mag iinteres nb xa,kht nag bayad aq sa wla pa sa duedate, nya, at kng meron, ilang percent po???

@applejaypales2706

Жыл бұрын

no. as long as you pay in full before due date, walang interest fee.

Utang Free.

@chinkpositive

4 жыл бұрын

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

utang free

SOBRANG TAAS NG INTEREST AT SURCHARGES LALO NA SA HINAYUPAK NA BDO!!!

@winstoncarmelo4159

3 жыл бұрын

Kahit po ba magbayad on time may interest at charges padin po?

@christianq.sukhwani8531

3 жыл бұрын

As long as na mag babayad ka before your due date wala kang makukuhang interest.

Utang

@chinkpositive

3 жыл бұрын

Please click the link: bit.ly/33ErkJv

Naisip ko lang na ideya, shinare ko na kasi baka hnd ko magawa pero Makita ng iba, Sana makatulong. Naiisip ko na humingi ng brochure or flyers ng mga appliances and gadgets, then hahanap ako sa mga kapitbahay ko ng gustong magkaroon kunwari ng aircon na hnd kaya bumili pero kaya ng hulugan, so ung magbabayad ng gusto nilang iloan is si credit card ko, pero syempre may patong na sa akin na kahit hnd Malaki Basta mataas ng kaunti sa interest ni credit card and while nagbabayad sila sa akin na syang panghulog ko as payment monthly Kay CC, mababayaran ko Ang loans plus makakaipon Ako ng trust sa bank at ung points na pwede magamit in the future like travel, house and lot. Pero ofcourse take risk and prevent risk. Kapag Malaki ang utang nila, magcolateral, kung hnd mo kaya magtiwala sa friend mo, sa friend ng friend mo with collateral para formal at hnd madadaan sa pagkakaibigan.

Utang free

@pulisiacoo5144

4 жыл бұрын

Hi

@chinkpositive

4 жыл бұрын

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

Utang FREE

@chinkpositive

4 жыл бұрын

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

@chinkpositive

4 жыл бұрын

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

UTANG FREE

@chinkpositive

4 жыл бұрын

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

UTANG FREE .

Utang Free

@chinkpositive

4 жыл бұрын

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000 Pls like and subscribe to my YT Channel. para kapag meron po ako video ay manonotify po kayo. Happy New year to you and to your family! Thank you

utang free

@chinkpositive

4 жыл бұрын

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

Utang free

@chinkpositive

4 жыл бұрын

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

Utang free

Utang free

@chinkpositive

3 жыл бұрын

click the link: bit.ly/33ErkJv

Utang free

@chinkpositive

4 жыл бұрын

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

Utang free

@chinkpositive

4 жыл бұрын

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000 Pls like and subscribe to my YT Channel. para kapag meron po ako video ay manonotify po kayo. Happy New year to you and to your family! Thank you

Utang free

@chinkpositive

4 жыл бұрын

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: lddy.no/bpzp 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

UTANG FREE

@chinkpositive

4 жыл бұрын

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

UTANG FREE

@chinkpositive

4 жыл бұрын

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: lddy.no/bpzp 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

UTANG FREE

@chinkpositive

4 жыл бұрын

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000 Pls like and subscribe to my YT Channel. para kapag meron po ako video ay manonotify po kayo. Happy New year to you and to your family! Thank you

Utang free

@chinkpositive

3 жыл бұрын

click the link: bit.ly/33ErkJv

Utang free

@chinkpositive

3 жыл бұрын

click the link: bit.ly/33ErkJv

Utang free

@chinkpositive

3 жыл бұрын

click the link: bit.ly/33ErkJv

Utang free

@chinkpositive

3 жыл бұрын

click the link: bit.ly/33ErkJv

Utang free

@chinkpositive

4 жыл бұрын

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

@chinkpositive

4 жыл бұрын

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

utang free

@chinkpositive

4 жыл бұрын

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

utang free

@chinkpositive

4 жыл бұрын

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

utang free

@chinkpositive

4 жыл бұрын

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

utang free

@chinkpositive

4 жыл бұрын

Introducing my latest book: “MY UTANG DIARY: Maging Utang Free para sa Buhay na Stress-Free!” for only P150+100 Shipping Fee. HOW TO BUY: 1. Please click the link: bit.ly/33ErkJv 2. Fill out the details 3. Select mode of payment 4. Take note of your ORDER NUMBER upon check out 5. PM me proof of payment **Bulk/ Reseller package also available. ** 10 Books at 50% off @P750 20 Books at 50% off + 5 FREE books @P1,500 40 Books at 50% off at 15 FREE books @P3,000

Utang free

@chinkpositive

4 жыл бұрын

Please click the link: bit.ly/33ErkJv

@chinkpositive

4 жыл бұрын

Please click the link: bit.ly/33ErkJv