Yo! I know as a man I'm not your target, but I gotta give you props on what you got going on. "Besties," "our"? I had to pause this at less than a minute to just comment on how I've never seen someone make their followers feel like such a part of the team. You absolutely exude warmth and friendliness, and I know I'm not the only person who is *THOROUGHLY IMPRESSED* with you. Please keep being you.

@MichelleElaineOfficial

3 жыл бұрын

Wowwww omg thank you soo much for this. I truly appreciate all feedback but it’s comments like this that keep me pushing and motivated. Thank you ☺️!!!

I do cash envelopes. I like doing my cash stuffing. But this digital way seems pretty cool. I been trying to avoid handling cash. Thanks for the video! Ima try it.

Nails are on sophistication

Listennn! The selling point is knowing my money is LOCKED! I’m the queen of losing all the things and sadly, having my bank account hacked to buy brides across the seas. I digress. But yes to the protection and not having to deal with the bank and drama of NEEDING your money 😫

My hubby was just asking me about doing cash envelopes electronically. Definitely something I may look into.

I'm a beta tester too!! I can't wait to have the full experience. Been through several updates already and it keeps improving with every one.

I just came across your channel and you seem like such a sweet person❤ thank you for all the tips!

I use cash budgeting but all my purchases are with my credit card and every week I pay back my credit card with the cash. Then it I do over spend in one category I can put from another to pay my bill, plus I get points for my budget. All of my longer term sinking funds in kept in account savings accounts.

Trying this out. Thanks so much for the suggestion in the most recent video. The problem for me with the envelope system has ALWAYS been the cash. I used it for a little while, but it just always got forgotten or uncomfortable having that much money. Digital is always how I have spent money. I’ll let you know how this goes! (Also love the way you add an accent to some of the words you say. Like “dawlas” instead of dollars. So adorable. And I do similar things, so whenever you do it I smile.)

@MichelleElaineOfficial

3 жыл бұрын

Omg you are so amazing. I’m so excited that you found my channel. Can’t wait to get to know you more. We have similar personalities!!

I now have this as my personal bank account and I love it!!!

I’ve been looking into something like that, since I live far away from the nearest bank. Thank you for the video!

I’m a brand new follower. I love your digital planning videos and have been wanting to do the cash envelope system because I’m so bad with my money and that system helped me to stay within my budget before, but with this COVID I absolutely do not wanna use any cash! So this is perfect! Digital planning + budgeting + Qube Money + you = my new best friend!!! THANK YOU!! And btw, you have a beautiful voice! Keep singing girl! =D

Needed this I get paid online and don't have access to a bank like some

Yasss this’ll go great with my EM budget planner 🙌🏾 I’m going to start using it in January

@MichelleElaineOfficial

3 жыл бұрын

Yyyyyyyaaaaasssssssss🙌🏾🙌🏾🙌🏾🙌🏾🙌🏾

This was so helpful! I love your personality 🥰

FYI bestie fam, you can change the icon/color of your Qube when you click on a Qube and go to edit it, click on the icon next to your titled Qube name then it will give you different icon pics or colors you want to color code it. The colors are limited but something to use if you’re into personalizing it.

This is so cool to do. Thanks for sharing

I just “met” the co-founder at virtual FinCon days ago. Great guy and I def plan to try it out. Great tutorial!

Hey best friend! 💅🏽 by far the best digital budgeting video I’ve seen. Now I need me an iPad Pro 🥵💸 I wanna do this once I’m past the budget binder phase...I really wanna go paperless.

I absolutely just signed up. Thank youuuuuu

I would do both. Pay all bills online that needs to be paid, then withdraw whats left and cash stuff

Hey Michelle 🤗! Great video❤

Wow 😮 this is extremely interesting

I sign up can’t wait to see what’s in store

Do you still use Qube? Have you been able to save a ton of money? Do you recommend? Awesome video!!!!

I do cash envelopes and love it but i love the digital becuase some of our catergories are not being physically stuffed just left on the card but it’s easy to over spend that way. So i just downloaded and signed up for the Qube app so that I can no do my cash stuffing for the digital accounts!!! Love this can’t wait to do a video on my hybrid cash stuffing system!!!!

I just got my email that im off the wait list. Do you still you use them from time to time?

Do we need a code to sign up or does Qube have a free subscription to enroll?

Is it live and ready to use?

Do it works on a normal iPad .

Where do you get the digital planner ??

And what if your phone dies while you’re out shopping?

I wish it didn’t take two days to put the money in the Qube account

This is neat! So when you spend from a open category, does it automatically reduce the available amount, or you keep receipts and update?

@MichelleElaineOfficial

3 жыл бұрын

It automatically reduces your amount and it automatically closes within 30 minutes even if you haven’t finished the transaction.

How do I get this app??

Where did you purchase your pencil?

Do you have a card to use for that category or how do you pay with it?

@MichelleElaineOfficial

3 жыл бұрын

Yes i have a physical card and i have added my card to my wallet on my phone

I just signed up and all set to go. I just wish the money went right into the Qube account from bank account when you make the transfer but that’s ok I can deal with that.

@chandlerburris7982

3 жыл бұрын

Spends $70 on personal care, $50 on entertainment!!! But needs food stamps!!! Youre self-sufficient let people that needed food stamps use them!!! People that don't have $120 to spare

@MichelleElaineOfficial

3 жыл бұрын

Did you ever ask why i have food stamps at the moment? Oh ok well let me help you. I lost my job in June. The back log was so big that i didn’t get approved for food stamps until October. At which point they back paid me for the months that O had applied for. Now i am working and did not recertify and on the last month. So please before you start trying to judge anyone, ask.

Are you still using this? Do you recommend??

Will you be adding this step into your budget with me videos?